The Florida Office of Insurance Regulation (the Office) is conducting a data call* for loss data resulting from Tropical Storm Fay.

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1 Tropical Storm Fay Includes Homeowners, Dwelling, Mobile Homeowners, Commercial Residential, Residential Private Flood and Federal Flood. These data are as of October 3, 2008 and are self-reported by submitting entities. These data have not been independently audited or validated. October 20, 2008

2 Data Call for TS Fay Loss Data The (the Office) is conducting a data call* for loss data resulting from Tropical Storm Fay. This communication is being sent to the Florida Company Disaster Coordinator of Record and the most current NAIC Annual Statement Contact on record with the Office. The targeted companies meet one or more of the following conditions: 1. Has recently reported Florida residential policies in force to the Office's Quarterly Supplement Reporting System (QUASR), 2. Is on record at the Florida Surplus Lines Office as writing the type of policies pertinent to this data collection, 3. Has reported Federal Flood Insurance Premium and Losses on your 2007 Annual Statement, 4. Has filed forms and/or rates with the Office indicating that Private Flood coverages are offered and/or issued in this state. The data indicated below will be collected on the following schedule: Cumulative Loss Data as of 5 PM, ET To be reported no later than: Loss Dt Friday, September 05, 2008 Friday, September 12, 2008 Friday, September 19, 2008 Friday, September 26, 2008 Friday, October 03, 2008 Friday, October 10, 2008 Friday, October 17, 2008 Friday, October 24, 2008 The data are to be submitted on an individual company basis. Group filings will not be accepted. The requested data elements to be reported are as follows: is to include only those Florida claims received on a direct basis. (in whole dollars) is the total indemnity paid by the direct insurer, exclusive of applicable deductions and reserves. This includes, but is not limited to, additional living expenses (ALE), business interruption (BI), structure coverage, and contents coverage associated with the defined above. This may not exceed the policy limit for all coverages contained in the policy against which the claim was made. This does not include any claim expense or cost incurred by the direct insurer during the processing of the claim. Non- is " " that have been denied or where no payment is to be made to the policyholder. This also includes claims determined to be below the policy deductible. These claims are mutually exclusive from, and are not to be included in, the " Payment Made discussed below. Payment Made is " " for which the claimant has received payment of the full, agreed upon settlement amount, and no additional payments are expected to be incurred by the insurer for this specific claim. These claims are mutually exclusive from, and are not to be included in, the Non- discussed above. is where settlement has not yet been reached, or, if settlement has been reached and payment is due, the claimant has not yet received payment of the full, agreed upon settlement amount. Coverage types to be included are: Homeowners, by Florida County: Coverage sold to homeowners, condominium unit-owners, and tenants occupying a described property that is used exclusively for residential purposes. Generally, these coverages are reported on line 4 - Homeowners Multi-Peril on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Dwelling, by Florida County: Coverage sold to property owners or tenants occupying a described property that is used exclusively for residential purposes. Generally, these coverages are reported on line 1 - Fire on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Mobile Homeowners, by Florida County: Coverage sold to mobile homeowners occupying a described property that is used exclusively for residential purposes. Generally, these coverages are reported on lines 1 - Fire or 4 - Homeowners Multi-Peril on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Commercial Residential, by Florida County: Commercial residential insurance purchased by commercial entities for apartment buildings, condominium associations and homeowners associations. Normally, these coverages are reported on lines 1 Fire and 2 - Allied Lines on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Residential Private Flood, by Florida County: Flood insurance coverage underwritten by private insurers that is not associated with the Federal Flood Insurance Program. Generally, these coverages are reported on line Allied Lines on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Federal Flood Insurance, by Florida County: Coverages, subsidized and nonsubsidized, associated with the Federal Flood Insurance Program and reported on line 2.3 on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). *This data call is authorized pursuant to sections , (1)(c), (10), and , Florida Statutes and Rule , F.A.C. Section A: Aggregate Financial Projections This information was provided on statewide basis as it related to each individual carrier participating in this data collection. All lines of business were requested to be included. Market Research Unit 10/20/2008 Page 2 of 11

3 Tropical Storm Fay Data Collection These data are as of October 3, 2008 and were self-reported by submitting entities by October 10, These data have not been independently audited or validated. Section A: Aggregate Financial Projections Each individual carrier participating in this data collection provided information on a statewide basis. As used in this section, EVENT means a storm system that has been declared by the National Hurricane Center of the National Weather Service. The duration of the reporting event includes the time period, in Florida: a. Beginning at the time a storm watch or storm warning is issued for any part of Florida by the National Hurricane Center of the National Weather Service; b. Continuing for the time period during which the storm conditions exist anywhere in Florida; and c. Ending 72 hours following the termination of the last storm watch warning issued for any part of Florida by the National Hurricane Center of the National Weather Service. Dollar Amount of Estimated Gross Payable Loss from Event (Gross of Reinsurance) All lines of business are included. (in whole dollars) Projected Net Retention Resulting from the Event All lines of business are included. (in whole dollars) Dollar Amount of Estimated Gross Payable Loss from Event covered by Reinsurance or Other Loss- Transfer Agreements (in whole dollars) $242,670,643 $194,694,348 $47,976,295 10/20/2008 Page 3 of 11 Market Research Unit

4 In Section B, and Payment by County of, the submitter was instructed to provide the following information for each county/area where claims were received for the reporting EVENT as described below: As this template may be applied to Tropical Storm Fay reporting, EVENT means a storm system that has been declared by the National Hurricane Center of the National Weather Service. The duration reporting event includes the time period, in Florida: a. Beginning at the time a storm warning is issued for any part of Florida by the National Weather Service; b. Continuing for the time period during which the storm conditions exist anywhere in Florida; and c. Ending 72 hours following the termination of the last storm watch or storm warning issued for any part of Florida by the National Hurricane Center of the National Weather Service. Homeowners, by Florida County: Coverages sold to homeowners, condominium unit-owners, and tenants occupying a described property that is used exclusively for residential purposes. Generally reported on line 4 -Homeowners Multi-Peril on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Dwelling, by Florida County: Coverages sold to property owners or tenants occupying a described property that is used exclusively for residential purposes. Generally reported on line 1 - Fire on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Mobile Homeowners, by Florida County: Coverages sold include only those Florida claims received on a direct basis AND only those claims associated with the Reporting Categories indicated to the right. to mobile homeowners occupying a described property that is used exclusively for residential purposes. Generally reported on lines 1 - Fire or 4 - Homeowners Multi- Peril on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Commercial Residential, by Florida County: Commercial residential insurance purchased by commercial entities for apartment buildings, condominium associations and homeowners associations. Normally reported on lines 1 - Fire and 2 - Allied Lines on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Residential Private Flood, by Florida County: Flood insurance coverage underwritten by private insurers that is not associated with the Federal Flood Insurance Program. Generally reported on line Allied Lines on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Federal Flood Insurance, by Florida County: Coverage s, subsidized and nonsubsidized, associated with the Federal Flood Insurance Program and reported on line 2.3 on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). (in whole dollars) is the total indemnity paid by the direct insurer, exclusive of applicable deductions and reserves. This includes, but is not limited to, additional living expenses (ALE), business interruption (BI), structure coverage, and contents coverage associated with the defined above. This may not exceed the policy limit for all coverages contained in the policy against which the claim was made. This does not include any claim expense or cost incurred by the direct insurer during the processing of the claim. Non- is " " that have been denied or where no payment is to be made to the policyholder. This also includes claims determined to be below the policy deductible. These claims are mutually exclusive from, and are not to be included in, the " Payment Made discussed below. Payment Made is " " for which the claimant has received payment of the full, agreed upon settlement amount, and no additional payments are expected to be incurred by the insurer for this specific claim. These claims are mutually exclusive from, and are not to be included in, the Non- discussed above. is where settlement has not yet been reached, or, if settlement has been reached and payment is due, the claimant has not yet received payment of the full, agreed upon settlement amount. Multiple Florida Counties This category only may be utilized for claims associated with the Commercial and Commercial Federal Flood coverage s indicated to the right AND only after every effort has been made to assign each claim to the specific county in which the loss occurred. Additional detail may be requested for each claim reported in this category. In Section B: Validation Checks SECTION C Row Validation 1: SECTION C Row Validation 2: Commercial Residential, by Florida County: Commercial residential insurance purchased by commercial entities for apartment buildings, condominium associations and homeowners associations. Normally reported on lines 1 Fire and 2 - Allied Lines on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). Federal Flood Insurance, by Florida County: Coverages, subsidized and non-subsidized, associated with the Federal Flood Insurance Program and reported on line 2.3 on the NAIC Annual Statement Exhibit of Premiums and Losses (State Page). " " " Non-" + " Payment Made " " If the " " = 0, then "Claim Payments to Date" must also = 0. Market Research Unit 10/20/2008 Page 4 of 11

5 Tropical Storm Data Collection - by County for Homeowners, Dwelling, Mobile Homeowners, Commercial Residential, Residential Private Flood and Federal Flood Coverages County/Area of Non- Payment Made Statewide 40,696 $142,603,500 22,877 8,959 8,860 ALACHUA 279 $947, BAKER 75 $243, BAY 29 $61, BRADFORD 45 $155, BREVARD 7,327 $27,707,855 3,901 1,819 1,607 BROWARD 1,277 $3,398, CALHOUN 9 $47, CHARLOTTE 47 $62, CITRUS 156 $299, CLAY 535 $2,090, COLLIER 515 $1,433, COLUMBIA 113 $523, DE SOTO 23 $27, DIXIE 15 $84, DUVAL 6,009 $24,834,188 3,534 1,144 1,331 ESCAMBIA 24 $38, FLAGLER 264 $573, FRANKLIN 11 $30, GADSDEN 176 $569, GILCHRIST 7 $25, GLADES 130 $464, GULF 5 $16, HAMILTON 25 $86, HARDEE 9 $8, HENDRY 242 $659, HERNANDO 44 $38, HIGHLANDS 193 $424, HILLSBOROUGH 74 $104, HOLMES 10 $16, INDIAN RIVER 618 $1,517, JACKSON 53 $205, JEFFERSON 72 $192, LAFAYETTE 10 $45, LAKE 1,016 $3,406, LEE 474 $1,124, LEON 1,580 $6,728, LEVY 49 $156, LIBERTY 8 $7, MADISON 45 $116, MANATEE 15 $13, MARION 599 $2,101, MARTIN 348 $1,242, MIAMI-DADE 1,188 $2,998, MONROE 108 $328, NASSAU 457 $2,261, OKALOOSA 11 $16, OKEECHOBEE 356 $1,230, ORANGE 4,045 $12,932,367 2, OSCEOLA 287 $633, PALM BEACH 1,368 $5,273, PASCO 48 $116, PINELLAS 49 $44, POLK 216 $405, PUTNAM 133 $618, SANTA ROSA 146 $587, SARASOTA 367 $579, SEMINOLE 3,679 $13,665,866 2, ST JOHNS 699 $2,059, ST LUCIE 1,387 $4,412, SUMTER 76 $94, SUWANNEE 60 $202, TAYLOR 74 $236, UNION 10 $18, VOLUSIA 3,096 $11,076,165 1, WAKULLA 71 $204, WALTON 14 $48, WASHINGTON 5 $18, County of Unknown at Time of Reporting 41 $85, Multiple Florida Counties 150 $618, /20/2008 Market Research Unit Page 5 of 11

6 Tropical Storm Data Collection - Homeowners by County Non- Payment Made Statewide 30,573 $99,092,126 17,848 6,461 6,264 ALACHUA 235 $876, BAKER 37 $109, BAY 17 $46, BRADFORD 30 $104, BREVARD 4,849 $13,348,410 2,645 1, BROWARD 915 $2,369, CALHOUN 8 $47, CHARLOTTE 31 $44, CITRUS 118 $199, CLAY 445 $1,759, COLLIER 340 $969, COLUMBIA 71 $314, DE SOTO 15 $11, DIXIE 11 $64, DUVAL 5,064 $19,965,487 3, ,009 ESCAMBIA 19 $27, FLAGLER 186 $386, FRANKLIN 1 $ GADSDEN 119 $433, GILCHRIST 5 $25, GLADES 29 $150, GULF 4 $14, HAMILTON 18 $62, HARDEE 5 $7, HENDRY 93 $190, HERNANDO 39 $31, HIGHLANDS 150 $321, HILLSBOROUGH 53 $64, HOLMES 8 $12, INDIAN RIVER 401 $986, JACKSON 28 $147, JEFFERSON 53 $159, LAFAYETTE 5 $27, LAKE 778 $2,829, LEE 318 $718, LEON 1,320 $5,445, LEVY 29 $94, LIBERTY 3 $1, MADISON 30 $92, MANATEE 10 $12, MARION 439 $1,722, MARTIN 229 $795, MIAMI-DADE 763 $1,710, MONROE 14 $8, NASSAU 307 $1,052, OKALOOSA 8 $16, OKEECHOBEE 129 $415, ORANGE 3,526 $11,630,653 2, OSCEOLA 213 $446, PALM BEACH 984 $3,655, PASCO 31 $86, PINELLAS 38 $31, POLK 139 $307, PUTNAM 78 $401, SANTA ROSA 45 $41, SARASOTA 215 $239, SEMINOLE 3,284 $12,053,369 2, ST JOHNS 570 $1,797, ST LUCIE 1,001 $1,966, SUMTER 62 $74, SUWANNEE 29 $77, TAYLOR 48 $153, UNION 5 $9, VOLUSIA 2,446 $7,747,516 1, WAKULLA 31 $47, WALTON 10 $32, WASHINGTON 3 $6, County of Unknown at Time of Reporting 36 $85, /20/2008 Market Research Unit Page 6 of 11

7 Tropical Storm Data Collection - Dwelling by County Non- Payment Made Statewide 3,408 $11,204,491 1, ALACHUA 10 $10, BAKER 2 $1, BAY 4 $3, BRADFORD 0 $ BREVARD 452 $1,354, BROWARD 244 $877, CALHOUN 0 $ CHARLOTTE 7 $1, CITRUS 7 $5, CLAY 16 $55, COLLIER 99 $298, COLUMBIA 6 $49, DE SOTO 1 $ DIXIE 0 $ DUVAL 356 $1,247, ESCAMBIA 2 $ FLAGLER 50 $119, FRANKLIN 6 $30, GADSDEN 10 $24, GILCHRIST 0 $ GLADES 7 $44, GULF 1 $2, HAMILTON 1 $4, HARDEE 1 $ HENDRY 8 $12, HERNANDO 0 $ HIGHLANDS 9 $32, HILLSBOROUGH 7 $12, HOLMES 0 $ INDIAN RIVER 59 $175, JACKSON 7 $9, JEFFERSON 4 $12, LAFAYETTE 0 $ LAKE 40 $122, LEE 67 $130, LEON 84 $416, LEVY 0 $ LIBERTY 2 $4, MADISON 3 $3, MANATEE 1 $ MARION 15 $30, MARTIN 32 $181, MIAMI-DADE 323 $1,051, MONROE 62 $268, NASSAU 49 $223, OKALOOSA 2 $ OKEECHOBEE 15 $23, ORANGE 254 $657, OSCEOLA 30 $88, PALM BEACH 270 $1,222, PASCO 10 $24, PINELLAS 7 $8, POLK 15 $20, PUTNAM 5 $18, SANTA ROSA 78 $462, SARASOTA 51 $80, SEMINOLE 142 $475, ST JOHNS 45 $57, ST LUCIE 138 $281, SUMTER 4 $14, SUWANNEE 6 $30, TAYLOR 5 $13, UNION 0 $ VOLUSIA 263 $862, WAKULLA 10 $15, WALTON 2 $16, WASHINGTON 2 $12, County of Unknown at Time of Reporting 0 $ /20/2008 Market Research Unit Page 7 of 11

8 Tropical Storm Data Collection - Mobile Homeowners by County Non- Payment Made Statewide 2,804 $9,435,634 1, ALACHUA 28 56, BAKER 28 89, BAY 7 12, BRADFORD 15 50, BREVARD 634 3,555, BROWARD 32 73, CALHOUN CHARLOTTE 3 6, CITRUS 23 82, CLAY 24 50, COLLIER , COLUMBIA , DE SOTO 7 15, DIXIE 3 19, DUVAL , ESCAMBIA 1 10, FLAGLER 15 54, FRANKLIN GADSDEN 43 90, GILCHRIST GLADES , GULF HAMILTON 6 20, HARDEE HENDRY , HERNANDO 4 7, HIGHLANDS 29 49, HILLSBOROUGH 8 16, HOLMES 2 4, INDIAN RIVER , JACKSON 17 44, JEFFERSON 13 18, LAFAYETTE 5 17, LAKE , LEE 31 65, LEON , LEVY 19 61, LIBERTY MADISON 12 19, MANATEE MARION , MARTIN 32 99, MIAMI-DADE , MONROE 18 26, NASSAU , OKALOOSA OKEECHOBEE , ORANGE , OSCEOLA 35 71, PALM BEACH 23 76, PASCO 5 6, PINELLAS 1 1, POLK 53 68, PUTNAM , SANTA ROSA 17 68, SARASOTA , SEMINOLE 44 53, ST JOHNS , ST LUCIE 34 36, SUMTER 9 6, SUWANNEE 24 95, TAYLOR 17 27, UNION 5 9, VOLUSIA , WAKULLA 17 49, WALTON WASHINGTON County of Unknown at Time of Reporting /20/2008 Market Research Unit Page 8 of 11

9 Tropical Storm Data Collection - Commercial Residential by County Non- Payment Made Statewide 866 $2,845, ALACHUA 3 $ BAKER 0 $ BAY 1 $ BRADFORD 0 $ BREVARD 145 $274, BROWARD 31 $52, CALHOUN 0 $ CHARLOTTE 3 $10, CITRUS 0 $ CLAY 3 $ COLLIER 24 $16, COLUMBIA 1 $ DE SOTO 0 $ DIXIE 0 $ DUVAL 155 $611, ESCAMBIA 1 $ FLAGLER 4 $11, FRANKLIN 0 $ GADSDEN 1 $ GILCHRIST 0 $ GLADES 3 $11, GULF 0 $ HAMILTON 0 $ HARDEE 1 $ HENDRY 2 $9, HERNANDO 1 $ HIGHLANDS 4 $21, HILLSBOROUGH 4 $11, HOLMES 0 $ INDIAN RIVER 18 $18, JACKSON 0 $ JEFFERSON 0 $ LAFAYETTE 0 $ LAKE 14 $9, LEE 14 $13, LEON 14 $14, LEVY 0 $ LIBERTY 1 $ MADISON 0 $ MANATEE 0 $ MARION 8 $14, MARTIN 12 $12, MIAMI-DADE 36 $65, MONROE 3 $10, NASSAU 8 $293, OKALOOSA 0 $ OKEECHOBEE 4 $3, ORANGE 75 $320, OSCEOLA 3 $10, PALM BEACH 49 $284, PASCO 0 $ PINELLAS 3 $2, POLK 5 $5, PUTNAM 0 $ SANTA ROSA 6 $14, SARASOTA 11 $16, SEMINOLE 39 $80, ST JOHNS 8 $ ST LUCIE 19 $3, SUMTER 0 $ SUWANNEE 0 $ TAYLOR 0 $ UNION 0 $ VOLUSIA 46 $51, WAKULLA 0 $ WALTON 1 $ WASHINGTON 0 $ County of Unknown at Time of Reporting 5 $ Multiple Florida Counties 77 $567, /20/2008 Market Research Unit Page 9 of 11

10 Tropical Storm Data Collection - Private Flood by County Data Cumulative to October 3, Reported as of October 10, Non- Payment Made Statewide 166 $1,572, ALACHUA 0 $ BAKER 0 $ BAY 0 $ BRADFORD 0 $ BREVARD 76 $696, BROWARD 3 $ CALHOUN 0 $ CHARLOTTE 1 $ CITRUS 0 $ CLAY 2 $ COLLIER 2 $ COLUMBIA 1 $ DE SOTO 0 $ DIXIE 0 $ DUVAL 1 $2, ESCAMBIA 0 $ FLAGLER 0 $ FRANKLIN 0 $ GADSDEN 0 $ GILCHRIST 0 $ GLADES 1 $ GULF 0 $ HAMILTON 0 $ HARDEE 0 $ HENDRY 4 $5, HERNANDO 0 $ HIGHLANDS 0 $ HILLSBOROUGH 0 $ HOLMES 0 $ INDIAN RIVER 5 $12, JACKSON 0 $ JEFFERSON 1 $2, LAFAYETTE 0 $ LAKE 1 $ LEE 4 $8, LEON 5 $137, LEVY 0 $ LIBERTY 1 $ MADISON 0 $ MANATEE 0 $ MARION 0 $ MARTIN 3 $ MIAMI-DADE 0 $ MONROE 0 $ NASSAU 6 $252, OKALOOSA 0 $ OKEECHOBEE 7 $51, ORANGE 6 $1, OSCEOLA 1 $ PALM BEACH 7 $5, PASCO 0 $ PINELLAS 0 $ POLK 1 $3, PUTNAM 0 $ SANTA ROSA 0 $ SARASOTA 0 $ SEMINOLE 12 $231, ST JOHNS 0 $ ST LUCIE 0 $ SUMTER 0 $ SUWANNEE 0 $ TAYLOR 0 $ UNION 0 $ VOLUSIA 13 $121, WAKULLA 2 $39, WALTON 0 $ WASHINGTON 0 $ County of Unknown at Time of Reporting 0 $ /20/2008 Market Research Unit Page 10 of 11

11 Tropical Storm Data Collection - Federal Flood by County Non- Payment Made Statewide 2,879 $18,454, ,203 ALACHUA 3 $3, BAKER 8 $42, BAY 0 $ BRADFORD 0 $ BREVARD 1,171 $8,479, BROWARD 52 $24, CALHOUN 0 $ CHARLOTTE 2 $ CITRUS 8 $12, CLAY 45 $225, COLLIER 20 $5, COLUMBIA 1 $7, DE SOTO 0 $ DIXIE 1 $ DUVAL 322 $2,662, ESCAMBIA 1 $ FLAGLER 9 $ FRANKLIN 4 $ GADSDEN 3 $20, GILCHRIST 0 $ GLADES 9 $15, GULF 0 $ HAMILTON 0 $ HARDEE 0 $ HENDRY 4 $8, HERNANDO 0 $ HIGHLANDS 1 $ HILLSBOROUGH 2 $ HOLMES 0 $ INDIAN RIVER 93 $132, JACKSON 1 $3, JEFFERSON 1 $ LAFAYETTE 0 $ LAKE 16 $35, LEE 40 $187, LEON 96 $566, LEVY 1 $ LIBERTY 0 $ MADISON 0 $ MANATEE 1 $ MARION 3 $ MARTIN 40 $154, MIAMI-DADE 40 $65, MONROE 11 $13, NASSAU 29 $269, OKALOOSA 1 $ OKEECHOBEE 28 $171, ORANGE 67 $137, OSCEOLA 5 $16, PALM BEACH 35 $29, PASCO 2 $ PINELLAS 0 $ POLK 3 $ PUTNAM 9 $55, SANTA ROSA 0 $ SARASOTA 2 $ SEMINOLE 158 $773, ST JOHNS 51 $99, ST LUCIE 195 $2,125, SUMTER 1 $ SUWANNEE 1 $ TAYLOR 4 $41, UNION 0 $ VOLUSIA 195 $1,964, WAKULLA 11 $51, WALTON 0 $ WASHINGTON 0 $ County of Unknown at Time of Reporting 0 $ Multiple Florida Counties 73 $51, Office of Insurance Regulation 10/20/2008 Market Research Unit Page 11 of 11