Your invitation to TD Wealth Private Investment Advice

Transcription

1 Your invitation to TD Wealth Private Investment Advice It isn t just about where you are today, it s about where you see yourself tomorrow

2 Add our momentum to yours Imagine the heights you could reach when you draw upon the growth, stability and expertise of TD Wealth Private Investment Advice, an integral part of TD. When you engage with us, you gain the confidence of knowing the services you receive are supported by the significant resources of TD Bank Group, with over $800 billion in assets, and a full range of financial solutions that benefit TD clients around the world. 2

3 The TD Bank Group difference Unyielding stability Help protect your wealth with our strong risk governance practices that strictly define and meticulously manage exposure to earn us the mantle of North America s Safest Bank for 2013 (as rated by Global Finance magazine). 1 A culture of total engagement Whether we re helping you manage, grow, preserve or transition your wealth, we invest fully in our relationship with you. As part of our commitment to you, we strive to attract and retain top talent and take pride in working to deliver an exceptional client experience. 2 A robust partnership Collaborating and working behind the scenes on behalf of every client are teams of specialists that compile data based on leading-edge economic industry analysis, provide regional expertise, and manage risk through investment research. Through Atlas Wealth Management Group, you ll have access to the relevant information and advice that help you make decisions that are best for you. Front row: Libby Wilkinson, Private Banker, Private Client Group; Mick Standish, Portfolio Manager, Investment Advisor, Private Investment Advice; John Vouvalidis, Will and Estate Planner, Wealth Advisory Services Back row: Kitty Wong, Assistant Investment Advisor, Private Investment Advice; Mark Kriznic, Portfolio Manager, Investment Advisor, Private Investment Advice; Sandra Bussey, High Net Worth Planner, Wealth Advisory Services; Phillip Ball, Estate Planning Advisor, Wealth Advisory Services 3

4 You decide where you want your wealth to take you. We design a path to help get you there. Experience has shown us that your past and your present combined point the way to your future. So, together, we start with a deep understanding of who you are, your personal values and beliefs and your vision of success. Through our process that we call Life Discovery, we work with you to discover, define and prioritize your values and expectations. This means reviewing the financial decisions you ve made over the years, the goals you ve set for yourself in the years to come, and the ways in which these reflect what is important in your life whether it s your family and your home, your work and your legacy, or your personal lifestyle and well-being. To create your personal investment and wealth plan, we tailor our broad expertise to fit your unique needs. We take an integrated approach, bringing in other TD specialists as required to address all investment, tax, estate, philanthropic and business succession needs, bridging your present-day circumstances to your financial future. 4

5 Atlas Wealth Management Group working with you toward a common goal Everyone has a unique vision for what they want to achieve for themselves and their families. Having an investment and wealth strategy custom-tailored to your goals is vital in helping you reach them. That is why it s important to have the right team behind you helping you seize opportunities and navigate obstacles that may lie ahead. We are with you every step of the way providing professional advice and ongoing support to make sure your wealth strategy stays on course. We start by having a conversation with you about what you want to accomplish with your wealth this is the foundation upon which your relationship with us will be built. Once we understand your goals we apply the insight and experience from our team of specialists to build a comprehensive wealth strategy designed specifically with your goals in mind. It doesn t stop there: we will continuously monitor your plan to ensure it stays on track to deliver the results you need. We will also adjust it to reflect any changes to your financial situation, priorities or goals. 5

6 Our benchmark is your results Based in London, Ontario our team of investment specialists provides personalized portfolio management services for a select group of high-net worth private clients, families, charities, businesses and corporations. Our goal is to provide independent, objective and comprehensive portfolio management and wealth planning solutions to our clients. We believe that the most important measure of our success is reaching the goals that matter to you. We employ thorough research and detailed analysis when formulating your investment strategy in order to choose the best investments for your portfolio. Before we include an investment in your portfolio we ensure it s suitable for your risk tolerance, fits your investment goals and aligns with your wealth plan. Our investment philosophy is grounded on the principals of diversification, asset allocation and risk minimization. We strive to provide clients with low-volatility portfolios to help smooth out the ups and downs of the market with an emphasis on principal protection. We have the flexibility to build customized portfolios from a vast selection of investment products. We offer exposure to domestic and global markets through many investment choices such as cash and equivalents, bonds, stocks, mutual funds, exchange-traded funds, hedge funds, real estate and commodities. 6

7 We worry so you don t have to We work with you to establish an investment strategy that reflects your risk tolerance, investment experience, financial situation and goals. Once an overall strategy is agreed upon we get to work employing our disciplined selection process to choose the right investments for your portfolio. You give us the discretion to make the day-to-day investment decisions while maintaining full control over the limits within which we operate. With our ability to react quickly to news and market events, you can leave the worrying to us and focus on the other parts of your life that matter to you. You can rest assured that your investments are constantly monitored and managed by our team of professionals. Managing investments in this way also ensures all of our clients have access to the same opportunities we can trade all our client accounts simultaneously, so you never have to be concerned about missing an investment opportunity because you couldn t be reached. 7

8 Our team assembles specialists with the expertise to help guide you to where you want to be Wealth planning services Our specialists work with you and your other professional advisors, when appropriate to develop comprehensive wealth strategies based on a number of wealth considerations. Among them: - Identifying retirement income streams - Estate planning - Transitioning your business - Accessing sophisticated credit solutions - Tax planning - Philanthropic planning Will and Estate Planning Our experienced professionals apply their expertise in estate and trust planning to develop solutions that reflect your personal choices for the future and for the legacy you will leave behind. To help you manage your responsibilities, our specialists can also provide executor, trustee, power of attorney, as well as financial care and management services for aging parents or loved ones with special needs. 8

9 Business Succession Planning Our specialists will work with you and your team of external advisors, including lawyers, accountant and business brokers, to help you maximize your business value, and create and implement a plan for smooth transfer of your business down the road. Risk Managment Solutions Protecting the assets you have worked hard to build for you and your loved ones is a key component of any comprehensive wealth strategy. Our specialists work with you to determine the best form of coverage for all of your financial and non-financial assets in case of unforeseen events. The use of risk management strategies can also help you preserve your wealth, sustain your business and minimize tax obligations. 9

10 Each goal you reach is a stepping stone to your next Your investment and wealth plan evolves with you and is flexible enough to move with you through each stage of your life Your journey doesn t end just because you ve made a certain amount of money. It just gets more interesting. Old priorities change. New prospects open up. That s when you really want someone with you who can bring to bear the collective experience and expertise to know an opportunity. Someone who is listening to what your needs are today, and who can help you plot a clear course to your next goal. It is our commitment to follow up with you on an ongoing basis and keep you advised of potential opportunities, while responding to changes in your financial circumstances, personal situation, or vision for the future. Shall we begin? We believe that the only relevant measure of our success is reaching the goals that matter to you. We re ready to begin the journey of helping you manage, preserve and transition your wealth. 10

11 You are only one step away from achieving your financial goals contact us today. Mark Kriznic, CIM Portfolio Manager Investment Advisor Mick Standish, CFA Portfolio Manager Investment Advisor

12 Atlas Wealth Management Group TD Waterhouse Canada Inc. 380 Wellington Street, 18th Floor London, Ontario N6A 5B Global Finance magazine rated TD Bank Group #1 safest bank in North America as of July 30, TD Canada Trust No. 1 in customer service among Canada s big 5 banks for the 9th year in a row in 2013 Best Banking Awards Ipsos. Atlas Wealth Management Group consists of Mark Kriznic, Portfolio Manager, Investment Advisor and Mick Standish, Portfolio Manager, Investment Advisor. Atlas Wealth Management Group is part of TD Wealth Private Investment Advice. TD Wealth Private Investment Advice is a division of TD Waterhouse Canada Inc., a subsidiary of the Toronto-Dominion Bank. TD Waterhouse Canada Inc. Member of the Canadian Investor Protection Fund. The TD logo and other trade-marks are the property of the Toronto-Dominion Bank.