DISTANCE. InvesTexNews GO THE JUMBO RATES AS HIGH AS. $5,000 you get the Jumbo CD Rate for 36, 48 or 60 month CDs! BE A $5K WINNER

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1 InvesTexNews SUMMER 2017 GO THE DISTANCE BE A $5K WINNER with an INVESTEX CREDIT UNION CERTIFICATE OF DEPOSIT (CD)! If you invest a minimum of $5,000 you get the Jumbo CD Rate for 36, 48 or 60 month CDs! JUMBO RATES AS HIGH AS MONTH CD MONTH CD MONTH CD 2.25% 2.50% 2.75% APY* APY* APY* *APY means Annual Percentage Yield. APY assumes dividends remain in the account until maturity. Withdrawals reduce earnings. Additional terms and conditions may apply. All deposits are federally insured to at least $250,000 by NCUA. Penalties apply on early withdrawals. Dividends/interest is earned on the average daily balance and paid monthly. Dividends/interest rate and APY are subject to change daily without notice. Minimum $5,000 deposit to receive promotional rates listed above. Offer beginning July 1, 2017.

2 Everyone s a WINNER with Great Rates at InvesTex Credit Union! Refinance your Auto Loan from another Financial Institution with InvesTex Credit Union today! Everyone Qualifies for No Payments for 90 Days! Cut Your Rate in Half* Same Rates for New and Used Skip-A-Payment Opportunities AUTO LOANS AS LOW AS 2.29% APR** 36 MONTH TERM SPECIAL PROMOTION SIGNATURE LOAN RATE AS LOW AS 6.49% WITH FUNDED AUTO LOAN 2.79% APR** 48 MONTH TERM APR** 48 MONTH TERM *Cut your loan rate by as much as half with a maximum rate reduction of 5%, unless our calculated rate is lower. The interest rate cannot go below the as low as rate per stated term. **APR means Annual Percentage Rate. Rates and terms are subject to change without notice. Lone Star Rewards Discounts included. Risk Based Pricing Notice: The Annual Percentage Rates (APR) are quoted as low as depending upon the applicant s individual credit history. Rates quoted are based on approved credit. Your APR may be higher based on your credit information obtained from consumer credit reporting agencies InvesTex Credit Union uses. Other terms and restrictions apply and are subject to approval. Board of Director Retires This summer one of our long-time Board Members retired. We are forever grateful for his service and wish him all the best. Elliott Lansford retired from the Board in June after dedicating over 21 years to InvesTex. Mr. Lansford s strong belief in the credit union philosophy of people helping people has been evident throughout his tenure. In honor of his commitment to InvesTex Credit Union, a donation has been made to the Aldine Education Foundation in Mr. Lansford's name. Thank you for all that you have done to make InvesTex such a great credit union over the years! We thank you for your hard work and service over the many years.

3 2017 InvesTex Credit Union Scholarship Recipients JAVIONTE CLEVELAND Javionte has been awarded the Ellis and Clydene Kuehn Scholarship. He graduated from MacArthur High School/Aldine ISD and plans to attend University of Mary Hardin Baylor and major in Exercise Physiology. LOGAN BRABSON Logan graduated from Atascocita High School/Humble ISD and plans to attend Texas A&M University and major in Chemical Engineering. HAUSSON MITCHELL Hausson graduated from Barbara Jordan High School/Houston ISD and plans to attend Prairie View A&M University and major in Civil Engineering. COURTNEY RIEL Courtney graduated from Wunsche High School/Spring ISD and plans to attend Lone Star College then on to Sam Houston State University and major in Business. Pictured left to right: Javionte Cleveland, Logan Brabson, Hausson Mitchell, Courtney Riel, Michelle Smith, and Ariah Watson MICHELLE SMITH Michelle graduated from Texas Virtual Academy and plans to attend University of North Texas and major in Fashion Design and Dance. ARIAH WATSON Ariah graduated from Summer Creek High School/Humble ISD and plans to attend University of Texas in Austin and major in Communications/ Speech Pathologist. Jason Stepanik Introducing New Financial Advisor We are pleased to welcome Jason Stepanik, CIMA as our exclusive financial advisor. Jason brings more than 20 years of industry experience and will be serving members at all InvesTex locations. "As the financial advisor for members, my mission is to help members create and monitor personalized financial plans that are designed to address their specific needs, goals and wants. I do this through a thoughtful and disciplined approach to investment and risk management. I work with each member as if they were my own family. My goal is to create lasting relationships built on exceptional client service," said Jason Stepanik. Whether you want to revisit your investment plan, address life-changing events, or review your portfolio options, Jason will work with you to ensure your strategy and financial goals are aligned. Securities offered through SWBC Investment Services, LLC, a registered broker/dealer. Member FINRA & SIPC. Advisory services offered through SWBC Investment Company, a Registered Investment Advisor. SWBC Investment Services, LLC & SWBC Investment Company are not affiliated with this institution. *NO CREDIT UNION GUARANTEE *NOT NCUSIF INSURED *MAY LOSE VALUE COMMUNITY CORNER APRIL - MAY - JUNE 2017 Donated gift cards for teacher and student incentives to Lewis Middle School/Aldine ISD Donated gift cards for teacher incentives and bikes/helmets for student incentives to Vines EC Pre-K Center/Aldine ISD Donated gift cards for teacher and student incentives to Gratham Middle School/Aldine ISD Sponsored breakfast for Summer Creek High School students/humble ISD Sponsored the Humble High School Alumni Association Golf Tournament/ Humble ISD Sponsored the Park Lakes Elementary 5th Grade Manners Banquet/ Humble ISD Donated gift cards to Humble High School Orchestra Booster Club/ Humble ISD Sponsored the Klein ISD Education Foundation Academic Banquet Donation made to the Klein ISD Police Department for their Leadership Academy Donation made to Krimmel Intermediate for Destination Imagination Team/Klein ISD Donated gift cards to Klein ISD 2nd Chance Program Celebration Sponsored the Klein ISD Diversity Calendar Sponsored Ice Cream Social for students at Nitsch Elementary/Klein ISD Participated in the Klein Collins High School College & Career Extravaganza/Klein ISD Donation made to the Spring ISD Superintendent Stampede for the Livestock Show Sponsored the Spring ISD CTE Scholarship Luncheon Sponsored the Spring ISD Employee Recognition Banquet Donation made to the Tomball Scholarship Foundation/Tomball ISD Donated gift cards for teacher incentives to Tomball Memorial High School/Tomball ISD Donated gift cards to Leadership North Houston/Lone Star College System Participated in the Houston Chapter of Credit Unions Bowling Tournament Participated in the MD Anderson SCOPE Run for Cancer Held Annual Shred Day for members of InvesTex Credit Union

4 Employee Service Announcements Tax Free Weekend Back-to-school shopping is here. Be sure to take advantage of the tax free weekend. In August, Texas shoppers get a break from state and local sales taxes on August 11th 13th this year - the state s annual tax holiday. As in previous years, the law exempts most clothing, footwear, school supplies and backpacks priced under $100 from sales tax, which could save shoppers about $8 on every $100 they spend. Lay-away plans can be used again this year to take advantage of the sales tax holiday. You can find further details online at window.state.tx.us. Let InvesTex Credit Union help you save even more. Apply now for a low-rate signature loan. Use your FREE InvesTex Debit Card at retailers that display the Visa logo and collect points on signature transactions while you shop (earn 1 point for every $4 spent). Apply for one of our low-rate credit cards such as the InvesTex Platinum, to help you with back-to-school expenses. Happy shopping! Congratulations to Vanna Palmer! April 23rd marked 5 years of service and commitment with InvesTex Credit Union. Vanna has worked as a MSR since beginning her career with InvesTex, serving members in the Tomball community. Vanna says she enjoys shopping and reading. She spends her spare time with her children, but says she also enjoys going home to Rhode Island to visit her family and friends. Thank you, Vanna, for your dedication and commitment to serving the members of InvesTex. We are proud you are on our TEAM! THIS SUMMER, THE OPEN ROAD COMES STANDARD RECEIVE A $250 GIFT CARD. 1 Upon purchase from Enterprise Car Sales and Financed with InvesTex Credit Union. July 1 September 30, 2017 Call (866) , or visit to get pre-approved today. Call for the nearest Enterprise Car Sales location or preview our great selection of quality used vehicles at Since 1952 Visit us at Enterprise Car Sales Houston Northwest Fwy Houston Gulf Fwy $250 gift card will be issued 30 business days upon purchase of vehicle. Offer valid only on Enterprise vehicles purchased 7/1/17 9/30/17 and financed through Investex Credit Union. Offer void when 7-Day Repurchase Agreement is activated. No cash advances. Cannot be combined with any other offers. Not valid on previous purchases. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. Photo for illustration purposes only. The e logo, Enterprise and Haggle-free buying. Worry-free ownership. are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners Enterprise Car Sales. H x5.5 Ad 3/17 KD Congratulations to Chris Mosley! May 10th marked 5 years of continuous service and 9+ years of total service with InvesTex Credit Union. Chris originally joined the InvesTex team as a teller but has been working as a MSR at our Atascocita branch for the past 5 years. Chris enjoys spending time with his wife and two kids and likes watching movies and sports when he has free time. Thank you Chris for your commitment and dedication to the credit union!

5 Get a Home Equity Loan or Mortgage Loan through ITCU Making the Equity in Your Home Work for You Use the equity in your home to do almost anything you please, pay-off those high interest rate credit cards, make home improvements, take a family vacation, pay for college, or whatever you desire. Rates are low and in most cases, you won t pay any closing costs! It s a Great Time to Buy a Home! Make your new dream home a reality with a mortgage loan from InvesTex Credit Union. We have partnered with CU Members Mortgage to offer you a variety of mortgage products with great rates. Whether you are a first-time buyer or wish to refinance your current mortgage, InvesTex can help you meet your needs. For more information, call or visit InvesTexCU.org SECURITY CORNER Running a scam or fraud is another time-tested method of Identity Theft. These individuals may contact you by phone, mail, or even , trying to trick you into giving out your personal information. Avoid scams by following these tips: Stay aware of any current scams you ve seen on the news. Go to and click Scam Alerts for details on the latest scams. Before giving out personal information to anyone, know whom you re dealing with. Never reply to messages asking for personal information. Never send money or account information in reply to notices that you won a prize or lottery. Don t fall for pressure tactics. Never react quickly or impulsively to offers or requests. Sign up for InvesTex CardValet to help against fraud. Contact Information Aldine Branch 905 Aldine Bender Houston, TX Cypresswood Branch 230 Cypresswood Dr., Suite H Spring, TX Atascocita Branch 5212 Atascocita Rd. Humble, TX Tomball Branch Tomball Pkwy, Ste. 100 Tomball, TX NLW-Heights Branch 1614 N. Durham Houston, TX Phone: (281) Phone Toll Free: (866) Fax Number: (281) Fax (Main): (281) Visit Us Online: InvesTexCU.org Info@InvesTexCU.org Routing Number: Audio Response: (281) Toll-Free Audio Response: (866) Online Banking/Bill Pay: InvesTexCU.org Mobile Banking App: Available for Download on Apple & Android Devices Visa Debit Card Activation / PIN Changes: (800) Lost/Stolen Visa Debit Card: (800) HOLIDAY CLOSURES Labor Day Monday, September 4th FM1960 Branch & Corporate Office 8404 FM 1960 Bypass West Rd. Humble, TX InvesTexCU.org Lost/Stolen Credit Card: (800) Download the Free ITCU Mobile App iphone Android

6 PRESORT STD US POSTAGE P A I D HOUSTON, TX PERMIT NO FM 1960 Bypass West Road Humble, TX NCUA This credit union is federally insured by the National Credit Union Administration. WELCOME Back to School! Starting out the school year can be a challenge and can also put a dent in your budget. InvesTex Credit Union is here to help by offering financial services that benefit all of our members! FREE Products and Services! DIRECT DEPOSIT School districts generally require direct deposit to process payroll. CHECKING Several InvesTex checking accounts to choose from that best fit your needs. VISA DEBIT CARD Combines the convenience of plastic with the practicality of checks. UCHOOSE REWARDS You shop every day, now earn points for everyday purchases. Earn 1 point for every $4 spent on signature-based transactions. ONLINE BANKING Access your account 24/7 through a secured website. View accounts, transfer funds, verify transactions, make loan payments, pay bills, and more! BRANCH NETWORK InvesTex offers 6 convenient branch locations throughout the greater Houston area. CO-OP ATM NETWORK You have access to 30,000 surcharge-free ATMs nationwide. MOBILE BANKING APP Access your accounts anytime, anywhere. Available for both iphone and Android users. Deposit a check, get directions to a branch, apply for loan, and much more! GREAT LOAN RATES Get cash to help you prepare for the school year. Refinance current loans at a lower rate to free up cash. Apply online or visit with a loan officer to assist you with your financial needs. AND MUCH MORE! InvesTex is a strong supporter of education and we appreciate your commitment and sacrifices made to educate our children. Thank you for everything you do. Have a great school year!