TABLE OF CONTENT. 6. Affiliate 6.1. Career & Binary Plan. 1. Introduction / About COINZAI

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1 WHITEPAPER

2 TABLE OF CONTENT 1. Introduction / About COINZAI 2. What is COINZAI? 2.1. COINZAI Eco System 2.2. Global Mission 3. Specification / Figures - Data - Facts 4. Initial Coin Offering (ICO) 4.1. Investment Opportunity 5. COINZAI Lending 5.1. COINZAI Lending Profits 5.2. COINZAI Lending Calculation 6. Affiliate 6.1. Career & Binary Plan 7. PoS Wallet System / Mobile Mining 8. COINZAI Creditcard 9. Roadmap 10. Supported Coins 11. Consideration

3 1. ABOUT COINZAI Investors and retail investors wishing to broaden their scope should not miss out on developing assets like the digital currency. The growth rate of the cryptocurrency rate has resulted in a total market capitalization that is currently estimated at $ 148 billion, and continues to grow daily. Decentralized cryptocurrencies such as Bitcoin (the first of its kind) are not regulated by corporate or governmental structures and have no backing from other companies, banks or companies holding assets in digital currency. Every COINZAI user can see every transaction in the blockchain (in this case it s based on Ethereum - Etherchain). It is public for everyone. But it is not shown which transaction is done by whom. Each user can choose whether his name will appear or not. This known and new technology revolutionizes the whole financial system. All COINZAI transactions are anonymous. No other institutions like the government are needed for sending money from A to B. Banks can go bankrupt and lose your money by making bad deals and big companies can sell customer data without getting consent. COINZAI Crypto Payments and the technology of this network avoids problems like these.

4 2. WHAT IS COINZAI? COINZAI is a payment provider, with an integrated cashback solution, supported by a merchant marketing system. It offers cryptocurrency owners an all-in-one solution: COINZAI's offering includes a Prepaid Debit Creditcard, a Multi-Crypto Currency Wallet and a Payment Processor.

5 2.1. COINZAI ECOSYSTEM ATM MACHINES POS WALLET SYSTEM ONLINE MINING MULTI CRYPTO COIN WALLET COINZAI CREDITCARD EXCHANGE

6 2.1. COINZAI ECOSYSTEM

7 2.2. GLOBAL MISSION With the core focus on bringing Cryptocurrencies to the masses, COINZAI offers its clients a trusted, secure and easy way to acquire, hold and use Cryptocurrency. COINZAI will take over the distribution of the Network Marketing Company MyGoldblocks (which is based on the Cryptocurrency Goldblocks). Furthermore, COINZAI will take over the part of ATM Machines and the Mobile Application that will follow soon. With the CryptoCoin Machines, it will be possible to deal with Cryptocurrencies around the world and then acquire them at Coinzai ATMs. With the Mobile Application it will be possible to see where the ATM machines are located. The APP also makes it possible to minimize those places where most people use Cryptocurrencies.

8 3. SPECIFICATION ICO PERIOD SYMBOL TOKEN STANDARD TOKEN ISSUE VOLUME ICO TOKENS TOKENS GENERATED FEB 1 ST MARCH 6 TH CZI ERC20 EXCHANGE RATE 1 CZI = 1$ TOKEN PURCHASE VOTING RIGHTS USE OF PROCEEDS 33,000,000 CZI TOKENS 13,000,000 CZI TOKENS PREMIND ALGORYTHM GB, BTC, BCH, ETH IN IMPORTANT DESICIONS 91% INVESTMENT IN DEVELOPMENT OF BANKING ECO SYSTEM, 9% RESEARCH & DEVELOPMENT

9 4. INITIAL COIN OFFERING (ICO) PACKAGE 100 USD 500 USD 1500 USD 5000 USD USD USD PACKAGE DURATION 240 DAYS 210 DAYS 180 DAYS 150 DAYS 120 DAYS 90 DAYS LENDING UP TO 60 % UP TO 60 % UP TO 60 % UP TO 60% UP TO 60 % UP TO 60 % ICO DATE PRICE TIMEZONE 1 st FEB 2018 START: 1$ BERLIN (GMT)pa

10 4.1. INVESTMENT OPPORTUNITY LENDING This Investment option allows you to profit from the COINZAI Volatility Software. You can buy and lend CZI Coin exclusively and only from the MyGoldblocks Exchange. EXCHANGE COINZAI is also in possession of its own stock exchange, with different peers (BTC / ETH - ETH / GB etc.). The Exchange will have an ICO ticker listing the most recent Initial Coin Offerings. The Safety Sewer Systems and Gbit Lines will run over the UK. Purchased Coins can be executed directly for Mining. POS WALLET/ MOBILE MINING The technology developed by COINZAI represents the next generation of Mining, addressing the challenges of the future: The PoS Wallet System. All Coins based on PoS (Proof of Stake) are potential customers. COINZAI offers customers a way to manage their Coins, which adds value by holding foreign Coins and Staking. COINZAI has created an online marketplace - a so-called CRM system - for the community. The PoS Wallet System will soon be downloadable as Mobile Application on Android and ios. It's in sync with the PoS Wallet, so the mined Coins are always available. Customers receive their Mining Share via the APP Lifetime and can use the Shop System. AFFILIATE / CASHBACK COINZAI is designed with 7 lucrative levels to earn additional commissions by every registered partner. You will earn a commission every time a referral lends COINZAI on your Platform through your Affiliate Link. Amongst many benefits provided by COINZAI, we also let you earn with Cashback on purchases from participating merchants. ATM TRANSFER CASHFLOW Bitcoin ATM industry is relatively new, join it and start your business on the cutting edge of technology.

11 5. COINZAI LENDING Lending is to invest in your own CZI Coin to get a daily return from the management of COINZAI. Lending is the opportunity to get daily return on your CZI Coins. It is an impressive concept for Passive Investors and for those who want to enjoy a daily Passive Income. No fixed daily interest rate can be guaranteed. You can buy Coinzai (CZI) Coin exclusively and only from the MyGoldblocks Exchange. You can invest in CZI Coin in the MyGoldblocks Lending Platform from your personal Dashboard. You will receive daily profit based on your Investment. You will receive your capital back with the profits on the following chart on top. You can take out your capital from COINZAI Lending Platform or reinvest at any time.

12 5.1. COINZAI LENDING PROFITS ICO START PACKAGES TOKEN PRICE PACKAGES 2 WEEK 1 WEEKPACKAGES PACKAGES /DAY CZI COINS /DAY $ $ $ , $ $ $ , $ $ 300 $ , $ $ $ , $ $ $ , $ $ $ , $ = TOTAL 3,900,000,00 2,600,000,00 PACKAGES

13 5.1. COINZAI LENDING PROFITS ICO START PACKAGES TOKEN PRICE PACKAGES 2 WEEK 2 WEEKPACKAGES PACKAGES /DAY CZI COINS /DAY $ $ $ , , $ $ $ , $ $ $ , , $ $ $ , $ $ $ , $ $ $ , $ = TOTAL 2,600,000,00 2,600,000,00 PACKAGES

14 5.1. COINZAI LENDING PROFITS ICO START PACKAGES TOKEN PRICE PACKAGES 2 WEEK 3 WEEKPACKAGES PACKAGES /DAY CZI COINS /DAY $ $ $ , , $ $ $ , $ $ $ , , $ $ $ , , $ $ $ , , $ $ $ , , $ = TOTAL 1,950,000,00 2,600,000,00 PACKAGES

15 5.1. COINZAI LENDING PROFITS ICO START PACKAGES TOKEN PRICE PACKAGES 2 WEEK 4 WEEKPACKAGES PACKAGES /DAY CZI COINS /DAY $ $ $ , , $ $ $ , , $ $ $ , , $ $ $ , , $ $ $ , , $ $ $ , , $ = TOTAL 1,300,000,00 2,600,000,00 PACKAGES

16 5.1. COINZAI LENDING PROFITS ICO START PACKAGES TOKEN PRICE PACKAGES 2 WEEK 5 WEEKPACKAGES PACKAGES /DAY CZI COINS /DAY $ $ $ , , $ $ $ , , $ $ $ , , $ $ $ , , $ $ $ , $ $ $ ,260, , $ = TOTAL 3,250,000,00 2,600,000,00 PACKAGES

17 5.2. COINZAI LENDING CALCULATION Lending Amount Daily variation rate Bonus rate Capital Back in Days $ Daily variation rate 240 $ Daily variation rate 210 $ Daily variation rate 180 $ Daily variation rate 0,10% 150 $ Daily variation rate 0,20% 120 $ Daily variation rate 0,35% 90

18 6. AFFILIATE We offer up to 7 levels of Affiliate Program to our customers, it is a great way to make extra money. By inviting more people to our COINZAI (CZI) Lending Program, on top you will get a Binary Commission: The MyGoldblocks network is based on a Binary Plan. In a Binary System you build two teams: A team on the left and a team on the right. The team on the left side is called Payleg and the other is called Powerleg. Your benefit from the Binary Plan and the percentages you can get, depends on your Position in the Career Plan. (See the following illustration: 6.1. CAREER & BINARY PLAN)

19 6. AFFILIATE Direct Commission You will instantly receive a Direct Level Commission, depends on the package you bought. VALUE $100,0 0 PLAN A PLAN B PLAN C PLAN D PLAN E PLAN F FROM TO FROM TO FROM TO FROM TO FROM TO OVER $1,000,0 0 $1,001, 00 $5,000, 00 $5,001,0 0 $10,000,00 $10,001, 00 $50,000, 00 $50,000, 00 $100,00 0,00 LEVEL LEVEL LEVEL LEVEL LEVEL LEVEL LEVEL DURATION $100,00 1,00

20 6.1. CAREER & BINARY PLAN LEVEL CAREER PLAN CAREER PLAN CV POINTS WEAK PARTNERS DIREKT YOUR MIN. DEPOSIT BONUS CAREER BINARY SILVER EXECUTIVE $25,000,00 2X PEOPLE MIN. $500 $ 0 4% GOLD EXECUTIVE $250,000,00 3X SILVER MIN. $1000 $2,500,00 6% DIREKTOR $500,000,00 4X GOLD MIN. $5000 $10,000,00 7% DIAMOND $2,500,000,00 5X DIREKTOR MIN. $10000 $75,000,00 8% BLUE DIAMOND $5,000,000,00 6X DIAMOND MIN. $50000 $200,000,00 9% BLACK DIAMOND $10,000,000,00 8X BLUE DIAMOND CROWN AMBASSADOR $20,000,000,00 10X BLACK DIAMOND MIN $500,000,00 10% MIN $1,200,000, %

21 6.1. CAREER & BINARY PLAN 1) In order to confirm the career level Silver Executive, a minimum turnover of $ 25,000 must be achieved in the weak leg. You must have sponsored 2 direct partners and activated them with a minimum deposit of $ 500. The daily Binary Commission as Silver Executive is 4%. 2) In order to confirm the career level Gold Executive, a minimum turnover of $ 250,000 must be achieved in the weak leg. You need to have 3 direct partners, who have already reached the career level Silver Executive sponsored with a minimum deposit of $ 1001 activated. The daily Binary Commission as Gold Executive is 6%. For this you receive a bonus of $ 2500 in Coinzai (CZI) Coins. 3) To confirm the career level Director, a minimum turnover of $ 500,000 must be achieved in the weak leg. You need to have 4 direct partners, who have already reached the Gold Executive career level, sponsored with a minimum deposit of $ The daily Binary Commission as Director is 7%. For this you receive a bonus of $ in Coinzai (CZI) Coins.

22 6.1. CAREER & BINARY PLAN 4) In order to confirm the career level Diamond, a minimum turnover of $ must be achieved in the weak leg. You have to activated 5 direct partners, who have already reached the career level Director, sponsored with a minimum deposit of $ 10,001. The daily Binary Commission as Diamond is 8%. For this you receive a bonus of $ 75,000 in Coinzai (CZI) Coins. 5) In order to confirm the career level Blue Diamond, a minimum turnover of $ 5,000,000 must be achieved in the weak leg. You have to activate 6 direct partners, who already reached the Diamond career level, sponsored with a min. Deposit of $ 50,001. The daily Binary Commission as Blue Diamond is 9%. In return, you receive a bonus of $ 200,000 in Coinzai (CZI) Coins.

23 6.1. CAREER & BINARY PLAN 6) In order to confirm the career level Black Diamond, a minimum turnover of $ must be achieved in the weak leg. You need to have 8 direct partners, who have already reached the career level Blue Diamond, sponsored with a minimum deposit of $ 100,001 activated. The daily Binary Commission as Black Diamond is 10%. For this you receive a bonus of $ 500,000 in Coinzai (CZI) Coins. 7) In order to confirm the career level Crown Ambassador, a minimum turnover of $ 20,000,000 must be achieved in the weak leg. You need to have 10 direct partners, who have already reached the career level Black Diamond, sponsored with a minimum deposit of $ 100,001 activated. The daily Binary Commission as Black Diamond is 12.5%. For this, you receive a bonus $ 1,200,000 in Coinzai (CZI) Coins.

24 7. POS WALLET / MOBILE MINING When Cryptocurrency Mining was still in it s infancy, it was well distributed among a few thousand private Miners who had transparent rules and did not harm the climate because their energy needs were microscopically low. All this has changed: The exponential growth of Cryptocurrencies has led to a dramatic increase in energy consumption in countries with low social and environmental standards - where electricity is derived primarily from fossil fuels. Worse yet, the concentration of Mining Power in the hands of some big companies is distorting the democratic decision making process in Networks: Changes in protocols and hard forks run the risk of being impacted by the economic interests of the least. We believe that System Innovation is essential for Cryptocurrencies to gain mass acceptance. We believe that future Mining Operations must be decentralized to reduce their reliance on regulations of Individual Governments, Powerful Individuals, and Fossil or nuclear Energy. Android ios Crypto-Mining operations in the future must reduce the systemic risks that result from being tied to specific Coins or Mining Pools. So COINZAI strives to give the crucial power back to the Crypto Community. It must be possible for individuals to participate in Crypto-Mining without huge Investments in Hardware and Technology.

25 7. POS WALLET / MOBILE MINING The Technology developed by COINZAI represents the next generation of Mining, addressing the challenges of the future: The PoS Wallet System. The PoS Wallet System is downloadable as a Mobile Application on Android and ios. It's in sync with the PoS Wallet, so the mined Coins are available at any time. Customers receive their Mining Share via the APP Lifetime and can use the Shop System. All Coins based on PoS (Proof of Stake) are potential customers. COINZAI offers customers a way to manage their Coins, which adds value by holding foreign Coins and Staking. COINZAI has created an online marketplace - a so-called CRM system - for the community. Android ios COINZAI is characterized by its own brand and the market opening in Digital PoS Mining. COINZAI also has one of the largest Server Parks in the world, with the Server Park in the UK. The PoS Wallet System forms an interface with the own Exchange.

26 8. COINZAI CREDITCARD RELOADABLE CREDITCARD With COINZAI RELOADABLE CARD you can easy load and spend 24/7. For example Freelancers, Gamblers, PayPal and Shop owners can use the Card to receive money and spend funds worldwide. COINZAI PREPAID CARD is only available to existing Uquid customers and is not available in all countries. Please register or login to your COINZAI account to de- termine eligibility for the Card. E-CURRENCY NETWORK Easy connect your Cryptocurrencies with other E- CURRENCY including Perfect Money, Webmoney, Payeer, Paypal, Skrill, Okpay, Neteller, Paxum, Money Polo, Solidtrust Pay, Qiwi, Yandex, Alipay and Local Money (Western Union, Money Gram) and more via our worldwide Ex- changer Partner.

27 8. COINZAI CREDITCARD Customers can deposit and save their Currencies on the COINZAI Multi-Wallet for free. To perform Crypto Payment, User has to perform three simple steps: 1) Deposit Cash and/or Coins into the COINZAI Multi-Wallet. 2) Transfer money manually to the Card. 3) Pay or buy with the COINZAI Prepaid Debit/Credit Card.

28 9. ROADMAP 01.FEB FEB APR MAY JUN JUL 2018

29 9. ROADMAP 01.APR MAY JUN SEP JUL JAN 2019

30 10. SUPPORTED COINS

31 11. CONSIDERATION THE INVESTMENT IS ALWAYS RISKY, SO YOU SHOULD READ FOR ALL DETAILS AND REGISTER DIRECTLY ON THE WEBSITE OF COINZAI BY YOURSELF. ALL INVESTORS ARE REQUIRED TO REGISTER DIRECTLY ON THE COINZAI WEBSITE AND INVEST BY THEIR MONEY ONLY. COINZAI DOES NOT HAVE A POLICY TO INVEST IN OTHER CHANNELS, APART FROM COINZAI WEBSITE.

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