Why is having quality auto and home insurance so important?

Transcription

1 Overview Auto and Home Insurance Why is having quality auto and home insurance so important? Because you need to protect your possessions, but you don t need to pay too much or settle for coverage that s less than the best. Auto and home insurance should meet your specific needs. That s why insurance from MetLife Auto & Home is designed so that you re not surprised by coverage gaps or unexpected costs. We offer simplicity in our insurance packages and professional advice. Auto MetLife Auto & Home provides insurance coverage that eliminates gaps and surprises. Our Auto Advantage SM features go beyond basic liability and collision coverage to offer you more complete coverage and benefits, including: Convenient payment options 24/7/365 claim service Identity Theft Protection Services Replacement costs Enhanced rental car Towing/roadside for Total Loss 1,2 damage coverage 3 assistance Replacement costs Deductible Savings Windshield repair for Special Parts 2 Benefit 3 without a deductible For 40 years, MetLife Auto & Home has been protecting drivers with outstanding coverage. Home* Our homeowners products offer uncommon protection called Coverage A Plus, which is an optional benefit with any Standard or Platinum Homeowners Policy. This coverage is designed so that in the event of a loss, your home would be fully replaced without you incurring extra costs. Additional benefits include: Maximum coverage equal to the replacement cost at the time the repair is made. Materials of like kind and quality for rebuilding your house. An insurance benefit amount that meets the current construction costs to rebuild it even if costs exceed your dwelling limit, which is currently a unique benefit in the Homeowners Insurance industry. Apply today! For questions, please call MetLife at GET-MET8 ( ) Why should I apply now? Employee discounts Superior insurance coverage that protects you from gaps and surprises Extra savings and convenience with payroll deduction or monthly bank account deduction Don t wait until your current policy is about to expire we can help you switch and save now. We also offer replacement cost on home contents, so there are no surprises with unexpected out-of-pocket expenses. In the event of a covered loss, it replaces personal property without deduction for depreciation. Switching auto and home insurance carriers has never been easier. Call us today and we ll take care of the rest, regardless of when your current policy expires. Don t wait others have saved up to $ See how much you could save by switching your auto insurance to MetLife Auto & Home.

2 How can having MetLife Auto & Home Insurance benefit you? We can provide you with the coverage you need and the savings and service you deserve for your valuable property. You will have access to generous discounts and unique features, all the while keeping your personal insurance information private from your employer, and allowing you to take the policy with you if you switch employers. Even if you change jobs, retire, or your employment status changes, your coverage doesn t have to end. You can keep your MetLife Auto & Home Insurance policy, as long as you pay the premiums due. Trust MetLife Auto & Home for other value-added products. MetLife Auto & Home is here to provide the personal touch you expect when addressing your insurance needs. For added convenience, MetLife Auto & Home s mobile application is now available on your App Store. After downloading this app, 6 you can use it to submit an auto claim, pay your auto and home bill, and view account information. Automobile Motorcycle Boat Renters Motorhome Scheduled Personal Property Personal Excess Liability Homeowners Landlord s Rental Dwelling Condominium Snowmobile And don t forget about our discounts for multi-policy, good student, safe driver, anti-theft devices and more. 5 *Home Insurance is not part of MetLife Auto & Home s benefit offering in MA & FL. 1. Does not apply to leased, substitute, or non-owned autos. Applies within the first 12 months you own or the first 15,000 miles you drive a new auto, whichever comes first. 2. See policy for restrictions. Subject to deductible. Not available in all states, such as NC. 3. Not available in all states. In New York, drivers must pay a state required minimum deductible before using this benefit. 4. Average annual savings based on our 2016 countrywide research of new call center customers annual average savings in Available in most states to those who qualify. 6. Before using the MetLife Mobile app, you must register at from a computer. Registration cannot be done from your mobile device. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. Met P&C, MetCas SM, and MetGen SM are licensed in Minnesota. MetLife Auto & Home 700 Quaker Lane Warwick, RI NN L [exp0318][All States][DC] 2017 METLIFE, INC.

3 Frequently Asked Questions Auto and Home Insurance Why should I think about switching to MetLife Auto & Home insurance? First, you ll enjoy exceptional savings, outstanding group discounts 1 and superior customer service. Of course, you ll also have valuable coverage to help protect your automobile. Should you need to protect any of your other possessions against damage or loss, we offer coverage for boats, RVs and mobile homes too. We can also provide renter s insurance, flood insurance 2 and insurance to cover your condo, townhome or landlord s rental dwelling, as well as personal excess liability protection. Q. What kind of savings can I get? With MetLife Auto & Home, you can switch and start saving right away. A. When you get your insurance through your company s worksite program, you re eligible for special employee savings, including a group discount just for being an employee. You may also be eligible for a discount for being a great driver, special safety feature discounts and more. Q. Do I need to wait until my current insurance policy expires to switch? A. Not at all. Our expert sales consultants can provide you with a quote at any time, so you can start saving money right away. You don t have to wait until your current policy is up for renewal, a rate increase or a bad service experience. Q. What kind of service do you offer? A. MetLife Auto & Home is here to service your claim needs with extended service hours. You can talk with a claims representative during regular business hours, on weekday evenings and on Saturdays. Our policyholder service specialist can answer any questions you have about your policy, whether you re a new customer or have been with us for many years. Q. Can I pay for my coverage via payroll deduction? Have other questions? Please call MetLife directly at GET-MET8 ( ) and talk with a benefits consultant. A. Yes, payroll deduction makes payments easy and it can save you up to 10% on premiums. Paying this way spreads your payments out over the year, as payments are deducted right from your paycheck each pay period. You ll never have to worry about writing a check or missing a payment this way. Q. What happens if my job status changes; can I take my coverage with me? A. Yes, you can take your coverage with you, subject to applicable law, underwriting guidelines and local availability. Certain discounts, however, may not be available. Q. When can I apply? A. You can apply at any time by calling MetLife Auto & Home at GET-MET8 ( ). 1. Not available in all states. 2. MetLife Auto & Home participates in the National Flood Insurance Program (NFIP) managed by the federal government. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. MetLife Auto & Home 700 Quaker Lane Warwick, RI AB L [exp1218][All States] 2017 METLIFE, INC..

4 Auto Insurance FAQs Frequently Asked Questions Q. Why should I think about switching to MetLife Auto & Home insurance? A. First, you ll enjoy exceptional savings, outstanding group discounts 1 and superior customer service. Of course you ll also have valuable coverage to help protect your automobile. Should you need to protect any of your other possessions against damage or loss, we offer coverage for boats, RVs and mobile homes too. Q. What kind of savings can I get? A. When you get your insurance through your company s worksite program, you re eligible for special employee savings, including a group discount just for being an employee! You may also be eligible for a discount for being a great driver, special safety feature discounts and more. With MetLife Auto & Home, you can switch and start saving right away! Q. Do I need to wait until my current insurance policy expires to switch? A. Not at all. Our expert sales consultants can provide you with a quote at any time, so you can start saving money right away. You don t have to wait until your current policy is up for renewal, a rate increase or a bad service experience. Q. What kind of service do you offer? A. MetLife Auto & Home is here to service your claim needs with extended service hours. You can talk with a claims representative during regular business hours, on weekday evenings and on Saturdays. Our policyholder service specialist can answer any questions you have about your policy, whether you re a new customer or have been with us for many years. continued >>

5 Q. Can I pay for my coverage via payroll deduction? A. Yes, payroll deduction makes payments easy and it can save you up to 10% on premiums. Paying this way spreads your payments out over the year, as payments are deducted right from your paycheck each pay period. You ll never have to worry about writing a check or missing a payment this way. Q. What happens if my job status changes; can I take my coverage with me? A. Yes, you can take your coverage with you, subject to applicable law, underwriting guidelines and local availability. Certain discounts however, may not be available. Q. When can I apply? A. You can apply at any time by calling MetLife Auto & Home at GET-MET8 ( ). HAVE OTHER QUESTIONS? Please call MetLife Auto & Home at GET-MET8 ( ) and talk with a benefits consultant. 1 Not available in all states. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. 700 Quaker Lane, PO Box 350 Warwick, RI L [exp1218][All States] 2016 METLIFE, INC. PEANUTS 2016 Peanuts Worldwide LLC