Rooted Flower Power Mid-scale baby boomer singles and couples rooted in established suburban communities and approaching retirement. Who We Are 93.

Size: px
Start display at page:

Download "Rooted Flower Power Mid-scale baby boomer singles and couples rooted in established suburban communities and approaching retirement. Who We Are 93."

Transcription

1 L42 L L41 L42 L43 Rooted Flower Power 2.69% Bruce & Denise 2.27% Who We Are Channel Preference Head of household age Type of property Single family % % 118 Estimated household income Household size Retirees Key Features $50,000 $74, % person 50.8% 112 Technology Adoption Deeply rooted Single adults Home ownership Age of children Liberal Bargain hunters Homeowner 0 3 Clubs and volunteering 81.1% % 15 Novices

2 L42 L L41 L42 L43 Rooted Flower Power 2.69% Bruce & Denise 2.27% Head of household age Head of household education Estimated current home value years years years years years years years 76+ years Family structure With kids Married Single male Single female Unknown status Without kids Married Single male Single female Unknown status 0 3 years 4 6 years 7 9 years years years Age of children % 0.32% 0.49% 1.53% 1.29% 85.46% 6.27% 4.06% 3.86% 0.57% 1.63% 0.48% 36.25% 18.76% 14.23% 24.22% 1.26% 0.57% 0.66% 0.28% 1.56% Estimated household income Less than $15,000 $15,000 $24,999 $25,000 $34,999 $35,000 $49,999 $50,000 $74,999 $75,000 $99,999 $100,000 $124,999 $125,000 $149,999 $150,000 $174,999 $175,000 $199,999 $200,000 $249,999 $250,000+ Homeowner Renter Unknown First-time buyer Home ownership 7.77% 39.22% 29.56% 15.30% 8.16% 6.69% 9.77% 8.90% 17.08% 35.68% 11.37% 5.22% 2.19% 1.73% 0.07% 0.60% 0.72% 81.06% 7.84% 11.10% 3.18% Less than $50,000 $50,000 $74,999 $75,000 $99,999 $100,000 $149,999 $150,000 $174,999 $175,000 $199,999 $200,000 $249,999 $250,000 $299,999 $300,000 $349,999 $350,000 $399,999 $400,000 $499,999 $500,000 $749,999 $750, year or less 2 3 years 4 5 years 6 7 years 8 9 years years years years 25+ years Length of residency 0.99% 8.47% 15.68% 32.33% 11.61% 8.34% 10.30% 5.32% 2.58% 1.60% 1.72% 0.92% 0.14% 9.49% 6.94% 8.94% 7.72% 7.97% 15.60% 11.18% 12.75% 19.40%

3 Supporting notes These pages have been designed to help you understand the essence of each of the groups and types. We have sought to highlight the key features which make each group distinctive, and which would be useful to bear in mind when devising communications or treatment strategies. The descriptive pages are necessarily subjective and are intended to highlight key issues rather than to be comprehensive. Variables - Mean% and Index Charts are provided for each of the variables used to build and describe the segments. The variables are grouped together by category. For each group, the charts show the Mean% and Index for each variable. Understanding Mean% and Index Mean% show the percentage of this group/type with this characteristic. For example, consider Household of household education for Group A: 2.55% % 17.07% 35.57% 38.08% This shows that for the head of household: 2.55% of Group A are educated below high school standard. 6.73% of Group A have a high school diploma % of Group A have had some college education % of Group A have a bachelor s degree % of Group A have a graduate degree. Mean% The Index shows how the variable compares with all households in the US. An Index of 100 is the average. An Index greater than 100 shows that this variable is over-represented when compared with the average. An Index less than 100 shows that this variable is under-represented when compared with the average. The Index is shown on the chart as a bar: Index below 100 Index above % % 17.07% 35.57% 38.08% Index 100 (US average) The chart shows the Index value from 0 to 200. If the Index value is greater than 200, the bar is shown as 200 along with the exact Index.

4 Group L Blue Sky Boomers Type L42: Rooted Flower Power Found in older, inner-ring suburbs, Rooted Flower Power are singles and couples in their 50s and 60s whose children have flown the coop. Many have good educations and well-paying jobs that support relaxed, middle-class lifestyles. In their established neighborhoods, built before 1970 to accommodate the postwar baby boom, they typically live in compact houses now valued at a modest $125,000. Nevertheless, these baby boomers have done a lot of living more than half are divorced, widowed or have never been married and are now entertaining thoughts of retirement. With their mid-level jobs, low expenses and dwindling mortgages, they have the discretionary income to enjoy plenty of home-based leisure activities. With many members of this segment in the workforce and with stable lifestyles, no one is even considering retiring to an assisted-living community; the vast majority have lived at the same address for more than a decade. In their quiet neighborhoods, Rooted Flower Power spend their free time around the house reading books and magazines and pursuing traditional hobbies like bird-watching and shopping antique stores. They spend enough time in their gardens to consider joining a garden club, but they ve given up their health club memberships and aerobic sports, although they will take a yoga class to stay flexible. These older suburbanites don t want the hassle of driving to downtown nightlife, so they don t really go to bars and nightclubs. However, they do try to go out to dinner at least one night a week, typically to a casual dining restaurant like Red Lobster or Olive Garden. They will also go on the occasional gambling junket to a casino or take in a play or musical. Eclectic in their musical tastes, they appreciate everything from classical to country music. Rooted Flower Power are careful money managers both in their investment strategy with lots of conservative CDs and annuities as well as in their bargain-hunting behavior at the mall. They re hardly materialistic and like to buy functional clothes and tried-and-true styles at stores like Meijer and Talbots. They still enjoy driving to stores, but will also shop at home through catalogs. They rarely buy the latest consumer gadget or fancy sports car. They prefer the appeal of foreign cars and gravitate to mid-range sedans and subcompacts. Describing themselves as informed consumers, Rooted Flower Power make a strong media audience. They subscribe to a daily newspaper to keep up with local events and enjoy reading a number of magazines from Health and House Beautiful to Reader s Digest and Rolling Stone. These commuters listen to the radio every day, tuning in news talk programs and stations that play a variety of music. They re still not entirely comfortable with the Internet, often going online and doing little more than sending or checking out a news site. To wind down at night, they still prefer watching TV; they catch the nightly newscasts after dinner and the range of sitcoms and dramas into the night. In addition to their fondness for media, Rooted Flower Power are a good audience for marketers. About one third say they learn about products and services by scrolling through their and a quarter say TV is where they prefer learning about brands. Politically, Rooted Flower Power tend to be left-of-center Democrats. Firm in their faith and civic activism, they belong to a variety of local groups and volunteer for community causes Experian. All rights reserved. Mosaic USA Type L42 Description 2

5 Contact information experian.com/mosaic (844) Experian. All rights reserved. Mosaic USA Type L42 Description 3

Single family. 2 persons $50,000 $74,999. Homeowner. Blue Sky Boomers Lower and middle-class baby boomer-aged households living in small towns

Single family. 2 persons $50,000 $74,999. Homeowner. Blue Sky Boomers Lower and middle-class baby boomer-aged households living in small towns L L L41 L42 L43 Blue Sky Boomers Thomas & Karen 6.25% 5.27% Who We Are Channel Preference Head of household age Type of property 51 65 Single family 103 50 97 81.8% 283 95.0% 120 Estimated household income

More information

Q64. Single family person $15,000 $24,999. Homeowner

Q64. Single family person $15,000 $24,999. Homeowner Q64 Q Q62 Q63 Q64 Q65 Town Elders Stable minimalist seniors living in older homes and leading sedentary lifestyles 4.24% Harold & Helen 3.31% Who We Are Channel Preference Head of household age Type of

More information

Generational Soup Affluent couples and multi-generational families living a wide range of lifestyles in suburbia. Who We Are 99.1% $125,000 $149,999

Generational Soup Affluent couples and multi-generational families living a wide range of lifestyles in suburbia. Who We Are 99.1% $125,000 $149,999 B07 B B07 B08 B09 B10 Generational Soup Mark & Deborah 1.24% 1.89% Who We Are Channel Preference Head of household age Type of property 51 65 Single family 34 63 32 46.1% 160 99.1% 125 Estimated household

More information

Thriving Boomers Upper-middle-class baby boomer-age couples living comfortable lifestyles settled in city and suburban homes. Who We Are 88.9% 18.

Thriving Boomers Upper-middle-class baby boomer-age couples living comfortable lifestyles settled in city and suburban homes. Who We Are 88.9% 18. E E E19 E20 E21 Thriving Boomers 6.01% David & Linda 6.94% Who We Are Channel Preference Head of household age Type of property 51 65 Single family 108 39 62 68.7% 238 88.9% 112 Estimated household income

More information

J35. Single family. 2 persons $25,000 $34,999. Homeowner. Rural Escape Older, middle-class couples and singles living comfortable lives in rural towns

J35. Single family. 2 persons $25,000 $34,999. Homeowner. Rural Escape Older, middle-class couples and singles living comfortable lives in rural towns J35 J J34 J35 J36 Rural Escape 1.70% Jerry & Joyce 1.53% Who We Are Channel Preference Head of household age Type of property 66 75 Single family 170 52 49 34.4% 332 98.1% 124 Estimated household income

More information

P57. Multi-family: 3 units. 1 person. Less than $15,000. Renter. Modest Metro Means Middle-aged singles established in inner-city rental communities

P57. Multi-family: 3 units. 1 person. Less than $15,000. Renter. Modest Metro Means Middle-aged singles established in inner-city rental communities P P56 P58 P59 P60 P61 Modest Metro Means Keith & Jacqueline 0.72% 0.66% Who We Are Channel Preference Head of household age Type of property 14.1% 46 50 161 Multi-family: 3 units 15.2% 587 79 165 213 Estimated

More information

True Grit Americans Older, middle-class households in town and country communities located in the nation's midsection. Who We Are 95.

True Grit Americans Older, middle-class households in town and country communities located in the nation's midsection. Who We Are 95. N46 N N46 N47 N48 N49 True Grit Americans Older, middle-class households in town and country communities located in the nation's midsection 1.56% Jim & Cindy 1.36% Who We Are Channel Preference Head of

More information

K39. Multi-family: units. 1 person $25,000 $34,999. Renter. Metro Fusion Middle-aged singles living urban, active lifestyles.

K39. Multi-family: units. 1 person $25,000 $34,999. Renter. Metro Fusion Middle-aged singles living urban, active lifestyles. K K37 K38 K40 Metro Fusion Gregory & Teresa 0.48% 0.34% Who We Are Channel Preference Head of household age Type of property 51.0% 36 45 314 Multi-family: 20 49 units 20.6% 725 35 145 185 Estimated household

More information

Fast Track Couples Active, young, upper middle-class suburban couples and families living upwardly-mobile lifestyles. Who We Are 97.

Fast Track Couples Active, young, upper middle-class suburban couples and families living upwardly-mobile lifestyles. Who We Are 97. F22 F F22 F23 Fast Track Couples Andrew & Ashley 2.47% 1.89% Who We Are Channel Preference Head of household age Type of property 31 35 Single family 11 212 81 46.5% 505 97.6% 123 Estimated household income

More information

A01. Single family. 5+ persons $250,000+ Homeowner. American Royalty Wealthy, influential couples and families living in prestigious suburbs

A01. Single family. 5+ persons $250,000+ Homeowner. American Royalty Wealthy, influential couples and families living in prestigious suburbs A A02 A03 A04 A05 A06 American Royalty Wealthy, influential couples and families living in prestigious suburbs James & Nancy 2.08% Who We Are Channel Preference Head of household age Type of property 51

More information

Report on Demographic and Consumption Behaviors of USMS Members

Report on Demographic and Consumption Behaviors of USMS Members Report on Demographic and Consumption Behaviors of USMS Members Prepared by Tom Boyd 6/23/2006 The purpose of this report is to reveal demographic and consumption behavior that will help potential sponsors

More information

Identifying lifetime value and profitability through scoring and household linkage

Identifying lifetime value and profitability through scoring and household linkage Identifying lifetime value and profitability through scoring and household linkage Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc.

More information

Chapter 11. Social Class and Consumer Behavior 17/09/2013. Social Class and Social Status

Chapter 11. Social Class and Consumer Behavior 17/09/2013. Social Class and Social Status Consumer Behavior, Eighth Edition SCHIFFMAN & KANUK Chapter 11 Social Class and Consumer Behavior 11-1 Social Class The division of members of a society into a hierarchy of distinct status classes, so

More information

A Millennial s Guide to Homeownership

A Millennial s Guide to Homeownership A Millennial s Guide to Homeownership Visit Wyse Home Team Realty s Website You re Not Alone If You Haven t Bought a Home Yet If it seems like all your friends are buying a house... it s because they are!

More information

COMMERCIAL TRADE AREA REPORT. Frederick, MD P r e s e n t e d b y Tony "C" Checchia. v c re. c o v c re. c o

COMMERCIAL TRADE AREA REPORT. Frederick, MD P r e s e n t e d b y Tony C Checchia. v c re. c o v c re. c o M a i n : t o n y www. 367 - ( 471 - ( 668 - COMMERCIAL TRADE AREA REPORT P r e s e n t e d b y Tony "C" Checchia REALTOR Maryland Real Estate License: 307505 Trade Area Report 190 TJ W o rk : ( 240 )

More information

Ric was named Best Talk Show Host in 1993 (AIR Awards) and continues to host weekly radio and television shows in Washington, D.C.

Ric was named Best Talk Show Host in 1993 (AIR Awards) and continues to host weekly radio and television shows in Washington, D.C. Wi$e Up Teleconference Call Budget to Save August 31, 2006 Speaker 2 Ric Edelman Jane Walstedt: Now, I'm going to turn the program over to Gail Patterson, who is part of the Women s Bureau team that plans

More information

Renter Nation Working with Investors With Larry Kendall

Renter Nation Working with Investors With Larry Kendall Renter Nation Working with Investors With Larry Kendall 1. Renter Nation 2. Opportunities: 3. Working with Investors: 4. Financial Intelligence (Investor Basics) a. Assets: b. Liabilities: c. Good Debt:

More information

Financial Field Trips

Financial Field Trips The Green Event Financial Field Trips Parent Packet Dear Parent / Guardian, We are excited to have your child participate with us in Utah s 4-H Strong Futures Green Event program. I assure you that your

More information

Focus on. Retirement. Planning. Michele Burkholder & Alexandra Burkholder A3CM E2

Focus on. Retirement. Planning. Michele Burkholder & Alexandra Burkholder A3CM E2 Focus on Retirement Planning Michele Burkholder & Alexandra Burkholder A3CM-1223-05E2 Agenda: Focus on Retirement Planning Countdown to Retirement Common Myths Diversification A Solid Plan 2 Countdown

More information

Timeline. Retirement. Page i

Timeline. Retirement. Page i Timeline to Retirement Page i About Project 2030 Project 2030 is sponsored by the Minnesota Department of Human Services and the Minnesota Board on Aging. The purpose of Project 2030 is to anticipate the

More information

Demographics for 2020 S Main St, South Jacksonville, Illinois, United States

Demographics for 2020 S Main St, South Jacksonville, Illinois, United States Demographics for 2020 S Main St, South Jacksonville, Illinois, United States Population Population Total Population (US Census 2010) 3,200 19,103 24,773 Total Population (Current Year) 3,168 18,852 24,419

More information

City of Edmonton Population Change by Age,

City of Edmonton Population Change by Age, Population Change by Age, 1996-2001 2001 Edmonton Demographic Profile The City of Edmonton s 2001population increased by 49,800 since the 1996 census. Migration figures are not available at the municipal

More information

Estimating Your Retirement Income Needs

Estimating Your Retirement Income Needs Champlain Wealth Management Steve J. Hipsley CFP President 2452 Route 9 Suite 304 Malta, NY 12020 518-583-7526 shipsley@cwm-ltd.com Estimating Your Retirement Income Needs Page 1 of 5, see disclaimer on

More information

The Next Stage in Customer Segmentation

The Next Stage in Customer Segmentation The Next Stage in Customer Segmentation Characteristics/Behaviors Segmentation What and Why? Attitudes Divide customers into clusters or groups Those in one group are: As similar as possible to each other

More information

NOLA-YURP Survey July/August 2008 Preliminary Findings (N = 328 Completed Interviews) This Draft: August 23, 2008

NOLA-YURP Survey July/August 2008 Preliminary Findings (N = 328 Completed Interviews) This Draft: August 23, 2008 NOLA-YURP Survey July/August 2008 Preliminary Findings (N = 328 Completed Interviews) This Draft: August 23, 2008 The Samples. The NOLA-YURP Survey was conducted in July and August, 2008, of members of

More information

CARP Member Profile Poll Report August 24, 2015

CARP Member Profile Poll Report August 24, 2015 CARP Member Profile Poll Report August 24, 2015 Key Findings Members who answered the poll joined CARP, on average, 10 years ago, for the advocacy, not the benefits, and renew because of the advocacy,

More information

What really matters to women investors

What really matters to women investors JANUARY 2014 What really matters to women investors Exploring advisor relationships with and the Silent Generation. INVESTED. TOGETHER. Certainly a great deal has been written about women and investing

More information

Savannah Agee Direct:

Savannah Agee Direct: Demographics for 7071 S Bilbo Rd, Orange, Texas 77632, United States Savannah Agee Direct: 409-833-5055 Population Population Total Population (US Census 2010) 358 4,419 8,486 Total Population (Current

More information

10 minutes Drive Time

10 minutes Drive Time M a i n : N a t h a n G @ n a rrp r. M A 453 - COMMERCIAL TRADE AREA REPORT P r e s e n t e d b y Nathan Graham W o rk : ( 619 ) 7561 c o m # 55 1 i c h i g a n v e. C h i c a g o, I L 60611 Criteria Used

More information

Right direction 33% 34% Wrong track 57% 56% Neither 3% 2% Don t know / Refused 7% 7%

Right direction 33% 34% Wrong track 57% 56% Neither 3% 2% Don t know / Refused 7% 7% Heartland Monitor Poll XIII ALLSTATE/NATIONAL JOURNAL HEARTLAND MONITOR POLL XIII National Sample of 1000 ADULTS AGE 18+ (Margin of Error = +/-3.1% in 95 out of 100 cases) Conducted May 19-23, 2012 via

More information

ARE YOU RETIREMENT READY? my money after work

ARE YOU RETIREMENT READY? my money after work ARE YOU RETIREMENT READY? my money after work Retirement may seem a long way off, but now is the time to make sure your retirement plans will be achievable. This guide can help you define what your retirement

More information

Retirement Income Planning Worksheet

Retirement Income Planning Worksheet Retirement Income Planning Worksheet Build Preparations for Your Retirement A Straightforward Resource to Help Gather the Data You Need Use this simple worksheet to get started on your retirement income

More information

2016 Retirement Confidence Survey

2016 Retirement Confidence Survey 2016 Retirement Confidence Survey A Secondary Analysis of the Findings from Respondents Age 50+ Alicia R. Williams, PhD and Eowna Young Harrison, BS AARP Research https://doi.org/10.26419/res.00159.001

More information

the ultimate buyers guide

the ultimate buyers guide the ultimate buyers guide Your Helping Hand Through the home buying process Buying a home will be one of the most significant purchases made in your entire life. It is a process that you must begin with

More information

4.0 Retail Market: Demand Analysis

4.0 Retail Market: Demand Analysis 4.1 Strathcona County Demographic Overview 4.2 Strathcona County: Projected Population 4.3 Strathcona County Demographics: Household Composition 4.4 Strathcona County Demographics: Age & Gender Characteristics

More information

LSU Post-Hurricane Katrina Community Survey Frederick Weil, Department of Sociology, LSU -

LSU Post-Hurricane Katrina Community Survey Frederick Weil, Department of Sociology, LSU - Are you now living in Greater New Orleans? Yes 82% 73% 88% 95% 82% 82% 92% 8% 46% 80% 82% No 18% 27% 12% 5% 18% 18% 8% 92% 54% 20% 18% What kind of housing are you now living in? Your own house or condo,

More information

T. Rowe Price 2015 FAMILY FINANCIAL TRADE-OFFS SURVEY

T. Rowe Price 2015 FAMILY FINANCIAL TRADE-OFFS SURVEY T. Rowe Price 2015 FAMILY FINANCIAL TRADE-OFFS SURVEY Contents Perceptions About Saving for Retirement & College Education Respondent College Experience Family Financial Profile Saving for College Paying

More information

YOUR GUIDE TO HEALTHY FINANCES GET YOUR FINANCES IN SHAPE

YOUR GUIDE TO HEALTHY FINANCES GET YOUR FINANCES IN SHAPE YOUR GUIDE TO HEALTHY FINANCES GET YOUR FINANCES IN SHAPE GETTING YOUR FINANCES UNDER CONTROL NEEDN T BE A HEADACHE Help is at hand with these easy-to-follow tips for getting your finances in shape. Whether

More information

EDUCATION FORM. Where do you plan to go? List all that apply - community college / four year institution and graduate school if applicable

EDUCATION FORM. Where do you plan to go? List all that apply - community college / four year institution and graduate school if applicable Do you plan to attend college? EDUCATION FORM Where do you plan to go? List all that apply - community college / four year institution and graduate school if applicable Based on 2016 fees, how much will

More information

Investor s Guide INCOME FOR WHAT S NEXT

Investor s Guide INCOME FOR WHAT S NEXT Investor s Guide INCOME FOR WHAT S NEXT 45% are concerned about managing their retirement income to meet their retirement expenses. 1 INCOME FOR WHAT S NEXT How will I pay for my retirement? If you find

More information

Your Retirement Lifestyle WORKBOOK

Your Retirement Lifestyle WORKBOOK Your Retirement Lifestyle WORKBOOK Purpose of This Workbook and Helpful Checklist This workbook is designed to help you collect and organize the information needed to develop your Retirement Plan which

More information

Financial Needs Analysis Questionnaire (the involvement of ALL decision makers are required for an accurate assessment) Date: Time:

Financial Needs Analysis Questionnaire (the involvement of ALL decision makers are required for an accurate assessment) Date: Time: Primary: D.O.B. Spouse / Partner: D.O.B. Address Primary s Cell phone: Home Phone: Spouse / Partner Cell phone: Primary s e-mail Spouse / Partner s e-mail Height Weight Any form of tobacco use? Height

More information

Cost of Living: Still the Number One Issue

Cost of Living: Still the Number One Issue Cost of Living: Still the Number One Issue At the beginning of 2013, a McCrindle Research study showed that the rising cost of living was the number one concern for Gen Ys, Gen Xers, and the Baby Boomer

More information

Principal Funds. Women and Wealth. Invest in yourself. You deserve it. A step-by-step guide to help you achieve your financial goals.

Principal Funds. Women and Wealth. Invest in yourself. You deserve it. A step-by-step guide to help you achieve your financial goals. Principal Funds Women and Wealth Invest in yourself. You deserve it. A step-by-step guide to help you achieve your financial goals. Take Time for You As a woman, you probably have a lot of responsibilities.

More information

Unilever UK Pension Fund At Retirement Booklet

Unilever UK Pension Fund At Retirement Booklet Unilever UK Pension Fund At Retirement Booklet Please complete your details in this table Your name Your date of birth Your retirement date Your State Pension Age * * If you don t know your state pension

More information

ScS Group plc Interim results for the half year ended 27 January March 2018

ScS Group plc Interim results for the half year ended 27 January March 2018 ScS Group plc Interim results for the half year ended 27 January 2018 21 March 2018 Agenda Introduction, objectives and highlights Financial review Review of the period and outlook David Knight Chief Executive

More information

GROUP SAVINGS & RETIREMENT. The basics of retirement planning. Plan for life

GROUP SAVINGS & RETIREMENT. The basics of retirement planning. Plan for life GROUP SAVINGS & RETIREMENT The basics of retirement planning Plan for life Hello. Are you close to retiring? If you re almost there, then understanding retirement planning basics is key so that you can

More information

Retirement: Are You Ready?

Retirement: Are You Ready? Retirement: Are You Ready? Retirement: Are You Ready? Individuals may base their decisions about retirement on four factors: finances, their health, availability of health insurance and job satisfaction.

More information

EDUCATION FORM. Where do you plan to go? List all that apply - community college / four year institution and graduate school if applicable

EDUCATION FORM. Where do you plan to go? List all that apply - community college / four year institution and graduate school if applicable Do you plan to attend college? EDUCATION FORM Where do you plan to go? List all that apply - community college / four year institution and graduate school if applicable Based on 2017 fees, how much will

More information

MUST BE 35 TO 64 TO QUALIFY. ALL OTHERS TERMINATE. COUNTER QUOTA FOR AGE GROUPS.

MUST BE 35 TO 64 TO QUALIFY. ALL OTHERS TERMINATE. COUNTER QUOTA FOR AGE GROUPS. 2016 Puerto Rico Survey Retirement Security & Financial Resilience Labor Force Participants (working or looking for work) age 35 to 64 and current Retirees Total sample n=800, max Retirees (may be current

More information

LONG ISLAND INDEX SURVEY CLIMATE CHANGE AND ENERGY ISSUES Spring 2008

LONG ISLAND INDEX SURVEY CLIMATE CHANGE AND ENERGY ISSUES Spring 2008 LONG ISLAND INDEX SURVEY CLIMATE CHANGE AND ENERGY ISSUES Spring 2008 Pervasive Belief in Climate Change but Fewer See Direct Personal Consequences There is broad agreement among Long Islanders that global

More information

Part 1: Situation and Savings (35 minutes)

Part 1: Situation and Savings (35 minutes) Volunteer Guide Introduction: Do you remember the first big decision you faced in using money? Were you prepared to make a good choice? How we manage our income really affects our lives and our families.

More information

SAVINGS & INVESTMENT MONITOR

SAVINGS & INVESTMENT MONITOR OLD MUTUAL SAVINGS & INVESTMENT EDITION 2 2016 2 Objectives To determine the kind of savings and investment vehicles being used by metro working Namibians; To understand their levels of property ownership

More information

50 th Reunion Survey of Wives and Partners

50 th Reunion Survey of Wives and Partners 50 th Reunion Survey of Wives and Partners Total Responses: 58 SELF/RELATIONSHIPS Are you satisfied with yourself? a lot 34 58.6 % more or less 24 41.4 % not very much 0 0.0 % Are you happy? greatly 41

More information

Mathematics in Modern Society Finance Project

Mathematics in Modern Society Finance Project Mathematics in Modern Society Finance Project In this project, you will investigate the process of making a budget and saving to buy a house. For the purposes of this project assume that you are going

More information

California Dreaming or California Struggling?

California Dreaming or California Struggling? California Dreaming or California Struggling? 2017 Findings from the AARP study of California Adults Ages 36-70 in the Workforce #CADreamingOrStruggling https://doi.org/10.26419/res.00163.001 SURVEY METHODOLOGY

More information

Detailed Results 10TH ANNUAL PARENTS, KIDS & MONEY SURVEY

Detailed Results 10TH ANNUAL PARENTS, KIDS & MONEY SURVEY Detailed Results 10TH ANNUAL PARENTS, KIDS & MONEY SURVEY Contents Young Adult Survey Findings 3 Financial Education 4 Early Experience With Money and Finances 14 Current Finances 19 Cuts by Financial

More information

Bank of the West 2018 Millennial Study Results

Bank of the West 2018 Millennial Study Results Bank of the West 2018 Millennial Study Results July 2018 Table of Contents Executive Summary 3 Key Findings 5 The Millennial Mindset The American Dream 6 Homeownership 9 Relationship with Debt 17 Investing

More information

FIDELITY SAMPLE A E- FOR ILLUSTRATIVE PURPOSES ONLY RETIREMENT ANALYSIS

FIDELITY SAMPLE A E- FOR ILLUSTRATIVE PURPOSES ONLY RETIREMENT ANALYSIS Jake Walter 999 Main Street Anytown, USA, 01752 This sample report, including all graphic representations and data tables, is presented for illustrative purposes only. The data used in this sample report

More information

Getting Ready to Retire

Getting Ready to Retire How to Prepare for Your Retirement A GUIDE TO: Getting Ready to Retire EDUCATION GUIDE Create a plan now for a more comfortable retirement If you re five years or less from retirement, now is the time

More information

YOU work hard to earn your money. Make it work for YOU!

YOU work hard to earn your money. Make it work for YOU! YOU work hard to earn your money. Make it work for YOU! I raised my credit score by 100 points and saved on my car loan. We paid off our high-interest payday loan and started an emergency fund. I used

More information

Benefits and services your employees can really use. you sign up 100 employees or more.

Benefits and services your employees can really use. you sign up 100 employees or more. Benefits and services your employees can really use. In the business world, $16.00 doesn t buy much, but with AARP membership, you can give your employees a lot for very little. It s only $16.00 a year

More information

AvSuper Guide to Retiring

AvSuper Guide to Retiring super for the aviation industry for 25 years 1 July 2017 Use this checklist to work your way through this guide and preparing for your retirement: assess your situation... page 2 Preparing for retirement

More information

Voices of 50+ Delaware: Dreams & Challenges

Voices of 50+ Delaware: Dreams & Challenges 2011 Voices of 50+ Delaware: Dreams & Challenges Executive Summary AARP has a strong commitment to help improve the lives of the 50+ population. As part of the Association s continuous communication with

More information

Hale and Associates Phone: Fax: CA License #0G30788

Hale and Associates Phone: Fax: CA License #0G30788 Hale and Associates Phone: 317-986-6785 Fax: 317-986-6787 www.haleandassociates.net CA License #0G30788 OVERVIEW Most people marvel at the lighthouse. A simple structure that has played such a big role

More information

Boomer Expectations for Retirement. How Attitudes about Retirement Savings and Income Impact Overall Retirement Strategies

Boomer Expectations for Retirement. How Attitudes about Retirement Savings and Income Impact Overall Retirement Strategies Boomer Expectations for Retirement How Attitudes about Retirement Savings and Income Impact Overall Retirement Strategies April 2011 Overview January 1, 2011 marked a turning point in the retirement industry,

More information

COMMERCIAL TRADE AREA REPORT. Frederick, MD P r e s e n t e d b y Tony "C" Checchia. v c re. c o v c re. c o

COMMERCIAL TRADE AREA REPORT. Frederick, MD P r e s e n t e d b y Tony C Checchia. v c re. c o v c re. c o M a i n : t o n y www. 367 - ( 471 - ( 668 - COMMERCIAL TRADE AREA REPORT P r e s e n t e d b y Tony "C" Checchia REALTOR Maryland Real Estate License: 307505 Trade Area Report 15 Carroll St W o rk : (

More information

2008 Survey of School Board Members Illinois Association of School Boards

2008 Survey of School Board Members Illinois Association of School Boards 2008 Survey of School Board Members Illinois Association of School Boards Responses: 1,698 Response Rate: 28 percent Result percentages are based on total survey responses -- 1,698 ABOUT YOUR SCHOOL DISTRICT

More information

This study is brought to you courtesy of.

This study is brought to you courtesy of. This study is brought to you courtesy of www.google.com/think/insights The Inside Look into the Financially- Minded, Digitally-Connected Baby Boomer Google/Nielsen Online/Sterling U.S., September 2010

More information

NORTHWEST AREA FOUNDATION SOCIAL INDICATORS SURVEY

NORTHWEST AREA FOUNDATION SOCIAL INDICATORS SURVEY NORTHWEST AREA FOUNDATION SOCIAL INDICATORS SURVEY SEPTEMBER - DECEMBER 2003 Data weighted to states Figure 1: Positive Feelings about Community: Summary i Frequency of Positive Feelings, by State OREGON

More information

Your Second Life. Your Way. A guide to planning for your retirement on your terms

Your Second Life. Your Way. A guide to planning for your retirement on your terms Your Second Life. Your Way. A guide to planning for your retirement on your terms 2 Your Second Life. Your Way. Retirement is not an end, it s the start of something new We re living longer, which is great

More information

Fannie Mae Own-Rent Analysis Theme 1: Persistence of the Homeownership Aspiration

Fannie Mae Own-Rent Analysis Theme 1: Persistence of the Homeownership Aspiration Fannie Mae Own-Rent Analysis Theme 1: Persistence of the Homeownership Aspiration Copyright 2010 by Fannie Mae Release Date: December 9, 2010 Overview of Fannie Mae Own-Rent Analysis Objective Fannie Mae

More information

2008 Financial Literacy Survey

2008 Financial Literacy Survey Summary Report and Topline 2008 Financial Literacy Survey Prepared by Princeton Survey Research Associates International for the National Foundation for Credit Counseling and MSN Money 04.29.08 Many economists

More information

Other Types of Distributions

Other Types of Distributions Other Types of Distributions Unit 9 Probability Distributions Warm Up! The chance that a U.S. police chief believes the death penalty significantly reduces the number of homicides is 1 in 4. If a random

More information

LSU Post-Hurricane Katrina Community Survey Frederick Weil, Department of Sociology, LSU -

LSU Post-Hurricane Katrina Community Survey Frederick Weil, Department of Sociology, LSU - Are you now living in Greater New Orleans? Yes 81% 78% 85% 90% 79% 82% 95% 7% 45% No 19% 22% 15% 10% 21% 18% 5% 93% 55% What kind of housing are you now living in? Your own house or condo, which you own

More information

Monthly Expenses Worksheet

Monthly Expenses Worksheet Monthly Expenses Worksheet Education Rent or mortgage $ Tuition $ Heating (gas or oil) $ Books, papers and supplies $ Electricity $ Newspapers and magazines $ Water or sewage $ Lessons (sports, dance,

More information

Life Goals. Copyright 2013 Impact Technologies Group, Inc. Page 1

Life Goals. Copyright 2013 Impact Technologies Group, Inc. Page 1 There are many potential financial goals in your life. Life Goals is designed to help you understand and prioritize these fundamental financial goals. To help you determine your current progress toward

More information

BUYING YOUR FIRST HOME

BUYING YOUR FIRST HOME BUYING YOUR FIRST HOME Finding the home of your dreams is the tough part, the mortgage process shouldn t be. That s why we ve created a guide to make your first-time home buying experience easier. This

More information

LifeMark Securities Linda Black, ChFC, CRPC PO Box 4375 Leesburg, VA Retirement Analysis

LifeMark Securities Linda Black, ChFC, CRPC PO Box 4375 Leesburg, VA Retirement Analysis LifeMark Securities Linda Black, ChFC, CRPC PO Box 4375 Leesburg, VA 20177 703-777-4077 lblack@lifemark.com www.lindajblack.com Retirement Analysis LifeMark Securities Page 2 of 9 Table of Contents Social

More information

Financial Snapshot. Prepared for: Sample. Prepared By: Kevin Imhoff Date: 11/15/16.

Financial Snapshot. Prepared for: Sample. Prepared By: Kevin Imhoff Date: 11/15/16. Financial Snapshot Prepared for: Sample Prepared By: Kevin Imhoff Date: 11/15/16 Michigan Branch 4112 W. St. Joe Hwy, Suite C Lansing, Michigan 48917 T 517-886-0040 F 517-886-0804 E Kevin.Imhoff@BlueDFS.com

More information

Homebuyer Guide Presented by:

Homebuyer Guide Presented by: Homebuyer Guide Presented by: HNB Mortgage 432-683-0081 www.hnbmortgage.com info@hnbmortgage.com Fax:(432)687-2612 NMLS: 205935 The basics What is a mortgage? A mortgage is a loan secured by real estate.

More information

Purdue Extension CFS W. Focus on Retirement. Series. Unit 8

Purdue Extension CFS W. Focus on Retirement. Series. Unit 8 Purdue Extension CFS-727-8-W Focus on Retirement Series Unit 8 Focus on Retirement Are you looking forward to the day you retire and have more time to travel, spend with family and friends, enjoy new hobbies,

More information

WHO S LEFT TO HIRE? WORKFORCE AND UNEMPLOYMENT ANALYSIS PREPARED BY BENJAMIN FRIEDMAN JANUARY 23, 2019

WHO S LEFT TO HIRE? WORKFORCE AND UNEMPLOYMENT ANALYSIS PREPARED BY BENJAMIN FRIEDMAN JANUARY 23, 2019 JANUARY 23, 2019 WHO S LEFT TO HIRE? WORKFORCE AND UNEMPLOYMENT ANALYSIS PREPARED BY BENJAMIN FRIEDMAN 13805 58TH STREET NORTH CLEARNWATER, FL, 33760 727-464-7332 Executive Summary: Pinellas County s unemployment

More information

Heartland Monitor Poll XXI

Heartland Monitor Poll XXI National Sample of 1000 AMERICAN ADULTS AGE 18+ (500 on landline, 500 on cell) (Sample Margin of Error for 1,000 Respondents = ±3.1% in 95 out of 100 cases) Conducted October 22 26, 2014 via Landline and

More information

Your financial plan workbook

Your financial plan workbook Your financial plan workbook Purpose of this workbook This workbook is designed to help you collect and organize the information needed to develop your Financial Plan, and will include your goals and

More information

Special Report. Retirement Confidence in America: Getting Ready for Tomorrow EBRI EMPLOYEE BENEFIT RESEARCH INSTITUTE. and Issue Brief no.

Special Report. Retirement Confidence in America: Getting Ready for Tomorrow EBRI EMPLOYEE BENEFIT RESEARCH INSTITUTE. and Issue Brief no. December 1994 Jan. Feb. Mar. Retirement Confidence in America: Getting Ready for Tomorrow Apr. May Jun. Jul. Aug. EBRI EMPLOYEE BENEFIT RESEARCH INSTITUTE Special Report and Issue Brief no. 156 Most Americans

More information

Annuity Prospects. An in-depth look at annuity prospect demographics and tips to help you leverage these statistics to build your book of business.

Annuity Prospects. An in-depth look at annuity prospect demographics and tips to help you leverage these statistics to build your book of business. Annuity Solutions Annuity Prospects An in-depth look at annuity prospect demographics and tips to help you leverage these statistics to build your book of business. Who are your annuity prospects? People

More information

NATIONAL RESULTS AARP Member Opinion Survey Annotated Questionnaire Weighted n= 36,947; Response Rate=27%; Sampling Error= ±.

NATIONAL RESULTS AARP Member Opinion Survey Annotated Questionnaire Weighted n= 36,947; Response Rate=27%; Sampling Error= ±. Revised 12/18/ NATIONAL RESULTS AARP Member Opinion Survey Annotated Questionnaire Weighted n= 36,947; Response Rate=27%; Sampling Error= ±.051% METHODOLOGY SUMMARY: AARP s Member Opinion Survey is the

More information

RAB/GFK MRI RADIO FORMAT PROFILE: COUNTRY. U.S. Adults 18+ Adults18+ - Listen to Country (Monday-Sunday 24-hour cume)

RAB/GFK MRI RADIO FORMAT PROFILE: COUNTRY. U.S. Adults 18+ Adults18+ - Listen to Country (Monday-Sunday 24-hour cume) U.S. Adults 18+ Male Female Unwgtd 48646 7757 24620 3837 24026 3920 Weighted (000) 244084 44958 117785 20903 126299 24055 Horz % 100.00 18.42 48.26 8.56 51.74 9.86 Vert % 100.00 100.00 100.00 100.00 100.00

More information

RAB/GFK MRI RADIO FORMAT PROFILE: ALTERNATIVE. to Alternative (Monday-Sunday 24- hour cume)

RAB/GFK MRI RADIO FORMAT PROFILE: ALTERNATIVE. to Alternative (Monday-Sunday 24- hour cume) 24- Male Female Unwgtd 48646 3051 24620 1752 24026 1299 Weighted (000) 244084 14357 117785 7933 126299 6424 Horz % 100.00 5.88 48.26 3.25 51.74 2.63 Vert % 100.00 100.00 100.00 100.00 100.00 100.00 Index

More information

EBRI Databook on Employee Benefits. Chapter 11. Trends in Household Income and Expenditure for Older Americans

EBRI Databook on Employee Benefits. Chapter 11. Trends in Household Income and Expenditure for Older Americans EBRI Databook on Employee Benefits Chapter 11 Trends in Household Income and Expenditure for Older Americans Description of Expenditure Components for figure 11.1 Home-related expenses include mortgage,

More information

INS and OUTs of insurance

INS and OUTs of insurance INS and OUTs of insurance What do other high school students know about insurance? We asked high school students about what they think about insurance. Insurance is something that will pay for medical

More information

ASSOCIATED PRESS-LIFEGOESSTRONG.COM BOOMERS SURVEY CONDUCTED BY KNOWLEDGE NETWORKS March 16, 2011

ASSOCIATED PRESS-LIFEGOESSTRONG.COM BOOMERS SURVEY CONDUCTED BY KNOWLEDGE NETWORKS March 16, 2011 1350 Willow Rd, Suite 102 Menlo Park, CA 94025 www.knowledgenetworks.com Interview dates: March 04 March 13, 2011 Interviews: 1,490 adults, including 1,160 baby boomers Sampling margin of error for a 50%

More information

BUDGETING SESSION OBJECTIVES SUBJECT INDEX

BUDGETING SESSION OBJECTIVES SUBJECT INDEX BUDGETING SESSION OBJECTIVES 8 Budgeting is the foundation of personal financial planning. Budgeting allows us to manage our money by tracking our income and expenses. Since every person is different,

More information

PERSONAL FINANCIAL SURVEY

PERSONAL FINANCIAL SURVEY PERSONAL FINANCIAL SURVEY 2004 2004 JUMP$TART QUESTIONNAIRE (Mean score=52.3%. Scores are in bold type. *Indicates correct answer) 1. If each of the following persons had the same amount of take home pay,

More information

Read slide / introduce seminar.

Read slide / introduce seminar. Read slide / introduce seminar. Introduce yourself as a Registered Representative of Voya Financial Partners or Voya Financial Advisers (as applicable). 1 Retirement Advisory Distribution and Tax Sheltered

More information

Saving and Investing Among High Income African-American and White Americans

Saving and Investing Among High Income African-American and White Americans The Ariel Mutual Funds/Charles Schwab & Co., Inc. Black Investor Survey: Saving and Investing Among High Income African-American and Americans June 2002 1 Prepared for Ariel Mutual Funds and Charles Schwab

More information

Your money goals. Choosing a goal

Your money goals. Choosing a goal Choosing a goal 01 Your money goals Next, think about a money goal that you most want to pursue towards that dream. Write down some ideas on how you could start working towards them. My money goal is:

More information

Enjoy Your Retirement Our 5 step guide

Enjoy Your Retirement Our 5 step guide Enjoy Your Retirement Our 5 step guide www.chadwickfinancial.uk.com About Us With offices in Dartmouth since 1983, we deal with all the things you would expect - pensions, investments, life assurance,

More information

MILLENNIALS AND BRANDS. Prepared by: QNA May, 2016

MILLENNIALS AND BRANDS. Prepared by: QNA May, 2016 MILLENNIALS AND BRANDS Prepared by: QNA May, 2016 CONTENTS Background and Objectives Methodology Respondent Profile Generational Characteristics Brand Values Self-Expression Through Brand Choices Brand

More information