Bayview Loan Servicing Correspondent Division
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- Amberlynn Nicholson
- 5 years ago
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1 Bayview Portfolio Products Early Access MAXIMUM ALL IN PRICE Early Access 30yr Fixed - PPF300 Early Access 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % 50% % % % % % % 70% CLTV CLTV Subordinate Financing Condo nd Home/Investor Property N/A N/A N/A N/A N/A Early Access 5/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA500 Early Access / LTV Adjustments Early Access 7/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA700 Early Access Adjustments CT, DE, FL, IA, IL, IN, KS, KY, LA, ME, NJ, NM, ND, OH, OK, PA, SC, SD, VT, WI All CLTVs
2 Asset Inclusion 30yr Fixed - PPF301 Asset Inclusion MAXIMUM ALL IN PRICE % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Asset Inclusion 5/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Asset Inclusion / LTV Adjustments Asset Inclusion 15yr Fixed - PPF151 Asset Inclusion 7/1 ARM (1yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA701 Asset Inclusion Adjustments % 50% % % % % % % 70% CLTV CLTV Subordinate Financing Condo N/A 2nd Home/Investor Property DTI>50% (Prior to utilization of assets) CT, DE, FL, IA, IL, IN, KS, KY, LA, ME, NJ, NM, ND, OH, OK, PA, SC, SD, VT, WI All CLTVs
3 Expanded Ratio 30yr Fixed - PPF302 Expanded Ratio MAXIMUM ALL IN PRICE % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Expanded Ratio 5/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Expanded Ratio / LTV Adjustments Expanded Ratio 15yr Fixed - PPF152 Expanded Ratio 7/1 ARM (1yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA % 50% % % % % % % 70% CLTV CLTV Subordinate Financing N/A Condo N/A 2nd Home/Investor Property Expanded Ratio Adjustments All CLTVs DTI 43% DTI % DTI % CT, DE, FL, IA, IL, IN, KS, KY, LA, ME, NJ, NM, ND, OH, OK, PA, SC, SD, VT, WI
4 Alternative Income Calculation MAXIMUM ALL IN PRICE Alternative Income 30yr Fixed - PPF303 Alternative Income 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Alternative Income 5/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Alternative Income / LTV Adjustments Alternative Income 7/1 ARM (1yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA % 50% % % % % % % 70% CLTV CLTV Subordinate Financing All CLTVs N/A Condo N/A 2nd Home/Investor Property Alternative Income Adjustments CT, DE, FL, IA, IL, IN, KS, KY, LA, ME, NJ, NM, ND, OH, OK, PA, SC, SD, VT, WI
5 Investor Product NO Prepayment Penalty MAXIMUM ALL IN PRICE Investor 30yr Fixed - PPF304 Investor 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Investor 5/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Investor 7/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA504 Margin) - PPA % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % N/A N/A N/A / LTV Adjustments Investor Adjustments Condo CT, DE, FL, IA, IL, IN, KS, KY, LA, ME, NJ, NM, ND, OH, OK, PA, SC, SD, VT, WI
6 Investor Product Prepayment Penalty MAXIMUM ALL IN PRICE Investor 30yr Fixed - PPF305 Investor 15yr Fixed - PPF % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Investor 5/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Investor 7/1 ARM (1Yr LIBOR, 2/2/5 Caps 4.25% Margin) - PPA505 Margin) - PPA % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % N/A N/A N/A / LTV Adjustments Investor Adjustments Condo CT, DE, FL, IA, IL, IN, KS, KY, LA, ME, NJ, NM, ND, OH, OK, PA, SC, SD, VT, WI
7 30 Yr Fixed (Loan Amount > $150k and $453.1k) - PBF300 Conforming & High Balance First & Second Lien Investor PiggyBack Product 30 Yr Fixed (Loan Amount $85k) - PBF Yr Fixed (Loan Amount > $85k and $110k) PBF302 Rate 15BE 30BE 45BE 60BE Rate 15BE 30BE 45BE 60BE Rate 15BE 30BE 45BE 60BE 4.250% % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Yr Fixed (Loan Amount > $110k and $150k) - PBF Yr Fixed (Agency Jumbo) - PBF309 Rate 15BE 30BE 45BE 60BE Rate 15BE 30BE 45BE 60BE 4.250% % % % % % % % % % % % % % % % % % % % % % % % % % % % % % Yr Piggy Back Second Lien Prepayment Penalty Pricing and Mortgage Rate Adjustments 30 Yr Fixed Piggy Back Second- PBF930 30yr (PBF930) Piggy Back Second Mortgage Rate Adjustments Rate 30BE 45BE 60BE 90BE Occupancy Property Purchase Rate/Term Refinance Cashout Refinance 8.750% Type CLTV 90 CLTV 80 CLTV 85 CLTV 90 CLTV 80 CLTV 85 Investor Not Condo % % 0.625% 1.125% 0.750% 1.375% % % 0.625% 1.125% 0.750% 1.375% % % 0.750% 1.250% 0.750% 1.500% % 0.125% 1.375% 2.125% 1.125% 2.375% % 0.250% 1.500% 2.250% 1.500% 2.750% % 0.500% 1.750% 2.500% 1.750% 3.000% % 0.750% 2.000% 2.750% 2.000% 3.250% % 1.750% 3.000% 3.750% 3.000% 4.250% Condo % 0.750% 1.375% 1.875% 1.500% 2.125% % 0.750% 1.375% 1.875% 1.500% 2.125% % 0.750% 1.500% 2.000% 1.500% 2.250% % 0.875% 2.125% 2.875% 1.875% 3.125% % 1.000% 2.250% 3.000% 2.250% 3.500% % 1.250% 2.500% 3.250% 2.500% 3.750% N/A N/A N/A N/A N/A N/A
8 Conforming & High Balance First & Second Lien Prepayment Penalty Investor PiggyBack Product Conforming Adjustments / LTV Adjustments > 15YR Suspension Fee 60% % % % % % % /LOAN AMOUNT Adjustments Loan Amount /LOAN AMT 85k >85k-110k >110k-150k >150k Conv Fixed Only < k to <400k >=400k State Adjustments States < State Group Adj Group CA,CT,IL,IN,KS,MA,MI,MN,MO,NM,UT,VT,WI Cash Out / LTV Adjustments Group AL,AZ,DE,GA,ID,MD,ME,MT,NE,NH,OH,PA,RI,SC,VA,WA,WY 60% % % % >80% Group AK,AR,CO,DC,IA,KY,MS,NC,NJ,TN,WV N/A Group FL,LA,ND,OK,OR,SD,TX N/A N/A N/A N/A N/A Condo Adjustments >15YR Escrow Waiver N/A UNITS/LTV LTV >75% No Escrow < N/A All *Mortgages without an Indicator Score will be charged the below 620 Indicator Score / Loan-to-Value Fee. Investment Property Adjustments Secondary Financing Adjustments UNITS/LTV 75% % >80% All All LTV Ratios CLTV Ratios < % 80.01%-95.0% Conforming Jumbo Adjustments 65.01%-75.0% 80.01%-95.0% Product Purpose 75% LTV >75% to 80% >80% LTV 75.01%-95.0% 90.01%-95.0% /20/15 Fixed Purch & No C/O Refi %-90.0% 76.01%-90.0% CashOut Refi N/A 95.0% 95.01%- 97.0% *A secondary financing delivery fee will not be assessed on a Mortgage with a HELOC balance of zero at loan closing. LLC LLC > than 10 Properties Not GSE Eligible TBD > 10 Properties TBD Not GSE Eligible
Bayview Loan Servicing Correspondent Division
Bayview Portfolio Products Early Access MAXIMUM ALL IN PRICE 103.50 Early Access 30yr Fixed - PPF300 Early Access 15yr Fixed - PPF150 6.250% 97.625 97.582 97.539 5.500% 97.500 97.488 97.477 6.375% 98.063
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Friday, April 19, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 4/19/2019 Bond Market
% % >80% & 95%
Wholesale Division US Bank Home Mortgage Wholesale Pricing Effective: 2/13/18 98.500 98.5 HELP DESK 800-200-5881 Page: 1 of 5 CONVENTIONAL FIXED RATE LOANS 6 30 45 60 75 LOAN SIZE AND STATE ADJUSTMENT
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Wednesday, March 20, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 3/20/2019 Price
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Thursday, April 11, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 4/11/2019 Producer
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Monday, March 25, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 3/25/2019 Chicago Fed
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Tuesday, April 16, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 4/16/2019 Industrial
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Thursday, March 21, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 3/21/2019 Philly
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Tuesday, March 26, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 3/26/2019 Housing
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Tuesday, June 12, 2018 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 6/12/2018 May Consumer
Mortgage Services III, L.L.C.
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Home Office Ph. #: 888-664-9108 Oakbrook Office Ph. #: 630-396-3553 Pricing E-Fax #: 309-807-0717 Web Site: www.msiloans.biz Pricing E-Mail: msipricing@msiloans.biz (Bank & Credit Union Partners Only)
Mortgage Services III, L.L.C.
Home Office Ph. #: 888-664-9108 Oakbrook Office Ph. #: 630-396-3553 Pricing E-Fax #: 309-807-0717 Web Site: www.msiloans.biz Pricing E-Mail: msipricing@msiloans.biz (Bank & Credit Union Partners Only)
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Mortgage Services III, L.L.C.
Home Office Ph. #: 888-664-9108 Oakbrook Office Ph. #: 630-396-3553 Pricing E-Fax #: 309-807-0717 Web Site: www.msiloans.biz Pricing E-Mail: msipricing@msiloans.biz Bloomington Office Ph. #: 888-664-9108
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Purchase Special:.250 Price Improvement on 30day Locks*
Rev 3.1 RS ID: 7:21 AM Zone 2 AZ, CO, DC, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MO, NC, MN, MT, ND, NH, NJ, OH, OK, PA, SC, TN, TX, Extensions Fee Buyout Option 3-Day 0.063 14-Day 0.250 $50
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Crescent Mortgage Company 5901 Peachtree Dunwoody Road NE, Bldg C, Suite 250 Atlanta, GA 30328
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Rate Lock Hours: 7:30-4:00 PST Toll Free: (866) WHOLESALE RATESHEET Lock Desk: (866) FHA Loan Programs
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First Time Home Buyer not permitted
Just Missed Agency Full Doc Bank Statements Reserves 24 Months 12 Months 24 Months 12 Months Purchase & R/T Cash Out Purchase & R/T Cash Out Purchase & R/T Cash Out Purchase & R/T Cash Out 720+
theexpanded Prime Matrix
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Lakeview Loan Servicing Correspondent Division
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Lock desk is open from 9:30am to 4:30am (ET). Rates and prices are considered expired outside that window. PROMOTION 0.25% Yield credit on Conventional Fixed Products $200,000 or greater with credit score
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