2014 Commission Schedule. Click here for contracting
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1 Forethought Life Insurance Company And Forethought National Life Insurance Company 2014 Commission Schedule Click here for contracting Please join our Conference Call Monday thru Thursday Noon ET Dial id: david (at) naaip.org Phone: Fax:
2 For Purposes of this Compensation & Product Schedule, the term you or your shall have the same meaning as the term Agent in the Agreement. This Compensation & Product Schedule (this schedule ) is part of your agreement or contract with Company ( Agreement )and is in effect on All Commissions each policy exceed the rate provided on this Schedule. General Provisions Schedule of Commissions for Forethought Life Medicare Supplement, Annuity and Final Expense 1. Product Included. 2. Non-assignment. 3. Administrative Rules. from time to time. 4. Laws & Regulations. e. Commission Rates for Medicare Supplement/Select Plans Georgia, Illinois, Kansas, Kentucky, Louisiana, Minnesota, Mississippi, North Carolina, Oklahoma, South Dakota Iowa, Nebraska, Nevada, North Dakota, Utah Indiana All Ages Page 2 of 5 Forethought-GA 11/12
3 Texas West Virginia Pennsylvania All Ages Ohio Tennessee Forethought-GA 11/12
4 Michigan Missouri All Ages Virginia New Jersey Arizona Washington All Ages Page 4 of 5 Forethought-GA 11/12
5 South Carolina Commission Rules 1. The commission rate is the rate that is in effect on the application date of the issued policy. premium, except that in Washington the commission is calculated on the paid premium. remain the producer of record. Page 5 of 5 Forethought-GA 11/12
6 Forethought Life Insurance Company SCHEDULE OF COMMISSIONS FOR ANNUITY SALES GENERAL AGENT SCHEDULE This Schedule of Commissions for Annuity Sales ( Schedule ) is an addendum to the Insurance Selling Agreement ( Agreement ). This Schedule is for Forethought Life Insurance Company ( FLIC ) annuity contracts sold under the Agreement which are issued on or after the Schedule Effective Date. Product Age Commission Rate 1 Bonus Advantage SM % (Rates 1.00% less in AK, DE, MD, MN, OH, OK, OR, SC, TX, UT) % Bonus Advantage SM (State of Washington) Index Bonus 115 SM (Rates 1.00% less in AK, CT, DE, FL, MN, OH, OR, SC, TX, UT) Secure Income 125 SM (Rates 1.00% less in AK, CT, DE, FL, MN, OH, OR, SC, TX, UT) Income 125 SM (Rates 1.00% less in AK, CT, DE, FL, MN, OH, OR, SC, TX, UT) Income 125+ SM (Rates 1.00% less in CT, DE, FL, MN, OH, SC, TX, UT) Guaranteed Destinations SM3 (State of Washington) % 4.50% % % % % % % % % % % 1 Commissions are expressed as a percentage of the initial premium or deposit 2 Available ages 0-75 if sold without the Optional Income Benefit Rider. 3 Commissions are not paid on premiums received after the issue date. Bonus Advantage Contract Series numbers FA1201SPDAX-01, 02, GA1201SPDAX-02 and FA1201SPDAXL-02; Index Bonus 115 & Income 125+ Contract Series FA2001SPDAX, FA2001SPDAXL or GA2001SPDAX; Secure Income 125 Contract Series FA1001SPDANX, FA1001SPDANXL or GA1001SPDANX; Income 125 Contract series FA1001SPDAX, GA1001SPDAX or FA1001SPDAXL; Guaranteed Destinations Contract series FA1001FP5GD10. FLIC, in its discretion, may pay to any agent below You in the agent hierarchy the commissions due such agent. Your effective commission rate will depend on the agents in the hierarchy. Commissions are paid daily as earned. Commission Chargebacks Withdrawals, including Required Minimum Distributions, are subject to commission chargeback, regardless of whether withdrawal charges are incurred. A commission chargeback will be applied as provided below: If the Owner dies or if the contract has a partial or total withdrawal, within one year following the issue date, there will be a chargeback against commissions paid. The chargeback is 100% for months 1 through 12. Any rescission, regardless of contract year, will result in 100% commission chargeback. A commission chargeback will not apply for the election of the Guaranteed Lifetime Income Benefit. Termination of the Agreement shall not terminate FLIC s right to chargeback commissions. Commission Hold Procedure Delivery Receipts are required in all cases. When the initial premium for an annuity contract generates a commission greater than $15,000, the portion of the commission that exceeds $15,000 will be released thirty (30) days after the Batesville Administrative Office receives the signed Delivery Receipt. No commission shall be paid on the sale of a contract which involves the total or partial replacement of a contract issued by FLIC or any of its affiliates. ACCEPTED AND AGREED TO: Agency/Agent Signature Date Date FA GA 2013 Forethought Effective: 1/7/
7 Schedule of Commissions for Final Expense
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