Iable. conte;w. Meeting Agenda. Treasurer's Report. Loan & VISA Department Report. Board of Directors, Committees, and Employee Rosters

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2 Iable cnte;w Meeting Agenda Treasurer's Reprt Lan & VISA Department Reprt Bard f Directrs, Cmmittees, and Emplyee Rsters

3 eetlqg #.ry#&e#,# **&1:fifi1 2s,z11 t. il, ilt. tv. V. vt. vil. vilt. IX X. XI Call the meeting t rder A. Member Welcme B. Intrductin f Bard f Directrs Minutes f 48th Annual Meeting, March 5, 2010 Treasurer's Reprt Supervisry Cmmittee Reprt Credit Cmmittee Reprt President's Reprt Nminating Cmmittee Reprt Electins A, Bard f Directrs B, Credit Cmmittee New Business / Questins & Answers Drawing f Dr Prizes: Three ($2S1 Three ($SO1 Three ($1001 Adjurnment & Refreshments.

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5 ACTOR$ ET}ERAL CRENIT UNION $TATEMEI'TT O INANCIAL CONDITION as f December 31 ASSETS 2010,2S09,:,:,,2t Lans 51,957, ,571,108 5,949,501 Hme Equitv Lans 7,287, ,470,895 14,421,732 13,655,068 13,451,587 Mernber Susiness Lans 1,908,506 1,970,234 1,905,972 Allwance fr Lan Lsses ;J14,1.,; ,715 Cash n Hand 21,651, ,596_412 Gvernment Bncis,:rr:...',,,:...1r,,,''9,78 'r..l.i255 :1,$28 BanUCU Investments ,739,463 0 :';:.tl.0 0 ur/ i#cmputer Hard/Sftware 2,056,160 2,143,880 2,357,527 1,A14j92,.,.,'23,1,.;,9,01:. All Other Assets ,8SS,217 5,881,964 Ttal Assets ${36,3'18,223 $127,417,322 $112,210,795 $hares 47,148, ,80S,1S3 29:;669;t,1,,9 26,6s ;951'096 Hslidav Club'Accunts ,1 SS 105,966 98,;76.0 Checking Accunts?0,293,s14 18,946,349 16,469,312 $ilaie,,. Cerifi eatee,',,, 20,467,424.:.1'8;66?i ,274,A34: lra Cerificates 4,245,244 3,719,853 2,941,209 2,071,540.t't3f.,;,li,'j,3?OtalrS h6 re,irr Sepital, r,, r,: $124,039,959 $1 13,957,531 $101r,;r877,'1,.4,7 All Other Liabilities 185,115 2,203, ,535 3;060;000 Cntinqencv Reserve 9,033,000 8,296,200 7,074,114 Undivided Earnings 1:49 I Ttal Capital & Liabilities $13s,318,223 $127,417,322 ${ 12,210,795

6 ACTORS EDERAL CRENIT UNION STATEMENT O If{COME AND EXPENSE as 0f December 31 INCOME : : Interest n Lans 3;926,950 3,807,940 3;'7 0.,071, lnterest sn Vl$A Lans 558,921 51g,B4S 521,029 lncme frm Investments 347,,; ;g?.g 74Q:,2.6,i ATMs ee Incme 4,24S,400 4,837,790 4,219,795 1,037, r$,n g;i 'f6;320. $10,930,675 $10,381,099 EXPEN$ES Oividends 965,939 1,385,144 1,706,972 Salaries & Emptvee Benefits 2,944,939 2,487,387 2r2,1-$,S43 Members insurance -1S,246-61,4S4 49,052 Prvisin fr Lan Lsses 113, ,384 92,036 LsslGan n Investments Lss/Gan,'h ruso ',0.t.,]0, 0 Rent f Premises and $tsrae 322, , ,905 Assciatin Dues,.r.1{ $$'{ 25ig$8 ederal Operatins ee 29,431 26,857 22, ,773 s47;8s0 ATMs xpense 3,102,876 3,493,424 3,047,249,469'.868 Nn-Operating Expenses 594, ,069 Ttal Expenses $9,37S,390 $9,708,598 $9,473,225 NET.:r:lf*COMgtO$SI: $736,940,:,.${ t222:;'076 $s07;s73

7 ACTORS EPERAI- CREDIT UNION ADDITIONAL STATISTICAL INORMATION TO THE INANCIAL REPORTS as 0f December Number f Accunts 18,601 17,747 17,002 Average Accunt Batance $5,992 Number f Lans 1,692 1,522 1,649 Number f VISA Lans 4,596, 3;468 Ttal lans 6, Average Lan Ealance $44,667 $48,515 $42,086 Average VISA Balance $,,1:.;441 $1,294 $1,486 Lans t Share Rati % 73.03% Delinquent Lan Percentage 0.78% 0;51.% 0;58% Net Wrth 8.87% 8"91% 9.03% Lans Oisbursed $33,20S,403 $35,1 27,S09 $3s.2s8.993 Number f Share Certificates 1r1'5? 1,S Nun:ber af IRA Certificates Number f IRA Mnev Market Accts.,'30:1,, 276 Number f Checkinq Accunts 9,164.:'r$'$95 8,552 Number f E-max Accunts 1,853 1,724 1,427 La,ns, made,,sin*e,r, iga,n iiati n $479,619,766 $41{;:291y'55

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