Bayt.com Middle East Consumer Confidence Index. September 2016
|
|
- Alexandra Gardner
- 5 years ago
- Views:
Transcription
1 Bayt.com Middle East Consumer Confidence Index September 2016
2 Section 1 PROJECT BACKGROUND
3 Objectives To understand perceptions and attitudes of consumers in the Middle East regarding the economy of their countries, their personal financial and job situation, their likelihood to purchase and invest, and the job market in general.
4 Project Background Consumer confidence is a measure of the economic wellbeing of a country. It is a reflection of consumer satisfaction levels and expectations based on various factors in the economy, i.e. inflation, stock market performance, job opportunities, salary structures, unemployment, investment avenues and returns, business growth, state economic policies, infrastructure, cost of living, interest rates, exchange rates etc. Such consumer satisfaction levels and expectations will have an effect on economic variables. For example, if consumers are positive about the economy and have disposable income levels that are perceived as sufficient, they will tend to spend more on consumer goods. This in turn will drive businesses dependent on consumer spending, thereby creating further economic growth. On the other hand, a pessimistic view of the economy would cause consumers to rein in their spending, creating a spending recession which could effectively cause business losses and economic downturn.
5 Project Background Similarly, if employable adults are optimistic about job prospects and opportunities, job security, salary levels, and career growth and development opportunities, it will be reflected in their attitudes towards work and the economy as a whole, as well as their spending behaviors. Therefore, the following trends in consumer and employee expectations could help forecast economic variables. This information is useful for professionals, manufacturers/business owners, recruitment consultants/agencies, economists, and the general public.
6 Section 2 RESEARCH METHODOLOGY
7 Sample Definition Age and Gender: Adult males and females Age 18+ years Nationalities: GCC Arabs, North Africans, Levant, Western Expats and Asians Country of Residence GCC: UAE, KSA, Kuwait, Oman, Qatar, Bahrain* Levant: Lebanon, Syria*, Jordan North Africa: Egypt, Morocco, Algeria, Tunisia *Small sample size Data Collection All data was collected online. Fieldwork was conducted between 3 rd August 31 st August, The total number of respondents achieved was 2,893.
8 Section 3 RESEARCH FINDINGS
9 Average of Past Indices: April 2007 October 2012 UAE Saudi Arabia Kuwait Qatar Lebanon Egypt Algeria Consumer Expectancy Index (CEI) Propensity to Consume (PCI) Consumer Confidence Index (CCI) Employee Confidence Index (ECI)
10 Base Period Values March 2013 Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Base: Current Economic Scenario Expected Economic Scenario Employee Outlook Overall Consumer Confidence
11 Period Values September 2013 Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Base: Current Economic Scenario Expected Economic Scenario Employee Outlook Overall Consumer Confidence
12 Period Values February 2014 Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Base: Current Economic Scenario Expected Economic Scenario Employee Outlook Overall Consumer Confidence
13 Period Values August 2014 Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Base: Current Economic Scenario Expected Economic Scenario Employee Outlook Overall Consumer Confidence
14 Period Values January 2015 Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Base: Current Economic Scenario Expected Economic Scenario Employee Outlook Overall Consumer Confidence
15 Period Values July 2015 Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Base: Current Economic Scenario Expected Economic Scenario Employee Outlook Overall Consumer Confidence
16 Last Period Values January 2016 Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Base: 3, Current Economic Scenario Expected Economic Scenario Employee Outlook Overall Consumer Confidence
17 Current Period Values August 2016 Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Base: 2, Current Economic Scenario Expected Economic Scenario Employee Outlook Overall Consumer Confidence
18 Overall Indices Total Saudi Arabia UAE Kuwait Qatar Bahrain Oman Lebanon Syria Jordan Egypt Morocco Algeria Tunisia Current Economic Scenario (CES) Expected Economic Scenario (EES) Employee Outlook (ECI) Overall Consumer Confidence (CCI)
19 Section 3a PERSONAL ECONOMIC SITUATION
20 Summary Overall, less than a fifth (17%) believe that their financial condition is better now than it was 6 months ago. A higher proportion of GCC residents (25%) believe that their financial condition is better now as compared to respondents in Levant and North Africa (13% and 12%, respectively). The main contributors to this difference are Qatar (31%), Oman (31%) and UAE (29%). Overall, close to a third expect their financial condition to improve in the next 6 months. This belief is higher in the GCC (43%) as compared to other MENA regions (Levant: 29%, North Africa: 32%). The GCC countries where this view is higher include Qatar (47%), the UAE (46%) and Saudi Arabia (43%). Residents of Egypt seem relatively more pessimistic about their future financial position, with approximately 34% expecting it to get worse. Majority of respondents (75%) expect the cost of living to increase in the next 6 months. This is higher in North Africa (81%) and in the Levant (78%) as compared to the GCC (68%). This sentiment is especially high in Egypt (88%), Jordan (86%), Kuwait (83%) and Tunisia (82%). More than half (57%) believe that their savings have decreased in comparison to last year, while only 14% believe the opposite. A lower proportion of GCC residents (48%) claim that as compared to Levant and North Africa residents (67% and 62% respectively).
21 Summary About a third of respondents plan to buy at least one vehicle for personal use in the next 12 months. Amongst those planning to purchase a vehicle in the next 12 months, 38% intend to buy a new one, while about the same proportion plan to buy a used one. GCC residents show a preference towards new cars, Levant residents towards used ones, while North Africa residents are roughly split. Approximately a quarter of respondents (23%) plan to invest in property in the next 12 months. Respondents from GCC seem more likely to invest in property (30%) as compared to respondents from the Levant (13%) and from North Africa (18%).
22 Personal Finance Evaluation of Current Situation Overall, less than a fifth (17%) believe that their financial condition is better now than it was 6 months ago. A higher proportion of GCC residents (25%) believe that their financial condition is better now as compared to respondents in Levant and North Africa (13% and 12%, respectively). This regional difference is mainly from Qatar (31%), Oman (31%) and UAE (29%). 1 in 2 Egyptian residents state that their financial condition is worse now as compared to 6 months ago, the highest amongst any country in the MENA region. Q. Compared to 6 months ago, my or my family s current financial position is: Base: Total (2,893), KSA (490), UAE (279), Kuwait (119), Qatar (183), Bahrain (40*), Oman (108), Lebanon (95), Syria (23*), Jordan (165), Egypt (587), Morocco (245), Algeria (419), Tunisia (140) (*)Small base
23 Personal Finance Expectations for the Future Overall, close to a third expect their financial condition to improve in the next 6 months. This belief is higher in the GCC (43%) as compared to other MENA regions (Levant: 29%, North Africa: 32%). The GCC countries where this view is higher include Qatar (47%), the UAE (46%) and Saudi Arabia (43%). Residents in Morocco seem also more optimistic (45%). Residents of Egypt seem somewhat more pessimistic about their future financial position, with approximately 34% expecting it to get worse. This is followed by Tunisia (26%) and Kuwait (25%). Q. In comparison to the current period, in the next 6 months I expect my or my family s financial position to Base: Total (2,893), KSA (490), UAE (279), Kuwait (119), Qatar (183), Bahrain (40*), Oman (108), Lebanon (95), Syria (23*), Jordan (165), Egypt (587), Morocco (245), Algeria (419), Tunisia (140) (*)Small base
24 Cost of Living Majority of respondents (75%) expect the cost of living to increase in the next 6 months. This is higher in North Africa (81%) and in the Levant (78%) as compared to GCC (68%). This sentiment is especially high in Egypt (88%), Jordan (86%), Kuwait (83%) and Tunisia (82%). Total Saudi Arabia UAE Kuwait Qatar Bahrain * Oman Lebanon Syria * Jordan Egypt Morocco Algeria Tunisia Base: 2, Cost of living to increase 75% 65% 68% 83% 62% 75% 68% 61% 87% 86% 88% 66% 79% 82% Cost of living to remain the same 15% 22% 16% 8% 22% 15% 22% 32% 9% 10% 5% 22% 11% 9% Cost of living to decrease 4% 6% 8% 3% 7% 5% 2% 3% 4% 1% 3% 3% 3% 4% Don t know can t say 7% 8% 8% 6% 8% 5% 8% 4% - 4% 4% 9% 8% 5% Q. In the next 6 months, I expect (*)Small base
25 Change in Savings More than half (57%) believe that their savings have decreased in comparison to last year, while only 14% believe the opposite. A lower proportion of GCC residents (48%) claim that their savings have decreased as compared to Levant and North Africa residents (67% and 62% respectively). A higher percentage of residents in Jordan (68%) and Egypt (67%) believe that their savings have decreased. Total Saudi Arabia UAE Kuwait Qatar Bahrain * Oman Lebanon Syria * Jordan Egypt Morocco Algeria Tunisia Base: 2, Increased 14% 16% 16% 20% 21% 15% 18% 14% 9% 8% 11% 14% 13% 10% Remained the same 25% 25% 30% 26% 38% 25% 34% 24% 9% 22% 19% 24% 21% 26% Decreased 57% 55% 46% 47% 36% 53% 45% 61% 83% 68% 67% 53% 61% 60% Don t know/can t say 5% 4% 8% 7% 5% 8% 3% 1% - 2% 3% 8% 5% 4% Q. In comparison to last year, my savings have (*)Small base
26 Investment in Vehicle About a third of respondents plan to buy at least one vehicle for personal use in the next 12 months. Amongst those planning to purchase a vehicle in the next 12 months, 38% intend to buy a new one, while about the same proportion plan to buy a used one. GCC residents show a preference towards new cars, Levant residents towards used ones, while North Africa residents are roughly split. Total Saudi Arabia UAE Kuwait Qatar Bahrain * Oman Lebanon Syria * Jordan Egypt Morocco Algeria Tunisia Base: 2, Yes 32% 38% 37% 37% 34% 40% 35% 34% 22% 35% 25% 26% 28% 28% No 55% 51% 48% 50% 48% 53% 51% 60% 70% 57% 62% 58% 57% 60% Don t know/can t Say 13% 11% 15% 13% 18% 8% 14% 6% 9% 8% 13% 17% 14% 12% Type of Vehicle Base(Plan to buy): (*) (*) 38 (*) 32 (*) New 38% 45% 44% 55% 39% 44% 39% 41% - 21% 38% 29% 34% 31% Used 37% 34% 35% 32% 39% 13% 37% 38% 60% 63% 39% 30% 35% 36% Combination of new and used 17% 13% 18% 9% 18% 31% 5% 16% - 9% 15% 30% 23% 23% Don't know/can't say 8% 8% 3% 5% 5% 13% 18% 6% 40% 7% 9% 11% 8% 10% Q. Do you plan to buy at least one vehicle for personal use in the next 12 months? Q. Which of the following types of vehicle would it be? (*)Small base
27 Investment in Property Approximately a quarter of respondents (23%) plan to invest in property in the next 12 months. Respondents from GCC seem more likely to invest in property (30%) as compared to respondents from the Levant (13%) and from North Africa (18%). Lebanon residents are the least likely to invest in property. Total Saudi Arabia UAE Kuwait Qatar Bahrain * Oman Lebanon Syria * Jordan Egypt Morocco Algeria Tunisia Base: 2, Yes 23% 29% 32% 34% 34% 25% 25% 14% 13% 13% 18% 17% 21% 12% No 60% 54% 51% 50% 48% 65% 48% 78% 78% 71% 66% 59% 62% 70% Don t know/can t Say 17% 17% 17% 17% 18% 10% 27% 8% 9% 16% 16% 24% 17% 18% Q. Do you plan to invest in property within the next 12 months? All figures are % s
28 Investment in Property Type of Property Total Saudi Arabia UAE Kuwait * Qatar Bahrain * Oman* Lebanon* Syria* Jordan * Egypt Morocco * Algeria Tunisia* Kind of Property Base (Plan to buy): Apartment 48% 35% 51% 50% 38% 40% 37% 54% 33% 55% 67% 55% 47% 53% Villa/ townhouse/ bungalow Commercial property (office/ shop etc.) 26% 31% 21% 35% 35% 20% 44% 31% 33% 9% 18% 14% 29% 12% 22% 35% 17% 10% 16% 30% 7% 15% 33% 23% 15% 24% 27% 35% Other 11% 8% 17% 10% 11% 10% 15% 15% - 14% 7% 10% 11% 12% Status of Property Base (Plan to buy): New 49% 56% 39% 50% 56% 70% 56% 46% 33% 45% 51% 43% 40% 65% Pre-owned 20% 15% 27% 8% 19% 10% 19% 38% 33% 32% 17% 19% 27% 12% Combination of new and pre-owned 19% 17% 24% 23% 21% 10% 7% 15% - 9% 25% 17% 21% - Don't know/can't say 12% 12% 10% 20% 5% 10% 19% - 33% 14% 7% 21% 12% 24% Q. What type of property are you planning to invest in? Q. Which of the following types of property would it be? (*)Small base
29 Consumer Goods Total Saudi Arabia UAE Kuwait Qatar Bahrain* Oman Lebanon Syria * Jordan Egypt Morocco Algeria Tunisia Base 2, Tablet or Smartphone 20% 20% 27% 23% 26% 18% 26% 19% 9% 18% 16% 27% 17% 20% Desktop or Laptop 18% 19% 24% 22% 22% 20% 21% 20% 30% 14% 13% 15% 20% 19% Furniture 18% 20% 18% 14% 17% 18% 24% 13% 9% 16% 14% 18% 24% 16% Air Conditioner 13% 15% 10% 8% 11% 8% 14% 15% 4% 12% 15% 6% 18% 12% LCD or Plasma Television 11% 11% 12% 7% 9% 18% 14% 8% - 9% 9% 10% 14% 11% Refrigerator 9% 8% 10% 8% 5% 3% 13% 9% - 6% 5% 13% 13% 9% Washing Machine 8% 9% 9% 9% 9% 8% 12% 7% - 7% 4% 9% 12% 9% Digital Camera 6% 4% 10% 10% 10% 3% 9% 3% 4% 4% 3% 7% 7% 5% Cooking Range 6% 6% 9% 4% 8% 3% 6% 2% 4% 6% 3% 6% 8% 3% Vacuum Cleaner 4% 4% 5% 7% 3% 5% 7% 3% 4% 6% 4% 3% 3% 1% Clothes Dryer 4% 6% 6% 3% 3% 5% 5% 5% - 2% 2% 2% 3% 2% Normal or Digital Camcorder 3% 3% 5% 3% 3% - 5% 3% - 1% 3% 5% 5% 1% Normal Color Television 3% 3% 5% 3% 5% 3% 3% 3% - 1% 1% 5% 4% 2% Home Theatre System 3% 4% 8% 5% 7% 3% 3% 1% - 2% 2% 1% 1% 1% DVD or VCD Recorder or Player 2% 3% 3% 4% 3% 3% 2% 2% - 2% 2% 1% 2% 1% Other 10% 10% 9% 8% 6% 3% 13% 8% 17% 13% 11% 11% 10% 7% Q. Lastly, could you please tell us which of the following are you planning to invest in within the next 6 months? (Please tick all that apply) (*)Small base
30 Section 3b NATIONAL ECONOMIC SITUATION
31 Summary 1 in 2 respondents believe that their country s economy has become worse compared to 6 months earlier, while only 15% believe the opposite. Those from North Africa and the Levant are more negative about their country s economy, with 61% and 56% respectively stating that it has receded. 30% of respondents expect the economy in their country of residence to improve in the next 6 months, while another approximate third expect the opposite. Those living in the GCC and especially UAE are more optimistic about their country s future economy (GCC: 42%, UAE: 50%) as compared to those living in the Levant (11%) and in North Africa (23%). Only 6% believe that the present business conditions are very good, while 15% think that the business conditions are good. A higher proportion of respondents from GCC are positive about the current business conditions (very good/ good: 31%) in comparison to respondents from the Levant (very good/ good: 11%) and North Africa (very good/ good: 12%). Residents in Lebanon (bad/ very bad: 57%) and Egypt (bad/ very bad: 56%) seem more pessimistic. Overall, 43% of MENA residents expect the business conditions to get better within the next year. GCC residents and especially those living in the UAE (65%) and in Qatar (60%), are more optimistic about the future business conditions in their country of residence (GCC: 55%, Levant 22%, North Africa: 32%).
32 Summary 41% believe that there are few jobs available across few industries, while a quarter state that there are few jobs available across various industries. Generally, respondents seem somewhat negative about the future availability of jobs in their country with 35% of them expecting the number of jobs available in the next 6 months to decrease. This belief is higher amongst Levant and North Africa residents (44% and 39% respectively).
33 National Economy Evaluation of Current Scenario 1 in 2 respondents believe that their country s economy has become worse compared to 6 months earlier, while only 15% believe the opposite. Those from North Africa and the Levant are more negative about their country s economy, with 61% and 56% respectively stating that it has receded. A higher proportion of respondents from Egypt (73%) and Tunisia (71%) believe that their country s economy has become worse. Q. Compared to 6 months earlier, my country s economy has Base: Total (2,893), KSA (490), UAE (279), Kuwait (119), Qatar (183), Bahrain (40*), Oman (108), Lebanon (95), Syria (23*), Jordan (165), Egypt (587), Morocco (245), Algeria (419), Tunisia (140) (*)Small base
34 National Economy Expectations for the Future 30% of respondents expect the economy in their country of residence to improve in the next 6 months, while another approximate third expect the opposite. Those living in the GCC and especially UAE are more optimistic about their country s future economy (GCC: 42%, UAE:50%) as compared to those living in the Levant (11%) and in North Africa (23%). Q. In comparison to the current period, in the next 6 months I expect my country s economy to Base: Total (2,893), KSA (490), UAE (279), Kuwait (119), Qatar (183), Bahrain (40*), Oman (108), Lebanon (95), Syria (23*), Jordan (165), Egypt (587), Morocco (245), Algeria (419), Tunisia (140) (*)Small base
35 Present Business Conditions Only 6% believe that the present business conditions are very good, while 15% think that the business conditions are good. A higher proportion of respondents from GCC are positive about the current business conditions (very good/ good: 31%) in comparison to respondents from the Levant (very good/ good: 11%) and North Africa (very good/ good: 12%). Residents in Lebanon (bad/ very bad: 57%) and Egypt (bad/ very bad: 56%) seem more pessimistic. Q. Overall, presently business conditions in my country of residence are Base: Those employed (1,809), KSA (335), UAE (220), Kuwait (100), Qatar (156), Bahrain (23*), Oman (69), Lebanon (65), Syria (16*), Jordan (80), Egypt (378), Morocco (67), Algeria (230), Tunisia (70) (*)Small base
36 Expectations for Future Business Conditions Overall, 43% of MENA residents expect the business conditions to get better within the next year. GCC residents and especially those living in the UAE (65%) and in Qatar (60%), are more optimistic about the future business conditions in their country of residence (GCC: 55%, Levant 22%, North Africa: 32%). Q. In a year s time, I expect the business conditions to: Base: Those employed (1,809), KSA (335), UAE (220), Kuwait (100), Qatar (156), Bahrain (23*), Oman (69), Lebanon (65), Syria (16*), Jordan (80), Egypt (378), Morocco (67), Algeria (230), Tunisia (70) (*)Small base
37 Current Availability of Jobs 41% believe that there are few jobs available across few industries, while a quarter state that there are few jobs available across various industries. Total Saudi Arabia UAE Kuwait Qatar Bahrain * Oman Lebanon Syria* Jordan Egypt Morocco Algeria Tunisia Base 2, There are few jobs available across few industries There are few jobs available across various industries There are plenty of jobs available but across a few industries only There are plenty of jobs available across various industries Don t know/ Can t say 41% 34% 25% 32% 33% 45% 32% 53% 78% 49% 47% 39% 49% 56% 25% 27% 25% 30% 25% 30% 26% 26% 4% 28% 21% 28% 23% 24% 13% 16% 15% 10% 14% 10% 18% 4% - 8% 15% 14% 11% 9% 10% 12% 21% 18% 15% 5% 9% 6% 13% 4% 6% 10% 6% 4% 11% 11% 14% 9% 13% 10% 15% 11% 4% 12% 11% 9% 10% 6% Q. Which of the following best describes your opinion on the current availability of jobs in your country of residence: (*)Small base
38 Future Availability of Jobs Generally, respondents seem somewhat negative about the future availability of jobs in their country with 35% of them expecting the number of jobs available in the next 6 months to decrease. This belief is higher amongst Levant and North Africa residents (44% and 39% respectively). Levant residents seem more pessimistic about the future availability of jobs, with 1 in 2 stating that the number of jobs will decrease. Total Saudi Arabia UAE Kuwait Qatar Bahrain * Oman Lebanon Syria* Jordan Egypt Morocco Algeria Tunisia Base: 2, Increase 21% 28% 37% 25% 32% 20% 19% 8% 22% 10% 17% 21% 12% 10% Remain the same 30% 25% 32% 25% 23% 20% 30% 31% 26% 38% 28% 40% 32% 37% Decrease 35% 33% 16% 36% 30% 33% 35% 49% 35% 42% 41% 26% 42% 41% Don t know/can t say 14% 14% 16% 13% 16% 28% 17% 12% 17% 10% 14% 13% 15% 12% Q. In the next 6 months, the number of jobs available in my country will. (*)Small base
39 Section 3c CURRENT JOB SATISFACTION
40 Summary 41% of respondents state that the number of employees in their company has decreased in comparison to 6 months ago, while 23% believe that it has increased. A higher proportion of GCC residents (27%) claim that this number has increased as compared to Levant (17%) and North Africa (18%). This is mainly due to UAE (36%). 29% of respondents expect the number of employees in their company to decrease in the next 6 months, while about the same proportion (27%) expect the opposite. GCC residents seem more positive (34%) in comparison to Levant and North Africa residents (both at 19%). Those living in the UAE (47%) are the most positive. 39% claim that they are satisfied with the career growth opportunities in their current job, while the same proportion state the opposite. Jordan residents seem the least satisfied in this aspect. Close to half of employed respondents are dissatisfied with their current compensation (49%). Dissatisfaction levels tend to be higher amongst residents of Levant and North Africa (59% and 57% respectively vs. 39% in GCC). Respondents in Jordan (66%) are the most unhappy about the compensation given in their current jobs.
41 Summary 40% of respondents are dissatisfied with the non-monetary benefits they receive at their current job, while about the same proportion claim to be satisfied in this aspect. GCC residents present higher satisfaction levels (48%) in comparison to the Levant (36%) and North Africa (37%). 43% are not satisfied with the job security in their current organization, while 39% claim to be satisfied. Satisfaction with job security is somewhat lower in Levant.
42 Change in Number of Employees 41% of respondents state that the number of employees in their company has decreased in comparison to 6 months ago, while 23% believe that it has increased. A higher proportion of GCC residents (27%) claim that this number has increased as compared to Levant (17%) and North Africa (18%). This is mainly due to UAE (36%). Q. In comparison to 6 months ago, the number of employees in the organization where I work has: Base: Those employed (1,809), KSA (335), UAE (220), Kuwait (100), Qatar (156), Bahrain (23*), Oman (69), Lebanon (65), Syria (16*), Jordan (80), Egypt (378), Morocco (67), Algeria (230), Tunisia (70) (*)Small base
43 Expected Change in Number of Employees 29% of respondents expect the number of employees in their company to decrease in the next 6 months, while about the same proportion (27%) expect the opposite. GCC residents seem more positive (34%) in comparison to Levant and North Africa residents (both at 19%). Those living in the UAE (47%) are the most positive. Q. In the next 6 months, I expect the number of employees in my organization to: Base: Those employed (1,809), KSA (335), UAE (220), Kuwait (100), Qatar (156), Bahrain (23*), Oman (69), Lebanon (65), Syria (16*), Jordan (80), Egypt (378), Morocco (67), Algeria (230), Tunisia (70) (*)Small base
44 Satisfaction Levels: Career Growth Opportunities 39% claim that they are satisfied with the career growth opportunities in their current job, while the same proportion state the opposite. Jordan residents seem the least satisfied in this aspect. Q. On an overall level, how satisfied are you with the following attributes related to your job? Base: Those employed (1,809), KSA (335), UAE (220), Kuwait (100), Qatar (156), Bahrain (23*), Oman (69), Lebanon (65), Syria (16*), Jordan (80), Egypt (378), Morocco (67), Algeria (230), Tunisia (70) (*)Small base
45 Satisfaction Levels: Current Compensation (Salary & Allowances) Close to half of employed respondents are dissatisfied with their current compensation (49%). Dissatisfaction levels tend to be higher amongst residents of Levant and North Africa (59% and 57% respectively vs. 39% in GCC). Respondents in Jordan (66%) are the most unhappy about the compensation given in their current jobs. Q. On an overall level, how satisfied are you with the following attributes related to your job? Base: Those employed (1,809), KSA (335), UAE (220), Kuwait (100), Qatar (156), Bahrain (23*), Oman (69), Lebanon (65), Syria (16*), Jordan (80), Egypt (378), Morocco (67), Algeria (230), Tunisia (70) (*)Small base
46 Satisfaction Levels: Non-monetary Benefits 40% respondents are dissatisfied with the non-monetary benefits they receive at their current job, while about the same proportion claim to be satisfied in this aspect. Higher satisfaction levels in the GCC (48%) in comparison to the Levant (36%) and North Africa (37%). Morocco residents seem to be the least satisfied. Q. On an overall level, how satisfied are you with the following attributes related to your job? Base: Those employed (1,809), KSA (335), UAE (220), Kuwait (100), Qatar (156), Bahrain (23*), Oman (69), Lebanon (65), Syria (16*), Jordan (80), Egypt (378), Morocco (67), Algeria (230), Tunisia (70) (*)Small base
47 Satisfaction Levels: Job Security 43% are not satisfied with the job security in their current organization, while 39% claim to be satisfied. Satisfaction with job security is somewhat lower in Levant. Q. On an overall level, how satisfied are you with the following attributes related to your job? Base: Those employed (1,809), KSA (335), UAE (220), Kuwait (100), Qatar (156), Bahrain (23*), Oman (69), Lebanon (65), Syria (16*), Jordan (80), Egypt (378), Morocco (67), Algeria (230), Tunisia (70) (*)Small base
48 Section 4 DEMOGRAPHICS
49 Respondent Profile 1/4 Personal Base: Total (2,893) All figures are % s
50 Respondent Profile 2/4 Personal Base: Total (2,893) Base: Those Married/Divorced/Separated/ Widowed (1,404) All figures are % s
51 Respondent Profile 3/4 Professional Base: Total (2,893) Base: Those employed (1,809) All figures are % s
52 Respondent Profile 4/4 Professional Base: Those employed (1,809) All figures are % s
53 Thank You
May ,026 Respondents Online Methodology
Consumer Confidence Index May 2008 13,026 Respondents Online Methodology Objective To understand perceptions and attitudes of Middle Eastern consumers regarding the economy of their countries, their personal
More informationOctober ,190 Respondents Online Methodology
Consumer Confidence Index October 2007 14,190 Respondents Online Methodology Objective To understand perceptions and attitudes of Middle Eastern consumers regarding the economy of their countries, their
More informationConsumer Confidence Index. July 2007
Consumer Confidence Index July 2007 Objective To understand perceptions and attitudes of Middle Eastern consumers regarding the economy of their countries, their personal financial and job situation, their
More informationJuly Bayt.com Happiness Survey in Middle East and North Africa
July 2013 Bayt.com Happiness Survey in Middle East and North Africa Objective The research was conducted to understand the current level of happiness and satisfaction in the MENA region. The key information
More informationThe Bayt.com Middle and North Africa Salary Survey May 2014
The Bayt.com Middle and North Africa Salary Survey 2014 May 2014 Objective The research was conducted to gauge employee satisfaction of their current salaries and factors affecting thereof. The key objectives
More informationThe Bayt.com Middle East and North Africa Salary Survey May 2018
The Bayt.com Middle East and North Africa Salary Survey 0 May 0 Objectives The research was conducted to gauge employee satisfaction with their current salaries and factors affecting thereof. The key objectives
More informationThe Bayt.com Middle East Job Index Survey. February 2017
The Bayt.com Middle East Job Index Survey February 2017 Section 1 PROJECT BACKGROUND Objectives To gauge perceptions of job availability and hiring. To identify trends in the Middle East and North Africa
More informationWorking Women in the MENA
Working Women in the MENA December 2017 Objectives The Bayt.com Working Women in the Middle East Survey explores the status of working women in the Middle East and North Africa (MENA) Among other key insights,
More informationWorking Group 1. Session 2: International Investment Agreements
Working Group 1 Session 2: International Investment Agreements 4 September 2007, Amman Dr. Alexander Böhmer OECD, Directorate for Financial and Enterprise Affairs What is the purpose of international investment
More informationLabour Market Structure and Unemployment in OIC Countries
Labour Market Structure and Unemployment in OIC Countries Dr. Kenan Bağcı 29 April 214, Ankara Outline 1. Labour force participation and inactivity 2. Employment Employment-to-population Employment by
More informationRising Middle East Stock Markets
Rising Middle East Stock Markets Index, January 2002 = 100 1400 1200 1000 800 600 400 200 Egypt Israel Jordan Kuwait Saudi Arabia U.A.E. 0 2003 2004 2005 2006 Source: Bloomberg Capital Access Index 2006
More informationTHE BYBLOS BANK/AMERICAN UNIVERSITY OF BEIRUT CONSUMER CONFIDENCE INDEX
THE BYBLOS BANK/AMERICAN UNIVERSITY OF BEIRUT CONSUMER CONFIDENCE INDEX AUTHORS Nassib Ghobril Chief Economist, Head of Economic Research & Analysis Department Byblos Bank Group Samar Hawa Head of Sector
More informationCurrent trends in generic medicines in the Middle East: challenges and opportunities. Mazen Darwazah Vice Chairman, Hikma Pharmaceuticals PLC
Current trends in generic medicines in the Middle East: challenges and opportunities Mazen Darwazah Vice Chairman, Hikma Pharmaceuticals PLC Middle East and North African pharmaceutical markets Middle
More informationima The Association of Accountants and Financial Professionals in Business
ima The Association of Accountants and Financial Professionals in Business IMA Middle East/Africa Salary Survey for 2016 IMA Middle East/Africa Salary Survey for 2016 About IMA IMA, the association of
More informationIntroduction to SAUDI ARABIA
Introduction to SAUDI ARABIA Saudi Arabia is the world s largest oil producer and exporter with almost one-fifth of the word s proven oil reserves. Benefiting from abundant and cheap energy, the industrial
More informationMEIC PRE-CONFERENCE SURVEY MIDDLE EAST & NORTH AFRICA MARKET ISSUES. 6 April 2014
MEIC PRE-CONFERENCE SURVEY MIDDLE EAST & NORTH AFRICA MARKET ISSUES 6 April 2014 SURVEY RESULTS 80% EXPECT THEIR LOCAL ECONOMY TO EXPAND IN 2014, 76% EXPECT THEIR BUSINESS TO EXPAND AND 67% EXPECT THE
More informationMSCI Index Proposal for Gulf Countries. November 2005
MSCI Index Proposal for Gulf Countries November 2005 Introduction This document sets forth MSCI s proposal to create indices for the countries of the Gulf Cooperation Council (GCC). MSCI is considering
More informationUnemployment and Inflation.
Unemployment and Inflation. Unemployment, Prices and Inflation The Learning Objectives in this presentation are covered in Chapter 16: Measuring Total Production and Income LEARNING OBJECTIVES 1. For Unemployment
More informationA broken social contract, not inequality, triggered the Arab Spring
A broken social contract, not inequality, triggered the Arab Spring Shanta Devarajan and Elena Ianchovichina World Bank www.brookings.edu/futuredevelopment % of population Before 2011, poverty rates in
More informationDr. Raja M. Almarzoqi Albqami Institute of Diplomatic Studies
Dr. Raja M. Almarzoqi Albqami Institute of Diplomatic Studies Rmarzoqi@gmail.com 3 nd Meeting of OECD-MENA Senior Budget Officials Network Dubai, United Arab Emirates, 31 October-1 November 2010 Oil Exporters
More informationIntroduction to KUWAIT
Introduction to KUWAIT Kuwait is the world s 10th largest producer of oil. Total oil production, which is equivalent to half the country s GDP, was estimated at 2.9 million barrels per day in 2016. Oil
More informationPAYMENT SYSTEMS IN THE ARAB COUNTRIES
PAYMENT SYSTEMS IN THE ARAB COUNTRIES -Africa- WORLD BANK CONFERENCE REDEFINING THE LANDSCAPE OF PAYMENT SYSTEMS 7-10 APRIL 2009 CAPE TOWN-SOUTH AFRICA RAMZY HAMADEH 1 PAYMENT SYSTEMS IN THE ARAB COUNTRIES
More informationMENA Benchmarking Report Arab-EU Business Facilitation Network
MENA Benchmarking Report Arab-EU Business Facilitation Network www.ae-network.org September 2014 Agenda Objective of the Report Macroeconomic Analysis Business Environment Index MENA Rankings 2 Objective
More informationInvestor Relations Presentation December 2012
Investor Relations Presentation December 2012 Contents 1. QNB at a Glance 2. QNB Comparative Positioning Qatar and MENA 3. Financial Highlights December 2012 4. Economic Overview 2 QNB at a Glance QNB
More informationMiddle East and North Africa Regional Economic Outlook Oil, Conflicts, and Transitions
Middle East and North Africa Regional Economic Outlook Oil, Conflicts, and Transitions May 5, 2015 Agenda Global Environment MENAP Oil Exporters MENAP Oil Importers Global growth remains moderate and uneven
More informationInsure Egypt Briefings
Low Oil Prices and Political Instability Provide Testing Times for Middle East & North Africa Insurance Markets A.M.Best Once viewed as an economic powerhouse amongst emerging markets, with seemingly unstoppable
More informationNASCO KARAOGLAN FRANCE
NASCO KARAOGLAN FRANCE NKF VALUES WHO ARE WE? NASCO GROUP NASCO FRANCE TREATY DEPARTMENT NASCO FRANCE NK France was founded in 1976 in Paris as a wholly owned subsidiary of Nasco Karaoglan Group. The Company
More informationHow the Arab World Can Benefit from Low Oil Prices. Shanta Devarajan World Bank
How the Arab World Can Benefit from Low Oil Prices Shanta Devarajan World Bank www.brookings.edu/futuredevelopment Current problems in the Arab World Unemployment 30 Unemployment rate (latest available),
More informationThe UAE has the least demanding tax system, but new data highlights post filing challenges for the region, says PwC
The UAE has the least demanding tax system, but new data highlights post filing challenges for the region, says PwC Qatar and the UAE currently share equal first place globally as the easiest countries
More informationThe State of Digital Investments in MENA
The Transforming Power of the Entrepreneurship and Innovation Ecosystem: Lessons Learned Volume 2018 Conference Paper The State of Digital Investments in MENA 2013 2016 Azza Yehia ArabNet, Nassif El Yaziji
More informationVAT IN UAE GENERAL UNDERSTANDING.
VAT IN UAE GENERAL UNDERSTANDING Introduction of VAT Value Added Tax (VAT) is an indirect tax on consumption. It applies to most goods and services. VAT is levied on business transactions, i.e. on goods
More informationChief Executive Officer
Said Darwazah Chief Executive Officer 211 highlights Strong Group performance in a challenging year 95 9 MSI PROMOPHARM $11.2 m $918.m 85 8 75 BRANDED + 9.6% $37.9 m INJECTABLES + 23.3% $36.7 m GENERICS
More informationChartered Loss Adjusters & Surveyors
The people you can trust when you really need them WHO WE ARE Whitelaw Chartered Loss Adjusters and Surveyors (WLA) is an established and reputed professional loss adjusting practice based in the Middle
More informationRe-assessing the Arab-European Financial Relationship: Continuity in the Middle East, Change in Europe
Re-assessing the Arab-European Financial Relationship: Continuity in the Middle East, Change in Europe Andrew Cunningham Founder Darien Middle East www.darienmiddleeast.com French-Arab Banking Dialogue
More informationBilder immer einfärben in: Blue, Accent color 1. Saudi Arabia. Statista Country Report. November 2017
Bilder immer einfärben in: Blue, Accent color 1 Saudi Arabia Statista Country Report November 2017 Saudi Arabia Overview General information: Capital: Official language(s): Main religion: Main ethnic group:
More informationSeminar on Performance Budgeting and Fiscal Transparency
African Training and Research Centre in Administration for Development World Bank Seminar on Performance Budgeting and Fiscal Transparency Learning activity on PFM and Regional Development in MENA Concept
More informationThe MENA-OECD Investment Programme Investment in the MENA Region and the Crisis
The MENA-OECD Investment Programme Investment in the MENA Region and the Crisis Amman, 15 February 2010 Agenda 1. Effects of the crisis and the work of the OECD 2. Macroeconomic trends in the MENA region
More informationSTRENGTHENING CAPITAL MARKET REGULATION AND SUPERVISION IN THE MENA REGION
MENA-OECD CAPITAL MARKETS TASK FORCE MEETING ON STRENGTHENING CAPITAL MARKET REGULATION AND SUPERVISION IN THE MENA REGION 22 May 2012, starting at 14.00 Rotana Beach Hotel PRECEDING THE AMF-IMF-WORLD
More informationAlgeria's GDP growth is expected to stand at 3.5%, inflation at 7.5% for 2018.
Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Key Messages: MENA Economic Monitor- April 2018 Economic growth in MENA is projected
More informationInvestment Development Authority of Lebanon Arab Spanish Investment Forum 2011
Investment Development Authority of Lebanon Arab Spanish Investment Forum 2011 Wednesday October 26 th Headlines 1. ABOUT LEBANON 2. CURRENT TRENDS IN SPANISH LEBANESE TRADE 3. SPANISH COMPANIES AND LEBANON
More informationHIKMA PHARMACEUTICALS PLC UBS GLOBAL GENERIC & SPECIALITY PHARMACEUTICALS CONFERENCE NEW YORK 8-9 MAY 2007
HIKMA PHARMACEUTICALS PLC UBS GLOBAL GENERIC & SPECIALITY PHARMACEUTICALS CONFERENCE NEW YORK 8-9 MAY 2007 About Hikma Founded in Jordan in 1978 Multinational business developing, manufacturing and marketing
More informationNORTH AFRICA HOLDING COMPANY
NORTH AFRICA HOLDING COMPANY Unlocking Potential Creating Value CORPORATE PRESENTATION December 2010 1 Agenda North Africa Holding Company Why investing in North Africa KIPCO Group 2 Snapshot on North
More informationThe people you can trust when you really need them
The people you can trust when you really need them WHO WE ARE Whitelaw Loss Adjusters (WLA) is an established and reputed professional loss adjusting practice based in the Middle East. Independently owned
More informationMiddle East and North Africa Regional Economic Outlook. November 12, 2013
Middle East and North Africa Regional Economic Outlook November 12, 213 Outline Global Outlook MENAP: Recent Developments, Outlook, and Risks Oil Exporters Oil Importers Key Takeaways 2 Global Outlook
More informationMENA DEALS INSIGHT 1Q 2015
Q1 MENA DEALS INSIGHT 1Q 2015 Quarter Highlights MENA Deal Insight 1Q2015 MENA M&A to maintain healthy growth into 2015: EY UAE seen leading mergers in the Middle East region 2014 IPOs close on a positive
More informationSustainable enterprise development and employment creation in the Arab region
Beirut, 19-21 October 2009 Sustainable enterprise development and employment creation in the Arab region Abdel Karim Kebiri, ILO Consultant 1 Challenges facing enterprises development in the Arab region
More informationLEBANON WEEKLY REPORT
Lebanon s major entrepreneurship weakness is in product innovation, being the ability to provide unique products or services. The country s greatest strength in entrepreneurship is found in its perception
More informationThe Politics of Energy Policy in the Gulf Arab States: Shortage and Reform in the World s Storehouse of Energy
The Politics of Energy Policy in the Gulf Arab States: Shortage and Reform in the World s Storehouse of Energy Jim Krane Cambridge EPRG presentation June 11, 2012 www.electricitypolicy.org.uk Contents
More informationSaving and Investing Among High Income African-American and White Americans
The Ariel Mutual Funds/Charles Schwab & Co., Inc. Black Investor Survey: Saving and Investing Among High Income African-American and Americans June 2002 1 Prepared for Ariel Mutual Funds and Charles Schwab
More informationGCC INSIGHT REPORT BROUGHT TO YOU BY EMIRATES INVESTMENT BANK
2017 GCC WEALTH INSIGHT REPORT BROUGHT TO YOU BY EMIRATES INVESTMENT BANK GCC WEALTH INSIGHT REPORT 2017 1 CONTENTS 02 04 06 10 22 30 44 50 62 64 About this Survey Foreword from the CEO Executive Summary
More informationIntroduction to TUNISIA
Introduction to TUNISIA Tunisia is small open economy with strong ties to Europe. The country has been cited as a success story for a number of years, following decades of robust growth and impressive
More informationForeign Investment Statistics
2012-2013 Released Date: May 2015 Table of Contents Introduction....4 Key Points......5 Total Stock of Foreign Investment (FI) by Economic Activity....6 Foreign Direct Investment (FDI) by Economic Activity.......8
More informationInvest in the World s Leading Energy Region FMG MENA FUND
Invest in the World s Leading Energy Region 2019 The Opportunity The value of proven oil reserves in the Middle East & North Africa (MENA) region exceeds the market capitalization of the world s publicly
More informationLebanon Weekly Report
ECONOMY World Bank forecasts Lebanon real GDP growth at 2% in 2015 and 2.5% in 2016 The World Bank said that Lebanon s economic activity continues to tick along at a modest pace despite the political dysfunctionality.
More informationMEIC PRE-CONFERENCE SURVEY: MIDDLE EAST & NORTH AFRICA MARKET ISSUES. March 2013
MEIC PRE-CONFERENCE SURVEY: MIDDLE EAST & NORTH AFRICA MARKET ISSUES March 2013 SURVEY RESULTS POLITICAL STABILITY & GOOD GOVERNANCE WOULD HAVE THE MOST POSITIVE IMPACT ON ECONOMY 60% What do you think
More informationHikma Pharmaceuticals PLC
Hikma Pharmaceuticals PLC This document, which has been issued by Hikma Pharmaceuticals PLC (the Company ), comprises the written materials/slides for a presentation. This document and its contents are
More informationMiddle East and North Africa Regional Economic Outlook
Regional Economic Outlook Morocco Algeria Tunisia Libya Lebanon Egypt Syria Iraq Iran Jordan Saudi Kuwait Arabia Bahrain Afghanistan Pakistan Mauritania Sudan Djibouti Qatar Yemen Oman United Arab Emirates
More informationMiddle East Health Insurance Market: Trends & Opportunities ( )
Middle East Health Insurance Market: Trends & Opportunities (2015-2019) #272138 $800 82 pages In Stock Report Description Scope of the Report The report titled Middle East Health Insurance Market: Trends
More informationThe Islamic Corporation for the Insurance of Investment and Export Credit. ICIEC is a member of the Islamic Development Bank Group.
The Islamic Corporation for the Insurance of Investment and Export Credit CREDIT ENHANCEMENT AND RISK MITIGATION FOR SUKUK ISSUES: AN ICIEC PROPOSAL By Dr. Abdel-Rahman Taha General Manager, ICIEC Presented
More information/JordanStrategyForumJSF Jordan Strategy Forum. Amman, Jordan T: F:
The Jordan Strategy Forum (JSF) is a not-for-profit organization, which represents a group of Jordanian private sector companies that are active in corporate and social responsibility (CSR) and in promoting
More information15. Appendix 8 VAT return format
15. Appendix 8 VAT return format Value Added Tax Return Main Form Type Document Locator Tax Form Filing Type Submission Date Taxable Person details TRN Taxable Person Name (English) Taxable Person Name
More informationSome Further MENA Issues
APICORP at DIFC-OECD EmNet Meeting Dubai, 12 December 2011 Some Further MENA Issues Medium-term Microeconomic Challenges; Long-term Macroeconomic Threats By Ali Aissaoui, Senior Consultant Arab Petroleum
More informationIndex for the UAE Savings
Savings Index Report 2013 Index for the UAE Savings Index Components Current Savings Country s saving environment: The UAE recorded the most positive saving environment with 26% indicating it s a good
More informationINVESTIGATION OF THE RELATIONSHIP BETWEEN CURRENT ACCOUNT DEFICIT AND SAVINGS IN MENA ECONOMIES: AN EMPIRICAL APPROACH
INVESTIGATION OF THE RELATIONSHIP BETWEEN CURRENT ACCOUNT DEFICIT AND SAVINGS IN MENA ECONOMIES: AN EMPIRICAL APPROACH Dr. Gülgün Çiğdem, Kadir Has University, Vocational School, Banking and Insurance,
More informationRethinking Inequality in Arab States
Rethinking Inequality in Arab States Khalid Abu-Ismail, Paul Makdissi and Oussama Safa Special Session Rethinking Inequality in the Arab States, Beirut, April 2019 AARC in indicator (%) 1. Declining Outcome
More informationJuly Sub-group Audiences Report
July 2013 Sub-group Audiences Report SURVEY OVERVIEW Methodology Penn Schoen Berland completed 4,000 telephone interviews among the following groups between April 4, 2013 and May 3, 2013: Audience General
More informationInvestor Relations Presentation April 2012
Investor Relations Presentation April 2012 Contents 1. QNB at a Glance 2. Qatar Banking Sector 3. Financial Highlights March 2012 4. Economic Overview 2 QNB at a Glance QNB at a Glance: Overview Overview
More informationMiddle East Outlook A Rosy Future for Oil Exporters
Middle East Outlook A Rosy Future for Oil Exporters Dr. Martin Janicko, Assistant Director - Economist Dr. Guillaume A. Khayat, Economist Gega Todua, Economist Presenters Dr. Martin Janicko Dr. Janicko
More informationAUTHOR ACCEPTED MANUSCRIPT
AUTHOR ACCEPTED MANUSCRIPT FINAL PUBLICATION INFORMATION Benchmarking Health Systems in Middle East and North Africa Countries The definitive version of the text was subsequently published in Health Systems
More informationREPORT ON: IDB s WTO-RELATED TECHNICAL ASSISTANCE AND CAPACITY BUILDING PROGRAM
ISLAMIC DEVELOPMENT BANK REPORT ON: IDB s WTO-RELATED TECHNICAL ASSISTANCE AND CAPACITY BUILDING PROGRAM 33 rd Session of the COMCEC (Istanbul, Turkey, 20-23 November 2017) IDB WTO-RELATED TECHNICAL ASSISTANCE
More informationTRIAX. T. Rowe Price SUMMARY PROSPECTUS. March 1, 2018
SUMMARY PROSPECTUS TRIAX March 1, 2018 T. Rowe Price Institutional Africa & Middle East Fund A fund seeking long-term growth of capital through investments in common stocks of companies located (or with
More informationTHE PRIVATE SECTOR ARM OF THE ISLAMIC DEVELOPMENT BANK GROUP
THE PRIVATE SECTOR ARM OF THE ISLAMIC DEVELOPMENT BANK GROUP 3rd International Conference on Foreign Investment in Albania Islamic Corporation for the Development of the Private Sector (ICD) Member of
More informationMENA IPO Eye. MENA IPO market is set to scale up activity Q The MENA IPO Eye is a. the latest developments,
MENA IPO Eye Q1 21 MENA IPO market is set to scale up activity The momentum seen in IPO activity in Middle East and North Africa (MENA) last year, particularly Mayur Pau MENA IPO Leader The MENA IPO Eye
More informationDelivering mobile connectivity in MENA: A review of mobile sector taxation and licence extension. May 2017
Delivering mobile connectivity in MENA: A review of mobile sector taxation and licence extension May 2017 Executive Summary The report provides an overview of the tax and fee regime applied to mobile services
More informationTax Incentives and FDI Performance
Organisation for Ecomic Cooperation and Development Tax Incentives and FDI Performance Ana Cebreiro Tax Ecomist, CTPA MENAOECD Investment Programme Meeting of Working Group 3 (Tax Policy for Investment)
More information2017 EXECUTIVE SUMMARY
EXECUTIVE SUMMARY 2 www.macdonaldandcompany.com/salary-surveys Introduction The tenth edition of the annual Macdonald & Company Middle East Rewards and Attitudes Survey is the most comprehensive survey
More informationMiddle East Outlook Amidst Uncertainty. Anna Zabrodzka, Assistant Director - Economist Dr. Guillaume A. Khayat, Economist
Middle East Outlook Amidst Uncertainty Anna Zabrodzka, Assistant Director - Economist Dr. Guillaume A. Khayat, Economist Presenters Anna Zabrodzka Anna is responsible for macroeconomic, market and credit
More informationGlobal and MENA Economies
This review contains extracts from APICORP s 2014 Review of Energy Investments in the Arab World, which forms part of the Corporation s extensive research and analysis of the Arab hydrocarbon and energy
More informationImportance of financial infrastructure to increase Access to Finance
Building a high performance SME business in the MENA Region Arab Monetary Fund & International Finance Corporation Dubai, 7-8 May 2013 Importance of financial infrastructure to increase Access to Finance
More informationIntroduction to MOROCCO
Introduction to MOROCCO With a GDP of USD 101bn in 2015, Morocco is a medium-sized economy. Sound macroeconomic fundamentals, a resilient and sophisticated banking sector and the implementation of structural
More informationOECD JOURNAL: FINANCIAL MARKET TRENDS VOLUME 2010 ISSUE 2 OECD
* Alissa Koldertsova is a Policy Analyst in the Corporate Affairs Division of the OECD Directorate for Financial and Enterprise Affairs, where she is primarily responsible for managing the Organisation
More informationACCREDITATION INCREASES SINCE 2015 AS OF OCTOBER 1, 2016 WORLDWIDE UNITED STATES OUTSIDE THE US PROGRAMS PROGRAMS PROGRAMS INSTITUTIONS INSTITUTIONS
ACCREDITATION STATISTICS AS OF OCTOBER, 06 WORLDWIDE UNITED STATES OUTSIDE THE US 709 PROGRAMS 7 INSTITUTIONS PROGRAMS 6 INSTITUTIONS 7 PROGRAMS INSTITUTIONS INCREASES SINCE 0 0 PROGRAMS 8 INSTITUTIONS
More informationPublic Private Partnerships for Infrastructure Financing
Public Private Partnerships for Infrastructure Financing Elements to consider Dr. Alexander Böhmer Head of MENA-OECD Investment Programme Private Sector Development Division Meeting of Working Group 1
More informationAMERICA AT HOME SURVEY American Attitudes on Homeownership, the Home-Buying Process, and the Impact of Student Loan Debt
AMERICA AT HOME SURVEY 2017 American Attitudes on Homeownership, the Home-Buying Process, and the Impact of Student Loan Debt 1 Objective and Methodology Objective The purpose of the survey was to understand
More informationFranklin MENA Fund A (acc) USD
Franklin Templeton Investment Funds Growth Equity Fund Manager Report Product Details 1 Fund Assets $97,294,995.20 Fund Inception Date 16/06/2008 Number of Issuers 46 Bloomberg ISIN Base Currency Investment
More informationRegional Seminar Rethinking social protection in a changing Arab region
Regional Seminar Rethinking social protection in a changing Arab region Session 2: The Social Protection Floor and its relevance for the Arab region 13-15 May 2014 Le Meridien Hotel, Amman - Jordan Ursula
More informationArab Bank Group INVESTOR RELATIONS PRESENTATION. December 31, 2017
Arab Bank Group INVESTOR RELATIONS PRESENTATION December 31, 2017 1 TABLE OF CONTENTS General Information Financial Data & KPIs Credit Rating Stock Information Corporate Governance Disclaimer Appendix
More informationAggregate GCC Consumer Price Index inflation estimates
Aggregate GCC Consumer Price Index inflation estimates Contents Summary... 1 Methodology... 2 Aggregate GCC non-housing inflation... 2 National CPIs... 3 Future work... 3 Inclusion of sub-groups of Housing...
More information9 TH GCC BUSINESS CONFIDENCE AND GOVERNMENT REFORM SURVEY 2014
9 TH GCC BUSINESS CONFIDENCE AND GOVERNMENT REFORM SURVEY 2014 SNAPSHOTS FOR FT/OW FORUM FEBRUARY 2014 Oliver Wyman Survey objectives and methodology What does this poll provide? Provides a snapshot view
More informationHow important to you is the issue of creating jobs here in the U.S.?
What America Is Thinking On Energy Issues State of American Energy: 2019 Interviewing: November 27 December 4, 2018 Respondents: Registered Voters in the US Method: Telephone Sample: n=1000 Registered
More informationMENAP Oil-Importing Countries: Risks to the Recovery Persist
MENAP Oil-Importing Countries: Risks to the Recovery Persist The growth recovery in the Middle East, North Africa, Afghanistan, and Pakistan (MENAP) oil-importing countries is set to continue in 18, lifted
More informationSHUAA Capital DFM Roadshow Presentation
SHUAA Capital DFM Roadshow Presentation London, May 2007 Disclaimer This document is produced for informational purposes only. The information contained herein must not be reproduced in whole or in part
More informationPwC s Academy VAT Training
www.pwcacademy-me.com PwC s Academy VAT Training Enhance your organisation's VAT capabilities 2018-19 Trained by PwC Contents Why choose PwC s Academy for VAT training 3 PwC s Academy VAT training 4 GCC
More informationVAT in GCC Am I ready for VAT?
VAT in GCC Am I ready for VAT? #VATwithIMC Author or Company YOUR LOGO 1 What is VAT? Value Added Tax (VAT) is an indirect tax levied on consumption. It is imposed on sale of goods and services excluding
More informationERM a value creator or destroyer? A rating agency perspective
The Sixth International Conference Aqaba, Jordan ERM a value creator or destroyer? A rating agency perspective Vasilis Katsipis General Manager, Market Development MENA, South & Central Asia 17 May 2017
More informationGreenhouse Development Rights
Greenhouse Development Rights A approach to equitable global burden-sharing Climate Change and the Road to Rio 11-13 October 2011 Algiers, Algeria Tom Athanasiou EcoEquity Sea level rising faster than
More informationArab Bank Group INVESTOR RELATIONS PRESENTATION. December 31, 2016
Arab Bank Group INVESTOR RELATIONS PRESENTATION December 31, 2016 1 TABLE OF CONTENTS General Information Financial Data & KPIs Credit Rating Stock Information Corporate Governance Disclaimer Appendix
More informationA Review of the Development of GCC Takaful Rating Fundamentals and Catalysts for Growth Over the Next Decade
10 th Anniversary The A Review of the Development of GCC Takaful Rating Fundamentals and Catalysts for Growth Over the Next Decade Mahesh Mistry Director - Analytics A.M. Best Europe Rating Services Ltd
More informationFriends Provident International Investor Attitudes Report
contents next Friends Provident International Investor Attitudes Report Wave 2 October 2010 Q1. FPI Investor Attitudes Wave 2 October 2010 previous next 2 Contents Introduction 3 Findings at a glance 4
More informationA Review of Intellectual Property-Related News and Developments in the Middle East and North Africa March 2013 issue 3
Bulletin A Review of Intellectual Property-Related News and Developments in the Middle East and North Africa March 2013 issue 3 NEWS: Ethiopia - New Law Comes Into Effect The long-awaited regulations implementing
More information