2018 Total Rewards Welcome. Human Resources

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1 2018 Total Rewards Welcome Human Resources

2 Employee Value Proposition

3 Total Rewards Value

4 TOTAL REWARDS EXAMPLE 2

5 TUFTS HEALTH FREEDOM PLAN WDH offers one preferred provider option to employees under the Tufts Freedom Health Plan No requirement to pick a primary care physician No referrals required for specialist visits 3 Tiers of coverage levels are offered depending upon where services are provided. Deductibles, coinsurance and out of pocket maximums are different depending upon the tier where services are provided. Tier 1 = Granite Health Hospital Network of Providers* Tier 2 = Tufts Health Freedom Network Providers and PHCS Providers Tier 3 = All Non-Participating Providers If you are enrolled in medical, you automatically have pharmacy coverage through Envision RX. If enrolled in medical, you automatically have Vision Discount Plan through EyeMed. *if you live greater than 35 miles from all 5 of the Granite Health Hospitals; Catholic Medical Center, Concord Hospital, Lakes Region General Hospital, Southern NH Hospital and Wentworth-Douglass Hospital, all care at a Tufts Plan participating hospital closer to your home will be considered as tier 1. Massachusetts General and Brigham and Women s Hospitals are also Tier 1. Providers with primary privileges at Granite Health Hospital are Tier 1. If primary privileges are at a non-granite Health Hospital, they might not be considered Tier 1 providers.

6 TUFTS HEALTH FREEDOM PLAN Out-of-pocket maximums Deductibles, co-insurance and copays are credited toward the out-of-pocket maximum. Once the out-of-pocket maximum has been met, covered services are paid at 100% within that Tier.

7 TUFTS HEALTH FREEDOM PLAN Calendar year Deductibles Health, Mass General and B&W Providers Health Freedom Providers Tier 3 Non- Participating Providers Employee Only $500 $2,600 $5,000 2 Person $1,000 $5,200 $10,000 Family $1,500 $5,200 $10,000 Once a deductible has been met, services subject to deductible will be covered at the following rates: Tier 1 = 85% Tier 2 = 70% Tier 3 = 50%

8 TUFTS HEALTH FREEDOM PLAN PHARMACY BENEFIT

9 HEALTH REIMBURSEMENT ACCOUNT As part of The Make Your Move to Improve Well-Being Program, Wentworth-Douglass Hospital provides you and your covered spouse with an HRA funding in exchange for your participation in the program to help offset the first portion of your deductible. These funds may be used throughout the plan year for eligible medical, prescription, dental and vision expenses. You will want to use these funds before paying any expenses out-of-pocket.

10 MAKE YOUR MOVE TO IMPROVE WELL-BEING PROGRAM

11 NORTHEAST DELTA DENTAL

12 LIFE AND DISABILITY

13 EARNED TIME Earned time is a program that combines all the traditional paid time off benefit of vacation, sick time and holiday into one single category. All benefit eligible employees begin to earn ET immediately.

14 VOLUNTARY BENEFITS

15 FLEXIBLE SPENDING ACCOUNTS

16 OTHER BENEFITS Employee Assistance Program: Confidential counseling and referrals for limited time. Employee Referral Program: Bonus offered for eligible employment referrals subject to plan offerings. Tuition Assistance: WDH provides $3,000 each calendar year to regular full-time or regular part-time employees scheduled to work 16 hours or more per week. Must complete one year of service prior to start of course and receive a grade of C or better or Pass in a pass/fail course. Identity Fraud: Free insurance policy that provides financial assistance to those dealing with expenses associated with identity fraud. Adoption Assistance: WDH assists employees with expenses related to adoption of children up to $2,000 per child adoption under the age of 18 who is not a relative or step child. Community Volunteerism: WDH will match up to 4 hours of non-productive matching pay when an employee volunteers on their own time to other not-for-profit agencies. The Works Family Health and Fitness Center: Eligible for discounted membership fees. WDH discount of 25% for Wentworth Douglass medical bills and 20% quick payer discounts are available. WDH discount applies to hospital and employed physician based services. Please refer to Policy LD-36 and Policy FSPA-10 for more details.

17 VOLUNTARY DEDUCTIONS

18 Welcome to the WDH Family