APRIL 2017 ROSBANK ACKNOWLEDGED LEADER ACROSS THE RUSSIAN FINANCIAL MARKET

Transcription

1 APRIL 2017 ROSBANK ACKNOWLEDGED LEADER ACROSS THE RUSSIAN FINANCIAL MARKET

2 TABLE OF CONTENTS SOCIETE GENERALE GROUP 1 GENERAL INFORMATION 4 ROSBANK STRATEGY AND TARGETS 2 STRATEGIC PRIORITIES 5 FACTS AND FIGURES 3 SOCIETE GENERALE IN RUSSIA 6 CORPORATE SOCIAL RESPONSIBILITY Стр.2

3 SOCIETE GENERALE GROUP GENERAL INFORMATION STARATEGIC PRIORITIES SOCIETE GENERALE IN RUSSIA Стр.3

4 SOCIETE GENERALE GROUP: GENERAL INFORMATION 31 mln customers worldwide EUR 4,1 bln Net Group profit employees EUR 25,7 bln Net banking income 66 coutries More than 60% of employees outside France FOUNDED IN 1864 ONE OF THE WORLD LEADING FINANCIAL GROUPS THE LARGEST ASSETS OUTSIDE FRANCE IS ROSBANK CORE BUSINESS DIVISIONS: Retail Banking in France International Banking and Financial Services (IBFS) Global Banking & Investor Solutions, Private Banking (GBIS) as of January 1, 2017 Стр.4

5 SOCIETE GENERALE GROUP: STRATEGIC PRIOROTIES THREE STRATEGIC PRIOTITIES FOR THE GROUP 2016 GROUP PERFOMANCE RESULTS FURTHER IMPROVE CLIENT SERVICE, MAINTAIN LEADERSHIP IN INNOVATION Significant growth in net banking income up 2.7% compared with the year 2015 due to commercial dynamics in all business segments Net banking income: EUR 25,7 bln Net Group profit: EUR 4,1 bln (+15,3% vs. year 2015 ) CAPTURE GROWTH THROUGH BUSINESS DEVELOPMENT AND INCREASED SYNERGIES Assets: EUR 1382 bln Commercial cost of risk: 37 points (-15 points vs ) DELIVER SUSTAINABLE PROFITABILITY Fully loaded Basel 3 (CET1) ratio: 11,5% (10,9% at end-2015 ) One stock profit: EUR 4,55 (vs. EUR 3,94 in 2015). as of January 1, 2017 Стр.5

6 SOCIETE GENERALE IN RUSSIA A SOLIDLY ANCHORED BANKING GROUP* Credit portfolio amounted to EUR 9,1 bn** The volume of attracted customer funds EUR 7.2 bn ** Group increased the market share of the retail loans issuance to 3.6% The ratings by international agencies Moody's and Fitch are at Russian sovereign level One of the best platforms of corporate and investment banking, mortgage and car loan business, professional team of top managers Risk management and compliance in accordance with international standards PRIORITIES: ORGANIC GROWTH AND SUSTAINABLE PROFITAILITY Attractiveness of banking market in the medium/long-term perspective: underbanked population, natural resources dynamics Focus on daily banking services, deposit collection and customer satisfaction in the retail segment Reinforcement of synergies for greater efficiency * Rosbank, DeltaCredit, Rusfinance bank, Societe Generale Insurance, ALD Automotive and their subsidiaries ** as of January 1, 2017 Стр.6

7 SOCIETE GENERALE IN RUSSIA UNIVERSAL BANK One of the 10 core credit institutions according to CBR (October, 2016) Among the Top-3 most reliable banks according to Forbes magazine (March, 2017) Multiple winner of the National Bank Award in 2016 The 3 rd in Russia in terms of the capital adequacy ratio (The Banker 2016) LEASING Among the Top 10 biggest leasing companies in Russia in terms of portfolio volume Laureate of the "Financial Elite of Russia award in the nomination "The most dynamic leasing company in Russia" in 2016 FACTORING International factor 1 in Russia Among the Top 8 in terms of assigned receivables volume Member of the international organization Factors Chain International (FCI) Member of the Association of Factoring Companies of Russia (AFC) Стр.7

8 SOCIETE GENERALE IN RUSSIA CONSUMER LENDING Top-2 on volume of the car loans issuance by state program, according to Ministry of Industry and Trade of Russian federation Top-3 leading banks in the car lending, according to Banki.ru, with a market share of 13.5% by the end of 2016 Top-5 leaders of the consumer lending market at points of sale with a market share of 8,5 % (Frank Research Group) MORTGAGE The 1 st specialized mortgage commercial bank in Russia Top-5 biggest banks in Russia in terms of the mortgage loans issuance with a market share of 3.1% (Rusipoteka) Represented by two bcompanies in Russia: Societe Generale Life Insurance Societe Generale Insurance (property and life insurance) OPERATIONAL LEASING Societe Generale Life Insurance takes the 10th place in terms of the collected insurance premium among Russian life insurance companies, according to the Bank of Russia for 2016 The share of the operational leasing market in Russia is 43%, according to Global Fleet, Guide to Fleet Management , Russia. Long-term lease, full service and fleet management (over 18,000 cars in Russia) Стр.8

9 ROSBANK STRATEGY AND TARGETS FACTS AND FIGURES CORPORATE SOCIAL RESPONSIBILITY Стр.9

10 STRATEGIES AND TARGETS: CONSTRUCTION OF PROFITABLE AND SUSTAINABLE UNIVERSAL BANK COMPREHENSIVE APPROACH TO THE CORPORATE CLIENTS SERVICING ENSURING BUSINESS GROWTH AND SUSTAINABLE INCOME, RISK CONTROL EFFICIENT NETWORK AND CONVENIENT REMOTE CHANNELS TRANSACTION BANK FOR PRIVATE CUSTOMERS GROWTH OF THE ACTIVE CLIENTS BASE IMPROVING THE QUALITY OF CUSTOMER SERVICE AND LEADING POSITIONS IN INNOVATIONS STRENGTHENING INTEGRATION OF SOCIETE GENERALE SUBDIVISIONS IN RUSSIA Стр.10

11 ROSBANK: FACTS AND FIGURES THE LARGEST INTERNATIONAL FINANCIAL STRUCTURE IN RUSSIA Societe Generale international financial group is the major shareholder of Rosbank (99.49%) STABLE AND SOLID FINANCIAL INSTITUTE Universal bank with global reach in Russia focused on all segments of clients, one of the 10 core credit institutions in Russia CONVENIENT AND FRIENDLY PARTNER FOR ITS CUSTOMERS Rosbank improves remote channels and the regional network. The Bank, providing a full range of products and services, market expertise and support in international activities, is focused on long-term relationship with its clients, shares their goals and strives to grow with them ONE OF THE LARGEST BRANCH NETWORKS IN RUSSIA 70 regions of the Russian Federation 400 offices 9,800 employees ATMs of the partner network, including 2300 of its own EXTENSIVE CLIENT BASE 4 million retail customers small business customers large corporate clients *as of January 1 st, 2017 Стр.11

12 ROSBANK: FACTS AND FIGURES FINANCIAL RESULTS Capital RUB bln Assets - RUB 805 bln Net profit - RUB 7.7 bln Corporate credit portfolio - RUB 253 bln Retail credit portfolio - RUB 142 bln Funds on accounts of corporate clients - RUB 238 bln Funds on accounts of retail customers - RUB 199 bln Capital adequacy ratios as at : H % (CBR minimum 4.5%) H % (minimum CBR of 6.0%) H % (minimum CBR 8.0%) as of January 1, 2017 Стр.12

13 ROSBANK: FACTS AND FIGURES ACHIEVEMENTS AND AWARDS Rosbank is one of 10 systemically important credit institutions according to the Central Bank of Russia (October, 2016) Rosbank is one of the Top-3 the most reliable banks according to Forbes magazine (March, 2017) No. 3 on the capital adequacy, No. 10 on assets in Russia in Top1000 banks of the world according to The Banker (July 2016) Leader in the depository services provision in 2016, Global Custodian (March, 2017), The Best Local Custodian and Provider of Depositary Services Global Investor / ISF (Euromoney) ( ), The Best Custodian in Russia Global Finance ( ) Top-3 organizers of the mortgage bonds issues, Top-5 leading organizers of the market placements of Russian bonds, Top-5 organizers of the corporate issues following 2016 Cbonds rating (February 2017) Laureate in the nominations Digital Projects and Strategies and Digital Media of the Digital Communications AWARDS-2017 competition (February 2017) Winner of the Banking Loyalty Award Frank Research Group on the results of the research "Banking loyalty programs 2016" (January 2017) 1 in the list of the most expensive brands among financial institutions with the participation of foreign capital IK Brand Finance (2016) Moody's Investors Service ratings: Ba2 / NP Fitch Ratings: BBB- / F3 Стр.13

14 ROSBANK: FACTS AND FIGURES ACHIEVEMENTS AND AWARDS Bronze winner in the nomination "The Best Bank in Trade Finance in Russia and the CIS" Trade & Forfaiting Review (TFR) Awards (2015), Silver medalist in the same nomination TFR Awards (2014). Top-5 in Private Banking according to Frank RG Private Banking Rating (2016). No. 4 in the rating of contact centers of Russian research companies "Top-20 FIN. The quality of remote service in the financial sector "(IV Forum Contact Center in Finance, November 2016), among the best contact centers of 110 Russian banks according to the leading developer Naumen (November 2016), Top-20 Fin" The quality of telephone service in the financial sector " National Association of Contact Points (December 2015), No. 1 rating of contact centers of the largest retail banks Frank RG / RBC Quote (September 2015). Rosbank is a laureate of the National Banking Award of the Association of Russian Banks in the nomination "Socially Responsible Bank" (December, 2016). Laureate of the "Banking sphere" award in the nomination "Social project" (2016). Honorary Diploma of the Association of Regional Banks of Russia (Association "Russia") for cooperation and regional charitable programs (December, 2016). Laureate of the award "Financial Sphere" - 2nd place in the nomination "Work with industry media" (2017). Стр.14

15 CORPORATE SOCIAL RESPONSIBILITY The main focus is helping people with disabilities to socialize and integrate into society, as well as disseminate charity ideas among employees, in accordance with Rosbank's charity policy. Since 2016 Rosbank has joined the CBR Working Group on the Improving Financial Accessibility for People with Disabilities, and is also developing its own document, the Standard for the Servicing of People with Disabilities. OWN PROGRAMS The regional grant programme "Together we are stronger." Financing projects of non-profit organizations, whose activities are aimed at helping people with disabilities of all ages. Annually participate in 5-6 regions. Intra-corporate programme of private donations of employees "Everyone has right to help". Targeted assistance to individuals and funds. Rosbank doubles the donations of employees. Annual charity run of the bank employees in favor of families raising children with Down syndrome. ВМЕСТЕ МЫ МОЖЕМ БОЛЬШЕ Стр.15

16 CORPORATE SOCIAL RESPONSIBILITY SPORTS SUPPORT Rosbank is the official partner of the Russian Football Union in the field of mass and children's and youth football. In 2016, within the framework of cooperation, Rosbank supported the tournament "Leather Ball and the Day of Mass Football. Rosbank supports regional children's and youth sports schools in 11 regions. Rosbank is the official bank of the Russian Golf Association, supporting the main annual tournaments: the Championship, the Championship and the Cup of Russia, as well as a number of regional tournaments. Rosbank established its own golf tournament Rosbank Golf Cup. Competition for amateur golfers. Стр.16

17 CORPORATE SOCIAL RESPONSIBILITY CULTURE The main areas of sponsorship in the field of culture: the contemporary art and the classical music. They reflect the continuity of the Societe Generale traditions. The group owns its own corporate collection of the contemporary art. Since 2006, Rosbank has been a member of the Society of Friends of the Moscow Kremlin Museums. In 2016, the bank became the general partner of the exhibition "Elegance and Luxury of Art Deco". In 2016, the Bank became the Official Partner of the Pushlin State Museum of Fine Arts and supports activities of The 19 th and 20 th Century European and American Art Gallery. Last year, Rosbank supported the projects of the Samara, Novosibirsk Philharmonics and Astrakhan Opera and Ballet Theater. Стр.17

18 CORPORATE SOCIAL RESPONSIBILITY HEALTH CARE CHARITY INSTEAD OF SOUVENIRS Within the framework of the project "Charity Instead of Souvenirs" Rosbank sent part of the budget of the last year's gift campaign to purchase the modern medical equipment for the Federal Center for the Cardiovascular Surgery in Krasnoyarsk. During the year, various regional medical institutions received assistance to purchase equipment and improve the skills of medical personnel. Стр.18

19 CORPORATE SOCIAL RESPONSIBILITY HIGHER EDUCATION The Bank cooperates with 130 educational institutions of different directions in all regions of its presence, including the Financial University under the Government of the Russian Federation, the St. Petersburg State Economic University, Lomonosov Moscow State University, Plekhanov Russian University of Economics, Higher School of Economics, the Russian Academy of Foreign Trade and others. The Bank provides students an opportunity to gain professional experience by combining studies with work during internships in various divisions. We contribute to the development of young professionals, educate them, share expertise, which subsequently gives them an advantage in job placement. Employees of Rosbank conduct presentations and lectures on professional topics - from retail segmentation to investment banking, from HR to Internet projects. Business trainers conduct trainings and master classes for university students in the cities where Rosbank's training centers are present. Стр.19

20 CONTACTS PJSC ROSBANK Head Office: 34, Mashy Poryvaevoy str. Moscow Russia +7 (495) mailbox@rosbank.ru Follow us: Facebook Вконтакте Twitter Instagram Стр.20