2018 Health Benefits Seminar

Size: px
Start display at page:

Download "2018 Health Benefits Seminar"

Transcription

1 2018 Health Benefits Seminar

2 WE STAND BY FEDERAL EMPLOYEES. BECAUSE YOU STAND FOR US. For 80 years, GEHA has provided quality, affordable health and dental plans designed exclusively for federal employees. It is our mission to serve you with only the utmost trust, honor, and integrity every step of the way we stand by those who stand for us.

3 Agenda GEHA At Your Service Online resources Health plans Dental plans

4 How can GEHA help me address my agency s insurance and wellness questions?

5 GEHA Account Executives provide year-round services to Agency Benefits Officers. OPM encourages FEHB and FEDVIP plans to provide agency and member services. Service visits Wellness events Lunch and learns New hire orientations Retirement sessions Public Service Recognition Week Open Season health fairs

6 Does GEHA offer online wellness resources?

7 ABO resources: geha.com/abo Follow us on Social media: /gehahealth Health e-report: geha.com/health Download our e-books: geha.com/library Watch our videos: geha.com/videos Enrollment information: geha.com/enroll GEHA health plan members wellness portal: healthbalance.geha.com

8 What makes GEHA health plans great?

9 Three plan options with affordable premiums Standard Option High Option Health Savings Advantage (HDHP)

10 Standard and High Option Share lots of great benefits No deductible. 100% coverage for: Maternity care (in-network) Preventive care and well-child care Accidental injury within 72 hours LabCard program Urgent care copay $35 No referrals necessary

11 Standard and High Option Share lots of great benefits No deductible. 100% coverage for: Preventive care and well-child care Maternity care (in-network) Accidental injury within 72 hours LabCard program Urgent care copay $35 No referrals necessary Standard Option Your share non-postal biweekly Self Only $54.94 Self Plus One $ Self and Family $ High Option Your share non-postal biweekly Self Only $ Self Plus One $ Self and Family $ increase $1.08 increase $2.32 increase $2.54 increase 2018 increase $2.11 increase $6.12 increase $6.68 increase

12

13 High Deductible Health Plan Preventive care covered at 100%, in-network Combines high deductible health plan with a health savings account (HSA) Annual GEHA deposit: HSA is funded by GEHA HSA funds grow, tax-free, over time GEHA pays 95% of most in-network care, after the annual deductible Vision included

14 High Deductible Health Plan Preventive care covered at 100%, in-network Combines high deductible health plan with a health savings account (HSA) HSA is funded by GEHA HSA funds grow, tax-free, over time GEHA pays 95% of most in-network care, after the annual deductible Vision included Your share non-postal biweekly Self Only $57.84 Self Plus One $ Self and Family $ increase $1.14 increase $2.44 increase $2.68 increase

15

16 Get care when you need it GEHA Health Advice Line, 24/7/365 NEW! Telemedicine with tele-behavioral health MinuteClinic (where available) Urgent care $35 copay (Standard Option and High Option) Prescription benefits through CVS Caremark

17 How have your health plans changed this year?

18 Increased manipulative therapy limit to 20 visits per year Single $35 urgent care copay for all services received during a visit Hearing aid coverage increased to $2,500 for Standard Option PPO network changes for 2018 AK Aetna Signature Administrators IL, KS, MO United Healthcare TX United Healthcare Choice Plus

19 How do GEHA health plans work with Medicare?

20 GEHA + Medicare Benefits automatically coordinated See any provider Copays and deductibles waived Your cost is $0 Download e-books: geha.com/medicare

21 Does GEHA offer any additional member benefits?

22 Connection Vision coverage is included with all GEHA health and dental plans, at no additional premium Annual eye exams $5, in-network Thousands of network providers 40% off retail price of frames No limit on number of discounted glasses or contacts purchased Savings on surgical procedures, including LASIK

23 Health Rewards valued up to $250 Free biometric health screenings Gym discounts Connection Fitness Free weight-loss program for qualified members Virtual Lifestyle Management (VLM) Teeth whitening Smile Brilliant

24 Do you have any tools to help me choose a health plan?

25 Keypath online tool geha.com/2018 Provider search geha.com/search Prescription cost lookup info.caremark.com/geha

26 Why should I choose a GEHA dental plan?

27 Two plan options with affordable premiums: Standard Option High Option

28 High and Standard Option No benefit changes for 2018 See any dentist, no deductible Free preventive care, in-network No waiting period for most procedures Orthodontia paid at 70 percent Vision included no additional premium Large, nationwide network

29 High and Standard Option No benefit changes for 2018 See any dentist, no deductible Free preventive care, in-network No waiting period for most procedures Orthodontia paid at 70 percent Vision included no additional premium Large, nationwide network Standard Option Self Only Self Plus One Self and Family High Option Self Only Self Plus One Self and Family Avg. biweekly change in your share $0.05 decrease $0.10 decrease $0.15 decrease Avg. biweekly change in your share $0.34 increase $0.68 increase $1.01 increase

30

31

32 How do I enroll in a GEHA dental plan?

33 Log on to benefeds.com Or call Benefeds toll-free: TTY:

34 Does my dental plan come with additional member benefits?

35 Teeth whitening by Smile Brilliant Connection Hearing powered by TruHearing Connection Vision powered by EyeMed Life Alert emergency response

36 Do you have any tools to help me choose a dental plan?

37 Choose & Compare Plans tool gehadental.com/choose Dental Procedure Pricing tool gehadental.com/pricing

38 Thank you!

Hello, and welcome to GEHA s 2017 ABO Benefits Seminar. This webinar provides details on GEHA s 2017 health and dental plans along with our new Life,

Hello, and welcome to GEHA s 2017 ABO Benefits Seminar. This webinar provides details on GEHA s 2017 health and dental plans along with our new Life, Hello, and welcome to GEHA s 2017 ABO Benefits Seminar. This webinar provides details on GEHA s 2017 health and dental plans along with our new Life, Accident, and Short term income protection products

More information

GEHA Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com

GEHA Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com GEHA 2015 Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com CODE Self Only 341 Self + Family 342 Enrollment checklist 1. Research health

More information

YOUR GUIDE TO 2018 HEALTH RATES AND BENEFITS.

YOUR GUIDE TO 2018 HEALTH RATES AND BENEFITS. geha.com YOUR GUIDE TO 2018 HEALTH RATES AND BENEFITS. PLANS THAT OFFER YOU MORE HEALTHY BENEFITS: GEHA + MEDICARE MESSAGE FROM GEHA Dear Federal Employee: GEHA has been serving federal employees, retirees

More information

geha.com Your Guide to 2017 health rates benefits and Real-life scenarios to help you choose a plan Added benefits that help you live healthier

geha.com Your Guide to 2017 health rates benefits and Real-life scenarios to help you choose a plan Added benefits that help you live healthier Your Guide to 2017 health rates geha.com and benefits Real-life scenarios to help you choose a plan Added benefits that help you live healthier Dear Federal Employee: Thank you for your interest in GEHA.

More information

How to Choose a Health Plan. A health insurance guide for federal employees.

How to Choose a Health Plan. A health insurance guide for federal employees. How to Choose a Health Plan A health insurance guide for federal employees. Types of plans Fee-for-Service (FFS) Preferred Provider Organization (PPO) A fee-for-service plan reimburses you or your provider

More information

Embrace it 2019 Aetna Federal Plans

Embrace it 2019 Aetna Federal Plans Embrace it 2019 Aetna Federal Plans The health plan that gets you 19.02.308.1-FED K (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan

More information

Live it 2019 Aetna Federal Plans

Live it 2019 Aetna Federal Plans Live it 2019 Aetna Federal Plans The health plan that gets you 19.02.319.1-FED E (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan question

More information

2016 GEHA. dental. FEDVIP Plans. let life happen. gehadental.com

2016 GEHA. dental. FEDVIP Plans. let life happen. gehadental.com 2016 GEHA dental FEDVIP Plans let life happen gehadental.com Smile, you re covered, with great benefits and a large national network. High maximum benefits $25,000 for High Option Growing network of dentists

More information

Aetna Federal Plans. Employee Health Care Options video transcript. Get the health plan that gets you

Aetna Federal Plans. Employee Health Care Options video transcript. Get the health plan that gets you Get the health plan that gets you Voiceover: Thanks for joining us. We re glad that you ve decided to hear about the Aetna plans open to you. Over the next 20 minutes, we ll tell you about your medical,

More information

Welcome, members of the uniformed services

Welcome, members of the uniformed services Welcome, members of the uniformed services The U.S. Oice of Personnel Management (OPM) is proud to welcome you to the Federal Employees Dental and Vision Insurance Program (FEDVIP). What s happening? On

More information

TOGETHER. BETTER HEALTH.

TOGETHER. BETTER HEALTH. All postal employees are welcome. TOGETHER. BETTER HEALTH. HONORED TO SERVE YOU. apwuhp.com Comprehensive benefits at an affordable price. Nationwide network more than 1 million providers No referrals

More information

Teva 2013 Open Enrollment Your Choices and Options

Teva 2013 Open Enrollment Your Choices and Options 2013 COBRA Guide Open Enrollment Your Choices and Options 2 HEALTHCARE 2 Medical (includes vision) 5 Prescription Drug 6 Dental Enroll November 5 16 More information will be provided by our vendor, Conexis.

More information

Keller Independent School District s Benefit Plan Year is from January 1, 2018 to December 31, Incentive Plan Rates

Keller Independent School District s Benefit Plan Year is from January 1, 2018 to December 31, Incentive Plan Rates KELLER INDEPENDENT SCHOOL DISTRICT 2018 Benefits Rate Guide The community of Keller ISD will educate our students to achieve their highest standards of performance by engaging them in exceptional opportunities.

More information

INSURANCE. MORE INFO: For complete information, including terms and conditions, please visit

INSURANCE. MORE INFO:  For complete information, including terms and conditions, please visit INSURANCE Federal Employee Insurance Benefits Overview Federal Employees Health Benefits Program (FEHB) Unexpected accidents and illnesses can be expensive. Even routine doctor visits and prescriptions

More information

HRA Frequently Asked Questions

HRA Frequently Asked Questions HRA Frequently Asked Questions HRA Descriptions What is an HRA? How does it work? A health reimbursement arrangement (HRA) is an employer-provided tax-sheltered arrangement that allows individuals to pay

More information

Alphabet Soup of Health Plans

Alphabet Soup of Health Plans Alphabet Soup of Health Plans A NARFE Federal Benefits Institute Webinar Presented by Tammy Flanagan National Active and Retired Federal Employees Association 1 Navigating the Acronyms FFS HMO HDHP CDHP

More information

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 PLAN YEAR 2019 COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 POWERED BY compassrosebenefits.com 1 WELCOME WE ARE HERE TO HELP YOU SOLVE THE COMPLEXITIES OF INSURANCE PLAN HIGHLIGHTS COMPASS

More information

All Benefits Eligible Faculty & Administrators. Terryann Waldron, Sr. HR. Manager, Benefits & Work Life. DATE: November 13 th, 2017

All Benefits Eligible Faculty & Administrators. Terryann Waldron, Sr. HR. Manager, Benefits & Work Life. DATE: November 13 th, 2017 HUMAN RESOURCES 3009 BROADWAY NEW YORK, NEW YORK 10027 PHONE 212.854.2551 FAX 212.854.2100 WWW.BARNARD.EDU/HR TO: FROM: All Benefits Eligible Faculty & Administrators Terryann Waldron, Sr. HR. Manager,

More information

2018 NEW HIRE ENROLLMENT BENEFITS INFORMATION SESSION

2018 NEW HIRE ENROLLMENT BENEFITS INFORMATION SESSION 2018 NEW HIRE ENROLLMENT BENEFITS INFORMATION SESSION Presented by CBIZ ESO AGENDA Alex Online Benefits Counselor Medical Plans Loyola Advantage PPO 1 Loyola Advantage PPO 2 CVS Caremark Prescriptions

More information

2015 BENEFIT CHANGES FREQUENTLY ASKED QUESTIONS

2015 BENEFIT CHANGES FREQUENTLY ASKED QUESTIONS Oct. 1, 2014 2015 BENEFIT CHANGES FREQUENTLY ASKED QUESTIONS Changes to The Hartford s 2015 Health Plan Options Consumer-Directed Health Plan (CDHP) Options Health Savings Accounts (HSA) Healthy Lifestyle

More information

Prepared By: 600 West 5 th Street, Suite 200 Austin, TX Toll Free: O: (512) F: (512) Hours 8:30 to 5:00 M F

Prepared By: 600 West 5 th Street, Suite 200 Austin, TX Toll Free: O: (512) F: (512) Hours 8:30 to 5:00 M F EMPLOYEE BENEFITS PLAN YEAR Prepared By: 600 West 5 th Street, Suite 200 Austin, TX 78701 Toll Free: 1.888.478.9595 O: (512) 478.9595 F: (512) 478.9494 Hours 8:30 to 5:00 M F Tom Ball Danny Peoples Account

More information

New Hire Benefit Overview 2018

New Hire Benefit Overview 2018 New Hire Benefit Overview 2018 BENEFIT CARRIERS BCBS of Michigan- Two choices: High Deductible and Low Deductible Plan through the West Michigan Health Pool Medical/Prescription Coverage Delta Dental of

More information

Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012

Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012 If you don t take action you will have no coverage for 2013. Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012 Things to Know If you do nothing, you will

More information

Individual Health Plans

Individual Health Plans Applying for coverage is simple 1 2 3 Choose your plan CoventryOne SM has several plans with different coverage options to meet your needs. Fill out an application for every member of the family applying

More information

First of the month following one full month of employment

First of the month following one full month of employment Medical including prescription drug Health Investment Health Select Health Maintenance Health Choice If your medical plan administrator is Cigna all plans use the Cigna Open Access Plus network of providers

More information

Annual Enrollment for 2013 Health Benefits

Annual Enrollment for 2013 Health Benefits Annual Enrollment for 2013 Health Benefits Highlights Annual enrollment is Nov. 6-20 for 2013 benefits This is the only time you can make changes, except for qualified life events For most TIers, all health

More information

Guide To Federal Benefits

Guide To Federal Benefits The 2015 Guide To Federal Benefits For Certain Temporary Employees Federal Employees Health Benefits (FEHB) Program (Those eligible to enroll in the FEHB Program under 5 U.S.C. 8906a) p. 8 Federal Employees

More information

PRESENTATION FOR GROUP 2 EMPLOYEES OCTOBER 2016 SYKES 2017 BENEFITS ANNUAL ENROLLMENT

PRESENTATION FOR GROUP 2 EMPLOYEES OCTOBER 2016 SYKES 2017 BENEFITS ANNUAL ENROLLMENT PRESENTATION FOR GROUP 2 EMPLOYEES OCTOBER 2016 SYKES 2017 BENEFITS ANNUAL ENROLLMENT WHAT THIS PRESENTATION COVERS Eligibility What s New for 2017 When and How to Enroll Medical Plans Dental Plan Vision

More information

Quote Effective: 04/01/ /30/2019 Version Updated: 01/07/2019

Quote Effective: 04/01/ /30/2019 Version Updated: 01/07/2019 Quote Effective: 04/01/2019-06/30/2019 Version Updated: 01/07/2019 Print Package: HIOS ID (Enrollment Code) 78124NY1000265-00 (SON5) Plan Name: Rating Region: Rate Rochester For the Benefits described

More information

The Benefits of Working at Great-West Financial and Empower Retirement

The Benefits of Working at Great-West Financial and Empower Retirement The Benefits of Working at Great-West Financial and Empower Retirement From health and well-being to income protection, long-term financial planning and work-life balance, Great-West Financial and Empower

More information

ANNUAL ENROLLMENT: STRAIGHT AHEAD

ANNUAL ENROLLMENT: STRAIGHT AHEAD ANNUAL ENROLLMENT: STRAIGHT AHEAD Enroll Oct. Nov. 4, 07 IT S THAT TIME AGAIN. TIME TO ENROLL FOR YOUR BENEFITS. It s important to review your choices and determine what is best for you and your family.

More information

NEW EMPLOYEE BENEFITS ORIENTATION PLAN YEAR

NEW EMPLOYEE BENEFITS ORIENTATION PLAN YEAR NEW EMPLOYEE BENEFITS ORIENTATION PLAN YEAR 2018-2019 Overview Of Benefits Employer Contribution Eligible Dependents Enrollment Health Dental Vision Premiums Life Accidental Death & Dismemberment Long

More information

MHBP Consumer Option Part health plan, part health savings account

MHBP Consumer Option Part health plan, part health savings account MHBP Consumer Option MHBP Consumer Option Part health plan, part health savings account A different kind of health plan You may consider it rather unusual that a health plan would give a portion of your

More information

Understanding Your Paycheck

Understanding Your Paycheck Understanding Your Paycheck United States Taxes Income Tax Sales Tax Property Tax Estate Tax, Gift Tax Sin Tax 2019 Federal Income Tax Tax Bracket / Filing Status Single Married Filing Jointly or Qualifying

More information

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 PLAN YEAR 2018 COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 POWERED BY compassrosebenefits.com 1 WELCOME WE ARE HERE TO HELP YOU SOLVE THE COMPLEXITIES OF INSURANCE PLAN HIGHLIGHTS COMPASS

More information

2018 Benefits Highlights For Full-Time and ACA Eligible Employees

2018 Benefits Highlights For Full-Time and ACA Eligible Employees 2018 Benefits Highlights For Full-Time and ACA Eligible Employees Your Guide to What s Changing and Your Benefits for 2018 Enrollment Health Care Income Protection And More... Know What s Changing for

More information

Accessing your Account-Based Benefits

Accessing your Account-Based Benefits Accessing your Account-Based Benefits Participant Portal Mobile App Contact Us CONGRATULATIONS! Your employer is offering you access to tax-free benefits. Please be sure to review the contents of this

More information

Wilmington Health FT Regular Employees

Wilmington Health FT Regular Employees 2018 Benefits Digest Wilmington Health FT Regular Employees WELCOME We are pleased to provide you with the 2018 Benefits Digest booklet. This guide is intended to provide a summary of the benefit programs

More information

We ve Got You Covered.

We ve Got You Covered. We ve Got You Covered. 2018 U.S. Health & Welfare Annual Enrollment November 6-17, 2017 UNDER ROOF The Newell Brands family is under one roof with a new benefits program for 2018. Here are the many valuable

More information

HOW THE MEDICAL PLANS COMPARE

HOW THE MEDICAL PLANS COMPARE HOW THE MEDICAL PLANS COMPARE FEATURE Cigna and UPMC High Deductible Health Plans (HDHP) Cigna Open Access Plus (OAP) UPMC Health Plan Organization (EPO) Type of Plan With a High Deductible Health Plan/Health

More information

Are your employees selecting the right health plan?

Are your employees selecting the right health plan? Are your employees selecting the right health plan? July 24, 2018 This information is intended for internal use within Webster and HSA Bank and, as such, is not for external or public use 2018 HSA Bank.

More information

OPERATING ENGINEERS HEALTH & WELFARE FUND BENEFIT PLANS SUMMARY COMPARISON FOR ACTIVES and EARLY RETIREES

OPERATING ENGINEERS HEALTH & WELFARE FUND BENEFIT PLANS SUMMARY COMPARISON FOR ACTIVES and EARLY RETIREES PPO Plan For Non-PPO Providers Employee Premium None None None None None Explanation of Plans and Options Available to You Deductible Annual Out-of-Pocket Maximum Medical and ¹Pediatric Dental & Vision

More information

Medicare + GEHA. Protect yourself from unexpected health care expenses

Medicare + GEHA. Protect yourself from unexpected health care expenses Medicare + GEHA Protect yourself from unexpected health care expenses Table of contents Facts about Medicare 5 Medicare Part A 6 Medicare Part B 6 Medicare Part C 7 Medicare Part D 8 GEHA + Medicare 10

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS Annual Enrollment GENERAL What s changing for 2017? How did Progressive determine the rates for our medical plans in 2017? Who can I cover on my benefits? Can I make a change

More information

LIBERTY UNION FULLY FUNDED HSA PLANS

LIBERTY UNION FULLY FUNDED HSA PLANS LIBERTY UNION FULLY FUNDED HSA PLANS by Patient Protection & Affordable Care Act Certified Health Plans for Businesses with up to100 Employees Liberty Union s Fully Funded HSA Qualified High Deductible

More information

2018 Benefits Guide. Improving Our Wellness Together

2018 Benefits Guide. Improving Our Wellness Together 2018 Benefits Guide Improving Our Wellness Together Welcome to your 2018 Benefits Open Enrollment We are honored to present your 2018 Benefit Options! The elections you make during open enrollment will

More information

Carroll County Public Schools. Flexible Benefits. Open Enrollment Guide

Carroll County Public Schools. Flexible Benefits. Open Enrollment Guide Flexible Benefits Open Enrollment Guide 2019 125 North Court Street Westminster, MD 21157 Together - It's Possible! 2019 FLEXIBLE BENEFITS OPEN ENROLLMENT The Flexible Benefits Program (medical, dental,

More information

Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)

Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Interact with this ebrochure. Here s how. This ebrochure is designed for onscreen viewing, allowing you to navigate through the document

More information

Guide To Federal Benefits

Guide To Federal Benefits The 2014 Guide To Federal Benefits For Federal Civilian Employees Federal Employees Health Benefits (FEHB) Program p. 8 Federal Employees Dental and Vision Insurance Program (FEDVIP) p. 12 Federal Flexible

More information

Insurance Choices. Merrillville Community School Corporation

Insurance Choices. Merrillville Community School Corporation Insurance Choices 2015 BENEFITS OVERVIEW Merrillville Community School Corporation This is a summary presentation only. If there are any differences between the information in this presentation and the

More information

2018 Employee Benefits

2018 Employee Benefits 2018 Employee Benefits Thanks for your interest in IDEX! We are proud to offer a competitive benefits package and a variety of plan options, that can be customized to meet our employees individual needs.

More information

U n ive r s i t y o f V i rginia. Health Savings Account

U n ive r s i t y o f V i rginia. Health Savings Account U n ive r s i t y o f V i rginia Health Savings Account Welcome to Chard Snyder Today An employee benefits solution provider since 1988 Currently service nearly 1,400 companies nationwide Empowering you

More information

HELLO, ENROLLMENT. your benefits Oct. 25 Nov. 8

HELLO, ENROLLMENT. your benefits Oct. 25 Nov. 8 Choose HELLO, ENROLLMENT. your benefits Oct. 5 Nov. 8 ARE YOU READY? IT S TIME TO ENROLL! It s important to review your choices and determine what coverage makes sense for you and your family. Take a look

More information

2019 Annual Enrollment

2019 Annual Enrollment 2019 Annual Enrollment Retirees and Dependent Survivors of Retirees October 26 - November 5, 2018 Annual enrollment is your opportunity to review your benefit options and make changes for the coming year.

More information

2018 Health Coverage Comparison Chart

2018 Health Coverage Comparison Chart Invested in weighing the possibilities 08 Health Coverage Comparison Chart Making the right choice is important. Here s some information you ll need to help make more informed decisions. What s Inside

More information

2018 Health, Dental and Vision Monthly Contributions

2018 Health, Dental and Vision Monthly Contributions 2018 Health, Dental and Vision Monthly Contributions Benefit Plan Monthly Contributions for Active Regular Full-Time and Part-Time Employees Employee Only Spouse Child(ren) Family Dental: Cigna PPO $ 13

More information

Focused on maximizing consumer value, not shareholder value.

Focused on maximizing consumer value, not shareholder value. About Meritus Focused on maximizing consumer value, not shareholder value. Welcome to a whole new kind of healthcare. New to the market, but not to the healthcare world, we are a recently formed non-profit

More information

Employee. Package. Benefits N O V E M B E R 1, O C T O B E R 3 1,

Employee. Package. Benefits N O V E M B E R 1, O C T O B E R 3 1, 2017-2018 Employee Benefits Package ENROLLMENT ELECTIONS EFFECTIVE: N O V E M B E R 1, 2 0 1 7 - O C T O B E R 3 1, 2 0 1 8 TBC- FISHERBROYLES OE 2017-2018 Medical Plan- W2 In-Network In-Network In-Network

More information

Foreign Service Benefit Plan

Foreign Service Benefit Plan Foreign Service Benefit Plan Summary of 2018 Benefits Health Plan Accredited by The FOREIGN SERVICE BENEFIT PLAN has Health Plan Accreditation from the Accreditation Association for Ambulatory Healthcare,

More information

Your HDHP User Guide Take Control of Your Coverage

Your HDHP User Guide Take Control of Your Coverage Your HDHP User Guide Take Control of Your Coverage With the High Deductible Health Plan (HDHP), you re in control of your health care spending. The plan includes comprehensive coverage that allows you

More information

Asuris Northwest Health Medicare Advantage PPO Plans. Decision Guide

Asuris Northwest Health Medicare Advantage PPO Plans. Decision Guide 2016 Northwest Health Medicare Advantage PPO Plans Decision Guide STEP-BY-STEP STEP 1 STEP 2 STEP 3 STEP 4 READ. Learn about all the programs and benefits you can enjoy as an Northwest Health member. This

More information

& YOU Benefits-at-a-Glance For Full-Time Clerical & Facilities

& YOU Benefits-at-a-Glance For Full-Time Clerical & Facilities & YOU 2018 Benefits-at-a-Glance For Full-Time Clerical & Facilities Health MEDICAL COVERAGE: FOUR CHOICES Consumer Choice/Value HSA Plan A consumer-driven health and prescription drug plan. Combines a

More information

FOREIGN SERVICE BENEFIT PLAN

FOREIGN SERVICE BENEFIT PLAN FOREIGN SERVICE BENEFIT PLAN Summary of 2017 Benefits Health Plan Accredited by The FOREIGN SERVICE BENEFIT PLAN has Health Plan Accreditation from the Accreditation Association for Ambulatory Healthcare,

More information

the options the options

the options the options Invested in Invested in all weighing weighing all the options the options 207 Health Coverage Comparison Chart Making the right choice is important. Here s some information you ll need, to help you make

More information

FREQUENTLY ASKED QUESTIONS. High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs)

FREQUENTLY ASKED QUESTIONS. High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) FREQUENTLY ASKED QUESTIONS High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) ABBVIE EMPLOYEES WANT TO KNOW High Deductible Health Plans Q. What is a High Deductible Health Plan (HDHP)?

More information

Welcome! New Employee Orientation. Revised 1/18

Welcome! New Employee Orientation. Revised 1/18 Welcome! New Employee Orientation Revised 1/18 Healthcare Benefits Medical Anthem Dental Delta Dental Vision VSP You have 31 days from your date of hire to submit your enrollment forms for eligible benefits.

More information

YOUR HEALTH, YOUR CHOICE

YOUR HEALTH, YOUR CHOICE 2017 OPEN ENROLLMENT IMPORTANT INFORMATION YOUR HEALTH, YOUR CHOICE» CHOICEPLUS MEDICAL FOR 2017, NORFOLK SOUTHERN will continue offering two medical options, both of which allow eligible participants

More information

2018 Health Coverage Comparison Chart

2018 Health Coverage Comparison Chart Invested in weighing the possibilities 08 Health Coverage Comparison Chart Making the right choice is important. Here s some information you ll need to help make more informed decisions. What s Inside

More information

Directory of Programs and Services

Directory of Programs and Services Directory of Programs and Services ABC Insurance is a strategic growth partner with contractors. We provide member firms with objective, resource-based solutions that better equip them to attract, retain

More information

2019 small business packages employees. choice, confidence, and coverage start here.

2019 small business packages employees. choice, confidence, and coverage start here. 2019 small business packages 1-100 employees choice, confidence, and coverage start here. Effective January 1, 2019 Why Blue Shield of California? Our mission is to ensure all Californians have access

More information

Spirit Dental Webinar 2017

Spirit Dental Webinar 2017 Spirit Dental Webinar 2017 What We ll Cover Today Spirit Dental Ameritas Life Insurance Corp. Strong Financial ratings. A+ rated Standard & Poor s, A rated A.M. Best Company Network Plans Choice Plans

More information

Benefit Enrollment Guide

Benefit Enrollment Guide Benefit Enrollment Guide January 1, 2016 to December 31, 2016 Provided by: 3401 Quebec Street Suite 8000 Denver, CO 80207 PH # 303-756-5200 FAX # 303-496-0990 1 EMPLOYEE RESOURCES Rocky Vista University

More information

Y O U R Y O U R H E A L T H D E C I S I O N Benefits Guide

Y O U R Y O U R H E A L T H D E C I S I O N Benefits Guide Y O U R H E A L T H Y O U R D E C I S I O N 2016-2017 Benefits Guide Overview Benefit Guide Content Overview 2-3 Medical 4-5 Employee Wellness 6-8 Flexible Spending 9 Dental 10 Vision 11 Term Life 12 Voluntary

More information

Benefit Summary

Benefit Summary 2018-2019 Benefit Summary Your Health Your Decision Welcome to your 2018-2019 Benefits Enrollment What s in the Guide? Enrollment Process....3 Medical........ 4 gap Plan.....5 Dental.....6 Vision... 7

More information

Your 2011 Benefits Orientation Guide

Your 2011 Benefits Orientation Guide Your 2011 Benefits Orientation Guide For Permanent U.S. Full-time Hourly and Salaried Associates Welcome to The Home Depot! We re glad you decided to put on the orange apron and bring your skills and know-how

More information

Employee. Package. Benefits ENROLLMENT ELECTIONS EFFECTIVE: NOVEMBER 1, OCTOBER 31, 2018

Employee. Package. Benefits ENROLLMENT ELECTIONS EFFECTIVE: NOVEMBER 1, OCTOBER 31, 2018 2017-2018 Employee Benefits Package ENROLLMENT ELECTIONS EFFECTIVE: NOVEMBER 1, 2017 - OCTOBER 31, 2018 TBC- FISHERBROYLES OE 2017-2018 Medical Plan- W2 What is a Health Savings Account (HSA) va banking

More information

Carroll County Public Schools. Flexible. Benefits. Guide

Carroll County Public Schools. Flexible. Benefits. Guide Flexible Benefits Guide 125 North Court Street Westminster, MD 21157 Together - It's Possible! 2019 Flexible Benefits Program Table of Contents Overview 3 Medical and Prescription Drug 5 Dental 11 Vision

More information

2019 Benefits Summary

2019 Benefits Summary 2019 Benefits Summary Retirement Plan Options The University of Arizona has two retirement plans: the Arizona State Retirement System (ASRS), available to all employees, and the Optional Retirement Plan

More information

Inside this Benefits Summary: Medical

Inside this Benefits Summary: Medical BENEFITS SUMMARY Aetna Affordable Health Choices insurance plan Plan design and benefits provided by Aetna Life Insurance Company (Aetna) and administered by Strategic Resource Company (SRC). Unless otherwise

More information

Odessa School District

Odessa School District Odessa School District 2016 Employee Benefits Effective July 1, 2016 DELTA DENTAL OF MISSOURI PPO BASE Premier or Non-Network PPO BUY-UP Premier or Non-Network Deductible Individual $50 $50 Family $150

More information

A Quick Start Guide to Your New Health Plan

A Quick Start Guide to Your New Health Plan A Quick Start Guide to Your New Health Plan You Are Here Verification Letter Approval Letter ID Card & Quick Start Guide SCAN Membership Begins Welcome Call/ TeleTalk SCAN Club Newsletter Get your plan

More information

2017 Benefits & Wellness Guide

2017 Benefits & Wellness Guide 2017 Benefits & Wellness Guide 3 Welcome 4-8 Medical 9 Dental 10 Vision 11-12 Provided Coverage 13-15 Voluntary Plans 16 Financial Wellness 17 Additional Benefits 18 Life Event 19 Glossary 20 Contacts

More information

Getting the most from your benefits all year long Benefits Guide

Getting the most from your benefits all year long Benefits Guide Getting the most from your benefits all year long 2014 Benefits Guide 2 of 18 Working with you to help you achieve your goals Understanding your benefits and getting the most from them is often easier

More information

2018 MSD Benefits Overview

2018 MSD Benefits Overview 2018 MSD Benefits Overview This document is an outline of the coverage proposed by the carrier(s). It does not include all of the terms, coverage, exclusions, limitations, and conditions of the actual

More information

Introduction to the High Deductible Health Plan and Health Savings Account HDHP + HSA 10/24/2017

Introduction to the High Deductible Health Plan and Health Savings Account HDHP + HSA 10/24/2017 Introduction to the High Deductible Health Plan and Health Savings Account 2 Why are we introducing a new health plan? DID YOU KNOW? About 70% of employers offer an HDHP option HDHPs have become increasingly

More information

BENEFITS ENROLLMENT

BENEFITS ENROLLMENT 2019 2020 BENEFITS ENROLLMENT Open Enrollment begins February 18, 2019. This is your annual opportunity to choose the benefits coverage that s right for you and your family. You will have until March 1,

More information

BENEFITS ENROLLMENT

BENEFITS ENROLLMENT 2018 2019 BENEFITS ENROLLMENT Open Enrollment begins February 12, 2018. This is your annual opportunity to choose the benefits coverage that s right for you and your family. You will have until March 2,

More information

COLUMBIA ST. MARY S 2016 New Hire Benefits Information

COLUMBIA ST. MARY S 2016 New Hire Benefits Information COLUMBIA ST. MARY S 2016 New Hire Benefits Information Welcome to Ascension We re glad you re part of the Ascension team! The associates who provide care at our ministries are special. A common bond connects

More information

Findlay Represented Employees. New Employee. Benefits Enrollment Guide

Findlay Represented Employees. New Employee. Benefits Enrollment Guide 2017 Findlay Represented Employees New Employee Benefits Enrollment Guide TableofContents Ways to Save... 1 Your 2017 Benefits Program... 2 Eligibility... 2 Coordination of Benefits... 2 Medical/Prescription

More information

BENEFITS ENROLLMENT

BENEFITS ENROLLMENT 2018 2019 BENEFITS ENROLLMENT Open Enrollment begins February 12, 2018. This is your annual opportunity to choose the benefits coverage that s right for you and your family. You will have until March 2,

More information

2019 PLAN COMPARISON

2019 PLAN COMPARISON 2019 PLAN COMPARISON PROVIDENCE MEDICARE PRIME + RX (HMO) PROVIDENCE MEDICARE CHOICE + RX (HMO-POS) Service Area: Clackamas, Multnomah and Washington Counties H9047_2019PHA92_M_ACCEPTED MDC-334 Why choose

More information

2018 SavingsPlus HSA Plan Overview

2018 SavingsPlus HSA Plan Overview October 13, 2017 2018 SavingsPlus HSA Plan Overview Aetna & Benefit Wallet Agenda Introduction Presented by Broadridge Benefits Department Consumer Driven Health Plan (CDHP) Basics Presented by Aetna Health

More information

Aetna Federal Plans. Retiree Health Care Options video transcript. Your Guide to Retiree Health Care Options

Aetna Federal Plans. Retiree Health Care Options video transcript. Your Guide to Retiree Health Care Options Your Guide to Retiree Health Care Options Voiceover: Thanks for joining us today. We re glad that you re taking the opportunity to explore your retirement health care options. Over the next 20 minutes

More information

GUIDE TO MEDICAL AND DENTAL PLANS

GUIDE TO MEDICAL AND DENTAL PLANS GUIDE TO MEDICAL AND DENTAL PLANS B e n e f i t s e f f e c t i v e J u l y 1, 2 0 1 4 t h r o u g h J u n e 3 0, 2 0 1 5 Choosing your benefits is an important decision. This guide provides you with the

More information

Wilmington Health BENEFITS DIGEST 2019 Advanced Practice Clinician

Wilmington Health BENEFITS DIGEST 2019 Advanced Practice Clinician Wilmington Health BENEFITS DIGEST 2019 Advanced Practice Clinician WELCOME We are pleased to provide you with the 2019 Benefits Digest booklet. This guide is intended to provide a summary of the benefit

More information

A Quick Look at Your Health Plan

A Quick Look at Your Health Plan A Quick Look at Your Health Plan Memorial Community Hospital Group #14693 When you enroll with Meritain Health, you re taking the next step towards a healthier, more balanced you. It s important for you

More information

Benefits Summary Unrepresented Monthly and Bi-weekly Staff Visiting Faculty Effective January 1, 2018

Benefits Summary Unrepresented Monthly and Bi-weekly Staff Visiting Faculty Effective January 1, 2018 Benefits Summary Unrepresented Monthly and Bi-weekly Staff Visiting Faculty Effective January 1, 2018 The following is a summary of employee benefits based on full-time employment and regular part-time

More information

2016 Employee Benefits Summary EMPLOYMENT EDITION

2016 Employee Benefits Summary EMPLOYMENT EDITION 2016 Employee Benefits Summary EMPLOYMENT EDITION Get the Benefits You Deserve PC Connection, Inc. s comprehensive benefits program is designed to enhance your personal and financial well-being. The PC

More information

Summary of 2018 Last, Best & Final Offer

Summary of 2018 Last, Best & Final Offer Summary of 2018 Last, Best & Final Offer The proposed agreement would cover the period between March 5, 2018 and March 11, 2023. Your IAM Bargaining Committee unanimously recommends ratification of this

More information

BENEFITS GUIDE

BENEFITS GUIDE Y O U R H E A L T H Y O U R D E C I S I O N 2015-2016 BENEFITS GUIDE Overview 3 Benefit Guide Content Overview 3-4 Medical 5-6 Flexible Spending 7 Trustmark Voluntary Benefits 8-9 Employee Wellness 10

More information