MONEYDESKTOP PRODUCT TOUR

Transcription

1 MONEYDESKTOP PRODUCT TOUR

2 MONEYDESKTOP Each feature listed is available as part of our online master widget called MoneyDesktop, which can be directly embedded within online banking. For an overview of our cross-platform framework, check out Helios. Net Net Worth NetWorth Worth Add AddAn AnAccount Account ALL ALL ACCOUNTS ACCOUNTS,457.44, ADD AN INVESTMENT ADD AN INVESTMENT ADD A PROPERTY ADD A PROPERTY Credit Cards Credit Cards Epic Epic Bank , , Epic Epic Bank 3, , Credit CreditCard Card Mortgage Mortgage 245, , Student Loan Student Loan Add An Acccount Add An Acccount 245, Mortgages 245, Loans Loans Mortgages ADD A LINE OF CREDIT ADD A LINE OF CREDIT ACCOUNTS A single view of a user s internal accounts ( held ) and external accounts ( held away ). Users can change the account name, account type, interest rate, credit limit, original balance, and account purpose (business or personal). They can also manage alerts, exclude the account, mark the account as duplicate, and see the historical balance. 2

3 June 3 - July 3 Date Payee Category Account South Valley Utilities Subway Fast Food American Exp itunes Electronics Volkswagen Credit Car Payment American Exp Funds Increase Salary Share All Subway Fast Food McDonalds Fast Food Target Shopping Rumbi Island Grill Restaurants American Exp American Express Credit Card Payment Auto/Transport American Express Credit Card Payment Xfinity Cable/Internet Walmart Shopping Costco Groceries Amount ($) TRANSACTIONS An aggregate view of all transactions from internal and external accounts. Users can filter the view by account or date, as well as search the dataset for any keyword or amount. Other functions include the ability to add manual transactions and to export the list to a.csv file. 3

4 SPENDING A visualization of spending categories over a defined date range. Users can change the date range, view a visualization of income sources, and drill down to subcategories and transactions. June 3 - July 3 Income 4

5 Net NetWorth Worth February 2016 $150/$300 $100/$400 $95/$375 25% Used 25% Used $175/$350 50% Used $382/$450 $750/$ % Used 85% Used $100/$400 25% Used $1752 Used / $2575 Total Budgeted $1850 Earned / $3900 Projected Income BUDGETS A visualization of a user s data on a monthly basis. Users can create custom budget categories, change the amount of money allocated to the monthly budget, view historical monthly budgets, and change the projected income amount. can be viewed as bubbles or traditional bars. 5

6 TRENDS A visualization of spending over time divided into categories. Users can drill into subcategory views and see transaction details. They can also track income and define the date range over 3, 6, 9 or months. May June July August September October 6

7 DEBTS A tool that enables users to manage a debt plan from their aggregated liability accounts. Users can view balances, APR, last payment date and minimum payment. They can also project debt payoff dates and prioritize the payoff of certain debts. : Total Monthly Paydown $2,6.13 Fastest Payoff First Total Minimum Monthly Payments: $1, Extra Payment Toward Debt: $500 Debt Free by May 2032 Total savings with this strategy: $14, Debt-free acceleration: 4 years, 4 months 2014 Priority Account Balance APR Last Payment Amount Due 1 American Express $ 17.75% $ Student Loan $ 8.25% $ Mortgage $245, % $1,

8 NetWorth Worth Net Previous 6 Months Show Details Total ($251,850.08) +$315 +$920 -$460 +$250 +$1.5k +$750 Jan 2016 Feb 2016 Mar 2016 Apr 2016 May 2016 Jun 2016 Jul 2016 NET WORTH A visualization of a user s net worth over time. Users can drill into each month and see how certain transactions affect overall net worth. They can also define the date range over 3, 6, 9 or months. 8

9 GOALS A tool that enables users to manage and visualize their goals on a timeline. Users can create a goal, name it, and associate it with an internal or external account. They can also change the amount and priority of each goal, as well as the total amount available overall. Add Goal Order 3 Completed Manage Your Money Setup Spend Less Than You Make 2020 Credit Card 2019 Dec 15, $0/$ % Complete Emergency Fund $00/$ % Complete 2016 Emergency Fund Mar 25, 2015 Full Emergency Fund Dec 15, 2013 Alaskan Cruise Credit Card 2015 $400/$ % Complete Dec 15, 2013 Start Investing Dec 15, 2013 Payoff Mortgage Dec 15, 2013 Now - February 2016 Retirement Fund Dec 15,

10 All Aug 9 Sep 8 Jan 2016 Dec 2016 All Fri, Jul 31 Paid Jul 31 Add an Event June 2016 Current Available $2,720 Job Materials Fri, Jun 3.4k Invoice #452 Today 9.0k 3 Days Ago Sun, Jun 19 Today Fri, Jun 24 Invoice #453 Wed, Jun 29 Payroll 2.2k + $416 Thu, Jun 16 Studio Rent 5.6k $95 Paid Aug 8 Thu, Jun 30 $1,225 Tomorrow + $1,500 In 6 Days $1,380 In 1 Week 0 July k Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Employee Benefits $925 Sun, Jul 3 Invoice #454 Fri, Jul 8 + $865 CASH FLOW A feature that identifies recurring deposits and payments to show spending trends in a clear, simplified view. Account holders can see the impact of additional recurring payments and take action by planning for future expenses. 10

11 Notifications ALL ACCOUNTS, Add An Account Acme BECU 5 HOURS AGO LARGE EXPENSE/WITHDRAWAL 8, $1, was spent from Epic Bank American Express Acme Credit Card 3, LARGE EXPENSE/WITHDRAWAL 1 DAY AGO Mortgage Student Loan $1, was spent from Epic Bank 245, Mortgage ADD AN INVESTMENT Add An Acccount BUDGET NOTIFICATION ADD A PROPERTY Credit Cards 5 DAYS AGO You ve overspent by $ in Home you budgeted $1, Mortgages 245, Loans BUDGET NOTIFICATION 7 DAYS AGO You ve overspent by $ in Shopping you budgeted $ ADD A LINE OF CREDIT ALERTS A notification system that can send SMS and/or messages to users, based on their preferences. Alerts include: Exceeded, Debt Payment Reminder, Low Account Balance, Large Deposit, Large Expense/Withdrawal and Fee Charged. Users can define alert thresholds on a per-account and a per-alert basis. 11