17220 Newhope St. Suite 213 Rate Sheet Page #: 1 Fountain Valley, CA Main Phone Number: Lock Desk Number: Lock Desk
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1 1 Maximum Price for FHA After Price Adjustments: (3.500) FHA CONFORMING FIXED & ARM PROGRAMS FHA 30 Year Fixed FHA 15 Year Fixed FHA 5/1 T-Bill ARM PROGRAM F6030 PROGRAM F6015 PROGRAM F (0.018) (0.412) (0.787) (0.287) (1.531) (1.031) (1.956) (1.456) (2.575) (2.075) (0.168) (2.975) (2.475) (0.293) (0.043) T-Bill Index: 0.180% (2.975) (2.475) (4.418) (4.168) Caps 1/1/5 Margin FHA JUMBO FIXED & ARM PROGRAMS FHA Manufactured Housing FHA Jumbo 30 Year Fixed FHA 5/1 T-Bill Jumbo ARM FHA 30 Year Fixed PROGRAM F6030J PROGRAM F6005J PROGRAM F6030M (0.406) (0.156) Caps 1/1/5 Margin FHA Price Adjustments FICO >= 720 (Streamline Only) FICO Score FICO Score FICO Score & DTI <= 43% (Not Applicable to Express Programs) FICO Score & DTI <= 43% (Not Applicable to Express Programs) FHA Streamline Refinance HUD Repo with LTV > 96.50% Loan Amount $125,000 - $149,999 Loan Amount $100,000 - $124,999 Loan Amount < $100,000 (Exception Required) New Construction <= 12 Months Property Flip Waiver Short Pay-Off (FHA Refi Only) No Income/No Asset Streamline Refinance FHA Jumbo Refinance Express Program 2-4 Units Express Program Non-occupying co-borrower Express Program FICO Express Program FICO Express Program (Streamline Only) FICO Express Program (Streamline Only) FICO Express Program (Streamline Only)
2 2 Maximum Price for FHA After Price Adjustments: (3.500) FHA PORTFOLIO CONFORMING FIXED PROGRAMS FHA Portfolio 30 Year Fixed FHA Portfolio 15 Year Fixed FHA Portfolio 5/1 ARM PROGRAM F6030P PROGRAM F6015P PROGRAM F6005P (0.125) () #VALUE! #VALUE! () Caps 1/1/5 Margin FHA PORTFOLIO JUMBO FIXED PROGRAMS 30 Year FHA Portfolio Jumbo FHA Portfolio 15 Year Fixed FHA Portfolio 5/1 ARM PROGRAM F6030JP PROGRAM F6015JP PROGRAM F6005JP #VALUE! #VALUE! #VALUE! #VALUE! Caps 1/1/5 Margin FHA Price Adjustments FICO Score FICO Score FICO Score FICO Score No FICO Score Loan Amount $125,000 - $149,999 Loan Amount $100,000 - $124,999 Loan Amount < $100,000 (Exception Required) No Income/No Asset Streamline Refinance Investment Property Streamline Refinance Property Flip Waiver Short Pay-Off (FHA Refi Only) ** Back end ratio must be <= 45.00% 2.000
3 3 Maximum Price for Agency After Price Adjustments: (3.000) Agency 30 Year Fixed Agency 20 Year Fixed Agency 15 Year Fixed PROGRAM C1030 PROGRAM C1020 PROGRAM C (0.593) (0.343) (0.915) (0.665) Agency Price Adjustments FICO / LTV GRID Cash Out Refinance AGENCY FIXED PROGRAMS Secondary Financing Price Adjustments FICO < 720 FICO >= 720 Additional Agency Price Adjustments LTV / CLTV Ratios LTV <= 65%, CLTV % LTV %, CLTV % LTV %, CLTV % LTV %, CLTV % LTV %, CLTV % 2-4 Units Loan Amounts $100,000 - $149,999 Escrow Waiver Investment Property, LTV <= 75.00% Investment Property, LTV % Investment Property, LTV > 80% Condo, LTV > 75% (Applicable to Loan Terms > 15 Years New Construction <= 12 Months Property Flip
4 5 Maximum Price for High Balance After Price Adjustments: (3.000) HIGH BALANCE CONFORMING PROGRAMS High Balance 30 Year Fixed High Balance 5/1 LIBOR ARM High Balance 7/1 LIBOR ARM PROGRAM J3030 PROGRAM J3005 PROGRAM J LTV GRID Escrow Waiver 2-Unit Property New Construction <= 12 Months Condo Term > 15 Years Cash-Out Refinance LTV / CLTV > 75% (ARMS Only) FICO SCORE GRID FICO FICO FICO Caps 5/2/5 Margin Caps 5/2/5 Margin Agency Price Adjustments <= <=
5 4 Maximum Price for Agency After Price Adjustments: (3.000) AGENCY PORTFOLIO FIXED PROGRAMS Agency 30 Year Fixed Agency 20 Year Fixed Agency 15 Year Fixed PROGRAM B1030 PROGRAM B1020 PROGRAM B (0.296) (0.046) (0.289) (0.039) (0.651) (0.401) (0.827) (0.577) (0.202) (0.954) (0.704) (1.337) (1.087) (0.630) (0.380) (1.087) (0.837) (1.846) (1.596) (1.069) (0.819) (1.219) (0.969) Agency Portfolio Price Adjustments FICO / LTV GRID Cash Out Refinance Secondary Financing Price Adjustments LTV / CLTV Ratios FICO < 720 FICO >= 720 LTV <= 65%, CLTV % LTV %, CLTV % LTV %, CLTV % LTV %, CLTV % LTV %, CLTV % Additional Agency Portfolio Price Adjustments 2-4 Units Loan Amounts $100,000 - $149,999 Escrow Waiver Investment Property, LTV <= 75.00% Investment Property, LTV % Investment Property, LTV > 80% Condo, LTV > 75% (Applicable to Loan Terms > 15 Years New Construction <= 12 Months Property Flip
6 6 Maximum Price After Price Adjustments: (2.000) HARP 2.0 DU REFI PLUS and OPEN ACCESS FIXED PROGRAMS Conforming 30 Year Fixed Conforming 20 Year Fixed Conforming 15 Year Fixed PROGRAM C1030RP PROGRAM C1020RP PROGRAM C1015RP (0.046) (0.039) (0.401) (0.577) (0.077) (0.704) (0.204) (1.087) (0.587) (0.380) (0.837) (0.337) (1.596) (1.096) (0.819) (0.319) (0.969) (0.469) DU Refi Plus Price Adjustments FICO / LTV GRID <= () () () Additional Adjustments LTV >= % - 125% LTV >= % - 150% LTV >= % - 300% LTV >= % Loan Amount < $100,000 (Exception Required) Condo, LTV > 75% (Applicable to Loan Terms > 15 Years) Investment Property, LTV <= 75.00% Investment Property, LTV > 75.00% Units Escrow Waiver High Balance Loan Amounts Freddie Mac Open Access Secondary Financing Price Adjustments LTV / CLTV Ratios FICO < 720 FICO >= 720 LTV %, CLTV % LTV %, CLTV % LTV %, CLTV % Any LTV, CLTV > 95%
FNMA / FHLMC - Conforming
FNMA / FHLMC - Conforming 30 Yr -FFN3000/FFH3000/FFN3ACE/FFN 30FM 20 Yr - FFN2000 15 Yr - FFN1500/FFH1500 10 Yr - FFN1000 Rate 15 Day 30 Day 45 Day Rate 15 Day 30 Day 45 Day Rate 15 Day 30 Day 45 Day Rate
Wholesale Rate Sheet
a new lock may be requested at the current market price without incurring the relock fee. 5 Days 0.150% Conventional Fixed Products 30 Year Fixed 20 Year Fixed Rate 30 Day Price 45 Day Price 60 Day Price
HLA Rate Sheet FOR INTERNAL USE ONLY. 95% LTV. Extensions 5 Days 0.150% 10 Days 0.200% 15 Days 0.250% 20 Days 0.300% 25 Days 0.350% 30 Days 0.
Lock desk is open from 9:30am to 4:30am (ET). Rates and prices are considered expired outside that window. PROMOTION 0.25% Yield credit on Conventional Fixed Products $200,000 or greater with credit score
AGENCY CONFORMING & HIGH BALANCE (Fannie Mae DU) BORROWER PAID
AGENCY CONFORMING & HIGH BALANCE (Fannie Mae DU) BORROWER PAID 30 & 25 Year Fixed Agency DU (DU30, DU25) 20 Year Fixed Agency DU (DU20) 15 & 10 Year Fixed Agency DU (DU15, DU10) 4.750 107.140 107.029 106.957
Silvergate Funding, Inc ( SFI ) IN FOCUS BULLETIN October 10, Price Bulletin Jumbo and Conforming Product sheets will change format.
Silvergate Funding, Inc ( SFI ) IN FOCUS BULLETIN 2013-03 October 10, 2013 Columbus Day Holiday SFI will be closed for business on Monday, October 14, 2013 for the Columbus Day Holiday. We will be back
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Programs, Rates, and Pricing also available at westernbancorp.com 1 Yr Libor 2.800 Jumbo Products JUMBO 2 - Corr & Broker 30 Year Fixed 20230 15 Year Fixed 20215 Rate 30 day 45 day 60 day Rate 30 day 45
JUMBO 2 - Corr & Broker
Programs, Rates, and Pricing also available at westernbancorp.com 1 Yr Libor 2.770 Jumbo Products JUMBO 2 - Corr & Broker 30 Year Fixed 20230 15 Year Fixed 20215 Rate 30 day 45 day 60 day Rate 30 day 45
JUMBO 2 - Corr & Broker
Jumbo Products JUMBO 2 - Corr & Broker 30 Year Fixed 20230 15 Year Fixed 20215 Rate 30 day 45 day 60 day Rate 30 day 45 day 60 day 4.000 6.384 6.509 6.634 3.500 4.016 4.141 4.266 4.125 4.999 5.124 5.249
JUMBO 2 - Corr & Broker
Programs, Rates, and Pricing also available at westernbancorp.com 1 Yr Libor 2.810 Jumbo Products JUMBO 2 - Corr & Broker 30 Year Fixed 20230 15 Year Fixed 20215 Rate 30 day 45 day 60 day Rate 30 day 45
JUMBO 2 - Corr & Broker
Jumbo Products JUMBO 2 - Corr & Broker 30 Year Fixed 20230 15 Year Fixed 20215 Rate 30 day 45 day 60 day Rate 30 day 45 day 60 day 4.000 4.471 4.596 4.721 3.500 2.840 2.965 3.090 4.125 3.200 3.325 3.450
JUMBO 2 - Corr & Broker
Jumbo Products JUMBO 2 - Corr & Broker 30 Year Fixed 20230 15 Year Fixed 20215 Rate 30 day 45 day 60 day Rate 30 day 45 day 60 day 4.000 3.529 3.654 3.779 3.500 2.713 2.838 2.963 4.125 2.366 2.491 2.616
HLA Rate Sheet FOR INTERNAL USE ONLY. Conventional Fixed Products. 15 Year Fixed 10 Year Fixed 15 Year Fixed Seconds
Lock desk is open from 9:30am to 4:30am (ET). Rates and prices are considered expired outside that window. PROMOTION 0.25% Yield credit on Conventional Loans $200,000 or greater with credit score of 720+
WHOLESALE BORROWER PAID COMPENSATION RATE SHEET. Liberty Savings Bank Contact Information
Rate Sheet Date: Rate Sheet Price Code: *Effective at 11:00 am EST 09/14/2018 3319 WHOLESALE BORROWER PAID COMPENSATION RATE SHEET FOR LENDER PAID, BROKER MUST DEDUCT COMPENSATION Liberty Savings Bank
Purchase Special:.250 Price Improvement on 30day Locks*
Rev 3.1 RS ID: 7:21 AM Zone 2 AZ, CO, DC, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MO, NC, MN, MT, ND, NH, NJ, OH, OK, PA, SC, TN, TX, Extensions Fee Buyout Option 3-Day 0.063 14-Day 0.250 $50
Bayview Loan Servicing Correspondent Division
Bayview Portfolio Products Early Access MAXIMUM ALL IN PRICE 103.50 Early Access 30yr Fixed - PPF300 Early Access 15yr Fixed - PPF150 6.625% 97.625 97.559 97.494 5.750% 97.500 97.471 97.442 6.750% 98.063
Bayview Loan Servicing Correspondent Division
Bayview Portfolio Products Early Access MAXIMUM ALL IN PRICE 103.50 Early Access 30yr Fixed - PPF300 Early Access 15yr Fixed - PPF150 6.250% 97.625 97.582 97.539 5.500% 97.500 97.488 97.477 6.375% 98.063
Chapter 9 Product Matrix
Table of Contents Chapter 9 Product Matrix... 1 CONVENTIONAL CONFORMING LOANS... 2 Secondary Market ARM (Adjustable Rate Mortgage) Loans... 4 HARP (Fannie DU Refi Plus and Freddie Open Access)... 5 FHA/VA
WHOLESALE BORROWER PAID COMPENSATION RATE SHEET. Liberty Savings Bank Contact Information
Rate Sheet Date: Rate Sheet Price Code: 3/8/2019 3453 *Effective at 11:00 am EST WHOLESALE BORROWER PAID COMPENSATION RATE SHEET FOR LENDER PAID, BROKER MUST DEDUCT COMPENSATION Liberty Savings Bank Contact
Conventional Fixed Rate Products
1 March 1, 2018 11:54 AM Turn Times Appraisal Turn Times Fees Index Values Expiration Dates New Submissions 1 day Portland Metro 1.5-2 Weeks UW Fee $995 PRIME 4.500% 15 Day 03/15/18 Re-Submissions 1 day
Conventional Fixed Rate Products
1 March 6, 2018 8:16 AM Turn Times Appraisal Turn Times Fees Index Values Expiration Dates New Submissions 1 day Portland Metro 1.5-2 Weeks UW Fee $995 PRIME 4.500% 15 Day 03/20/18 Re-Submissions 1 day
Conventional Fixed Rate Products
1 April 3, 2018 8:17 AM Turn Times Appraisal Turn Times Fees Index Values Expiration Dates New Submissions 1 day Portland Metro 1.5-2 Weeks UW Fee $995 PRIME 4.750% 15 Day 04/17/18 Re-Submissions 1 day
LOCK SUBMISSION DEADLINE
9815 S 240 W (Monroe Street), Ste 203, Sandy, UT 84070 Office Phone: (801) 262-6033 or 1-888-891-5440 IMPORTANT ANNOUNCEMENTS All 30 & 45 day locks must submit loan files within 7 days of lock date to
DAILY RATE SHEET. HAZARD/ FLOOD INS. MORTGAGEE CLAUSE Cherry Creek Mortgage Co, Inc., ISAOA 7600 E Orchard Road, #250-N Greenwood Village, CO 80111
Effective Date & Time 12/26/2017 9:34 DAILY RATE SHEET Affordability programs offer great flexibility for your borrowers! FNMA HOME READY: Boarder and ADU income available! FHLMC HOME POSSIBLE: -0- cost
CONV CONFORMING ARMS Purchase Incentive
Page 1 30/25 YR FRM CONF CF30 / CF25 Conventional Conforming Fixed Rate Mortgages 15 YR FRM CONF 20 YR FRM CONF 10 YR FRM CONF CF15 CF20 CF10 Rate 15 DAY 30 DAY 45 DAY Rate 15 DAY 30 DAY 45 DAY Rate 15
PORTFOLIO ARM BORROWER PAID RATE SHEET For Lender Paid Comp Plan see below
PORTFOLIO ARM BORROWER PAID RATE SHEET For Lender Paid Comp Plan see below 5/1 LIBOR (Portfolio 6/2/6) ARM (JP51, JP51IO) 7/1 LIBOR (Portfolio 6/2/6) ARM (JP71) 10/1 LIBOR (Portfolio 6/2/6) ARM (JP101)
Mortgage Services III, L.L.C.
Home Office Ph. #: 888-664-9108 Oakbrook Office Ph. #: 630-396-3553 Pricing E-Fax #: 309-807-0717 Web Site: www.msiloans.biz Pricing E-Mail: msipricing@msiloans.biz (Bank & Credit Union Partners Only)
Mortgage Services III, L.L.C.
Home Office Ph. #: 888-664-9108 Oakbrook Office Ph. #: 630-396-3553 Pricing E-Fax #: 309-807-0717 Web Site: www.msiloans.biz Pricing E-Mail: msipricing@msiloans.biz (Bank & Credit Union Partners Only)
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SIERRA PACIFIC MORTGAGE Retail
www.spmloans.com Page 1 of 5 SPM will not fund a loan that is within the Federal Section 32 or any other State/County/City High Cost Calculation. All rates and programs are subject to change without notice.
Mortgage Services III, L.L.C.
(Bank & Credit Union Partners Only) Market conditions are generally: (compared to previous price sheet) Slightly Worse! December 8, 2017 Rate Sheet Updated as of: CONFORMING -- FIXED RATE PROGRAMS #300000-30
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Mortgage Services III, L.L.C.
Home Office Ph. #: 888-664-9108 Oakbrook Office Ph. #: 630-396-3553 Pricing E-Fax #: 309-807-0717 Web Site: www.msiloans.biz Pricing E-Mail: msipricing@msiloans.biz Bloomington Office Ph. #: 888-664-9108
GN FHA Fixed, Streamline & High Balance Option
LOAN PROGRAM DESCRIPTION:... 2 LOCK-IN/REGISTRATION:... 2 MINIMUM MORTGAGE:... 2 MAXIMUM MORTGAGE:... 2 MAXIMUM LTV/CLTV:... 2 ADDITIONAL CONSIDERATIONS:... 2 AGE OF DOCUMENTS:... 2 APPLICATION REQUIREMENTS:...
Lock Desk Hours Monday through Friday 8:30 AM to 5:00 PM P.S.T
Ratesheet Code: RS-WS 19000 MacArthur Boulevard, 2nd Floor Lock Desk Hours Monday through Friday 8:30 AM to 5:00 PM P.S.T LoanStream Mortgage Wholesale Rate Sheet Effective Date: 2/2/2018 8:28 Table of
Lock Desk Hours Monday through Friday 8:30 AM to 5:00 PM P.S.T
Ratesheet Code: RS-WS 19000 MacArthur Boulevard, 2nd Floor Lock Desk Hours Monday through Friday 8:30 AM to 5:00 PM P.S.T LoanStream Mortgage Wholesale Rate Sheet Effective Date: 2/28/2018 8:10 Table of
% % >80% & 95%
Wholesale Division US Bank Home Mortgage Wholesale Pricing Effective: 2/13/18 98.500 98.5 HELP DESK 800-200-5881 Page: 1 of 5 CONVENTIONAL FIXED RATE LOANS 6 30 45 60 75 LOAN SIZE AND STATE ADJUSTMENT
Michigan Mutual Inc. > Home
Page 1 of 14 HOME CLIENT SIGN UP RATES/GUIDELINES RESOURCES CONTACT US CAREERS Online Mortgage Payments Click here. Sign Up For Email Rates & Announcements Email Address SIGNUP> Underwriting Turn Times
MINIMUM MORTGAGE: None
LOAN PROGRAM DESCRIPTION:... 2 LOCK-IN/REGISTRATION:... 2 MINIMUM MORTGAGE:... 2 MAXIMUM MORTGAGE:... 2 MAXIMUM LTV/CLTV:... 2 ADDITIONAL CONSIDERATIONS:... 3 AGE OF DOCUMENTS:... 3 APPLICATION REQUIREMENTS:...
Dream Big Jumbo Is Now Available The Smart Series is live! Check page 2 for more info. Check out our enhaned conventional LPMI pricing.
Effective Fri 02/23/2018 10:20 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up
Dream Big Jumbo Is Now Available
Effective Tue 04/10/2018 9:54 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up
PORTFOLIO ARM - BORROWER PAID
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PORTFOLIO ARM - BORROWER PAID
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Conventional and Government Program Overlays
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LoanStream Select Program
19000 MacArthur Boulevard, 2nd Floor Ratesheet Co RS-WS Effective Date: 4/2/2019 #1 Wholesale Rate Sheet Table of Contents Contact list Tab Product LSM Select: All FNMA/FHLCM Corporate Headquarters: Phone:
<logo> Offered through 21 st Century Home Loans WHOLESALE DIVISION
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A Streamline transactions is the refinance of an FHA to FHA loan. 1-unit owner occupied and 1-unit investment properties are eligible
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FHA LOAN ADJUSTMENTS
FHA Programs 19000 MacArthur Blvd., Ste 200 Date: Rate Sheet ID: Borrower Paid FHA 30 Year Fixed FHA 15 Year Fixed FHA 30 Year Fixed (HB) 3.125 2.356 2.415 2.665 2.625 2.305 2.344 2.594 3.625 (0.737) (0.627)
Conventional and Government Program Overlays
Financed Properties OVERLAYS All Programs Limited to maximum 2 loans to one borrower, one must be primary residence Minimum Loan Amount $60,000 Allowed for active duty military personnel, military contractors,
Pennsylvania Wholesale Rate Sheet
Effective Fri 03/15/2019 9:36 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up
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Effective Fri 01/25/2019 9:44 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up
Wholesale Rate Sheet
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Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Friday, April 19, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 4/19/2019 Bond Market
Guidelines Correspondent. Loan Program: 5/1 LIBOR ARM 2/2/5 85 LTV No PMI Dollar Bank (1585) LTV Limits:
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Program Summary Loan Term & Program Category A 30 year conforming conventional LIBOR ARM that is fixed for the initial 3, 5, or 7 years then rolls into a one year ARM for the remainder of the loan term.
Texas Wholesale Rate Sheet
Effective Fri 04/12/2019 3:43 PM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up
Southwest Wholesale Rate Sheet
Effective Tue 01/22/2019 9:43 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
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GN FHA Fixed, Streamline & High Balance Option
LOAN PROGRAM DESCRIPTION:... 2 LOCK-IN/REGISTRATION:... 2 MINIMUM MORTGAGE:... 2 MAXIMUM MORTGAGE:... 2 MAXIMUM LTV/CLTV:... 2 ADDITIONAL CONSIDERATIONS:... 2 AGE OF DOCUMENTS:... 2 APPLICATION REQUIREMENTS:...
New England Wholesale Rate Sheet
Effective Fri 03/15/2019 9:36 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up
solid, established, reliable - since 1959 All appraisals must be ordered through Nationwide Property & Appraisal Services
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Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Thursday, April 11, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 4/11/2019 Producer
FNMA Home Affordable Refinance Program (HARP) Transaction Type Number of Units Fixed Rate Max LTV/CLTV
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Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Monday, March 25, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 3/25/2019 Chicago Fed
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Tuesday, April 16, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 4/16/2019 Industrial
GOVERNMENT LOANS 30 YR FIXED RATE 30 YEAR 3/1 2.0/2.25 MARGIN 30 YEAR FIXED RATE FHA CONFORMING JUMBO 203 (K) 30 YEAR FIXED
GOVERNMENT LOANS PAGE 1 OF 8 30 YEAR FIXED 30 YR FIXED RATE 30 YEAR 3/1 2.0/2.25 MARGIN 30 YEAR FIXED RATE FHA CONFORMING JUMBO FHA/VA ARMS 1001 FHA 2001 VA 1004 FHA Buydown 3001 RHS 1020 203K Streamline
Issue Date 2/18/09 Effective Date Immediately WPA
Wholesale Partner Announcement At Your Interest Is Our Priority! Issue Date 2/18/09 Effective Date Immediately WPA 2009-008 Multiple Changes and Clarifications Purpose This communication announces the
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Thursday, March 21, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 3/21/2019 Philly
New York Wholesale Rate Sheet
Effective Fri 01/25/2019 9:44 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Tuesday, March 26, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 3/26/2019 Housing
Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328
(800) 851-0263 www.crescentmortgage.com Tuesday, June 12, 2018 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 6/12/2018 May Consumer
Lakeview Loan Servicing Correspondent Division
85-LKEVIEW (855-253-8439) Best Efforts Ratesheet Date: Conforming and High Balance Fixed Pricing 30 Yr Fixed (Loan mount > $150k and conforming 15 Yr Fixed (Loan mount > $150k and conforming limit) - limit)
National Wholesale Rate Sheet
Effective Fri 03/15/2019 9:36 AM EST AL, AR, DC, DE, IA, IN, KS, KY, LA, MI, MN, MO, MS, NC, ND, NE, OH, OK, SC, SD, TN, WI, WV Check out our Smart Series Pricing Specials! SmartEdge, SmartEdge+, and SmartCondo
Lakeview Loan Servicing Correspondent Division
85-LKEVIEW (855-253-8439) Best Efforts Ratesheet Date: 09:04 M Conforming and High Balance Fixed Pricing 30 Yr Fixed (Loan mount > $150k and $453.1k) - CBF300 15 Yr Fixed (Loan mount > $150k and $453.1k)
Simple Refinance is only permissible for owner-occupied Principal or HUD-approved Secondary Residences.
FHA SIMPLE REFINANCE Simple refinance refers to a no cash-out refinance of an existing FHA mortgage in which all proceeds are used to pay the existing FHA insured mortgage lien on the Subject Property
Fixed Rate = Note Rate 5/1 ARM = start rate plus 2% 7/1 and 10/1 ARM = The greater of the start rate or the fully indexed rate Debt Ratio
Product Description (LP) Conventional Conforming Fixed and ARM High Balance (LP) Program Numbers 30 = 15 yr fixed 31 = 30 yr fixed ARMs are not available for all Series Numbers 32 = 5/1 ARM 33 = 7/1 ARM
Correspondent Guidelines. Loan Program: 7/1 LIBOR ARM 5/2/5 Dollar Bank (1700) LTV Limits:
Loan Program: 7/1 LIBOR ARM 5/2/5 Dollar Bank (1700) LTV Limits: Occupancy Primary Residence Investment & Non-Owner PURCHASE AND LIMITED CASH-OUT REFINANCE MORTGAGES Property Type 1 Unit Max LTV Max TLTV
FHA Cash Out Occupancy Requirement and 2009 Temporary Loan Limits; Appraisal Reminder
Wholesale Partner Announcement At MSI Your Interest Is Our Priority! Issue Date 3/05/09 Effective Date Varies WPA 2009-010 FHA Cash Out Occupancy Requirement and 2009 Temporary Loan Limits; Appraisal Reminder
Correspondent Lending FHA Fixed Rate
Agency Correspondent Lending FHA Fixed Rate Correspondent Lending FHA Fixed Rate Maximum Loan Amount County Minimum Loan Amount $50,000 10, 15, 20, 25 & 30 YR Fixed Rates & 5/1 CMT ARM DU Approve, LP Accept
FNMA HomeReady & Loan Programs 97%
HomeReady FNMA Standard 97% Description Program DU Eligibility Huron Valley Financial product offering for Fannie Mae 97% is three products offered: 97% Fannie Mae Home Ready Fannie Mae Standard 97% Fannie
4/18/ Day lock expiration:
Page 1 of 9 Phone: 714-689-9757 Fax: 866-326-5236 Toll Free: 866-264-6700 Branch Contact Information www.sierrapacificmortgage.com/wholesale Regional Manager: Angela Sykes Operations Manager: Liz Saucedo
Silvergate Funding, Inc ( SFI ) IN FOCUS BULLETIN April 17, 2014
Silvergate Funding, Inc ( SFI ) IN FOCUS BULLETIN 2014-05 April 17, 2014 Week of April 14 Hours of Operation The financial markets close early on Thursday and are closed on Friday April 18. SFI Secondary
FHA Product Overview. Product and Underwriting Guidelines. U.S. Bank Home Mortgage Wholesale Division CAT CR U.S.
FHA Product Overview Product and Underwriting Guidelines U.S. Bank Home Mortgage Wholesale Division CAT-12896356 CR-12896418 Not for consumer distribution. This document is not a Consumer Credit Advertisement
Guidelines Correspondent. Loan Program: 5/1 LIBOR ARM 2/2/5 85 LTV No PMI Dollar Bank (1585) LTV Limits:
Loan Program: 5/1 LIBOR ARM 2/2/5 85 LTV No PMI Dollar Bank (1585) LTV Limits: Occupancy Primary Residence Second Home Investment & Non- Owner Property Type Condominiums are ineligible for this product.
The Browse Price Export File Format will conform to the following layout:
Browse s Export File Specification In the Pricing & Execution Whole Loan (PE Whole Loan) application, you can export the price results from your Browse s sessions for up to 20 products, four commitment
HIGH BALANCE CONFORMING (DU) See last page for 7-10 Financed Properties OK on DU 100, 300, 500, & 800 Series
HIGH BALANCE CONFORMING (DU) See last page for 7-10 Financed Properties OK on DU 100, 300, 500, & 800 Series 100 Series does not allow s Product Description Conventional Conforming Fixed and High Balance
FNMA Jumbo Conforming Fixed & ARM (HIGH BALANCE LOANS) T300J 30 Year Fixed & T301J 15 Year Fixed A341J 5/1 ARM & A342J 7/1 ARM 30 Year Adjustable
High Balance loan limits (including 2013) are posted on E Fannie Mae website. Link: https://www.efanniemae.com/sf/refmaterials/loanlimits/xls/loanlimref.xls The following link can also be used for specific
MARCH Credit Overlays
MARCH 2014 Credit Overlays Quality is the foundation of our business and includes quality of production, quality of delivery, quality of performance, and quality of the customer experience. United Fidelity
PRODUCT GUIDELINES USBHM CONVENTIONAL NON-CONFORMING FIXED 30 YEAR YEAR YEAR 3777 Core Portfolio Revised 01/02/18
Several states and local municipalities have enacted legislation that define High Cost loans based on APR and fee thresholds which may or may not relate to the HOEPA thresholds. These types of loans typically
ULTRA JUMBO (UJ series) FULL DOC PROGRAM
ULTRA JUMBO (UJ series) FULL DOC PROGRAM Purchase and Rate/Term Refinance Owner Occupied Investment Property FICO Loan Amt SFR, Condos, PUDs Second Home 2-4 Family SFR, Condo, PUDs & 2-4 Family LTV CLTV
CONVENTIONAL UNDERWRITING
OCC Second Home Investment PURCHASE Refinance R/T Refinance C/O Up to $417k High Balance Up to $417k High Balance Up to $417k High Balance Fixed/Arm Fixed/Arm Fixed/Arm Fixed/Arm Fixed/Arm Fixed/Arm SFR
Guideline Summary for Housing Finance Agencies
Guideline Summary for Housing Finance Agencies underwriters include: Corporation Genworth Residential Mortgage Insurance Corporation of North Carolina Genworth Residential Mortgage Assurance Corporation
Max LTV/CLTV FICO 1 Unit 95/95% /90% 620 Purchase 85/85% 620 Refi 75/75% 2 Units Purchase & Refi- 85/85% 620 N/A N/A 75/75% 620
Revision: October 25, 2016 (Product Information Center, 949-390-2670, www.jmaclending.com) Fixed Rate (Purchase & Rate/Term Refinances) Fannie Mae DU Products: CF30, CF20, CF15, CF10 Occupancy Owner Occupied
Purchase: Conventional, FHA, USDA, VA. Refinance: Conventional, FHA, USDA, VA. Emerging Banker
http://www.uhwholesale.com File Type Purchase: Conventional, FHA, USDA, VA Refinance: Conventional, FHA, USDA, VA Closing Doc Turn Times Initial CD will be issued when all Prior to Approval conditions
Correspondent Overlay Matrix
Correspondent Overlay Matrix The Overlay Matrix is a summary of Pacific Union Financial, LLC (Pacific Union) guideline overlays. This document should be used in conjunction with Pacific Union published