Shelter Re. Shelter Insurance Companies

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1 Shelter Re Shelter Insurance Companies

2 Shelter Mutual Insurance Company Shelter Insurance Companies Mission Statement Shelter Insurance is a dynamic group of companies focused on providing financially secure insurance protection and services to individuals and businesses, a quality working environment, emphasis on easy-to-use services, a commitment to continuous improvement, and a passion for pleasing our customers. A Proud Tradition of Service Continues Shelter Insurance first opened its doors in 1946, providing affordable car insurance to Missourians. With a policy of integrity and customer service for the benefit of our customers, employees, agents and communities, Shelter has grown to be an industry leader in insurance and financial products and services. In fact, we are now one of the nation s most successful and financially sound regional insurance groups, with an international reinsurance operation % Change TOTAL ASSETS $2,981,186,969 $3,112,424, % EARNED PREMIUM $1,299,886,271 $1,375,926, % SURPLUS $1,682,712,553 $1,787,842, % A. M. Best Rating: A BCAR: Shelter Mutual Insurance Company Shelter General Insurance Company Shelter Life Insurance Company Shelter Reinsurance Company Haulers Insurance Company, Inc. Shelter Investments, LLC Shelter Financial Corporation Shelter Financial Services, Inc. Shelter Benefits Management Inc. Shelter Enterprises, LLC Daniel Boone Agency, LLC AmShield Insurance Company Making A Difference Community Involvement Shelter Cares Central Missouri Food Bank Live United Action Team Project Salvation Army Red Kettle Campaign Clean-Up Columbia Lunch in the Park United Way Campaign Shelter Awards Scholarships

3 Shelter Mutual Insurance Company NV CO NE KS OK IA IL MO AR MS LA IN TN KY Excellent training, superior service and products have made Shelter Insurance a stable and successful insurance company. Shelter Insurance has consistently received high ratings from the A. M. Best Company, a national firm rating the financial strength and operating performance of insurance companies. Shelter Insurance provides five major types of insurance to ensure our customers have the protection they need: home, life, auto, farm, and business. We have approximately 1,300 captive agents and 2,000 employees in our 14-state operating area shown. Shelter Mutual Premium/Surplus Millions $2,000 $1,800 $1,600 $1,400 $1,200 $1,000 $800 $600 Earned Premium Surplus * Surplus as of Dec. 31, 2015 $400 $200 $- Shelter Mutual s Line of Business Distribution 2.4% 10.2% 32.0% 55.5% PPA HO & FO Fire & Allied Commercial

4 Shelter Reinsurance Company Distribution of Signed Premium Premium/Surplus Millions $350 $300 $250 $200 $150 $100 Earned Premium Surplus * Surplus as of Dec. 31, 2015 $50 $- Stop Loss 2% Surplus 6% Per Risk 5% Aggregate 3% Quota Share 28% Portfolio of Treaties Per Risk 7% Stop Loss 2% Aggregate 5% Quota Share 4% Cat XL 56% Cat XL 82% INTERNATIONAL U.S.

5 Shelter Reinsurance Company Shelter Re Mission Statement Shelter Reinsurance is a financially sound company focused on spreading the property exposures of the Shelter Insurance Group through conservative, diversified, long-term assumed reinsurance partnerships, and to prudently and securely place ceded reinsurance programs for the Shelter Insurance Group % Change TOTAL ASSETS $405,684,377 $422,265, % EARNED PREMIUM $108,440,353 $109,985, % SURPLUS $271,001,339 $296,678, % A. M. Best Rating: A BCAR: Formed in 1986 to spread property risk outside Shelter Mutual s operating territory Prompt claims service Broker market served by firms around the world All lines retained net within the group Flexibility to use Shelter Mutual Paper

6 Contacts Rockne P. Corbin Senior Vice President & Managing Director of Reinsurance Greg Lockard Director of Reinsurance Operations Trina J. Gooch Reinsurance Manager Lisa Gardi Bill Johnston Chase Knauts Andrea Lindenbusch Jill Schneider Joel Smith Teresa Heim Assistant Reinsurance Specialist Christy White Assistant Reinsurance Specialist Member Company of: ICMIF ICMIF/Americas NAMIC PCI IRU, Inc. International Cooperative and Mutual Insurance Federation International Cooperative and Mutual Insurance Federation/ Regional Association for The Americas National Association of Mutual Insurance Companies Property Casualty Insurers Association of America Intermediaries and Reinsurance Underwriters Association Strength...Stability...Shelter 1817 West Broadway Columbia, MO ShelterRe.com

He holds the Chartered Property Casualty Underwriter and Associate in Reinsurance designations.

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