White Paper Last updated: December 21, 2017 (Version 1.2) Find more information at:

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1 White Paper Last updated: December 21, 2017 (Version 1.2) ial advisor. Find more information at:

2 Table of Contents Introduction 3 About 4 Why choose 6 ICO 7 Referral Commission Program 9 Binary Bonus 10 Lending 11 Trading 12 Roadmap 13 Team 14 Thanks 15

3 Introduction Cryptocurrency has drastically changed the lives of millions. There have been instant millionaires overnight. New wealth is being generated daily. There are several Lending a new standard when it comes to lending. Our system would effectively assist in obtaining be a leader in this industry as we plan to incorporate all of the useful features of the traditional 401K plan to the cryptoworld. 3

4 About We would like to enrich all the above features with the advantages that come with blockchain technology: Decentralization - The data is not kept on a single server, but is shared among all the users. It means that a decentralized exchange cannot be taken down, even by government. VPN - Many countries have frewalls and ban their residents from some services. We plan to integrate VPN into the client, so that anybody can have access at all times. It will also increase the anonymity of our service. P2P - All transactions are person to person, and there is no 3rd party involved. 4

5 Transparency - All deposits, withdrawals, and order books will be stored on the blockchain. There is no place for exchanges manipulation. Speed - We plan to project a blockchain that can process up to transactions per second with an average confirmation time of just 5 seconds. Cross-Chain transactions - This point is challenging as transactions between different blockchains are not straightforward. Some other projects have already succeeded in atomic swaps, so we know it is possible. 5

6 Why Choose Flat and low transaction fee - Despite others we will not charge withdrawal fees as money will not be sent to our accounts. We plan to introduce only a small transaction fee - 0.1%. No manipulation - Order book, as well as all the transactions, will be stored in the blockchain and will be available to check by everybody within the block explorer. It will stop the orders that might be just an exchange manipulation (don t have coverage in cash). KNTU bonuses - We plan to reward KNTU holders once the exchange is operating. The initial plan says that holders will receive 20% transaction fees gained by. More information will be announced closer to date. Multiply your investment - KNTU is not only an exchange project. We are not like the others, and that is why we offer investment opportunities to everybody. will provide generous investment returns in a relatively short time. We plan to close BTC investments in Q and offer only deposits/lending in KNTU. 6

7 ICO Initial coin offering 's ICO will be used for two purposes; raise funds to create the Lending Platform; and trading. De2cemc0er PM UTC J2anuary PM UTC 26,000,000 KINETIC UNION TOKEN Start Date End Date Tokens Any token not sold during the ICO will remain in the Reserve Pool 7

8 ICO 5 Rounds ICO consists of 5 rounds. Token prices will increase at the end of each round. Hurry to be the rush and get the best prices. Every round is limited by quantity of coins with no time limits. Round Coin quantity Price Pre-ICO 2,200,000 $ ,400,000 $ ,600,000 $ ,800,000 $ ,000,000 $1.10 Allocation of tokens after ICO: Referral Bonus: 2,000,000 Loan Matching: 5,000,000 Airdrop Bonus: 2,000,000 Developers/Advisors:3,000,000 Reserve: 1,000,000 8

9 Referral Commission program When you invite new participants, we pay you the commissions in KINETIC TOKENS. We will offer you a chance to earn commission on referrals. During the ICO, the referral commissions are paid out in KINETIC TOKEN. During lending, it is paid out to your USD wallet. - 6 Level partnership program for sale of tokens at ICO and lending You will earn a commission each time your referral lends to. Level 1: 8% Level 2: 5% Level 3: 3% Level 4: 2% Level 5: 1% Level 6: 0.5% 9

10 Binary bonus We are the only lending platform to offer the Binary Bonus. We want you to earn even more in the future with the team! For every number of coins invested to Lending Program you will get tokens 1:1 (it means, that a user, who invested $2000, will generate you 2000 tokens in the correspondent binary leg). When more than 2500 tokens pile up in the right or left binary leg, you close one binary cycle. 1 binary cycle makes you a bonus of $100 to your USD wallet. The maximum number of binary cycles at 24h is 4 cycles. After the end of a binary cycle, 2500 tokens from the right and the left are to be written off (the rest of the tokens remain and do not bu rn). 3 Binary Bonus You get Bonus $ tokens 4000 tokens $700 to Lending +700 tokens for you $2500 to Lending tokens for you $1900 to Lending tokens for you $1500 to Lending tokens for you 10

11 Lending There is no limit on your monthly ROI. Lending on is a HUGE BONUS. We follow the 401(k) principal. All dividends are paid to the lenders - Lending Wallet in USD. The dividends are contingent upon the performance of the Market. Lending Amount Interest (Accrued Daily) 401(k) Risk 401(k) Matching Capital Release $50 - $1000 Volatility Software Interest Aggressive 75% After 100 Days $ $10,000 Volatility Software Interest % Moderate 50% After 75 Days $10,001-$100,000 Volatility Software Interest % Conservative 25% After 50 Days For ex. a loan amount of $1000 will be matched with a loan of $750. You will collect daily dividends from both loans, once the capital release period has been reached your initial loan amount will be returned to you while the loan matched by the system is returned back to the reserve pool. This system plan will allow for a higher stabilized appreciation in KNTU token value. 11

12 Trading We are expecting our price to triple in value once the exchange site goes elive. You will be able to trade on our internal trading platform. 12

13 Roadmap December Pre-ICO/ICO Sale - Establishment of Development Team - Web Wallet within Lending Site January Increasing Security - Lending Program - Local Exchanger - Marketing Company - Exchanging on Website February Listing on Coinmarketcap - Listing on LiveCoin - Listing on Coinexchange March KINETIC UNION Block Explorer - Desktop Wallet April BOT v2.0 (ERC20 Version) May ios, Android App 13

14 Team On behalf of the Team, we thank you for your interest in our White paper. The White paper provides you with a brief summary about our mission and values, our commitment to all of you. To way, we arranged our Team as follows: Development Team This is our key Team; their skills and expertise are our main budget line. Management Team A remarkable success requires a long-term vision as well as leading management- ex perience, that is the reason why we decide to work with the most experienced and Consultant Team Instead of wasting time for unfeasible matters, we choose to work with experienced and successful experts, who know paths to their projects and know such paths for others. Third party partners Complementing to our own team, we also cooperate with Third party partners. We believe in their great contribution to success of KINETIC UNION thanks to their great experience and skills. We are very selective in terms of choice of our possible partners, ensuring that all together we would be able to provide you with the best products and services ever. 14

15 Investing is always risky, so we highly recommend you signing in directly at the website and carefully read all the details. Please do not rely on other people s opinion or ask someone else to invest for you; this will prevent fraud and impersonation of Kinetic Union. All investors are kindly requested to sign in directly at Kinetic Union's website and invest only their money. policy does not cover any other investment channels, apart from Kinetic Union Contacts Support support@kineticunion.io Domain: 15