1. templates being utilized to impersonate Bayport Financial Services:

Transcription

1 templates being utilized to impersonate Bayport Financial Services: 1 From: Bayport Financial Services Pty Ltd. [mailto:bayport01@gmail.com] Sent: 02 October :53 PM To: undisclosed-recipients: Subject: Get Loan At Affordable Rate!!! Welcome to Bayport Financial Services Pty Ltd. (A Personalized Service For All Your Borrowing Needs) Do you need a loan to clear your debts/bills, or start up a business? Then consider your financial problems over. In today's economic climate, finding reliable funding sources can be frustrating and full of disappointments, but with our sophisticated loan repayment plan, everyone smiles home. We Offer guaranteed loan services of any amount and to any part of South Africa, Zimbabwe, Botswana, Swaziland, Mozambique and Namibia to individuals, companies, realtors and corporate bodies at our superb interest rate of 3.1% APR Typical variable. Get a Personal Loan now for house improvements, commercial/business loan, car loan, leasing/equipment finance, debt consolidation, investment property/finance For Loan Applications, do complete the information's form below and return by 1. Full Names: 2. Contact Address: 3. Contact Tel No: 4. Occupations: 5. Monthly Income: 6. Marital Status: Amount Needed 9 Duration Yours In Service, Claudia Jacobs Mrs. Loan Applications Supervisor Direct Line: ; bayportfinancialhomes01@gmail.co.za

2 2 From: Bayport Financial Services Pty Ltd <bayportfinance@admin.in.th> Date: Wed, Oct 30, 2013 at 11:00 AM Subject: Payment Advice (Loan Contract Documentation Levy) BAYPORT FINANCIAL SERVICES PTY LTD(BFS), PO.BOX 15341,5206,EAST LONDON EASTERN CAPE:,SOUTH AFRICA TELEPHONE: = FAX : th October.2013 Dear Applicant Sheralee Lurie, According to our last tele conversations and sequel to the notifications from the Attorney through the legal Department, you are advise to effect the loan documentation and admin fees into the Attorney's Bank Account details stated below as instructed by the attorney ( L.Lungu & Associates). Banking Details: Beneficiary's Bank Account Holder : L.Lungu Beneficiary's Bank Name: FNB Beneficiary's Bank Account No: Beneficiary's Bank Branch Code: wangli@consultant.com You must or fax to ( ) the proof of payment as well as your banking details and note that your approved loan amount will be disbursed into your Banking Coordinates upon confirmations of the loan documentations loan papers from the Attorney within maximum 2 working hours. We are going to you the Loan legal Agreement documents which you must print,sign and return back upon confirmations of the requested loan documentation and

3 admin fees as the fees is required to enable the attorney prepare and document the contract legal documents before it can be mail to you to sign. We await Your Swift Response. Yours In Service, Roy Powell(Mr), Head Of Loan Verification Unit. Direct Tel No:

4 3 On Wed, Oct 30, 2013 at 10:16 AM, Bayport Financial Services Pty Ltd <bayportfinance@admin.in.th> wrote: BAYPORT FINANCIAL SERVICES PTY LTD(BFS), PO.BOX 15341,5206,EAST LONDON EASTERN CAPE:,SOUTH AFRICA TELEPHONE: = FAX : TH OCTOBER,2013 Dear Applicant Sheralee Lurie, LOAN APPLICATION APPROVAL AND REPAYMENT SCHEDULE. Prior to your Loan request, were you stated that you are interested in Obtaining a Loan Amount of R10, We bring to your notice that your loan has just been approved. What you find below is the Loan Terms and Repayment schedule for the Loan amount requested and Loan Conditions. LOAN TERMS AND REPAYMENT SCHEDULE: Loan Balance: R10, Adjusted Loan Balance: R10, Loan Interest Rate: 3.10% Loan Fees: 0.00% Loan Term: 1 year Minimum Payment: R50.00 Monthly Loan Payment: R Number of Payments: 12 Cumulative Payments: R10,168.71

5 Total Interest Paid: R Note: The monthly loan payment was calculated at 11 payments of R plus a final payment of R LOAN APPLICATIONS TERMS AND CONDITIONS: 1. Loan Documentation Fee: Your loan has been approved; this is in accordance with the financial monetary policy regulations. The loan documentation fee will be paid by the borrower to our company's Attorney which will be used to Acquire legal document to back up your loan. The loan approval certification and administration fee stands at the rate of R for a loan of R10, Loan Transfer Option: Bank To Bank Transfer, The loan will be transferred to you via this option and you will be required to send to us your personal bank information where you want the loan to be deposited into and this will be after payment for the loan documentation fee because the fee will be used to acquire legal document to back up this loan as mentioned in condition 1 above. 3. Monthly Repayment: On getting the loan, you will start the repayment of the loan on the 1st of every month starting from Three (3) months after loan has been transferred to the beneficiary's account with the monthly payment as stated above. We usually give Five months GRACE PERIOD to all applicants Before Re-payment can commence. 4. Time of duration: You will pay back at the rate of interest within the stipulated time (1 Year) as stated in the terms above after cashing the loan with 24 Hours after due process to this effect, Failure for you to adhere to the agreement you will be given additional 3 months of grace before legal actions can be taken. NOTE: We do not deduct the documentation fee from Principal Loan amount as this is against our working policy, so do not ask for any deduction please as our response may offend you, and we would provide to you all valid documents to back up your loan in our company. We are looking forward to doing and completing this transaction with you in good faith. Documents Verified: 1.Copy Of Identifications (ID) 2.Pay Slip Urgently Required Information's For Loan Approved Funds Transfer.

6 1.Bank Details For Approved Loan Cash Deposit. 2. Loan Approval Certification/Admin Levy If you agree to our company's loan conditions mentioned above, contact us immediately with the above urgently required information to enable we the Verification Unit of the Highgate Finance complete your loan contract process that will automatically authorize your approved funds transfer. Yours In Service, Roy Powell(Mr), Head Of Loan Verification Unit. Direct Tel No:

7 4 From: Bayport Financial Services Pty Ltd <bayportfinance@admin.in.th> Date: Tue, Oct 29, 2013 at 8:38 AM Subject: Dear Applicant Sheralee Amanda Lurie BAYPORT FINANCIAL SERVICES PTY LTD(BFS), PO.BOX 15341,5206,EAST LONDON EASTERN CAPE:,SOUTH AFRICA TELEPHONE: = FAX : Dear Applicant Sheralee Amanda Lurie From members and staffs of Bayport Financial Services Pty Ltd, we write to explain our mode of services that we render to our customers on loan application related issues. Firstly, Note that we have built up an excellent reputation over the years in providing various types of loans to thousands of our customers. And our ultimate aim is to ensure that our applicant loan applications are approved. The processing of your applications will be completed in maximum one-two working days, and if successful you will receive your loan application approval with the loan Terms, conditions and repayment schedule by . How Does It Work? Complete our easy by printing and completing our enclosed loan application form and send to us your ID copy and Bank Statement/Payslip and proof of residence for verifications. we shall get back to you with an answer within one-two working days as specified above and if accepted, you shall be directed with the entire loan process. You are requested to fax ID copy and Bank Statement,Pay slip / proof of residence to or to bayportfinance@admin.in.th for verification, if your loan application must be processed. You are requested to call as soon as the loan application form

8 is completed and documents submitted. Warm Regards, Claudia Jacobs Loan Applications Supervisor Bayport Financial Services Pty Ltd(BFS).