Financial Institutions Topical Series

Size: px
Start display at page:

Download "Financial Institutions Topical Series"

Transcription

1 Financial Institutions Topical Series Institutional Markets: Opportunities in Retirement Plans, Endowments & Foundations, & Other Institutional Markets (Table of Contents) January 7, 2015

2 TABLE OF CONTENTS Evolution of the Institutional Markets Market History Market Definition... Retirement Plans... Endowments & Foundations... Corporate Cash & Treasury Services... Sovereign Wealth Funds & Other Foreign Investors Revenues... Net Profits... Leading Institutional Accounts Revenues... Net Profits... Market Segmentation Defined Contribution Plans K Plans B Plans B Plans... Defined Contribution Plans Leading Defined Contribution Plans Firms... Defined Contribution Plans Institutional Markets 2

3 401K Plans K Plans... Leading 401K Firms B Plans B Plans... Leading 403B Plans Firms Plans Plans... Leading 457 Plans Firms Institutional Markets 3

4 Future Predictions for the Defined Contribution Plans Market... Defined Benefit Plans... Corporate & Union Defined Benefit Plans... State & Local Governments Defined Benefit Plans... Defined Benefit Plans Leading Defined Benefit Plans Firms Corporate & Union Defined Benefit Plans... Corporate & Union Defined Benefit Plans... Leading Corporate & Union Defined Benefit Plans Firms... Corporate Defined Benefit Plans... Union (Taft-Hartley) Defined Benefit Plans... State & Local Governments Defined Benefit Plans... State & Local Governments Defined Benefit Plans Institutional Markets 4

5 Leading State & Local Governments Defined Benefit Plans Firms... State Government Defined Benefit Plans... Local Government Defined Benefit Plans... Future Predictions for the Defined Benefit Plans Market... Endowments & Foundations... Endowments... Foundations... Firms... Leading Endowments & Foundations... Endowments... Endowments... Institutional Clients... Leading Endowments Firms... Institutional Clients Institutional Markets 5

6 Universities... Foundations... Foundations... Institutional Clients... Leading Foundations... Institutional Clients... Future Predictions for the Endowments & Foundations Market... Corporate Cash & Treasury Services... Large Corporate Market... Mid-Size Corporate Market... Small Company Market... Firms... Corporate Cash... Leading Corporate Cash & Treasury Services Firms... Corporate Cash Institutional Markets 6

7 Large Corporate Market... Mid-Size Corporate Market... Small Company Market... Future Predictions for the Corporate Cash & Treasury Services Firms... Sovereign Wealth Funds & Other Foreign Investors... Sovereign Wealth Funds... Other Foreign Investors... Firms... Leading Sovereign Wealth Funds & Other Foreign Investors... Sovereign Wealth Funds... Firms... Leading Sovereign Wealth Funds Firms... Other Foreign Investors... Firms Institutional Markets 7

8 Leading Other Foreign Investors Firms... Future Predictions for the Sovereign Wealth Funds & Other Foreign Investors Market... Future Predictions for the Institutional Markets Moderate Industry Growth... Small Businesses Offering Defined Contribution Plans... Small Businesses Offering Defined Contribution Plans... Dynamic Opportunities in the Retirement Market... Retirement Industry Businesses... Emergence of Additional Institutional Markets... Insurance Company Reserves... Mutual Fund Sub-Advisory... Variable Annuity & Variable Life Sub-Advisory... Health Care Organizations... Nuclear Decommissioning Trusts... Shift in Investment Holdings... Alternative Investments... Socially Responsible Investing & Impact Investing Institutional Markets 8

Financial Advisors Topical Series

Financial Advisors Topical Series Financial Advisors Topical Series The Future of the Advisory Business: A Comprehensive Review of Financial Advisor Winning Tactics & Strategies (Table of Contents) September 7, 2018 TABLE OF CONTENTS Financial

More information

Navigating Your Nonprofit s Traditional and Nontraditional Benefits in a Competitive Market

Navigating Your Nonprofit s Traditional and Nontraditional Benefits in a Competitive Market Navigating Your Nonprofit s Traditional and Nontraditional Benefits in a Competitive Market MCN Annual Conference November 14-15, 2018 Phil Bushnell Managing Director, Religious & Nonprofit Practice and

More information

BancAnalysts Association of Boston 31 st Annual Bank Conference: Operating in a Suboptimal Environment

BancAnalysts Association of Boston 31 st Annual Bank Conference: Operating in a Suboptimal Environment N O R T H E R N T R U S T C O R P O R A T I O N Service Expertise Integrity BancAnalysts Association of Boston 31 st Annual Bank Conference: Operating in a Suboptimal Environment Michael G. O Grady Executive

More information

NORTHERN TRUST CORPORATION

NORTHERN TRUST CORPORATION NORTHERN TRUST CORPORATION Frederick H. Waddell Chairman & Chief Executive Officer Citigroup Financial s Conference The Waldorf=Astoria Hotel New York, New York March 11, 2010 2010 Northern Trust Corporation

More information

Financial Institutions Topical Series

Financial Institutions Topical Series Financial Institutions Topical Series Insurance Agencies, Brokers, & Producer Groups: Life & Health and Property & Casualty Agents All Pushing into Wealth Management (Table of Contents) December 12, 2012

More information

CONFIDENCE THROUGH GUIDANCE INVESTMENTS TRUST ASSET MANAGEMENT

CONFIDENCE THROUGH GUIDANCE INVESTMENTS TRUST ASSET MANAGEMENT CONFIDENCE THROUGH GUIDANCE INVESTMENTS TRUST ASSET MANAGEMENT We provide the expertise, products, and technology of a national wealth manager with the highly personal service and attention of a boutique

More information

SEI Investments Company (NASDAQ: SEIC) Investor Presentation February 27, 2018

SEI Investments Company (NASDAQ: SEIC) Investor Presentation February 27, 2018 SEI Investments Company (NASDAQ: SEIC) Investor Presentation February 27, 2018 1 MISSION We deliver innovative, comprehensive solutions to help clients achieve lasting success. 2 SEI: Focus on long range

More information

Private Equity Fund-of-Funds Request for Information. Product Class: Product Name: Most Up to Date Available.

Private Equity Fund-of-Funds Request for Information. Product Class: Product Name: Most Up to Date Available. Private Equity Fund-of-Funds Request for Information Product Class: Product Name: Data as of: Marquette Contact: Recipient Email: Questionnaire received back via: Most Up to Date Available James Wesner,

More information

Corporate retirement plan services. RBC Wealth Management: serving plan sponsors and participants

Corporate retirement plan services. RBC Wealth Management: serving plan sponsors and participants Corporate retirement plan services RBC Wealth Management: serving plan sponsors and participants RBC Wealth Management Your trusted partner for a successful retirement plan Global resources Depend on exceptional

More information

SEI Investments Company (NASDAQ: SEIC) Investor Presentation July 31, 2018

SEI Investments Company (NASDAQ: SEIC) Investor Presentation July 31, 2018 SEI Investments Company (NASDAQ: SEIC) Investor Presentation July 31, 2018 1 MISSION We deliver innovative, comprehensive solutions to help clients achieve lasting success. 2 SEI: Focus on long range sustainable

More information

Financial Institutions Topical Research Series. Alternative Investments: The Broad Set of Investments Beyond Public Securities. (Table of Contents)

Financial Institutions Topical Research Series. Alternative Investments: The Broad Set of Investments Beyond Public Securities. (Table of Contents) Financial Institutions Topical Research Series Alternative Investments: The Broad Set of Investments Beyond Public Securities (Table of Contents) April 26, 2017 TABLE OF CONTENTS Evolution of the Alternative

More information

SEI Investments Company (NASDAQ: SEIC)

SEI Investments Company (NASDAQ: SEIC) SEI Investments Company (NASDAQ: SEIC) Dennis McGonigle, Chief Financial Officer Mark Samuels, Chief Marketing Officer Sandler O'Neill Global Exchange & Brokerage Conference June 6, 2018 1 MISSION We deliver

More information

Savings solutions by PPS Investments

Savings solutions by PPS Investments Savings solutions by Investments Established in 2007, Investments is the savings and investment provider of choice for graduate professionals. Through rigorous research and analysis, Investments provides

More information

2016 Cost of Doing Business Survey. For U.S. Funds and Trusts November 2016

2016 Cost of Doing Business Survey. For U.S. Funds and Trusts November 2016 2016 Cost of Doing Business Survey For U.S. Funds and Trusts November 2016 James A. Callahan, CFA Executive Vice President Head of Fund Sponsor Consulting Outline Executive Summary Respondent Group Profile

More information

SEI Investments Company (NASDAQ: SEIC)

SEI Investments Company (NASDAQ: SEIC) SEI Investments Company (NASDAQ: SEIC) Dennis McGonigle, Chief Financial Officer Wayne Withrow, Head of Independent Advisor Solutions by SEI Raymond James & Associates 40 th Annual Institutional Investors

More information

Financial Institutions Topical Research Series

Financial Institutions Topical Research Series Financial Institutions Topical Research Series Discount & Online Brokerage Firms: Four Leading Discount Brokerage Firms Expanding their Business Models (Table of Contents) November 29, 2017 TABLE OF CONTENTS

More information

The Vanguard Group: A Leading Investment Management Firm

The Vanguard Group: A Leading Investment Management Firm Financial Institutions Profiles Series The Vanguard Group: A Leading Investment Management Firm (Table of Contents) July 20, 2017 TABLE OF CONTENTS History... Business Establishment Phase... Business Expansion

More information

Form ADV Program Brochure Morgan Stanley Smith Barney LLC. Graystone Consulting. March 29, 2018

Form ADV Program Brochure Morgan Stanley Smith Barney LLC. Graystone Consulting. March 29, 2018 Form ADV Program Brochure Morgan Stanley Smith Barney LLC Graystone Consulting March 29, 2018 2000 Westchester Avenue Purchase, NY 10577 Tel: (914) 225-1000 Fax: (614) 283-5057 www.morganstanley.com This

More information

FSC Statistics QUARTERLY RETURN FOR TRADITIONAL AND RISK BUSINESS - PRODUCT SUMMARY. Quarter: 30/06/2016 ANNUAL PREMIUMS $000

FSC Statistics QUARTERLY RETURN FOR TRADITIONAL AND RISK BUSINESS - PRODUCT SUMMARY. Quarter: 30/06/2016 ANNUAL PREMIUMS $000 QUARTERLY RETURN FOR AND BUSINESS - PRODUCT SUMMARY Quarter: 30/06/2016 ANNUAL PREMIUMS $000 ANNUAL PREMIUM SINGLE PREMIUM Product In force at start Contractual premium changes Revisions New business Transfers

More information

Nonprofits face many challenges. Growing investments. to support your operational needs. Meeting the need for

Nonprofits face many challenges. Growing investments. to support your operational needs. Meeting the need for H E L P I N G Y O U A C H I E V E Y O U R O R G A N I Z A T I O N S M I S S I O N F o u n d a t i o n & I n s t i t u t i o n a l A d v i s o r s Y O U R O R G A N I Z A T I O N S N E E D S A R E C O M

More information

CTFA Online Review Course

CTFA Online Review Course (Wealth Advisory and Personal Trust Series, 2017, ABA) Date (2017) February 6-10 Assignment Week 1: Course Introduction and Financial Planning Comprehensive Review Questions, Financial Planning Readings,

More information

Career Opportunities for Career Changers. Unconventional your career.

Career Opportunities for Career Changers. Unconventional your career. Career Opportunities for Career Changers Unconventional your career. Unlimit your future. Life is short. Opportunities with us are endless. So what are you waiting for? With MassMutual at your side, you

More information

Financial Institutions Profiles Series

Financial Institutions Profiles Series Financial Institutions Profiles Series Loring Ward Group: An Asset-Class Oriented TAMP Leveraging Dimensional Fund Advisors (Table of Contents) September 12, 2017 TABLE OF CONTENTS History... RWB Advisory

More information

Jacksonville Police & Fire Pension Fund Presentation

Jacksonville Police & Fire Pension Fund Presentation NOT FOR PUBLIC DISTRIBUTION. Jacksonville Police & Fire Pension Fund Presentation Presentation to: William M. Bellamy, CFA Director of Income Strategies Matthew Soule, CFA Client Portfolio Manager January

More information

MERCER MULTI-MANAGER FUNDS QUARTERLY REPORT THREE MONTHS TO 31 DECEMBER 2016

MERCER MULTI-MANAGER FUNDS QUARTERLY REPORT THREE MONTHS TO 31 DECEMBER 2016 MERCER MULTI-MANAGER FUNDS QUARTERLY REPORT THREE MONTHS TO 31 DECEMBER 2016 MERCER MULTI-MANAGER FUNDS QUARTERLY REPORT CONTENTS ECONOMY & MARKETS 1 FINANCIAL MARKET RETURNS TO 31 DECEMBER 2016 QUARTER

More information

Northwestern Mutual: A Leading Mutually-Owned & AAA Rated Insurance Company with a Captive Sales Force

Northwestern Mutual: A Leading Mutually-Owned & AAA Rated Insurance Company with a Captive Sales Force Financial Institutions Profiles Series Northwestern Mutual: A Leading Mutually-Owned & AAA Rated Insurance Company with a Captive Sales Force (Table of Contents) June 26, 2016 TABLE OF CONTENTS History...

More information

Condensed Consolidated Financial Statements Teton Advisors, Inc. Quarterly Report for the Period Ended March 31, 2018

Condensed Consolidated Financial Statements Teton Advisors, Inc. Quarterly Report for the Period Ended March 31, 2018 Condensed Consolidated Financial Statements Teton Advisors, Inc. Quarterly Report for the Period Ended March 31, 2018 Condensed Consolidated Financial Statements Quarterly Report for Period Ended March

More information

Forward Looking Statements

Forward Looking Statements Second Quarter 2018 Earnings Presentation August 7, 2018 Forward Looking Statements This presentation may contain forward-looking statements that are based on our beliefs and assumptions and on information

More information

IPS - Data Questionnaire Retirement Plan Participant Directed

IPS - Data Questionnaire Retirement Plan Participant Directed This questionnaire is meant to cover all the information required for the IPS. Step 1: Organize - Enter Basic Client Information Client Name: Client Status: Current Prospective Client Subtype (Choose One):

More information

INVESTOR FOCUSED. WE CONNECT PEOPLE, DATA AND INSIGHTS.

INVESTOR FOCUSED. WE CONNECT PEOPLE, DATA AND INSIGHTS. INVESTOR FOCUSED. WE CONNECT PEOPLE, DATA AND INSIGHTS. Investor Focused For more than 30 years, Institutional Real Estate, Inc. has been connecting people, data and insights throughout the institutional

More information

Improve Portfolio Performance with an Absolute Return Strategy - Robert W. Colby Asset Management

Improve Portfolio Performance with an Absolute Return Strategy - Robert W. Colby Asset Management Improve Portfolio Performance with an Absolute Return Strategy - Robert W. Colby Asset Management Absolute Return Strategies Topics for Discussion: Asset Allocation Methods Absolute Return Strategies Benefits

More information

Manning & Napier Investor Presentation June 2014

Manning & Napier Investor Presentation June 2014 Manning & Napier Investor Presentation June 2014 The Manning & Napier Fund, Inc. is managed by Manning & Napier Advisors, LLC ( Manning & Napier ). Manning & Napier Investor Services, Inc. and affiliate

More information

Envestnet Asset Management, Inc. 35 East Wacker Drive, Suite 2400 Chicago, IL March 31, 2017

Envestnet Asset Management, Inc. 35 East Wacker Drive, Suite 2400 Chicago, IL March 31, 2017 Envestnet Asset Management, Inc. 35 East Wacker Drive, Suite 2400 Chicago, IL 60601 312-827-2800 www.envestnet.com March 31, 2017 This Brochure provides information about the qualifications and business

More information

William Blair & Company 30 th Annual Growth Stock Conference

William Blair & Company 30 th Annual Growth Stock Conference William Blair & Company 30 th Annual Growth Stock Conference Frederick H. Waddell, Chairman and Chief Executive Officer Northern Trust Corporation June 16, 2010 1 2010 Northern Trust Corporation Forward

More information

PORTLAND GENERAL ELECTRIC COMPANY AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF INCOME (In millions, except per share amounts) (Unaudited)

PORTLAND GENERAL ELECTRIC COMPANY AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF INCOME (In millions, except per share amounts) (Unaudited) CONSOLIDATED STATEMENTS OF INCOME (In millions, except per share amounts) Years Ended December 31, Revenues: Revenues, net $ 1,988 $ 2,009 Alternative revenue programs, net of amortization 3 Total Revenues

More information

Envestnet Asset Management, Inc. 35 East Wacker Drive, Suite 2400 Chicago, IL March 31, 2019

Envestnet Asset Management, Inc. 35 East Wacker Drive, Suite 2400 Chicago, IL March 31, 2019 Envestnet Asset Management, Inc. 35 East Wacker Drive, Suite 2400 Chicago, IL 60601 312-827-2800 www.envestnet.com March 31, 2019 This Brochure provides information about the qualifications and business

More information

PORTLAND GENERAL ELECTRIC COMPANY AND SUBSIDIARIES CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME

PORTLAND GENERAL ELECTRIC COMPANY AND SUBSIDIARIES CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Dollars in millions, except per share amounts) Three Months Ended Nine Months Ended 2017 2016 2017 2016 Revenues, net $ 515 $ 484 $

More information

Hamilton Lane Incorporated - Investor Presentation. Spring 2017

Hamilton Lane Incorporated - Investor Presentation. Spring 2017 Hamilton Lane Incorporated - Investor Presentation Spring 2017 A Compelling Growth Story Value Drivers Established and leading market position Proven record of growth over many years Strong industry tailwinds

More information

Financial Institutions Topical Research Series

Financial Institutions Topical Research Series Financial Institutions Topical Research Series Financial Services Industry Investment Opportunities: Venture Capital, Public Offerings, Public Stocks, & Private Equity Trends (Table of Contents) August

More information

Consulting Group: An Introduction

Consulting Group: An Introduction 2 Disciplined Investment Process 3 Investment Advisory Programs 5 Global Resources, Local Perspective product consulting group Consulting Group: An Introduction summary The last several years have proven

More information

Forward Looking Statements

Forward Looking Statements Fourth Quarter 2018 Earnings Presentation February 6, 2019 Forward Looking Statements This presentation may contain forward-looking statements that are based on our beliefs and assumptions and on information

More information

AXA 1Q03 REVENUES: BACK TO STRONG GROWTH IN LIFE & SAVINGS. GROUP CONSOLIDATED REVENUES WERE EURO 20.4 BILLION UP 5.9% ON A COMPARABLE BASIS

AXA 1Q03 REVENUES: BACK TO STRONG GROWTH IN LIFE & SAVINGS. GROUP CONSOLIDATED REVENUES WERE EURO 20.4 BILLION UP 5.9% ON A COMPARABLE BASIS PRESS RELEASE May 12, 2003 AXA 1Q03 REVENUES: BACK TO STRONG GROWTH IN LIFE & SAVINGS. GROUP CONSOLIDATED REVENUES WERE EURO 20.4 BILLION UP 5.9% ON A COMPARABLE BASIS Life & Savings revenues rose 13.0%

More information

Form ADV Program Brochure Morgan Stanley Smith Barney LLC. Graystone Consulting. September 29, 2017

Form ADV Program Brochure Morgan Stanley Smith Barney LLC. Graystone Consulting. September 29, 2017 Form ADV Program Brochure Morgan Stanley Smith Barney LLC Graystone Consulting September 29, 2017 2000 Westchester Avenue Purchase, NY 10577 Tel: (914) 225-1000 Fax: (614) 283-5057 www.morganstanley.com

More information

ADVICE. Guided Portfolio Services

ADVICE. Guided Portfolio Services ADVICE Guided Portfolio Services Are you confident about your investment decisions? Or do you find the process of investing for retirement outside of your comfort zone? saving : investing : planning Get

More information

POGSON & MATT WEALTH MANAGEMENT GROUP, LLC WRAP BROCHURE

POGSON & MATT WEALTH MANAGEMENT GROUP, LLC WRAP BROCHURE POGSON & MATT WEALTH MANAGEMENT GROUP, LLC WRAP BROCHURE 6930 E. CHAUNCEY LANE, SUITE 295 PHOENIX, AZ 85054 (602) 282-0189 March 30, 2018 This wrap fee program brochure provides information about the qualifications

More information

ČEZ, a. s. BALANCE SHEET in accordance with IFRS as of March 31, 2014 in CZK Millions

ČEZ, a. s. BALANCE SHEET in accordance with IFRS as of March 31, 2014 in CZK Millions BALANCE SHEET Assets Property, plant and equipment: 31. 3. 2014 31. 12. 2013 Plant in service 319 256 319 081 Less accumulated provision for depreciation (185 517) (182 282) Net plant in service 133 739

More information

GREAT LAKES ADVISORS THE TIME VALUE OF MONEY

GREAT LAKES ADVISORS THE TIME VALUE OF MONEY GREAT LAKES ADVISORS THE TIME VALUE OF MONEY PRESENTED BY: Kelly Weller Managing Director, Client Service (312) 553-3733 kweller@greatlakesadvisors.com 2018 Trustee Educational Seminar May 12 13 New York,

More information

SYNERGOS Financial Group, LLC also doing business as OSBORN Wealth Management 690 Hope Street, ste B, Brighton, MI 800 Lincolnway, ste 409, LaPorte, IN 1-888-267-1138 1-800-889-7401 www.synergosfinancial.com

More information

May 2003 AIMSE Conference Is Your Firm Prepared for the Coming Boom in Alternative Distribution Channels?

May 2003 AIMSE Conference Is Your Firm Prepared for the Coming Boom in Alternative Distribution Channels? May 2003 AIMSE Conference Is Your Firm Prepared for the Coming Boom in Alternative Distribution Channels? Moderator: Mark Sullivan, AllianceBernstein Panelists: Jeffrey Cusack, Charles Schwab & Co.; William

More information

Green light for growth

Green light for growth EXECUTIVE SUMMARY Green light for growth Germany 2015 institutional investment management market report September 2015 6, rue Lincoln - 75008 Paris - France - Tel: +33 (0)1 5688 3470 - Website: http://www.indefi.eu

More information

NORTHERN TRUST CORPORATION

NORTHERN TRUST CORPORATION NORTHERN TRUST CORPORATION Frederick H. Waddell Chairman & Chief Executive Officer CLSA AsiaUSA Forum 2010 San Francisco, California March 2, 2010 2010 Northern Trust Corporation Forward Looking Statement

More information

ADVISOR GUIDE GUIDING YOUR TRANSITION TO THE NEW AGE OF FINANCIAL PLANNING FOR ADVISOR USE ONLY

ADVISOR GUIDE GUIDING YOUR TRANSITION TO THE NEW AGE OF FINANCIAL PLANNING FOR ADVISOR USE ONLY ADVISOR GUIDE GUIDING YOUR TRANSITION TO THE NEW AGE OF FINANCIAL PLANNING FOR ADVISOR USE ONLY TABLE OF CONTENTS About Your Financial Planning Practice Investment Philosophy Fee Schedule The Portfolios

More information

Alpha, Beta, and Now Gamma

Alpha, Beta, and Now Gamma Alpha, Beta, and Now Gamma David Blanchett, CFA, CFP Head of Retirement Research, Morningstar Investment Management Paul D. Kaplan, Ph.D., CFA Director of Research, Morningstar Canada 2012 Morningstar.

More information

US Code (Unofficial compilation from the Legal Information Institute)

US Code (Unofficial compilation from the Legal Information Institute) US Code (Unofficial compilation from the Legal Information Institute) TITLE 26 - INTERNAL REVENUE CODE Subtitle A - Income Taxes CHAPTER 1 - NORMAL TAXES AND SURTAXES Subchapter B - Computation of Taxable

More information

Your Relationship with an Eagle Strategies Financial Advisor

Your Relationship with an Eagle Strategies Financial Advisor Your Relationship with an Eagle Strategies Financial Advisor PROTECTION. RETIREMENT. INVESTMENT. ESTATE. Trusted Guidance. Comprehensive Solutions. The value of professional advice. It is a common practice

More information

Opening Remarks. SPEAKER David Bean Director of Research and Technical Activities GASB SPEAKER. SPEAKER David Vaudt Chairman GASB

Opening Remarks. SPEAKER David Bean Director of Research and Technical Activities GASB SPEAKER. SPEAKER David Vaudt Chairman GASB GASB Update 2017 The views expressed in this presentation are those of the GASB Chairman and Staff. Official positions of the GASB on accounting matters are determined only after extensive due process

More information

STONEFIELD INVESTMENT ADVISORY, INC. Form ADV: Part 2

STONEFIELD INVESTMENT ADVISORY, INC. Form ADV: Part 2 Form ADV Part 2 Brochure Updated JANUARY 2017 ITEM 1 COVER PAGE Stonefield Investment Advisory, Inc. 425 Second Street SE, Suite 1200 Cedar Rapids, Iowa 52401-1818 319-377-7811 www.stonefieldinvestments.com

More information

RhumbLine Advisers Limited Partnership 265 Franklin Street, 21 st Floor Boston, MA rhumblineadvisers.com January 1, 2014

RhumbLine Advisers Limited Partnership 265 Franklin Street, 21 st Floor Boston, MA rhumblineadvisers.com January 1, 2014 Item 1 Cover Page RhumbLine Advisers Limited Partnership 265 Franklin Street, 21 st Floor Boston, MA 02110 617-345-0434 rhumblineadvisers.com January 1, 2014 This Brochure provides information about the

More information

Transamerica Advisor Elite SM NY Variable Annuity

Transamerica Advisor Elite SM NY Variable Annuity Transamerica Advisor Elite SM NY Variable Annuity The performance quoted represents past performance and does not guarantee future results; and current performance may be lower or higher than the performance

More information

The U.S. Department of Labor s New Conflict of Interest Regulation Implications for Non-U.S. Investment Managers

The U.S. Department of Labor s New Conflict of Interest Regulation Implications for Non-U.S. Investment Managers Copyright 2016 by K&L Gates LLP. All rights reserved. The U.S. Department of Labor s New Conflict of Interest Regulation Implications for Non-U.S. Investment Managers Robert Sichel, Partner, K&L Gates

More information

Determining Your Investor Risk Profile

Determining Your Investor Risk Profile Asset Allocation Risk Profile Questionnaire Determining Your Investor Risk Profile Accumulate Grow your wealth while managing risk. Plan Protect Access NOT A DEPOSIT NOT FDIC INSURED NOT GUARANTEED BY

More information

KIRKWOOD COMMUNITY COLLEGE FOUNDATION FINANCIAL STATEMENTS YEARS ENDED JUNE 30, 2017 AND 2016

KIRKWOOD COMMUNITY COLLEGE FOUNDATION FINANCIAL STATEMENTS YEARS ENDED JUNE 30, 2017 AND 2016 FINANCIAL STATEMENTS YEARS ENDED CliftonLarsonAllen LLP WEALTH ADVISORY OUTSOURCING AUDIT, TAX, AND CONSULTING TABLE OF CONTENTS YEARS ENDED INDEPENDENT AUDITORS REPORT 1 FINANCIAL STATEMENTS STATEMENTS

More information

Timor-Leste Petroleum Fund

Timor-Leste Petroleum Fund Timor-Leste Petroleum Fund Discussion of sovereign wealth fund models Petroleum Fund Management Seminar Peter J Ryan-Kane CFA Head of Portfolio Advisory, Asia Pacific May 2010 2010 Towers Watson. All rights

More information

Custom Investment Outsourcing

Custom Investment Outsourcing Custom Investment Outsourcing Fay DeBellis, CFP, SIMC Senior Vice President Bryant Waller, CFP Financial Advisor For One-on-One Use Only With Clients and Prospects 2013-PS-327 11/13 The Importance of Managing

More information

Fiduciary Liability Insurance: Coverage that Protects YOU the Trustee Moderator: Ken Hauser, Policemen s Annuity & Benefit Fund of Chicago

Fiduciary Liability Insurance: Coverage that Protects YOU the Trustee Moderator: Ken Hauser, Policemen s Annuity & Benefit Fund of Chicago Fiduciary Liability Insurance: Coverage that Protects YOU the Trustee Moderator: Ken Hauser, Policemen s Annuity & Benefit Fund of Chicago Panel: Tina Fletcher, Ullico Casualty Group Inc. Timothy Bowen,

More information

Creating Balance Within Your Financial Life

Creating Balance Within Your Financial Life Creating Balance Within Your Financial Life Westshore Financial Group is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY. Securities products and advisory services

More information

Contents PART ONE ENVIRONMENTAL INFLUENCES ON PRIVATE RETIREMENT PLANS PART TWO DEFINED CONTRIBUTION PLAN TYPES. Preface vi Acknowledgments xi

Contents PART ONE ENVIRONMENTAL INFLUENCES ON PRIVATE RETIREMENT PLANS PART TWO DEFINED CONTRIBUTION PLAN TYPES. Preface vi Acknowledgments xi Contents Preface vi Acknowledgments xi PART ONE ENVIRONMENTAL INFLUENCES ON PRIVATE RETIREMENT PLANS Chapter 1 The Dynamic, Ongoing Evolution of Private Retirement Plans 1 Growth of Private Plans 2 Economic

More information

SERVICES FOR INSTITUTIONAL CLIENTS

SERVICES FOR INSTITUTIONAL CLIENTS SERVICES FOR INSTITUTIONAL CLIENTS TABLE OF CONTENTS COMPANY INFORMATION...2 EMPLOYEE BENEFIT PLANS...4 NQDC PLANS / RABBI TRUSTS...6 ESCROW TRANSACTIONS...7 ENDOWMENTS AND FOUNDATIONS...8 CUSTODIAL SERVICES...9

More information

WRL Freedom Wealth Creator Variable Annuity

WRL Freedom Wealth Creator Variable Annuity WRL Freedom Wealth Creator Variable Annuity The performance quoted represents past performance and does not guarantee future results; and current performance may be lower or higher than the performance

More information

Form ADV Program Brochure Morgan Stanley Smith Barney LLC. Graystone Consulting. June 30, 2014

Form ADV Program Brochure Morgan Stanley Smith Barney LLC. Graystone Consulting. June 30, 2014 Form ADV Program Brochure Morgan Stanley Smith Barney LLC Graystone Consulting June 30, 2014 2000 Westchester Avenue Purchase, NY 10577 Tel: (914) 225-1000 Fax: (614) 283-5057 www.morganstanleyclientserv.com

More information

Role of Private Equity in Urban

Role of Private Equity in Urban Role of Private Equity in Urban Infrastructure July 18, 2013 Agenda Private Equity in India An overview Indian Infrastructure opportunity Key framework facilitating Infrastructure investment Uba Urban

More information

The L&G Pathway Funds A flexible way to achieve individual retirement goals

The L&G Pathway Funds A flexible way to achieve individual retirement goals For Investment Professionals The L&G Pathway Funds A flexible way to achieve individual goals Pathway Funds are the target date fund range from the UK s leading provider of pension scheme solutions A new

More information

Cerulli interactive Report Dashboards. Strategies for Engaging Partners, Competitors, and Gatekeepers $19,000. Overview & Methodology.

Cerulli interactive Report Dashboards. Strategies for Engaging Partners, Competitors, and Gatekeepers $19,000. Overview & Methodology. U.S. Investment Consultants 2017 Strategies for Engaging Partners, Competitors, and Gatekeepers Overview & Methodology This annual report, in its fifth iteration, provides an overview of the evolving institutional

More information

IOWA THE HARTFORD PREMIER ASSET MANAGEMENT PROTECTION POLICY sm APPLICATION

IOWA THE HARTFORD PREMIER ASSET MANAGEMENT PROTECTION POLICY sm APPLICATION Name of Insurance Company to which application is made IOWA THE HARTFORD PREMIER ASSET MANAGEMENT PROTECTION POLICY sm APPLICATION TICE: THIS IS A PROPOSAL FOR A CLAIMS-MADE AND REPORTED POLICY. THE POLICY

More information

Destinations INVESTOR GUIDE. Multi-asset class solutions to meet a range of investor needs. Dynamic portfolios constructed from mutual funds

Destinations INVESTOR GUIDE. Multi-asset class solutions to meet a range of investor needs. Dynamic portfolios constructed from mutual funds multi-asset class, dynamic portfolios are designed to deliver consistent returns over the long-term and help individuals stay invested. Risk-based portfolios INVESTOR GUIDE Income-focused portfolios CONSERVATIVE

More information

Sovereign Legacy, Inc. Form ADV Part 2 Brochure

Sovereign Legacy, Inc. Form ADV Part 2 Brochure Item 1. Cover Page Sovereign Legacy, Inc. Form ADV Part 2 Brochure 2073 Alaqua Lakes Blvd. Longwood, FL 32779-3203 Phone: (800) 922-5601 Email: compliance@ftc.me March 31, 2018 This brochure provides information

More information

Charitable Gifting: Overview and Tax Implications

Charitable Gifting: Overview and Tax Implications Charitable Gifting: Overview and Tax Implications Overview The desire to assist a charitable organization must be a primary motive for making a gift; if a charitable inclination does not exist, charitable

More information

Pension Real Estate Association INVESTOR REPORT

Pension Real Estate Association INVESTOR REPORT Pension Real Estate Association INVESTOR REPORT Published July 2017 The Pension Real Estate Association (PREA) is a nonprofit trade association for the global institutional real estate investment industry.

More information

Retirement Incomes Australia v the Rest of the World

Retirement Incomes Australia v the Rest of the World Retirement Incomes Australia v the Rest of the World Dr David Knox Mercer This presentation has been prepared for the Actuaries Institute 2018 Financial Services Forum. The Institute Council wishes it

More information

Investment Consulting Advice for Your Retirement Plan

Investment Consulting Advice for Your Retirement Plan 401(k) consulting august 2013 Investment Consulting Advice for Your Retirement Plan Summary The BenefiTS of a Proven ProceSS An employer sponsored retirement savings plan gives those who work for your

More information

ERISA 404(c) Compliance

ERISA 404(c) Compliance New York Life Retirement Plan Services A Guide to ERISA 404(c) Compliance A G U I D E T O E R I S A 4 0 4 ( c ) C O M P L I A N C E ERISA 404(c) Compliance: The Fiduciary Protection You Need It s time

More information

Live Polling. sponsored by

Live Polling. sponsored by Live Polling sponsored by PANC17_LivePoll_p3.indd 1 Collective Insight From The Nation s Top Retirement Plan Advisers Throughout the three days in October of our PLANADVISER National Conference, held at

More information

Roth Individual Retirement Account (Roth IRA)

Roth Individual Retirement Account (Roth IRA) Preface A Roth IRA is an asset accumulation and distribution program that has been granted special tax consideration. It has the following characteristics: Contributions Are Not Deductible Funding costs

More information

PORTLAND GENERAL ELECTRIC COMPANY AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF INCOME

PORTLAND GENERAL ELECTRIC COMPANY AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF INCOME CONSOLIDATED STATEMENTS OF INCOME (Dollars in millions, except per share amounts) Revenues, net $ 2,009 $ 1,923 $ 1,898 Operating expenses: Purchased power and fuel 592 617 661 Generation, transmission

More information

2019 Annual Meeting of Stockholders

2019 Annual Meeting of Stockholders 2019 Annual Meeting of Stockholders April 9, 2019 1 2019 Annual Meeting of Stockholders BNY Mellon Investment Services Investment Management $12.3B Revenue $4.1B Revenue Diversified global asset manager

More information

ISS: THE GLOBAL LEADER IN GOVERNANCE

ISS: THE GLOBAL LEADER IN GOVERNANCE ISS: THE GLOBAL LEADER IN GOVERNANCE Santa Barbara County Employees Retirement System January 24, 2018 Now more than ever, Matters www.issgovernance.com AGENDA Corporate Evolution Proxy Voting Policy Options

More information

ASSET ALLOCATION STRATEGIES THE ART OF DIVERSIFICATION

ASSET ALLOCATION STRATEGIES THE ART OF DIVERSIFICATION ASSET ALLOCATION STRATEGIES THE ART OF DIVERSIFICATION Potential Advantages of Diversification Individual asset classes tend to historically perform differently depending on market conditions. A portfolio

More information

Headline Verdana Bold Portuguese Real Estate Investment Survey 1 st Q 2017 Price increase hits profitability Deloitte Consultores, S.A.

Headline Verdana Bold Portuguese Real Estate Investment Survey 1 st Q 2017 Price increase hits profitability Deloitte Consultores, S.A. Headline Verdana Bold Portuguese Real Estate Investment Survey 1 st Q 2017 Price increase hits profitability Deloitte Consultores, S.A. Preface It is with great pleasure that we release Deloitte s 1 st

More information

NORTHERN TRUST CORPORATION

NORTHERN TRUST CORPORATION NORTHERN TRUST CORPORATION Steven L. Fradkin Executive Vice President & Chief Financial Officer Merrill Lynch Banking & Financial s Conference New York City November 13, 2008 2008 Northern Trust Corporation

More information

The first of these laws, the Taft-Hartley Act of 1947, established

The first of these laws, the Taft-Hartley Act of 1947, established Briefing Taft-Hartley Funds Helping Taft-Hartley Trustees Fulfill Their Fiduciary and Investment Responsibilities Taft-Hartley plan trustees are bound by fiduciary responsibilities that require them to

More information

WRL Freedom Premier III Variable Annuity

WRL Freedom Premier III Variable Annuity WRL Freedom Premier III Variable Annuity The performance quoted represents past performance and does not guarantee future results; and current performance may be lower or higher than the performance quoted.

More information

SMALL CAP VALUE EQUITY

SMALL CAP VALUE EQUITY SMALL CAP VALUE EQUITY 4Q16 Philosophy Mesirow Financial Equity Management offers institutional investment strategies focused exclusively on small cap value and small-mid cap value equities. We believe

More information

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q È QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended

More information

Evaluating Debt Structures and Interest Rate Risk. July 17, 2018

Evaluating Debt Structures and Interest Rate Risk. July 17, 2018 Evaluating Debt Structures and Interest Rate Risk July 17, 2018 Table of Contents Section Page I. CCCA Overview 3 II. Capital Markets Update 7 III. Debt Portfolio Considerations 16 IV. Summary & Conclusions

More information

Alpha, Beta, and Now Gamma

Alpha, Beta, and Now Gamma Alpha, Beta, and Now Gamma Scott Mackenzie President & CEO Morningstar Canada 2013 Morningstar. All Rights Reserved. These materials are for information and/or illustrative purposes only. The Morningstar

More information

AGA Montgomery Chapter

AGA Montgomery Chapter AGA Montgomery Chapter GASB Update Past, Present, 1 and Future The views expressed in this presentation are those of Mr. Bean. Official positions of the GASB on accounting matters are reached only after

More information

Office of Legislative Research Summary

Office of Legislative Research Summary Office of Legislative Research Summary AN ACT CONCERNING THE STANDARD WAGE FOR CERTAIN CONNECTICUT WORKERS. This bill creates a new method for determining the hourly wage and benefits for employees under

More information

Worth Financial Group, Inc.

Worth Financial Group, Inc. Worth Financial Group, Inc. 16660 Dallas Parkway, Suite 1600 Dallas, Texas 75248 Telephone: (469) 916-4287 www.worthfinancialgroup.com June 8, 2012 For Advisory Clients of Jim Bell This Brochure provides

More information

LONDON BOROUGH OF BARNET (BRENT CROSS CRICKLEWOOD) COMPULSORY PURCHASE ORDERS (NOS 1 AND 2) 2015 SUMMARY PROOF OF EVIDENCE

LONDON BOROUGH OF BARNET (BRENT CROSS CRICKLEWOOD) COMPULSORY PURCHASE ORDERS (NOS 1 AND 2) 2015 SUMMARY PROOF OF EVIDENCE AA/AG/3 LONDON BOROUGH OF BARNET (BRENT CROSS CRICKLEWOOD) COMPULSORY PURCHASE ORDERS (NOS 1 AND 2) 2015 SUMMARY PROOF OF EVIDENCE ON BEHALF OF LONDON BOROUGH OF BARNET ANDRE GIBBS Chief Operating Officer

More information

An Introduction to Trust Services, Wealth Management, & Insurance

An Introduction to Trust Services, Wealth Management, & Insurance An Introduction to Trust Services, Wealth Management, & Insurance Presented by: Matthew A Cyr, Senior Vice-President Saco & Biddeford Savings Financial Services Program Manager Topics Overview Wealth Management

More information