TRUCK INSURANCE MARKET REFERENCE GUIDE
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1 Celebrating Over of Superior Service 2017 TRUCK INSURANCE MARKET REFERENCE GUIDE
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3 NATIONAL TRUCK NATION Why should you submit your trucking accounts to National Truck? n National Truck Underwriting Managers Inc. is a third generation family business writing truck insurance since n Our goal is to provide our producers with an exceptional level of service, while maintaining the highest possible level of integrity and ethical standards. n We are truck insurance specialists. It is the only line of business we write. n We can offer Primary Auto Liability, Non-Trucking Liability, Physical Damage, Motor Truck Cargo, General Liability, Excess Liability, Occupational Accident Insurance and Passenger Accident Insurance on single power unit accounts to large fleet accounts. n We represent multiple Long Term Truck Specialty Carriers committed to the Truck Insurance Business. n Our staff consists of very long term truck insurance specialists with an understanding of what is required for your customer s satisfaction. n We operate on a National basis writing all lines in most states with very few exceptions, so you have one contact for most states within the Continental U.S. ww w.n tu m in c.c o m 3
4 LIKE FATHER LIKE SON LIKE SON Front: James Joyce, Sr. Rear: James Joyce, Jr. L-R: James Joyce III, Justin Joyce Three generations serving your trucking insurance needs since 1978! 4 ww w.n tu m in c.c o m
5 LET S WRITE MORE BUSINESS TOGETHER National Truck Underwriting Managers is a Truck Specialty MGA with a specific focus on providing superior service to appointed truck specialty sub-producers. If you are already appointed with NTUM we look forward to receiving your submissions. Please contact the appropriate office/underwriter listed on page 6. Celebrating Over of Superior Service If you are a truck specialty retailer and not currently appointed with National Truck and would like to be considered for an appointment, please contact Jim Joyce Jr. at jim.joycejr@ntuminc.com. 5
6 Important Contact Numbers MAIN OFFICE MINNESOTA 5001 American Blvd. West, Suite 801 Bloomington, MN (800) 831-NTUM (6886) (952) Underwriters NON-FLEET New Business - Non-Fleet (1-10 PU) Barbara Davis, VP Underwriting barb.davis@ntuminc.com Direct (877) Brooke Hill brooke.hill@ntuminc.com Direct (952) Tylor Goettl tylor.goettl@ntuminc.com Direct (952) Renewal Business - Non-Fleet (1-10 PU) Barbara Davis, VP Underwriting barb.davis@ntuminc.com Direct (877) Marcia Fagerstrom marcia.fagerstrom@ntuminc.com Direct (877) FLEET New Business - Fleet (11-20 PU) Andy Larson andy.larson@ntuminc.com Direct (877) New Business - Fleet (21+ PU) Jim Joyce III, Vice President james.joyce@ntuminc.com Direct (877) Justin Joyce, Vice President justin.joyce@ntuminc.com Direct (877) Renewal Business - Fleet (11+ PU) Steve Eklund steve.eklund@ntuminc.com Direct (877) IMPORTANT UPDATES REGIONAL OFFICES IDAHO Fleet & Non-fleet (1+ PU) Darcy Johnson darcy.johnson@ntuminc.com Direct (208) TENNESSEE 5050 Poplar Avenue, Suite 1715 Memphis, TN Toll Free: (888) Local: (901) Underwriters Non-Fleet & Fleet (1+ PU) Sherry Zacher sherry.zacher@ntuminc.com Direct (866) WASHINGTON Fleet & Non-fleet (1+ PU) Heidi Mattson heidi.mattson@ntuminc.com Direct (206) WISCONSIN Non-Fleet and Fleet (1+ PU) Julie Olson julie.olson@ntuminc.com Direct (414) Tenna Callahan tenna.callahan@ntuminc.com Direct (866)
7 Here s What s New at National Truck Underwriting Managers: New IAT Transportation Non-Fleet Program (1-10 Power Units) This excellent market is available in 22 states, with improved quote turnaround, as well as competitive rates and commissions (See page 9 for details). Available in: AR, AZ, GA, IA, IL, IN, KY, MN, MO, MT, NC, ND, NE, OH, OK, OR, PA, SC, SD, TN, WA and WI. New Broad Form Motor Truck Cargo Program For Preferred and Standard Risks - IAT now offers Best-In-Class coverage that s an easy sell for your trucking accounts (See page 8 for details) New Basic Form Motor Truck Cargo Program For Non-Standard Risks (See page 9 for details) EXPANDED CANAL TERRITORY Canal has appointed National Truck to 22 additional states for 1-10 power units. We can now write in 39 states (new states denoted in red): AR, AZ, CA, CO, CT, DE, GA, IA, ID, IL, IN, KS, KY, ME, MI, MN, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI and WY. Our fleet territory (now considered 11+ power units) consists of 44 states. This will enable you to place your larger accounts with National Truck too: AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, ME, MO, MI, MN, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WI and WY. (See page 11 for details) Excess Liability Markets to Enhance Your Offerings and Commissions We have several high quality Excess Liability Markets Rated A- (Excellent) or better by A.M. Best for both non-fleet and fleet accounts. Contact us today for a convenient quote. (See pages for details) New Monoline Physical Damage and Motor Truck Cargo Markets for Preferred Accounts and Distressed Accounts We have expanded our non-resident surplus lines to most states with some exceptions. We can now provide you with access to Lloyd s/london markets for Physical damage and cargo, as well as an additional Fleet Physical Damage and Motor Truck Cargo Market rated A (Excellent) by A.M. Best Company. Both markets will consider preferred accounts and accounts with some challenges too. (See page 14 for details) 7
8 Rated A- (Excellent) by the A.M. Best Co. Coverages: Liability, Physical Damage, Cargo and General Liability FLEET power units TERRITORY: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MI, MN, MO, MT, NC, ND, NE, NM, NV, OH, OK, OR, PA, SC, SD, TN, UT, WA, WI and WY Broad Form Motor Truck Cargo (for Preferred and Standard Risks) IAT is proud to introduce its enhanced cargo form and rates! This best-in-class program includes: n No exclusion of spoilage, freezing, change in temperature, refrigeration breakdown or malfunction n No theft limitation of target theft commodities n No coinsurance clause n Deductible waived after 3 consecutive loss free years n $50,000 newly acquired terminals (up to 30 days) Not available in all states NEW! CAR Includes up to $50,000 in addition to the limit of insurance for: Earned freight/storage charges Debris removal Pollution clean-up Claim mitigation expense Reward payments Tarps, chains, binders 8
9 Rated A- (Excellent) by the A.M. Best Co. Coverages: Liability, Physical Damage, Cargo and General Liability NON-FLEET 1-10 power units IAT Insurance Group Non-Fleet Program Just ADDED TERRITORY: AR, AZ, GA, IA, IL, IN, KY, MN, MO, MT, NC, NE, ND, OH, OK, OR, PA, SC, SD, TN, WA and WI FAST QUOTES New MARKET for Small Operators! GO Basic Form Motor Truck Cargo (for Non-Standard Risks) n Refrigeration or mechanical breakdown may be available for an additional charge n $5,000 theft limitation target theft commodities (undisclosed to the Company) n Coinsurance clause applies n Deductible waived after 3 consecutive loss free years n $50,000 newly acquired terminals (up to 30 days) Includes $50,000 in addition to the limit of insurance for: Earned freight/storage charges Claim mitigation expense Reward payments Tarps, chains, binders Not available in all states 9
10 Rated A++ (Superior) by the A.M. Best Co. TERRITORY: Non-Fleet (1-10 power units) and Fleet (11+ power units) AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, MI, MN, MO, MT, NC, ND, NE, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV and WY Fleet only (11+ power units) CT, DE, MD, ME, NH, NJ, RI and VT 12% COMMISSION on Northland non-fleet (1-10 power units) packaged business Coverages: Liability, Physical Damage, Cargo and General Liability Northland has been in business since 1948, and is one of the oldest tenured transportation insurance carriers in the industry. They are one of the largest non-fleet insurance carriers (based on filings) and one of only a few A++ rated carriers. Target Account Size: power units (will consider larger accounts) Rated A- (Excellent) by the A.M. Best Co. TRANSGUARD provides insurance coverage for Owner/Operators working in the transportation industry. Coverage is available for the intermodal, general freight and moving and storage companies. TRANSGUARD is licensed in 50 states and the District of Columbia. Coverages: n Occupational Accident n Contract Liability n Physical Damage n Non-Trucking Liability n Occupational Compensation n Passenger Accident n Workers Compensation (Corporate, Fleet, Casual Labor) n Non-Occupational Accident n Major Medical* These coverages are membership benefits exclusively available through the National Association of Independent Truckers, LLC (NAIT) with insurance services provided by TransGuard General Agency, Inc. ( Agency ). 10
11 Rated B++ (Good) by the A.M. Best Co. TERRITORY: New states denoted in RED Express (1-10 power units) AR, AZ, CA, CO, CT, DE, GA, IA, ID, IL, IN, KS, KY, ME, MI, MN, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI and WY Fleet (11+ power units) AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WI and WY Coverages: Auto Liability, Physical Damage, Motor Truck Cargo and Truckers General Liability NOW MORE STATES Target Account Size: power units (will consider larger accounts) DBA in California: NTUMI INSURANCE AGENCY CA License # Insurance provided by Canal Insurance Company, California Certificate of Authority #3979, or its subsidiary, Canal Indemnity Company, and is not available in all states. The above description is a summary only and does not include all terms and conditions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. 11
12 A++ RATED CARRIER Coverages: Excess Auto Liability, Designated Truckload for Specified Contracts Target Account Size: power units This company has a 35-year history of Excess Auto underwriting. They have a broad appetite and can accommodate any cargo. n Limit available: $5M per occurrence n Maximum limit is $10M EXCESS LIABILITY FOR TRANSPORTATION Rated A++ (Superior) by the A.M. Best Co. TERRITORY: Available in most states Excess Auto Underwriting Categories: Petroleum Product Haulers School Buses Ambulances / Ambulettes Para Transit Truckers Airport Shuttles Limos / Taxis (No Independent Owners) Certain Hired & Non-Owned (e.g., Pizza Delivery) Waste Haulers Contractor Fleets Designated Truckload for Specified Contracts Purchasing this customized coverage provides immediate cost savings to a trucking insured. This is accomplished by adding coverage only for the increase in limits required in a contract between a trucker and its customer and limited to the operations described in the contract. CONTACT AN UNDERWRITER DIRECT FOR FAST SERVICE AND QUOTING! SEE PAGE 6 FOR THE OFFICE NEAREST YOU 12
13 EXCESS LIABILITY FOR TRANSPORTATION Rated A+ (Superior) by the A.M. Best Co. Target Account Size: 50+ Target Operations: Gemini Transportation can write up to $5 million in excess liability for the following: TERRITORY: Available in most states General Trucking Contract Carriers Dedicated Fleets Dry Bulk Cement Haulers Heavy Equipment Haulers Truck Load Carriers Less-Than-Truck Load Carriers Municipal & Hazmat Waste Liquid Bulk Haulers Chemical Haulers Fuel Haulers Oilfield/Fracking Haulers Flat-Bed Haulers Household Goods Movers Private Fleets Commuter & Charter Bus School Buses Airport Shuttle Vans Para Transit Rated A- (Excellent) by the A.M. Best Co. Target Account Size: Fleets up to 500 Units Truck for Hire: $5,000,000 available limits Local, Intermediate, regional, long haul truckers Hazmat: $5,000,000 available limits Fuel Oil Hauling & Distribution Gasoline Hauling & Distribution LPG Hauling & Distribution Specialty Auto: $5,000,000 available limits Ready Mix Operations Auto Carriers Sand & Gravel Operations Couriers O&G Trucking Refuse Haulers Moving & Storage Contractor s Fleets Delivery Services TERRITORY: Available in most states Excluded Classes: People Haulers (bus, livery, taxi, ambulance), Drive Away Hazardous Chemical Haulers, Munitions 13
14 Rated A (Excellent) by the A.M. Best Co. NEW MARKET! PHYSICAL DAMAGE & MOTOR TRUCK CARGO LLOYD S OF LONDON Coverages: Monoline Physical Damage & Motor Truck Cargo Target Account Size: power units Lloyd s is the world s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent. It is often the first to insure emerging, unusual and complex risks. Target Operations: Commercial Automobile Physical Damage Including Fleets, Motor Truck Cargo, Excess Motor Truck Cargo and Contingent Motor Truck Cargo. We can consider preferred accounts and distressed accounts for physical damage and motor truck cargo. TERRITORY: Available in most states CONTACT AN UNDERWRITER DIRECT FOR FAST SERVICE AND QUOTING! SEE PAGE 6 FOR THE OFFICE NEAREST YOU 14
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16 5001 American Blvd. West, Suite 801 Bloomington, MN Here is Your 2017 Truck Insurance Market Reference Guide! New IAT Transportation Non-Fleet Program 1-10 Power Units New IAT Cargo Form Programs! Expanded territory from Canal! 1-10 power units: 39 states! 11+ power units: 44 states! (SEE INSIDE FOR DETAILS)
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