COMMERCIAL TRADE AREA REPORT. Frederick, MD P r e s e n t e d b y Tony "C" Checchia. v c re. c o v c re. c o

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1 M a i n : t o n y www ( ( COMMERCIAL TRADE AREA REPORT P r e s e n t e d b y Tony "C" Checchia REALTOR Maryland Real Estate License: Trade Area Report 15 Carroll St W o rk : ( 240 ) 9600 M o b i l e : O ffi c e : v c re. c o v c re. c o V C R E. C o 1845 B r o o k fi e l d C t F r e d e r i c k, M D 301 ) 8669 F a x : 240 ) 6822

2 Criteria Used for Analysis Income: Median Household Income Age: Median Age Population Stats: Total Population Segmentation: 1st Dominant Segment $77, ,379 Golden Years Consumer Segmentation Life Mode What are the people like that live in this area? Senior Styles Senior lifestyles reveal the effects of saving for retirement Urbanization Where do people like this usually live? Suburban Periphery Affluence in the suburbs, married couple-families, longer commutes Top Tapestry Segments Golden Years Parks and Rec Pleasantville Emerald City Boomburbs % of Households 2,689 (16.9%) 1,766 (11.1%) 1,645 (10.4%) 1,484 (9.4%) 906 (5.7%) % of Frederick County 4,119 (4.7%) 3,763 (4.3%) 8,009 (9.1%) 1,882 (2.1%) 8,522 (9.7%) Lifestyle Group Senior Styles GenXurban Upscale Avenues Middle Ground Affluent Estates Urbanization Group Suburban Periphery Suburban Periphery Suburban Periphery Metro Cities Suburban Periphery Residence Type Multi-Units; Single Family Single Family Single Family Multi-Units; Single Family Single Family Household Type Singles Married Couples Married Couples Singles Married Couples Average Household Size Median Age Diversity Index Median Household Income $61,000 $55,000 $85,000 $52,000 $105,000 Median Net Worth $140,000 $98,000 $285,000 $37,000 $304,000 Median Home Value $283,000 $180,000 $31,200 $293,000 Homeownership 63.7 % 70.7 % 83.6 % 49.6 % 84.5 % Average Monthly Rent $1,030 Employment Professional or Services Professional, Management or Administration Professional or Management Education College Degree High School Graduate Some College or College Degree Preferred Activities Financial Media Vehicle Travel overseas frequently. Shop, pay bills, track investments online. Manage portfolios of CDs, stocks Watch cable TV; read newspapers Prefer late-model vehicle Take U.S. vacations. Play blackjack, poker online. Enjoy outdoor gardening. Go to the beach, theme parks, museums. Professional or Management College Degree Travel frequently. Buy, eat organic foods. Budget wisely Invest conservatively Contribute to NPR, PBS Watch Animal Planet, Discovery, History Channel Own domestic truck or SUV Have bundled services (TV/Internet/phone) Own/Lease imported SUV Read books, magazines on tablets Take public transportation Professional or Management College Degree Hold gym membership; own home equipment. Prioritize physical fitness. Have home mortgage Own, use latest devices Prefer SUVs, luxury cars, minivans

3 About this segment Golden Years This is the #1 dominant segment for this area In this area 16.9% of households fall into this segment In the United States 1.3% of households fall into this segment An overview of who makes up this segment across the United States Who We Are Golden Years residents are independent, active seniors nearing the end of their careers or already in retirement. This market is primarily singles living alone or empty nesters. Those still active in the labor force are employed in professional occupations; however, these consumers are actively pursuing a variety of leisure interests--travel, sports, dining out, museums and concerts. They are involved, focused on physical fitness and enjoying their lives. This market is smaller, but growing, and financially secure. Our Neighborhood This older market has a median age of 51 years and a disproportionate share (nearly 30%) of residents aged 65 years or older. Single-person households (over 40%) and married-couple families with no children (onethird) dominate these neighborhoods; average household size is low at Most of the housing was built after 1970; approximately 43% of householders live in single-family homes and 42% in multi-unit dwellings. These neighborhoods are found in large metropolitan areas, outside central cities, scattered across the U.S. Socioeconomic Traits Golden Years residents are well educated-- 20% have graduate or professional degrees, 26% have bachelor's degrees, and 26% have some college credits. Unemployment is low at 7%, but so is labor force participation at 55%, due to residents reaching retirement. Median household income is higher in this market, more than $61,000. Although wages still provide income to 2 out of 3 households, earned income is available from investments, Social Security benefits and retirement income. These consumers are well connected: Internet access is used for everything from shopping or paying bills to monitoring investments and entertainment. They are generous supporters of the arts and charitable organizations. They keep their landlines and view cell phones more as a convenience. Market Profile Avid readers, they regularly read daily newspapers, particularly the Sunday edition. They subscribe to cable TV; news and sports programs are popular as well as on-demand movies. They use professional services to maintain their homes inside and out and minimize their chores. Leisure time is spent on sports (tennis, golf, boating and fishing) or simple exercise like walking. Good health is a priority; they believe in healthy eating, coupled with vitamins and dietary supplements. Active social lives include travel, especially abroad, plus going to concerts and museums. Residents maintain actively managed financial portfolios that include a range of instruments such as common stock and certificates of deposit (more than six months). The demographic segmentation shown here can help you understand the lifestyles and life stages of consumers in a market. Data provider Esri classifies U.S. residential neighborhoods into 67 unique market segments based on socioeconomic and demographic characteristics. Data Source: Esri Update Frequency: Annually.

4 About this segment Parks and Rec This is the #2 dominant segment for this area In this area 11.1% of households fall into this segment In the United States 2.0% of households fall into this segment An overview of who makes up this segment across the United States Who We Are Practical Parks and Rec suburbanites have achieved the dream of home ownership. They have purchased homes that are within their means. Their homes are older, and townhomes and duplexes are not uncommon. Many of these families are two-income married couples approaching retirement age; they are comfortable in their jobs and their homes, budget wisely, but do not plan on retiring anytime soon or moving. Neighborhoods are well established, as are the amenities and programs that supported their now independent children through school and college. The appeal of these kid-friendly neighborhoods is now attracting a new generation of young couples. Our Neighborhood Homes are primarily owner-occupied, singlefamily residences built prior to 1970; townhomes and duplexes are scattered through the neighborhoods. Both median home value and average rent are close to the national level. Households by type mirror the U.S. distribution; married couples, more without children, dominate. Average household size is slightly lower at 2.49, but this market is also a bit older. Socioeconomic Traits More than half of the population is college educated. Older residents draw Social Security and retirement income. The work force is diverse: professionals in health care, retail trade and education, or skilled workers in manufacturing and construction. This is a financially shrewd market; consumers are careful to research their big-ticket purchases. When planning trips, they search for discounted airline fares and hotels and choose to vacation within the U.S. These practical residents tend to use their cell phones for calls and texting only. Market Profile Cost and practicality come first when purchasing a vehicle; Parks and Rec residents are more likely to buy domestic SUVs or trucks over compact or subcompact vehicles. Budget-conscious consumers stock up on staples at warehouse clubs. Pass time at home watching documentaries on Animal Planet, Discovery or History channels. For an outing, they choose to dine out at family-style restaurants and attend movies. Between trips to the casinos, they gamble on lottery tickets and practice their blackjack and poker skills online. Convenience is important in the kitchen; they regularly use frozen or packaged main course meals. Ground coffee is preferred over coffee beans. Residents here take advantage of local parks and recreational activities. Their exercise routine is a balance of home-based exercise; a session at their local community gym; or a quick jog, swim or run. The demographic segmentation shown here can help you understand the lifestyles and life stages of consumers in a market. Data provider Esri classifies U.S. residential neighborhoods into 67 unique market segments based on socioeconomic and demographic characteristics. Data Source: Esri Update Frequency: Annually.

5 About this segment Pleasantville This is the #3 dominant segment for this area In this area 10.4% of households fall into this segment In the United States 2.2% of households fall into this segment An overview of who makes up this segment across the United States Who We Are Prosperous domesticity best describes the settled denizens of Pleasantville. Situated principally in older housing in suburban areas in the Northeast (especially in New York and New Jersey) and secondarily in the West (especially in California), these slightly older couples move less than any other market. Many couples have already transitioned to empty nesters; many are still home to adult children. Families own older, singlefamily homes and maintain their standard of living with dual incomes. These consumers have higher incomes and home values and much higher net worth. Older homes require upkeep; home improvement and remodeling projects are a priority--preferably done by contractors. Residents spend their spare time participating in a variety of sports or watching movies. They shop online and in a variety of stores, from upscale to discount, and use the Internet largely for financial purposes. Our Neighborhood Suburban periphery of large metropolitan areas, primarily in Middle Atlantic or Pacific states. Most homes owned (and mortgaged). Households composed of older married-couple families, more without children under 18, but many with children over 18 years. Older, single-family homes: two-thirds built before 1970, close to half from 1950 to One of the lowest percentages of vacant housing units at 4.7%. Suburban households with 1 or 2 vehicles and a longer travel time to work. Socioeconomic Traits Education: 64% college educated, 34% with a bachelor's degree or higher. Low unemployment at 7.8%; higher labor force participation rate at 67%; higher proportion of HHs with 2 or more workers. Many professionals in finance, information/technology or management. Median household income denotes affluence, with income primarily from salaries, but also from investments or Social Security and retirement income. Not cost-conscious, these consumers willing to spend more for quality and brands they like. Prefer fashion that is classic and timeless as opposed to trendy. Use all types of media equally (newspapers, magazines, radio, Internet, TV). Market Profile Prefer imported SUVs, serviced by a gas station or car dealer. Invest in conservative securities and contribute to charities. Work on home improvement and remodeling projects, but also hire contractors. Have bundled services (TV/Internet/phone). Access the Internet via fiber optics or cable modem, on a newer computer, to pay bills, make purchases and track investments. Subscribe to premium channels (HBO, Showtime or Starz) and use video-on-demand to watch TV shows and movies. Enjoy outdoor gardening, going to the beach, visiting theme parks, frequenting museums and attending rock concerts. The demographic segmentation shown here can help you understand the lifestyles and life stages of consumers in a market. Data provider Esri classifies U.S. residential neighborhoods into 67 unique market segments based on socioeconomic and demographic characteristics. Data Source: Esri Update Frequency: Annually.

6 About this segment Emerald City This is the #4 dominant segment for this area In this area 9.4% of households fall into this segment In the United States 1.4% of households fall into this segment An overview of who makes up this segment across the United States Who We Are Emerald City's denizens live in lowerdensity neighborhoods of urban areas throughout the country. Young and mobile, they are more likely to rent. Well educated and well employed, half have a college degree and a professional occupation. Incomes close to the U.S. median come primarily from wages and selfemployment. This group is highly connected, using the Internet for entertainment and making environmentally friendly purchases. Long hours on the Internet are balanced with time at the gym. Many embrace the "foodie" culture and enjoy cooking adventurous meals using local and organic foods. Music and art are major sources of enjoyment. They travel frequently, both personally and for business. Our Neighborhood There are mostly older, established neighborhoods with homes built before 1960; around 30% built before Just over half of all homes are renter occupied. Single-person and non-family types make up over half of all households. Median home value and average rent are slightly above the U.S. levels; around half of owned homes are worth $150,000-$300,000. Socioeconomic Traits Well educated, these consumers research products carefully before making purchases. They buy natural, green and environmentally friendly products. Very conscious of nutrition, they regularly buy and eat organic foods. Cell phones and text messaging are a huge part of everyday life. They place importance on learning new things to keep life fresh and variable. They are interested in the fine arts and especially enjoy listening to music. Market Profile Liberal segment that contributes to NPR and PBS. Shop at Trader Joe's and Whole Foods. Budget time--utilize home cleaning services so there's time for yoga. Use the web for professional networking, blogging and online dating. Read magazines and books on a tablet, sometimes while exercising at home. Go to art galleries and make art at home. The demographic segmentation shown here can help you understand the lifestyles and life stages of consumers in a market. Data provider Esri classifies U.S. residential neighborhoods into 67 unique market segments based on socioeconomic and demographic characteristics. Data Source: Esri Update Frequency: Annually.

7 About this segment Boomburbs This is the #5 dominant segment for this area In this area 5.7% of households fall into this segment In the United States 1.6% of households fall into this segment An overview of who makes up this segment across the United States Who We Are Young professionals with families who have opted to trade up to the newest housing in the suburbs make up this growth market. Original Boomburbs neighborhoods began growing in the 1990s and continued through the peak of the housing boom. Most of those neighborhoods are fully developed now. This is an affluent market but with a higher proportion of mortgages. Rapid growth still distinguishes the Boomburbs neighborhoods, although the boom is more subdued now than it was 10 years ago. So is the housing market. Residents are well-educated professionals with a running start on prosperity. Our Neighborhood Growth markets are in the suburban periphery of large metropolitan areas. Young families are married with children; average household size is Home ownership is 84%, with the highest rate of mortgages, 78%. Primarily single-family homes, in new neighborhoods, 72% built since Median home value is $293,000. Lower housing vacancy rate at 5.3%. The cost of affordable new housing comes at the expense of one of the longest commutes to work, over 30 minutes average, including a disproportionate number (34.5%) commuting across county lines. Socioeconomic Traits Well-educated young professionals, 52% are college graduates. Unemployment is low at 5.2%; high labor force participation at 72%; most households have more than two workers. Longer commute times from the suburban growth corridors have created more home workers. They are well connected: own the latest devices and understand how to use them efficiently; biggest complaints--too many devices and too many intrusions on personal time. Financial planning is well under way for these professionals. Market Profile Boomburbs residents prefer late model imports, primarily SUVs, and also luxury cars and minivans. This is one of the top markets for the latest in technology, from smartphones to tablets to Internet connectable televisions. Style matters in the Boomburbs, from personal appearance to their homes. These consumers are still furnishing their new homes and already remodeling. They like to garden but more often contract for home services. Physical fitness is a priority, including club memberships and home equipment. Leisure includes a range of activities from sports (hiking, bicycling, swimming, golf) to visits to theme parks or water parks. Residents are generous supporters of charitable organizations. The demographic segmentation shown here can help you understand the lifestyles and life stages of consumers in a market. Data provider Esri classifies U.S. residential neighborhoods into 67 unique market segments based on socioeconomic and demographic characteristics. Data Source: Esri Update Frequency: Annually.

8 : Population Comparison Total Population This chart shows the total population in an area, compared with other geographies (Projected) Population Density This chart shows the number of people per square mile in an area, compared with other geographies (Projected) Population Change Since 2010 This chart shows the percentage change in area's population from 2010 to 2017, compared with other geographies (Projected) Total Daytime Population This chart shows the number of people who are present in an area during normal business hours, including workers, and compares that population to other geographies. Daytime population is in contrast to the "resident" population present during evening and nighttime hours.

9 Daytime Population Density This chart shows the number people who are present in an area during normal business hours, including workers, per square mile in an area, compared with other geographies. Daytime population is in contrast to the "resident" population present during evening and nighttime hours. Average Household Size This chart shows the average household size in an area, compared with other geographies (Projected) Population Living in Family Households This chart shows the percentage of an area s population that lives in a household with one or more individuals related by birth, marriage or adoption, compared with other geographies (Projected) Female / Male Ratio This chart shows the ratio of females to males in an area, compared with other geographies. Women 2017 Men 2017 Women 2022 (Projected) Men 2022 (Projected)

10 : Age Comparison Median Age This chart shows the median age in an area, compared with other geographies (Projected) Population by Age This chart breaks down the population of an area by age group (Projected)

11 : Marital Status Comparison Married / Unmarried Adults Ratio This chart shows the ratio of married to unmarried adults in an area, compared with other geographies. Married Unmarried Married This chart shows the number of people in an area who are married, compared with other geographies. Never Married This chart shows the number of people in an area who have never been married, compared with other geographies. Widowed This chart shows the number of people in an area who are widowed, compared with other geographies. Divorced This chart shows the number of people in an area who are divorced, compared with other geographies.

12 : Economic Comparison Average Household Income This chart shows the average household income in an area, compared with other geographies (Projected) Median Household Income This chart shows the median household income in an area, compared with other geographies (Projected) Per Capita Income This chart shows per capita income in an area, compared with other geographies (Projected) Average Disposable Income This chart shows the average disposable income in an area, compared with other geographies.

13 Unemployment Rate This chart shows the unemployment trend in an area, compared with other geographies. Data Source: Bureau of Labor Statistics via 3DL Update Frequency: Monthly Frederick Frederick County Maryland USA Employment Count by Industry This chart shows industries in an area and the number of people employed in each category. Data Source: Bureau of Labor Statistics via Esri, 2017

14 : Education Comparison Less than 9th Grade This chart shows the percentage of people in an area who have less than a ninth grade education, compared with other geographies. Some High School This chart shows the percentage of people in an area whose highest educational achievement is some high school, without graduating or passing a high school GED test, compared with other geographies. High School GED This chart shows the percentage of people in an area whose highest educational achievement is passing a high school GED test, compared with other geographies. High School Graduate This chart shows the percentage of people in an area whose highest educational achievement is high school, compared with other geographies. Some College This chart shows the percentage of people in an area whose highest educational achievement is some college, without receiving a degree, compared with other geographies.

15 Associate Degree This chart shows the percentage of people in an area whose highest educational achievement is an associate degree, compared with other geographies. Bachelor's Degree This chart shows the percentage of people in an area whose highest educational achievement is a bachelor's degree, compared with other geographies. Grad/Professional Degree This chart shows the percentage of people in an area whose highest educational achievement is a graduate or professional degree, compared with other geographies.

16 : Commute Comparison Average Commute Time This chart shows average commute times to work, in minutes, by percentage of an area's population. How People Get to Work This chart shows the types of transportation that residents of the area you searched use for their commute, by percentage of an area's population.

17 : Home Value Comparison Median Estimated Home Value This chart displays property estimates for an area and a subject property, where one has been selected. Estimated home values are generated by a valuation model and are not formal appraisals. Data Source: Valuation calculations based on public records and MLS sources where licensed Update Frequency: Monthly 12-Month Change in Median Estimated Home Value This chart shows the 12-month change in the estimated value of all homes in this area, the county and the state. Estimated home values are generated by a valuation model and are not formal appraisals. Data Source: Valuation calculations based on public records and MLS sources where licensed Update Frequency: Monthly Median Listing Price This chart displays the median listing price for homes in this area, the county and the state. Data Source: On- and off-market listings sources Update Frequency: Monthly 12-Month Change in Median Listing Price This chart displays the 12-month change in the median listing price of homes in this area, and compares it to the county and state. Data Source: On- and off-market listings sources Update Frequency: Monthly

18 Best Retail Businesses: This chart shows the types of businesses that consumers are leaving an area to find. The business types represented by blue bars are relatively scarce in the area, so consumers go elsewhere to have their needs met. The beige business types are relatively plentiful in the area, meaning there are existing competitors for the dollars that consumers spend in these categories. Data Source: Retail Marketplace via Esri, 2017

19 N O T E : D a i l y T ra ffi c C o u n t s m i x a n d E st Traffic Counts Daily Traffic Counts: Up 6,000 / day 6,001 15,000 15,001 30,000 30,001 50,000 50, ,000 Over 100,000 / day 114, ,536 95,602 95,602 92,392 S t r e e t : US Hwy 15 C r o s s : US Hwy 340 r : SE D i s t : 0.29 miles S t r e e t : US Hwy 15 C r o s s : US Hwy 340 r : SE D i s t : 0.29 miles S t r e e t : Catoctin Mountain Hwy C r o s s : Rosemont Ave r : NE D i s t : 0.35 miles S t r e e t : Catoctin Mountain Hwy C r o s s : Rosemont Ave r : NE D i s t : 0.35 miles S t r e e t : Catoctin Mountain Hwy C r o s s : W 7th St r : NE D i s t : 0.25 miles H i s t o r i c a l s ,471 AADT H i s t o r i c a l s ,471 AADT H i s t o r i c a l s ,602 AADT H i s t o r i c a l s ,602 AADT H i s t o r i c a l s ,392 AADT ,475 AADT ,475 AADT ,545 AADT ,545 AADT ,186 AADT ,750 AADT ,750 AADT ,825 AADT ,825 AADT ,775 AADT ,575 AADT ,575 AADT ,950 AADT ,950 AADT ,125 AADT ,400 AADT ,400 AADT ,275 AADT ,275 AADT ,550 AADT a re a t u re o f a c t u a l i m a t e s ( * )

20 N O T E : D a i l y T ra ffi c C o u n t s m i x a n d E st Nearby Traffic Details 92,392 S t r e e t : Catoctin Mountain Hwy C r o s s : W 7th St r : NE D i s t : 0.25 miles ,392 AADT ,775 AADT ,186 AADT ,125 AADT ,550 AADT 82,392 S t r e e t : Catoctin Mountain Hwy C r o s s : Motter Ave r : NE D i s t : 0.3 miles ,392 AADT ,975 AADT ,706 AADT ,225 AADT ,950 AADT 82,392 S t r e e t : Catoctin Mountain Hwy C r o s s : Motter Ave r : NE D i s t : 0.3 miles ,392 AADT ,706 AADT ,975 AADT ,225 AADT ,950 AADT 59,103 S t r e e t : I- 70 C r o s s : Linganore Rd r : E D i s t : 0.22 miles ,103 AADT ,490 AADT ,883 AADT ,883 AADT ,104 AADT 59,103 S t r e e t : I- 70 C r o s s : Linganore Rd r : E D i s t : 0.22 miles ,103 AADT ,490 AADT ,883 AADT ,883 AADT ,104 AADT 30,381 S t r e e t : Liberty Rd C r o s s : Latham Dr r : W D i s t : 0.07 miles ,381 AADT ,525 AADT ,150 AADT ,150 AADT ,175 AADT 30,381 S t r e e t : Liberty Rd C r o s s : Latham Dr r : W D i s t : 0.07 miles ,381 AADT ,525 AADT ,150 AADT ,150 AADT ,175 AADT 30,291 S t r e e t : Liberty Rd C r o s s : Wormans Mill Rd r : W D i s t : 0.08 miles ,291 AADT ,625 AADT ,250 AADT ,275 AADT ,125 AADT 30,291 S t r e e t : Liberty Rd C r o s s : Wormans Mill Rd r : W D i s t : 0.08 miles ,291 AADT ,625 AADT ,250 AADT ,275 AADT ,125 AADT 14,631 S t r e e t : S Market St C r o s s : Walser Dr r : SE D i s t : 0.1 miles ,631 AADT ,525 AADT ,350 AADT ,350 AADT ,775 AADT 14,631 S t r e e t : S Market St C r o s s : Walser Dr r : SE D i s t : 0.1 miles ,631 AADT ,525 AADT ,350 AADT ,350 AADT ,775 AADT 14,520 S t r e e t : E Patrick St C r o s s : Davis Ave r : SE D i s t : 0.03 miles ,520 AADT ,850 AADT ,675 AADT ,700 AADT ,900 AADT a re a t u re o f a c t u a l 14,520 S t r e e t : E Patrick St C r o s s : Davis Ave r : SE D i s t : 0.03 miles ,520 AADT ,850 AADT ,675 AADT ,700 AADT ,900 AADT i m a t e s ( * ) 14,475 S t r e e t : E Patrick St C r o s s : Maxwell Ave r : W D i s t : 0.03 miles ,475 AADT ,875 AADT ,575 AADT ,675 AADT 14,475 S t r e e t : E Patrick St C r o s s : Maxwell Ave r : W D i s t : 0.03 miles ,475 AADT ,875 AADT ,575 AADT ,675 AADT

21 About RPR (Realtors Property Resource) Realtors Property Resource is a wholly owned subsidiary of the National Association REALTORS. RPR offers comprehensive data including a nationwide database of 164 million properties as well as powerful analytics and dynamic reports exclusively for members of the NAR. RPR's focus is giving residential and commercial real estate practitioners, brokers, and MLS and Association staff the tools they need to serve their clients. This report has been provided to you by a member of the NAR. About RPR's Data RPR generates and compiles real estate and other data from a vast array of sources. The data contained in your report includes some or all of the following: Listing data from our partner MLSs and CIEs, and related calculations, like estimated value for a property or median sales price for a local market. Public records data including tax, assessment, and deed information. Foreclosure and distressed data from public records and RealtyTrac. Market conditions and forecasts based on listing and public records data. Census and employment data from the U.S. Census and the U.S. Bureau of Labor Statistics. Demographics and trends data from Esri. The data in commercial and economic reports includes Tapestry Segmentation, which classifies U.S. residential neighborhoods into unique market segments based on socioeconomic and demographic characteristics. Business data including consumer expenditures, commercial market potential, retail marketplace, SIC and NAICS business information, and banking potential data from Esri. School data and reviews from Niche. Specialty data sets such as walkability scores, and flood zones. Update Frequency Listings and public records data are updated on a continuous basis. Charts and statistics calculated from listing and public records data are refreshed monthly. Other data sets range from daily to annual updates. Learn more For more information about RPR, please visit RPR's public website: