TRAVELRIGHT PLUS INSURANCE (SINGLE TRIP/ANNUAL COVER) INSURANS TRAVELRIGHT PLUS (PERLINDUNGAN SATU PERJALANAN/TAHUNAN)

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1 INSURANCE (SINGLE TRIP/ANNUAL COVER) INSURANS (PERLINDUNGAN SATU PERJALANAN/TAHUNAN) Travel with Peace of Mind Berkembara dengan Ketenangan Fikiran

2 MSIG INSURANCE Travel with Peace of Mind A thousand and one mishaps can occur when you are travelling. Flight delays, loss of luggage, illness, accidents... the list goes on. When you are travelling, whether on business or leisure, the last thing you want is to be left stranded and helpless far away from home. The result could be a financial disaster. Now, with MSIG TravelRight Plus, you can be assured that you are constantly protected throughout your journey. Total Cover Wherever You Go EXTENSIVE PERSONAL ACCIDENT COVER ATTRACTIVE MEDICAL AND RELATED BENEFITS EXTRA COVERS FOR TRAVEL INCONVENIENCE SPECIAL HOME CONTENTS COVER AGAINST BURGLARY OR FIRE 24-HOUR WORLDWIDE TRAVEL ASSISTANCE HOTLINE: NO UPPER AGE LIMIT TravelRight Plus Insurance If you need assistance, call MSIG ASSIST at our 24-hour helpline either reverse charge or request the Helpline Operator to call you back. HELPLINE NO.: If you need to make a claim upon your return, please call us at: FLEXIBLE PLANS FOR OVERSEAS TRAVEL ONE WAY COVER FOR STUDENTS AND MIGRATING TRAVEL COVERS BOTH BUSINESS AND LEISURE TRIPS COVERS HIJACKING AND TERRORISM CHARTERED FLIGHTS (SCHEDULED) ARE COVERED MEMBER OF MATTA (MALAYSIAN ASSOCIATION OF TOUR AND TRAVEL AGENTS) 02 INSURANCE

3 Case Study. and I certainly will make sure that we have purchased travel insurance for the trip! * Not their real names ** Premium and benefits amount based on MSIG TravelRight Plus Plan INSURANCE 03

4 Your Benefits Benefits Overseas Outbound (RM) SECTION 1 : PERSONAL ACCIDENT ACCIDENTAL DEATH & PERMANENT TOTAL DISABLEMENT Child Education Fund SECTION 2 : MEDICAL & OTHER EXPENSES **Subject to overall limit for medical expenses SECTION 3 : LUGGAGE & PERSONAL EFFECTS* SECTION 4 : LUGGAGE DELAY SECTION 5 : PERSONAL MONEY SECTION 6 : TRAVEL DOCUMENTS* SECTION 7 : TRAVEL CANCELLATION* 04 INSURANCE

5 Benefits SECTION 8 : TRAVEL CURTAILMENT* Overseas Outbound (RM) SECTION 9 : TRAVEL DELAY SECTION 10 : MISSED TRAVEL CONNECTION SECTION 11 : TRAVEL OVERBOOKED SECTION 12 : MISSED DEPARTURE* SECTION 13 : TRAVEL REROUTE SECTION 14 : LOSS OF TRAVEL DEPOSIT SECTION 15 : ADDITIONAL COSTS OF RENTAL CAR RETURN* SECTION 16 : PERSONAL LIABILITY SECTION 17 : LOSS OF USE OF HOTEL FACILITIES SECTION 18 : HOME CONTENTS SECTION 19 : TRAVEL WORLDWIDE ASSISTANCE SERVICES TERRORISM AND HIJACKING CHARTERED FLIGHTS (SCHEDULED) General Exclusions Applicable to All Sections * Please refer to your policy document for the full list INSURANCE 05

6 Your Premiums Insured Only (RM) Insured & Spouse (RM) Family (RM) AREA 1 ANNUAL PREMIUM AREA 2 77 ANNUAL PREMIUM AREA 3 ANNUAL PREMIUM IMPORTANT NOTES 06 INSURANCE

7 Annual Travel Insurance for Frequent and Business Travellers If you love to travel frequently, or you make regular business trips in the year, you may want to consider taking up the annual travel insurance which covers unlimited number of trips in a policy year. 3 Reasons Why You Should Take Up the Annual Travel Insurance You Save on the Premium! Annual Cover INSURANCE 07

8 Annual Travel Insurance for Frequent and Business Travellers (Cont d) You Save on the Trouble of Having to Purchase Travel Insurance before Every Trip! There is No Limit on the Number of Trips You Can Make during the Policy Year 24-HOUR TRAVEL WORLDWIDE ASSISTANCE FREE WITH MSIG INSURANCE TravelRight Plus Insurance (Annual Cover) If you need assistance, call MSIG ASSIST at our 24-hour helpline either reverse charge or request the Helpline Operator to call you back. HELPLINE NO.: If you need to make a claim upon your return, please call us at: INSURANCE

9 Answers to Your Frequently Asked Questions 3. I suffered from medical and physical conditions. Can I claim for medical/hospital and other INSURANCE 09

10 Answers to Your Frequently Asked Questions (Cont d) IT PAYS TO INSURE WITH MSIG MSIG is licensed under the Insurance Act 1996 and regulated by Bank Negara Malaysia 10 INSURANCE

11 INSURANS MSIG Berkembara dengan Ketenangan Fikiran Pelbagai kejadian di luar dugaan boleh berlaku semasa perjalanan anda. Waktu penerbangan ditunda, bagasi hilang, jatuh sakit, kemalangan.. bermacam-macam juga boleh berlaku. Bila anda berkembara ke luar negara, sama ada untuk perniagaan atau percutian, anda pasti tidak mahu terkandas dan tenggelam punca di negara asing. Akibatnya, anda mungkin terpaksa mengeluarkan wang yang banyak. Kini, dengan adanya MSIG TravelRight Plus, anda akan memperolehi perlindungan di sepanjang perjalanan anda. Perlindungan yang Sempurna di Mana-Mana Anda Pergi PERLINDUNGAN KEMALANGAN DIRI YANG EXTENSIF MANFAAT-MANFAAT PERUBATAN DAN BERKAITAN YANG MENARIK PERLINDUNGAN TAMBAHAN UNTUK KETAKSELESAAN PERJALANAN PERLINDUNGAN KANDUNGAN RUMAH KHAS TERHADAP PECAH MASUK ATAU KEBAKARAN TALIAN BANTUAN 24-JAM DI SELURUH DUNIA: TIADA HAD ATAS UMUR TravelRight Plus Insurance If you need assistance, call MSIG ASSIST at our 24-hour helpline either reverse charge or request the Helpline Operator to call you back. HELPLINE NO.: If you need to make a claim upon your return, please call us at: PELAN YANG FLEKSIBEL BAGI PERJALANAN KE LUAR NEGARA PERLINDUNGAN SEHALA UNTUK PERJALANAN BAGI PELAJAR/PENGHIJRAH PERLINDUNGAN MERANGKUMI PERJALANAN PERNIAGAAN DAN PERCUTIAN MELINDUNGI RAMPASAN DAN KEGANASAN PENERBANGAN SEWA KHAS (YANG DIJADUALKAN) ADALAH DILINDUNGI AHLI MATTA (MALAYSIAN ASSOCIATION OF TOUR AND TRAVEL AGENTS) INSURANS 11

12 Kes Kajian. dan saya pasti kami akan membeli insurans perjalanan! * Bukan nama sebenar mereka ** Amaun premium dan manfaat berdasarkan Pelan MSIG TravelRight Plus INSURANS 12

13 Manfaat-Manfaat Anda Manfaat-manfaat SEKSYEN 1 : KEMALANGAN DIRI KEMATIAN DAN KEHILANGAN UPAYA SECARA PENUH DAN KEKAL AKIBAT KEMALANGAN SEKSYEN 2 : PERBELANJAAN PERUBATAN DAN LAIN-LAIN **Tertakluk kepada had keseluruhan bagi perbelanjaan perubatan SEKSYEN 3 : BAGASI DAN BARANG-BARANG PERIBADI* SEKSYEN 4 : KELEWATAN BAGASI SEKSYEN 5 : WANG PERSENDIRIAN SEKSYEN 6 : DOKUMEN PERJALANAN* SEKSYEN 7 : PEMBATALAN PERJALANAN* INSURANS 13

14 Manfaat-Manfaat Anda (Samb) Manfaat-manfaat SEKSYEN 8 : PEMENDEKAN PERJALANAN* SEKSYEN 9 : KELEWATAN PERJALANAN SEKSYEN 10 : KEGAGALAN MENYAMBUNG PERJALANAN SEKSYEN 11 : PERJALANAN TERLEBIH TEMPAHAN SEKSYEN 12 : KETINGGALAN PERLEPASAN* SEKSYEN 13 : PENGALIHAN TUJUAN PERJALANAN SEKSYEN 14 : KEHILANGAN DEPOSIT PERJALANAN SEKSYEN 15 : KOS TAMBAHAN PEMULANGAN KERETA SEWA* SEKSYEN 16 : LIABILITI PERIBADI SEKSYEN 17 : KERUGIAN PENGGUNAAN KEMUDAHAN HOTEL SEKSYEN 18 : KANDUNGAN DI DALAM RUMAH SEKSYEN 19 : PERKHIDMATAN BANTUAN PERJALANAN SELURUH DUNIA KEGANASAN DAN RAMPASAN PENERBANGAN SEWA KHAS (YANG DIJADUALKAN) * Pengecualian Am untuk Semua Seksyen INSURANS 14 (RM) * Sila rujuk kepada dokumen polisi untuk senarai penuh.

15 Premium Anda Sahaja (RM) Suami/Isteri (RM) (RM) KAWASAN 1 PREMIUM TAHUNAN KAWASAN 2 77 PREMIUM TAHUNAN NOTA-NOTA PENTING KAWASAN 3 PREMIUM TAHUNAN INSURANS 15

16 Insurans Perjalanan Tahunan untuk Pengembara Kerap dan Ahli Perniagaan Jika anda minat kerap berkembara, atau anda selalu berurusan perniagaan dalam setahun, anda mungkin mahu mempertimbangkan untuk membeli insurans perjalanan tahunan di mana perlindungan bagi perjalanan di dalam satu tahun polisi adalah tidak terhad. 3 Sebab b Mengapa Anda Patut Membeli Insurans Perjalanan Tahunan Anda Boleh Menjimatkan Premium! 16 INSURANS

17 Anda Tidak Perlu Risau untuk Membeli Insurans Perjalanan sebelum Setiap Perjalanan! Tiada Had Perjalanan bagi Polisi Tahunan BANTUAN 24-JAM UNTUK PERJALANAN SELURUH DUNIA PERCUMA DENGAN INSURANS MSIG TravelRight Plus Insurance (Annual Cover) If you need assistance, call MSIG ASSIST at our 24-hour helpline either reverse charge or request the Helpline Operator to call you back. HELPLINE NO.: If you need to make a claim upon your return, please call us at: INSURANS 17

18 JAWAPAN KEPADA SOALAN-SOALAN YANG KERAP DITANYA OLEH ANDA saya menuntut untuk perbelanjaan perubatan/hospital dan lain-lain jika saya memerlukan rawatan INSURANS 18

19 MEMANG BERMANFAAT MENGAMBIL INSURANS DENGAN MSIG MSIG memegang lesen di bawah Akta Insurans 1996 dan dikawal oleh Bank Negara Malaysia INSURANS 19

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