Corporate Profile & Financial Performance Update Q3-2015

Transcription

1 Corporate Profile & Financial Performance Update Q For more information, please contact: Corporate Secretary PT Bank Victoria International Tbk Panin Tower 15 th Floor, Senayan City, Jl. Asia Afrika Lot. 19, Jakarta Ph. (021) Fax. (021) corsec@victoriabank.co.id Website :

2 Milestones Since its establishment in 1992, PT Bank Victoria International Tbk has been growing significantly and has been actively carrying out corporate actions to increase its added value to the Company PT Bank Victoria International Tbk. was establlished in Jakarta. Start operating as a commercial bank. Obtained a permit from Bank Indonesia as a Foreign Exchange Trader. Go Public at Indonesia Stock Exchange (f.k.a. JSX) and become a public company Issued ATM Bank Victoria and joined with ATM & Debit Prima Network Right Issue III Converted its Subsidiaries operational permit Bank Swaguna has become Bank Victoria Syariah Right Issue V Issued the 4 th Bond of IDR 200 Bio and 3 rd Subordinated Bond of IDR 300 Bio BVIC s rating has raised to ida-, stable outlook. 100 operational offices network strategically located in greater JABODETABEK area Consolidated Financial Performance as of 30 September 2015 : o Total Asset : Rp 21,6 Trilion o Loan and Sharia : Rp 12,2 Trilion o Deposits and Syirkah : Rp 15,5 Trilion o Equity : Rp 2,1 Trilion o Net Profit : Rp 109 Billion Contributors JIBOR IDR TKS of Composite Level : PK-2. Maintaining a BVIC Shares on the Main Board. 1 st Ranked, Category Public Listed Private Financial Institutions Annual Report Award Issued the 1 st Bond of IDR 100 Bio Right Issue I Right Issue II Acquisition one private national banks in Indonesia (Bank Swaguna). Issued the 2 nd Bond of IDR 200 Bio and 1 st Subordinated Bond of IDR 200 Bio Right Issue IV Issued the 3 rd Bond of IDR 200 Bio and 2 nd Subordinated Bond of IDR 300 Bio 102 operational offices network strategically located in greater JABODETABEK area, Bandung & Surabaya Maintaining BVIC ranked at A-, stable outlook. Displacement Listing of Shares BVIC Board to the Main Board. Contributors JIBOR IDR Rating 8 (out of 41) ARA. Start Bancassurance Product Sales & Retail Banking. BVIC shares included in the index Infobank15.

3 Shareholder Structure Bank Victoria is a publicly listed company at Indonesia Stock Exchange (BVIC.JK) since To support the Bank s business expansion, Bank Victoria has a Subsidiaries (Bank Victoria Syariah) focusing on the market penetration of Islamic Banking in Indonesia PT Victoria Investama Tbk Masyarakat (<5%) 39,37% 31,14% Suzanna Tanojo PT Suryayudha Investindo Cipta PT Nata Patindo Atrium Asia Investment Management (masyarakat > 5%) 12,35% 5,87% 3,08% 8,19% 99,99% Syariah Source: The Company, based on DPS as September 30, 2015

4 Vision, Mission, Corporate Culture Values and Financial Platform The Bank has a profound Vision, Mission, Corporate Culture Values and Financial Platform to promote excellent services to all customers Customers To constantly make efforts to meet the needs of customers, to nurture a good relationship with customers and to give the best service to customers. Vision : To become customers preferred bank of choice which is trusted, sound and efficient People To develop professional and dedicated human resources in order to provide good services and to meet customers needs. Mission Operations To run bank s operations by implementing the principles of prudence efficiently and sustainably. Risk Management To carry out risk and financial management prudently and consistently and constantly implement the principles of Good Corporate Governance. Corporate Culture Values (D A H S Y A T) : Discipline Accountable Honest Solid, Sustain Youthful Spirit Accurate Trust C A R L D R N P L BOPO

5 Board of Commissioners and Board of Directors The entire Bank s management (Board of Commissioners and Board of Directors) consists of well-experienced professionals in the banking industry * Effective after obtaining the approval of the Financial Services Authority (Fit & Proper Test) ** Approved by the Financial Services Authority in accordance Letter No. SR-174 / D.03 / 2015 dated September 15, 2015

6 Corporate & Bond Rating PEFINDO Outlook Stable Long Term Bond IdBBB+ Subordinated Bond IdBBB PEFINDO Outlook Stable Long Term Bond IdA- Subordinated Bond IdBBB+ Outlook Stable Long Term Bond IdA- Subordinated Bond IdBBB+ Outlook Stable Long Term Bond IdA- Subordinated Bond IdBBB+ PEFINDO PEFINDO

7 The Bank s Operational Offices /Branches Currently, Bank Victoria has 102 offices/branches are centralized in greater Jabodetabek, West Java and East Java. 7 Office/Branch (Tangerang) 86 Office/Branch (DKI Jakarta) 5 Office/Branch (Bekasi) P. Jawa P. Madura 2 Office/Branch (Bogor & Depok) 1 Office/Branch (Bandung) 1 Office/Branch (Surabaya)

8 Bank Victoria Products Our Product Include : Bank Victoria provide a variety of banking products to satisfy everything you need

9 Bancassurance Products Business cooperation us in Bancassurance : VIP Super Plan VIP Pro VIP Pro Invest VIP Maxima Link VIP Family Plan VIP Lifestyle Protector Jiwasraya Generali FWD Sinarmas MSIG Manulife

10 ATM & EDC Debit Transactions Network Since 2004, Bank Victoria has issued ATM Card to support the customers transactional needs. In the same year, Bank Victoria has also officially joined the ATM and EDC Debit PRIMA network. Currently, Bank Victoria ATM Card can be used in more than 88 thousands of ATM network and more than 322 thousand of EDCs network for debit transactions throughout Indonesia. Source :

11 Financial Performance Update Total Asset The growth of Bank Victoria s financial performances (bank only & sharia) has been stable in the last 3 years. Bank Victoria will continue to maintain a sustainable and conservative financial performance growth target ahead Consolidate Total Asset: Amounting to IDR 21,6 T CAGR increase 12,1% from September 2013 CAGR : 10,3% CAGR : 12,3% The data presented is the number of each entity before the elimination / consolidation

12 Financial Performance Update Net Profit Fot The Year Bank Victoria s financial performance has improved from time to time, indicated by an upward trend of Net Profit for the Year that has been growing significantly Consolidate Profit For The Year (Net) : Up to September 2015 amounted to IDR 109 Bio QoQ increase 29,3% from June 2015 QoQ : 55,9% QoQ : 22,5% QoQ : 29,3% Calculation of L / R for the year until Sep 2014 using the equity method, while Dec 2014 to present using the cost method

13 Financial Performance Update Loan & Sharia Financing The growth of Bank Victoria s financial performances (bank only & sharia) has been stable in the last 3 years. Bank Victoria will continue to maintain a sustainable and conservative financial performance growth target ahead Consolidate Total Credit: Amounting to IDR 12,2 T CAGR increase 8,7% from September 2013 CAGR : 20,3% CAGR : 7,5%

14 Financial Performance Update Deposits & Syirkah The growth of Bank Victoria s financial performances (bank only & sharia) has been stable in the last 3 years. Bank Victoria will continue to maintain a sustainable and conservative financial performance growth target ahead CAGR : 8,6% CAGR : 7,6% (Bank Only)

15 Financial Performance Update Financial Ratios Bank Victoria s financial ratios (bank only) has improved in the last 3 years. Bank Victoria will continue to maintain a sustainable and conservative financial ratios to comply with a healthy banking aspects 20.5% 2.5% 1.0% 9.0% 90.9% 77.4% 3.89%

16 Awards Penghargaan & Recognitions & Apresiasi 1 st Ranked Category Public Listed Private Financial Institutions Annual Report Award 2014 (Annual Report Award 2014)

17 Awards & Recognitions In the past 10 years, Bank Victoria has consistently received numerous awards in various aspects related to financial as well as non financial Year 2014: - Indonesia Banking Award Best Performance Banking 2014 Category Bank BUKU 2 Commercial Bank. - Gold Champion Category Mortgage (BUKU I+II) - Economic Review Bank with the Most Expansive Business Growth. - Predicate of Very Good from Infobank Award for 2013 financial performance. - Indonesia Banking Award 2014 : Ranked 5 BUKU II Public Company, Core Capital Rp1T - Rp5. - BVIC shares included as one of the component in Infobank15 Index (period ). Year 2013 : - BVIC shares included as one of the component in Infobank15 Index (period Dec May 2014). - Raised in Company rating to id A- from id BBB+ ; with stable outlook. - Raised in the rating of Bank Victoria Bond III Year 2012 to id A- from id BBB+. - Raised in the rating of Bank Victoria Subordinated Bond II Year 2012 to id BBB+ from id BBB. - Predicate of Very Good from Infobank Award for 2012 financial performance. - 1 st Rank of The Best Bank 2013 in Good Corporate Governance for the Commercial Bank category with Core Capital IDR 1T 5T. Year 2012 Year Indonesia Banking Award Best Performance Banking 2013 for the BUKU 2 Private Bank category. : - Predicate of Very Good from Infobank Award for 2011 financial performance. - Banking Efficiency Award Bisnis Indonesia 2012 for the Non Foreign Exchange Bank category. - Finalist The Best Small Bank < IDR 1T from Indonesia Enterprise Risk Management Award Tempo Newspaper in Indonesia Banking Award Best Performance Banking 2012 for the National Private Bank category with Assets between IDR 5T - 50T. - 1 st Rank of The Best Bank 2012 in Compliance for the Commercial Bank category with Assets > IDR 1T - 10T at the Anugerah Perbankan Indonesia st Rank of The Best Bank 2012 in Financial Aspects for the Commercial Bank category with Assets > IDR 10T - 25T at the Anugerah Perbankan Indonesia st Rank of the The Best Bank 2012 in Good Corporate Governance for the Commercial Bank category with Assets > IDR 1T - 10T at the Anugerah Perbankan Indonesia : - Predicate of Very Good for the category of Bank with Business Activity Focusing on Particular Business Segment (with a capital between IDR 100B to < IDR 1T) out of 125 bank ratings in Indonesia by Infobank Magazine, June 2008 Edition. - Banking Efficiency Award 2008 from Bisnis Indonesia Daily.

18 Thank You