Detailed Claim Information (DCI) Advanced Reporting Concepts. Objectives
|
|
- Arabella Boone
- 6 years ago
- Views:
Transcription
1 Detailed Claim Information (DCI) Advanced Reporting Concepts Presented by: Warren Danz and Bruce Hallman Copyright 2015 National Council on on Compensation Insurance, Inc. Inc. All All Rights Reserved. 1 Objectives To understand why we collect Detailed Claim Information, the process to ensure quality DCI data, aggregate data quality observations, and the features in Data Manager Dashboard for monitoring your DCI data. 2 1
2 Agenda Why We Collect DCI Data Quality Initiatives Additional Data Elements and Edits Managing DCI Review 3 Why We Collect DCI Data Copyright 2015 National Council on on Compensation Insurance, Inc. Inc. All All Rights Reserved Data Educational Program 2
3 Why We Collect DCI Data Used extensively for a variety of purposes: State Insurance Department Reporting State Advisory Forums State Legislative Indemnity Pricing Temporary Partial Disability as a proportion of Temporary Disability benefits Payments by type of benefit for Permanent Partial Disability (PPD) claims Vocational rehabilitation benefits Attorney involvement Research Studies 5 Quality Initiatives Copyright 2015 National Council on on Compensation Insurance, Inc. Inc. All All Rights Reserved Data Educational Program 3
4 Quality Initiatives NCCI adopted a three-step process to ensure that our data reporters could produce quality DCI data Certify our DCI participants to submit Edits data Minimal quality checks 7 Quality Initiatives NCCI adopted a three-step process to ensure that our data reporters could produce quality DCI data Edits Minimal quality checks 8 4
5 Quality Initiatives NCCI adopted a three-step process to ensure that our data reporters could produce quality DCI data Certify our DCI participants to submit Edits data Minimal quality checks Monitor claim volume submitted Analyze aggregate data quality observations NCCI continues to adjust outlier thresholds for outreach to target systemic issues at a finer level of detail 9 Monitor Claim Volume Focused on individual states over an extended period of time (6 12 months) Based on state sample ratios Carrier findings Systemic in code/logic Rare cases of sampling deviating from statistical norms 10 5
6 Outreach Monitor Claim Volume Statistical outliers within the industry Carrier volume started in late 2011 State volume started in late 2012 Missing Death and Permanent Total (PT) claims Started in mid-2013 Most common explanation falls into three categories: Lack of sampling correctly Decimal point error in sampling logic (0.30 vs. 0.03) Open and closed claim sampling rates inverted 11 Outreach Monitor Claim Volume Closed Claims Outreach Example for State With 3% Closed Sample 64 Received = 222 Expected = / is about 220 / 22 = Month 1 Month 2 Month 3 Month 4 55 They sampled at 30%, not 3% Expected Received 12 6
7 Outreach Monitor Claim Volume State-level data with lower claim volume though clear outlier to the industry More attention to open claims since losses are higher though volume significantly lower Outreach initiated when data is an outlier to the industry for two consecutive six-month periods 13 Impact Monitor Claim Volume DCI data could be unavailable for research Undersampling in a particular state Skewed data based on population of claims Leads to Leads to Oversampling of closed claims Smaller ratio of more severe claims Research underestimates costs 14 7
8 Monitor Claim Volume Data Manager Dashboard is useful to track state sampling results 15 Monitor Claim Volume Data Manager Dashboard is useful to track state sampling results 16 8
9 Monitor Claim Volume Data Manager Dashboard is useful to keep an eye on state sampling results 17 Monitor Claim Volume Data Manager Dashboard is useful to keep an eye on state sampling results 18 9
10 When Everything Looks the Same 19 Enhanced Claim Volume Outreach Ratio Received to Expected 400% Outreach Example for Specific Coverage Provider Group Prior Year 350% 300% 250% 200% 150% 100% 50% 0% Claims Expected 1,526 Open Claims Expected 1, D&PT Claims Expected All States Closed Claims Expected 346 All Claims D&PT Claims Open Claims Closed Claims Expected Range 20 10
11 Enhanced Claim Volume Outreach Ratio Received to Expected 400% Outreach Example for Specific Coverage Provider Group Prior Year 350% 300% 250% 200% 150% 100% 50% 588 Received (170%) Closed Claims Expected 346 Closed Claims Expected Range 0% All States 21 Enhanced Claim Volume Outreach Ratio Received to Expected 400% Outreach Example for Specific Coverage Provider Group Prior Year % 300% 250% 200% 150% 100% 50% Closed Claims Expected Range 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 22 11
12 Enhanced Claim Volume Outreach Ratio Received to Expected 400% Outreach Example for Specific Coverage Provider Group 1st Half of Prior Year 350% 300% 250% 200% 150% 100% Closed Claims Expected Range 50% 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 23 Enhanced Claim Volume Outreach Ratio Received to Expected 400% Outreach Example for Specific Coverage Provider Group 2nd Half of Prior Year 350% 300% 250% 200% 150% 100% Closed Claims Expected Range 50% 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 24 12
13 Enhanced Claim Volume Outreach Ratio Received to Expected 400% Outreach Example for Specific Coverage Provider Group 1st Half of Prior Year 350% 300% 250% 200% 150% 100% Closed Claims Expected Range 50% 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 25 Enhanced Claim Volume Outreach Ratio Received to Expected 400% Outreach Example for Specific Coverage Provider Group 2nd Half of Prior Year 350% 300% 250% 200% 150% 100% Closed Claims Expected Range 50% 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 26 13
14 Enhanced Claim Volume Outreach Ratio Received to Expected 400% Outreach Example for Specific Coverage Provider Group States Outside Threshold in Both Periods 350% 300% 250% 200% 150% 100% Closed Claims Expected Range 50% 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 27 Enhanced Claim Volume Outreach Ratio Received to Expected 400% 350% 300% 250% 200% 150% 100% Outreach Example for Specific Coverage Provider Group States Outside Threshold in Both Periods 1st Half of Prior Year Average for Entire Year 312% 2nd Half of Prior Year Closed Claims Expected Range 50% 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 28 14
15 Enhanced Claim Volume Outreach Ratio Received to Expected 6000% Outreach Examples for All Coverage Provider Groups 5000% 4000% 3000% 2000% 1000% Closed Claims Expected Range 50%-200% 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 29 Enhanced Claim Volume Outreach Ratio Received to Expected 6000% Outreach Examples for All Coverage Provider Groups 5000% 4000% 3000% 2000% 1000% Closed Claims Expected Range 50%-200% 0% AK AZ AR CO CT FL GA HI ID IL IN IA KS KY LA ME MD MS MO MT NE NV NH NM NC OK OR RI SC SD TN TX UT VT VA WV WI Individual States 30 15
16 Monitor Claim Volume Death and Permanent Total Claims DCI uses Unit Statistical data Search DCI for missing claims already received as Injury Code 01 or 02 in Unit Statistical data Validate all subsequent unit reports received to verify that the severity has not dropped 31 Monitor Claim Volume Death and Permanent Total Claims Supply Unit Statistical claim detail to the carrier Locate missing claim Verify logic for selection of Death and PT claims Submit missing DCI claims Common responses for missing DCI claims Only verifying 1st report level on the unit Not using Injury Codes to identify claims for DCI 32 16
17 DCI Match Game Questions Common sampling issue Poor data quality can lead to Outreach on data quality began Used to identify Death and Permanent Total claims Majority of oversampling Answers Late 2011 Closed claims Incorrect decimal Unreliable research Unit Statistical data 33 Aggregate Data Quality Observations What Are They? Observations look for patterns or anomalies and highlight outliers in the industry Include measures of DCI data elements and comparative analysis between the elements in aggregate over at least six months 34 17
18 Aggregate Data Quality Observations Why Are They Necessary? All DCI data elements are required or conditionally required No optional elements Data grades are Error Free (0), Default (3), and Reject (9) No Suspect data grade DCI elements do not become optional because an edit does not require it Report all DCI elements 35 Aggregate Data Quality Observations This Should Make It Easier to Understand Claims are edited individually Most claimants return to work after recovering Some claimants do not return to work 36 18
19 Aggregate Data Quality Observations Some DCI elements are related Impairment Percentage Impairment Basis Code Body Part Related Elements Impairment Basis Code relates to the Impairment Percentage, not the Body Part 10% or 25% Whole Body or Part of Body Arm or Multiple Keep Them in Sync 37 Necessary Analysis Before Outreach What states are reported, and how does a state s industry results compare to the provider group? What codes are valid in the reported states, and are there state-specific statutes influencing the results? Are sampled open and closed claims, as well as Death and Permanent Total claims, reported as expected? Is this company in a specialized line of insurance? Some fields are not validated at the state level 38 19
20 Certification To ensure data quality, test files must meet minimum editing requirements prior to production reporting All data providers must go through a certification testing process unless submitting through the Detailed Claim Information tool Separate certification is required for each group reported by a data provider Data providers that have made changes to their data reporting system must recertify 39 DCI Match Game Questions Prior to customer outreach All DCI elements Not in the DCI program Why use aggregate data quality observations? Should elements not edited be left blank? Answers Suspect edits No Verify states or line of business Not optional Data looks fine for a single claim 40 20
21 Benefit Type Code Corresponds to the type of indemnity benefits that are being paid to the claimant at valuation Codes are state-specific Benefit Type Code May not be the same as the Injury Code reported on Unit Statistical data If a reserve has been established, report the code that reflects the anticipated indemnity payment 41 Benefit Amount When incurred amounts are greater than zero but there have been no payments: Benefit Type Code Benefit Amount Paid Weekly Benefit Amount Report the appropriate code Report zero Report zero 42 21
22 Benefit Type Code Injury Code Benefit Type Code 43 Benefit Type Code Code Benefit Type Code Used for: 01 Death 02 Permanent Total Disability 03 Scheduled Permanent Partial 04 Unscheduled Permanent Partial 05 Temporary Total Injury 09 Disfigurement 11 Temporary Partial 12 Employers Liability 15 Supplemental (LA, SD only) 50 Other Specified Indemnity Benefits 44 22
23 Benefit Type Code Code Benefit Type Code Used for: 01 Death 02 Permanent Total Disability 03 Scheduled Permanent Partial 04 Unscheduled Permanent Partial 05 Temporary Total Injury 09 Disfigurement 11 Temporary Partial 12 Employers Liability 15 Supplemental (LA, SD only) 50 Other Specified Indemnity Benefits 45 Permanent Partial Disability (PPD) Code Benefit Type Code Used for: 01 Death 02 Permanent Total Disability 03 Scheduled Permanent Partial 04 Unscheduled Permanent Partial 05 Temporary Total Injury 09 Disfigurement 11 Temporary Partial 12 Employers Liability 15 Supplemental (LA, SD only) 50 Other Specified Indemnity Benefits 46 23
24 Permanent Partial Disability (PPD) Code Benefit Type Code Used for: 01 Death 02 Permanent Total Disability 03 Scheduled Permanent Partial 04 Unscheduled Permanent Partial Edit 05 Number Temporary Data Total Field Injury Edit Message Disfigurement Benefit Type Code Must be valid for the reported Jurisdiction 11 Temporary Partial State Code or equal 12 Employers Liability zero. 15 Supplemental (LA, SD only) 50 Other Specified Indemnity Benefits 47 Aggregate Data Quality Observation Comparative Analysis on Benefit Types Within PPD Reported Industry 0.8% BT % BT 03 Group A 22.9% BT 04 Group B 1.0% BT % BT % BT % BT
25 Extended Payments Use the Lump-Sum Payment Amount When payments associated with the weekly indemnity benefit extend beyond the valuation date, the portion that extends beyond the valuation date is reported as Lump Sum Amount Paid Payments that do not extend beyond the valuation date, or any portion of a payment that does not extend beyond the valuation date, are to be reported in Benefit Amount Paid 49 Extended Payment Example Claim Reported to Insurer 1/1/2010 1/1/2011 Paid $20,800 for 104 Weeks 018 Value 7/ Weeks 78 Weeks 104 Weeks 50 25
26 Extended Payment Example Reported to Valuation Benefit Benefit Lump Sum Benefits Covered by Lump Claim Number Insurer Date Level Code Type Code Amount Paid Weekly Benefit Amount Paid Sum Code $200 X 26 = $5,200 $20,800 / 104 = $200 $200 X 78 = $15, Benefits Covered by Lump-Sum Benefit Code Not reported in Benefit Type Code When to report medical dollars as a lump sum Benefits Covered Code 06 Medical Only 49 Indemnity and Medical Combined Description Lump-sum benefit includes only medical payments Lump-sum benefit includes indemnity and medical payments combined 52 26
27 Legal Settlements Medical and Indemnity Comingled Benefits Covered by Lump-Sum Benefit Code Legal Settlements Allocate the appropriate dollars to each benefit type covered in the settlement. Start Finish 54 27
28 Legal Settlements Severity of Benefit Type Payments Benefits Covered by Lump-Sum Settlement Code Legal Settlements Severity of Benefit Type Payments Please Benefits let us know Covered if it s by common Lump-Sum that you cannot Settlement allocate the Code indemnity
29 Aggregate Data Quality Observation Percent Lump-Sum Paid Set to % 80% 60% 40% 20% 0% Percent of Lump-Sum Benefits Set to 49 Indemnity and Medical Combined Coverage Provider Groups Customer contact starts here Expected Range 57 Aggregate Data Quality Observation Return-to-Work Date Missing 100% Customer contact starts here Percent RTW Date Missing 80% 60% 40% 20% 0% Coverage Provider Groups 58 29
30 Return-to-Work (RTW) Date The most recent date on which the claimant returned to work is to be reported unless the claimant has not returned to work. Claimant is classified as Permanent Total Claim is closed with a lump-sum payment prior to returning to work Closed Claim Claimant chooses not to return to work after maximum medical improvement date Claimant leaves company while on disability 59 Return-to-Work (RTW) Date The most recent date on which the claimant returned to work is to be reported unless the claimant has not returned to work. Claimant is classified as Permanent Total Claim is closed with a lump-sum payment prior to returning to work RTW Date should Closed be left Claim blank in these cases Claimant chooses not to return to work after maximum medical improvement date Claimant leaves company while on disability 60 30
31 Aggregate Data Quality Observation Percent RTW Rate Indicator Set to N 100% 80% 60% 40% 20% 0% Return-to-Work Rate of Pay Indicator Set to N (No) Coverage Provider Groups Customer contact starts here 61 Return-to-Work Rate of Pay Indicator If the Claimant goes back to work at the same hours AND rate of pay Claimant has not returned to work Claimant returns to work with ANY of the following: Reduced hours Reduced rate of pay Restrictions Light duty State provides additional benefits Post-injury wage is 5% lower than pre-injury wage Then report Y (Yes) Leave blank N (No) N (No) N (No) 62 31
32 Field-Specific Valuations Unless specified in the guidebook, all elements are valued as of the valuation being reported: Most Recent Weekly Benefit Most Recent Return-to-Work Date Return-to-Work Rate of Pay Indicator Post-Injury Weekly Wage Impairment Percentage 63 DCI Match Game Questions The Return-to-Work Rate of Pay Indicator The Benefit Type Code What does Benefit Type Code 9 represent? In legal settlements When should the Returnto-Work Date be reported? Answers Disfigurement If the claimant has returned to work Will be blank if the claimant has not returned to work May be different from the Injury Code in Unit Stat Try to allocate the dollars to each Benefit Type Code 64 32
33 Additional Data Elements and Edits Copyright 2015 National Council on on Compensation Insurance, Inc. Inc. All All Rights Reserved Data Educational Program Incurred/Paid Amounts Recoveries (Second Injury Fund, Subrogation) Report net value of Incurred (Indemnity and Medical): net = latest value (recovery expenses) Report gross value of Paid Amounts (Benefit, Lump Sum, Claimant Attorney); report recovery in Recovery Reimbursement Amount Deductible Reimbursements Report gross value: gross = latest value prior to application of deductible reimbursement amount 66 33
34 Balancing Paid to Incurred Incurred Indemnity Amount Total All paid benefits (without Medical Only) Four vocational rehabilitation fields Claimant legal amount paid Incurred Medical Amount Total Total paid medical amount Medical-Only Benefit Type Code (06) 67 Balancing Paid to Incurred Edit : Incurred Indemnity Amount Total must be greater than or equal to paid indemnity for open claims Example Open Claim Reported Incurred Indemnity Amount Total = $5,000 Benefits Paid (All Benefit Codes) = $ 500 Lump-Sum Benefits Paid (Exclude 06) = $3,000 Vocational Rehabilitation (All 4 Fields) = $ 500 Claimant Legal Amount Paid = $ 500 Total Paid $4,500 Incurred of $5,000 is Larger Than Paid of $4,
35 Balancing Paid to Incurred Edit : Incurred Indemnity Amount Total must be equal to paid indemnity for closed claims Example Closed Claim Reported Incurred Indemnity Amount Total = $5,000 Benefits Paid (All Benefit Codes) = $ 500 Lump-Sum Benefits Paid (Exclude 06) = $3,000 Vocational Rehabilitation (All 4 Fields) = $ 500 Claimant Legal Amount Paid = $ 500 Total Paid $4,500 Incurred of $5,000 Not Equal to Paid of $4, Balancing Paid to Incurred Edit : Incurred Medical Amount Total must be greater than or equal to paid medical for open claims Example Open Claim Reported Incurred Medical Amount Total = $10,000 Total Paid Medical Amount = $ 2,000 Lump-Sum Benefits Paid (Only 06) = $ 8,000 Total Paid $10,000 Incurred of $10,000 Is Equal to Paid of $10,
36 Enhancements Coming to DCI in 2015 The Search Rejected and Saved Claims screen will display how many days until a claim is purged Edit messages will move to the top of the screen to be more prominently displayed Benefit edits will display the benefit that triggered the edit A saved claim will now be retained for seven days versus 24 hours No more pressing the submit button twice 71 Managing DCI Copyright 2015 National Council on on Compensation Insurance, Inc. Inc. All All Rights Reserved Data Educational Program 36
37 Benefits Data Manager Dashboard Monitors timeliness and quality performance Data is refreshed daily 73 Data Manager Dashboard Current Snapshot Incentive Program 74 37
38 Current Snapshot Summarized Detailed Claim Information by State Reject Information Reports First Valuation Report Overdue Subsequent Report Top 5 Outstanding DCI Reject Reasons 75 Accessing Data Manager Dashboard 76 38
39 Options 77 Expected Claims First Valuation Estimated Expected Estimated Expected uses unit claim data Estimated Expected based on claim type Open, Closed, Death/Permanent Total Expected by state Due date determined by Reported to Insurer Date Subsequent Valuations Expected Expected uses prior open claim valuation All claim types combined All states combined Due date 12 months after the due date of the preceding report 78 39
40 Expected Claims First Valuation Estimated Expected Estimated Expected uses unit claim data Subsequent Valuations Expected Expected uses prior open claim valuation Estimated Expected based on claim type Open, Closed, Death/Permanent Total All claim types combined Expected by state All states combined Estimated Expected will not be calculated for MA, MI, MN, NJ, Due NY, date PA, and determined TX since all by unit data Due is not date yet 12 due months or available after the Reported for estimating to Insurer purposes. Date due date of the preceding report 79 First Valuation Expected Not Yet Received Estimated Expected Not Yet Received Current Month 80 40
41 First Valuation Open Closed Death or Permanent Total 81 First Valuation State View 82 41
42 First Valuation State View 83 First Valuation State View 84 42
43 Subsequent Valuations 85 Subsequent Valuations 86 43
44 Subsequent Valuations Click link for bar graph display 87 Subsequent Valuations 88 44
45 Top 5 Outstanding Reject Reasons Displayed on the First and Subsequent Valuation screens Summary level 89 Print Results Current Snapshot Available for First and Subsequent Valuations Screen Print in PDF Format Reports in HTML or CSV Format 90 45
46 Reports Tab 91 Quarterly Summary First Valuation Report 92 46
47 Overdue Subsequent Report 93 Top 5 Outstanding Rejects Report 94 47
48 DCI Match Game Questions Monitors Timeliness and Quality Original Valuations Expected Subsequent Valuations Expected Recoveries Report Formats Answers Uses Prior Open Claims PDF, HTML, CSV Data Manager Dashboard Uses Unit Claim Data Report Net Amounts 95 Quality Programs Data Quality Incentive Program (DQIP) Carrier Report Card 96 48
49 Incentive Program 97 Incentive Program 98 49
50 Incentive Program 99 Incentive Program Based on Timeliness 18 Month Valuations Past Due > 18 Month Valuations Past Due
51 Volume Eligibility Volume Eligibility 60 Claims Total 18 Month + > 18 Month Valuations Expected Combined 101 Incentive Program Each category is assigned a threshold and an adjustment percentage Adjustment displayed
52 Incentive Program Count 18 Month Valuations Past Due Total 18 Month Valuations Expected Compare to Threshold If > Threshold 18 Month Valuation Past Due 10% Debit Adjustment > 18 Month Valuation Past Due 5% Debit Adjustment 103 Incentive Program
53 Incentive Program 105 Incentive Program Reports
54 Incentive Program Reports 107 Incentive Program Reports
55 Incentive Program Reports 109 Incentive Program Reports
56 Incentive Program Reports 111 Carrier Report Card
57 Carrier Report Card 113 Carrier Report Card
58 Carrier Report Card NCCI Holdings The Report Card evaluates the overall annual reporting performance 115 Includes 18 Month and > 18 Month Valuations separately Based on the number of DCI Valuations expected compared to the number received on time One overall Pass or Fail grade Carrier Report Card
59 Includes 18 Month and > 18 Month Valuations separately Based on the number of Carrier Report Card DCI Valuations expected DCI Timeliness Grading Scale compared to the number received Gradeon time 18 Month > 18 Month Valuation Valuation One overall Pass or Fail gradepass >= 50% and >= 80% Fail < 50% or < 80% 117 Review Copyright 2015 National Council on on Compensation Insurance, Inc. Inc. All All Rights Reserved Data Educational Program 59
60 Review Name one of the ways NCCI uses DCI data: 119 Review What are the three steps NCCI uses to ensure quality DCI data?
61 Review Which of the following is not a current aggregate data quality observation? A. Benefit Type Code B. Deductible Reimbursements C. Impairment Disability Percentage 121 Review Which of the following statements describe why aggregate data quality observations are necessary? A. Edits looking at individual claims cannot determine if the data reported is systemically influenced B. Observations look for patterns or anomalies and check for reasonableness 1. A only 2. B only 3. Both A and B 4. Neither A nor B
62 Review True or False? The Current Snapshot view in Data Manager Dashboard Detailed Claim Information allows you to monitor your expected and received first valuations and subsequent valuations. 123 Review Which of the following is not a report for monitoring your DCI data? A. 18 Month Valuations Past Due B. Top 5 Reject Reasons C. Unit Notification Tracking Report
63 125 63
64
65 Supplemental Information
66
67 Presenter Biographies Bruce Hallman, AIDM, has worked in NCCI s Data Services Department for 18 years. He is a product support manager, subject matter expert, and the data liaison between NCCI and the independent bureaus. Bruce participates in many projects, including enhancements to Unit and Policy edits. He is actively involved in various industry groups, including the Workers Compensation Insurance Organization, Policy Advisory Task Group, and Advisory Statistical Work Group Committees. Bruce earned the Associate Insurance Data Manager designation from the Insurance Data Management Association (IDMA). Before joining NCCI, he was employed by the Pennsylvania Compensation Rating Bureau. Warren Danz has worked in NCCI s Data Resources Division for 13 years. In his role as DCI data steward, his primary responsibility is delivering quality DCI data to NCCI s actuaries for their research. As a data consultant, Warren has been a subject matter expert on the Voluntary Database, worked extensively on the Medical Data Call and DCI Data Call, and collaborated with NCCI s actuaries as their resource for the data.
2016 Workers compensation premium index rates
2016 Workers compensation premium index rates NH WA OR NV CA AK ID AZ UT MT WY CO NM MI VT ND MN SD WI NY NE IA PA IL IN OH WV VA KS MO KY NC TN OK AR SC MS AL GA TX LA FL ME MA RI CT NJ DE MD DC = Under
More informationWorkers Compensation Temporary Total Disability Indemnity Benefit Duration 2011 Update
April 2012 by Barry Lipton, John Robertson, and Katy Porter Workers Compensation Temporary Total Disability Indemnity Benefit Duration 2011 Update KEY FINDINGS This brief updates our previous paper 1 published
More informationDCI Data Validation and Quality Issues
NCCI S DCI Data Validation and Quality Issues January 26 29, 2016 Palm Beach County Convention Center West Palm Beach, FL DCI Data Validation and Quality Issues Presented by: James Bonk and Joanne Missry
More informationBasics of Detailed Claim Information (DCI) Reporting Requirements
Basics of Detailed Claim Information (DCI) Reporting Requirements Presented by: Mitch Cohen and Chris Mercer 1 The whirling gears of progress have put the gear makers out of work. 2 1 Objective Provide
More informationPRODUCER ANNUITY SUITABILITY TRAINING REQUIREMENTS BY STATE As of September 11, 2017
PRODUCER ANNUITY SUITABILITY TRAINING REQUIREMENTS BY STATE As of September 11, 2017 This document provides a summary of the annuity training requirements that agents are required to complete for each
More informationFlorida 1/1/2016 Workers Compensation Rate Filing
Florida 1/1/2016 Workers Compensation Rate Filing Kirt Dooley, FCAS, MAAA October 21, 2015 1 $ Billions 4.0 3.5 3.0 2.5 2.0 1.5 1.0 0.5 0.0 Florida s Workers Compensation Premium Volume 2.368 0.765 0.034
More informationOlder consumers and student loan debt by state
August 2017 Older consumers and student loan debt by state New data on the burden of student loan debt on older consumers In January, the Bureau published a snapshot of older consumers and student loan
More informationProperty Tax Relief in New England
Property Tax Relief in New England January 23, 2015 Adam H. Langley Senior Research Analyst Lincoln Institute of Land Policy www.lincolninst.edu Property Tax as a % of Personal Income OK AL IN UT SD MS
More informationComparative Revenues and Revenue Forecasts Prepared By: Bureau of Legislative Research Fiscal Services Division State of Arkansas
Comparative Revenues and Revenue Forecasts 2010-2014 Prepared By: Bureau of Legislative Research Fiscal Services Division State of Arkansas Comparative Revenues and Revenue Forecasts This data shows tax
More informationSIGNIFICANT PROVISIONS OF STATE UNEMPLOYMENT INSURANCE LAWS JANUARY 2008
U.S. DEPARTMENT OF LABOR EMPLOYMENT AND TRAINING ADMINISTRATION Office Workforce Security SIGNIFICANT PROVISIONS OF STATE UNEMPLOYMENT INSURANCE LAWS JANUARY 2008 AL AK AZ AR CA CO CT DE DC FL GA HI /
More informationDCI Data Validation and Quality Issues
DCI Data Validation and Quality Issues January 30 February 2, 2018 Palm Beach County Convention Center West Palm Beach, FL The Path to Data Excellence DCI Data Validation and Quality Issues Presented
More informationCost and Coverage Implications of the ACA Medicaid Expansion: National and State by State Analysis
Cost and Coverage Implications of the ACA Medicaid Expansion: National and State by State Analysis Report Authors: John Holahan, Matthew Buettgens, Caitlin Carroll, and Stan Dorn Urban Institute November
More informationNCCI Research Workers Compensation and Prescription Drugs 2016 Update
NCCI Research Workers Compensation and Prescription Drugs 2016 Update By Barry Lipton, FCAS, MAAA, Practice Leader and Senior Actuary, NCCI David Colón, ACAS, MAAA, Associate Actuary, NCCI Introduction
More informationehealth, Inc Fall Cost Report for Individual and Family Policyholders
ehealth, Inc. 2010 Fall Cost Report for and Family Policyholders Table of Contents Page Methodology.................................................................. 2 ehealth, Inc. 2010 Fall Cost Report
More informationUnemployment Insurance Benefit Adequacy: How many? How much? How Long?
Unemployment Insurance Benefit Adequacy: How many? How much? How Long? Joel Sacks, Deputy Commissioner Washington State Employment Security Department March 1, 2012 1 Outline How many get unemployment
More informationEye on the South Carolina Housing Market presented at 2008 HBA of South Carolina State Convention August 1, 2008
Eye on the South Carolina Housing Market presented at 28 HBA of South Carolina State Convention August 1, 28 Robert Denk Assistant Staff Vice President, Forecasting & Analysis 2, US Single Family Housing
More informationState of the Automotive Finance Market
State of the Automotive Finance Market A look at loans and leases in Q4 2017 Presented by: Melinda Zabritski Sr. Director, Financial Solutions www.experian.com/automotive 2018 Experian Information Solutions,
More informationSTATE OF THE LINE REPORT
ANNUAL ISSUES SYMPOSIUM STATE OF THE LINE REPORT T H E SYSTEM @WORK KATHY ANTONELLO, FCAS, FSA, MAAA CHIEF ACTUARY NCCI Copyright NCCI Holdings, Inc. All Rights Reserved. ANNUAL ISSUES SYMPOSIUM PROPERTY/CASUALTY
More informationW o r k e r s C o m p e n s a t i o n I n s u r a n c e R a t i n g B u r e a u o f C a l i f o r n i a
W o r k e r s C o m p e n s a t i o n I n s u r a n c e R a t i n g B u r e a u o f C a l i f o r n i a WCIRB Report on the State of the California Workers Compensation Insurance System August 8, 2016
More informationThe Acquisition of Regions Insurance Group. April 6, 2018
The Acquisition of Regions Insurance Group April 6, 2018 Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform
More informationMedicare Alert: Temporary Member Access
Medicare Alert: Temporary Member Access Plan Sponsor: Coventry/Aetna Medicare Part D Effective Date: Jan. 12, 2015 Geographic Area: National If your pharmacy is a Non Participating provider in the Aetna/Coventry
More informationCharles Gullickson (Penn Treaty/ANIC Task Force Chair), Richard Klipstein (NOLHGA)
MEMO DATE: TO: Charles Gullickson (Penn Treaty/ANIC Task Force Chair), Richard Klipstein (NOLHGA) FROM: Vincent L. Bodnar, ASA, MAAA RE: Penn Treaty Network American Insurance Company and American Network
More informationLocal Anesthesia Administration by Dental Hygienists State Chart
Education or AK 1981 General Both Specific Yes WREB 16 hrs didactic; 6 hrs ; 8 hrs lab AZ 1976 General Both Accredited Yes WREB 36 hrs; 9 types of AR 1995 Direct Both Accredited/ Board Approved No 16 hrs
More informationTCJA and the States Responding to SALT Limits
TCJA and the States Responding to SALT Limits Kim S. Rueben Tuesday, January 29, 2019 1 What does this mean for Individuals under TCJA About two-thirds of taxpayers will receive a tax cut with the largest
More informationWorkers Compensation Ratemaking An Overview
Antitrust Notice The Casualty Actuarial Society is committed to adhering strictly to the letter and spirit of the antitrust laws. Seminars conducted under the auspices of the CAS are designed solely to
More informationStreamlined Sales Tax Governing Board and Business Advisory Council Update
Streamlined Sales Tax Governing Board and Business Advisory Council Update Charles Collins, ADP Fred Nicely, Council On State Taxation Craig Johnson, Streamlined Sales Tax Governing Board NCSL SALT Taskforce
More informationState Treatment of Social Security Treatment of Pension Income Other Income Tax Breaks Property Tax Breaks
State-By-State Tax Breaks for Seniors, 2016 State Treatment of Social Security Treatment of Pension Income Other Income Tax Breaks Property Tax Breaks AL Payments from defined benefit private plans are
More informationThe Lincoln National Life Insurance Company Term Portfolio
The Lincoln National Life Insurance Company Term Portfolio State Availability as of 7/16/2018 PRODUCTS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE NV NH NJ
More informationBenefits-At-A-Glance Plan Year
Benefits-At-A-Glance 2015 Plan Year This report shows 2015 TriNet Passport benefit year plan options available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME,
More informationTax Breaks for Elderly Taxpayers in the States in 2016
AL Payments from defined benefit private plans are exempt; most public systems are exempt; military and US Civil service are exempt Special Homestead ion for 65+ +25.2% +2.4% AK No PIT Homestead ion for
More informationTax Freedom Day 2018 is April 19th
Apr. 2018 Tax Freedom Day 2018 is April 19th Erica York Analyst Key Findings Tax Freedom Day is a significant date for taxpayers and lawmakers because it represents how long Americans as a whole have to
More informationPENNSYLVANIA COMPENSATION RATING BUREAU NCCI Filing Memorandum
Exhibit 32 As Filed PENNSYLVANIA COMPENSATION RATING BUREAU NCCI Filing Memorandum Attached are selected portions of an NCCI Filing Memorandum ( ITEM R-1396-2007 Update to Retrospective Rating Plan Parameters).
More informationFiduciary Tax Returns
Functions and Procedures Index Books On Line Main Directory Overview... 2 How does it work?... 3 What Information is transmitted to the Tax Service?... 4 How do I initiate this service?... 8 Do I have
More informationState Trust Fund Solvency
Unemployment Insurance State Trust Fund Solvency National Employment Law Project Conference - Washington DC December 7, 2009 Robert Pavosevich pavosevich.robert@dol.gov Unemployment Insurance Program
More informationNOTICE OF FEDERAL AND STATE TAX INFORMATION FOR PSA PLAN PAYMENTS YOUR ROLLOVER OPTIONS
NOTICE OF FEDERAL AND STATE TAX INFORMATION FOR PSA PLAN PAYMENTS YOUR ROLLOVER OPTIONS Retain this Notice for Future Reference You are receiving this notice because all or a portion of a payment you are
More informationPOC State Guide. All State Reference Guide
State Guide All State Reference Guide GUIDE ALL REFERENCE GUIDE AL AK AZ AR CO CT DC FL GA HI CANCELLATIONS REINMENTS REINMENT N N 20 4 days prior N At least days prior to 20 / N N Within days after the
More informationNCCI s New York Proof of Coverage. Copyright 2010 National Council on Compensation Insurance, Inc. All Rights Reserved.
NCCI s New York Proof of Coverage (POC) Service Agenda NCCI s POC Service and Process Overview New York POC Service Guidelines Penalty Process and Performance Standard POC Resources What Is Proof of Coverage?
More informationCOMPARISON OF ABA MODEL RULE FOR REGISTRATION OF IN-HOUSE COUNSEL WITH STATE VERSIONS
As of September 7, 2016 2016 American Bar Association COMPARISON OF ABA MODEL RULE FOR REGISTRATION OF IN-HOUSE COUNSEL WITH STATE VERSIONS AMERICAN BAR ASSOCIATION CENTER FOR PROFESSIONAL RESPONSIBILITY
More informationLong-Term Care Education Requirements Prior to Selling
for Training AK All Health 8 hrs 4 hrs 24 months AL All Accident & Health 8 hrs 4 hrs Renewal deadline is the date the license expires. s are renewed biennially based on agent's birth month and year. AR
More informationAge of Insured Discount
A discount may apply based on the age of the insured. The age of each insured shall be calculated as the policyholder s age as of the last day of the calendar year. The age of the named insured in the
More informationOregon: Where Taxes Are Low, Fees Are High and Revenue Is Slightly Below Average
Issue Brief March 6, 2012 Oregon: Where Taxes Are Low, Fees Are High and Revenue Is Slightly Below Average The money we pay in fees and taxes helps create jobs, build a strong economy, and preserve Oregon
More information2018 National Electric Rate Study
2018 National Electric Rate Study Ranking of Typical Residential, Commercial and Industrial Electric Bills LES Administrative Board June 15, 2018 Emily N. Koenig Director of Finance & Rates 1 Why is the
More informationLong-Term Care Education Requirements Prior to Selling
for AK All Health 8 hrs 4 hrs 24 months AL All Accident & Health 8 hrs 4 hrs Renewal deadline is the date the license expires. s are renewed biennially based on agent's birth month and year. AR All Accident,
More informationWho s Above the Social Security Payroll Tax Cap? BY NICOLE WOO, JANELLE JONES, AND JOHN SCHMITT*
Issue Brief September 2011 Center for Economic and Policy Research 1611 Connecticut Ave, NW Suite 400 Washington, DC 20009 tel: 202-293-5380 fax: 202-588-1356 www.cepr.net Who s Above the Social Security
More informationCOMMUNITY CREDIT CHART BOOK
2016 COMMUNITY CREDIT CHART BOOK FEDERAL RESERVE B ANK of NEW YORK Editors Kausar Hamdani, Ph.D. SVP and Senior Advisor Claire Kramer Mills, Ph.D. AVP and Community Affairs Officer Data Support Jessica
More informationNCCI Research Investigating the Drivers of the 2015 Workers Compensation Medical Severity Decline
NCCI Research Investigating the Drivers of the 2015 Workers Compensation Medical Severity Decline By David Colón, ACAS, MAAA Associate Actuary, NCCI Introduction NCCI reported at its 2016 Annual Issues
More information2018 ADDENDUM INSTRUCTIONS
2018 ADDENDUM INSTRUCTIONS FEBRUARY 22, 2019 UPDATE: 2018 MUNICIPAL REFERENCE BOOK 1. DELAWARE funds are listed on page 15. You may note on page 15 to see the addendum for additional Delaware funds. The
More informationAdministrative handbook Aetna Funding Advantage SM
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Administrative handbook Aetna Funding Advantage SM For self-insured groups with less than 100 eligible employees
More informationMassachusetts Budget and Policy Center
Progressive Massachusetts 2013 Policy Conference March 24, 2013 Lasell College Newton, MA Presentation by Massachusetts Budget and Policy Center Our State Budget: Building a Better Future Together Massachusetts
More informationSCHIP: Let the Discussions Begin
Figure 0 SCHIP: Let the Discussions Begin Diane Rowland, Sc.D. Executive Vice President, Henry J. Kaiser Family Foundation and Executive Director, Kaiser Commission on for Alliance for Health Reform February
More informationIRA Distribution Form
Use this form to request distributions from your IRA account and to close an IRA. Instructions 1. Complete the form and include any necessary supporting documents. 2. Sign and send us the completed form.
More informationJust The Facts: On The Ground SIF Utilization
Just The Facts: On The Ground SIF Utilization The Access 4 Learning Community (A4L), previously the SIF Association, has changed its brand name due to the fact that the majority of its 3,000 members represent
More informationYolanda K. Kodrzycki New England Public Policy Center Federal Reserve Bank of Boston
The Growing Instability of Revenues over the Business Cycle: Putting the New England States in Perspective Yolanda K. Kodrzycki New England Public Policy Center Federal Reserve Bank of Boston Lincoln Institute
More informationRLI TRANSPORTATION A Division of RLI Insurance Company 2970 Clairmont Road, Suite 1000 Atlanta, GA Phone: Fax:
RLI TRANSPORTATION A Division of RLI Insurance Company 2970 Clairmont Road, Suite 1000 Atlanta, GA 30329 Phone: 404-315-9515 Fax: 404-315-6558 AGENCY/BROKER PROFILE Please type your answers. Use a separate
More informationPremium Savings Program Broker Training
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Premium Savings Program Broker Training April 2013 We are responding to ACA changes Pricing volatility Rate shock
More informationReport to Congressional Defense Committees
Report to Congressional Defense Committees The Department of Defense Comprehensive Autism Care Demonstration December 2016 Quarterly Report to Congress In Response to: Senate Report 114-255, page 205,
More information< Executive Summary > Ready Mixed Concrete Industry Data Report Edition
Ready Mixed Concrete Industry Data Report A benchmarking tool for planning, evaluating and directing the financial activities of your organization. 2012 Edition (2011 data) < Executive Summary > Prepared
More informationTaxing Investment Income in the States New Hampshire Fiscal Policy Institute 2 nd Annual Budget and Policy Conference Concord, NH January 23, 2015
Taxing Investment Income in the States New Hampshire Fiscal Policy Institute 2 nd Annual Budget and Policy Conference Concord, NH January 23, 2015 Norton Francis State and Local Finance Initiative Urban-Brookings
More informationTax Freedom Day 2019 is April 16th
Apr. 2019 Tax Freedom Day 2019 is April 16th Erica York Economist Madison Mauro Research Assistant Emma Wei Research Assistant Key Findings This year, Tax Freedom Day falls on April 16, or 105 days into
More informationIncrease Profitability by Controlling Insurance Premiums
Increase Profitability by Controlling Insurance Premiums Increase Profitability by Controlling Insurance Premiums Jeff Mount Senior Vice President Federated Insurance This session is eligible for 1.5 Continuing
More informationRequest for Disbursement Vermont State Teachers Retirement System 403(b) Plan
Instructions Request for Disbursement Vermont State Teachers Retirement System 403(b) Plan Please print using blue or black ink. This request must be authorized by your employer. Please forward this form
More informationWorkers Compensation Outlook Recap
Workers Compensation Outlook Recap Evolving Workplace Premium Growth in the Latest Year Underwriting Results Improved Again Frequency Continues to Decline Economic Recovery 2 Property/Casualty (P/C) Results
More information2016 GEHA. dental. FEDVIP Plans. let life happen. gehadental.com
2016 GEHA dental FEDVIP Plans let life happen gehadental.com Smile, you re covered, with great benefits and a large national network. High maximum benefits $25,000 for High Option Growing network of dentists
More informationApplication Trade Credit Insurance Multi Buyer
Chubb Global Markets Political Risk & Credit 1133 Avenue of the Americas New York, NY 10036 (212) 835-3138 (NY) (312) 612-8827 (Chicago) (213) 612-5512 (Los Angeles) Application Trade Credit Insurance
More informationVIA OVERNIGHT DELIVERY RETURN RECEIPT REQUESTED. July 2, 2014
VIA OVERNIGHT DELIVERY RETURN RECEIPT REQUESTED July 2, 2014 The Honorable Michael F. Consedine Insurance Commissioner Commonwealth of Pennsylvania Insurance Department 1311 Strawberry Square Harrisburg,
More informationJanuary 1, 2019 Pure Premium Rate Filing
January 1, 2019 Pure Premium Rate Filing WCIRB Executive Summary October 5, 2018 California Department of Insurance Public Hearing ANTITRUST NOTICE As members of the Workers Compensation Insurance Rating
More informationDomestic violence funding reduced from $1,253,000 to $1,000,000. $53,000 to fund elder law hotline eliminated.
Court Fees and Fines and State Appropriations by State* 2009-10 Amounts, Major Changes from 2009 Legislative Sessions Noted Revised 3/8/10 (**See note below related to court fees and fines) State Court
More informationFederal Tax Reform Impact on 2019 Legislative Sessions: GILTI
Federal Tax Reform Impact on 2019 Legislative Sessions: GILTI Executive Committee Task Force on State and Local Taxation Scottsdale, Arizona November 17, 2018 Karl Frieden, COST Deborah Bierbaum, AT&T
More informationBlack Knight Mortgage Monitor
Black Knight Mortgage Monitor Mortgage Market Performance Observations Data as of May, 2014 Month-end Black Knight First Look May 2014 Total U.S. loan delinquency rate (loans 30 or more days past due,
More informationTexas Economic Outlook: Cruising in Third Gear
Texas Economic Outlook: Cruising in Third Gear Keith Phillips Assistant Vice President and Senior Economist 1/19/17 The views expressed in this presentation are strictly those of the presenter and do not
More informationPlease print using blue or black ink. Please keep a copy for your records and send completed form to the following address.
20 Disbursement for Beneficiary/QDRO Account IBEW Local Union No. 716 Retirement Plan Instructions About You Please print using blue or black ink. Please keep a copy for your records and send completed
More informationObamacare in Pictures
Obamacare in Pictures VISUALIZING THE EFFECTS OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT Spring 2014 If you like your health care plan, can you really keep it? At least 4.7 million health care plans
More informationCharts with Analysis: Tax Tax Type: Sales and Use Tax Topic: Cash for Clunkers Payments
Effective July 1, 2009, until November 1, 2009, the federal government has enacted the Consumer Assistance to Recycle and Save (CARS) Program, Title XIII of PL 111-32 (2009), 123 Stat. 1859. The program,
More informationGetting Better Value for the Healthcare Dollar. National Conference of State Legislators Fall Forum November 30, 2011.
Getting Better Value for the Healthcare Dollar National Conference of State Legislators Fall Forum November 30, 2011 NCQA History NCQA a non-profit that for 21 years has worked with federal, state, consumer
More informationName of Applicant Soc Sec # _ / / Marital Status (Circle One): Single Married Divorced Widow(er) Name of Spouse Date of Birth / / Soc Sec # _ / /
PLAN NUMBER 766570 20 IBEW LOCAL 102 SURETY FUND C/O I.E. SHAFFER & CO. 830 BEAR TAVERN RD 2 ND FLOOR PO BOX 1028 TRENTON NJ 08628-0230 PHONE (800)792-3666 FAX (609) 883-7560 Application for Benefits (Please
More informationRural Policy Brief Volume 10, Number 8 (PB ) April 2006 RUPRI Center for Rural Health Policy Analysis
Rural Policy Brief Volume 10, Number 8 (PB2006-8 ) April 2006 RUPRI Center for Rural Health Policy Analysis Medicare Part D: Early Findings on Enrollment and Choices for Rural Beneficiaries Authors: Timothy
More informationIntroduction to the Individual LTC Standards of the Interstate Insurance Product Regulation Commission (IIPRC) March 2011
Introduction to the Individual LTC Standards of the Interstate Insurance Product Regulation Commission (IIPRC) March 2011 Karen Schutter, Executive Director, IIPRC Marie Roche, Assistant Vice President,
More informationThe State Tax Implications of Federal Tax Reform Legislation
The State Tax Implications of Federal Tax Reform Legislation Executive Committee Task Force on State and Local Taxation Phoenix, Arizona January 14, 2017 Joe Crosby, Multistate Associates Karl Frieden,
More informationThe Challenging but Promising Environment for LTC Insurance. Susan Coronel, America s Health Insurance Plans
The Challenging but Promising Environment for LTC Insurance Susan Coronel, America s Health Insurance Plans Agenda NAIC LTCI Structure & Responsibilities Interstate Compact State Level What We Need to
More informationSchedule of Commissions
American Continental Insurance Company (ACI) Aetna Health Insurance Company (AHIC) Aetna Health and Life Insurance Company (AHLIC) Aetna Life Insurance Company (ALIC) Continental Life Insurance Company
More informationIndexed Universal Life Caps
Indexed Universal Life Caps Effective March 15, 2013, the caps on FG Life-Elite II will be changing as follows: Cap Illustrative Rate 100% Participation Annual Point-to-Point 14.75% 8.32% 140% Participation
More informationUniform Consent to Service of Process
Applicant Company Name: NAIC No. FEIN: Uniform Consent to Service of Process Original Designation Amended Designation (must be submitted directly to states) Applicant Company Name: Previous Name (if applicable):
More informationMEMORANDUM. SUBJECT: Benchmarks for the Second Half of 2008 & 12 Months Ending 12/31/08
MEMORANDUM TO: FROM: HR Investment Center Members Matt Cinque, Managing Director DATE: March 12, 2009 SUBJECT: Benchmarks for the Second Half of 2008 & 12 Months Ending 12/31/08 Please find enclosed the
More informationAlternative Paths to Medicaid Expansion
Alternative Paths to Medicaid Expansion Robin Rudowitz Kaiser Commission on Medicaid and the Uninsured Kaiser Family Foundation National Health Policy Forum March 28, 2014 Figure 1 The goal of the ACA
More informationSPECIAL TAX NOTICE REGARDING PLAN PAYMENTS
SPECIAL TAX NOTICE REGARDING PLAN PAYMENTS This notice explains how you can continue to defer federal income tax on your retirement plan savings in the Plan and contains important information you will
More informationProof of Coverage State-Specific Reporting
NCCI S Proof of Coverage State-Specific Reporting January 26 29, 2016 Palm Beach County Convention Center West Palm Beach, FL Proof of Coverage StateSpecific Reporting Presented By: Amy Royce and Jorge
More informationPercent of Employees Waiving Coverage 27.0% 30.6% 29.1% 23.4% 24.9%
Number of Health Plans Reported 18,186 3,561 681 2,803 3,088 Offer HRA or HSA 34.0% 42.7% 47.0% 39.7% 35.0% Annual Employer Contribution $1,353 $1,415 $1,037 $1,272 $1,403 Percent of Employees Waiving
More informationPatient Protection and. Affordable Care Act: The Impact on Employers
Patient Protection and Affordable Care Act: The Impact on Employers April 2013 Agenda Introductions Individual Mandate Healthcare Exchange Overview Impact on Employers Essential Health Benefits Fees &
More informationSection 4(f) That was then this is now. Recent developments in Section 4(f) compliance
Section 4(f) That was then this is now Recent developments in Section 4(f) compliance Section 4(f) of the 1966 DOT Act The Secretary may approve a transportation program or project requiring the use of
More informationCorporate Income Tax and Policy Considerations
Corporate Income Tax and Policy Considerations Presentation by Richard Anklam, Executive Director, New Mexico Tax Research Institute To The Interim Revenue Stabilization and Tax Policy Committee September
More information2017 Supplemental Tax Information
2017 Supplemental Tax Information We have compiled the following information to help you prepare your 2017 federal and state tax returns: - Percentage of income from U.S. government obligations - Federal
More informationPatient Protection & Affordable Care Act
Patient Protection & Affordable Care Act Joshua D. Goldberg National Association of Insurance Commissioners Symposium on Health Reform University of Iowa Public Policy Center July 20, 2010 Opportunities
More informationPLEASE NOTE: Required American Equity specific Product Training must be completed PRIOR to soliciting an Application to A
PLEASE NOTE: Required American Equity specific Product Training must be completed IOR to soliciting an Application to A Signed in as: JOSEPH E GOSS LTD 3/12/2014 1:18:30 PM Home Announcements Information
More informationBasics of Medical Data Call Reporting Requirements. Objectives
Basics of Medical Data Call Reporting Requirements Presented by: Grace Arrieche, Kristin Champagne, and Bob Vaughan 1 Objectives Review the basic business and reporting rules for reporting medical data
More informationPresented by: Daniel J. Prescott Regional Senior Vice President
The Affordable Care Act: Who Wins and Who Loses? Presented by: Daniel J. Prescott Regional Senior Vice President Large Market Winners & Losers in the Affordable Care Act Employers Individuals Insurance
More informationPART I POLICYHOLDER S REPORT
1. PLEASE FULLY COMPLETE THIS FORM 2. ATTACH ITEMIZED BILLS 3. MAIL TO HSR E-mail : UBAclaims@hsri.com HSR Plaza II 4100 Medical Parkway Carrollton, Texas 75007 Phone: (972) 512-5600 Fax: (972) 512-5820
More informationFrequency and Severity Results by State
Frequency and Severity Results by State Based on Data Valued as of December 31, 2016 TABLE OF CONTENTS Executive Summary 2 Comparison to Trend Factors Used in Ratemaking 3 Method of Calculation 4 Caveats
More informationPresented by: Matt Turkstra
Presented by: Matt Turkstra 1 » What s happening in Ohio?» How is health insurance changing? Individual and Group Health Insurance» Important employer terms» Impact small businesses that do not offer insurance?
More informationStates and Medicaid Provider Taxes or Fees
March 2016 Fact Sheet States and Medicaid Provider Taxes or Fees Medicaid is jointly financed by states and the federal government. Provider taxes are an integral source of Medicaid financing governed
More informationPENNSYLVANIA COMPENSATION RATING BUREAU NCCI Filing Memorandum
Exhibit 32 As Filed PENNSYLVANIA COMPENSATION RATING BUREAU NCCI Filing Memorandum Attached are selected portions of an NCCI Filing Memorandum ( ITEM B-1403-Revision to Basic Manual and Retrospective Rating
More information