GREECE INVESTMENT IMMIGRATION PROGRAM

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1 GREECE INVESTMENT IMMIGRATION PROGRAM A SUBSI D IARY O F

2 Acropolis, Athens Invest in Greece, achieve mutual benefits and a win-win Wei Jiafu, President & CEO COSCO Lefkas, Greece

3 Santorini, Greece About Greece BIRTHPLACE OF DEMOCRACY AND WESTERN CIVILIZATION FACTS OF GREECE Crete, Greece Population: 11 million Eurozone entry since 2001 Currency: Euro Capital City: Athens World Renowned Island: Santorini Main Economy: Shipping and tourism Over 18 million tourists per year 15 International Airports The longest coastline in the world 13, 676 km Unique island hopping 6,000 islands and islets World s healthiest diet exquisite local cuisine & wines Friendly & hospitable people Safety and relaxed lifestyle Rich history & culture; amazing sceneries, diverse nature and beauty, inspiring myths

4 26 Schengen Countries AUSTRIA BELGIUM CZECH REPUBLIC DENMARK ESTONIA FINLAND FRANCE GERMANY GREECE HUNGARY ICELAND ITALY LATVIA LIECHTENSTEIN LITHUANIA LUXEMBOURG MALTA NETHERLANDS The Greek Residence Permit AN IMMIGRATION PROGRAM FOR REAL ESTATE INVESTORS The Greek Residence Permit has distinctive advantages compared to other available programs. It only requires a minimum investment of 250,000 and has no requirements to physically reside in Greece. It is a fast track procedure and the residence permit is typically granted in just 2 months. NORWAY POLAND PORTUGAL SLOVAKIA SLOVENIA SPAIN SWEDEN SWITZERLAND Benefits of Permit-holders INVEST IN THE GREEK RESIDENCE PERMIT FOR THE FUTURE OF YOUR FAMILY A residence permit in Greece gives access to advanced healthcare services and to free education in public schools and universities. Residence permits are renewed every five years and is only conditional that you retain ownership of the property, hence it can last a lifetime. Once you acquire a residence permit in Greece, you and your family may reside in the country, and can exit and re-enter any time without a visa. Permit-holders can also travel to all 26 Schengen countries without additional documentation other than your passport.

5 Application Process A SIMPLE 3-STEP PROCESS TO ACQUIRE YOUR GREEK RESIDENCE PERMIT FIND A PROPERTY IN GREECE THAT IS WORTH MORE THAN 250,000 TO PURCHASE We have pre-selected a portfolio of high quality properties for your perusal. Please talk to our sales representatives for more information THE APPLICANT MUST SUBMIT THE FOLLOWING DOCUMENTS: APPLICATION FORM for Greek Residence Permit PURCHASE THE CHOSEN PROPERTY UNIT ImmiDream will be with you to provide assistance throughout your property buying experience ENTRY VISA given in the Greek consulate in country of origin THE CONTRACT OF SALE for a Greek property purchased with a minimum price of 250,000 FILL IN THE APPLICATION FORM AND START YOUR APPLICATION PROCESS ImmiDream will provide a comprehensive suite of services to facilitate the application process. Please note that Greek authorities may request additional documents, as each case is considered on an individual basis.

6 Economic Recovery of Greece 2014 SHOWS THE FIRST ECONOMIC GROWTH IN GREECE AFTER 6 YEARS OF CRISIS Greece fell into recession after the collapse of U.S. investment bank Lehman Brothers in 2008, which sparked a euro-wide debt crisis the following year. However, Greece is on the way to economic recovery as investor faith returns to the recession-ridden Eurozone nation. A drastic drop in government borrowing costs since the outbreak of the crisis in 2009 marks a great improvement and a great perception of the country by foreign investors. This was evidenced in the sale of Greek bonds in April 2014, which was eight times oversubscribed. According to the Greek government, demand for 3 billions worth of five-year bonds demonstrates that the country s debt is sustainable. Greece is expected to see economic growth of around 0.6% in 2014, the first positive economic growth after 6 years of crisis.

7 Greek Property Market MORE THAN 50% DROP IN PROPERTY PRICES SINCE 2008 Property prices in key cities such as Athens have dropped by more than 50% since 2008, providing great investment values to long-term investors. Properties in Athens generate around 4-5% p.a. rental yield NOV 13 JUL 13 MAR 13 NOV 12 JUL 12 MAR 12 NOV 11 JUL 11 MAR 11 NOV 10 JUL 10 MAR 10 NOV 09 JUL 09 MAR 09 NOV 08 JUL 08 MAR 08 NOV 07 JUL 07 MAR 07 NOV 06 JUL 06 MAR Source: Bank of Greece

8 Our Services About Us IMMIDREAM LIMITED PROVIDES A COMPREHENSIVE RANGE OF SERVICES TO ASSIST YOU IN APPLYING AND OBTAINING THE GREEK RESIDENCE PERMIT. OUR SERVICES INCLUDE: Pre-purchase of property Recommending a suitable property in Greece for investment Recommend and source for legal representative in Greece to assist with relevant documentation for purchase of property Liaison with Greek embassy in home country for provision of Power of Attorney to legal representative in Greece Post-purchase of property Application for Greek Residence Permit ImmiDream Limited is a Hong Kong-based immigration investment company that specializes in Greek property investments and immigration. We have chosen initially to focus on Greece, but more countries will be added to our platform soon. ImmiDream is a subsidiary of Asia Bankers Club. Asia Bankers Club ( is a premium club for banking and finance executives in the Asia Pacific region. Through highly successful investment and lifestyle events, Asia Bankers Club has come to be known as a platform for offering investment opportunities in physical assets such as properties, fine wines, art, timepieces and collectibles. Their members are high net-worth individuals and finance executives from top tier investment, private and consumer banks, asset management companies, private equity firms, family offices, insurance companies, hedge funds and sovereign wealth funds primarily located in key financial centers around the world. Mr. Kingston Lai is the Managing Partner of ImmiDream. Mr. Lai is based in Hong Kong and also the Founder and current CEO of Asia Bankers Club. Prior to the Asia Bankers Club, Kingston was an Executive Director at Morgan Stanley Hong Kong, where he oversaw institutional sales & distribution of structured investment products primarily to financial institutions in South East Asia. He has been a seasoned investment banker for the past 12 years, having held similar roles at other investment banks in London, Singapore, and most recently Hong Kong. Mr. Lai graduated with First Class Honors in BSc. Accounting & Finance from London School of Economics (LSE). Property Rental & Management Services Relocation to Greece Application to local schools Concierge and settling services, such as airport transfer, orientation to the neighborhood, connection of utilities, opening bank accounts, credit card applications, insurance, local community information and other required services Mr. Kingston Lai Managing Partner ImmiDream Limited

9 Frequently Asked Questions (FAQs) WHICH FAMILY MEMBERS CAN BE INCLUDED IN EACH APPLICATION? Once you purchase a property worth a minimum of 250,000, you may submit an application for your family which includes spouse and the direct descendants of the spouse, who are under the age of 21. During their stay, children are entitled to a residence permit for real estate owners up until the age of 21. Children who become adults during the period when the residence permit is valid can be granted a separate residence permit. WILL MY RESIDENCE PERMIT BE RENEWED AT THE END OF 5 YEARS? The aforementioned residence permit may be renewed for the same duration (five years), if the property remains unchanged in its legal ownership status as described above and the contracts of ownership remain in effect, and other statutory conditions detailed above are met. a. You have physically resided in Greece for more than 6 years; and b. You submit an application for a Greek Passport before the age of 18 Based on the requirements above, parents seeking to obtain Greek passports for their children will have to send them to Greece for education from the age of 12. WHICH PART OF GREECE SHOULD I CHOOSE FOR INVESTMENT? Greece is a beautiful country with many beautiful cities for you to consider. Our portfolio encompasses a wide range of properties in various cities Athens (capital city), Santorini, Crete, Lefkas, and many others. Our sales representatives who are very familiar with Greece can advise you on choosing the right location for your investment. WHAT IF MY PROPERTY DROPS IN VALUE DURING THE TIME OF RENEWAL? Your Residence Permit will still be renewed even though your property drops in value at the end of 5 years. The only requirement is for you to acquire a property that is worth at least 250,000 during the time of application. AM I SUBJECT TO TAXATION IN GREECE FOR MY INCOME EARNED OUTSIDE OF GREECE? No, your income earned outside of Greece is not subject to taxation in Greece after you become a Residence Permit holder. Having said that, we do encourage you to speak to your own tax advisor for any specific tax questions. WHY SHOULD I DO IT NOW? Firstly, Greek property prices are currently at a historical low. We foresee that this Residence Permit will receive strong demand from Chinese and Russian investors, hence driving up the prices of Greek properties in the near future. We recommend that now is a good time to invest before Greek property prices increase. Secondly, we do not know how long this immigration program will be in place before it gets abolished (the Canadian government has recently abolished its immigration program). The Greek government may do the same after they overcome the economic crisis. Hence, it is best to apply for the Resident permit while it is still active. DO I HAVE TO GO TO GREECE TO PURCHASE THE PROPERTY? No, you do not need to go to Greece to purchase the property. When it comes to signing documents for the purchase, all you have to do is provide Power of Attorney to your appointed Greek lawyer so that he/she can execute the documents for you. However, the Power of Attorney has to be witnessed by the Greek Embassy in your home country. ImmiDream can assist with provision of the Power of Attorney and engaging a lawyer. DO I HAVE TO GO TO GREECE TO APPLY FOR THE RESIDENCE PERMIT? No, you do not need to go to Greece to submit your application form. You can do it at the Greek embassy in your home country. However, the main applicant does need to enter Greece once to collect the Residence Permit when it has been approved. Only the main applicant needs to go to Greece and he/she can collect the permits on behalf of the whole family. HAS THERE BEEN ANY SUCCESSFUL APPLICATIONS TO DATE FOR THE GREECE RESIDENCE PERMIT PROGRAM? Yes, the program has successfully approved many applications since the program commenced in AM I ABLE TO CONVERT MY RESIDENCE PERMIT TO A GREEK PASSPORT IN THE FUTURE? Yes, your Residence Permit can be converted to a Greek Passport if you fulfill the following requirements: DISCLAIMER Any statement contained in the Content is made on a general basis and we have not given any consideration to nor have we made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. You are advised to make your own assessment of the relevance, accuracy and adequacy of the information contained in the Content and conduct independent investigations as may be necessary or appropriate for the purpose of such assessment including the investment risks involved. You should consult an appropriate professional advisor for legal, tax, accounting, or investment advice specific to your situation, as to whether any governmental or other consents are required or if any formalities should be observed for the purposes of making such investments as are mentioned in the Content. If you are unsure about the meaning of any of the information contained in the Content, please consult your financial or other professional advisor. ImmiDream Limited and its representatives work exclusively in relation to properties outside Hong Kong and are not required to be nor are licensed under the Estate Agents Ordinance (Cap. 511 of the Laws of Hong Kong) to deal with properties situated in Hong Kong.

10 HEAD OFFICE - ASIA ImmiDream Limited Unit 01-02, 15th Floor, Fu Fai Commercial Centre, 27 Hillier Street, Sheung Wan, Hong Kong T: (852) E: contact@immidream.com

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