Bayview Loan Servicing, LLC. - WHOLESALE Rate Sheet Cover Page

Transcription

1 , LLC. - WHOLESLE Rate Sheet Cover Page WEBSITE ND REGISTRTION Call Registration Desk at (8:30am to 7:00pm E.S.T.) Fax a registration sheet to LON SUBMISSION Electronic Delivery: Origination Portal Mail Delivery: Lakeview Loan Servicing, LLC c/o MRN Cubed, LLC 6201 Technology Drive, Suite 104,Frisco, TX TITLE POLICY INSURED Bayview Loan Servicing, LLC, ISO CPL INSURED Bayview Loan Servicing, LLC, Its Successors and/or ssigns PO Box 5933, Troy, MI LOCK/COMMITMENT DESK For rate, term and loan amount changes or lock extensions contact our Commitment Desk: Phone: option 1 CommitmentDesk@bayviewloanservicing.com Hours: 8:30am to 7:00pm E.S.T. Loan must be closed and disbursed by Lock Expiration EXTENSION FEES 7 days 15 days 21 days 30 days GENERL QUESTIONS OR WEBSITE SSISTNCE MORTGGE CLUSE Bayview Loan Servicing, LLC, Its Successors and/or ssigns, TIM PO Box 5933, Troy, MI MORTGGE INSURNCE NOTIFICTION Bayview Loan Servicing, LLC, Its Successors and/or ssigns PO Box 5933, Troy, MI FLOOD CERTIFICTE ND PREFERRED FLOOD VENDORS Life of Loan Flood Certificate is required Corelogic Flood Data Services, Inc TX SERVICE CONTRCT VENDOR Corelogic Realty Tax Services PO Box , Forth Worth, TX FEES UNDERWRITING SCENRIOS GFE Portfolio Origination Charge (Total) - Third Party Processing Fee (not included in Points & Fees test) - Bayview Underwriting Fee $795 $375 $420 Box 1 Tax Service Fee $70 Box 3 Flood Cert Fee $9 Box 3 PIW Fee (Property Inspection Waiver - Fannie Mae) $75 Box 1 PI Fee (Property Inspection lternative - Freddie Mac) $50 Box 1 For Underwriting questions or Scenarios you may contact: option 2 UnderwritingQuestions@bayviewloanservicing.com Client Services option 3 ClientServices@bayviewloanservicing.com bout Us Lakeview Loan Servicing provides access to a full range of agency residential mortgage products. Bayview Loan Servicing offers innovative portfolio products. Lakeview Loan Servicing, LLC and Bayview Loan Servicing, LLC are members of a family of companies owned or managed by Bayview sset Management, LLC. Bayview companies have been managing mortgage assets since Contact Us <Info Goes Here> Offering Portfolio and gency Products Lakeview Loan Servicing provides access to a full range of agency residential mortgage products. Bayview Loan Servicing offers innovative portfolio products. Contact your representative or visit for details. Bayview Loan Servicing, LLC Virginia Drive, Suite 403. Fort Washington, P Lakeview Loan Servicing, LLC. NMLS # Bayview Loan Servicing, LLC. NMLS #2469, Equal Housing Lender. TPO Lakeview/Bayview Wholesale Programs are offered to qualified residential lending institutions and are not applicable to the general public and/or individual consumers. This information is for lending institutions only, and not intended for use by individual consumers or borrowers.

2 09:20 M Early ccess MXIMUM LL IN PRICE Early ccess 30yr Fixed - PPF300 Early ccess 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Early ccess 5yr rm - PP500 Early ccess 7yr rm - PP700 Rt Rate 30BE 45BE 60BE Rt Rate 30BE 45BE 60BE 4.750% % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Price djustments 50% % % % % % 70% % Subordinate Financing nd Home/Investor Property N/ CT, DE, FL, I, IL, IN, KS, KY, L, ME, NJ, NM, ND, OH, N/ N/ OK, P, SC, SD, VT, WI ll s Z,C,CO,DE,FL,G,IL,KS,M,MD,MI,NC,NH,NJ,OK, CO MD MI NH NJ OK OR,P,RI,SC,TX,UT,V,W,WV 8/27/15 9:20 M Bayview Loan Servicing, LLC Virginia Drive, Suite 403. Fort Washington, P Lakeview Loan Servicing, LLC. NMLS # Bayview Loan Servicing, LLC. NMLS #2469, Equal Housing Lender

3 8/27/15 9:20 M 09:20 M sset Inclusion MXIMUM LL IN PRICE sset Inclusion 30yr Fixed - PPF301 sset Inclusion 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % 625% % % % % % % % % % % % % % % % % % % sset Inclusion 5yr rm - PP501 sset Inclusion 7yr rm - PP % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Price djustments 50% % % % % % 70% % Subordinate Financing ll s 2nd Home/Investor Property Extension Fees DTI>50% (Prior to utilization of assets) Days Price CT, DE, FL, I, IL, IN, KS, KY, L, ME, NJ, NM, ND, OH, 7 OK, P, SC, SD, VT, WI 15 Z,C,CO,DE,FL,G,IL,KS,M,MD,MI,NC,NH,NJ,OK, CO MD MI NH NJ OK OR,P,RI,SC,TX,UT,V,W,WV Bayview Loan Servicing, LLC Virginia Drive, Suite 403. Fort Washington, P Lakeview Loan Servicing, LLC. NMLS # Bayview Loan Servicing, LLC. NMLS #2469, Equal Housing Lender

4 8/27/15 9:20 M 09:20 M Expanded Ratio MXIMUM LL IN PRICE Expanded Ratio 30yr Fixed - PPF302 Expanded Ratio 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Expanded Ratio 5yr rm - PP502 Expanded Ratio 7yr rm - PP % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Price djustments 50% % % % % % 70% % Subordinate Financing nd Home/Investor Property Extension Fees Days Price DTI 43% 7 DTI % 15 DTI % CT, DE, FL, I, IL, IN, KS, KY, L, ME, NJ, NM, ND, OH, OK, P, SC, SD, VT, WI ll s Z,C,CO,DE,FL,G,IL,KS,M,MD,MI,NC,NH,NJ,OK, OR,P,RI,SC,TX,UT,V,W,WV Bayview Loan Servicing, LLC Virginia Drive, Suite 403. Fort Washington, P Lakeview Loan Servicing, LLC. NMLS # Bayview Loan Servicing, LLC. NMLS #2469, Equal Housing Lender

5 8/27/15 9:20 M 09:20 M lternative Income Calculation MXIMUM LL IN PRICE lternative Income 30yr Fixed - PPF303 lternative Income 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % lternative Income 5yr rm - PP503 lternative Income 7yr rm - PP % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Price djustments 50% % % % % % 70% % Subordinate Financing ll s 2nd Home/Investor Property Extension Fees CT, DE, FL, I, IL, IN, KS, KY, L, ME, NJ, NM, ND, OH, Days Price OK, P, SC, SD, VT, WI Z,C,CO,DE,FL,G,IL,KS,M,MD,MI,NC,NH,NJ,OK, OR,P,RI,SC,TX,UT,V,W,WV Bayview Loan Servicing, LLC Virginia Drive, Suite 403. Fort Washington, P Lakeview Loan Servicing, LLC. NMLS # Bayview Loan Servicing, LLC. NMLS #2469, Equal Housing Lender

6 8/27/15 9:20 M 09:20 M Investor Product NO Prepayment Penalty MXIMUM LL IN PRICE Investor 30yr Fixed - PPF304 Investor 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Investor 5yr rm - PP504 Investor 7yr rm - PP % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % N/ N/ N/ N/ N/ N/ N/ N/ N/ N/ N/ N/ N/ N/ Investor Price djustments Condo CT, DE, FL, I, IL, IN, KS, KY, L, ME, NJ, NM, ND, OH, OK, P, SC, SD, VT, WI K,L,CO,DE,I, ID,KS,L,MD,MI, MO,MS,MT,NC,ND,NE,NJ,OR,P,SC,SD,V,VT,W,WY Bayview Loan Servicing, LLC Virginia Drive, Suite 403. Fort Washington, P Lakeview Loan Servicing, LLC. NMLS # Bayview Loan Servicing, LLC. NMLS #2469, Equal Housing Lender