CHAPTER VI WORKING CONDITIONS OF THE WOMEN WORKERS IN THE MATCH INDUSTRY

Size: px
Start display at page:

Download "CHAPTER VI WORKING CONDITIONS OF THE WOMEN WORKERS IN THE MATCH INDUSTRY"

Transcription

1 CHAPTER VI WORKING CONDITIONS OF THE WOMEN WORKERS IN THE MATCH INDUSTRY The main focus of this chapter is on a full scrutiny of women worker s working conditions in the match industry, covering employment, work type, reason for choosing this job, previous employment, payment types, wage, number of working days and the like. The analysis is done with the help of the formulated tables from the primary data. 6.1 Nature of Work Match industry mainly depends on the workers and the use of machinery is negligible when compared to the other industries. The skills of the workers play a major role in the production as there are many types of work involved in these factories. The earnings of the workers also vary according to their skills. Tus the nature of work done by each respondent is studied and the same is presented in Table 6.1.

2 227 TABLE 6.1 DISTRIBUTION OF RESPONDENTS BY NATURE OF WORK Work Type No.of Respondents Percentage Inner box making Outer box making Frame filling Box filling Total Source: Survey data. Table 6.1 reveals the distribution of respondents by nature of work. Out of 300 respondents the majority of the respondents per cent have involved themselves in frame filling followed by inner box making by 26 per cent, box filling by per cent and 3.70 per cent only in the case of outer box making. Further, it is observed from the field that, audio facilities were provided by the employees to make the women work fast, hearing audio simultaneously while match making without any disruption. Thus, the art of match making is internalised in the system which helps them to make matches with normal speed and also hear audio. This is the lone entertainment that the match makers have for them. In fact, the loudness with which the Tamil film songs were played acts as a catalyst in the whole working process.

3 228 It can be inferred that majority of the respondents 49.8 per cent have involved themselves in frame filling. TABLE 6.2 DISTRIBUTION OF RESPONDENTS BY NATURE OF EMPLOYMENT Nature of Employment No.of Respondents Percentage Regular Casual Total Table 6.2 explains the distribution of respondents according to nature of employment either regular or casual. Out of 300 respondents the majority per cent are regular workers and the remaining 0.30 per cent are casual workers. It is clear that most employers are very sympathetic and considerate in regularizing most of the workers. In addition to that women are generally considered to be sincere, hard working and easy to control. The reason for regular work position of the respondents shows that, there is no other source of work. From the data it is inferred that per cent of the respondents are belonging to regular employment.

4 Reason for Choosing Job In the male dominated Indian society women are not even allowed to climb up in the professional ladder, whatever the talent and sincerity possessed by them. Being women, irrespective of their accomplishment they have to work under male bosses. Almost all women labourers have come from poor families, where their earnings are essential to the survival of their families. And nearly one half of the workers were interested in supporting their family. Table 6.3 illustrates the distribution of respondents on the basis of selection of the job. Out of 300 respondents, the majority 64 per cent have chosen this job just for the income per cent of the respondents consider the income as a supplement to the family income and only 0.30 per cent have taken up the work for spending time. The details are supplied below: TABLE 6.3 DISTRIBUTION OF RESPONDENTS BY REASONS FOR CHOOSING THIS JOB Reason for Choosing this Job No.of Respondents Percentage To avoid Loneliness To earn an income To supplement the Family Income Total Source: Survey data.

5 230 It can be inferred that the majority of the respondents 64 per cent have chosen this job to earn an income. 6.3 Employment Age Age is one among the major factors which affect both the socio economic and physical status of every human being. The match workers are too poor even to meet their basic necessities of life. Hence they entered the match industry as workers in their childhood. The following Table reveals the classification of sample respondents based on their age on joining the factory as an employee. TABLE 6.4 DISTRIBUTION OF RESPONDENTS ACCORDING TO AGE AT ENTER AS A FACTORY EMPLOYEE Employment Age No.of Respondents Percentage < and above Total Mean: 26.7 Source: Survey data.

6 231 It is inferred from the Table 6.4 that the majority of the respondents 97 (32.30 per cent) entered as factory employee at the age group of years, 17 per cent entered at years per cent of the respondents entered at years, per cent of the respondents entered at years and 3 per cent to the respondents entered below 14 years. Only 2.70 per cent of the respondents were above 40 years when they got employment. The mean value is that is 27 years. It can be concluded that the majority of the respondents (32.40 per cent) entered as a factory employee at the age of years. TABLE 6.5 DISTRIBUTION OF RESPONDENTS BY SOURCE OF EMPLOYMENT Source of Work No.of Respondents Percentage Own efforts Family Members Relative Total Source: Survey data. It is inferred from Table 6.5 that out of 300 respondents majority (85 per cent) of them got employment by their own efforts. Merely 9.0 per cent of the

7 232 respondents got employment at the instance of family members and 6.00 per cent obtained employment through their relatives. Therefore it is inferred that majority (85 per cent) of them got employment through their own effort. TABLE 6.6 DISTRIBUTION OF RESPONDENTS BASED ON PREVIOUS YEAR S EMPLOYMENT Last Year s Employment No.of Respondents Percentage Throughout the year to 12 months to 9 months Less than 6 months Total Source: Survey data. Table 6.6 explains the distribution of respondents by the previous year s employment position. Out of 300 respondents the majority per cent were employed throughout the year. 36 per cent of the respondents were employed for 9 to 12 months per cent were employed for 6 to 9 months. The remaining 0.2 per cent were employed less than 6 months. It can be inferred that the majority of the respondents (62.30 per cent) were employed throughout the year.

8 Like of Present Profession Match industry is the major source of earning income of Sattur taluk. Out of 300 respondents 100 per cent of the respondents liked their present profession. Because there is no other way to earn income, it can be inferred that 100 per cent of the respondents liked their present profession. 6.5 Period of Payment Period of payment is one important attractions in match industry because match industry workers are from poor families. As far as wage position of the respondents is analysed 100 per cent of the respondents are getting the weekly wages. weekly basis. It can be inferred that 100 per cent of the respondents are getting wages on 6.6 Mode of Wage Fixation The abject poverty of the people, forces the workers to accept minimal wages for their employment in the match industry. People s dependence on this income and their readiness to accept it provides the employers the opportunity to exploit the laboures by paying low wages to get the work done. Match manufacturing is a predominant source of income to rural households in the study

9 234 area. Generally in the match industry women labourers are given wage on a piece rate basis. Income earned by women labourers depends upon the amount of matches produced like box making, frame fining, box filing. Piece rate system is adopted. Naturally the labourers, especially women turnout the maximum output due to the existence of piece rate system. Higher the number of matches produced better will be the income. However, the mode of wage payment is time rated. At the time of field visit, a labourer was paid wage at the following rates. For frame filling Rs.1.25 per frame, box filling Rs.1.40 per unit, packing (bundle) Rs.0.65 per unit, Dozen packing Rs.1.75 per bundle, wax coating Rs.60 per day, Chemical dipping Rs.60 per day. It is inferred that the process of match production like frame filling, box filling and packing were paid on piece rate system whereas wax coating and chemical dipping were paid on time rate system. The time rate is paid fortnightly or monthly. These time rate labourers were called company workers. Mostly male adults were engaged in such jobs. Women were generally paid on piece rate basis that has its own oppressive logic. i.e., long hours of work at high speed for low returns. It is inferred that out of 300 respondents all (100 per cent) were employed as piece rate workers.

10 Night Shift Work There are various labour legislations in which employing women during night shifts were prohibited. Besides generally, women workers do not want night works. In the match industry, it can be inferred that 100 per cent of the respondents are not having in night shift work. TABLE 6.7 DISTRIBUTION OF RESPONDENTS BY NUMBER OF WORKING DAYS (PER MONTH) Number of Working Days in a Month No.of Respondents Percentage 15 Days Days Days Days Days Days Days Total Mean: days (i.e., 23 days) Source: Survey Data. Table 6.7 shows the distribution of respondents by number of working days in a month. Out of 300 respondents the majority of 39 per cent are working

11 days in a month, whereas 0.2 per cent are working 15 days in a month, 0.6 per cent are working 18 days in a month. 4.7 per cent are working 20 days in a month, 21.7 per cent are working 23 days in a month and 33.3 per cent are working 24 days and only 0.3 per cent are working 25 days. The average number of working days is that is 23 days. It is inferred that the majority of 39 per cent of the respondents are working 22 days in a month. 6.8 Rest Intervals Rest intervals are important for every human being. Out of 300 respondents 100 per cent of the respondents are taking rest during their working hours. They take rest at minimum half an hour and maximum two and half hour. During the rest intervals they do their households works like preparing food, sweeping, washing and care about their family members. 6.9 Holiday Facility Out of 300 respondents 100 per cent of the respondents are enjoying the holiday facility. During their holidays they do their household work and watching the TV programmes. Mostly all Sundays are holidays in the Match industry.

12 Working Time in a Factory Working time varies from individual to individual. The following Table illustrates the distribution of respondents by hours of work engaged. TABLE 6.8 DISTRIBUTION OF RESPONDENTS BY HOURS OF WORK ENGAGED Hours of Work No.of Respondents Percentage 6 Hours Hours Hours Hours Total Mean: 7.49 Source: Survey data. Table 6.8 illustrates the daily working hours of the respondents of the match industry labourers. 3.3 per cent of the workers work for 6 hours a day, 46.7 per cent of the workers serve for 7 hours a day 39.7 per cent workers work for 8 hours a day, 10.2 per cent workers work for 8.30 hours a day. The mean value is hours a day. It is inferred that majority of 46.6 per cent of the respondents work for 7

13 238 TABLE 6.9 DISTRIBUTION OF RESPONDENTS BY OPINION REGARDING THEIR JOB Feel about Work No.of Respondents Percentage Monotonous Interesting Total Source: Survey data. Table 6.9 shows that the distribution of respondents feel about their job. Out of 300 respondents majority (93.3 per cent) feel their work is monotonous. The remaining 6.7 per cent found the work interesting. Therefore, it is inferred from the analysis that whether they enjoy the work or not women make matches for their daily survival. The unmarried women make matches and earn income for meeting the expenses of their marriage. It is inferred that majority (93.3 per cent) found their work monotonous.

14 239 TABLE 6.10 DISTRIBUTION OF RESPONDENTS BY FEELING ABOUT WORK AND JOB SATISFACTION Feeling about Work Job Satisfaction Fully Satisfied Partially Satisfied Total Monotonous Interesting Total (94) Source: Survey data. Note : Figures in brackets indicate percentages. 18 (6) 300 (100) Table 6.10 shows the nature of job satisfaction of the respondents. It is inferred from the above Table that majority (94 per cent) of the respondents working in the match industry are satisfied with their work and only (6 per cent) of the respondents are partially satisfied with their work. It is inferred that majority (94 per cent) of the respondents are feeling satisfied with their work.

15 240 TABLE 6.11 DISTRIBUTION OF RESPONDENTS BASED ON VIEWS ABOUT WORK AND WORKING HOURS Views about Work Working Hours Total Monotonous Interesting (93.30) 20 (6.70) Total 10 (3.3) 140 (46.7) 119 (39.7) 31 (10.3) 300 (100.00) Source: Survey data. Note : Figures in brackets indicate percentages. Table 6.11 explains that distribution of respondents based on views about work and working hours. It is observed that majority (46.7 per cent) of the respondents are working 7 hours per day. Next to that (39.7 per cent) are working 8 hours per day. Respondents working 8.30 hours per day and 6 hours per day are (10.3 per cent) and (3.3 per cent) respectively. It is inferred that majority of the workers in the study area are working 7 hours per day.

16 241 TABLE 6.12 DISTRIBUTION OF RESPONDENTS BY JOB SATISFACTION Job Satisfaction No.of Respondents Percentage Fully Satisfied Partially Satisfied Total Source: Survey data. Table 6.40 illustrates the distribution of respondents by their satisfaction level in the match industry. Out of 300 respondents majority 94 per cent of the respondents are fully satisfied and only 6.0 per cent of the respondents are partially satisfied with their job. It can be concluded that majority (94 per cent) of the respondents are fully satisfied their match works Factors Influencing the Level of Job Satisfaction In this section, an attempt has been made to examine the factors which influence the job satisfaction of women working in match industry in the study area. There are a number of factors that influence the level of job satisfaction. The researcher identifies the factors namely the age, family size, literacy level, wage and work experience which are closely associated with the level of their job

17 242 satisfaction. For this, the following form of multiple log linear regression model was fitted. where, Log Y = β 0 + β 1 log X 1 + β 2 log X 2 + β 3 log X 3 + β 4 log X 4 + β 5 log X 5 + u... (6.1) Y X 1 X 2 X 3 = Level of job satisfaction (score value), = Age in years, = Family size in numbers, = Literacy level (Score value) Illiterate = 1, Upto Primary = 2, Secondary = 3 Higher Secondary = 4; X 4 X 5 u = Wage in rupees, = Experience in years, = Disturbance term. β 0, β 1,... β 5 are the parameters to be estimated. The above model (6.1) has been estimated by the method of least squares and the results are presented in Table 6.13.

18 243 TABLE 6.13 ESTIMATED REGRESSION RESULTS OF JOB SATISFACTION Variables Parameter Estimates t-value Intercept (β 0 ) Age (β 1 ) Family Size (β 2 ) Literacy Level (β 3 ) * Wage (β 4 ) * Experience (β 5 ) * R F-value No. of observations 300 * Indicates that the coefficients are statistically significant at 5 per cent level. It is inferred from Table 6.13 that the coefficient of multiple determination R 2 was indicating per cent variation in the level of job satisfaction associated with independent variables included in the regression model. Three out of five variables, namely, literacy level, wage and experience are statistically significant at 5 per cent level and they are positively related to the level of job satisfaction.

19 244 It is inferred from the result that education of women workers was directly related with their level of job satisfaction. When the educational level increased by one per cent, job satisfaction increased of per cent cetaris paribus. In the case of wage, one per cent increase in the wages, cetaris paribus would result in an increase of the level of job satisfaction by per cent. The result indicates that the years of experience has direct relationship with job satisfaction indicating that when experience increases by one per cent, it could result in the level of job satisfaction increasing by per cent cetaris paribus. Among the significant independent variables, wage had a greater influence on the level of job satisfaction followed by the variables experience and literacy level Mode of Conveyance Out of 500 respondents 100 per cent walk to the work place because all of the respondents come from the adjacent streets and places near by the match industry.

20 245 TABLE 6.14 DISTRIBUTION OF RESPONDENTS BY JOB SATISFACTION AND WORKING HOURS Job Satisfaction Working Hours Total Fully Satisfied Partially Satisfied Total (3.3) (46.7) (39.7) (10.3) Source: Survey data. Note : Figures in brackets indicate percentages. Table 6.14 shows the distribution of respondents by job satisfaction and working hours. It is observed that majority (46.7 per cent) of the respondents are working 7 hours per day. Next to that 39.7 per cent are working 8 hours per day. Respondents working 8.5 hours per day and 6 hours per day are (10.3 per cent) and (3.3 per cent) respectively. It is inferred that majority per cent are working 7 hours per day.

21 246 TABLE 6.15 DISTRIBUTION OF RESPONDENTS BASED ON THOSE WHO ACCOMPANY THEM TO THE WORK SPOT People Accompany No.of Respondents Percentage Husband Brother/Sister Co-workers By themselves Total It is understood from the above Table 6.15 that out of 300 respondents majority (66 per cent) respondents are accompany with co-workers to reaching the work spot. 17 per cent of the respondents are escorted by their husbands. 1.3 per cent came with their brother/sister and the remaining 15.7 per cent reaching the work spot by themselves. It can be inferred that majority (66 per cent) of the respondents are accompanied by co-workers to reaching the work spot Travelling Allowance Out of 300 respondents 100 per cent of the respondents come on foot. Hence the factory owners do not give any traveling allowance.

22 247 TABLE 6.16 DISTRIBUTION OF RESPONDENTS BY RELATIONSHIP WITH MANAGEMENT Response No.of Respondents Scores Percentage Respondents Strongly Agree Agree Total Mean: management. Table 6.16 presents the distribution of respondents by relationship with It is understood from the above Table that per cent of the respondents strongly agree that they have good relationship with the management. The remaining per cent of the respondents do not feel so strong. It is inferred that majority (53.30 per cent) of the respondents are strongly feel positively about their relationship with the management.

23 248 TABLE 6.17 CLASSIFICATION OF RESPONDENTS BY RELATIONSHIP WITH CO-WORKERS Response No.of Respondents Scores Percentage Strongly Agree Agree No Opinion Total Mean: 4.33 Table 6.17 explains the distribution of respondents by relationship with coworkers. Out of 300 respondents the majority 66.3 per cent have good relationship with their co-workers per cent of the respondents strongly agree relationship with their co-workers. The remaining 0.4 per cent are non-committal. It is inferred that majority (66.3 per cent) of the respondents agree about good relationship with their co-workers.

24 249 TABLE 6.18 DISTRIBUTION OF RESPONDENTS BY RELATIONSHIP WITH OTHER MATCH INDUSTRY WORKER Response No.of Respondents Scores Percentage Agree No Opinion Disagree Strongly Disagree Total Mean: 3.07 Table 6.18 reveals the distribution of respondents by relationship with other Match industry worker. Out of 300 respondents majority (45.7 per cent) agree that their relationship with other match industry worker is good per cent of the respondents are have no opinion, 31.3 per cent of the respondents disagree about their relationship with other match industry worker. The remaining 3.8 per cent of the respondents strongly disagree about their relationship with other match industry workers. The mean score is It can be inferred that majority (45.7 per cent) of the respondents agree about their relationship with other match industry worker is good.

25 250 TABLE 6.19 DISTRIBUTION OF RESPONDENTS BY GOOD SEATING ARRANGEMENT Response No.of Respondents Scores Percentage Agree No Opinion Disagree Total Mean: Table 6.19 illustrates the distribution of respondents by seating arrangement. Out of 300 respondents majority 55 per cent of the respondents agree their seating arrangement is good followed by 43.7 per cent of the respondents who disagree about their seating arrangements. The remaining 1.3 per cent workers have no opinion. The mean score is It is inferred that majority of 55 per cent of the respondents agree about the seating arrangement.

26 251 TABLE 6.20 DISTRIBUTION OF RESPONDENTS BY LOAN FACILITIES Response No.of Respondents Scores Percentage Strongly Agree Agree No Opinion Disagree Total Mean: Table 6.20 illustrates distribution of respondents by loan facilities. Out of 300 respondents majority 70.7 per cent of the respondents agree about loan facilities given by the match industry owners per cent of the respondents strongly agree about loan facilities given by the match industry owners per cent of the respondents have no opinion. The remaining 0.3 per cent of the respondents disagree about the loan facilities. The mean score is It can be inferred that majority 70.6 per cent of the respondents agree about the loan facilities.

27 252 TABLE 6.21 DISTRIBUTION OF RESPONDENTS BY PROVIDING SAFETY MEASURES Response No.of Respondents Scores Percentage Strongly Agree Agree No Opinion Disagree Strongly Disagree Total Mean: Table 6.21 explains distribution of respondents by providing safety measures in the match industry. Out of 300 respondents majority 55.3 per cent of the respondents agree about providing safety measures. 4.3 per cent of the respondents strongly agree, 0.7 per cent of the respondents have no opinion, and 39.3 per cent of the respondents disagree. The remaining 0.4 per cent of the respondents say that they strongly disagree by providing safety measures. The mean score is It is inferred that majority 55.4 per cent of the respondents agree that they are provided safety measures.

28 Opinion about Freedom given by the Match Industry Out of 300 respondents majority of the respondents strongly agree that they have freedom given by the match industry for attending to personal needs. The remaining 3.60 per cent of the respondents do not agree. The mean score is It is inferred that nearly 100 per cent of the respondents appreciate to management for freedom to attend to urgent needs Accident met by the Women Labourers in the Match Industry The match industry is one of the major chemical industries. So accidents are very common. Out of 300 respondents no one met accident during the reference period. Wax coating and chemical dipping are accident-prone. Male adult members are doing this process and they meet accidents very commonly. Thus it is inferred that (100 per cent) all of the respondents are aware of the occupational risk but no body met with any accidents Benefits and Facilities in the Working Place Benefits and facilities availed of from the working place are factors which play a vital role on the life of each and every employee. So, she available benefits and facilities in the match industry are studied as per the responses given by the respondents and are stated below.

29 254 TABLE 6.22 DISTRIBUTION OF RESPONDENTS BY BENEFITS AND FACILITIES OF WORK PLACE Facilities No.of Respondents Total Percentage Leave Facility Drinking Water First Aid Ventilation Bathroom and Latrine Source: Computed from Survey data. Table 6.22 describes the match industry workers on the basis of the realization of basic amenities in factories like leave facility, drinking water, first aid, ventilation, bathroom and latrine. Out of 300 respondents, 100 per cent are enjoying leave facility. 69 per cent are enjoying drinking water facility. 59 per cent are enjoying first aid facility and 65 per cent are enjoying ventilation facility. More than half (52 per cent) are enjoying the bathroom and latrine facility. It is inferred that more than half of the respondents are enjoying basic amenities in the match industry.

30 Availability of Social Security Measures in the Working Place Social security means that a society guarantees help and assistance to sickdisabled, destitute, aged and those who are temporarily incapacitated and need others help. Social security protects a man from hunger and want, squalor, disease, unemployment and ignorance. Hence the available social security measures were studied as per the responses given by the respondents and were stated below. TABLE 6.23 DISTRIBUTION OF RESPONDENTS BY AVAILABILITY OF SOCIAL SECURITY MEASURES Social Security No.of Respondents Total Percentage Yes No Provident Fund Maternity Leave Benefits ESI Medical Allowances Accident Compensation Sickness Benefits Table 6.23 illustrates whether the match facility workers are enjoying the welfare measures or not. Out of 300 respondents 56 per cent of the respondents gets provident fund benefit, 100 per cent of the respondents are enjoying the maternity leave benefits, 35 per cent ESI and 56 per cent are enjoying the medical

31 256 allowances, 99 per cent are enjoying the accident compensation and 56 per cent of the respondents are enjoying the sickness benefits. It shows that more than half of respondents are enjoying the Provident Fund maternity leave benefits, medical allowances, accident compensation and sickness benefits. Only 35 per cent are enjoying the Employees State Insurance benefits Creche Facility Most of the Acts make special provisions for women labourers. The Factories Act, 1948 provides for separate toilet, washing and resting facilities for them. It prohibits their employment during night and in hazardous occupations. It makes special safety provisions by disallowing them to clean, to lift heavy weights. If a woman has a young child whom she has left in the factory creche, she has to be given time off at stated frequencies to go and suckle her baby. There should be provision for creches in factories employing more than 30 women labourers. In every factory where more than 30 women labourers are ordinarily employed, there shall be provided and maintained a suitable room or rooms for use of children under the age of 6 years under Sec. 48 (1) of Factory Act Creches are to be adequately lighted with ventilation and to be under the charge of trained women. Rooms for use of children shall provide adequate

32 257 accommodation, shall be adequately lighted and ventilated. Further they shall be maintained in a clean and sanitary condition and shall be under the charge of women trained in the care of children and infants (sec, 48 (2)). The state government may make rules prescribing the location and the standards in respect of construction, accommodation, furniture and other equipment of rooms for use of children. It may also make rules for the provision of additional facilities for the care of children belonging to women labourers, including suitable provision of facilities (a) for washing and changing their clothing (b) of free milk or refreshment or both for the children and (c) for the mothers of children to feed them at the necessary intervals (sec, 48 (3) Factory Act Bonus Generally the match industry gives bonus to their employees. The bonus is being paid twice in a year, especially at the time of festivals such as Pongal and Deepavali by dividing the entire entitlement into two parts. Overall earnings in terms of both wage and bonus of a worker depend upon the amount of matches produced at a given point of time. Hence the classification of functions for giving the houses by the match industry owners is given in the following table.

33 258 TABLE 6.24 DISTRIBUTION OF RESPONDENTS BY BONUS PAYMENT Functions No.of Respondents Percentage Deepavali Deepavali and Pongal Total Table 6.24 illustrates the distribution of respondents by bonus payment. Out of 300 respondents majority 69 per cent of the respondents are enjoying bonus for Deepavali and Pongal. The remaining 31 per cent of the respondents are enjoying bonus for Deepavali only. It shows that majority (69 per cent) of the respondents are enjoying the bonus for both Deepavalai and Pongal Retirement Benefit Industrial life generally breaks the family system. The saving capacity of the employee is very low due to lower wages, high living cost and increasing aspirations of the employees and their family members. As such employers provide some benefits to the employees after retirement and during old age, with a view to create a feeling of security about the old age. These benefits are called old age and retirement benefits.

34 259 It is inferred that 100 per cent of the respondents are not getting retirement benefits. There is no provision for that also Classification of the Match Industry Workers on the basis of Advance Received The match workers are poor even to meet their basic necessities of life. Hence they get advance amount from their employer. The following table reveals the advance received in the last year. TABLE 6.25 DISTRIBUTION OF RESPONDENTS BY ADVANCE RECEIVED (in the last year) Advance Received No.of Respondents Percentage Yes No Total Table 6.25 illustrates the distribution of respondents by advance amount received in the last year. Out of 300 respondents the majority per cent received advance amount last year. The remaining per cent are received no advance.

35 260 It can be inferred that more than three-fourths (84.8 per cent) received advance last year Mode of Repayment of Advance Most of the match industry workers get advance from their employer. The following Table reveals that mode of repayment of advance amount to the employer. TABLE 6.26 DISTRIBUTION OF RESPONDENTS BY MODE OF REPAYMENT OF ADVANCE Mode of Repayment No.of Respondents Percentage No Repayment From Salary Itself Total Table 6.26 shows the distribution of respondents by mode of their repayment of advance. Out of 300 respondents majority (84.70 per cent) get the advance deducted from their salary. The remaining per cent did not get any advance amount. It shows that the majority (84.8 per cent) of the respondents are repaying the advance amount from their salary itself.

36 261 TABLE 6.27 DISTRIBUTION OF RESPONDENTS BY MEMBERSHIP IN SHG Membership No.of Respondents Percentage Yes No Total Table 6.27 indicates distribution of respondents by membership in SHG (Self-Help Group). Out of 300 respondents majority per cent of the respondents are not members of any kind of organisations and the remaining per cent of the respondents are members of SHG. In recent days, SHG is one of the civil society organisations which promote the rural poor people. Some women workers joined the SHG because they could get loans. It reveals that majority per cent of the respondents are not members of any kind of organisation Member in Trade Union or Labour Welfare Associations A trade union, in common parlance, means an association of workers in a particular craft or industry. In a strictly legal sense it means an association formed primarily for the purpose of regulating the relations between workmen and employers or between work men and employers or between workmen and

37 262 workmen or between employers and employees. This is a very wide use of the term. Its main function is to enable the workers to act together. The individual by himself being in a weak bargaining position to negotiate with employers, resort to collective bargaining, the strike being their weapon of last report to be used only after negotiations have broken down. But under the existing law (the Trade Unions Act, 1926) the expression, trade union includes both employers and workers organisations. In the Match industry several female workers do not feel the need for a union. They attributes to i) Poor awareness about trade unions and labour welfare associations. ii) iii) Not interested. Fear about the job security. associations. Out of 300 respondents nobody is involved in trade union or labour welfare It indicates that 100 per cent of the respondents were not involved in any trade union or labour welfare associations. Summary follows. The findings of the analysis of the present section are summarised as

38 263 The nature of work of the women entrepreneurs amounts to inner box making, outer box making, frame filling and box filling. Nearly 50 per cent of the respondents have engaged in frame filling in the study area. Nearly hundred per cent of the sample respondents are working on a regular basis. The main reason for joining employment is personal income and family income. Majority of the women employees got employment before years. Majority of the respondents (93.2 per cent) opined that their job is monotonous. But nearly 94 per cent are fully satisfied with their job. About 70 per cent of the respondents agreed that the loan facilities are available in the match industry. Everyone enjoys leave facilities. More than fifty per cent enjoy all the basic amenities in the work place. It is observed that there is poor awareness about trade union and labour welfare associations.

CHAPTER.5 PENSION, SOCIAL SECURITY SCHEMES AND THE ELDERLY

CHAPTER.5 PENSION, SOCIAL SECURITY SCHEMES AND THE ELDERLY 174 CHAPTER.5 PENSION, SOCIAL SECURITY SCHEMES AND THE ELDERLY 5.1. Introduction In the previous chapter we discussed the living arrangements of the elderly and analysed the support received by the elderly

More information

Education and Employment Status of Dalit women

Education and Employment Status of Dalit women Volume: ; No: ; November-0. pp -. ISSN: -39 Education and Employment Status of Dalit women S.Thaiyalnayaki PhD Research Scholar, Department of Economics, Annamalai University, Annamalai Nagar, India. Abstract

More information

Adv. Varsha Valekar Desai. 27 Nov 2015

Adv. Varsha Valekar Desai. 27 Nov 2015 Adv. Varsha Valekar Desai. 27 Nov 2015 Labour & Industrial Law Compliance. Statutory compliance under various Labour Laws has to be ensured by establishments. It is not just limited to the statutory deposits,

More information

WOMEN EMPOWERMENT THROUGH SELF HELP GROUPS : A STUDY IN COIMBATORE DISTRICT

WOMEN EMPOWERMENT THROUGH SELF HELP GROUPS : A STUDY IN COIMBATORE DISTRICT Available online at : http://euroasiapub.org/current.php?title=ijrfm, pp. 36~43 Thomson Reuters Researcher ID: L-5236-2015 WOMEN EMPOWERMENT THROUGH SELF HELP GROUPS : A STUDY IN COIMBATORE DISTRICT Dr.

More information

Labour Welfare Benefits-more needs to be done for Women Construction Workers

Labour Welfare Benefits-more needs to be done for Women Construction Workers Global Journal of Management and Business Studies. ISSN 2248-9878 Volume 3, Number 10 (2013), pp. 1109-1118 Research India Publications http://www.ripublication.com/gjmbs.htm Labour Welfare Benefits-more

More information

CHAPTER-IV WORKING CONDITIONS, WELFARE, SOCIAL SECURITY AND INDUSTRIAL RELATIONS

CHAPTER-IV WORKING CONDITIONS, WELFARE, SOCIAL SECURITY AND INDUSTRIAL RELATIONS CHAPTER-IV WORKING CONDITIONS, WELFARE, SOCIAL SECURITY AND INDUSTRIAL RELATIONS 4.1 INTRODUCTION During the survey the data was collected on the various facets of working conditions of the workers in

More information

Journal of Global Economics

Journal of Global Economics $ Journal of Global Economics Research Article Journal of Global Economics Selvaraj, J Glob Econ 2016, 4:4 DOI: OMICS Open International Access Impact of Micro-Credit on Economic Empowerment of Women in

More information

Dr. P.Velusamy Assistant Professor, Department of co operation, Sri Ramakrishna mission Vidyalaya College of arts and science, Coimbatore.

Dr. P.Velusamy Assistant Professor, Department of co operation, Sri Ramakrishna mission Vidyalaya College of arts and science, Coimbatore. ATTAINING THE MARKET THROUGH INNOVATIVE STRATEGIES A CASE STUDY ON KARIAMPALAYAM PRIMARY AGRICULTURAL COOPERATIVE SOCIETY-COIMBATORE DISTRICT-TAMILNADU Dr. P.Velusamy Assistant Professor, Department of

More information

Perspectives from Latvia

Perspectives from Latvia Co.Co.A. Comparing Constitutional Adjudication A Summer School on Comparative Interpretation of European Constitutional Jurisprudence 4th Edition - 2009 Social Rights Latvia Social rights Perspectives

More information

WORKER S QUESTIONNAIRE

WORKER S QUESTIONNAIRE 536 WORKER S QUESTIONNAIRE Socio-Economic Profile of Women Workers 1. Age Wise Distribution : 18-20/21-25/26-30/31-35/36-40/41-45/46-50 2. Educational Profile : Illiterate / Primary / Jr. High School /

More information

Labour Law & Social Security in Nepal

Labour Law & Social Security in Nepal 202 Issue of the World of Work in Nepal Labour Law & Social Security in Nepal by Umesh Upadhyaya Background Since Nepal is one of the least developed countries of the world, the process of socio-economic

More information

PROBLEMS OF CASHEW PROCESSING INDUSTRIES IN KANYAKUMARI DISTRICT

PROBLEMS OF CASHEW PROCESSING INDUSTRIES IN KANYAKUMARI DISTRICT CHAPTER VI PROBLEMS OF CASHEW PROCESSING INDUSTRIES IN KANYAKUMARI DISTRICT Though the Cashew Processing Industry has been shifting from Kerala to Tamil Nadu from the late sixties, the industry in Tamil

More information

Work Profile of Women Workers Engaged in Unorganized Sector of Punjab

Work Profile of Women Workers Engaged in Unorganized Sector of Punjab Kamla-Raj 2013 Stud Home Com Sci, 7(2): 119-124 (2013) Work Profile of Women Workers Engaged in Unorganized Sector of Punjab Paramdeep Kaur 1 and Kanwaljit Kaur 2 Department of Home Science Extension and

More information

ASIAN JOURNAL OF MANAGEMENT RESEARCH Online Open Access publishing platform for Management Research

ASIAN JOURNAL OF MANAGEMENT RESEARCH Online Open Access publishing platform for Management Research ASIAN JOURNAL OF MANAGEMENT RESEARCH Online Open Access publishing platform for Management Research Copyright 2010 All rights reserved Integrated Publishing association Case study ISSN 2229 3795 Women

More information

Social pensions in the context of an integrated strategy to expand coverage: The ILO position

Social pensions in the context of an integrated strategy to expand coverage: The ILO position Social pensions in the context of an integrated strategy to expand coverage: The ILO position Krzysztof Hagemejer Social Security Department 1 The context: Social security is a human right Universal Declaration

More information

INFLUENCE OF LOANS AND ADVANCES SCHEMES IN DETERMINING THE SERVICE QUALITY OF BANKS A STUDY WITH SPECIAL REFERENCE TO CANARA BANK IN SIVAKASI

INFLUENCE OF LOANS AND ADVANCES SCHEMES IN DETERMINING THE SERVICE QUALITY OF BANKS A STUDY WITH SPECIAL REFERENCE TO CANARA BANK IN SIVAKASI Volume-11,Issue-4,March-2018 INFLUENCE OF LOANS AND ADVANCES SCHEMES IN DETERMINING THE SERVICE QUALITY OF BANKS A STUDY WITH SPECIAL REFERENCE TO CANARA BANK IN SIVAKASI Dr. V. Karthihai selvi, Assistant

More information

CHAPTER V IMPACT OF EMPLOYMENT ON WOMEN WORKERS IN UNORGANISED SECTOR. In India, women constitute almost half of the total workforce.

CHAPTER V IMPACT OF EMPLOYMENT ON WOMEN WORKERS IN UNORGANISED SECTOR. In India, women constitute almost half of the total workforce. CHAPTER V IMPACT OF EMPLOYMENT ON WOMEN WORKERS IN UNORGANISED SECTOR 5.1 Introduction In India, women constitute almost half of the total workforce. However, over 96 percent of women work in the informal,

More information

CHAPTER - IV INVESTMENT PREFERENCE AND DECISION INTRODUCTION

CHAPTER - IV INVESTMENT PREFERENCE AND DECISION INTRODUCTION CHAPTER - IV INVESTMENT PREFERENCE AND DECISION INTRODUCTION This Chapter examines the investment pattern of the retail equity investors in general and investment preferences, risk-return perceptions and

More information

Form - I (See rule 22) ABSTRACTS OF THE MINIMUM WAGES ACT 1948, AND THE RULES MADE THEREUNDER

Form - I (See rule 22) ABSTRACTS OF THE MINIMUM WAGES ACT 1948, AND THE RULES MADE THEREUNDER Form - I (See rule 22) ABSTRACTS OF THE MINIMUM WAGES ACT 1948, AND THE RULES MADE THEREUNDER 1. Extent and purpose : The Act provides for fixing minimum rates of wages and applies to every person who

More information

Ministry of Health, Labour and Welfare Statistics and Information Department

Ministry of Health, Labour and Welfare Statistics and Information Department Special Report on the Longitudinal Survey of Newborns in the 21st Century and the Longitudinal Survey of Adults in the 21st Century: Ten-Year Follow-up, 2001 2011 Ministry of Health, Labour and Welfare

More information

By Kiran Moghe InfoChange India News & Features development news India Phoca PDF

By Kiran Moghe InfoChange India News & Features development news India Phoca PDF By Kiran Moghe Almost 400 million people - more than 85% of the working population in India - work in the unorganised sector. Of these, at least 120 million are women. The recent Arjun Sengupta Committee

More information

TURKEY. Aggregate spending are linearly estimated from 2000 to 2004 using 1999 and 2005 data.

TURKEY. Aggregate spending are linearly estimated from 2000 to 2004 using 1999 and 2005 data. TURKEY Monetary unit Social expenditures are expressed in millions of New Turkish liras (TRY). General notes: The individual country notes of the OECD Benefits and Wages ( www.oecd.org/social/benefitsand-wages.htm

More information

STRUCTURE AND FUNCTIONING OF SELF HELP GROUPS IN PUNJAB

STRUCTURE AND FUNCTIONING OF SELF HELP GROUPS IN PUNJAB Indian J. Agric. Res., 41 (3) : 157-163, 2007 STRUCTURE AND FUNCTIONING OF SELF HELP GROUPS IN PUNJAB V. Randhawa and Sukhdeep Kaur Mann Department of Extension Education, Punjab Agricultural University,

More information

PERSONNEL POLICY SUPPLEMENT LAO PDR NATIONAL STAFF

PERSONNEL POLICY SUPPLEMENT LAO PDR NATIONAL STAFF PERSONNEL POLICY SUPPLEMENT 1. HOURS OF WORK AND OVERTIME... 3 2. LOCAL HOLIDAYS... 3 3. SALARY POLICY... 3 3.1 PAY PERIOD (FORM IN WHICH STAFF SALARY WILL BE PAID)... 4 4. HOST COUNTRY TAXATION... 4 5.

More information

Role & Impact of Microfinance Institutions in Coastal Communities

Role & Impact of Microfinance Institutions in Coastal Communities Role & Impact of Microfinance Institutions in Coastal Communities Nikita Gopal & B. Meenakumari # Central Institute of Fisheries Technology (Indian Council of Agricultural Research) Matsyapuri P.O., Cochin

More information

CHAPTER \11 SUMMARY OF FINDINGS, CONCLUSION AND SUGGESTION. decades. Income distribution, as reflected in the distribution of household

CHAPTER \11 SUMMARY OF FINDINGS, CONCLUSION AND SUGGESTION. decades. Income distribution, as reflected in the distribution of household CHAPTER \11 SUMMARY OF FINDINGS, CONCLUSION AND SUGGESTION Income distribution in India shows remarkable stability over four and a half decades. Income distribution, as reflected in the distribution of

More information

PERCEPTION OF CARD USERS TOWARDS PLASTIC MONEY

PERCEPTION OF CARD USERS TOWARDS PLASTIC MONEY PERCEPTION OF CARD USERS TOWARDS PLASTIC MONEY This chapter analyses the perception of card holders towards plastic money in India. The emphasis has been laid on the adoption, usage, value attributes,

More information

Report on Women and Pensions Helpline 18 October to 10 December 2004

Report on Women and Pensions Helpline 18 October to 10 December 2004 Report on Women and Pensions Helpline 18 October to 10 December 2004 Contents 2 Executive Summary 3 Introduction 4 Our Callers 5 State Pension Enquiries 6 Shortfall in National Insurance Contributions

More information

LIST OF TABLES Census wise Sex Ratio in India 100

LIST OF TABLES Census wise Sex Ratio in India 100 LIST OF TABLES 1. 1.1 Progress of Microfinance as on 31 st March 2009. 05 2. 2.1 3. 2.2 Share of rural household debt by source of credit, All India, 1951-1991 Advances to Agriculture and Other Priority

More information

Ministry of Economic Development, Financial Services and Corporate Affairs

Ministry of Economic Development, Financial Services and Corporate Affairs Ministry of Economic Development, Financial Services and Corporate Affairs Main results of the first round of the Continuous Multi-Purpose Household Survey carried out from April to December 1999 1 INTRODUCTION

More information

AIST. 22 October Sex Discrimination Commissioner Australian Human Rights Commission Level 3, 175 Pitt St SYDNEY NSW 200. Dear Ms Broderick,

AIST. 22 October Sex Discrimination Commissioner Australian Human Rights Commission Level 3, 175 Pitt St SYDNEY NSW 200. Dear Ms Broderick, 22 October 2012 Sex Discrimination Commissioner Australian Human Rights Commission Level 3, 175 Pitt St SYDNEY NSW 200 Dear Ms Broderick, Application by Rice Warner Thank you for the opportunity to comment

More information

CHAPTER IV COMPARATIVE ANALYSIS OF VARIOUS SERVICES OFFERED IN PUBLIC AND PRIVATE SECTOR BANKS

CHAPTER IV COMPARATIVE ANALYSIS OF VARIOUS SERVICES OFFERED IN PUBLIC AND PRIVATE SECTOR BANKS CHAPTER IV COMPARATIVE ANALYSIS OF VARIOUS SERVICES OFFERED IN PUBLIC AND PRIVATE SECTOR BANKS In this chapter the researcher has carried out a detailed analysis of the primary data collected for this

More information

A Case Study on Socio - Economic Conditions of Agricultural Labourers in Idaikal Village in Tirunelveli District. Dr. T.

A Case Study on Socio - Economic Conditions of Agricultural Labourers in Idaikal Village in Tirunelveli District. Dr. T. Volume: 3; No: 2; June-2017. pp 256-264. ISSN: 2455-3921 A Case Study on Socio - Economic Conditions of Agricultural Labourers in Idaikal Village in Tirunelveli District Dr. T. Vijayanthi Assistant Professor

More information

The Payment of Wages Act The Minimum Wages Act The Payment of Bonus Act The Equal Remuneration Act

The Payment of Wages Act The Minimum Wages Act The Payment of Bonus Act The Equal Remuneration Act Wage Legislation Learning Objectives: The Payment of Wages Act The Minimum Wages Act The Payment of Bonus Act The Equal Remuneration Act Chapter Nine Wage Legislation 1 Structure: 1. Introduction 2. The

More information

www. epratrust.com Impact Factor : p- ISSN : e-issn : January 2015 Vol - 3 Issue- 1

www. epratrust.com Impact Factor : p- ISSN : e-issn : January 2015 Vol - 3 Issue- 1 www. epratrust.com Impact Factor : 0.998 p- ISSN : 2349-0187 e-issn : 2347-9671 January 2015 Vol - 3 Issue- 1 ROLE AND IMPACT OF MICROFINANCE ON WOMEN SELF HELP GROUPS (SHGS) WITH SPECIAL REFERENCE TO

More information

CHAPTER-VI PERCEPTIONAL ANALYSIS OF CHIT MEMBERS AND THE MANAGERIAL STAFF

CHAPTER-VI PERCEPTIONAL ANALYSIS OF CHIT MEMBERS AND THE MANAGERIAL STAFF CHAPTER-VI PERCEPTIONAL ANALYSIS OF CHIT MEMBERS AND THE MANAGERIAL STAFF 212 CHAPTER QUINTESSENCE This chapter is the core of the study and presented comprehensively in two sections. Section-A is a canvass

More information

2

2 1. Foreword Oxfam, as an international poverty alleviation organisation, has been working to realise the United Nations Sustainable Development Goals (SDGs), end extreme poverty, and tackle inequality

More information

Deposited on: 19 May 2010

Deposited on: 19 May 2010 Freeman, M. and Bliss, Z. (2001) The measurement of interwar poverty: notes on a sample from the second survey of York. History and Computing, 13 (2). pp. 199-205. ISSN 0957-0144 http://eprints.gla.ac.uk/6317/

More information

A STUDY ON FACTORS INFLUENCING OF WOMEN POLICYHOLDER S INVESTMENT DECISION TOWARDS LIFE INSURANCE CORPORATION OF INDIA POLICIES IN CHENNAI

A STUDY ON FACTORS INFLUENCING OF WOMEN POLICYHOLDER S INVESTMENT DECISION TOWARDS LIFE INSURANCE CORPORATION OF INDIA POLICIES IN CHENNAI www.singaporeanjbem.com A STUDY ON FACTORS INFLUENCING OF WOMEN POLICYHOLDER S INVESTMENT DECISION TOWARDS LIFE INSURANCE CORPORATION OF INDIA POLICIES IN CHENNAI Ms. S. Pradeepa, (PhD) Research scholar,

More information

Website: Page 1. Page 35»Exercise»

Website:    Page 1. Page 35»Exercise» Page 35»Exercise» Question 1: Fill in the blanks using the correct option given in the bracket: (i) Employment in the service sector increased to the same extent as production. (has / has not) (ii) Workers

More information

WOMEN EMPOWERMENT THROUGH MICROFINANCE: A CASE STUDY OF WOMEN IN SELF HELP GROUP OF TUTICORIN DISTRICT IN TAMILNADU

WOMEN EMPOWERMENT THROUGH MICROFINANCE: A CASE STUDY OF WOMEN IN SELF HELP GROUP OF TUTICORIN DISTRICT IN TAMILNADU WOMEN EMPOWERMENT THROUGH MICROFINANCE: A CASE STUDY OF WOMEN IN SELF HELP GROUP OF TUTICORIN DISTRICT IN TAMILNADU *V. Arockia Amuthan. Abstract: The Indian women from an active section of the soy and

More information

A Study about the Wages and Incentives of Cashew Industries in Kanyakumari District

A Study about the Wages and Incentives of Cashew Industries in Kanyakumari District International Journal of Business and Management Invention ISSN (Online): 2319 8028, ISSN (Print): 2319 801X Volume 2 Issue 2 ǁ February. 2013ǁ PP.01-11 A Study about the Wages and Incentives of Cashew

More information

6. Demand Side Survey

6. Demand Side Survey Phatowali 97 6. Demand Side Survey 6.1. INTRODUCTION From the study of available supply side secondary data (refer Chapter 5), it is found that level of Financial Inclusion in the state has been low and

More information

A DOSSIER: BILLS ON UNORGANISED WORKERS

A DOSSIER: BILLS ON UNORGANISED WORKERS The Bill Proposed by National Commission for Enterprises in the Unorganised Sector 2005, which was discussed at Indian Labour Conference, December 2005 UNORGANISED SECTOR WORKERS (CONDITIONS OF WORK &

More information

The Role Of Micro Finance In Women s Empowerment (An Empirical Study In Chittoor Rural Shg s) In A.P.

The Role Of Micro Finance In Women s Empowerment (An Empirical Study In Chittoor Rural Shg s) In A.P. The Role Of Micro Finance In Women s Empowerment (An Empirical Study In Chittoor Rural Shg s) In A.P. Dr. S. Sugunamma Lecturer in Economics, P.V.K.N. Govt College, Chittoor Abstract: The SHG method is

More information

Chapter 2: Twenty years of economy and society: Italy between the 1992 crisis and the current difficult economic situation

Chapter 2: Twenty years of economy and society: Italy between the 1992 crisis and the current difficult economic situation Chapter 2: Twenty years of economy and society: Italy between the 1992 crisis and the current difficult economic situation Demography, family, lifestyle and human capital 1. Italy s resident population

More information

LKO-5 House Keeping & Sanitary Contract

LKO-5 House Keeping & Sanitary Contract LKO-5 Tender Document for House-keeping Sanitation and Skilled, Unskilled Labour Supply Contract For Banas Dairy Plant Lucknow 20 Acre Bulk Land, CG City, Sultanpur Road, Lucknow, Uttar Pradesh LKO-5 House

More information

Effect of Community Based Organization microcredit on livelihood improvement

Effect of Community Based Organization microcredit on livelihood improvement J. Bangladesh Agril. Univ. 8(2): 277 282, 2010 ISSN 1810-3030 Effect of Community Based Organization microcredit on livelihood improvement R. Akter, M. A. Bashar and M. K. Majumder 1 and Sonia B. Shahid

More information

CHAPTER ONE: INTRODUCTORY PROVISIONS CHAPTER TWO: HOURS OF WORK

CHAPTER ONE: INTRODUCTORY PROVISIONS CHAPTER TWO: HOURS OF WORK HOURS OF WORK AND REST LAW, 5711-1951 CHAPTER ONE: INTRODUCTORY PROVISIONS Interpretation. 1. In this Law - working hours means the period during which an employee is available for employment including

More information

Risk Assessment Policy

Risk Assessment Policy Risk Assessment Policy Updated: April 2018 Date of next Review: April 2019 Policy Lead: Bursar Checked by: Middle Leadership Team 1. INTRODUCTION Beachborough School will have hazards which if not controlled

More information

Employing workers in Argentina

Employing workers in Argentina 1 Types of employment contracts The Employment Contract Law No. 20744 (LCT for its acronym in Spanish) establishes the framework for hiring employees. Non-fixed-term contracts Typical employment contracts

More information

SOCIAL WELFARE CONSOLIDATION ACT 2005

SOCIAL WELFARE CONSOLIDATION ACT 2005 SOCIAL WELFARE CONSOLIDATION ACT 2005 EXPLANATORY GUIDE Our mission is to promote a caring society through ensuring access to income support and other services, enabling active participation, promoting

More information

SOCIO ECONOMIC CONDITIONS OF BPL RATION CARD HOLDERS IN THE STUDY AREA

SOCIO ECONOMIC CONDITIONS OF BPL RATION CARD HOLDERS IN THE STUDY AREA Chapter-V SOCIO ECONOMIC CONDITIONS OF BPL RATION CARD HOLDERS IN THE STUDY AREA This is necessary to examine the socio-economic conditions of poor or BPL ration card holders (sample households) in the

More information

Pre Budget Submission 2010:

Pre Budget Submission 2010: Pre Budget Submission 2010: Introduction: Respond! is Ireland's largest not for profit Housing Association. We seek to create a positive future for people by alleviating poverty and creating vibrant, socially

More information

Women empowerment through microfinance: A case study of women in self help group of Uthangarai Taluk in Krishnagiri district Tamilnadu

Women empowerment through microfinance: A case study of women in self help group of Uthangarai Taluk in Krishnagiri district Tamilnadu International Multidisciplinary Research Journal 2011, 1(2):31-35 ISSN: 2231-6302 Available Online: http://irjs.info/ Women empowerment through microfinance: A case study of women in self help group of

More information

MICROFINANCE PERCEPTION A STUDY WITH SPECIAL REFERENCE TO SALALAH, SULTANATE OF OMAN

MICROFINANCE PERCEPTION A STUDY WITH SPECIAL REFERENCE TO SALALAH, SULTANATE OF OMAN 49 ABSTRACT MICROFINANCE PERCEPTION A STUDY WITH SPECIAL REFERENCE TO SALALAH, SULTANATE OF OMAN DR. M. KRISHNA MURTHY*; S.VARALAKSHMI** *Salalah College of Technology, Department of Business Studies,

More information

Women in the Egyptian Labor Market An Analysis of Developments from 1988 to 2006

Women in the Egyptian Labor Market An Analysis of Developments from 1988 to 2006 Women in the Egyptian Labor Market An Analysis of Developments from 1988 to 2006 1 B Y R A G U I A S S A A D P O P U L A T I O N C O U N C I L A N D F A T M A E L - H A M I D I U N I V E R S I T Y O F

More information

Thank you for your invaluable contribution to the Women, Business and the Law project and to the work of the World Bank Group.

Thank you for your invaluable contribution to the Women, Business and the Law project and to the work of the World Bank Group. Women, Business and the Law wbl.worldbank.org «Survey_Economy» Dear «FirstName» «LastName», The Women, Business and the Law (WBL) report is a publication of the World Bank Group that benchmarks laws and

More information

Age, Demographics and Employment

Age, Demographics and Employment Key Facts Age, Demographics and Employment This document summarises key facts about demographic change, age, employment, training, retirement, pensions and savings. 1 Demographic change The population

More information

PAYMENT OF GRATUITY PAYMENT OF GRATUITY UNDER GRATUITY ACT, 1972 (BOTH WORKMEN & OFFICERS):

PAYMENT OF GRATUITY PAYMENT OF GRATUITY UNDER GRATUITY ACT, 1972 (BOTH WORKMEN & OFFICERS): PAYMENT OF GRATUITY PAYMENT OF GRATUITY UNDER GRATUITY ACT, 1972 (BOTH WORKMEN & OFFICERS): The payment of Gratuity Act, 1972 came into force w.e.f. 16.9.1972 and provides for payment of gratuity to all

More information

SATISFACTION OF WORKING WOMEN POLICYHOLDERS ON THE SERVICES OF LIC

SATISFACTION OF WORKING WOMEN POLICYHOLDERS ON THE SERVICES OF LIC SATISFACTION OF WORKING WOMEN POLICYHOLDERS ON THE SERVICES OF LIC Dr. M.Akilanayaki* and Dr.R.Gopi** *Assistant Professor of Commerce, NGM College, Pollachi, Tamil Nadu, India. **Assistant Professor of

More information

Your State Pension Choice Pension now or extra pension later: A guide to State Pension Deferral

Your State Pension Choice Pension now or extra pension later: A guide to State Pension Deferral Your State Pension Choice Pension now or extra pension later: A guide to State Pension Deferral Introduction About this guide When you are coming up to State Pension age, you need to decide when you want

More information

CHAPTER 5 DATA ANALYSIS AND HYPOTHESIS TESTING

CHAPTER 5 DATA ANALYSIS AND HYPOTHESIS TESTING CHAPTER 5 DATA ANALYSIS AND HYPOTHESIS TESTING 96 Chapter 5 : Table of Contents Chapter-4 Data Analysis and Hypothesis Testing Page No. 5.1 Introduction 98 5.2 Profile of NGOs 98 5.3 Profile of Women Beneficiaries

More information

Working conditions in Zanzibar

Working conditions in Zanzibar Introduction National context Methodology Survey findings Policy considerations References Wyattville Road, Loughlinstown, Dublin 18, Ireland. - Tel: (+353 1) 204 31 00 - Fax: 282 42 09 / 282 64 56 email:

More information

Contract Labour (Regulation & Abolition) Act, 1970

Contract Labour (Regulation & Abolition) Act, 1970 Contract Labour (Regulation & Abolition) Act, 1970 Background Concern of the Govt. about the exploitation of workers under the contract labour system. Decisions of the Supreme Court, particularly in the

More information

MALTA The provisional 2007 AW is Lm This includes the Government Statutory Bonus and Income Supplement:

MALTA The provisional 2007 AW is Lm This includes the Government Statutory Bonus and Income Supplement: MALTA 2007 Introduction The Country Chapters are made available as part of the OECD s Benefits and Wages publication series. They provide detailed descriptions of tax and benefit rules in a consistent

More information

Assessing The Financial Literacy Level Among Women in India: An Empirical Study

Assessing The Financial Literacy Level Among Women in India: An Empirical Study Assessing The Financial Literacy Level Among Women in India: An Empirical Study Bernadette D Silva *, Stephen D Silva ** and Roshni Subodhkumar Bhuptani *** Abstract Financial Inclusion cannot be achieved

More information

FUNDAMENTALS OF INSURANCE (PART-2) NEED AND PURPOSE OF INSURANCE

FUNDAMENTALS OF INSURANCE (PART-2) NEED AND PURPOSE OF INSURANCE FUNDAMENTALS OF INSURANCE (PART-2) NEED AND PURPOSE OF INSURANCE 1. INTRODUCTION Hello students, welcome to the series on Fundamentals of Insurance. The topic of this lecture is need and purpose of Insurance.

More information

i) Not aware of ii) Somewhat aware of

i) Not aware of ii) Somewhat aware of Dear Respondent, Thank you for your participation in this survey which is aimed at studying Financial Inclusion in Urban Areas of Assam as a part of my academic research at Tezpur University, Assam. With

More information

Maritime Labour Convention 2006 Declaration of Maritime Labour Compliance Part 1

Maritime Labour Convention 2006 Declaration of Maritime Labour Compliance Part 1 Form RA-09-F036 Maritime Labour Convention 2006 Declaration of Maritime Labour Compliance Part 1 (Note: This Declaration must be attached to the ship s Maritime Labour Certificate) This certificate is

More information

International Workshop on Sustainable Development Goals (SDG) Indicators Beijing, China June 2018

International Workshop on Sustainable Development Goals (SDG) Indicators Beijing, China June 2018 International Workshop on Sustainable Development Goals (SDG) Beijing, China 26-28 June 2018 CASE STUDIES AND COUNTRY EXAMPLES: USING HOUSEHOLD SURVEY DATA FOR SDG MONITORING IN MALAYSIA NORISAN MOHD ASPAR

More information

Malawi has/d a Population of about 14 million + people, by 2015

Malawi has/d a Population of about 14 million + people, by 2015 MAP OF MALAWI Malawi has/d a Population of about 14 million + people, by 2015 1 MALAWI LOCATION ON AFRICAN MAP 2 MALAWI LOCATION ON THE WORLD MAP The enclosed red map in a circle is Malawi 3 SOCIAL PROTECTION:

More information

Please show work for all calculated answers. Show work in a neat and organized manner.

Please show work for all calculated answers. Show work in a neat and organized manner. Math 083 Review for Final Exam Name Please show work for all calculated answers. Show work in a neat and organized manner. 1) Using the frequency table for a monthly budget, find all of the relative frequencies

More information

The Thirteenth International Conference of Labour Statisticians.

The Thirteenth International Conference of Labour Statisticians. Resolution concerning statistics of the economically active population, employment, unemployment and underemployment, adopted by the Thirteenth International Conference of Labour Statisticians (October

More information

COMMENTS / SUGGESTION / VIEWS OF BUILDERS ASSOCIATION OF INDIA ON THE PROPOSED COMPREHENSIVE AMENDMENT TO THE EPF & MP ACT, 1952

COMMENTS / SUGGESTION / VIEWS OF BUILDERS ASSOCIATION OF INDIA ON THE PROPOSED COMPREHENSIVE AMENDMENT TO THE EPF & MP ACT, 1952 COMMENTS / SUGGESTION / VIEWS OF BUILDERS ASSOCIATION OF INDIA ON THE PROPOSED COMPREHENSIVE AMENDMENT TO THE EPF & MP ACT, 1952 Section Present Provision Suggestion / Comment on Proposed Amendments Section

More information

Financial Risk Tolerance and the influence of Socio-demographic Characteristics of Retail Investors

Financial Risk Tolerance and the influence of Socio-demographic Characteristics of Retail Investors Financial Risk Tolerance and the influence of Socio-demographic Characteristics of Retail Investors * Ms. R. Suyam Praba Abstract Risk is inevitable in human life. Every investor takes considerable amount

More information

UNITED NATIONS ECONOMIC COMMISSION FOR EUROPE CONFERENCE OF EUROPEAN STATISTICIANS TIME USE IN SERBIA

UNITED NATIONS ECONOMIC COMMISSION FOR EUROPE CONFERENCE OF EUROPEAN STATISTICIANS TIME USE IN SERBIA UNITED NATIONS ECONOMIC COMMISSION FOR EUROPE CONFERENCE OF EUROPEAN STATISTICIANS UNECE Work Session on Gender Statistics (Geneva, Switzerland, 26-28 April 2010) Working paper 6 10 March 2010 Session

More information

Chapter-V CONCLUSIONS AND SUGGESTIONS

Chapter-V CONCLUSIONS AND SUGGESTIONS Chapter-V CONCLUSIONS AND SUGGESTIONS Social security has existed since time immemorial and it is as old as man himself. It has been referred to even in early 'Vedic Hyms'. Social security is a dynamic

More information

2000 HOUSING AND POPULATION CENSUS

2000 HOUSING AND POPULATION CENSUS Ministry of Finance and Economic Development CENTRAL STATISTICS OFFICE 2000 HOUSING AND POPULATION CENSUS REPUBLIC OF MAURITIUS ANALYSIS REPORT VOLUME VIII - ECONOMIC ACTIVITY CHARACTERISTICS June 2005

More information

Impact Evaluation of Savings Groups and Stokvels in South Africa

Impact Evaluation of Savings Groups and Stokvels in South Africa Impact Evaluation of Savings Groups and Stokvels in South Africa The economic and social value of group-based financial inclusion summary October 2018 SaveAct 123 Jabu Ndlovu Street, Pietermaritzburg,

More information

CHAPTER 6 DATA ANALYSIS AND INTERPRETATION

CHAPTER 6 DATA ANALYSIS AND INTERPRETATION 208 CHAPTER 6 DATA ANALYSIS AND INTERPRETATION Sr. No. Content Page No. 6.1 Introduction 212 6.2 Reliability and Normality of Data 212 6.3 Descriptive Analysis 213 6.4 Cross Tabulation 218 6.5 Chi Square

More information

Abstract of the Contract Labour (Regulation and Abolition) Act, and the Contract Labour (Regulation and Abolition) Central Rules, 1971

Abstract of the Contract Labour (Regulation and Abolition) Act, and the Contract Labour (Regulation and Abolition) Central Rules, 1971 Abstract of the Contract Labour (Regulation and Abolition) Act, 1970 and the Contract Labour (Regulation and Abolition) Central Rules, 1971 I. Extent of the Act. The Act extends to the whole of India The

More information

Year End 31 st December. Republic of Ireland Payroll Overview

Year End 31 st December. Republic of Ireland Payroll Overview Year End 31 st December Republic of Ireland Payroll Overview Agenda Country overview Business culture Glossary of terms and abbreviations Employer obligations Build up to gross pay Gross to net calculation

More information

LIGHT METAL & WOODEN FURNITURE WORKSHOPS

LIGHT METAL & WOODEN FURNITURE WORKSHOPS RESEARCH, LEGISLATION & LABOUR STANDARDS DIVISION LIGHT METAL & WOODEN FURNITURE WORKSHOPS REMUNERATION ORDER REGULATIONS 2002 THE INDUSTRIAL RELATIONS ACT REGULATIONS MADE BY THE MINISTER UNDER SECTION

More information

LABOUR LAWS Recent Developments Presented by CA. A. Raja, F.C.A, Chennai

LABOUR LAWS Recent Developments Presented by CA. A. Raja, F.C.A, Chennai LABOUR LAWS Recent Developments Presented by CA. A. Raja, F.C.A, Chennai The term Labour means productive work especially physical work done for wages. Labour Laws in India in olden days o In Arthashasthra

More information

SYMBIOSIS CENTRE FOR DISTANCE LEARNING (SCDL) Subject: Industrial Relations and Labour Laws

SYMBIOSIS CENTRE FOR DISTANCE LEARNING (SCDL) Subject: Industrial Relations and Labour Laws SYMBIOSIS CENTRE FOR DISTANCE LEARNING (SCDL) Sample Questions: Section I: Subjective Questions 1. What is the definition of 'wages' under the minimum wages Act, 1948? 2. What do you understand by 'Total

More information

A STUDY OF INVESTMENT AWARENESS AND PREFERENCE OF WORKING WOMEN IN JAFFNA DISTRICT IN SRI LANKA

A STUDY OF INVESTMENT AWARENESS AND PREFERENCE OF WORKING WOMEN IN JAFFNA DISTRICT IN SRI LANKA A STUDY OF INVESTMENT AWARENESS AND PREFERENCE OF WORKING WOMEN IN JAFFNA DISTRICT IN SRI LANKA Nagajeyakumaran Atchyuthan atchyuthan@yahoo.com Rathirani Yogendrarajah Head, Department of Financial Management,

More information

In deciding upon an application the Principal will take the following points into consideration:

In deciding upon an application the Principal will take the following points into consideration: Leave Policy Policy Statement Aims: To provide guidelines to accommodate the leave requests of staff with minimum disruption to the daily organisation and administration of the school. To ensure discretionary

More information

MALTA. The provisional 2009 AW is Euros. This includes the Government Statutory Bonus and Income Supplement:

MALTA. The provisional 2009 AW is Euros. This includes the Government Statutory Bonus and Income Supplement: MALTA 2009 Introduction The Country Chapters are made available as part of the OECD s Benefits and Wages publication series. They provide detailed descriptions of tax and benefit rules in a consistent

More information

3.8 THE PAYMENT OF GRATUITY ACT, 1972

3.8 THE PAYMENT OF GRATUITY ACT, 1972 3.8 THE PAYMENT OF GRATUITY ACT, 1972 1. APPLICABILITY OF THE ACT Initial Applicability (Sec.1(3) The Act applies to (a) Every Factory, Mine, Oilfield, Plantation, Port and Railway Company, (b) Every Shop

More information

SALT - MANUFACTURING INDUSTRY

SALT - MANUFACTURING INDUSTRY RESEARCH, LEGISLATION AND LABOUR STANDARDS DIVISION SALT - MANUFACTURING INDUSTRY REMUNERATION ORDER REGULATIONS 1983 THE INDUSTRIAL RELATIONS ACT Regulations made by the Minister under section 96 of the

More information

ROLE CONLICT AMONG WOMEN ENTREPRENEURS

ROLE CONLICT AMONG WOMEN ENTREPRENEURS ROLE CONLICT AMONG WOMEN ENTREPRENEURS The present chapter deals with the role conflict of women entrepreneurs. The discussion on role conflict stressed on factors such as the nature of conflict experienced

More information

MALTA Overview of the tax-benefit system

MALTA Overview of the tax-benefit system MALTA 2005 1. Overview of the tax-benefit system The national social security system is divided into two categories the contributory and the noncontributory. The former is made up of a number of benefits

More information

LABOUR RULES

LABOUR RULES LABOUR RULES 2018 2018 www.trunco.com.np Table of Contents Regular Employment (Rule 3) 5 Mandatory disclosures in Employment Contract (Rule 4): 5 Labors kept on reserve (Rule 6 & 7) 5 Labor Permit (Rule

More information

Bargaining with Grandma: The Impact of the South African Pension on Household Decision Making

Bargaining with Grandma: The Impact of the South African Pension on Household Decision Making ONLINE APPENDIX for Bargaining with Grandma: The Impact of the South African Pension on Household Decision Making By: Kate Ambler, IFPRI Appendix A: Comparison of NIDS Waves 1, 2, and 3 NIDS is a panel

More information

Financial Literacy and its Contributing Factors in Investment Decisions among Urban Populace

Financial Literacy and its Contributing Factors in Investment Decisions among Urban Populace Indian Journal of Science and Technology, Vol 9(27), DOI: 10.17485/ijst/2016/v9i27/97616, July 2016 ISSN (Print) : 0974-6846 ISSN (Online) : 0974-5645 Financial Literacy and its Contributing Factors in

More information

Labour Supply and Earning Functions of Educated Married Women: A Case Study of Northern Punjab

Labour Supply and Earning Functions of Educated Married Women: A Case Study of Northern Punjab The Pakistan Development Review 46 : 1 (Spring 2007) pp. 45 62 Labour Supply and Earning Functions of Educated Married Women: A Case Study of Northern Punjab EATZAZ AHMAD and AMTUL HAFEEZ * This study

More information

Socio-economic Status of Scheduled Tribes in Visakhapatnam District of Andhra Pradesh

Socio-economic Status of Scheduled Tribes in Visakhapatnam District of Andhra Pradesh Socio-economic Status of Scheduled Tribes in Visakhapatnam District of Andhra Pradesh D. PULLA RAO Department of Economics, Andhra University, Visakhapatnam 530003, Andhra Pradesh E-mail: pullaraod_2003@yahoo.co.in

More information

SOCIAL INSURANCE IN CYPRUS

SOCIAL INSURANCE IN CYPRUS SOCIAL INSURANCE IN CYPRUS This Guide is published by the Department of Social Insurance in cooperation with the Social Insurance Board. The Guide provides general information and should not be considered,

More information

CHAPTER 7 PERCEPTION OF TAX PROFESSIONALS REGARDING INCOME TAX SYSTEM IN INDIA

CHAPTER 7 PERCEPTION OF TAX PROFESSIONALS REGARDING INCOME TAX SYSTEM IN INDIA CHAPTER 7 PERCEPTION OF TAX PROFESSIONALS REGARDING INCOME TAX SYSTEM IN INDIA Tax professionals play an important role in the implementation of income tax law of the country. They help the taxpayers in

More information