MetLife Auto & Home. Pet Insurance. Everyday protection for the health and well-being of your pet

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1 MetLife Auto & Home Pet Insurance Everyday protection for the health and well-being of your pet

2 From Peanuts Char. Portfolio 2002 SN_CB_5C Lift art from Peanuts Char. Portfolio 2002 SN_CB_5C Protecting your pet with a pet insurance policy will only take a minute using the easy step-by-step enrollment process. You can then sit back and relax, secure in the knowledge that your pet is covered for life.* With flexible and affordable pet insurance programs covering most veterinary costs associated with your pet s health needs, selecting a program is easy and straightforward. There are options available to meet the needs and budget of every pet owner. Call or visit metlife and don t forget to mention your MetLife Auto & Home Insurance Agency producer code. *Subject to policy terms and conditions.

3 If one of your family members is a cat or dog it s time to think about pet insurance. Policies include coverage for: Accidents Illnesses Wellness Care Cancer Hereditary Disorders Chronic Conditions Hospitalization Specialist and Emergency Care Alternative Therapy X-rays/MRIs/CAT Scans Prescription Medication Prescription Food Lost Pet Recovery Costs Boarding Kennel Fees Euthanasia See individual policies for more details and limitations. Frequently Asked Questions: How do I know if my pet will be covered? All breeds of cats and dogs over the age of eight weeks are guaranteed acceptance into one of the programs. For QuickCare Gold and QuickCare Complete, medical records will be requested. Can I use my own veterinarian? Yes. You may take your pet to any licensed veterinarian in North America. Are there any discounts? Yes. There are several discounts available for multi-pet households, microchipped pets, and medical service pets. When will my coverage start? Coverage commences at 12:01 a.m. the morning after your application is approved. If you choose QuickCare Gold or QuickCare Complete for your pet, illness coverage will begin 30 days later. How do I make a claim? If your veterinarian uses EVE, an online claim processing system, you may have your claim processed at the clinic within minutes. If not, simply fill out the claim form that you receive with your Document of Insurance and send it back with proof of payment. Your check will be in the mail within a week of our receiving all of the relevant information. What a lifesaver! We decided to get insurance for our two cats once we decided to adopt seven-weekold Gator. Amazingly, merely a week after we got the insurance, poor little Gator broke his front left leg jumping off a closet. The representatives in the claim department were extremely helpful and made sure our claims were processed quickly. -SARA GREENE How can I buy a policy? You may purchase this pet insurance by contacting an agent of MetLife Auto & Home Insurance Agency, who will refer you directly to an agent who will work with the program s administrator (PTZ Ins. Agency & Brokers, Ltd.) and the carrier (Praetorian Ins. Co.) to issue you a policy. Or, you may contact the program s administrator directly, by calling , or use and, in either instance, provide your MetLife Auto & Home Insurance Agency producer code when asked. I want to thank you for your prompt attention to Bennie s insurance claims. When I call the claim department I am always greeted with a wonderful, friendly voice. Pet insurance is the best investment I have ever made. I am a senior living on social security and believe me, I appreciate your company. -MYRNA & BENNIE BRIN *For all programs, see policy documents for exact terms of coverage and limitations. In the event of a conflict between policy and this brochure, policy document prevails. Prices and products may vary by state, breed and age of pet. Pay Plan Fee: A $2 fee for monthly pay plan will automatically be included each month in your monthly billing. Medical Conditions noted, symptomatic or pre-existing prior to enrollment are not available for coverage. This advertisement is only an outline, the actual policy issued terms and conditions will prevail. 24HourPetWatch Insurance Programs are underwritten in the U.S.A. by Praetorian Insurance Company, administered by PTZ Insurance Agency, (& Brokers) Ltd. Coverage is not available in AK. PTZ et al. are wholly owned subsidiaries of PetHealth Inc.

4 QuickCare Complete Monthly Premium: CAT DOG SELECT $38.45 $57.90 $71.90 QuickCare Intro Monthly Premium: CAT DOG $15.13 $16.22 Enrollment as early as eight weeks of age up to 10 years for cats and eight years for dogs (six years of age for select dog breeds). 70% of payable claims paid minus applicable deductible up to the policy limits. ACCIDENT Cat: $5,000 per category, Dog: $5,000 per category. Coverage amount is for each separate accident. ILLNESS Cat: $5,000 per category, Dog: $5,000 per category. Coverage amount is for 12 separate illness categories: Cardiovascular and Respiratory System Digestive System Urogenital System Musculoskeletal System Nervous System Eyes Ears Skin Endocrine System Blood and Lymphoid System Infectious Diseases Cancer WELLNESS CARE $150 annually for wellness care (no deductible) including: Vaccinations Annual Physical Examination Spay/Neuter Heartworm Testing and Preventative Teeth Cleaning (Scale and Polish) 1st month costs only $1! Available for pets under the age of six. 100% of payable claims paid minus applicable deductible up to the policy limits. ILLNESS $1,000 per year First-time occurrence only, may not be noted, symptomatic or pre-existing prior to enrollment (maximum two illness claims per year, up to $500 each). FOREIGN BODY INGESTION $1,000 MOTOR VEHICLE ACCIDENT $1,000 BONE FRACTURES $1,000 DEFINED POISON INGESTION $1,000 LACERATIONS $1,000 BURNS $1,000 ALLERGIC REACTION TO INSECT BITES/STINGS $1,000 RECOVERY COSTS $150 (no deductible) FIXED DEDUCTIBLE $100 RECOVERY COSTS $150 (no deductible) ACCIDENTAL DEATH $500 (no deductible) BOARDING KENNEL FEES $250 (no deductible) FIXED DEDUCTIBLE $100 Visit us online at or call 1

5 Lift art from 1998 char. portfolio CD sn_13c.ai 70% 90% QuickCare Gold Monthly Premium: CAT DOG SELECT $19.95 $30.95 $45.95 $25.95 $48.95 $62.98 Enrollment as early as eight weeks of age up to 10 years for cats and eight years for dogs (six years of age for select dog breeds). 70% or 90% of payable claims paid minus applicable deductible up to policy limits. ACCIDENT Cat: $2,500 per category, Dog: $3,000 per category. Coverage amount is for each separate accident. ILLNESS Cat: $2,500, Dog: $3,000 Coverage amount is for 12 separate illness categories: Cardiovascular and Respiratory System Digestive System Urogenital System Musculoskeletal System Nervous System Eyes Ears Skin Endocrine System Blood and Lymphoid System Infectious Diseases Cancer ACCIDENTAL DEATH $500 (no deductible) BOARDING KENNEL FEES $250 (no deductible) QuickCare For Indoor Cats Monthly Premium: $11.95 Enrollment as early as eight weeks of age, no upper age limit. 100% payable claims paid minus applicable deductible up to the policy limits. FELINE LOWER URINARY TRACT DISEASE (FLUTD) $2,500 ($200 deductible) CANCER $2,500 ($200 deductible) INFECTIOUS DISEASE $2,500 ($200 deductible) FELINE ASTHMA $2,500 ($200 deductible) DIABETES MELLITUS $2,500 ($200 deductible) FOREIGN BODY INGESTION $2,000 BONE FRACTURES $2,000 DEFINED POISON INGESTION $1,500 FELINE HIGH-RISE SYNDROME $1,500 BITE WOUNDS $500 ABSCESS $500 BURNS $500 FIXED DEDUCTIBLE $100 unless otherwise noted. RECOVERY COSTS $150 (no deductible) FIXED DEDUCTIBLE $100 QuickCare Gold and QuickCare Complete Illness Coverage begins 30 days after the start of your Accident Coverage Your MetLife Auto & Home Agent s Producer Code:

6 Products That Prepare You for Life s Unexpected Surprises With MetLife Auto & Home you can purchase other kinds of insurance products that cover life s unexpected events. This commitment reflects our mission: For the if in life. We offer auto, home, boat, personal excess liability, and other insurance products that reduce coverage gaps and prepare you for life s unexpected surprises. Recognized Financial Strength The MetLife Auto & Home companies are whollyowned subsidiaries of MetLife, Inc. (NYSE: MET). For more than a century, their affiliate Metropolitan Life Insurance Company (MetLife) has built a reputation upon fair dealing, integrity, and trustworthiness and it offers a full range of financial products and services directly and through its own subsidiaries. MetLife Auto & Home Agency, Inc. 700 Quaker Lane PO Box 350 Warwick, RI Guarantees are subject to product terms, exclusions, limitations and the insurer s claim-paying ability and financial strength. MetLife GA SM Property & Casualty Coverage underwritten by unaffiliated carriers through MetLife Auto & Home Insurance Agency, Inc. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates and discounts are available in most states to those who qualify. Met P&C, MetCas SM, and MetDirect SM are licensed in Minnesota. MetLife Auto & Home and Praetorian operate independently and are not responsible for each other s financial obligations MPL (0110) 2010 MetLife Auto & Home L (exp0412)(All States) PEANUTS United Feature Syndicate, Inc.