Postal Financial Services. India Post
|
|
- Wilfrid Tyler
- 6 years ago
- Views:
Transcription
1 Postal Financial Services India Post
2 India Post : a socially committed, technology driven, professionally managed & forward looking Organization
3 Serving the nation for more than 150 years, and enjoying an image of reliability and trustworthiness. Total number of Post Offices 155,035 Urban Post Offices 15,862 Rural Post Offices 139,173 Post Offices offering Savings Bank 154,038 Post Offices providing domestic 155,035 money remittance service Post Offices offering Insurance More than 150,000 Area served by a Post Office Average population served by a Post Office Sq. Km. 7,174
4 Banking Services: Small Savings Schemes Money Remittance Services: Electronic Money Order (emo) Instant Money Order (imo) International Money Transfer Service (IMTS) Insurance Services: Postal Life Insurance (PLI) Rural Postal Life Insurance (RPLI) Wage Payment (Zero Balance Accounts) Distributing other financial /white label products.
5 Savings Bank established 1882 First Act passed on Savings Bank Government Savings Bank Act, 1873 Subsequent Acts Government Savings Certificate Act 1959, Public Provident Fund Act 1968, etc. Number of Saving Schemes 8 Number of Accounts 205 million Outstanding Balance Rs trillion Number of Post Offices 154,038 providing Saving Bank facilities
6 Rate of Growth 4.11% 6.62% 3.38% % % 5.87% 0.43% % NUMBER OF ACCOUNTS IN MILLIONS
7 Certificates Issued in millions Certificates Discharge in millions
8 SAVINGS CERTIFICATE Amount mobilized & paid Amount Mobilised in Rs. Billions Amount Paid in Rs. Billions
9 IN Rs. TRILLION
10 Target: Savings Accounts 220 million Upto September million March million - March million - March 2012
11 Money Order remits money within India with a maximum limit of Rs. 5000/- One of the oldest services of India Post. In 2008, operationalized on technological platform and rechristened as Electronic Money Order (emo). New system facilitates remittance electronically to the nearest connected Post Offices. Imparts quickness in delivery. Facility of online tracking of emo and SMS acknowledgement avaialble. On an average, around 100 million MOs are booked and Rs. 70 billion are remitted every year.
12 emo System WAN or Broadband www Web Interface PO Booking & Transmitting emo Central Server SMS SMS intimation intimation Directorate User (MIS) Circle User (MIS) Region User (MIS) Division User (emo office registration, Bulk Remitter/ Payee creation, & MIS) PO Receiving & Paying emo WAN WAN or or Broadband Broadband Bulk Remitter/ Payee (MIS, Data & Tracking) Individual Customer (Tracking)
13 An online domestic money remittance service introduced in Intended for a market clientele requiring instant money remittance. Remittance limit from Rs. 1000/- up to Rs. 50,000/- in one transaction. Tariff Rs. 150 to Rs. 330/-. More than 2100 Post Offices offering imo.
14 imo System INTERNET NIC HQ Firewall Layer WEB SERVER & DATABASE BOOKING PO SENDER RECEIVER PAYING PO
15 Year Transactions Remitted amount (Rs. in million) Total
16 Western Union IMTS available from 8,511 Post Offices. Eurogiro inward/outward money remittance service. UPU International Financial Service (IFS) MoneyGram IMTS of to be launched shortly.
17 Year Number of transactions (in million) Principal Amount (Rs. in billion)
18 Mission: Postal Life Insurance To provide insurance cover to people of rural India. To cover risk and provide financial security through appropriate insurance products. To ensure trust and loyalty of customers. First million by PLI Day( ) - Micro insurance. 25 million March million - March million - March 2012
19 NUMBER OF POLICIES IN MILLIONS
20 PLI /RPLI FUND Rs. in BILLIONS
21 15.23% 13.82% Rate of Growth 12.95% 23.89% 25.19% % % % VALUE OF PLI/RPLI BUSINESS Rs. in BILLIONS
22 NREGS Savings Account Micro Saving Remittance Insurance Micro Credit 8 Schemes emo Micro Insurance SHG NABARD SBI Asset Products Access to credit on the basis of PO Account PLI OIC General Insurance
23 NREGS I launched in 2006 Objective To enhance livelihood security in rural areas by providing at least 100 days of guaranteed wage employment in a financial year to every household in rural areas. Coverage All districts having rural population NREGS Accounts in India (Bank + Post million Office) NREGS Accounts with Post Offices million (46.13%) Number of Post Offices involved in 93,301 NREGS work Amount disbursed so far Rs billion India Post disbursing micro-credit to 3000 Self Help Group (SHGs) in Tamil Nadu Number of Post Offices 1963 India Post started selling Assets & 2007 Liability products of State Bank of India in Number of Post Offices 5226 Since 2006 in association with National Bank for Agriculture and Rural Development (NABARD)
24 Other financial products Retailing Mutual Fund products of Unit Trust of India. Distributing Pension products of ICICI Prudential. Vending Non-life Insurance products of Oriental Insurance Company.
25 Future Plans Payment Gateway Virtual Post Office Pre-paid Card Internet transactions Postal Banking
26 At present, more than 12,000 Post Offices are computerized and 80,000 more will be covered in next few years. India Post uses separate software platforms for different products. A project underway to provide electronic connectivity to all POs by Introduction of integrated technology platform by To provide Core Banking Solution in 4000 Post Offices by 2012 covering all savings schemes. WAN, Data Center and hardware in place at selected locations for CBS.
27 Micro Insurance
28 Special commendation award for effectively utilizing its network to promote financial inclusion in smaller places.
29 Thank You
Financial Inclusion & Postal Banking The India Story
Financial Inclusion & Postal Banking The India Story A Presentation by Sandip Ghose Reserve Bank of India at the UPU-AFI Workshop, Berne, Switzerland 9 th & 10 th November, 2009 Financial Inclusion : Definition
More informationDESIGNING AND IMPLEMENTING LAST- MILE SERVICE DELIVERY SOLUTIONS AND INNOVATIONS: FINANCIAL INCLUSION OF POOR THROUGH COMMUNITY INSTITUTIONS IN INDIA
DESIGNING AND IMPLEMENTING LAST- MILE SERVICE DELIVERY SOLUTIONS AND INNOVATIONS: FINANCIAL INCLUSION OF POOR THROUGH COMMUNITY INSTITUTIONS IN INDIA Livelihoods Story Incomes Expenses Wage Income 53%
More informationIJEMR - May Vol.2 Issue 5 - Online - ISSN Print - ISSN
Role of Public Sector Banks in Microfinance - A Study of Public Sector Banks in the Southern Region of India * Dr. Sujatha Susanna Kumari. D Asst. Professor, Dept. of Commerce, School of Business Studies,
More informationWhy Financial Inclusion
Yogesh Suri, Chief Economist (AGM), SBBJ, Jaipur December 16, 2008 1 Indian Economy During the last 58 years, India s GDP at current prices has grown 450 times from Rs.9,547 crore in 1950-51 to Rs.43,03,654
More informationN I C. e-treasury. A Robust, Integrated, Scalable e-gov DSS.
N I C http://budgetallot. e-treasury http://upkap./app http://epension. http://rajkosh. http://upcts. http://ifms-ag. http://ifms. Dr Saurabh Gupta A Robust, Integrated, Scalable e-gov DSS http://kosh-mpr.
More informationhttps://pfms.nic.in Public Financial Management System Welcome
https://pfms.nic.in Public Financial Management System Welcome PFMS Introduction The Schemes implemented by State Govts are funded by various sources like through State govt, Central govt or Other agencies
More informationMobile Technology for enrolment and claim settlement in Cattle Insurance. 9 th International Microinsurance Conference Jakarta, Indonesia
Mobile Technology for enrolment and claim settlement in Cattle Insurance 9 th International Microinsurance Conference Jakarta, Indonesia About us JV between Tata Group and American International Group.
More informationAgenda/ Background Papers
Background: Agenda/ Background Papers NABARD, R.O. Jammu, vide communication bearing Ref. No. NB (J&K)/ mcid /2015-16 dated 28 May, 2015 intimated that SHG-Bank Linkage programme has grown exponentially
More informationGOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS LOK SABHA UNSTARRED QUESTION NO TO BE ANSWERED ON 8 TH AUGUST, 2018
GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS LOK SABHA UNSTARRED QUESTION NO. 3642 TO BE ANSWERED ON 8 TH AUGUST, 2018 POSTAL SERVICES 3642. DR. RAMESH POKHRIYAL NISHANK : Will the
More informationQ1-2018: Performance review. July 2017
Q1-2018: Performance review July Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty and changes
More informationList of Tables. Table Title Page No.
List of Tables Table Title Page No. 3.1 Population Category 41 3.2 Post Office Savings Schemes 47 3.3 Savings Bank Scheme: Profile ( As on 31.03.2010) 49 3.4 Revision in Interest Rates of Postal Savings
More informationImpacts of the Andhra Pradesh Rural Poverty Reduction Program
Society for Elimination of Rural Poverty National Rural Livelihood Mission Impacts of the Andhra Pradesh Rural Poverty Reduction Program Summary of key outcomes of Rural livelihoods programs in Andhra
More informationN I C. e-gov DSS. A Robust, Integrated, Scalable
http://budgetallot. http://rajkosh. http://upkap./app http://upcts. http://koshvani. http://epension. http://kosh-mpr. A Robust, Integrated, Scalable http://ifms. Dr Saurabh Gupta Sr. Technical Director/State
More informationA Premier Public Sector Bank
Sector Bank A Premier Public Sector Bank Performance highlights for the Quarter/ Year ended 31 st March, 2016. 1. Performance highlights of the Bank for the 12 months ended 31.03.2016: [Rs. in Crore] Parameter
More informationThe Ernakulam District Co-operative Bank Ltd
The Ernakulam District Co-operative Bank Ltd P.B.No.4, Head Office, Kakkanad, Kochi 30. AN ISO 9001 : 2008 CERTIFIED BANK mission & vision. The Ernakulam District Co-operative Bank Ltd P.B.No.4, Head Office,
More informationBUDGET MCQ PART- I. Q.1 How much amount of Agricultural Credit to farmers has been proposed in the Union Budget ?
BUDGET MCQ PART- I Q.1 How much amount of Agricultural Credit to farmers has been proposed in the Union Budget 2017-18? 1. 40 lakh crores 2. 30 lakh crores 3. 10 lakh crores 4. 20 lakh crores 5. None of
More informationSAMRUDHI Micro Fin Society (SMS) Brief Profile
SAMRUDHI Micro Fin Society (SMS) Brief Profile 1 The Problem Sixty percent of the population in India lives below poverty line and they suffers from high rates of hunger and malnutrition. To cope with
More informationSummary of findings, Suggestions and Condusion
Chapter- V Summary of findings, Suggestions and Condusion CHAPTER - V SUMMARY OF FINDINGS, SUGGESTIONS AND CONCLUSION Commercial banks are considered as an important segment of the tertiary sector of our
More informationBanking Awareness Question Bank
Banking Awareness Question Bank 1. Accounts are allowed to be operator by cheques in respect of (a) Both savings bank accounts and fixed deposit accounts (b) Savings bank accounts and current accounts
More informationFINANCIAL ACCOUNTING I
Syllabus: Computerized accounting meaning, features, introduction to tally, creation and alteration of company, groups and ledger accounts, generation of trial balance and financial statements. Meaning
More informationA Case Study: Micro Financial Institutions (MFI) - Loan Maintenance
A Case Study: Micro Financial Institutions (MFI) - Loan Maintenance Introduction Small time farmers find it very challenging to access loans for their farming activities. Though many financial institutions
More informationBANKING INFRASTRUCTURE IN INDIA
Now Available BANKING INFRASTRUCTURE IN INDIA Segment Analysis, Outlook and Opportunities India Infrastructure Research www.indiainfrastructure.com Banking Infrastructure in India Table of Contents SECTION
More informationRAYNE STATE BANK & TRUST COMPANY 200 S. Adams Ave. P.O. Box 129 Rayne, LA
Page1 RAYNE STATE BANK & TRUST COMPANY 200 S. Adams Ave. P.O. Box 129 Rayne, LA 70578-0129 Online/Mobile Banking Services Agreement and Disclosure Statement (Includes Bill Payment Services) Introduction
More informationMONITORING AND EVALUATION
MONITORING AND EVALUATION What is monitoring and evaluation? Monitoring is the systematic collection, analysis and use of information from projects and programmes for three basic purposes: learning from
More informationQ1-2018: Performance review. July 2017
Q1-2018: Performance review July 2017 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty and
More informationNews Release January 30, Performance Review: Quarter ended December 31, 2018
News Release January 30, 2019 Performance Review: Quarter ended December 31, 2018 Core operating profit (profit before provisions and tax, excluding treasury income) grew by 14% year-on-year to 5,667 crore
More informationPayment & Settelment System in India
All about Payment and Settlement Systems in India A country needs money supply for economic activity to carry out trade and commerce to quench demand and supply of goods and services. For such exchanges
More informationIDBI Bank Ltd. Financial Inclusion : Achievements
Background IDBI Bank Ltd. Financial Inclusion : Achievements 2013-14 The Government of India, in concert with the Reserve Bank of India, has embarked upon the mission of fostering inclusive growth in the
More informationMarket Share in Advances increases to 1.01%. Up by 6bps. Market Share in deposits increases to 0.91%. Up by 3bps Y-o-Y
Key Messages Robust and Diversified Credit Growth Continues. Blended Y-o-Y Growth rate of 22% Refined Retail Asset delivery architecture yields results (HL grows 26% Y-o-Y; 7% Q-o-Q and Auto grows 68%Y-o-Y;15%Q-o-Q;
More informationMOBILE BANKING How technology is reshaping microfinance & remittances
MOBILE BANKING How technology is reshaping microfinance & remittances jeanpouit@yahoo.fr EMW2009, 26 Nov. 09 Table of contents 2 Mobile Money for the Unbanked (BMGF) Microfinance on mobile (musoni.eu)
More informationState Bank of India Q2FY09 RESULTS ANALYSTS MEET
State Bank of India Q2FY09 RESULTS ANALYSTS MEET 27.10.2008 Operating and Net Profit 4193 Q2FY08 Q2FY09 Rs. In Crs 2714 28.43% 54.52% 1611 36.04% 2260 40.23% Operating Profit Net Profit 1 34454 Deposit
More informationSwarna Pragati Housing Microfinance Scaling up inclusive housing finance in India. Executive Summary
Swarna Pragati Housing Microfinance Scaling up inclusive housing finance in India Executive Summary Hong Kong & Tamil Nadu, India Feb Mar 2017 Introduction GLP participants on the 50 th Global Leaders
More informationPRESS RELEASE. Performance driven Progress
CORPORATE OFFICE: GANDHINAGAR BANGALORE PRESS RELEASE 30.07.2012 SyndicateBank Announces its Financial Results for the quarter ended 30 th June 2012 Performance driven Progress (Q 1 of 2012 vis a vis Q
More informationLIST OF TABLES Census wise Sex Ratio in India 100
LIST OF TABLES 1. 1.1 Progress of Microfinance as on 31 st March 2009. 05 2. 2.1 3. 2.2 Share of rural household debt by source of credit, All India, 1951-1991 Advances to Agriculture and Other Priority
More informationInvestor Presentation
Investor Presentation Q3 2018 Financial Results November 1 st, 2018 2018 ALL RIGHTS RESERVED Safe harbor statement Certain matters discussed in these slides and accompanying oral presentation have "forward-looking
More informationDigital Solutions for Pension Inclusion: Some examples from India
American Benefits Council 6 September 206 Digital Solutions for Pension Inclusion: Some examples from India Gautam Bhardwaj pinbox Solutions pinbox is a global social enterprise committed to digital pension
More information1.0 Introduction. 2.0 Authority
1.0 Introduction Guidelines on Agent Banking for the Banks Agent Banking means providing banking services to the bank customers through the engaged agents under a valid agency agreement, rather than a
More informationIndia and the ICICI Group. September 4, 2017
India and the ICICI Group September 4, 2017 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty
More informationCHAPTER 4 IMPACT OF PROMOTIONAL ACTIVITIES ON BANKS DEPOSITS
CHAPTER 4 IMPACT OF PROMOTIONAL ACTIVITIES ON BANKS DEPOSITS One of the important functions of the Bank is to accept deposits from the public for the purpose of lending. In fact, depositors are the major
More informationGlobal Business exceeds ` 3.34 lakh crore Net Profit for at ` 2004 crore up by 52.63% Customer Base exceeds 32 Million
Corporate Office: Bangalore 02 May, 2013 PRESS RELEASE Global Business exceeds ` 3.34 lakh crore Net Profit for 2012-13 at ` 2004 crore up by 52.63% Customer Base exceeds 32 Million Major Highlights for
More informationLearning Journey. Centre for Insurance and Risk Management (CIRM)
Learning Journey Centre for Insurance and Risk Management (CIRM) Spatial mapping of best practices and scale of microinsurance products in India Contents Project Basics... 1 About the project... 1 Project
More informationWhich public sector bank has awarded best performance awards by NABARD for SHG-bank linkage program in and ?
Latest Banking Current Affairs 2017 PDF August 2017 Latest RBI Policy Rates August 2017 Repo Rate: 6% ( It was reduced by 25 basis points from 6.25% to 6%). Reverse Repo Rate: 5.75% ( It was reduced by
More informationFarmers and rural population
MARCH YOJANA Budget Union Budget, this year, was presented amidst a host of uncertainties. Demonetisation drive and imminent GST drive, new administration in U.S etc. made the whole exercise very challenging.
More informationMICROFINANCE IN ACTION: A BUSINESS PROCESS ANALYSIS OF AN OPERATION IN NICARAGUA
MICROFINANCE IN ACTION: A BUSINESS PROCESS ANALYSIS OF AN OPERATION IN NICARAGUA Julio Martinez, Fairfield University,07_jmartinez3@stagweb.fairfield.edu Winston Tellis, Fairfield University, Winston@mail.fairfield.edu
More informationChallenges to Financial Inclusion in India: The Case of Andhra Pradesh
Challenges to Financial Inclusion in India: The Case of Andhra Pradesh S. Ananth and T. Sabri Öncü Estimated Scale of Financial Exclusion The scale of financial exclusion is phenomenally large in India.
More informationFINANCIAL INCLUSION. Insurance Services
FINANCIAL INCLUSION FINANCIAL INCLUSION Banking Services Insurance Services Pension Services Agreement with 42 banks in India including all 26 Public Sector Banks. More than 30,000 CSCs working as BCAs
More informationBUSINESS PROCESSES FOR GST PAYMENT
Content provided by Mr. Vineet Bhatia, Advocate BUSINESS PROCESSES FOR GST PAYMENT C.1 In modern day taxation regime, every transaction of the tax payer with the tax administration should be transparent,
More informationST.JOSEPH S COLLEGE OF COMMERCE (AUTONOMOUS) DEPARTMENT OF COMMERCE
ST.JOSEPH S COLLEGE OF COMMERCE (AUTONOMOUS) DEPARTMENT OF COMMERCE TEACHING LESSON PLAN FOR THEORY AND PRACTICE OF BANKING B.Com 4 th Semester (November, 05 to March, 06) Subject Objective: To help students
More informatione-issn : p- ISSN : Impact Factor : www. epratrust.com December 2014 Vol - 2 Issue- 12
e-issn : 2347-9671 p- ISSN : 2349-0187 Impact Factor : 0.998 www. epratrust.com December 2014 Vol - 2 Issue- 12 EVOLUTIONARY MARKET TRENDS IN MICRO INSURANCE IN INDIA Limna.M 1 & Dr. P. V. Basheer Ahammed
More informationIBPS Clerk Mains (Banking Awareness-Assignment) Banking Awareness. IBPS Clerk (Mains) Exam 2017
Banking Awareness IBPS Clerk (Mains) Exam 2017 BANKING AWARENESS 1) A NBFC is prohibited to offer or undertake? (A) Accept demand deposits (B) Accept time deposits (C) Lend long term loans (D) Pay a higher
More informationInnovative distribution models to increase outreach. Rehan Butt Head of Business Development Asia & Country Manager Pakistan
Innovative distribution models to increase outreach Rehan Butt Head of Business Development Asia & Country Manager Pakistan MicroEnsure overview Founded in 2002 by Opportunity International Received a
More informationDemand & Distribution of Micro. November 10 th, 2011
Demand & Distribution of Micro Insurance in India November 10 th, 2011 Agenda Micro Insurance Outreach in India Indian regulatory framework About us :ICICI Prudential Life Insurance Company Ltd. Our Micro
More informationNews Release October 26, Performance Review: Quarter ended September 30, 2018
News Release October 26, 2018 Performance Review: Quarter ended September 30, 2018 The core operating profit (profit before provisions and tax, excluding treasury income) grew by 10% year-on-year to 5,285
More informationCHAPTER 7 SUMMARY AND CONCLUSION
CHAPTER 7 SUMMARY AND CONCLUSION The opening up of the insurance sector for the private participation or global players has resulted in stiff competition among the players. Competition has brought in more
More informationSKS. Process Innovation to make Microinsurance more Efficient and Effective. Microinsurance Conference 2007 Vishwanath Divya
Microinsurance @ SKS Process Innovation to make Microinsurance more Efficient and Effective Microinsurance Conference 2007 Vishwanath Divya SKS Empowers The Poor to Become Economically Self-Reliant Branch
More informationInvestor Presentation
Investor Presentation Contents Well positioned across India s GDP spectrum Meeting Diverse Customers Needs Unique Franchise in the Indian Banking Sector Key Business Initiatives Financial Highlights Value
More informationGIS Initiatives. Eng. Abdulla Al Khaddeim Director of Project Management
GIS Initiatives for The Strategic Development of The Eng. Abdulla Al Khaddeim Director of Project Management Introduction Fujairah is one of the seven members of U.A.E. Population is 190,000 with growth
More informationisave-iprumf FAQs Product Note July What is isave-iprumf? 2. Benefits of isave-iprumf?
1. What is isave-iprumf? a. ISave-IPruMF is a mobile app from ICICI Prudential Mutual Fund, to help you in managing your savings more efficiently by investing your money in ICICI Prudential Liquid Plan-Growth
More informationExpansion of Direct Benefit Transfer (DBT) Mode of Payment to JSY Beneficiaries through Public Financial Management System PFMS (formerly, CPSMS)
Expansion of Direct Benefit Transfer (DBT) Mode of Payment to JSY Beneficiaries through Public Financial Management System PFMS (formerly, CPSMS) Public Financial Management System PFMS (formerly, CPSMS)
More informationTo build mutual trust and confidence between the bankers and the rural poor people.
Self Help groups(shgs) in India Objectives & Features of SHGs A Self Help Group is an association of the poor people specially women who belong to the same social & economic background. The SHGs are usually
More informationPORTFOLIO COMMITTEE ON TRADE AND INDUSTRY. Mr. Sithembele Mase. CHIEF EXECUTIVE OFFICER: samaf. CONTACT : (Marketing Manager)
PORTFOLIO COMMITTEE ON TRADE AND INDUSTRY Mr. Sithembele Mase CHIEF EXECUTIVE OFFICER: samaf CONTACT : 012 394 1805 (Marketing Manager) 012 394 1722 (PA Line) 012 394 1116 (Direct Line) 1 CONTENT 1. Rationale
More informationGENDER INEQUALITY IN BANKING SERVICES IN INDIA: A NOTE
GENDER INEQUALITY IN BANKING SERVICES IN INDIA: A NOTE Pallavi Chavan Gender inequality pervades developed and developing societies in varying forms and degrees. Women in general, and poor women in particular,
More informationCan RLP (Rural Livelihood Project) and WSP (Water & Sanitation Project) collaborate? Shouvik Mitra Consultant SASDL - WB
Can RLP (Rural Livelihood Project) and WSP (Water & Sanitation Project) collaborate? Shouvik Mitra Consultant SASDL - WB Understanding RLP Broad objectives Targeting the poor, poorest and most vulnerable
More informationKANSAS CITY SYSTEM UPGRADE GUIDE
KANSAS CITY SYSTEM UPGRADE GUIDE Page 1 SYSTEM UPGRADE GUIDE Member FDIC SYSTEM UPGRADE First Business Bank in Kansas City is upgrading its core banking system. This change will start at 5:00 pm CST on
More informationA STUDY ON THE WOMEN DEVELOPMENT AND THE GROWTH OF MICROFINANCE IN TIRUPUR CITY. Principal, Tirupur Kumaran College for Women, Tirupur.
INTERCONTINENTAL JOURNAL OF MARKETING RESEARCH REVIEW A STUDY ON THE WOMEN DEVELOPMENT AND THE GROWTH OF MICROFINANCE IN TIRUPUR CITY U. GOMATHI 1 Dr. RACHEL NANC PHILIP 2 1 Associate Professor in Commerce,
More informationINVESTOR PRESENTATION
INVESTOR PRESENTATION 1 Contents Well positioned across India s GDP spectrum Meeting Diverse Customers Needs Unique Franchise in the Indian Banking Sector Key Business Initiatives Financial Highlights
More informationChapter:-6 Profile of Respondents
Chapter:-6 Profile of Respondents Chapter-6 Profile of Outline of the Chapter Page No. 6.1 Profile of 27 6.1.1 Gender of 27 6.1.2 Age of 272 6.1.3 Marital status of 273 6.1.4 Education of 275 6.1.5 Occupation
More informationMinutes of the 156 th Meeting of State Level Bankers Committee, Madhya Pradesh
1 Minutes of the 156 th Meeting of State Level Bankers Committee, Madhya Pradesh - 20.02.2015 The 156 th meeting of State Level Bankers Committee in Madhya Pradesh was held on 20.02.2015, in the Conference
More informationRevised Service charges Schedule w.e.f
Revised Service charges Schedule w.e.f 04.07.2013 1. Collection charges should not be levied in respect of local cheque & drafts presented through clearing. Amount in Rs. Exchange on DD s/ MT Against Cash
More informationDirect Benefit Transfer Readiness Index NCAER, November2016
Direct Benefit Transfer Readiness Index NCAER, November2016 DBT Readiness: Strategic Focus Fixed cost of subsidies Rs. 3.78 trillion or 4.4% GDP (Economics Survey 2014-15) Elimination or phasing out of
More informationCHAPTER - V FINDINGS, SUGGESTIONS AND CONCLUSION OF THE STUDY
CHAPTER - V FINDINGS, SUGGESTIONS AND CONCLUSION OF THE STUDY INTRODUCTION Life insurance, which is an important component of financial service sector, has witnessed significant growth during the last
More informationFORM 10-QSB. (Mark one) Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934
10QSB 1 s11-5851_10q.htm FORM 10 QSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB Page 1 of 31 (Mark one) Quarterly report under Section 13 or 15(d) of the Securities
More informationWELCOME e-govenance IN ULGs OF KERALA
WELCOME e-govenance IN ULGs OF KERALA C.RADHAKRISHNA KURUP JOINT DIRECTOR OF URBAN AFFAIRS, KERALA Initiatives Information Kerala Mission-IKM estd.in 1998 is responsible for computerization Of LSGs Developed
More informationELIGIBILITY CRITERIA FOR PARTNER INSTITUTIONS
ELIGIBILITY CRITERIA FOR PARTNER INSTITUTIONS Micro Units Development and Refinance Agency (MUDRA) has adopted the eligibility norms in respect of various category of Banks for the partner lending institutions
More informationInvestor Presentation Q2 FY November 2017
Investor Presentation Q2 FY 2017-18 November 2017 Disclaimer 2 This presentation is confidential and may not be copied, published, distributed or transmitted. The information in this presentation is being
More informationCASH OUT Vs PREPAID. 30 th Mar 2012
CASH OUT Vs PREPAID 30 th Mar 2012 FLOW Customer Profile Customer segment India Sending Pattern International Money Transfer Cash-In Cash-Out Model International Money Transfer Flow New Cash In Cash Out
More informationScale and Efficiency through Innovation. Pranav Prashad Microinsurance Innovation Facility International Labour Organization 15 October, 2012
Scale and Efficiency through Innovation Pranav Prashad Microinsurance Innovation Facility International Labour Organization 15 October, 2012 The Hurdles in Micro Business Infrastructure Accessibility Education
More informationImpact of Micro Credit on Social Empowerment of Women in Madurai District - Tamil Nadu, A Study
Impact of Micro Credit on Social Empowerment of Women in Madurai District - Tamil Nadu, A Study Dr.N. SELVARAJ Assistant Professor of Commerce, Saraswathi Narayanan College, Madurai, Tamilnadu, India Abstract
More informationNews Release May 3, Performance Review: Quarter ended March 31, 2017
News Release May 3, 2017 Performance Review: Quarter ended March 31, 2017 189% increase in standalone profit after tax from ` 702 crore (US$ 108 million) for the quarter ended March 31, 2016 (Q4-2016)
More informationElectronic Funds Transfer Disclosure and Internet Banking Service Agreement
Electronic Funds Transfer Disclosure and Internet Banking Service Agreement Agreement This agreement, along with the Fee Schedule, is a contract establishing the rules that cover your electronic access
More informationNATIONAL STOCK EXCHANGE OF INDIA LIMITED DEPARTMENT : CAPITAL MARKET SEGMENT. Download Ref No : NSE/CMTR/36699 Date : January 08, 2018
NATIONAL STOCK EXCHANGE OF INDIA LIMITED DEPARTMENT : CAPITAL MARKET SEGMENT Download Ref No : NSE/CMTR/36699 Date : January 08, 2018 Circular Ref. No : 05 / 2018 All Members, Proposed Offer for Sale of
More informationANSWER KEY C F.Y.B. Com. (FINANCIAL MANAGEMENT) (CHOICE BASE) SEMESTER - I / C Indian Financial System
ANSWER KEY-00135 C0921 - F.Y.B. Com. (FINANCIAL MANAGEMENT) (CHOICE BASE) SEMESTER - I / C0584 - Indian Financial System Q1) a) Answer whether the below statements are True or False: (Attempt any 8) (8
More informationBANK EXAMS GENERAL AWARENESS Kinds of Banks in India
BANK EXAMS GENERAL AWARENESS Kinds of s in India The Financial Requirements in a modern economy are of a diverse nature, distinctive variety and large magnitude. These banks satisfy the various needs of
More informationAsia Pacific Journal of Research Vol: I Issue XX, December 2014 ISSN: , E-ISSN
FINANCIAL INCLUSIVENESS IS A RIGHT EMERGING PROFITABLE MODEL IN INDIA SRIKANTH.R Research Scholar, Department of Commerce, Bangalore University, BANGALORE Dr.T. ASWATHA NARAYANA Assistant Professor & Research
More informationFinancial Results Q3/FY February 2019
Financial Results Q3/FY18-19 08 February 2019 HIGHLIGHTS - DEC 2018 Total Business Total Deposit Gross Advance Operating Profit (Q-3) Rs. 291519 Crore Rs. 177906 Crore Rs.113610 Crore Rs. 381 Crore Basel
More informationA Descriptive Study on the Functions, Types and Analysis of Internet Banking
International Journal of Marketing and Technology Vol. 8 Issue 3, March 2018, ISSN: 2249-1058 Impact Factor: 6.559 Journal Homepage: Double-Blind Peer Reviewed Refereed Open Access International Journal
More information18th Year of Publication. A monthly publication from South Indian Bank.
To kindle interest in economic affairs... To empower the student community... Open YAccess www.sib.co.in ho2099@sib.co.in A monthly publication from South Indian Bank 18th Year of Publication Experience
More informationNEC (TSE 6701) TAP Japan Research powered by. Why look at NEC? Advantages & Risks. Authors. Company report 20 January 2017
NEC (TSE 6701) Company report 20 January 2017 TAP Japan Research powered by Why look at NEC? Restructuring should lead to higher sales and better margins over the next 2 3 years. Attractively priced at
More informationNABKISAN FINANCE LIMITED
NABKISAN FINANCE LIMITED (A Subsidiary of NABARD) Loan Products and Features Supporting Livelihoods Nurturing Enterprises Fostering Growth NABKISAN Finance Limited An Introduction Nabkisan Finance Limited
More informationOverview. Financial Systems approach to microfinance Basic roles and functions of government and donors at various points within the financial sector
Overview Financial Systems approach to microfinance Basic roles and functions of government and donors at various points within the financial sector The Borders of Microfinance are Blurring Khan bank serving
More informationDigital Solutions for Pension Inclusion: Some examples from India
Gautam Bhardwaj pinbox Solutions, Singapore Digital Solutions for Pension Inclusion: Some examples from India American Benefits Council 6 September 206 pinbox is a global social enterprise committed to
More informationSERVICES OFFERED BY PUBLIC AND PRIVATE SECTOR BANKS - CUSTOMERS AWARENESS IN TIRUPUR DISTRICT
SERVICES OFFERED BY PUBLIC AND PRIVATE SECTOR BANKS - CUSTOMERS AWARENESS IN TIRUPUR DISTRICT V.Dhavamani, Research Scholar, PG and Research Department of commerce, Government Arts College, Udumalpet.
More informationBACK ENDED INTEREST SUBSIDY
BACK ENDED INTEREST SUBSIDY The MSEs should manufacture quality products at competitive rates, to survive in the present global market and face challenges of WTO. To encourage the MSEs for technology up
More informationOrientation Programme on Credit linked Capital Subsidy Scheme
Orientation Programme on Credit linked Capital Subsidy Scheme Presentation by Shri N.K.Narula,Dy General Manager SIDBI, HYDERABAD MISSION of SIDBI To empower the Micro, Small and Medium Enterprises (MSME)
More informationFSDZ Multi Sector GIS Mapping Project Final Report 17th September 23 rd December 2015
FSDZ Multi Sector GIS Mapping Project Final Report 17th September 23 rd December 2015 Geo-Spatial Analysis: 3 Components 1). Access point data collection 3). Mapping Software 2). Add Poverty and other
More informationMORTGAGEBOT END-TO-END LENDING TECHNOLOGY
MORTGAGEBOT END-TO-END LENDING TECHNOLOGY 2 FINASTRA Brochure INTRODUCTION Mortgagebot Solutions to Move Your Lending Forward The Mortgagebot platform automatically address compliance issues, while delivering
More informationIndia & ICICI Group. Trends & Outlook. November 2015
India & ICICI Group Trends & Outlook November 2015 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to
More informationROLE OF GOVERNMENT IN FINANCIAL INCLUSION
Continuous issue-14 May - August 2015 ROLE OF GOVERNMENT IN FINANCIAL INCLUSION INTRODUCTION: Providing financial access to the poor by connecting them with banks has always been an important priority
More informationRegulation of Micro-insurance
Regulation of Micro-insurance insurance T. K. Banerjee Member 1 Outline Bridging the Demand-Supply gap - response of IRDA. Proposed Micro-insurance insurance regulation - idea and objective. Proposed mechanism
More informationPress Information Bureau Government of India Ministry of Finance 01-February :06 IST Highlights of Budget
Press Information Bureau Government of India Ministry of Finance 01-February-2018 14:06 IST Highlights of Budget 2018-19 Finance Minister Shri Arun Jaitley presents general Budget 2018-19 in Parliament.
More information