FEBRUARY DDF OFFICE HOURS Our office is open Monday to Friday between 8.30am and 4.30pm. PLEASE VISIT OUR WEBSITE WHAT S IN THE NEWSLETTER?
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1 PUBLISHED QUARTERLY FEBRUARY 2013 DDF News DIOCESAN DEVELOPMENT FUND Shop 2, 10 Victoria Road Parramatta. PO Box 2605 North Parramatta 1750 Phone: Fax: DDF OFFICE HOURS Our office is open Monday to Friday between 8.30am and 4.30pm. PLEASE VISIT OUR WEBSITE Welcome to the Diocesan Development Fund Parramatta s (DDF) first Newsletter of The DDF's role extends through that of loans provider to one of financial support of the diocesan mission. This essential objective is realised by the invaluable contribution made by depositors. When you invest with the DDF you ll receive a return on your investment, at the same time, however, a small fraction of that income goes to help the Bishop run community programs throughout the Parramatta Diocese. This spiritual and humanitarian dividend makes the DDF unique. While the financial impact on investors is hardly noticeable, an investment in the DDF helps make a real difference to the pastoral and liturgical work of the Church. You have the security of knowing not only that your money is well invested, but that it s doing some good as well. Please read our Disclosure Statement on our webpage or the last page of this Newsletter. At the DDF we believe we offer a genuine service with an excellent product and are endeavouring to let as many people in our Diocese know of the benefits of saving with us. We realise it is only with the help of our schools, parishes and ministries that our aim can be reached. So, thank you to all our clients for supporting the DDF. It is very much appreciated. WHAT S IN THE NEWSLETTER? Use CDF OnLine & Save on Fees BPAY Updating Signatories A Christmas Saver for You Loans and much more!!!
2 Manage Your Finances 24/7 with CDF ONLINE & BPAY With DDFs Internet Banking you can keep track of your finances in a safe and secure environment, 24 hours a day, 7 days a week. CDF Online Business offers easy, 24-hour access to your DDF accounts. Check account balances and transaction history View last 2 years interest Pay bills by BPAY Transfer funds to and from your DDF accounts Make payments to other bank accounts Create and alter periodic payments & schedule payments for a future date View Direct Debits for Planned Giving & School Fees Print your monthly transactions online Secure banking technology Upload files created via accounting and payroll systems & export to other applications such as Excel. Remote authorisation Ability to assign payment authority limits for each authorizing user Varying authority levels. PAY YOUR BILLS WITH BPAY CDF ONLINE now offers BPAY. It s easy to pay bills online. Contact the DDF to register, then logon to CDF Online Business, enter the BPAY Biller Code, your reference number, the amount and the payment date, and you re done. So easy and it avoids writing & mailing cheques. CDF ONLINE HELP IS AT HAND A considerable amount of time has been spent modifying the help screens to make them more user-friendly. 1. On any screen, click on the? icon to open a help page. 2. Comprehensive information will be provided to explain the purpose and use of each item on the page. Please read our Disclosure Statement on our webpage or the last page of this Newsletter.
3 PLEASE USE CDF ONLINE & BPAY TO SAVE ON ADMINISTRATION COSTS From 1 st May 2013, the DDF will need to pass on costs associated with administering certain services. The services below are FREE OF CHARGE via CDF ONLINE; however, if the DDF manually process these for you, then we will need to recoup our administration costs: Transfers between DDF accounts $10 Transfers to other financial institutions $10 Copy of DDF statement $5 Sign up for CDF Online and BPAY. It s free. UPDATING SIGNATORIES With the million and one things vying for your attention at the start of a new year, it s possible that you may have forgotten to update account signatories. If so, just visit our website and download the forms. Click on Church & Diocesan Clients and click on Updating Account Signatories. Completing these forms for the first time may seem daunting. However, just one phone call to any member of the DDF staff and we ll walk you through it. You can also ring and we ll you an update pack. A reminder that the CBA changes of signatory forms are not suitable for DDF accounts. Please read our Disclosure Statement on our webpage or the last page of this Newsletter. ACCOUNT TRANSFERS To transfer funds between DDF accounts, use CDF Online 24/7. This is a great way to earn extra interest. YOUR P&F CAN ALSO USE THE SERVICES OF THE DDF Please pass this Newsletter on to your P&F so they can benefit from the services of the DDF too. BANKING AT POST OFFICES Daily banking at Post Offices is not recommended, as the DDF cannot guarantee that deposits made by you will be credited to your account the following working day. The Commonwealth Bank should always be your first option for making deposits. CASHING CHEQUES Cheques may be cashed at any branch of the Commonwealth Bank. Please contact us should you wish to establish encashment facilities at your local branch. When drawing cheques to be cashed make the cheque payable to CASH and write on the cheque PLEASE PAY CASH. These cheques need to be signed twice by each account signatory, once in the usual place AND next to where the words PLEASE PAY CASH have been written.
4 PROBLEMS RECONCILING YOUR STATEMENT? The earlier you contact us, the quicker discrepancies can be fixed. Discrepancies should always be directed to the DDF office and not the Commonwealth Bank. Contact us if you have any problems as we can usually fix things up quickly and with a minimum of fuss. Send your queries via for a quick response. pass on to you a DDF administration charge of $5 per stop. There is no fee for an internal stop. USE CBA BPOINT TO COLLECT CREDIT CARD PAYMENTS BPOINT is a Commonwealth Bank online facility for maintaining and processing credit card payments electronically, thereby eliminating existing paper based systems which require depositing vouchers at CBA NEED A CBA MASTERCARD FOR YOUR SCHOOL, PARISH OR MINISTRY? The DDF can organise a Commonwealth Bank MasterCard for use by your school, parish or ministry, which allows you to undertake business related expenditure on behalf of your organisation. Send us an request and we ll send you the relevant forms. Return the forms to the DDF. We ll forward to the CBA and they ll send the card directly to the cardholder. STOP PAYMENT! If you need to place a stop payment on a cheque, use CDF Online to confirm the cheque has not been presented, then fax or a stop payment form to us and we ll take care of the rest. The CBA charge the DDF a fee to branches. Also eliminates manual keying of transactions via an EFTPOS terminal. Contact the DDF office for details. DDF CLIENT & AGENT NUMBERS Please include this information with all requests, it helps us to assist you in a quick and efficient manner and eliminates errors. CHEQUE & DEPOSIT BOOK ORDERS May be faxed or ed through to the DDF office anytime. PARISHES, SCHOOLS & CATHOLIC ORGANISATIONS CHEQUE ACCOUNTS SAVINGS ACCOUNTS FIXED TERM DEPOSITS CASH MANAGEMENT ACCOUNTS CBA MERCHANT FACILITIES* CBA BUSINESS CARDS* LOANS INTERNET BANKING *CBA fees apply please contact the DDF for details place a stop payment on a cheque. We have always absorbed this fee. From 1 st May 2013 the DDF will subsidise this fee and Please read our Disclosure Statement on our webpage or the last page of this Newsletter.
5 THIS ONE IS JUST FOR YOU! DDF CHRISTMAS SAVER Christmas will be here before you know it. Open a DDF Christmas Saver and you could have money for Christmas or for a holiday or to pay the bills in January without worry. Absolutely no fees or charges. Interest calculated daily. Funds only available November, December and January no temptation to spend. Funds transferred electronically to your bank account. View your Christmas Saver 24/7 using CDF Online. PARENTS PAYING SCHOOL FEES BY BPAY. DID YOU KNOW? Did you know parents using the Internet to make BPay payments can set-up their own periodic payment? Parents are able to select a period (e.g.: monthly) and pay their fees by installments similar to Direct Debit authorities. benefit to you. The DDF Annual Report is available on our webpage please take a moment to read it. It highlights our achievements over the past year. DDF LOANS Who can borrow? PARISHES SCHOOLS MINISTRIES CATHOLIC ORGANISATIONS Loans for new construction, restoration, refurbishment or simply the purchase of equipment such as computers, photocopiers, air conditioning or any other worthwhile purpose can be financed through the DDF on favourable terms and conditions. The DDFs interest rates are competitive and terms and conditions are tailored to suit your needs and finances. Got a story to share? Has your parish, school or ministry used DDF loan funds for a building project or other improvement? the DDF with details and pictures & your story may be included in our next newsletter. HOW YOUR FUND IS PROGRESSING Thank you for your strong and continued support of the DDF during the past 12 months. This support is reflected in the excellent results achieved by the Fund and has given us the opportunity to provide the services and affordable loans that are of Disclosure Statement: The Diocesan Development Fund Catholic Diocese of Parramatta (DDF) is not subject to the provisions of the Corporation Act 2001 nor has it been examined or approved by the Australian Securities and Investments Commission. Deposits with the DDF are guaranteed by CDPF Limited, a company established by the Australian Catholic Bishops Conference for this purpose. We welcome your investment with the DDF rather than with a profit oriented commercial organisation as a conscious commitment by you to support the Charitable, Religious and Educational works of the Catholic Church. Neither the DDF nor the Trustees of the Roman Catholic Church for the Diocese of Parramatta are prudentially supervised by the Australian Prudential Regulation Authority; contributions to the DDF do not obtain the benefit of the depositor protection provisions of the Banking Act 1959; the DDF is designed for investors who wish to promote the charitable purposes of the DDF.
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