Benchmark Benefits Review. Human Resources
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1 Benchmark Benefits Review Human Resources
2 Purpose of Review To provide an overview of primary UK employee benefits as compared to benchmark institutions
3 Data Sources Benchmark Institution Review Aon Hewitt Institution Websites Broader Samples Willis Towers Watson Higher Education Group Society for Human Resources Management national data
4 *Benchmark Institutions Michigan State Ohio State of Arizona of California - Davis of Florida of Iowa of Michigan - Ann Arbor of Minnesota - Twin Cities of Missouri - Columbia of North Carolina - Chapel Hill of Wisconsin - Madison *UK Institutional Research and Advanced Analytics
5 Cost Cost Cost Cost Monthly Employee Medical Premium Rates Employee only Median = Employee + Spouse/Domestic Partner Median = Employee + Child(ren) Median = Employee + Family Median = Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions, Institution Websites 5
6 Cost Cost Medical Plan Employee Outof-Pocket Maximum Cost 8, 7, Single Health Out-of-Pocket Max Median = 275 7,15 6,6 16, 14, Family Health Out-of-Pocket Max Median = 5 14,3 13,2 6, 5, 12, 1, 1,5 4, 3, 2, 1, 3,5 3,5 3, 3, 2,5 2,5 2, 1,7 1,25 1, 8, 6, 4, 2, 7, 6, 6, 5, 4, 4, 3,4 2,5 2, Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions, Institution Websites
7 Medical Cost Benchmarks Total Annual Cost per Covered Employee per Year $18, $16, $14, $12, $1, $8, 75th Percentile Higher Education Weighted Average 25 th Percentile of Kentucky $6, $4, UK plan per employee cost is 29 percentage points less costly (more efficient) than the WTW Higher Education Group weighted average. *Total costs represent the enrolled weighted average of all plan types. Data Source: Willis Towers Watson - Higher Education industry group, 76 institutions
8 Medical Cost Benchmarks Total Cost per Covered Employee per Year Adjusted for age/gender, family size, geography, and plan value $9,833 $9,33 5% More Efficient Higher Ed Benchmark of Kentucky Adjusted weighted average Apples to apples - UK cost per employee per year is 5 percentage points, or $8.5 million/year less than its peers the plan is providing a strong benefit at a great value. Data Source: Willis Towers Watson - Higher Education industry group, 76 institutions
9 Medical Cost Benchmarks Employee Contributions as a Percentage of Plan Cost 25% 18% Higher Ed Benchmark of Kentucky *Higher Education Group * of Kentucky Overall, UK employee contributions are 7 percentage points less than the Higher Education database averages. UK employees receive excellent value. *Dependent includes spouse, children, family, etc. Data Source: Willis Towers Watson - Higher Education industry group, 76 institutions
10 Cost Cost Cost Cost Employee Premium Cost for Dental Employee only Median = Employee + Spouse/Domestic Partner Median = Employee + Child(ren) Median = 41 Employee + Family Median = Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions, Institution Websites 1
11 Cost Dental Benefits Provided Maximum Annual Benefit Median = $1,5 $6, $5, $5, $4, $3, $2, $1, $2, $2, $1,8 $1,7 $1,5 $1,5 $1,5 $1,25 $1,2 $1, $6 $ North Carolina Arizona Iowa Minnesota UC Davis UK Ohio State Missouri Michigan Florida Wisconsin Michigan State Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions, Institution Websites 11
12 Cost Cost Cost Cost Employee Premium Cost for Vision Employee only Median = Employee + Spouse/Domestic Partner Median = Employee + Child(ren) Median = Employee + Family Median = * of Minnesota: no offering Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions, Institution Websites 12
13 Contribution Limit No Max No Max Long Term Disability (LTD) Employer Provided Benefit Maximum Monthly Benefit Median = 12, , 23, , 15, 15, 1 1, 7,5 5 5, 5, 3,9 UK Wisconsin Iowa Michigan Michigan State UC Davis Florida Arizona Missouri Ohio State Minnesota North Carolina UK is one of two schools among benchmarks that does not have a maximum monthly benefit. UNC has no max but provides only 4% of earnings compared to 6% for UK. Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions, Institution Websites 13
14 Employer Paid Basic Life Life Insurance *Employer Provided Life Insurance Median = UK Median Salary ($66,822) $18,. 2.5x Salary $16,. $14,. 2x Salary $12,. $1,. $8,. 1.5x Salary (Max $2K) 1x Salary 1x Salary $6,. $4,. $2,. $. Ohio State Iowa Minnesota UK Missouri Michigan State $5, $5, UC Davis $3, $25, $15, Michigan Florida Arizona North Carolina $ $ Wisconsin * Apples to apples comparison using average UK benefit value and applying 1x, 1.5x, 2x, etc., salary. UNC and Wisconsin offer vs. provide Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions, Institution Websites 14
15 Employer Percentage of Salary Matched Retirement 43(b) Plan Employer Match Contribution Median = 1% 12% 1% 1% 1% 1% 1% 1% 1% 8.93% 8% 8% 7% 6.84% 6% 5.14% 4% 2% % UK Michigan State Ohio State Michigan Minnesota Missouri Iowa UC Davis Arizona North Carolina Florida State Plan Only Wisconsin *Offer choice between state plan and optional plan (AZ, UNC, UCD, UF). Wisconsin has a state plan only Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions, Institution Websites 15
16 Percentage Covered Percentage Discount Credit Hours Tuition Assistance Credit Hours Per Semester Median = 12 hrs. Employees eligible at other schools (not dependents) Yes No Arizona Iowa Michigan Michigan State Ohio State UC Davis Minnesota Wisconsin Missouri Florida North Carolina Percentage of Tuition Covered Median = 1% Family Discount on Tuition Median = 5% 12% 1% 8% 6% 4% 2% % 1% 1% 1% 1% 1% 1% 1% 1% 75% 75% 5% 2% 12% 1% 8% 6% 4% 2% % 1% 1% 75% 5% 5% 5% 5% % % % % % Data Source: Aon Hewitt 12 Benchmark Higher Education Institutions 16
17 *Specified Additional Staff Leaves Organization Paid Maternity Leave Paid Paternity Leave Paid Adoption Leave (Beyond STD / VAC / PTO) (Beyond VAC / PTO) (Beyond VAC / PTO) of Arizona 6 wk. paid leave 6 wk. paid leave 6 wk. paid leave of Minnesota 6 wk. paid leave 2 wk. paid leave 2 wk. paid leave Ohio State 6 wk. paid leave 3 wk. paid leave None Michigan State 6 wk. paid leave None 6 weeks for children age <6 and/or not full-time student of Iowa 6 wk. paid leave None None of California Davis None None None of Florida None None None of North Carolina None None None of Wisconsin None None None of Michigan None None None of Missouri None None None *Defined as over and above standard accrued paid time off None None None Data Source: Institution websites 17
18 SHRM Survey (National) 217 Employee Benefits Percentage of Employers Offering Additional Paid Leave 3,227 HR professionals across all sectors participated in the survey Leave Benefits by Year Paid Maternity Leave 16% 12% 21% 26% 3% Paid Paternity Leave 15% 12% 17% 21% 24% Paid Adoption Leave 16% 12% 17% 2% 23% Data Source: (Society for Human Resources Management) 18
19 Observations UK benefits are overall more beneficial than most of its benchmark peers and a wider higher education grouping UK and its employees receive a favorable value UK benefits support the mission and strategic vision Improving the effectiveness, efficiency and understanding of benefits is a constant goal 19
20 HR Delivering Service and Value Fiscal Year 217 Benefits Team 38,879 unique UK family customer contacts Costs avoided - $1M (life insurance renewal) Health & Wellness Team 1,721 unique participants in BeWell and EatWell 2,391 instances of attendance 52,892 total attendance in MoveWell (2,649 members) Know Your Rx Coalition Team 54,521 Coalition Member customer calls Rx costs saved/avoided: UK - $2.5M; Coalition - $3M 2
21 Thanks to our HR TEAM! 21
22 Thanks to the Board of Trustees For your support Opportunity to share our work Questions and comments? 22
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