State by State A Breakdown of the Best Med Supp Carriers
|
|
- Jeffery Nicholson
- 5 years ago
- Views:
Transcription
1 State by State A Breakdown of the Best Med Supp Carriers Here is a state by state analysis of the best Medicare Supplement plans and carriers to help you place your business and offer your clients the best products. Click on your state below. AL AR AZ CA CO CT DE FL GA IA ID IL IN KS KY LA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WV WI WY AL United of Omaha Plan G is very competitive in AL and when you put a household discount on the premium you have a plan under $100. If you re looking for an alternative to United of Omaha, GPM is hovering just above $100 with their Plan G which has strong commissions. AR Whether you have a new client to Medicare or an existing client you will want to look at Plan G with GPM Life. This plan has a potential of saving your client hundreds of dollars throughout the year. If your client is looking for more comprehensive coverage call us about Medico. Medico has a history of taking single digit rate increases on their Plan F. Are you looking for a highly recognized carrier that pays life time renewals? Call us about American Continental. AZ If you are looking for a plan that is competitive not only for 65 year olds but also 70 years and older you will want to take a look at GPM Life. You no longer have to spend money at the pump with Medico. Keep your gas money in your wallet and use Medico s over the phone application to sell their very competitive Plan F. Or if you prefer selling online you could use United of Omaha s online application to offer their competitively priced supplements. CA United Healthcare leads the way with strong Plan F rates in CA. United of Omaha is close behind with strong Plan G premiums and of course their always popular E-App! If you d like additional details, contact Andrew Petersen at CO Competition is fierce in CO between two key players, Untied Healthcare and Medico, which both offer great rates throughout the state. GPM also looks to be a player with strong Plan G rates and excellent commissions available! For details call Brandon Ward at
2 CT No health questions in this state, only guarantee issue. GPM has the best rate for Plan G. For those who like Plan F United Healthcare is the way to go. For more information please call Matt Van Auken at DE United Healthcare by far has the most competitive rate at $121 for both male and female. For now no one is in second place. For more information please call Tom Parkin at FL United Healthcare is hard to beat in FL with some of the most competitive rates available! Mutual of Omaha and GPM offer a competitive alternative to United Healthcare, and pay stronger commissions in many situations! For additional information please contact Terry Meyer at GA Continental Life has found new popularity with their rate decrease earlier this year in GA which left them positioned quite favorably. If you re looking for a carrier with more branding and name recognition United of Omaha can t be beat. Medico would also be a strong option for Plan F or Plan N. For more information please call Brandon Ward at IA Iowa is another strong state for Plan G with United of Omaha. Priced about $20 less than the Plan F makes it is priced to sell. Looking for a strong alternative then you should look at Continental Life, an Aetna company selling MS for 30 years. ID Are you looking for a company you can work with that you can trust? If so please ask about GPM Life. This solid carrier offers a Plan G you can t look past! If your client is looking for more comprehensive coverage call us about Medico. Medico has a history of taking single digit rate increases on their Plan F. If you are signing up a couple, then you will want to compare rates using United of Omaha s household discount. IL Mutual of Omaha has taken the competitive lead in IL with their new rates! American Continental recently took a rate decrease which has left these two A rated carriers in fierce competition with each other. Medico also remains competitive and is getting their fare share of attention. For additional information please call Tom Parkin at IN United of Omaha has been stable in this state for the past couple of years. Other carriers that could be used are Medico and GPM, especially for Plan G. For more information please call Ardey Clark at
3 KS American Continental has certainly showed their competitive edge recently and KS is no exception to that with strong Plan F and G rates available! Medico has gained in popularity recently due to strong commissions. However, if you re looking to submit an application with contracting then GPM would be the way to go! For more information please contact Brandon Ward at KY The most affordable and competitive plan would be the Plan G for around $86 with GPM. Next best rate would be Plan F and G with Omaha Insurance Company. LA United of Omaha is very competitive for the Plan G. Here again is a state that has a plan under $100, offers a household discount and pays full commission (no part B offset). Need an alternate company, look no further than GPM. An A- rated carrier with a great rate, great commission and single digit rate increases on Plan G in most states. Need more comprehensive coverage, check out Plan F with United Healthcare. MD The biggest savings for seniors would be GPM Plan G and Omaha Insurance Company, both saving more than $150 compared to the closest Plan F that starts at $141. G is the way to go in the Terrapin state. For more information please call Terry Myer at ME Top rate in Maine is United Healthcare which has very competitive rates for both male and female. Plan G for GPM would be an alternative if you want higher commission and competitive pricing. MI There are several great carriers to work with in MI. GPM and Omaha Insurance Company for Plan G is just over $100. Plan F looks like American Continental Insurance, Omaha Insurance Company and Oxford depending on zip code. More than enough carriers to find homes for MI seniors. MN GPM Life is very competitive. If you are looking for a financially solid company and one with very affordable rates please call about this carrier. Alternatively, we work with Continental Life. This company will sell with the strong name recognition and strong life time renewal commissions. MO Do you have clients calling you on their policy anniversary looking to save money? We have the answer with GPM Life s Plan G. Call us with your client s rate and we will show you the savings! Do want your client s rate increases on a schedule you can keep track of? Oxford Life offers your client a 12 month rate guarantee every year on the policy anniversary! Looking to help your coupled clients out? Call us about Mutual of Omaha s 12% household discount.
4 MS United of Omaha is racking up the Plan G sales in MS. With the household discount you can have your client into a policy for around $90. Want to have another carrier that has averaged single digit increases on Plan G? Then you need to ask me about GPM. MT The newly released United of Omaha in MT has been a hit. United of Omaha Plan G is priced to sell. Get a full commission when selling United of Omaha Plan G. Need another carrier in your back pocket then you should ask me about how you can add United Healthcare to your Medicare portfolio. NC Whether you have a new client to Medicare or an existing client you will want to look at Plan G with GPM Life. This plan has a potential of saving your client hundreds of dollars throughout the year. Do you get a lot of calls about rate increases? Call us about Oxford Life. This carrier offers your client a 12 month rate guarantee every year on the policy anniversary! Alternatively, if you are looking to do business with an A+ rated carrier and want a carrier where everyone knows their name; call us about United of Omaha. ND The most competitive plan in the state is GPM Plan G. If you like Plan F, look again at GPM. If you re looking for an alternative check out Plan G for United World. NE Plan G with GPM and American Continental Insurance look to be highly competitive in this state. Both plans are under $90. Agents that only write Plan F will like American Continental Insurance for less than $100 dollars. NH This Plan G is priced to move with the household discount and the reputation of United of Omaha and their 45+ years experience in the Medicare markets. Need another A carrier? Then ask me about Genworth or United Healthcare Medicare Supplements. NJ Who can compete with United Healthcare s premiums? Well United of Omaha and Genworth both offer strong Plan F and G premiums as well as great name recognition. For additional information please contact Ken Colvard at NM Want a company with almost 50 yrs of Medicare Supplement experience? You should look at why United World has been one of the most competitive programs on the streets in NM. Already contracted with United World? Then you should ask me about how Medico, Continental Life Insurance or United Healthcare can help fill out your portfolio.
5 NV Keep your gas money in your wallet and use Medico s over the phone application to sell Medico s very competitive Plan F. Alternately, look at United Healthcare which is very strong on the male rate and offers an early enrollment discount. If you are signing up a couple then you will want to compare rates using United of Omaha s household discount. NY United Healthcare has taken over the NY market offering some of the best rates available in the state in addition to their strong United Healthcare name recognition! Mutual of Omaha is also available to offer as an alternative with their strong branding! For additional information please contact Ardey Clark at OH When considering a Med Supp you should always consider a carrier with a strong rate and a company dedicated to the Medicare markets. With a strong Plan G rate and household discount you can take your rate from good to great. Need an alternative company? Then you should ask me why GPM has become one of the hottest Plan Gs on the street. OK Are you looking for a company you can work with and trust? If so please ask about GPM Life. This solid carrier offers a Plan G you can t look past! If your client is looking for more comprehensive coverage call us about Medico. Medico has a history of taking single digit rate increases on their Plan F. If you are signing up a couple then you will want to compare rates using United of Omaha s household discount. OR United of Omaha s Plan G is gaining a ton of traction out in the field due to their commitment to the Medicare markets, great rates and service. With a Plan G around $85 a month you will have a hard time finding a company with the length of service in markets. Add on the household discount and now you have a comprehensive Medicare plan under $80 a month. Already contracted with United of Omaha? Then ask me how Medico, United Healthcare or GPM can help fill your clients needs. PA Omaha Insurance Company is fast becoming the plan that everyone is talking about. This is the newest roll out of the Mutual of Omaha companies Medicare plans. Competitive Plan G rates to go with the new household discount. Needing additional carriers? Ask me about how agents are filling out there MS portfolios with Medico, American Continental Insurance and United Healthcare. RI For such a small state, you can have great saving by looking a Plan G for GPM. Second place goes to United Healthcare with Plan F for both male and female. For more information please call Andrew Petersen at
6 SC In SC the strongest option would have to go to United Healthcare with the most competitive premiums and strong name recognition. However, Medico isn t far behind offering a strong Plan F. Also noteworthy would be the newly filed carrier Omaha Insurance Company with strong rates, great company branding and competitive commissions! For additional information please contact Tom Parkin at SD The best rate in the state would be GPM Plan G and very close behind would be United World Plan G. Both rates are under $10. If you enjoy selling Plan F, United of Omaha looks the best. TN Mutual of Omaha s new block of business in TN is certainly gaining a lot of attention! GPM s Plan G however hasn t lost any steam and seems to be quite popular. Not far behind Mutual of Omaha and GPM would be United Healthcare with their limited underwriting Medicare Supplements still keeping them in the limelight with the others! For additional information contact Ken Colvard at TX Continental Life is hard to beat in TX thanks to their recent transition and an A rating by A.M Best. Oxford Life is also getting some attention with their strong commissions and 12 month rate guarantee available every year. However, GPM s Plan G is still a strong option that is getting a lot of excitement. For additional details please contact Brandon Ward at UT Are you looking for a carrier that is focused on the client and rate stability? If so please call us to look at GPM Life s Plan G. If your client is looking for more comprehensive coverage call us about Medico. Medico has a history of taking single digit rate increases on their Plan F. If you need a carrier with lenient underwriting please check with us about United Healthcare. We have options for all of your client needs. VA With one of the lowest Plan G rates in the state you will find United of Omaha can give your clients what they need at an affordable premium. With rates around $80 a month it will be hard to beat this premium. Are you currently contracted with United of Omaha? Then ask me how to contract with our other MS carriers which include Continental Life Insurance, GPM and Medico. VT Genworth looks the best in this state with a Plan C. GPM Plan G looks great here too. This is a state for guarantee issue as no health questions are required for all business. For more information please call Steve Scavio at
7 WA Whether you have a new client to Medicare or an existing client you will want to look at Plan G with GPM Life. This plan has a potential of saving your client hundreds of dollars throughout the year. If you have a husband and wife to sign up you could find even more savings with United of Omaha s household discount. If your client really does not want any out of pocket costs do not forget about United Healthcare s Plan F. WV Omaha Insurance Company is fast becoming the plan that everyone is talking about. This is the newest roll out of the Mutual of Omaha companies Medicare plans. Your clients will find the Omaha Insurance Company Plan G to be amongst the most competitive plans on the market today with rates under $100. Are you contracted with Omaha Insurance Company? Then ask me how we can help you earn more money with one of our other Med Supp carriers which include Medico, Continental Life Insurance and United Healthcare. WI Continental Life has been proven hard to beat after recently being bumped to an A rated carrier by AM Best. Not far behind them, SLAICO and United Healthcare are getting some attention for their competitive rates and strong name recognition. SLAICO for their competitive commissions and United Healthcare with their limited underwriting. For additional information contact Brandon Ward at WY American Continental has certainly showed their competitive edge recently and WY is no exception to that with strong Plan F and G rates available. United of Omaha s Plan G is still a strong player in that market and tough name recognition to beat! For additional information please don t hesitate to contact Ardey Clark at
PRODUCER ANNUITY SUITABILITY TRAINING REQUIREMENTS BY STATE As of September 11, 2017
PRODUCER ANNUITY SUITABILITY TRAINING REQUIREMENTS BY STATE As of September 11, 2017 This document provides a summary of the annuity training requirements that agents are required to complete for each
More informationOlder consumers and student loan debt by state
August 2017 Older consumers and student loan debt by state New data on the burden of student loan debt on older consumers In January, the Bureau published a snapshot of older consumers and student loan
More informationTCJA and the States Responding to SALT Limits
TCJA and the States Responding to SALT Limits Kim S. Rueben Tuesday, January 29, 2019 1 What does this mean for Individuals under TCJA About two-thirds of taxpayers will receive a tax cut with the largest
More information2016 Workers compensation premium index rates
2016 Workers compensation premium index rates NH WA OR NV CA AK ID AZ UT MT WY CO NM MI VT ND MN SD WI NY NE IA PA IL IN OH WV VA KS MO KY NC TN OK AR SC MS AL GA TX LA FL ME MA RI CT NJ DE MD DC = Under
More informationComparative Revenues and Revenue Forecasts Prepared By: Bureau of Legislative Research Fiscal Services Division State of Arkansas
Comparative Revenues and Revenue Forecasts 2010-2014 Prepared By: Bureau of Legislative Research Fiscal Services Division State of Arkansas Comparative Revenues and Revenue Forecasts This data shows tax
More informationCost and Coverage Implications of the ACA Medicaid Expansion: National and State by State Analysis
Cost and Coverage Implications of the ACA Medicaid Expansion: National and State by State Analysis Report Authors: John Holahan, Matthew Buettgens, Caitlin Carroll, and Stan Dorn Urban Institute November
More informationThe Acquisition of Regions Insurance Group. April 6, 2018
The Acquisition of Regions Insurance Group April 6, 2018 Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform
More informationProperty Tax Relief in New England
Property Tax Relief in New England January 23, 2015 Adam H. Langley Senior Research Analyst Lincoln Institute of Land Policy www.lincolninst.edu Property Tax as a % of Personal Income OK AL IN UT SD MS
More informationSchedule of Commissions
American Continental Insurance Company (ACI) Aetna Health Insurance Company (AHIC) Aetna Health and Life Insurance Company (AHLIC) Aetna Life Insurance Company (ALIC) Continental Life Insurance Company
More information2016 GEHA. dental. FEDVIP Plans. let life happen. gehadental.com
2016 GEHA dental FEDVIP Plans let life happen gehadental.com Smile, you re covered, with great benefits and a large national network. High maximum benefits $25,000 for High Option Growing network of dentists
More informationFlorida 1/1/2016 Workers Compensation Rate Filing
Florida 1/1/2016 Workers Compensation Rate Filing Kirt Dooley, FCAS, MAAA October 21, 2015 1 $ Billions 4.0 3.5 3.0 2.5 2.0 1.5 1.0 0.5 0.0 Florida s Workers Compensation Premium Volume 2.368 0.765 0.034
More informationehealth, Inc Fall Cost Report for Individual and Family Policyholders
ehealth, Inc. 2010 Fall Cost Report for and Family Policyholders Table of Contents Page Methodology.................................................................. 2 ehealth, Inc. 2010 Fall Cost Report
More informationThe Lincoln National Life Insurance Company Term Portfolio
The Lincoln National Life Insurance Company Term Portfolio State Availability as of 7/16/2018 PRODUCTS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE NV NH NJ
More informationAge of Insured Discount
A discount may apply based on the age of the insured. The age of each insured shall be calculated as the policyholder s age as of the last day of the calendar year. The age of the named insured in the
More information2018 National Electric Rate Study
2018 National Electric Rate Study Ranking of Typical Residential, Commercial and Industrial Electric Bills LES Administrative Board June 15, 2018 Emily N. Koenig Director of Finance & Rates 1 Why is the
More informationLocal Anesthesia Administration by Dental Hygienists State Chart
Education or AK 1981 General Both Specific Yes WREB 16 hrs didactic; 6 hrs ; 8 hrs lab AZ 1976 General Both Accredited Yes WREB 36 hrs; 9 types of AR 1995 Direct Both Accredited/ Board Approved No 16 hrs
More informationWho s Above the Social Security Payroll Tax Cap? BY NICOLE WOO, JANELLE JONES, AND JOHN SCHMITT*
Issue Brief September 2011 Center for Economic and Policy Research 1611 Connecticut Ave, NW Suite 400 Washington, DC 20009 tel: 202-293-5380 fax: 202-588-1356 www.cepr.net Who s Above the Social Security
More informationMedicare Alert: Temporary Member Access
Medicare Alert: Temporary Member Access Plan Sponsor: Coventry/Aetna Medicare Part D Effective Date: Jan. 12, 2015 Geographic Area: National If your pharmacy is a Non Participating provider in the Aetna/Coventry
More informationMEMORANDUM. SUBJECT: Benchmarks for the Second Half of 2008 & 12 Months Ending 12/31/08
MEMORANDUM TO: FROM: HR Investment Center Members Matt Cinque, Managing Director DATE: March 12, 2009 SUBJECT: Benchmarks for the Second Half of 2008 & 12 Months Ending 12/31/08 Please find enclosed the
More informationState Treatment of Social Security Treatment of Pension Income Other Income Tax Breaks Property Tax Breaks
State-By-State Tax Breaks for Seniors, 2016 State Treatment of Social Security Treatment of Pension Income Other Income Tax Breaks Property Tax Breaks AL Payments from defined benefit private plans are
More informationBenefits-At-A-Glance Plan Year
Benefits-At-A-Glance 2015 Plan Year This report shows 2015 TriNet Passport benefit year plan options available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME,
More informationPRODUCTS CURRENTLY AVAILABLE FOR SALE. Marquis SP
INTEREST RATES - April 16, 2017 to May 15, 2017 Notices 1. Before soliciting or taking any annuity applications, it is required that you have completed Lafayette Life's Annuity Training and any Continuing
More informationTax Breaks for Elderly Taxpayers in the States in 2016
AL Payments from defined benefit private plans are exempt; most public systems are exempt; military and US Civil service are exempt Special Homestead ion for 65+ +25.2% +2.4% AK No PIT Homestead ion for
More informationWELLCARE WINS BID IN EVERY REGION FOR 2007 AND INTRODUCES CLASSIC PLAN WITH LOWER PLAN PREMIUMS
PR Contact: IR Contact: H. Patel Jeff Potter CKPR WellCare Health Plans, Inc. (312) 616-2471 (813) 290-6313 hpatel@ckpr.biz jeff.potter@wellcare.com WELLCARE WINS BID IN EVERY REGION FOR 2007 AND INTRODUCES
More informationObamacare in Pictures
Obamacare in Pictures VISUALIZING THE EFFECTS OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT Spring 2014 If you like your health care plan, can you really keep it? At least 4.7 million health care plans
More informationFiduciary Tax Returns
Functions and Procedures Index Books On Line Main Directory Overview... 2 How does it work?... 3 What Information is transmitted to the Tax Service?... 4 How do I initiate this service?... 8 Do I have
More informationState Trust Fund Solvency
Unemployment Insurance State Trust Fund Solvency National Employment Law Project Conference - Washington DC December 7, 2009 Robert Pavosevich pavosevich.robert@dol.gov Unemployment Insurance Program
More informationPresented by: Matt Turkstra
Presented by: Matt Turkstra 1 » What s happening in Ohio?» How is health insurance changing? Individual and Group Health Insurance» Important employer terms» Impact small businesses that do not offer insurance?
More informationPatient Protection and. Affordable Care Act: The Impact on Employers
Patient Protection and Affordable Care Act: The Impact on Employers April 2013 Agenda Introductions Individual Mandate Healthcare Exchange Overview Impact on Employers Essential Health Benefits Fees &
More informationUnemployment Insurance Benefit Adequacy: How many? How much? How Long?
Unemployment Insurance Benefit Adequacy: How many? How much? How Long? Joel Sacks, Deputy Commissioner Washington State Employment Security Department March 1, 2012 1 Outline How many get unemployment
More informationSCHIP: Let the Discussions Begin
Figure 0 SCHIP: Let the Discussions Begin Diane Rowland, Sc.D. Executive Vice President, Henry J. Kaiser Family Foundation and Executive Director, Kaiser Commission on for Alliance for Health Reform February
More informationMassachusetts Budget and Policy Center
Progressive Massachusetts 2013 Policy Conference March 24, 2013 Lasell College Newton, MA Presentation by Massachusetts Budget and Policy Center Our State Budget: Building a Better Future Together Massachusetts
More informationPercent of Employees Waiving Coverage 27.0% 30.6% 29.1% 23.4% 24.9%
Number of Health Plans Reported 18,186 3,561 681 2,803 3,088 Offer HRA or HSA 34.0% 42.7% 47.0% 39.7% 35.0% Annual Employer Contribution $1,353 $1,415 $1,037 $1,272 $1,403 Percent of Employees Waiving
More informationSIGNIFICANT PROVISIONS OF STATE UNEMPLOYMENT INSURANCE LAWS JANUARY 2008
U.S. DEPARTMENT OF LABOR EMPLOYMENT AND TRAINING ADMINISTRATION Office Workforce Security SIGNIFICANT PROVISIONS OF STATE UNEMPLOYMENT INSURANCE LAWS JANUARY 2008 AL AK AZ AR CA CO CT DE DC FL GA HI /
More informationRLI TRANSPORTATION A Division of RLI Insurance Company 2970 Clairmont Road, Suite 1000 Atlanta, GA Phone: Fax:
RLI TRANSPORTATION A Division of RLI Insurance Company 2970 Clairmont Road, Suite 1000 Atlanta, GA 30329 Phone: 404-315-9515 Fax: 404-315-6558 AGENCY/BROKER PROFILE Please type your answers. Use a separate
More informationPlease print using blue or black ink. Please keep a copy for your records and send completed form to the following address.
20 Disbursement for Beneficiary/QDRO Account IBEW Local Union No. 716 Retirement Plan Instructions About You Please print using blue or black ink. Please keep a copy for your records and send completed
More informationReport to Congressional Defense Committees
Report to Congressional Defense Committees The Department of Defense Comprehensive Autism Care Demonstration December 2016 Quarterly Report to Congress In Response to: Senate Report 114-255, page 205,
More informationState of the Automotive Finance Market
State of the Automotive Finance Market A look at loans and leases in Q4 2017 Presented by: Melinda Zabritski Sr. Director, Financial Solutions www.experian.com/automotive 2018 Experian Information Solutions,
More informationCharles Gullickson (Penn Treaty/ANIC Task Force Chair), Richard Klipstein (NOLHGA)
MEMO DATE: TO: Charles Gullickson (Penn Treaty/ANIC Task Force Chair), Richard Klipstein (NOLHGA) FROM: Vincent L. Bodnar, ASA, MAAA RE: Penn Treaty Network American Insurance Company and American Network
More informationMedicaid Funding and Policies Is There a Medicaid Crisis? A Financial Diagnosis for State and Local Government
Medicaid Funding and Policies Is There a Medicaid Crisis? A Financial Diagnosis for State and Local Government Matt Powers Health Management Associates March 15, 2007 Main Points Medicaid Remains a Workhorse
More informationOregon: Where Taxes Are Low, Fees Are High and Revenue Is Slightly Below Average
Issue Brief March 6, 2012 Oregon: Where Taxes Are Low, Fees Are High and Revenue Is Slightly Below Average The money we pay in fees and taxes helps create jobs, build a strong economy, and preserve Oregon
More informationExperts Predict Sharp Decline in Competition across the ACA Exchanges
Percent of August 19, 2016 Experts Predict Sharp Decline in Competition across the ACA Exchanges Avalere experts predict that one-third of the country will have no exchange plan competition in 2017, leaving
More informationEye on the South Carolina Housing Market presented at 2008 HBA of South Carolina State Convention August 1, 2008
Eye on the South Carolina Housing Market presented at 28 HBA of South Carolina State Convention August 1, 28 Robert Denk Assistant Staff Vice President, Forecasting & Analysis 2, US Single Family Housing
More information2018 ADDENDUM INSTRUCTIONS
2018 ADDENDUM INSTRUCTIONS FEBRUARY 22, 2019 UPDATE: 2018 MUNICIPAL REFERENCE BOOK 1. DELAWARE funds are listed on page 15. You may note on page 15 to see the addendum for additional Delaware funds. The
More informationLong-Term Care Education Requirements Prior to Selling
for Training AK All Health 8 hrs 4 hrs 24 months AL All Accident & Health 8 hrs 4 hrs Renewal deadline is the date the license expires. s are renewed biennially based on agent's birth month and year. AR
More informationRate Changes 12/1/18-12/31/18 (Excludes MA, MN, and WI)
Rate Changes 12/1/18-12/31/18 (Excludes MA, MN, and WI) Company State Type Date A B C D F F (High) G K L M N AARP - UnitedHealthcare Insurance Company HI SUPP 1/1/2019 10.0% 5.1% 0.0% 5.0% 5.1% -3.0% 0.0%
More informationLong-Term Care Education Requirements Prior to Selling
for AK All Health 8 hrs 4 hrs 24 months AL All Accident & Health 8 hrs 4 hrs Renewal deadline is the date the license expires. s are renewed biennially based on agent's birth month and year. AR All Accident,
More informationRate Trends in the Marketplace
9 th National Medicare Supplement Insurance Industry Summit Rate Trends in the Marketplace Andy Baillargeon, FSA, MAAA Gen Re April 11-13, 2017 Dallas, TX Doug Feekin, ASA, MAAA CSG Actuarial Access conference
More informationIntroducing LiveHealth Online
Introducing LiveHealth Online Online Health Care when you need it! Meeting Members Wherever They Are 1 Why Consider Tele-Health? Convenience: Employees are able to access care at work, outside of traditional
More informationTax Freedom Day 2018 is April 19th
Apr. 2018 Tax Freedom Day 2018 is April 19th Erica York Analyst Key Findings Tax Freedom Day is a significant date for taxpayers and lawmakers because it represents how long Americans as a whole have to
More informationTaxing Investment Income in the States New Hampshire Fiscal Policy Institute 2 nd Annual Budget and Policy Conference Concord, NH January 23, 2015
Taxing Investment Income in the States New Hampshire Fiscal Policy Institute 2 nd Annual Budget and Policy Conference Concord, NH January 23, 2015 Norton Francis State and Local Finance Initiative Urban-Brookings
More informationObamacare in Pictures. Visualizing the Effects of the Patient Protection and Affordable Care Act
Visualizing the Effects of the Patient Protection and Affordable Care Act Fall 2012 expands dependence on government health care dumps millions into Medicaid and creates new federal subsidies for government-approved
More informationPLAN TODAY AND HELP SECURE YOUR FUTURE.
PLAN TODAY AND HELP SECURE YOUR FUTURE. GROUP LONG TERM CARE INSURANCE Underwritten by Genworth Life Insurance Company 38682CV 01/28/07 38682CV_SCPMG 03/01/14 This brochure contains educational information
More informationFederal Tax Reform Impact on 2019 Legislative Sessions: GILTI
Federal Tax Reform Impact on 2019 Legislative Sessions: GILTI Executive Committee Task Force on State and Local Taxation Scottsdale, Arizona November 17, 2018 Karl Frieden, COST Deborah Bierbaum, AT&T
More informationAviva Announcing Changes to Products and Annuity Rates
September 9, 2011 Aviva Announcing Changes to Products and Annuity Rates This field update contains information on product and rate changes effective September 16, 2011. We want to thank you for all of
More informationThe State Tax Implications of Federal Tax Reform Legislation
The State Tax Implications of Federal Tax Reform Legislation Executive Committee Task Force on State and Local Taxation Phoenix, Arizona January 14, 2017 Joe Crosby, Multistate Associates Karl Frieden,
More informationPatient Protection & Affordable Care Act
Patient Protection & Affordable Care Act Joshua D. Goldberg National Association of Insurance Commissioners Symposium on Health Reform University of Iowa Public Policy Center July 20, 2010 Opportunities
More informationAlternative Paths to Medicaid Expansion
Alternative Paths to Medicaid Expansion Robin Rudowitz Kaiser Commission on Medicaid and the Uninsured Kaiser Family Foundation National Health Policy Forum March 28, 2014 Figure 1 The goal of the ACA
More informationIndexed Universal Life Caps
Indexed Universal Life Caps Effective March 15, 2013, the caps on FG Life-Elite II will be changing as follows: Cap Illustrative Rate 100% Participation Annual Point-to-Point 14.75% 8.32% 140% Participation
More informationINTEREST RATES - September 16, 2018 to October 16, 2018
INTEREST RATES - September 16, 2018 to October 16, 2018 Notices 1. Before soliciting or taking any annuity applications, you are required to complete Lafayette Life's Annuity Training and any Continuing
More informationProduct Introduction Guide
Product Introduction Guide Phone: (888) 505-2332 www.ngl-essentialltc.com For agent and broker use only. Not for distribution to the public. The Company Behind EssentialLTC National Guardian Life Insurance
More informationJust The Facts: On The Ground SIF Utilization
Just The Facts: On The Ground SIF Utilization The Access 4 Learning Community (A4L), previously the SIF Association, has changed its brand name due to the fact that the majority of its 3,000 members represent
More informationHow to Assist Beneficiaries Impacted by Aetna/Coventry 2015 Part D Plans
**SPECIAL ALERT** How to Assist Beneficiaries Impacted by Aetna/Coventry 2015 Part D Plans Due to inaccurate information posted about in-network pharmacies and cost-sharing for certain Aetna/Coventry Part
More informationRate Adjustments Loyal American Life Insurance Company
Cigna Medicare Supplement Insurance Rate Adjustments Loyal American Life Insurance Company Due to changes in Medicare and claim costs, Loyal American Life Insurance Company will be implementing a rate
More informationPLEASE NOTE: Required American Equity specific Product Training must be completed PRIOR to soliciting an Application to A
PLEASE NOTE: Required American Equity specific Product Training must be completed IOR to soliciting an Application to A Signed in as: JOSEPH E GOSS LTD 3/12/2014 1:18:30 PM Home Announcements Information
More informationCorporate Income Tax and Policy Considerations
Corporate Income Tax and Policy Considerations Presentation by Richard Anklam, Executive Director, New Mexico Tax Research Institute To The Interim Revenue Stabilization and Tax Policy Committee September
More informationYolanda K. Kodrzycki New England Public Policy Center Federal Reserve Bank of Boston
The Growing Instability of Revenues over the Business Cycle: Putting the New England States in Perspective Yolanda K. Kodrzycki New England Public Policy Center Federal Reserve Bank of Boston Lincoln Institute
More informationThe Affordable Care Act (ACA)
The Affordable Care Act (ACA) An Overview by the Kaiser Family Foundation NBC News Editorial Roundtable June 26, 2013 1. The Basics of the Affordable Care Act (ACA) Expanded Medicaid Coverage Starting
More informationRate Adjustments American Retirement Life Insurance Company
Cigna Medicare Supplement Insurance Rate Adjustments American Retirement Life Insurance Company Due to changes in Medicare and claim costs, American Retirement Life Insurance Company will be implementing
More informationStates and Medicaid Provider Taxes or Fees
March 2016 Fact Sheet States and Medicaid Provider Taxes or Fees Medicaid is jointly financed by states and the federal government. Provider taxes are an integral source of Medicaid financing governed
More informationPORTFOLIO REVENUE EXPENSES PERFORMANCE WATCHLIST
July 2018 ASSET MANAGEMENT Low-Income Housing Tax Credit Portfolio Trends Analysis Enterprise s Low-Income Housing Tax Credit (LIHTC) Portfolio Trends Analysis provides important information to our management
More informationAdministrative handbook Aetna Funding Advantage SM
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Administrative handbook Aetna Funding Advantage SM For self-insured groups with less than 100 eligible employees
More informationUniform Consent to Service of Process
Applicant Company Name: NAIC No. FEIN: Uniform Consent to Service of Process Original Designation Amended Designation (must be submitted directly to states) Applicant Company Name: Previous Name (if applicable):
More informationExhibit 1. The Impact of Health Reform: Percent of Women Ages Uninsured by State
Exhibit 1. The Impact of Health Reform: Percent of Women Ages 19 64 Uninsured by State 2008 09 2019 (estimated) OR CA 23% WA NV 23% AK ID AZ UT MT WY CO NM 28% ND SD NE KS TX 31% OK MN IA MO WI AR 25%
More informationINTEREST RATES - January 16, 2018 to February 15, 2018
INTEREST RATES - January 16, 2018 to February 15, 2018 Notices 1. Before soliciting or taking any annuity applications, you are required to complete Lafayette Life's Annuity Training and any Continuing
More informationIMPROVING COLLEGE ACCESS
IMPROVING COLLEGE ACCESS Grants and Resources for Education Leaders West Virginia Leaders of Education Conference December 3, 2018 THE EDUCATION ALLIANCE Statewide non-profit organization W E brings B
More informationINTERIM SUMMARY REPORT ON RISK ADJUSTMENT FOR THE 2016 BENEFIT YEAR
DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services Center for Consumer Information and Insurance Oversight 200 Independence Avenue SW Washington, DC 20201 INTERIM SUMMARY REPORT
More informationCharts with Analysis: Tax Tax Type: Sales and Use Tax Topic: Cash for Clunkers Payments
Effective July 1, 2009, until November 1, 2009, the federal government has enacted the Consumer Assistance to Recycle and Save (CARS) Program, Title XIII of PL 111-32 (2009), 123 Stat. 1859. The program,
More informationProduct Introduction Guide
Product Introduction Guide Phone: (888) 505-2332 www.ngl-essentialltc.com For agent and broker use only. Not for distribution to the public. The Company Behind EssentialLTC National Guardian Life Insurance
More informationTax Freedom Day 2019 is April 16th
Apr. 2019 Tax Freedom Day 2019 is April 16th Erica York Economist Madison Mauro Research Assistant Emma Wei Research Assistant Key Findings This year, Tax Freedom Day falls on April 16, or 105 days into
More informationMedicaid Expansion and Section 1115 Waivers
Medicaid Expansion and Section 1115 Waivers Council of State Governments National Conference December 11, 2015 Figure 1 The goal of the ACA is to make coverage more available, more reliable, and more affordable.
More informationMedicare Prescription Drug Congress. MMA and Medicaid. Gale Arden Director, Disabled & Elderly Health Programs Group CMSO CMS.
Medicare Prescription Drug Congress MMA and Medicaid Gale Arden Director, Disabled & Elderly Health Programs Group CMSO CMS October 2005 Part D: Medicare Prescription Drug Coverage Effective: January 1,
More information$225,000 Premium / $0 Deductible. $98,000 Premium / $0 Deductible. $110,000 Premium / $0 Deductible
1 $225,000 Premium / $0 Deductible $98,000 Premium / $0 Deductible $110,000 Premium / $0 Deductible $225,000 Premium / $0 Deductible JC with 200 Student Athletes $98,000 Premium / $0 Deductible Div I-A
More informationStreamlined Sales Tax Governing Board and Business Advisory Council Update
Streamlined Sales Tax Governing Board and Business Advisory Council Update Charles Collins, ADP Fred Nicely, Council On State Taxation Craig Johnson, Streamlined Sales Tax Governing Board NCSL SALT Taskforce
More informationCOMPARISON OF ABA MODEL RULE FOR REGISTRATION OF IN-HOUSE COUNSEL WITH STATE VERSIONS
As of September 7, 2016 2016 American Bar Association COMPARISON OF ABA MODEL RULE FOR REGISTRATION OF IN-HOUSE COUNSEL WITH STATE VERSIONS AMERICAN BAR ASSOCIATION CENTER FOR PROFESSIONAL RESPONSIBILITY
More informationZions Bank Economic Overview
Zions Bank Economic Overview Utah League of Cities and Towns June 18, 2018 Utah Economic Conditions CA 0.6% OR 1.4% WA 1.7% NV 2.0% Utah Population 3 rd Fastest Growing in U.S. ID 2.2% UT 1.9% AZ 1.6%
More informationPresentation to Southern Employee Benefits Conference
Presentation to Southern Employee Benefits Conference Company History Republic National Distributing Company (RNDC) formed in 2007 Approximately $5 billion in annual sales Currently 74 th on the Forbes
More informationBlack Knight Mortgage Monitor
Black Knight Mortgage Monitor Mortgage Market Performance Observations Data as of May, 2014 Month-end Black Knight First Look May 2014 Total U.S. loan delinquency rate (loans 30 or more days past due,
More informationDOWNLOAD OR READ : DEVELOPMENT OF THE INCOME SMOOTHING LITERATURE VOL 4 A FOCUS ON THE UNITED STATES PDF EBOOK EPUB MOBI
DOWNLOAD OR READ : DEVELOPMENT OF THE INCOME SMOOTHING LITERATURE 1893 1998 VOL 4 A FOCUS ON THE UNITED STATES PDF EBOOK EPUB MOBI Page 1 Page 2 development of the income smoothing literature 1893 1998
More informationA Blue Cross and Blue Shield Association Presentation
A Blue Cross and Blue Shield Association Presentation Issues in Healthcare Reform CSG Spring Conference Health Policy Task Force Joan Gardner Executive Director, State Services May 17, 2009 Healthcare
More informationSeptember Turning 65. Beyond a Rite of Passage. A nonprofit service and advocacy organization National Council on Aging
September 2012 Turning 65 Beyond a Rite of Passage 1 Cumulatively 31.4 million adults will turn 65 between 2012 and 2020 4,000,000 3,900,000 Turning 65 by Year 3.8 M 3,800,000 3,700,000 3,600,000 3,500,000
More informationRural Policy Brief Volume 10, Number 8 (PB ) April 2006 RUPRI Center for Rural Health Policy Analysis
Rural Policy Brief Volume 10, Number 8 (PB2006-8 ) April 2006 RUPRI Center for Rural Health Policy Analysis Medicare Part D: Early Findings on Enrollment and Choices for Rural Beneficiaries Authors: Timothy
More informationPremium Savings Program Broker Training
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Premium Savings Program Broker Training April 2013 We are responding to ACA changes Pricing volatility Rate shock
More informationDomestic violence funding reduced from $1,253,000 to $1,000,000. $53,000 to fund elder law hotline eliminated.
Court Fees and Fines and State Appropriations by State* 2009-10 Amounts, Major Changes from 2009 Legislative Sessions Noted Revised 3/8/10 (**See note below related to court fees and fines) State Court
More informationInsured Deposit Program. Updated 03/31/2017
Insured Deposit Program Welcome to the FDIC Insured Deposit Program. Under this program, available cash balances (from security transactions, dividend and interest payments and other activities) in your
More informationGetting Better Value for the Healthcare Dollar. National Conference of State Legislators Fall Forum November 30, 2011.
Getting Better Value for the Healthcare Dollar National Conference of State Legislators Fall Forum November 30, 2011 NCQA History NCQA a non-profit that for 21 years has worked with federal, state, consumer
More informationThe Challenging but Promising Environment for LTC Insurance. Susan Coronel, America s Health Insurance Plans
The Challenging but Promising Environment for LTC Insurance Susan Coronel, America s Health Insurance Plans Agenda NAIC LTCI Structure & Responsibilities Interstate Compact State Level What We Need to
More informationAre You Ready for Modernization? In This Issue. MIPPA What s Changed? Start Now!
Newsletter for Representatives of the Pinnacle Benefits Group March 2010 Are You Ready for Modernization? In This Issue Medicare Supplement modernization, that is. In accordance with the Medicare Improvements
More informationRate Adjustments American Retirement Life Insurance Company
Cigna Medicare Supplement Insurance Rate Adjustments American Retirement Life Insurance Company Due to changes in Medicare and claim costs, American Retirement Life Insurance Company will be implementing
More informationMedicaid in an Era of Change: Findings from the Annual Kaiser 50 State Medicaid Budget Survey
Medicaid in an Era of Change: Findings from the Annual Kaiser 50 State Medicaid Budget Survey Robin Rudowitz Associate Director, Kaiser Commission on Medicaid and the Uninsured The Henry J. Kaiser Family
More information