1) Story. 2)Persona. Adam Smith. Manager. Save enough for retirement, have a big picture view of how my retirement savings are doing.

Transcription

1 1) Story Saving enough money for retirement generates anxiety for many people as they work through their careers. Will I have enough? Am I saving enough? Are my investments performing well? In the past, people could rely on an employer pension and social security to provide for their needs in retirement. But now, individuals are increasingly responsible for managing their own investment savings across multiple investment accounts at multiple financial institutions. The typical worker nearing retirement can have a variety of different investments accounts: employer 401k s, personal IRA s, and individual brokerage accounts. With savings spread out over multiple accounts, it is difficult to see the big picture. For a person to know exactly how much they have saved, they would have to log in to every account individually and gather the information. This can be a very time consuming process, and the individual investor is unlikely to monitor his or her savings with the attention it deserves. The motivation for this Fiori app is to provide an investment account monitoring tool that will allow the individual investor to see all of his investment accounts in a single app. They will be able to see each account balance, holdings and performance over time. This will allow them to more proactively monitor their investments as they approach retirement. 2)Persona Adam Smith Know how my nest egg is doing 45 years old, starting to think about retirement Manager - Check investment account balances - Check investment account performance over time - Research portfolio holdings Save enough for retirement, have a big picture view of how my retirement savings are doing. Need easier way to see my whole investment picture It is hard to remember how to access each account (website URL, login credentials, etc). Time consuming to log in to each individual site. Self, family

2 3) Journey 4) Point of View Adam Smith needs a way to easily see all his investment account details so he can evaluate his readiness for retirement.

3 5) Mockup Screenshots: The app uses a Master-Detail floorplan. Each item in the left pane represents one of the user s investment accounts. Selection of the account on the left displays the account details on the right. Account holdings tab: Detail View has 5 tabs: 1) Account Holdings 2) Performance (line chart) 3) Allocation (pie chart) 4) Transactions 5) Statements Master View shows account balances with month-to-date and year-to-date performance Clicking on a detail item navigates to 3 rd view with company research Each item in the account holdings tab navigates to a page showing company research: Company Research View shows stock price and performance for individual holdings

4 6) SAP Web IDE App Prototype Youtube demo video: (3 minutes) The app prototype uses a mock data server with an EDMX data model. Live stock prices are provided by a Yahoo JSON API. Account Balances are recalculated on-the-fly based on live stock prices from the API. A stock ticker scrolls continuously at the top of the screen. Screen 1 Master-Detail View Tab 1 showing Account Holdings If the user clicks on one of the rows in the account holdings table, the app navigates to a new view showing company research.

5 Screen 2 Company research view Company Research View Expandable panels shows stock price and provide Stock Details and performance for individual company news stories holdings Scalable chart shows up to 365 days performance data retrieved by API. 5 preset scales are provided. Expanded Panels Headlines Panel shows company news with hyperlinks (from API) Stock Details panel shows key statistics (from API)

6 Master-Detail View Tabs 2-5: Performance tab shows combined performance of all account holdings Diversification tab shows asset class allocation piechart History tab shows account transactions Statements tab provides download links for account statements