Claim Process for Personal Accidental Insurance State Bank Gold/Platinum Debit Card (Visa/MasterCard)

Transcription

1 Claim Process for Personal Accidental Insurance State Bank Gold/Platinum Debit Card (Visa/MasterCard) 1. Policy No: (Please note: Policy number has to be mentioned on every communication to the insurance company.) 2. The legal heir(s) of the Cardholder will be the claimant(s). 3. The claimant (s) has to submit Personal Accident Insurance Intimation Form (Page-2), within 120 days of the accidental death of the Cardholder though speed post/registered post/courier/by hand to: The Senior Divisional Manager, National Insurance Company Limited DO-XVII, Belapur: Vindhya Commercial Complex, 5th Floor, Plot No. 1, Sector 11, CBD Belapur, Navi Mumbai Tel / / Fax: Ids: 4. The Personal Accident Claim Form (Pages - 3 & 4) duly filled in all respects should be submitted within 120 days thereafter (i.e. period for intimation + claim = 120 days days = 240 days maximum) with the above address through speed post/registered post/courier/by hand. The claimant (s) has to submit the documents as per the documents check list for Personal Accident Claim (Page-5) along with Certificate from the Bank s Branch where the Cardholder s account is maintained, confirming death of the Cardholder, his Account No. and Debit Card No. (Pages 6 & 7). 5. The claimant (s) will also have to submit Bank Account Details (page-8) at the time of settlement of claim. 6. All correspondence shall be only between the claimant (s) and National Insurance Company Limited. 7. Detailed terms and conditions are provided on Page Please note that all the documents submitted in regional language need to be translated to English to avoid delay in the settlement process. 1 P a g e

2 Personal Accident Insurance Intimation Form Issuance of this form is not to be taken as an admission of liability. (To be submitted by Claimant (s) to NICL within 120 days from date of accidental death) The Senior Divisional Manager, National Insurance Company Limited, DO-XVII, Belapur, Vindhya Commercial Complex, 5th Floor, Plot No. 1, Sector 11, CBD Belapur, Navi Mumbai Tel / / , Fax: Date: Place: Policy No: Intimation for Personal Accidental Insurance on State Bank Debit Card 1. Name of State Bank Debit Card Holder 2. Address of the Cardholder 3. Age of the Cardholder 4. State Bank Debit Card No. 5. Type of State Bank Debit Card 6. Account No. Date of Accident Date: Time: 7. Date of Death Date: Time: Where did the accident take place? How did the accident occur? 8. Name of the State Bank Branch and Branch Code where the Cardholder s account is maintained Branch Name : Branch Code : 9. Personal Accident Insurance Cover (mention Rs. 2 Lacs/Rs. 5 Lacs) 10. Name of Legal Heir(s) Rs. 11. Full Address of Legal Heir(s) [Signature of the Claimant (s)] 2 P a g e

3 न शनल इन श य र न शस कम पन ललल ट ड (भ रत सरक र क उपक रम) ब ल प र मण डल क र लर व ध र कमर श र ल क म पल क स, 5 म ज ल, प ल ट क र. 1, स क टर 11, स. ब. ड. ब ल प र, न म बई NATIONAL INSURANCE COMPANY LIMITED (A Govt. of India Undertaking) DO-XVII, Belapur: Vindhya Commercial Complex, 5 th Floor, Plot No. 1, Sector 11, CBD Belapur, Navi Mumbai Tel / (D): Fax: , website: Ids: @nic.co.in / rachanak.singh@nic.co.in / k.raghu@nic.co.in (Registered & Head Office: 3, Middleton Street, Kolkata ) Personal Accident Claim Form If the Insured is unable to complete this form, it may be filled up on his behalf. The Insurers do not admit liability by issuing this form Policy No: ` Claim No: (to be filled by National Insurance Company Limited) Name of life insured: Age: Address in full: Mobile No. Telephone No. (with STD Code): Profession or Occupation: (Please indicate whether Master Superintending, Master working or Workman) State Bank Debit Card No. Account No. maintained at Branch. Claim Amount: (i.e. Rs. 2 Lacs or Rs. 5 Lacs) 3 P a g e

4 State when and where the accident took place (Give date and time) State how it happened and what was the Insured/the Life Insured was doing at the time. State as fully as you can the nature and extent of the injuries sustained. Give the name and address of the Doctor attending the Insured/the Life Insured for these injuries. Is he the usual Medical Attendant? Has any other Medical man been has consulted? If the Insured/the Life Insured is still disabled, please indicate when he/she is likely to be fit to resume usual business or occupation-either wholly or in part. When and where can the Insured/the Life Insured be visited (if necessary) by a Medical Officer or an Official of the Insurers? Was the Insured/Life Insured was in good health and free from physical defect or infirmity at the time of the accident? When did he/she last receive medical attention previous to the above mentioned accident? (Please state nature of complaint.) Is a claim being made under any other Insurance? If so please give particulars. If an immediate settlement is acceptable, please state the amount. Not Applicable (Death) Not Applicable (Death) Not Applicable (Death) Not Applicable (Death) DECLARATION I, the undersigned, do hereby declare that to the best of my knowledge and belief the foregoing particulars are true and correct. Signature of the Claimant (s): Date: 4 P a g e

5 न शनल इन श य र न शस कम पन ललल ट ड (भ रत सरक र क उपक रम) ब ल प र मण डल क र लर व ध र कमर श र ल क म पल क स, 5 म ज ल, प ल ट क र. 1, स क टर 11, स. ब. ड. ब ल प र, न म बई NATIONAL INSURANCE COMPANY LIMITED (A Govt. of India Undertaking) DO-XVII, Belapur : Vindhya Commercial Complex, 5 th Floor, Plot No. 1, Sector 11, CBD Belapur, Navi Mumbai Tel / (D): Fax: , website: Ids: @nic.co.in / rachanak.singh@nic.co.in / k.raghu@nic.co.in (Registered & Head Office: 3, Middleton Street, Kolkata ) Documents Check List for Personal Accident Claim Sl 1. Documents Copy of claim intimation letter to be sent to National Insurance Company Limited 2. Claim form duly filled up. 3. Certified copy of Police Report and F.I.R. 4. Copy of Police Panchnama Report 5. Copy of Post Mortem /Autopsy Report 6. Copy of related Hospital Medical Papers 7. Medical Certificate from attending Doctor 8. Copy of Death Certificate 9. Birth Proof & Domicile Proof of the Cardholder (Ration Card/Voter s Card/ Aadhar Card etc.) 10. Affidavit from Legal Heir(s) 11. Certificate from Bank confirming death of the Cardholder, his Account No. and Debit Card No. Documents from serial no. 3 to 9 need to be duly attested by gazetted official, headmaster/principal of recognized educational institution. 5 P a g e

6 (On Bank s Letter Head) State Bank of India, Branch Name: : Code No Address: Telephone No Fax No: Ref No. Date: Policy No: _ Personal Accident Insurance Claim on State Bank Debit Card State Bank Debit Card No. This is to certify that Shri/Smt/Ms who has expired in an accident on (as per the documents enclosed), is a State Bank Debit Cardholder Name of State Bank Debit Cardholder Address of the Cardholder (as per Banks record) 3. State Bank Debit Card No. 4. Type of State Bank Debit Card 5. Bank Account No Name of the State Bank Branch and Branch Code where the Cardholder s account is maintained Date of Accidental Death (as per death certificate) Claim amount under Personal Accident Insurance (mention Rs. 2 Lacs/ Rs. 5 Lacs as applicable) Name of legal heir(s) (as per the affidavit) Branch Name : Branch Code : Rs. 6 P a g e

7 10. Full Address of legal heir(s) (as per the affidavit) The Bank or its Officers will not be held responsible for the genuineness/ authenticity of other documents like FIR, Death Certificate, Post Mortem report, affidavit etc, being submitted by the claimant (s) to the Insurance Company. It shall be the responsibility of the Insurance Company to ascertain their authenticity. All further correspondence should be made directly between the claimant (s) and the Insurance Company. The claim settlement will be entirely the responsibility of Insurance Company. All settlements / disputes will be between the claimant (s) and the Insurance Company and the Bank will not be a party to such disputes Signature (Branch Manager/Branch Head) 7 P a g e

8 The Senior Divisional Manager, National Insurance Company Limited, DO-XVII, Belapur, Vindhya Commercial Complex, 5th Floor, Plot No. 1, Sector 11, CBD Belapur, Navi Mumbai Tel / / , Fax: Bank Account Details: Date: Place: Claimant (s) Name Claimant (s) s Account No Claimant (s) s Bank Name Claimant (s) s Bank Branch Address Claimant (s) s Bank IFSC Code MICR Code Type of Account Signature of the Claimant (s): Date: 8 P a g e

9 Terms and Conditions (i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) Personal Accidental Insurance: This insurance covers the Debit Cardholder for accidental death only, to the extent as applicable on the type of Debit Card held. Insurance Company after receipt of the application will initiate the process of claim settlement. The insurance company will acknowledge the claim. All the correspondence related to claim will be directly taken up with the claimant (s) without involving Bank. All the settlement/disputes will be between the claimant (s) and the insurance company and the Bank will not be a party to such disputes. The claim settlement will be entirely the responsibility of the Insurance Company and Bank will have no liability towards any claim/dispute. The insurance Company shall, on receipt of complete set of documents, process the claim. Any requirement/deficiencies in the documents submitted shall be sought within 15 working days of receipt of the claim. All the documents being in order, the Insurance Company will settle the claim within 30 working days from the date of receipt of last document. In case of delay beyond 30 days, the Insurance Company shall pay interest as per the IRDA regulations. The claimant (s) has to submit Personal Accident Insurance Intimation Form (intimation letter) within 120 days of the accidental death of the Cardholder though speed post/registered post/courier/by hand. If the intimation is made after 120 days the same will be rejected. The Personal Accident Claim Form duly filled in all respects with necessary document as per check list should be submitted within 120 days thereafter (i.e. period for intimation + claim = 120 days days = 240 days maximum) failing to which is not acceptable. If the Debit Card holder is having more than one eligible Debit Card issued to him under one or more accounts, only one higher variant of the Debit Card will be considered for the claim purpose. Any other supporting document/information, if required to deal with the claim would be ask for. 9 P a g e