why you need it! pet insurance

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1 pet insurance why you need it! Unexpected accidents and illnesses can wreak havoc on your family budget. Petplan pet insurance helps cover the costs so that you can concentrate on what matters most getting your four legged family members the care they deserve. healthcare gets costly without pet insurance Every six seconds, a pet parent is faced with a vet bill for more than $1, And one in three pets will need unexpected veterinary care each year 2. You want to make the best decision for your pet, regardless of cost. Petplan pet insurance provides peace of mind that should your pet get sick or injured, your costs can be covered. Motor Vehicle Accident $3,626 Cancer (lymphosarcoma) $8,217 how Petplan works If your pet has an accident or becomes ill, Petplan helps cover the costs. In the unfortunate event that your pet needs unexpected veterinary care, simply visit your vet as normal, send Petplan your simple, completed claim form and within 10 days (usually less!) your reimbursement should arrive. And with Petplan, you have the freedom and flexibility to visit any licensed vet in the United States or Canada. Ear Infection what Petplan covers Heart Failure $4,843 Diabetes $9,660 $5,406 Ingestion of Foreign Body $6,243 Kidney Failure $18,021 Pet insurance covers unexpected vet expenses so that you can concentrate on your pet s care not the vet bill. Petplan covers*: All accidents and illnesses All chronic and hereditary conditions Non-routine dental treatment MRI, CAT scan and ultrasound imaging Cancer (thymoma) $7,820 Fractured Leg $4,911 Prescription medications Diagnostic testing Specialist treatment and more! 1 According to Petplan claims data, According to Datamonitor, Pet insurance * Terms and Conditions apply. See reverse for more details. ± Specialist treatment reimbursed at 80%.

2 Petplan is America s #1 pet insurance provider 3. In fact, Petplan has been providing pet health insurance for more than 35 years (that s 245 in dog years). Here s what Petplan policyholders are saying: Our 10-month-old Saint Bernard, Bodie, was diagnosed with OCD in both shoulders which meant that he would be on medication for this condition most of his life. We have submitted three claims and each time we had a check within two weeks (and sometimes within one). AMAZING. I only wished we could be on this insurance. Anne, Mel and Bodie We have had Petplan for a little over a year now and we are very happy with them! Our beloved dog, Jake, was diagnosed with a cancerous tumor on his right shoulder. It was very expensive to have ultrasounds, X-rays, aspirations, doctor visits and surgery. Petplan was wonderful. They processed all my claims quickly and efficiently, and sent my checks without delay. The insurance was literally a lifesaver. Without Petplan, I wouldn t have been able to afford all the procedures and follow-up care Jake needed. Rick and Sabina The vet bills, bloodwork and medications for my cat, Tigger, were all covered, and the reimbursement checks were mailed to me in less than two weeks. I have all six of my cats covered and can t emphasize enough that if you have pets, this company is a must have! Lee Ann and Tigger Thank you Petplan for all you do every day giving clients peace of mind, and helping them do the best for their beloved pets. As a veterinarian, I certainly appreciate you for helping me and my team practice the best quality medicine. There is nothing more heartbreaking than knowing we can help a sick pet but not being able to because of finances. Dr. Zubin Emmanuel exclusive premium discount Visit GoPetplan.com to get a 10% discount when you enroll online. 3 #1 rated pet insurance provider, of those providers receiving more than 100 lifetime reviews, on the independent review site, (September 5, 2011). For additional information, please visit petinsurancereview.com or write to: 1268 Longs Peak, Longmont, Colorado Pet insurance policies are issued by AGCS Marine Insurance Company and administered by Fetch Insurance Services, LLC (Fetch Insurance Agency, LLC in Michigan), d/b/a Petplan. AGCS Marine Insurance Company, a member of the Allianz Group, is rated A+ by A.M. Best (2010). Lifetime coverage is contingent on the policy being renewed each year without any break in coverage. Subject to annual policy limits of $8,000, $12,000 or $20,000. Limits are replenished in full on renewal. Pre-existing conditions are excluded from coverage.

3 step 1 Start with an easy trick FETCH A PETPLAN POLICY. Owners are only human. And sometimes, they re just not financially prepared to take care of their pets, even when they love us very, very much. Did you know that every six seconds, a pet in this country will require veterinary care costing over $1,000? 1 But some owners still think it can t happen to them. That s where good old animal logic comes to the rescue. You don t want your human to go into debt to give you the best possible veterinary care, do you? (Cats need not answer.) So drop that shoe and sink your teeth into this challenge: make sure your human has Petplan, America s #1 rated pet insurance. * Petplan s flexible policies come in a choice of three flavors, Gold, Silver and Bronze, and can be customized through a choice of deductible and levels of reimbursement. That way, your choosy humans will end up with a policy that is as unique as you are. one dog s tale When my vet introduced me to Petplan, little did I know that a few days later Blue would have the fight of his life. X-rays showed nothing, but emergency exploratory surgery revealed a hole in his stomach. I was called in to make the decision of euthanasia. But Blue refused to give up, and the doctor said he deserved another chance. Thankfully, Blue made a full recovery. And thanks to Petplan, saving Blue didn't cost my family a fortune. Claim paid: $11, one cat s tale I was shocked when Mushu was diagnosed with a malignant tumor on her leg. The good news was that with Petplan, her leg amputation surgery was covered. And while I was worried about Mushu s outcome, I was happy to have options to choose from. Nowadays Mushu is getting around like a kangaroo. I sometimes think that she doesn t even realize she lost her leg! Claim paid: $3, guide to pet insurance Annual Benefits Veterinary Expenses BRONZE $8,000 Boarding Kennel Fees Advertising & Reward Loss Due to Theft or Straying Death from Illness or Injury Vacation Cancellation SILVER $12,000 $250 $250 $250 GOLD $20,000 $500 $500 $500 $1,000 $1,000 Customize Any Petplan Policy Select your Deductible $50 or $100 or $200 Select your Reimbursement 100% or 90% or 80% 1. According to Petplan claims data, GoPetplan.com Get a 10% discount when you enroll online. * Petplan is the #1 rated pet insurance provider, of those providers receiving more than 100 reviews, on the independent review site, (September 5, 2011). For additional information, please visit petinsurancereview.com or write to: 1268 Longs Peak, Longmont, Colorado Terms and conditions apply. Coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state s approval and coverage may vary by state. Pet insurance policies are issued by AGCS Marine Insurance Company and administered by Fetch Insurance Services, LLC (Fetch Insurance Agency, LLC in Michigan), d/b/a Petplan (Petplan Insurance Agency, LLC in California). AGCS Marine Insurance Company, a member of the Allianz Group, is rated A+ by A.M. Best (2010). For more information, visit GoPetplan.com Fetch, Inc., 1 International Plaza, Suite 140, Philadelphia, PA Tel: PPEPBBD03 /12 America s #1rated pet insurance! *

4 step 2 Be gentle, but firm GET PETPLAN. NOW. step 3 Set realistic expectations step 4 Repeat for life Why Petplan? your frisky owners may ask. Well, for more than 245 years (35 human years), Petplan has been protecting pets health worldwide. In fact, Petplan is America s #1 pet insurer. * Here s why: Hereditary conditions covered under all policies Petplan policies provide coverage for all congenital and hereditary conditions, with no dollar or time limits per condition. No benefit schedule We reimburse you what your veterinarian charges you, up to your annual policy limit. Covered For Life Once you re insured, Petplan will cover any chronic conditions you may develop into your old age. HEY, ACCIDENTS HAPPEN. You re going to swallow dumb things, run out in front of cars and generally manage to endanger your health on a weekly basis. And of course, your humans adore you so much, they ll want you to live forever. But enjoying a long healthy life together can get expensive. Petplan can help manage the damage. Motor Vehicle Accident $3,626 Cancer (lymphosarcoma) $8,217 THERE FOR YOU IN YOUR TIME OF NEED. Petplan covers injuries and illnesses for life. This is important for your humans should you develop a chronic condition like arthritis, diabetes or hip dysplasia. When you consider the fact that between 30-40% of all pet insurance claims received are for chronic conditions that last beyond 12 months, 1 the importance of being Covered for Life is undeniable. Let s face it; your humans would be lost without you. So protect them from any unforeseen veterinary expenses with a little help from the nice folks at Petplan. Use any veterinarian, anywhere Freedom to visit any licensed veterinarian anywhere in the US and Canada, including referral, specialist, alternative and behavioral therapy veterinarians. Fast, no hassle claims 95% of paid claims are processed within five days of submitting a completed claim. 1 Heart Failure $4,843 Cancer (thymoma) $7,820 Diabetes $9,660 Ear Infection $5,406 Ingestion of Foreign Body $6,243 Kidney Failure $18,021 Fractured Leg $4,911 Visit GoPetplan.com to get a 10% discount when you enroll online. Your healthcare can be expensive without pet insurance. As long as the condition was not showing clinical signs prior to the effective date of the policy or during the waiting period. Subject to annual policy limits of $8,000, $12,000 or $20,000. Limits are replenished in full on renewal and may be subject to the copay and deductible selected by the policyholder. Specialist vet fees reimbursed at 80% except in cases of emergency.

5 Policy Benefits Petplan Bronze Policy Petplan Silver Policy Petplan Gold Policy Annual Coverage Limits $8,000 $12,000 $20,000 Deductible Reimbursement Policy Coverage Choice of $50, $100, or $200 deductible Choice of 100%, 90% or 80% reimbursement direct to you Accidents Illnesses Hereditary, congenital + chronic conditions Prescription medications Surgery Specialist treatment Cancer treatment Alternative + holistic therapies Non-experimental stem cell therapies Diagnostic testing MRI + CAT scan imaging Non-routine dental treatment Additional Coverage N/A Boarding + kennel fees Advertising + reward Loss due to theft/straying Boarding + kennel fees Advertising + reward Loss due to theft/straying Death from illness or injury Vacation cancellation Additional Info Covered for Life with annual renewal Terms and conditions apply. Policy becomes effective at 12:01am the day after adoption. A 24-hr waiting period for accidents, a 14-day waiting period for illnesses and a 6-month exclusion for cruciate ligaments and patellas applies. Lifetime coverage is contingent on the policy being renewed each year without any break in coverage. Subject to annual policy limits of $8,000, $12,000 or $20,000. Limits are replenished in full on renewal. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the policy waiting period, are excluded from coverage. Coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state s approval and coverage may vary by state. Pet insurance policies are issued by AGCS Marine Insurance Company and administered by Fetch Insurance Services, LLC (Fetch Insurance Agency, LLC in Michigan), d/b/a Petplan (Petplan Insurance Agency, LLC in California). AGCS Marine Insurance Company, a member of the Allianz Group, is rated A+ by A.M. Best (2010). Visit GoPetplan.com or call today. Remember to enroll with your promo code:

6 Claim your 10% discount when you enroll online Call or Visit GoPetplan.com 10% PREMIUM DISCOUNT VOUCHER