official newsletter of the Highpointe HOA Highpointe June volume 1, issue Vi

Transcription

1 official newsletter of the Highpointe HOA HIGHPOINTE observer of Dripping Springs June volume 1, issue Vi WAYS TO GAIN A NEIGHBOR: Meet Them. While marching up to their door with hand extended is great, the chance encounter works well, too. Introduce yourself at the mailbox, while walking the dog or when you take out the trash. Learn their names and offer a friendly: Hello, Good Morning or Howdy Doody when you see them. (As weird as Howdy Doody is, it does make you memorable.) Keep Them Informed. Contact them before undertaking something that might affect them, such as hosting a big party, building a fence or cutting down a tree. Contacting a neighbor in advance so rarely happens, it will take them weeks to recover from the shock and by that time the announced event will have passed. Seriously, you will gain their respect. Look for Things in Common. You both might like to garden, bike or jog. Zero in on what you have in common. Be a keen observer of your neighbors and look for tell-tale signs that can draw you closer. Point of View. From your neighbor s viewpoint, how does your compost pile, swing set or junk car look? Would you like that view? (If you do, refer to your neighbor s viewpoint). Be Appreciative. If a neighbor does something you like, tell them! They ll be pleased that you noticed the new awning, patio furniture, plants, etc. Assume the Best. Most people don t intentionally create problems. Assume the neighbor doesn t know about the annoyance when you speak to them. Your delivery will be dramatically kinder. And assume they will be cooperative. Be Candid. If your neighbor does something that bothers you, let them know as soon as possible in factual, not emotional terms. Be Calm. When discussing a point of contention, speak calmly, listen carefully and thank them for telling you how they feel. You don t have to agree or justify your behavior. If you don t react defensively, anger usually subsides, lines of communication remain open and resolution is possible. Best Advice of All. Treat others as you would like to be treated. This attitude will pave the way for good neighborliness. Love your neighbor as yourself. Highpointe Calendar of Events June 12th Dog Days of Summer July 3rd 4th of July Party August 21st Back to School Ice Cream Social September Fall Community Day October 30th Halloween Party December 11th Holiday Party Don t want to wait for the mail? View the current issue of on the 1st day of each month at Copyright 2010 Peel, Inc. The Highpointe Homeowner's Association Newsletter - June

2 Association Management Southwest Management Services P.O. Box Austin, Texas Phone: Fax: Newsletter Info Publisher Peel, Inc Advertising... Article Submissions Interested in submitting an article? You can do so by ing or by going to peelinc.com/articlesubmit.php. All news must be received by the 9th of the month prior to the issue. So if you are involved with a school group, scouts, sports etc please submit your articles for The. Personal news for the Stork Report, Teenage Job Seekers, special celebrations and military service are also welcome. advertising info Please support the businesses that advertise in The. Their advertising dollars make it possible for all Highpointe residents to receive the monthly newsletter at no charge. If you would like to support the newsletter by advertising, please contact our sales office at or advertising@peelinc.com. The advertising deadline is the 8th of each month for the following month's newsletter. Highpointe Advisory Committee Eagle Crest Steve Van Vlack - Chair Saddleback svanvlack@gmail.com Timber Ridge Dwayne Johnson - Vice Chair Whispering Wind Way derby.johnson@gmail.com Emerald Heights Keisha Lacy French - Secretary Tanager Circle klacy@myarg.com Canyon Crossing Omar Codina Grapevine Court omar_codina@msn.com Laurel Crest Gary Morton Yucca Cove garym@stedwards.edu Boulder Springs Joab Salce Desert Willow Way joabs1@gmail.com Platinum Heights Richard White Rocky Spot Drive richardwhite40@gmail.com Bluff Springs Stacey Woodard Big Sky hotbrakesfail@austin.rr.com Pebble Crest Chris Newton Dry Creek brotherdarque@gmail.com Mai Orthodontics W. William Cannon Drive Suite D-103 Austin, Texas The Highpointe Homeowners Association Newsletter - June 2010 Copyright 2010 Peel, Inc.

3 Your Neighborhood area specialist Just listed! 146 Blazing Star 295 Dry Creek Rd. 171 Winecup pending 228 Saddleback 198 Mountain Laurel 111 Rocky Spot call Your Neighborhood area specialist today! Andrea Parker Realtor, CLHMS Andrea Parker is a Proud Sponsor of the Stadium Volleyball Leagues 1801 S. Mopac Expressway Suite 100 Austin, Tx Your Local Family Friendly Restaurant & Sports Bar. FULL MENU ARCADE 12 FLAT SCREEN TV S 2 REGULATION SAND VOLLEYBALL COURTS 3991 HWY 290 East (2 miles West of Belterra and Highpointe) Austin, TX (512) Join Today! Adult & Youth Sand Volleyball Leagues Register today at Copyright 2010 Peel, Inc. The Highpointe Homeowner's Association Newsletter - June 2010

4 Why Scoop The Poop? Besides being a nuisance, uncollected dog waste is a serious problem for our association. Next time you re tempted to leave your dog s droppings on the lawn, please remember these facts: 1. The appearance and quality of the common areas are known to affect home sales not just whether and for how much they sell, but how quickly. 2. The more residents complain about dog waste, the more time the manager must spend on enforcement rather than serving the association. 3. Uncollected dog waste spreads disease and attracts rodents who feed on pet waste. Reminder: Your assessment payments should be mailed to Community Association Banc, PO Box 65733, Phoenix, AZ If your payments are automatically sent by your bank we ask that you contact them to make the change in billing address. Are you in the loop? Wondering why you re not receiving the most current information in the community? Did you create a log in on the website and sign up for electronic bulletins? If not, then you are not in the loop. We encourage you to create a log in and sign up to receive electronic updates. Electronic updates will ensure that you receive important association communications. Lights out? Is there a light pole out in your area? If so, we ask that you send us the light pole number and exact street location (nearest address or cross street) to manager@southwestmanagement.net. We will add it to our list of repairs for the next service day. Note: The light poles are serviced every six-weeks. Susan J. Remerscheid (formerly Johnson) REALTOR Mobile: Office: Fax: susanj@kw.com An Independent Member Broker Highpointe Resident The Highpointe Homeowners Association Newsletter - June 2010 Copyright 2010 Peel, Inc.

5 SAVE THE DATE! The Stiletto Stampede for the Cure is back at the Hill Country Galleria, Saturday, October 16, 2010! Presented by IdealHeel and Dillard s, the Stiletto Stampede for the Cure benefits the Susan G Komen Austin Affiliate. The Stiletto Stampede for the Cure is a high heel dash (100 yards) with a mission to encourage young women and men to know and understand the risks of breast cancer and empower them to prevent the disease by utilizing overall Breast Self-Awareness through early detection, screening methods and education. More information is available online at BOOT CAMP In Highpointe One of Austin s best fitness boot camps is now in High Pointe! The spring boot camp is held outside the Highpointe Resident Club on Tuesdays and Thursdays at 9:30 AM and 6:30 PM. Visit the Highpointe website (via for registration details. Exterior Modifications? Are you planning on making some changes to your backyard? A new pool, deck or arbor? Did you know that these types of exterior modifications are subject to prior review and approval by the Highpointe Architectural Committee? Please visit our website ( home.asp) to review the procedure for submitting your plans. Feel free to contact Stacy Lambdin at or you may her at stacy@southwestmanagement.net if you have any questions regarding the submittal process. We Bring It All To You Furniture Custom Bedding, Flooring, Window Treatments Area Rugs, Lighting Accessories and more! CHARLETTE RAY Mention This Ad And Receive $ Off Your Purchase Of $ Or More. 40% OFF SIGNATURE SERIES PRODUCTS Wood Blinds Roller/Solar Shades Cellular Shades Panel Track Faux Wood Blinds Vertical Blinds Roman Shades Draperies ASK ABOUT OUR CUSTOM SHUTTERS Expert Fit Measuring & Installation Call Today For Your Free One Hour Consultation. Copyright 2010 Peel, Inc. The Highpointe Homeowner's Association Newsletter - June 2010

6 Y O U T O O C A N H AV E T H E P E R F E C T R E L AT I O N S H I P. For all the traits you look for in a partner, look no further than Pioneer Bank. CO M PA R E OUR CD R AT E S TO YO U R CURRENT FINANCI A L INST I T U T I O N A N D L ET US SP O I L YO U. 12 month CD: 1.90% apy * 18 month CD: 2.05% apy * 24 month CD: 2.30% apy * P I O N E E R B A N K T E X A S. C O M * T H E A N N UA L P E RCE N TAG E Y I E L D ( A P Y) A S A DV E RT I SED I S E F F ECT I V E A S O F J A N UA RY 21, R AT E S A R E SU B J ECT TO CH A N G E P R I O R TO ACCO U N T O P E N I N G. YO U R ECE I V E T H E A P Y I N E F F ECT O N T H E DAY YO U R ACCO U N T I S O P E N E D. ACCO U N TS A R E D E E M E D O P E N U P O N R ECE I P T O F F U N D S. MINIMUM OPENING DEPOSIT OF $1,000 REQUIRED. PENALTIES MAY APPLY TO EARLY WITHDRAWALS AND MAY REDUCE DEPOSIT ACCOUNT EARNINGS. The Highpointe Homeowners Association Newsletter - June 2010 Copyright 2010 Peel, Inc.

7 How dangerous is overheating in the summer months? According to the Centers for Disease Control and Prevention, from , excessive heat exposure caused 8,015 deaths in the United States. Heat-related deaths and illness are preventable, yet annually many people succumb to extreme heat, says Dr.George Luber, extreme heat expert for the Centers for Disease Control and Prevention in Atlanta. Summertime activity, whether on the playing field, running, boating, or just enjoying the great outdoors, must be balanced with measures that aid the body s cooling mechanisms and prevent heat-related illness. Know the symptoms of heat disorders and overexposure to the sun, and be ready to give first aid treatment. Heat Cramps- are strong muscle contractions and usually affect the abdomen and legs. The condition usually improves with rest, water and cooler conditions. Heat Exhaustion- caused by heat and dehydration but the effects are more serious than cramps. Symptoms may include paleness, dizziness or fainting, nausea or vomiting, and an increase SUMMER HEAT CAUTIONS Stay Safe This Summer in body temperature. Rest, water and cool compresses (ice water on the back of the neck, etc) can help. For more sever heat exhaustion, IV fluids may be required. Heat Stroke- The most serious of the heat related conditions. Heat stroke is most commonly brought on by strenuous exercise in hot conditions. However, it can also affect non-active individuals if the temperature is high enough. Visual signs include flushed, red look to the skin, and the person often stops sweating. This is one key sign that an individual is in an over heated condition. Also, a person with heat stroke might become delirious, unconscious, or have seizures. Lowering the body temperature and getting fluids into the person as quickly as possible is imperative. Don t get caught off guard this summer drink plenty of water, wear plenty of sun-screen, and exercise early in the morning. Enjoy the summer season and stay safe. - Submitted by Valerie Salinas Copyright 2010 Peel, Inc. The Highpointe Homeowner's Association Newsletter - June 2010

8 In life, you can t avoid all risks and you shouldn t try, because endeavors that carry risk also bring the prospect of reward. And it s certainly the same in the investment world. So instead of trying to invest risk-free, which is impossible, learn to recognize the different types of investment risk while becoming familiar with your own risk tolerance. To start with, let s quickly look at some of the most common forms of investment risk: Risk of losing principal This is the type of risk most commonly associated with investing. You could lose some, or even all, of your principal if you sell an investment, such as a stock, whose value has dropped lower than the purchase price. You can t eliminate the risk of losing principal, but you may be able to reduce it by buying quality stocks and holding them long enough to overcome short-term market drops. Inflation risk With an investment that pays a fixed rate of return, such as a certificate of deposit (CD), you run the risk of not keeping up with inflation, which means you could lose purchasing power over time. Consequently, it s a good idea not to overload on these types of investments. FINANCIAL FOCUS Interest-rate risk When you own a bond, your investment is somewhat at the mercy of changing market interest rates. For example, if you buy a bond that pays four percent interest, and market rates rise so that newly issued bonds pay five percent, the relative value of your bond will go down; no one will pay you face value of your bond when they can get new ones that pay higher rates. Of course, if you hold your bonds until maturity, which is often a good idea, you can avoid being victimized by interest-rate risk. Concentration risk This type of risk occurs when you have too much of your money concentrated in one area, such as in a particular stock or in one industry. If a downturn strikes that stock or industry, your portfolio could take a big hit. To combat this type of risk, you need to diversify your holdings among stocks, bonds, government securities and other investments. While diversification, by itself, cannot guarantee a profit or protect against a loss, it can help reduce the effect of volatility. In addition to understanding the above types of risk, you also need to be familiar with your own risk tolerance and how it affects (Continued on Page 9) Austin Metro Locations Free Personal & Business Checking 250+ Free ATMs Across Texas Car + Home Savings Home equity loans up to 60 mo 66 months Plus no closing costs** 10 years fixed 15 years fixed 4.89%* 5.19%* Auto loans New, Used or Refinance 3.45%* 3.75%* certificate of deposit 1 1 regular - min. deposit of $1,000 required comm. real estate loans 20 year Amortization/ no Pre-Pmt. Penalty 5 years fixed 7 years fixed 5.49%*** 5.69%*** money market Account Min. Daily Balance of $2,000 Required $25,000 to $74, %**** $75,000 to $124, %**** certificate of deposit 2 2 jumbo - min. deposit of $95,000 required Total average savings of Mark Handley, Agent 800 W Hwy 290 Dripping Springs, TX Bus: Toll Free: $696* Let me show you how combining home and auto policies can really add up. Like a good neighbor, State Farm is there. CALL FOR A QUOTE 24/7 6 months 12 months 1.10%**** 1.46%**** 6 months 12 months 1.21%**** 1.56%**** *AnnuAl PercentAge rate. All rates Are expressed As low As. ActuAl rate may vary depending on credit qualifications. **Austin telco will PAy All standard closing costs on Home equity loans below $100k. AdditionAl non-standard fees will be the responsibility of the member. ***rate APPlies to 1st lien commercial real estate loans with A loan to value of 80% or less; construction/development loan rates/terms may be different. no Pre-PAyment PenAlty. ****AnnuAl PercentAge yield. PenAlties for early withdrawal may APPly. All APr s, APy s And terms Are subject to change without notice. PleAse call for details. this credit union is federally insured to At least $250,000 Per member by the national credit union AdministrAtion. *Average annual per household savings based on a national 2009 survey of new policyholders who reported savings by switching to State Farm. State Farm Mutual Automobile Insurance Company, State Farm Indemnity Company, State Farm Fire and Casualty Company, State Farm General Insurance Company, Bloomington, IL The Highpointe Homeowners Association Newsletter - June 2010 Copyright 2010 Peel, Inc.

9 Financial Focus - (Continued from Page 8) your investment strategy. If you are constantly worried about the market, you ve probably got too many investments that are at risk of losing principal. At the other end of the spectrum, if you re always concerned that your portfolio won t grow enough to generate the income you ll eventually need for retirement, you may be investing too conservatively and, as a result, you re inviting inflation risk. Ultimately, you need to match your own risk tolerance with a strategy that allows you to achieve your goals. This will require selfawareness, patience, discipline and, at times, a willingness to move outside your own comfort zone. By learning to balance and manage risk, you can ultimately put yourself in a position to pursue your investment strategy. Sudoku The challenge is to fill every row across, every column down, and every 3x3 box with the digits 1 through 9. Each 1 through 9 digit must appear only once in each row across, each column down, and each 3x3 box. *Solution at Feature Exchange Participate this June 12th - 20th in Chalk Art from the Heart and help us promote water safey. Drowing is Preventable! Check out our website for details, contest rules and PRIZES! WWW. COLINSHOPE.ORG Copyright 2010 Peel, Inc. The Highpointe Homeowner's Association Newsletter - June 2010

10 Recipe of the Month Black Bean Shrimp Salad 1 pound cooked medium shrimp, peeled and deveined 1 can (15 ounces) black beans, rinsed and drained 1 small green pepper, julienned 1 small onion, thinly sliced 1/2 cup chopped celery 2/3 cup picante sauce 2 tablespoons minced fresh cilantro 2 tablespoons lime juice 2 tablespoons olive oil 2 tablespoons honey 1/2 teaspoon salt 1/8 teaspoon grated lime peel, optional 6 lettuce leaves 1 cup halved cherry tomatoes In a large bowl, combine the first five ingredients. In a small bowl, whisk the picante sauce, cilantro, lime juice, oil, honey, salt and lime peel if desired. Pour over shrimp mixture and toss to coat. Cover and refrigerate for at least 2 hours. Using a slotted spoon, spoon onto a letttuce-lined serving platter or salad plates. Garnish with tomatoes. Yield: 6 servings. Nutrition Facts: 3/4 cup equals 224 calories, 6 g fat (1 g saturated fat), 115 mg cholesterol, 571 mg sodium, 22 g carbohydrate, 4 g fiber, 19 g protein. Diabetic Exchanges: 2 very lean meat, 1 starch, 1 vegetable, 1 fat. From the Community Manager Is Rover roaming around? The Highpointe community has a rule which states that all dogs must be on a leash when not on your property. During my visits to Highpointe I often observe dogs roaming the community without a leash or owner in sight. This is irresponsible and potentially dangerous to the dog and your neighbors. The dog may be harmless but a child or non pet owner can be made to feel threatened by an animal that approaches them. Please be a responsible pet owner and keep your dog on a leash when not on your property. At no time will any source be allowed to use The Newsletter contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, , electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political campaigns, or other self amplification, under penalty of law without written or expressed permission from Peel, Inc. The information in the newsletter is exclusively for the private use of Peel, Inc. Articles and ads in this newsletter express the opinions of their authors and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication. All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser. * The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising. * Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes no responsibility for any errors of information or typographical mistakes, except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/correction. * Under no circumstances shall the publisher be held liable for incidental or consequential damages, inconvenience, loss of business or services, or any other liabilities from failure to publish, or from failure to publish in a timely manner, except as limited to liabilities stated above. VACATION BIBLE SCHOOL JUNE TO NOON Age 4 (by June 1, 2010) to 5th Grade Completed Also coming up this summer... Children s Fine Arts Workshop June Preschool/K Day Camp July st & 2 nd Grade Day Camp July Great Kids (3 rd -5 th ) at Camp Tejas July 3-6 Collide Student Camp July 2-6 Learn more and register online at today! WATCH LIVE services Sunday mornings or view any time at Sunday Morning Schedule 9:30 - Traditional Worship 11:00 - Contemporary Worship 9:30 & 11:00 - Bible Life Groups (all ages) Great Hills Baptist Church Jollyville Road. Austin, Texas The Highpointe Homeowners Association Newsletter - June 2010 Copyright 2010 Peel, Inc.

11 Two Convenient Locations! 3315 R.R. South, Suite 250 Lakeway, Texas (512) Located directly across from LTHS with convenient school & work hours! Our high quality dental services include: Complete Family Dentistry Hassle-Free Insurance Billing Mercury-Free Restorations Invisalign Clear Braces CEREC Restorations 3906 North Lamar, Suite 102 Austin, Texas (512) Call now and receive a FREE Teeth Whitening Kit* * New patients only Live Better. Smile Brighter! Visit us online at Copyright 2010 Peel, Inc. The Highpointe Homeowner's Association Newsletter - June

12 Highpointe Peel, Inc. Observer 311 Ranch Road 620 S. Ste 200 Lakeway, TX PRSRT STD U.S. POSTAGE PAID PEEL, INC. HPE Advertise Here CAll for more info 12 The Highpointe Homeowners Association Newsletter - June 2010 Copyright 2010 Peel, Inc.