WESTMOUNT WEALTH GROUP. Your wealth. Curated. WESTMOUNT. Suite Beach Road Qualicum Beach, BC V9K 2R1 P (250) F (250)

Transcription

1 WEALTH GROUP Your wealth. Curated. Suite Granville St Vancouver, BC V7Y 1G5 P (604) F (604) Suite Beach Road Qualicum Beach, BC V9K 2R1 P (250) F (250) Suite th St Courtenay, BC V9N 8V7 P (250) F (250) (800) westmountwealth.com

2 WHY US Average Client Assets Unbiased Product? Bank Branch Representative Mutual-Fund Based Financial Planner Bank Broker $0-$100,000 $0-$200,000 +$250,000 +$400,000 Limited to the bank s own Usually limited to parent Advisors are able to GICs and mutual fund company s mutual funds offer 3rd party offerings. and GICs. Advisors are investment products. not licenced to offer other investment products. Unbiased Advice? Salaried employee, often with over 1000 clients. Required to sell bank s products. No vested interest in client s investment performance. Comprehenive Financial Planning? Average Advisor's Experience? Focused on a limited array Generally good of investment and lending knowledge of insurance solutions. and estate planning advice to complement investment work. Only a few years due to high turnover of staff. Depends if the advisor is Self-employed compensated for selling salesperson where product (biased) or if they compensation is tied to products sold. Often with are fee-based. front or back-end fees. We are product agnostic and have access to almost any investment product for clients. We are a fee-based advisory group. Our compensation is not tied to product recommendations. Most brokers are solely focused on investments although some may utilize the firm s in-house planning and insurance team. All advisors are Certified Financial Planners. Our primary focus is on integrating all aspects of a client s finances. Varies. Westmount Wealth Group Generally 15+ years. 4 Advisors with an average of over 20 years experience.

3 OUR VALUES Why Do We Work With HollisWealth? So that we can offer unbiased advice to clients in all areas of their finances. To give clients access to the best available products or services. While still providing clients the security of being affiliated with Scotiabank. What Makes HollisWealth Different? Independence + Security. HollisWealth is the only independent Canadian brokerage owned by a bank. What is Our Investment Philosophy? We believe that smoother portfolio returns are better than volatile growth-oriented strategies. We prioritize reducing losses in three ways: Focusing on Income Generating Assets, Selecting Lower Volatility Investments, and Reducing Investment Costs where possible. Why We Are Fee-Based Investment Managers? Transparency We want to be upfront with clients so they can see the cost of the investment management and financial planning advice they receive. Aligned Interests We give our clients the piece of mind of knowing that products are chosen simply based on merit. Our compensation only increases with the value of your investments. Freedom of Choice Most advisors only recommend investments with built-in compensation like GICs and Mutual Funds, whereas we can pick from almost any suitable investment. Less Fees We avoid the administration fees charged by brokerage firms for TFSA/RRSP/RRIF accounts. Avoiding Commissions Because we are fee-based investment managers, we are able to avoid commissions normally associated with trading securities such as ETFs, Bonds & Stocks for clients. What Services Do We Offer? We take an integrated approach that starts with spending time learning about you and your finances. We then provide written recommendations and help you implement any required changes in the following areas: Investment Management, Retirement Income Planning, Legacy & Estate Planning, Insurance Services, Tax Planning, and Lending & Mortgages. Organized, Clarified, Curated. For You.

4 OUR PROCESS Meeting 1 Your Financial Goals & Concerns Discussion of Practice & Services Data Collection Assets, Liabilities, Savings, Wills, Taxes, etc. Brief Feedback on Your Current Financial Position Meeting 2-3 Written Feedback & Planning Solutions Client Feedback & Plan of Action Presentation of Recommended Portfolio & Review Fee Structure Complete Paperwork to Open Accounts Initiation of Investment Transfers Meeting 4 Insurance Recommendations Apply for Necessary Insurance Meeting 5 Retirement Planning Projections Meeting 6+ Refinance Mortgage or Line of Credit Purchase Investment Property Update/Draft Wills, Power of Attorney or Representation Agreements Introduction to Corporate Estate Services &/or Establish Trusts Set up Accounts with our Private Banking Services Introduction to an Accountant

5 SCOTIABANK SCOTIA CAPITAL INC. HOLLISWEALTH Global Bank Wealth Management and Capital Markets Division Investment and Insurance Brokerage Curated Wealth Managment Group WEALTH GROUP Westmount Wealth Group is a boutique practice at HollisWealth that provides high-level, comprehensive advice to their clients. HollisWealth is a wholly owned subsidiary of Scotiabank and part of the bank s Global Wealth & Insurance division. As one of Canada s premier independent financial advisory networks, HollisWealth provides diversified investment and wealth management services to individuals, families, corporations and foundations HollisWealth supports innovative wealth management through a network of independent advisors who operate under the HollisWealth brand. This financial advisory network consists of approximately 900 advisors of multiple regulated entities who reside in over 400 locations across Canada.

6 VANCOUVER OFFICE Lorenzo Pederzani CFA, CFP, FCSI Investment & Insurance Advisor HollisWealth Insurance Agency Ltd. Lorenzo leads the operations of this dynamic team. He has over 15 years of industry experience in Canada and the United States. Prior to launching his private practice 12 years ago, Lorenzo gained valuable experience as a business analyst at a prestigious US Investment Bank in New York City. He is an active financial educator who teaches financial planning to the employees of many of the cities, law enforcement branches, and companies around the Lower Mainland. Matthew Evans CFP, CIM Associate Investment & Insurance Advisor HollisWealth Insurance Agency Ltd. Matthew is highly respected by his peers for his investment acumen and is the driving force behind Westmount Wealth s investment management. Matthew s focus within the practice is the design, monitoring and adjustment of our model portfolios. Matthew also provides comprehensive planning advice to his clients. Mila Pelletier Client Services Manager Mila is the backbone of the team and is responsible for making sure that we are delivering on the services we provide to clients. Mila is experienced in delivering exceptional customer service and has an extensive background in hotel management; most recently running a division of the Fairmont Pacific Rim in Vancouver. QUALICUM BEACH OFFICE Robert J. Willis CFP George Platt Senior Investment Advisor Client Services Consultant George Platt has been serving clients and providing financial advice in the Financial Services Industry for the past 20 years. Utilizing his Hon. BA in Economics, George is instrumental in helping clients reach their financial goals through prudent and conservative portfolio management. Robert has been serving clients in the financial services industry for the past 29 years. He is a CERTIFIED FINANCIAL PLANNER Professional and is fully licensed to provide advice on Retirement Planning, Investments, Estates, and Life Insurance. Robert has worked from his Qualicum Beach office for the past 23 years serving retirees, self-employed business operators and private corporations. COURTENAY OFFICE Len Paisley CFP, FMA, FCSI Leanne Rathje Leanne helps us build and maintain our professional relationships and provides exceptional customer service to our clients. Leanne has spent over 15 years in the insurance industry as a customer service agent and commercial insurance broker. Investment Advisor Len is a wealth management, estate, and financial planning specialist, and has been providing this expertise to businesses and professionals on Vancouver Island for over 35 years. Len believes passionately that clients are our most valuable asset. Len teaches classes in estate planning and has been a featured speaker for North Island College. Administrative Assistant

7 DISCLAIMERS HollisWealth is a trade name of Scotia Capital Inc. and HollisWealth Insurance Agency Ltd. HollisWealth is a division of Scotia Capital Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. Brokerage services provided by HollisWealth are provided through Scotia Capital Inc. Insurance products provided by HollisWealth are provided through HollisWealth Insurance Agency Ltd. Registered trademark of The Bank of Nova Scotia, used under licence. Westmount Wealth Group is a personal trade name of Lorenzo Pederzani. HollisWealth and the Scotiabank companies do not provide income tax preparation services nor do they supervise or review other persons who may provide such services. Mortgages provided by referral.