TERMS AND CONDITIONS

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1 TERMS AND CONDITIONS This offer is valid only for Cargills Bank Mastercard Credit and Debit Card holders. 1. Avurudu Promotion Terms and Conditions are follows. Category Merchant Name Location Promotion period Supermarkets Cargills Food city 10 th to 30 th April Up to 25% savings Special conditions Additional 10% instant discount on top of our existing 15% cash back. For Additional 10% instant discount each basket value should be LKR 2,000 minimum& Maximum bill value is LKR Additional 10% instant discount will not be applicable for tobacco, alcoholic beverages, utility bill payments and gift voucher purchases. For 15% cash back, Each basket value should be LKR 2000 Minimum. Total bill value should be LKR 10,000 minimum during the promotion period. Maximum monthly cash back entitlement will be LKR 7,500 during the promotion period. KFC credit cards Till 30 th June Minimum bill value is LKR 1,500 Restaurants TGI Fridays credit cards Colombo 01 Till 30 th June Minimum bill value is LKR 2,500

2 Grand Oriental hotel 10%-Credit 10%-Debit Colombo 02 Till 30 th April Valid only at Grand Oriental hotel harbor room Buffet Clothing Avirate 25% - 15% - Debit cards Spring & Summer One Plus One Hemantha Textiles 20%-savings for Opal & Online 26 th to 27 th March 28 th to 29 th March 30 th to 31 st March 30 th to 31 st March 30 th to 31 st March ZIG ZAG & online 02 nd to 3 rd April Hameedia & Signature 4 th of April Excluding Suits, Fabric, Tailoring, Consignment items, Already discounted items and Gift vouchers. Not valid for Online purchases. Mangala Tex 5 th to 6 th April Olive Kandy 6 th to 7 th April Home Appliance & Electronics SINGER plus

3 Jewellery SISIL WORLD SINGER Mega SINGER HOMES on selected EBUG 12% savings for on latest iphones Browns Up to 15% savings with installments Abans Bigdeals Special savings for & Installments Softlogic Up to 35% savings with installments Softlogic Max Up to 35% savings with installments Swarnamahal Up to 50% savings Online Online 10 th March to 31 st May Selected only. Up to 50% savings from labour fee for 22KT Yellow gold jewellery. Up to 50% savings for Diamond and Gem studded white gold jewellery Ravi jewellers Up to 25% savings 20 th March to 31 st May Diamond jewellery only.

4 Viswakula & Sons 15% savings for 25 th March to 31 st May Selected only. Dialog Others Leisure Wickramarachchi opticians Amaara Forest, Sigiriya 30% Savings for. Amaara Sky,Kandy 30% Savings for. Flow by Amber Collection 45% savings for Sigiriya Kandy Bolgoda 20 th March to 30 th April 1 st April To 30 th June 1 st of April To 30 th June 19 th March to 31 st May. Savings will be valid on frames & Sunglasses Call for more Call to more Offer valid only for Double cabin/ Triple cabin on Full board basis only. Call for more Citrus Waskaduwa 40% savings for Waskaduwa Till 30 th April Call for more Citrus Hikkaduwa Hikkaduwa Till 30 th April Call for more Jet water sports Negombo Till 30 th April Offer valid for selected sports activities only. Pegasus reef -club membership 10%-Credit 10%-Debit Oak ray hotels & resorts 40%-Credit 30%-Debit Wattala For more visit k.com From 25 th to 31 st March 15th March to 31st October Offer valid only for Gold and Platinum Club memberships

5 Black pool hotel 50% -Credit 50%-Debit Nuwaraeliya 1 st April to 30 th November Valid only for Deluxe rooms. 2. Discount is not applicable for any vouchers and already discounted. 3. Cargills Bank Ltd shall not be held liable to the Cardholder for any claims, losses, damages or with regard to the quality of goods and services or any other reason whatsoever that may arise from the offered by suppliers. 4. In the event of misuse of the card at Merchant during the promotion period, the Bank may at its discretion restrict the use of the card during the tenor of the promotion. 5. The General credit card terms and conditions will continue to apply. 6. Cargills Bank Limited reserves the right to withdraw or change the terms and conditions of the Promotion without any prior notice whatsoever at its sole discretion. 7. Promotion will not be applicable for commercial use purchases. 8. Multiple transactions are not allowed for Clothing and Supermarket offers. 9. The Anywhere Card Instalment Plan (hereinafter referred to as the Anywhere Instalment Plan ) is made available by Cargills Bank Limited (the Bank ) to the credit card holders of the Bank. 10. The Zero % Interest Anywhere Instalment Plan will be available only during the period from 15th February to 31st May. (both days included) ( Promotional Period ) 11. Under Zero % Interest Anywhere Instalment Plan Cardmember can request for up to Thirty Six (36) months settlement period with LKR. 500/= Processing fee for any transactions performed locally or overseas (Excluding Cash Advances) by using Credit Card issued by Cargills Bank Limited during the Promotional Period. 12. Under Zero % Interest Anywhere Instalment Plan Promotion, the minimum value of the single transaction to be eligible for Instalment Plan conversion is LKR. /- or equivalent in any other foreign currency for overseas transactions. 13. The Cardmember requesting for Zero % Interest Anywhere Instalment Plan should inform Call Centre of the transaction(s) he/she wishes to convert. 14. The desired transaction(s) must be performed during the Promotional Period and informed to the Bank within 14 days from the transaction performed date. The latest date for accepting requests will be 14th June. 15. The Bank may at its sole discretion reject any Instalment Plan requests made by the Cardmember, which does not comply with the terms and conditions of the Zero % Interest Anywhere Instalment Plan promotion. 16. The total transaction amount will be blocked within the existing credit limit and the respective instalments will be billed to the statement on a monthly basis. The blocking will be gradually reduced along with the repayment of each instalment.

6 17. In the event the Cardmember s credit card is terminated, cancelled, not renewed, or suspended due to any reason whatsoever or any breach of the terms and conditions herein including non payment of dues under the Anywhere Instalment Plan or any breach of the Card member agreement and the terms and conditions thereof, the outstanding instalments (including the Instalments that are not billed) shall become immediately due and payable in full to the Bank. 18. Cargills Bank Limited reserves the right to withdraw the Zero % Interest Anywhere Instalment Plan Promotion or change the terms and conditions of Zero % Interest Anywhere Instalment Plan Promotion at its sole discretion.

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