Investigative Business Report GROUP E

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1 Investigative Business Report GROUP E

2 From our headquarters in California, USA, we are a major provider of telecommunication services internationally Atlas Telecommunication was founded in 1900 with five people and has grown substantially since Our company operates one of the largest mobile, fixed line, and broadband networks international specifically in Asia, United States and Europe We provide communications services to individual customers, small and medium-sized businesses, and corporate and enterprise clients Atlas Telecommunication currently have about 5067 million mobile subscribers, nearly 49 million broadband customers, and 9643 thousand landline subscribers

3 We Create a wonderful world for people and businesses world wide To have the happiest customers, employees, and shareholders

4 Chief Executive Officer: Christine Joyce A Aton Managing Director: Mary Joyce M Tadiaque Managing Director and Chief Administrative Officer : Arlene Ann V Doronila Managing Director, Chief Revenue Officer : Demosthenes Pormento Director and Senior Investment Officer: RosaryKameoka

5 Student Name: Address: Occupation: Allowance: Rie Mae Wurtzbach #89 Evidanos St Constellation Subdivision Angono, Rizal Student Php 1, 750/Week Php 7, 000/ Month School: Tertiary: La Salle College Antipolo Secondary: Don Bosco Manila Primary: Montessori Integrated School Mother s Name: Occupation: Father s Name: Occupation: Mission: Vision: Phoebe Eunice Wurtzbach Businesswoman Antonio Rodrigo Wurtzbach Businessman To have the latest Apple product To keep updated and on trend to what s new in technology

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7 I Statement of the Problem A teenager is a number one tech savvy in her class Whenever there s a new IPhone release in the market she wants to get rid of her IPhone and ensure herself to get the newest one Recently, the Apple Company released its IPhone 6s Plus and she is very eager to get a new one right away What do you think is the best option you could provide to this type of client and in what payment scheme?

8 I Objectives This business report aims to: give the option to a tech savvy teenager in choosing which is the best payment she can use provide the most appropriate payment scheme based on client capacity

9 Client s Concerns Client would like to buy the latest apple product: IPhone 6s Plus Resolutions It is given that the client would like to have the iphone 6s Plus as soon as possible, hence we advise her to avail our Student Plan After approving the availability, our company strongly recommended that the plan must be payable in ordinary annuity payment scheme

10 The problem calls for an ordinary annuity under ordinary certain A financial instrument that provides a stream of payments, for a predetermined number of years An annuity certain will continue a stream of payments remitted to the annuitant's beneficiary or estate, if the annuitant dies before the payment term ends The payments are made on a regular schedule, such as monthly, quarterly, semiannually or annually

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12 Given: R = J = 4% = 004 M = 12 T=2 I = j/m = 004 /1 2 = 0003 N = tm = 2 (12) = 24 = =, =, =, =, =, + + =,

13 R = +, R = R = R = R = + R =, = =, =, =, =, 00 = + +,

14 Period OPBI IDEI TPEI RPEI 1 57, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,492 total ,784

15 Based on the client s capacity to pay their dues and clients request, our company arrived in these conclusion Iphone 6s Plus Php999 Php 1,999 Php 2, gb Php 26,999 Php 20,999 Free 64 gb Php 36, 999 Php 30,999 Php 10, 999 Php, Installment Plan We conclude that having a student plan Php 2, 499 will be the best option for her to have the latest IPhone 6s Plus (16gb) as soon as possible Since she s a student, our company decided to implement an ordinary annuity payment scheme for our client to pay her Installment Plan The client will receive a monthly due of Php at the end of the month if she avail the Student Plan This monthly payment will yield to Php 72, after two years Actual price of an IPhone 6s Plus (16gb) is Php 43,99000 thus, our company s profit is Php 28, and benefits that she received

16 , Installment Plan We conclude that having a student plan will be the best option for her to have the latest IPhone 6s Plus (16gb) as soon as possible Since she s a student, our company decided to implement an ordinary annuity payment scheme for our client to pay her Installment Plan The client will receive a monthly due of Php at the end of the month if she avail the Student Plan This monthly payment will yield to Php 6, 9 4 after two years Actual price of an IPhone 6s Plus (16gb) is Php 43,99000 thus, our company s profit is Php 18,10142 and benefits that she received

17 Given that the client would like to buy the latest apple product, the IPhone 6s Plus Our company here by recommends that the student plan would be the most effective promo for the client The plan, which amounts to Php 2, 499/month, it includes unlimited call/text to all networks, Free 1000 Mbps data, Free social media messengers for 24 months, free Spotify music for 24 months, and free social application such as Facebook, twitter, Instagram limit of 1gb per week

18 Also, with the terms that the client is to pay a 4% effective interest rate as the plan is consumable within 2 years Our company recommends that the plan be paid in ordinary annuity payment scheme because the client and the company will undergo an agreement that will be effective for 2 years Ordinary annuity is seen as the best and most appropriate payment scheme to ensure satisfaction and effectively between both parties While, our company strives place utmost importance to client s satisfaction, we strive to create products and agreements that will benefit the growth and continuity of the company long-term

(A Final Requirement in BMATH2: Mathematics of Investment)

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