Take Control of Your Future Training Program

Size: px
Start display at page:

Download "Take Control of Your Future Training Program"

Transcription

1 Introduction Do you want to take control of your future? Are you looking for an opportunity to learn the skills that can prepare you to participate in the dynamic and exciting telecommunications industry? Due to ongoing customer demand in the telecommunications industry, there is an increasing need for additional trained telecommunications technicians. ISGM, with our training partners Ai Group Apprentice and Trainee Centre and JB Hunter are launching a series of training programs at specific locations around Australia to provide opportunities to potential new technicians to enter the telecommunications industry. The 17 week course includes all the required training and process information for becoming competent in finding and fixing faults, including ADSL, on Telstra s copper network. Training includes in the field training and ride-ons, classroom and online training modules as well as mentoring. Training Program Training Q. Where is the training being held? A. There are training programs being held in various locations around Australia. Please refer to the Ai Group Apprentice & Trainee Centre website ( or the ISGM website ( for specific locations. Q. Who is running the training program? A. Ai Group and ISGM are offering the training program in conjunction with JB Hunter, a registered training organisation with over 20 years' experience delivering quality telecommunications training. JB Hunter will conduct your technical training if you are accepted into the training program. This will be supported by HSE training and ride-ons with experienced telecommunications technicians. Q. How many hours per week do I work during the training program? A. It is anticipated you will work a standard 38 hour week during the training program. Any time you work above 38 hours is transferred to RDO hours. Q. What is the cost of doing the training program? A. The training program has no cost to you. Q. Who is my employer during the training program? A. You will be employed by Ai Group Apprentice & Trainee Centre during the training program. This means Ai Group pay your wages, superannuation, administer WorkCover and provide basic PPE. Ai Group will also pay a travel and accommodation allowance if applicable.

2 Q. Who is Ai Group Apprentice & Trainee Centre? A. Established in 1961, Ai Group Apprentice and Trainee Centre, is a Quality Approved Group Training Company with a 50 year history in providing quality training to the industry. It is one of the few Group Training Organisations who focus primarily on the telecommunications, manufacturing, engineering and maintenance trades. Q. How do I apply for the training program? A. All applicants must register through the Ai Group Apprentice & Trainee Centre website ( to be considered for a position in the training program at a particular location. Q. Do I need to have any experience in telecommunications to apply? A. You don t need any previous telecommunications knowledge or experience but you must be committed to learn, have good hand skills, be able to work on your own and have good customer service skills. Q. Do I have to undertake a police and credit check before starting? A. Yes, you will not be able to proceed through the recruitment process without having a police and credit check. Q. How do I get paid? A. During the training program trainees will be paid directly by Ai Group Apprentice and Trainee Centre. Once a subcontracting company signs the Ticket of Work Standing Offer Agreement and starts providing services to ISGM, recipient created tax invoices (RCTI) will be prepared weekly for services provided and supplied to the subcontractor by ISGM for acceptance. These invoices will be paid on a weekly basis, 14 days from the date of invoice. A full explanation of ISGM s payment arrangements are outlined in the Ticket of Work Standing Offer Agreement. Post Training Q. What happens at the end of the training program? A. At the end of the training program, and once you are deemed competent, you may be offered the opportunity to: establish your own company and provide subcontracting services to ISGM as an independent business pursuant to a Ticket of Work Standing Offer Agreement with ISGM. You should obtain your own legal advice before signing; or work as an employee of an existing ISGM subcontractor. Q. Who is ISGM? A. ISGM is a leading Australian services company providing advisory and workforce management services to blue chip clients like Telstra through its strategy, systems and operational capabilities. ISGM s role is to link national organisations with highly skilled and motivated, independent, field based subcontractors to deliver exceptional customer service.

3 Q. What is does the Ticket of Work Standing Offer Agreement cover? A. The Ticket of Work Standing Offer Agreement is a contract between a subcontractor and ISGM outlining key aspects of how the organisations will work together. It covers areas such as services to be provided, key performance indicators, payment terms, HSE requirements etc. You will be provided with a full copy of the Agreement during the on boarding process for new subcontractors. Q. What if I m not sure about starting up my own subcontracting business? A. Don t worry. If the opportunity arises for you to set up a company to provide subcontracting services to ISGM, there are a number of program partners who are available to help you set up your own business if you don t have your own service providers. This includes purchasing a vehicle and tools, establishing your company and registering your business name. Alternatively ISGM may be able to match you with an existing ISGM subcontractor looking for additional qualified technicians. Each individual should obtain their own legal and financial advice if this opportunity arises. Subcontracting to ISGM Q. How might my company benefit from providing services to ISGM? A. Some of the benefits of becoming a subcontractor to ISGM include: Involvement in the telecommunications industry which is a growing and stable industry The flexibility that comes with running your own business. ISGM offers competitive rates and allocation of work based on location, skills and availability From time to time your company may be offered the opportunity to broaden the services it provides to ISGM. ISGM make weekly payments, 14 days from the date of invoice. Your company will be part of a much bigger team. ISGM, Telstra and subcontractors all work in partnership to provide excellence in customer service. ISGM operates a safety first culture We don t cut corners on safety because we want everyone to arrive home safely every day. Q. How much might my company get paid as a subcontractor to ISGM? A. All ISGM subcontractors are paid according to the tickets of work the company completes. The value of each ticket of work varies according to the type of activity, skills required, and estimated time for completion. Each ticket of work is paid according to a standard schedule of rates, which is reviewed annually.

4 As the mix of work type and volume of work is customer demand driven there is no standard payment per week figure. The table below sets out indicative average daily payments to three subcontracting companies completing fault only tickets of work. Average Number of Tickets of Work Completed Per Day Average Daily Payments ex GST* Subcontractor $ Subcontractor $ Subcontractor $ * The table gives the average payment per day worked, to 3 ISGM subcontracting companies, over a four week period and an indication of the average number of tickets of work each company completed per day over that period. The subcontracting companies selected are examples of a mid-range level of payment per day worked of the subcontractors completing the average number of tickets of work per day worked. All subcontracting companies completing the average number of tickets of work listed for each of the example subcontractors will not necessarily receive the average daily payments set out in the table. The precise figure each company receives will be based on the type of activities they perform on the ticket of work, the location of the work, the schedule of rates payable for those activities etc., and so could be lower or higher. As mentioned throughout this document, you should also get independent legal and financial advice. Q. What will influence the amount my company is paid as a subcontractor to ISGM? A. ISGM seeks to allocate work based on location, skills and availability. Payment for each item of work is determined by a schedule of rates. ISGM is committed to paying a competitive and consistent schedule of rates for all ISGM subcontractors based on location and the activities undertaken. Rates are reviewed regularly. The rates schedule will be provided to subcontractors as part of the on-boarding process. Variables like type of work performed, number of tickets of work completed, technician availability, location in which the work is performed etc will also influence the amount your company will be paid each week. Q Can my company s technicians set their own availability? A. The workers of subcontracting companies are able to set their own availability in the availability register up to three months in advance and can make changes wherever necessary.

5 Q. Do my company s technicians have to wear a uniform? A. All subcontractor companies that provide services to ISGM are required to ensure their technicians wear ISGM uniforms to all Telstra customer premises. The supplied uniform must only be worn while performing services for Telstra (so that Telstra customers can be confident that the technician attending is authorised to do the required work). ISGM supplies its subcontractors with a full kit for each of the subcontractor s workers including shorts, pants, t-shirts, long sleeved shirts etc. All subcontractor companies will need to ensure that their technicians are equipped with two pairs of steel capped safety boots with heels for climbing ladders (one clean pair for inside customer premises and one for working outside). Q. What equipment do my company s technicians need? A. Each technician undertaking work for an ISGM subcontractor requires a range of specialised equipment, general tools and safety gear is required. ISGM will provide a full list of required tools during the onboarding process for new subcontractors. Q. Are there any vehicle requirements? A. Technician vehicles must be in line with industry standards, commercial and road worthy. They must be capable of transporting materials, guards, test equipment and tools safely. Optional Telstra/ISGM removable magnets can be made available. Q. Are my company s technicians required to wear ID cards? A. Yes. New technicians will be issued with ID cards that include your company s name on the card. Need help setting up your own subcontracting business There are a number of expectations that ISGM has of their subcontractors. These include, but are not limited to: A proprietary limited company structure Appropriate insurances Necessary accreditations and training to perform work allocated Tools, suitable vehicle and personal protective equipment (PPE) A full list of what is required will be provided during the on-boarding process for new subcontracting companies and as part of the training program we will run a business establishment day where our contractor services partners will be available to provide assistance if you do not have your own service providers. Our contractor services partners include:

6 Contractor Services Partners The following information is provided by our contractor services partners. Disclaimer: ISGM does not make any representation or warranty as to the accuracy or completeness of the information set out below. ISGM will not be liable for any costs, expenses, liability, loss, or damage which may be incurred or for which any person may become liable as a result of any use of or reliance on the information set out below, except for any liability that cannot be excluded by law. Tools, Equipment and Vehicles Q. Who is Techpac? A. Techpac, part of the Middys Group of companies is a preferred supplier to ISGM and ISGM contractors offering: Test equipment, tools and safety equipment Vehicles including vehicle fit-outs and accessories Finance packages for vehicles, tools and equipment Insurance to meet all of the needs of the contractor With over 30 years of experience in the telecommunications industry Techpac can help you get to where you want to be. Q. What equipment do my company s technicians need? A. Each technician undertaking work for an ISGM subcontractor requires a range of specialised equipment, general tools and safety gear is required. Test Equipment ISGM have identified specific items of test equipment which are mandatory for ISGM subcontractors. Techpac offer quality ISGM approved test equipment that is designed to last and will meet your needs for many years throughout your career in telecommunications. Tools and Safety Equipment Your company will need a large range of general tools, telecommunications specific tools and safety gear to work as an ISGM subcontractor. Techpac supply all the tools and safety gear on the ISGM mandatory list of equipment as well as many other optional items that will assist with your day to day work. Techpac produces ISGM and Telstra specific products not readily available in the market place.

7 Q. What about my company s vehicle needs? A. Techpac can offer ISGM subcontractors a range of commercial vehicles at fleet discount pricing. The discounts are significant, saving you thousands of dollars from the list price of the vehicles. From small and large vans, to all ute configurations (single cab, dual cab, 4x2, 4x4, diesel etc) Techpac has the right vehicle to suit your company s needs. All vehicles offered are from leading manufacturers, covered by manufacturer s warranty and designed for hard work and reliability. An ISGM approved fitout for vans and utes have been designed to meet your company s needs as a telecommunications subcontractor and can be fitted to the vehicle pre-delivery. Q. How will my company be able to afford this? A. If required Techpac has arranged for you to have access to exclusive finance packages from a leading financial institution for tools, test equipment and vehicles. Finance can be pre-arranged for your company with a leading provider at competitive financing rates. The finance allows your company to pay off its tools and vehicle over 3-5 years. Accessing finance is a simple low document process with a fast approval and settlement process. Techpac will guide your company through every step of the way. Q. What insurances will my company need? A. ISGM requires its subcontractors have appropriate insurance coverage. Techpac offers insurance packages tailored specifically to your company s needs as an ISGM subcontractor. Providing all policies required under ISGM contracts including liability, tools, motor vehicle, workers compensation and personal accident & illness. The Technical Trades Insurance Package provides a complete and tailored insurance solution, specific to ISGM contractual arrangements. Group buying power enables extremely competitive premiums, whilst providing a comprehensive package to meet the specific requirements of the telco industry. Insurance premiums can be paid in affordable monthly instalments. Finance Q. Who is SME Finance Group? A. SME Finance Group Pty Ltd (SME) is a finance company specialising in asset finance, mortgage finance and cash flow lending. Our asset finance division provides loan and rental funding solutions across a broad range of equipment through its innovative and flexible funding alternatives. Q. How long does it take to settle a finance agreement? A. Settlement time varies depending on the individual application. In general, following approval of the application, a contract will take approximately 24 hours to settle.

8 Q. What repayment intervals are available to my company? A. Your company can set its repayments to be either monthly or weekly cycles. Please note that your company s repayment date is set at the settlement of its contract. So if your company settled on the 1st January, its first repayment will be on the 1st of February (for monthly payments). Q. What financial information does my company need to provide to SME Finance Group when applying for credit? A. The financial information required depends on whether the applicant is a personal or a business applicant. In general, personal applicants will be required to show the following items: Current drivers licence. Most recent pay slips and/or other confirmation of financial information (e.g. your tax return) Q. What happens if my company can't make a payment? Any late payments must be arranged prior to the due date of the payment. Direct debits generally require a minimum of 72 hours to cancel or alter. If your company requests to alter a direct debit with less than 72 hours notice, we can t guarantee its request will be processed in time to affect the existing payment arrangement and dates. It s your company s responsibility to have funds available in its bank account to be drawn on the contracted dates. Any dishonour fees charged by your company s bank or the late cancellation of a direct debit fee will be incurred by it. Q. Can my company use SME Finance Group for used vehicles? Yes! SME Finance Group offers financing solutions, whether your company is in the market for a new or a used vehicle. The maximum age for used vehicles is generally 12 years at the end of the loan term. Q. Why does my company have to comprehensively insure its car? The terms and conditions of your company s contract require that its vehicle be comprehensively insured at all times. Your company must make sure that its insurance company is aware that the vehicle is under finance and the interest for the financier is noted. Q. How does my company have its car removed from the Personal Property Securities Register? The Personal Property Securities Register (PPSR) is the register where details of security interests in your company s vehicle is registered and searched. Under normal circumstances vehicles under finance take a minimum of six days, after the payout of the contract, to be removed from PPSR.

9 Business Services Q. Who is Contractor Toolbox? A. Contractor Toolbox was established to cater for the very specific needs of the contractor workforce. As our name suggests, we only manage and assist contractors, thus our focus and awareness is solely configured around the regulatory and operational requirements that a contractor needs, to run and operate their business. Understanding the everyday needs of the individual are paramount in our business, with Contractor Toolbox receiving awards for the work it has done in the contracting space. Q. What does Contractor Toolbox do? A. Our service offering is designed to assist contractors in the initial set up of their companies, right through to the ongoing financial management of their business. We help guide our contractors through this process and ensure that they are set up correctly, by having the important areas covered and completed. Backed by a strong support workforce, Contractor Toolbox provides a level of "real time" support that is unmatched in the market. Q. Why what Contractor Toolbox does is important A. Operating a business carries with it a high level of responsibility. In accordance with this, the importance of having the right advice and support when completing your company financials is of extreme importance. As part of our service offering, Contractor Toolbox will assist daily/weekly/monthly with the management and submission of business critical data such as; Quarterly BAS, Tax, Book Keeping, Payroll Services, Budgeting, Annual Financial Statements, Online Document Storage and Important Payment Regulation. The above are all legal requirements of operating a company, thus for our clients we manage all of this and more, to remove unnecessary stress and worry these type of affairs generate. Q. How can they help? A. Whether you have been in business for many years, or this is your first experience, Contractor Toolbox can assist you with the finer details for your operation. We are available daily to assist our clients with queries or concerns and have a genuine passion for educating our clients in the day to day financial operation of their business. We are experts at assisting with delicate circumstance, thus if you are concerned about your financial situation, the setup, or contracting in general, we are readily available to assist with your concerns to get you on the right track, with piece of mind.

10 Q. What You Need To Know A. When you generate a company, there are certain responsibilities that a director must adhere to. These responsibilities are not to be feared, but they certainly must be respected. There are serious ramifications for misrepresentation or delinquency in this regard, so it is advised with strong emphasis to ensure you are aware of exactly what your obligations are. As part of the Contractor Toolbox service model, we ensure that all of these requirements are met by providing you the guidance of what needs to be fulfilled and the timings around this. This is a very important part of your business and the right level of priority needs to be placed around this. Take control of your future TODAY Register your interest today at

ISGM providing subcontractor services for Foxtel

ISGM providing subcontractor services for Foxtel ISGM providing subcontractor services for Foxtel Frequently Asked Questions This document has been prepared to help subcontractors better understand the benefits of providing Foxtel services for ISGM.

More information

Accountants who care

Accountants who care Accountants who care Decimal Accountancy is a forward thinking firm lead by a qualified and experienced Chartered Management Accountant, based in London. We provide a personalised business service to support

More information

DYNAMIC FINANCE. TAILORED SOLUTIONS FROM BMW FINANCIAL SERVICES.

DYNAMIC FINANCE. TAILORED SOLUTIONS FROM BMW FINANCIAL SERVICES. DYNAMIC FINANCE. TAILORED SOLUTIONS FROM BMW FINANCIAL SERVICES. IT S TIME TO TAKE CONTROL. BMW Financial Services offers a dynamic approach to finance and insurance products. We develop innovative, competitive

More information

REGISTRATION FOR WORKCOVER INSURANCE FORM

REGISTRATION FOR WORKCOVER INSURANCE FORM Intermediary Code: REGISTRATION FOR WORKCOVER INSURANCE FORM ASSISTANCE WITH THIS FORM Guidance on who needs to register for WorkCover Insurance and completing this form can be found on page 5. 6. Company

More information

Offer your employees extra work benefits!

Offer your employees extra work benefits! Offer your employees extra work benefits! Managing a business in a rural or remote location can be a challenging, yet rewarding experience for both you and your employees. In order to attract and retain

More information

YOUR MINI, YOUR WAY. MINI FINANCIAL SERVICES.

YOUR MINI, YOUR WAY. MINI FINANCIAL SERVICES. YOUR MINI, YOUR WAY. MINI FINANCIAL SERVICES. PUT YOURSELF IN THE DRIVER S SEAT. MINI Financial Services offers packages that are designed to help you get your hands on the MINI of your choice. Be it long

More information

Financial Planning and Accounting Specialists. Freedom to achieve

Financial Planning and Accounting Specialists. Freedom to achieve Financial Planning and Accounting Specialists...creating choices for you Freedom to achieve Financial Planning and Accounting Specialists Roan Financial Pty Ltd for you r you Peter Roan along with his

More information

Welcome to Peugeot Contract Hire

Welcome to Peugeot Contract Hire Welcome to Peugeot Contract Hire Welcome to a World of Design and Innovation Our aim at Peugeot Contract Hire is to deliver the kind of ownership experience you would expect from one of the world s great

More information

FOR VHA MEMBERS EMPLOYEE BENEFITS PROGRAM

FOR VHA MEMBERS EMPLOYEE BENEFITS PROGRAM FOR VHA MEMBERS EMPLOYEE BENEFITS PROGRAM Your Contacts www.vhaplus.com.au 1300 799 547 enquiries@vhaplus.com.au Level 6, 136 Exhibition Street, Melbourne,Vic 3000, Australia 3 4 5 6 7 8 9 10 11 12 13

More information

Solutions as individual as you are.

Solutions as individual as you are. Solutions as individual as you are. BMW Financial Services Finance Lease Insurance The Ultimate Driving Machine BMW applies the same disciplined, yet creative and dynamic approach to finance, lease, and

More information

DOING BUSINESS IN AUSTRALIA

DOING BUSINESS IN AUSTRALIA COMPANY FORMATION IN Internationals are encouraged to visit Australia, meet with advisors and have the right conversations before establishing an Australian business footprint. MAIN FORMS OF COMPANY/BUSINESS

More information

Repair Authority - Terms of Authority

Repair Authority - Terms of Authority Repair Authority - Terms of Authority This document sets out the terms applicable to repair work that Insurance Australia Limited and its related bodies corporate (we, us, our) authorise under a Repair

More information

Get the car you love the smart and easy way

Get the car you love the smart and easy way Get the car you love the smart and easy way Your Guide to Novated Leasing What is Novated Leasing? Novated Leasing made easy A Novated Lease is a three way agreement between you, Custom Fleet and your

More information

KIKOFF Conditioning - Terms and Conditions

KIKOFF Conditioning - Terms and Conditions KIKOFF Conditioning - Terms and Conditions 1.1 When does your agreement start? You have a membership with us when you have exchanged payment details and your payment has been successfully processed for

More information

A GUIDE TO INVESTING IN PROPERTY WITHIN YOUR SMSF

A GUIDE TO INVESTING IN PROPERTY WITHIN YOUR SMSF A GUIDE TO INVESTING IN PROPERTY WITHIN YOUR SMSF by Ken Raiss WEALTH ADVISORY About this guide: this document is of a general advice nature and is prepared without knowledge of the reader s personal circumstances.

More information

Staff Car Lease Scheme

Staff Car Lease Scheme Staff Car Lease Scheme Under 100g/km C0 2 = Zero Road Tax Electric and Hybrid cars included Contact Staff Travel stafftravel@fhft.nhs.uk http://stafftravel.co/fph How to apply The Trust objectives are

More information

We provide purchase and rental options for our Personal Alarm equipment. The total upfront costs and ongoing monthly fees are as follows.

We provide purchase and rental options for our Personal Alarm equipment. The total upfront costs and ongoing monthly fees are as follows. PERSONAL ALARMS GOODS AND SERVICES INDIVIDUAL PRICE LIST Prices valid from 1 November 2016 We provide purchase and rental options for our Personal Alarm equipment. The total upfront costs and ongoing monthly

More information

Personal Income Tax Return - Year End Questionnaire 2018

Personal Income Tax Return - Year End Questionnaire 2018 Personal Income Tax Return - Year End Questionnaire 2018 To assist us in preparing your income tax return, please use this questionnaire as a checklist when you compile your information. With respect to

More information

Pepper Money Personal Loan Product Guide

Pepper Money Personal Loan Product Guide Pepper Money Personal Loan Product Guide Effective July 2017 Pepper Money Personal Loan Product Specifications Acceptable Loan Purposes Unacceptable Loan Purposes Boat Caravan Debt consolidation Education

More information

TOUR OPERATOR BROADFORM LIABILITY PROPOSAL

TOUR OPERATOR BROADFORM LIABILITY PROPOSAL TOUR OPERATOR BROADFORM LIABILITY Level 5, 97-99 Bathurst Street, Sydney NSW 2000 PO Box A2016, Sydney South NSW 1235 Phone: (02) 9307 6600 Fax: (02) 9307 6699 IMPORTANT INFORMATION BINDER AGREEMENT The

More information

Employee Starter Pack.

Employee Starter Pack. Employee Starter Pack www.sgfleet.com Table of Contents Welcome to sgfleet Novated Leasing 3 What is a Novated Lease? 3 The benefits of a Novated Lease 4 Choice and flexibility 4 Ability to achieve real

More information

Supplier accreditation instructions

Supplier accreditation instructions Supplier accreditation instructions Synergy s supplier accreditation process has been established to ensure that potential liability risks are managed, internal processes support best practice principles,

More information

Insurance Cover for Business

Insurance Cover for Business Insurance Cover for Business Business Information Factsheet BIF006 December 2014 Introduction Every business is vulnerable to risks such as claims for compensation, contractual disputes, accidental damage,

More information

Markey Group Pty Limited

Markey Group Pty Limited Markey Group Pty Limited It s Good To Be With Markey! YESTERDAY, TODAY AND TOMORROW Markey Insurance Brokers was established in 1972 to serve the insurance needs of a small group of clients within the

More information

OUTDOOR EDUCATION OPERATORS AND CORPORATE TRAINING BROADFORM LIABILITY PROPOSAL

OUTDOOR EDUCATION OPERATORS AND CORPORATE TRAINING BROADFORM LIABILITY PROPOSAL OUTDOOR EDUCATION OPERATORS AND CORPORATE TRAINING BROADFORM LIABILITY PROPOSAL Level 5, 97-99 Bathurst Street, Sydney NSW 2000 PO Box A2016, Sydney South NSW 1235 Phone: (02) 9307 6600 Fax: (02) 9307

More information

Fully maintained financing for small fleets

Fully maintained financing for small fleets Fully maintained financing for small fleets Lease or buy? We ll help you weigh up your options so you can get back to business. toyotafleetmanagement.com.au FLEET MANAGEMENT TRUSTED FIGURES IN FLEET Contents

More information

Precision Engineered Protection

Precision Engineered Protection Precision Engineered Protection Essential protection for your Volkswagen Volkswagen has a reputation for thinking differently and Volkswagen offers insurance cover -designed with Volkswagen drivers in

More information

IOOF Contribution Service. Incorporating Transact. Product Disclosure Statement. Date Issued: 21 November 2016

IOOF Contribution Service. Incorporating Transact. Product Disclosure Statement. Date Issued: 21 November 2016 IOOF Contribution Service Incorporating Transact Product Disclosure Statement Date Issued: 21 November 2016 Issued by: IOOF Investment Management Limited ABN 53 006 695 021 AFS Licence No. 230524 Table

More information

CERTIFICATE IV. FNSTPB401 Complete business activity and instalment activity statements USER GUIDE. sample for review

CERTIFICATE IV. FNSTPB401 Complete business activity and instalment activity statements USER GUIDE. sample for review CERTIFICATE IV FNSTPB401 Complete business activity and instalment activity statements USER GUIDE All Rights Reserved Copyright 2018 OfficeLink Learning Version 18.6 Xero No part of the contents of this

More information

BUSINESS CAR LOANS MADE EASY - THE DEFINITIVE GUIDE INTRODUCTION

BUSINESS CAR LOANS MADE EASY - THE DEFINITIVE GUIDE INTRODUCTION BUSINESS CAR LOANS MADE EASY - THE DEFINITIVE GUIDE INTRODUCTION Obtaining business finance for any sort of vehicle can be a daunting task with so many products and so many financiers in the marketplace

More information

Novated Leasing Let s get started.

Novated Leasing Let s get started. Novated Leasing Let s get started. Introduction Let s get started. A great way to get a car. Pay less tax. Save lots of time & effort. A novated lease with LeasePlan is a great way to get a car. It s cheaper,

More information

Westpac Low Fee Platinum Card.

Westpac Low Fee Platinum Card. Westpac Low Fee Platinum Card. Here to help with complimentary services. Contents. Welcome to your Westpac Low Fee Platinum Mastercard....3 Credit Cards Priority Service Line....3 Your Low Fee Platinum

More information

THINGS TO DO BEFORE 30 JUNE

THINGS TO DO BEFORE 30 JUNE 16 June 2017, Volume 7, Page 1 Our Business Website Staff Update Fees Things to do before 30 June Taxation & Accounting Checklists Audit Checklists ATO My Deductions App Office Hours: 8:30am to 5:00pm

More information

Your service entity arrangements

Your service entity arrangements business SEGMENT SERVICE ARRANGEMENTS USERS AUDIENCE guide FORMAT NAT 13086 04.2006 PRODUCT ID Your service entity arrangements This guide can help you ensure your business is claiming only deductible

More information

Motor Vehicle Claim Form

Motor Vehicle Claim Form MOTOR VEHICLE Allianz Australia Insurance Limited CLAIM FORM McKenna Hampton Pty Ltd "Kandahar House" Level 1, 41-43 Ord Street West Perth WA 6005 Motor Vehicle Claim Form PO Box 204, West Perth WA 6872

More information

Transmission Cost Allocation Methodology and Distribution Cost Allocation Method. As approved by AER

Transmission Cost Allocation Methodology and Distribution Cost Allocation Method. As approved by AER Transmission Cost Allocation Methodology and Distribution Cost Allocation Method As approved by AER June 2015 Tasmanian Networks Pty Ltd ABN 24 167 357 299 PO Box 606 Moonah TAS 7009 Enquiries regarding

More information

UNITING CHURCH IN AUSTRALIA SYNOD OF NSW AND THE ACT ANNEXURE 36 INDEPENDENT CONSULTANT OR CONTRACTOR INDUCTION CHECKLIST

UNITING CHURCH IN AUSTRALIA SYNOD OF NSW AND THE ACT ANNEXURE 36 INDEPENDENT CONSULTANT OR CONTRACTOR INDUCTION CHECKLIST UNITING CHURCH IN AUSTRALIA SYNOD OF NSW AND THE ACT ANNEXURE 36 INDEPENDENT CONSULTANT OR CONTRACTOR INDUCTION CHECKLIST 1. To be provided to the independent consultant or contractor at induction or prior

More information

CASE STUDY. Buying an investment property individually versus Buying in a self managed super fund

CASE STUDY. Buying an investment property individually versus Buying in a self managed super fund CASE STUDY Buying an investment property individually versus Buying in a self managed super fund In this case study we examine the costs and benefits of buying an investment property in a self managed

More information

A guide for employers. Your WorkCover insurance

A guide for employers. Your WorkCover insurance A guide for employers Your WorkCover insurance 2018 2019 Contents About this booklet 3 WorkCover premium 4 Insurance cover for employers 4 How the scheme is funded 4 Key dates for 2018 19 5 How the premium

More information

The car loan that gives you flexibility today and options tomorrow

The car loan that gives you flexibility today and options tomorrow The car loan that gives you flexibility today and options tomorrow No matter where you re going, Toyota s with you Toyota Access is an innovative way to put yourself in control when you re buying a new

More information

Version 12 Date: 1 st of February 2018

Version 12 Date: 1 st of February 2018 Version 12 Date: 1 st of February 2018 Important Information About our Licensee Financial Services Guide This Financial Services Guide (FSG) is designed to clarify who we are and what we do, and help you

More information

Crown Service Enterprise ( CSE ) Tax Policies. GST, FBT, PAYE and Withholding Tax

Crown Service Enterprise ( CSE ) Tax Policies. GST, FBT, PAYE and Withholding Tax Crown Service Enterprise ( CSE ) Tax Policies GST, FBT, PAYE and Withholding Tax Last updated: 8 February 2018 Disclaimer: This document is intended only as a general guide, and should not be used or relied

More information

Is a business name a legal business structure? What s the best structure for my business? Choosing the best structure for your business

Is a business name a legal business structure? What s the best structure for my business? Choosing the best structure for your business Main topics - Is a business name a legal business structure - What s the best structure for my business - Common business structures - Protecting yourself with a trade mark and web address - Further information

More information

Make paying education costs manageable with ASG Funding Solutions. Membership guide

Make paying education costs manageable with ASG Funding Solutions. Membership guide Make paying education costs manageable with ASG Funding Solutions Membership guide How to apply for membership 1 Complete your application Once you ve read the terms and conditions, complete the application

More information

Board Relocation Policy

Board Relocation Policy Better health, better healthcare Shaping our workforce; delivering the future Board Relocation Policy Printed copies must not be considered the definitive version DOCUMENT CONTROL POLICY NO. Policy Group

More information

FAQ s on Avis Hire Cars

FAQ s on Avis Hire Cars Question 1. What is an AWD number? 2. What is the minimum age an employee has to be to hire a vehicle on Company Business? 3. How do I order a vehicle? 4. If I need a copy of my Avis invoice or have a

More information

Taxation and Financial Matters for Lawyers

Taxation and Financial Matters for Lawyers Taxation and Financial Matters for Lawyers Professional Practice Advisory CROWE HORWATH Chartered Accountants May 2017 Purpose of this Session To cover the taxation issues applicable when establishing

More information

TERMS AND CONDITIONS OF SALE ACN: ABN:

TERMS AND CONDITIONS OF SALE ACN: ABN: TERMS AND CONDITIONS OF SALE ACN: 169 441 383 ABN: 28 169 441 383 OFFER TO SUPPLY / QUOTATION VALIDITY Our offer is valid for a period of 30 days from the date of quotation. Notwithstanding; the details

More information

Financial Services Guide

Financial Services Guide Key Information Statement Financial Services Guide VERSION 1.3 1 JULY 2014 ACN 162 297 298 Australian Financial Services Licence Number 437518 IMPORTANT INFORMATION ABOUT THIS GUIDE AND ADVICE GROUP AVALONfs

More information

HOST FARM AND HOLIDAY FARM BROADFORM LIABILITY PROPOSAL

HOST FARM AND HOLIDAY FARM BROADFORM LIABILITY PROPOSAL HOST FARM AND HOLIDAY FARM BROADFORM LIABILITY Level 5, 97-99 Bathurst Street, Sydney NSW 2000 PO Box A2016, Sydney South NSW 1235 Phone: (02) 9307 6600 Fax: (02) 9307 6699 IMPORTANT INFORMATION BINDER

More information

Expenses Policy. Business Mileage. FPS Top Tip. Type of vehicle First 10,000 miles Above 10,000 miles. An Example

Expenses Policy. Business Mileage. FPS Top Tip. Type of vehicle First 10,000 miles Above 10,000 miles. An Example Expenses Policy Expenses Policy There are three ways in which expenses can be claimed: Business Mileage Reimbursed Expenses Year End Expenses Please refer to the included expenses table (p.9) for guidance

More information

Salary Packaging Application

Salary Packaging Application Salary Packaging Application Employee Information Title First Name Last Name Address Suburb State Post Code Home Phone Work Phone Mobile Work Email Home Email Employer Name Your next pay date / / Employment

More information

What this Ruling is about

What this Ruling is about Australian Taxation Office Goods and Services Tax Ruling FOI status: may be released Page 1 of 35 Goods and Services Tax Ruling Goods and Services Tax: GST and how it applies to supplies of fringe benefits

More information

Wholesale Supplier Terms and Conditions

Wholesale Supplier Terms and Conditions 1. Scope of Agreement 1.1. Parties to the Agreement Wholesale Supplier Terms and Conditions This agreement, including where applicable Schedule 1 Wholesale Rates Contract and any other schedules is entered

More information

Member Guide. Capricorn membership makes it easier to run and grow your business. FREECALL capricorn.

Member Guide. Capricorn membership makes it easier to run and grow your business. FREECALL capricorn. Member Guide Capricorn membership makes it easier to run and grow r business. FREECALL 0800 401 444 csl@capricorn.coop capricorn.coop Cooperating Together, Stronger Together You are part of something bigger

More information

Understanding tax. For small business in New Zealand

Understanding tax. For small business in New Zealand For small business in New Zealand 2 Contents Getting started with small business tax 3 What you need to know about business income tax 4 Income tax during your first year in business as a sole trader 5

More information

What is expected of you Which? guidance for traders and consumers

What is expected of you Which? guidance for traders and consumers Trusted Traders Vehicle repairs and servicing August 2013 What is expected of you for traders and consumers A Which? Trusted trader has passed a rigorous assessment process to become a Which? Trusted trader.

More information

Application For LEASE / HIRE PURCHASE / RENTALS / CHATTEL MORTGAGE

Application For LEASE / HIRE PURCHASE / RENTALS / CHATTEL MORTGAGE Application For LEASE / HIRE PURCHASE / RENTALS / CHATTEL MORTGAGE FACILITY TYPE Lease Rental Sale & Lease/Hire Back CHP Chattel Other: GCC FullDoc Full financials required. Last 2 years

More information

BECOMING A SELF-EMPLOYED SOLE TRADER working with people with disabilities

BECOMING A SELF-EMPLOYED SOLE TRADER working with people with disabilities P a g e 1 BECOMING A SELF-EMPLOYED SOLE TRADER working with people with disabilities You may be supporting a diverse range of people including people with: Physical Disabilities Intellectual Disabilities

More information

EASISALARY NOVATED LEASING. easisalary.com.au

EASISALARY NOVATED LEASING. easisalary.com.au EASISALARY NOVATED LEASING easisalary.com.au REDUCED INCOME TAX NO GST ON THE PURCHASE PRICE FLEET DISCOUNTED RUNNING COSTS NOVATED LEASING An easisalary novated lease makes vehicle ownership a money saving

More information

FRINGE BENEFITS FOR CHURCHES INDEX

FRINGE BENEFITS FOR CHURCHES INDEX FRINGE BENEFITS FOR CHURCHES Exempt Benefits and Fringe Benefits Tax INDEX 1. The FBT Act 1.1. The Basis for Exempt Benefits 1.2. Churches Responsibility 2. Tax Exempt Benefits 2.1. Remuneration Package

More information

Work Health and Safety Conditions

Work Health and Safety Conditions Work Health and Safety Conditions Table of Contents PURPOSE AND SCOPE... 1 RESPONSIBILITIES... 1 DEFINITIONS, ABBREVIATIONS AND ACRONYMS... 1 GENERAL WH&S & ELECTRICAL SAFETY REQUIREMENTS... 1 Compliance...

More information

Welcome to the world of Citigold

Welcome to the world of Citigold Enjoy a unique position of access and privilege, where clear thinking and individual understanding brings your bank home, to you. With investment and banking products, exclusive benefits and services,

More information

Financial Services Guide

Financial Services Guide Financial Services Guide Version 12 Date: 01/01/2018 Important Information About our Licensee Financial Services Guide This Financial Services Guide (FSG) is designed to clarify who we are and what we

More information

2018 Fringe Benefits Tax (FBT) Update

2018 Fringe Benefits Tax (FBT) Update 2018 Fringe Benefits Tax (FBT) Update As the end of the Fringe Benefits Tax (FBT) year approaches, there have been a few changes of note that impact an employer s current year FBT liability. In addition

More information

Corporate Profile 2015 WINNER 2015 WINNER #58. Investors Choice Financial Adviser. BRW Fast Starters

Corporate Profile 2015 WINNER 2015 WINNER #58. Investors Choice Financial Adviser. BRW Fast Starters Corporate Profile Investors Choice Financial Adviser 2015 WINNER BRW Fast Starters 2015 WINNER #58 CONTENTS 4 Managing Director s Message 6 About Us 8 Our Directors 14 Our Client Approach 16 Our Services

More information

Looking for the right business finance? We re here to help.

Looking for the right business finance? We re here to help. Looking for the right business finance? We re here to help. Good finance is good for business. Financing your business with one of the many different products available across Australia s commercial lending

More information

Partner Guide. How to become a Reckon Loans Partner and offer business loans to your clients. January 2017 Edition 01

Partner Guide. How to become a Reckon Loans Partner and offer business loans to your clients. January 2017 Edition 01 Partner Guide How to become a Reckon Loans Partner and offer business loans to your clients. January 2017 Edition 01 A word from our CEO Reckon Loans is an emerging fintech product within Reckon's suite

More information

alliance LEASING Novated Leasing For Employees

alliance LEASING Novated Leasing For Employees alliance LEASING Novated Leasing For Employees Stress Free Leasing Novated leasing is the smartest and most cost effective way to finance and operate a car in Australia. Alliance Leasing offers the complete

More information

Financial Services Guide

Financial Services Guide Financial Services Guide Version 8 Date: 12 th October 2017 Important Information Financial Services Guide This Financial Services Guide (FSG) is designed to clarify who we are and what we do, and help

More information

Commercial Broker Application & Assessment for Commercial Finance/Asset Finance Brokers

Commercial Broker Application & Assessment for Commercial Finance/Asset Finance Brokers Submitting your Application Complete and return the application and assessment Form to your Commercial Broker Manager by email or fax. If you have any queries regarding this application, please contact

More information

NSW CTP: A scheme in need of reform

NSW CTP: A scheme in need of reform NSW CTP: A scheme in need of reform A first party, no-fault scheme will provide simpler, fairer access to benefits for all road users. The inclusion of defined benefits for all people who are injured,

More information

The University of Newcastle. Salary Packaging User Guide

The University of Newcastle. Salary Packaging User Guide The University of Newcastle Salary Packaging User Guide It s easier to leaseplan Table of Contents Introduction to SalaryPlan and Salary Packaging Administration 3 Reading this guide 3 What is salary packaging?

More information

A guide for injured workers. Introducing WorkSafe. April 2014

A guide for injured workers. Introducing WorkSafe. April 2014 A guide for injured workers Introducing WorkSafe April 2014 Contents 1. About us 1 2. Weekly payments 2 How to access weekly payments 2 WorkSafe Certificates of Capacity 2 What WorkSafe can pay 3 3. Services

More information

By Signing this agreement, I acknowledge and agree to below terms and condition:

By Signing this agreement, I acknowledge and agree to below terms and condition: Solar PV Sale and Installation Agreement Terms and Conditions By Signing this agreement, I acknowledge and agree to below terms and condition: You consent to us collecting, holding, using and disclosing

More information

Experience business banking with more control.

Experience business banking with more control. Experience business banking with more control. Business Visa Debit Card User Guide. Welcome to an easier way of doing business, with the HSBC Business Visa Debit Card. Now you re in control of your business

More information

Optus Novated Advantage Lease

Optus Novated Advantage Lease Important Information about your Novated Lease Application Complete and return the following to novated@remunerator.com.au Completed Finance Application - forms attached below, including BMW/Alphera Privacy

More information

Terms of Business. The following TERMS OF BUSINESS apply to all recruitment conducted by Infront Staffing Pty Limited ( Infront Staffing ).

Terms of Business. The following TERMS OF BUSINESS apply to all recruitment conducted by Infront Staffing Pty Limited ( Infront Staffing ). Terms of Business The following TERMS OF BUSINESS apply to all recruitment conducted by Infront Staffing Pty Limited ( Infront Staffing ). 1. The acceptance of resumes, interviewing of candidates or placement

More information

HOW TO GET YOUR CAR LOAN APPROVED EVEN IF YOU HAVE BAD CREDIT INTRODUCTION

HOW TO GET YOUR CAR LOAN APPROVED EVEN IF YOU HAVE BAD CREDIT INTRODUCTION HOW TO GET YOUR CAR LOAN APPROVED EVEN IF YOU HAVE BAD CREDIT INTRODUCTION Well, it s all about giving the lender confidence that you are going to pay back the car loan. There s many different ways you

More information

APPLICATION FOR PAYMENT PROCEDURE SUBCONTRACT EXHIBIT F

APPLICATION FOR PAYMENT PROCEDURE SUBCONTRACT EXHIBIT F Subcontract No.: Enter Number Cost Code: Enter Code TOCCI BUILDING CORPORATION Vendor No.: Enter Number APPLICATION FOR PAYMENT PROCEDURE SUBCONTRACT EXHIBIT F To standardize the Application for Payment

More information

MOTOR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY BOOKLET (PDS)

MOTOR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY BOOKLET (PDS) MOTOR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY BOOKLET (PDS) This Product Disclosure Statement and Policy Booklet (PDS) was prepared on 18 December 2016. The information in this PDS is current

More information

Financial Services Guide

Financial Services Guide Financial Services Guide Version 12 Date: 29 th March 2018 Important Information About our Licensee Financial Services Guide This Financial Services Guide (FSG) is designed to clarify who we are and what

More information

Financial Services Guide

Financial Services Guide Financial Services Guide Version 12.0 Date: Thursday, 1 February 2018 Important Information About our Licensee Financial Services Guide This Financial Services Guide (FSG) is designed to clarify who we

More information

Anglican Diocese of Melbourne

Anglican Diocese of Melbourne Anglican Diocese of Melbourne Guidelines issued by Archbishop-in-Council for the Remuneration of Parish Clergy and Authorised Stipendiary Lay Ministers Stipend Determination Number 25 Contents Page Executive

More information

Your Financial Services Guide

Your Financial Services Guide Your Financial Services Guide Version 9 Date: 01 February 2016 The documents you will receive from us Financial Services Guide This Financial Services Guide (FSG) is designed to clarify who we are and

More information

HIRE AGREEMENT. Between Chesterfield Australia Pty Ltd ACN and the party named below as the Hirer. Hirer Details

HIRE AGREEMENT. Between Chesterfield Australia Pty Ltd ACN and the party named below as the Hirer. Hirer Details HIRE AGREEMENT This Agreement is dated the day of Between Chesterfield Australia Pty Ltd ACN 001 654 762 and the party named below as the Hirer. Hirer Details Legal/Trustee ABN: Item 1: Hirer s Details

More information

Should the Company in its absolute discretion elect to accept the return of any goods, the following will apply -

Should the Company in its absolute discretion elect to accept the return of any goods, the following will apply - MANUFACTURER'S WARRANTY 1.1 Slogging International warrants that:- 1. under normal operating conditions and circumstances the product "Wheel Slogger" carries a 5 year manufacturer warranty as set out in

More information

insynergy Property Investment Education and Strategy Workshop

insynergy Property Investment Education and Strategy Workshop insynergy Property Investment Education and Strategy Workshop The insynergy property education and strategy workshop is a powerful, knowledge-based session designed to deliver investors a sound understanding

More information

Jewson Limited Terms and Conditions of Hire and Repair

Jewson Limited Terms and Conditions of Hire and Repair Jewson Limited Terms and Conditions of Hire and Repair 1. INTERPRETATION 1.1. In these conditions the following words have the following meanings: Contract means a contract which incorporates these conditions

More information

TOUR OPERATOR BROADFORM LIABILITY PROPOSAL

TOUR OPERATOR BROADFORM LIABILITY PROPOSAL TOUR OPERATOR BROADFORM LIABILITY PROPOSAL Period of Insurance to At 4.00pm Important Notices YOUR DUTY OF DISCLOSURE Before You enter into a contract of general insurance with an Insurer, You have a duty,

More information

EASIFLEET NOVATED LEASING

EASIFLEET NOVATED LEASING EASIFLEET NOVATED LEASING KNOW WHAT DRIVES YOU easifleet.com.au REDUCED INCOME TAX NO GST ON THE PURCHASE PRICE FLEET DISCOUNTED RUNNING COSTS NOVATED LEASING NOVATED leasing is an arrangement between

More information

Self-employed earnings permitted expenses

Self-employed earnings permitted expenses Self-employed earnings permitted expenses First published: 27 April 2016 (version 1) Last updated: 09 October 2017 (version 3) Contents Introduction Permitted expenses Payment in kind Tips and Gratuities

More information

Financial Services Guide

Financial Services Guide Financial Services Guide Version 14 Date: 1 November 2018 Important Information About our Licensee Financial Services Guide This Financial Services Guide (FSG) is designed to clarify who we are and what

More information

The Ultimate Guide to Contracting

The Ultimate Guide to Contracting The Ultimate Guide to Contracting Accountants Experts for Experts Contents About us 3 Welcome to contracting 4 The benefits of contracting How to find your first contract 5 Limited vs Umbrella 6 Limited

More information

Financial Services Guide

Financial Services Guide Financial Services Guide This FSG sets out the services that we can offer you. It is designed to assist you in deciding whether to use any of those services and contains important information about; the

More information

SUBCONTRACTOR AGREEMENT. Once you have the following information please send to the office via , mail, or fax:

SUBCONTRACTOR AGREEMENT. Once you have the following information please send to the office via  , mail, or fax: SUBCONTRACTOR AGREEMENT Once you have the following information please send to the office via email, mail, or fax: 1. Signed Subcontract Agreement 2. Liability and Workers Compensation Insurance Certificates:

More information

SALARY PACKAGING USER GUIDE

SALARY PACKAGING USER GUIDE SALARY PACKAGING USER GUIDE Page 1 of 21 Introduction Griffith University recognizes the value to staff members of flexible remuneration which can be provided by way of salary packaging. It is possible

More information

Fringe Benefits Tax Information Gathering Questionnaire

Fringe Benefits Tax Information Gathering Questionnaire Fringe Benefits Tax Information Gathering Questionnaire Client: Date: Please complete this questionnaire in relation to the FBT year 1 April 2015 to 31 March 2016 and return the questionnaire and relevant

More information

7 LITTLE KNOWN SECRETS TO GETTING THE BEST CAR LOAN DEAL INTRODUTION

7 LITTLE KNOWN SECRETS TO GETTING THE BEST CAR LOAN DEAL INTRODUTION 7 LITTLE KNOWN SECRETS TO GETTING THE BEST CAR LOAN DEAL INTRODUTION Getting any old car loan is easy, but getting one that s absolutely right for you, requires a little more effort. This e-book tells

More information

Vehicle Policy Organisation and Management. The University of Edinburgh

Vehicle Policy Organisation and Management. The University of Edinburgh The University of Edinburgh Vehicle Policy 2007 Introduction This policy aims to reduce legal, health and safety and financial liability and to control costs of managing University vehicles. The objective

More information