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1 List of Tables Table Title Page No. 3.1 Population Category Post Office Savings Schemes Savings Bank Scheme: Profile ( As on ) Revision in Interest Rates of Postal Savings Schemes Postal Savings Postal Savings ( Contd.) Postal Savings ( Contd.) Postal Savings Performance of PLI/ RPLI Postal Life Insurance(PLI) Rural Postal Life Insurance(RPLI) Investors and Sample Respondents Gender of the Respondents Age of the Respondents Education of the Respondents Marital Status of the Respondents Family Size of the Respondents Annual Income of the Respondents Source of Income of the Respondents Factors Motivated to Investment Distribution of Sample Investors based on their Investment Maturity Period of the Investments Channels to know about the Postal Investment Schemes Post Office Time Deposits Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure 86 7

2 5.2.1 Post Office Recurring Deposits Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure Post Office Monthly Income Scheme Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure National Savings Certificate Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure National Savings Scheme Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure Public Provident Fund Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure Deposit Scheme for Retiring Government Employees of Public Sector Companies

3 5.7.2 Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure Postal Life Insurance Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure Senior Citizens Savings Scheme Total Variance and Factors Extracted Factors Component Score Co-efficient Matrix Factor Structure Test of Hypothesis: Age Group of Respondents and Maturity Period Postal Investment Test of Hypothesis: Education of Respondents and to know about the Postal Investment Schemes Test of Hypothesis: Annual income of Respondents and Opinion about the Response officials Test of Hypothesis: Age Group of Respondents and Level of Satisfaction of Services by the Post Office Test of Hypothesis: Age Group of Respondents and Level of Satisfaction of Services by the Banks Test of Hypothesis: Age Group of Respondents and Level of Satisfaction of Services by the Agents Test of Hypothesis: Age Group of Respondents and Level of Satisfaction of Services by the Others Test of Hypothesis: Education of Respondents and Level of Satisfaction of Services by the Post 125 Office Correlation Matrix of Demographic Variables (X) of Postal Investment Holders and Open Postal Investment Procedure 126 (Y) 6.1 (a) Age and Investors Attitude towards Savings (b) Chi-square test-age and Investors Attitude towards Savings (a) Education and Investors Attitude towards Savings

4 6.2 (b) Chi-square test and Investors Attitude towards savings (a) Income and Investors Attitude towards Savings (b) Chi-square test and Investors Attitude towards Savings (a) Age and Investors Attitude towards Postal Investment Schemes (b) Chi-square test-age and Investors Attitude towards Postal Investment Schemes (a) Education and Investors Attitude towards Postal Investment Schemes (b) Chi-square test-education and Investors Attitude towards Postal Investment Schemes (a) Income and Investors Attitude towards Postal Investment Schemes (b) Chi-square test and Investors Attitude towards Postal Investments Schemes (a) Age and Investors Attitude towards Agents (b) Chi-square test-age and Investors Attitude towards Agents (a) Education and Investors Attitude towards Agents (b) Chi-square test and Investors Attitude towards Agents (a) Income and Investors Attitude towards Agents (b) Chi-square test and Investors Attitude towards Agents (a) Age and Investors Attitude towards Post Office (b) Chi-square test-age and Investors Attitude towards Post Office (a) Education and Investors Attitude towards Post Offices (b) Chi-square test and Investors Attitude towards Post office (a) Income and Investors Attitude towards Post Office (b) Chi-square test and Investors Attitude towards Post Office (a) Age and Investors Attitude towards Services (b) Chi-square test-age and Investors Attitude towards Services (a) Education and Investors Attitude towards Services (b) Chi-square test and Investors Attitude towards Services

5 6.15 (a) Income and Investors Attitude towards Services (b) Chi-square test and Investors Attitude towards Services (a) Age and Investors Attitude towards Advertisement (b) Chi-square test-age and Investors Attitude towards Advertisement (a) Education and Investors Attitude towards Advertisement (b) Chi-square test and Investors Attitude towards Advertisement (a) Income and Investors Attitude towards Advertisement (b) Chi-square test and Investors Attitude towards Advertisement

6 List of Figures Figure Title Page No. 3.1 Map of Dharmapuri District India Post - Organization Chart Postal Life Insurance(PLI) Rural Postal Life Insurance(RPLI) Gender-wise Classification of the Respondents Age-wise Classification of the Respondents Education- wise classification of the Respondents Marital Status of the Respondents Family Size of the Respondents Annual Income of the Respondents Source of Income of the Respondents Factors Motivated to Invest Distribution of Sample Investors based on their Investment Maturity Period of the Investments Channels of Postal Investment Schemes 82 12

7 List of Abbreviations SI. No. Abbreviation Explanation 1. PO Post Office 2. IPO Indian Postal Order 3. FPO Foreign Post Office 4. HO Head Office 5. SO Sub Office 6. BO Branch Office 7. NPO Night Post office 8. RMS Railway Mail Service 9. MO Money Order 10. SP Speed Post 11. SB Saving Bank 12. RD Recurring Deposit 13. TD Time Deposit 14. MIS Monthly Income Scheme 15. NSC National Saving Certificate 16. PPF Public Provident Fund 17. SCSS Senior Citizens Savings Scheme 18. KVP Kisan Vikas Patras 19. PLI Postal Life Insurance 20. RPLI Rural Postal Life Insurance 13

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