dailyvest s plananalytics is a comprehensive monitoring and analysis tool for plan sponsors and administrators.

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1 Monitor Plan Performance, Participation and Investment Behavior OF EVERYBODY! Analyzes wellness of employersponsored retirement plan s. E N T E R P R I S E S O F T W A R E F O R A N A L Y Z I N G A N D R E P O R T I N G T H E F I N A N C I A L W E L L N E S S O F E M P L O Y E R - S P O N S O R E D R E T I R E M E N T P L A N S. dailyvest s plananalytics is a comprehensive monitoring and analysis tool for plan sponsors and administrators. plananalytics is easy to use and powered by your own participants account data. With its almost unlimited reporting Monitor performance and participation at plan and participant level. Measures how well a plan is working. Responsive, i nteractive HTML5 charts and tables show results in real -time. Drill Down! View investment and participation status of any participant. Filter by any investment or census data attribute. Works with dailyvest s Ente rpris e R O R Investment Performance Reporting software. It analyzes the soundness of employersponsored retirement plans, models investment behavior at the plan level (all participants), and measures how well your sponsor s plans are working. plananalytics is a powerful new defined contribution management tool that will uncover issues and trends affecting your sponsor s -- and with that information help them with investment and communication strategies to administer plans effectively! capabilities, it will help your clients to draw intelligent conclusions about their plans and participants to drive a sound investment and participation strategy. dailyvest provides interactive web-based investment performance reporting solutions to firms who administer employer-sponsored retirement plans. Over 8 million investors have access to dailyvest content through their account website and over 20,000 plans are currently being analyzed using plananalytics. DAILYVEST INC. 100 STONE AVE, SUITE 1105, TUCSON, AZ, Tel w w w. d a i l y v e s t. c o m The Personal Rate of Return Company Page 1 of 12

2 INTRODUCTION plananalytics helps your clients and on these frequent plan issues plananalytics is an interactive, web-based plan sponsor reporting solution that analyzes many different aspects of employer-sponsored retirement plans to produce key metrics for your sponsor clients. You likely perform administration and quarterly management reviews but there may be instances where your clients have questions they could best answer on their own. plananalytics gives your clients the ability to drill-down and analyze with great precision different groups of employees at any point in time. 1. LOW PARTICIPATION Groups of employee s representative of low participation. Review reasons for low enrollment; determine how to encourage them to participate based on their employee profile. 2. LOW CONTRIBUTION RATES Participants who are not contributing enough to maximize their employer match. Revisit education strategy; communicate effects on retirement income goals and benefits of increased contributions. 3. INAPPROPRIATE ASSET ALLOCATION Groups of employees who are not allocating according to age appropriate asset classes. Communicate risks of inappropriate allocations; determine strategy to affect change. 4. POORLY PERFORMING FUNDS Investment options that are performing poorly. Determine whether there are compelling reasons to offer these funds, and the risks of not making any changes. 5. UNUSUAL MONEY MOVEMENT WITHIN A FUND Participant population causing increased fund inflows / outflows. Address any undesirable participant behavior. DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel w w w. d a i l y v e s t. c o m The Personal Rate of Return Company Page 2 of 12

3 BATCH-DRIVEN Your Datapoints! Setup a Batch to run and gather data monthly. Batch gathers and processes data for each participant from recordkeeping system via extract file or SQL query. Batch throughput is FAST! Typically 50 participant records per second. This dailyvest plananalytics works by gathering investment information about plan participants -- transactions, current share balance, investment option price history, as well as other census data such as name, age, employee status, HCE/NHCE, division, advice status, salary, etc. This is done monthly by running a Batch Process. plananalytics is designed for use by plan sponsors, administrators, fiduciaries, TPAs, plan advisors and recordkeepers. plananalytics can be easily integrated within your plan sponsor web portal, and customized and styled to match your corporate branding and identity. How plananalytics Works AUTOMATIC: Initiate monthly Batch to gather data means a plan size of 1,000 takes 20 seconds to process! plananalytics detailed reports and real-time interface keeps track of participation, performance, activity and plan assets. Monitor participant demographics such as age, years worked, location, compensation, contributions, ending balances, highest, lowest and median personal rates of return, and more. SPONSOR/ADVISOR: Take Corrective Action if Needed PLAN SPONSOR/ADVISOR: Review Plan Health plananalytics helps your clients recognize favorable or negative investment and participation trends and helps them decide whether or not action is merited. plananalytics is built using responsive web design techniques making it suitable for mobile computing platforms such as tablets. DAILYVEST INC N N STONE SWAN AVE., RD. SUITE 250, 1105, TUCSON, AZ, AZ, Tel Tel Fax W Ww W w w. D. d Aa I i Ll y Yv Ve Es St. T c. o Cm O M The Personal The Personal Rate Rate of Return of Return Company Company Page 3 of 12

4 PLAN OVERVIEW Sample Screens 1 Home Page 1. Expandable participant 2 GRID contains details about each employee 2. Select and drill-down to 3 any group of participants using FILTERS. 3. Employee status at a glance. 4. Net Investment vs Market Value shows plan s cash 4 flows and changing market value over time. 5. Table and pie chart show detailed valuations and performance by Fund, Source or Asset Class 5 DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel w w w. d a i l y v e s t. c o m The Personal Rate of Return Company Page 4 of 12

5 Sample Screens PARTICIPANT GRID Drill-Down 1. Select individual employees in the GRID to drill-down 1 2. All analytics work at participant-level and planlevel Grid shows participant attributes or census data that your firm supplies during batch runtime 2 DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel w w w. d a i l y v e s t. c o m The Personal Rate of Return Company Page 5 of 12

6 Sample Screens PLAN PARTICIPATION RATES 1 Age Grouped by Active & Non- Contributor Status 1. Sort column by participation status and quickly identify participants who can contribute but don t! 2. Chart hover shows participation rates by Age group 2 DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel w w w. d a i l y v e s t. c o m The Personal Rate of Return Company Page 6 of 12

7 FILTERING AND DISPERSION OF PERSONAL RATES OF RETURN Filtering is available on almost all screens and allows you to analyze only those plan participants with specific investment or participation criteria. This Scatter Chart shows a dot for the personal rate-of-return vs. age of each participant in the plan having a return 10,793 in all! A filter panel applies selected investment/participant attributes. For example, tenure < 5 years and uses selfdirected brokerage account The resulting chart shows the personal rate-of-return for only those participants matching the given criteria, grouped by age now 706! Display medians or each selected chart axis Color groups to improve visualization DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel a i l y v e s t. c o m The Personal Rate of Return Company Page 7 of 12

8 RANGES OF PERSONAL RETURNS High, Median, Low This chart shows high, median and low personal rates of return achieved by all participants in the plan, grouped by age. Investment returns for participants nearing and in-retirement should be on the conservative side. To investigate, set a filter to view personal rates of return for Active and Eligible participants Hover over a bar for more details DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel www. d a i l y v e s t. c o m The Personal Rate of Return Company Page 8 of 12

9 CASH FLOWS Plan-level or Participant Analyze at plan level or individual participant View by Asset Class, Fund or Source Click on table column headers to sort Shows details about each flow on hover. This chart was rendered at the participant-level. Unselecting the participant regenerates the analysis at a plan level. DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel a i l y v e s t. c o m The Personal Rate of Return Company Page 9 of 12

10 PLAN ACTIVITY TRENDS Periodic Activity Summary Keep track of Fees, Withdrawals, Contributions and other activity each week, month or year. This chart shows the monthly summary of plan activity. Manipulate controls to manage chart view DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel a i l y v e s t. c o m The Personal Rate of Return Company Page 10 of 12

11 plan ANALYTICS DETAILED INVESTMENT ACTIVITY View by Source plananalytics contains superior investment analysis. DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel a i l y v e s t. c o m The Personal Rate of Return Company Page 11 of 12

12 plan ANALYTICS REPORTING CAPABILITIES Sample Reports Report pages can be generated separately or as part of a report package. In addition, much of the data generated by plananalytics can be exported to Excel spreadsheets. DAILYVEST INC. 100 N STONE AVE., SUITE 1105, TUCSON, AZ, Tel a i l y v e s t. c o m The Personal Rate of Return Company Page 12 of 12