SUMMARY OF THE DIFFERENCES BETWEEN THE MULTIPLEX AND THE SANTAM S PERSONAL POLICY. Benefit New Cover Current Cover
|
|
- Marianna Conley
- 5 years ago
- Views:
Transcription
1 SUMMARY OF THE DIFFERENCES BETWEEN THE MULTIPLEX AND THE SANTAM S PERSONAL POLICY Contents - Basic Cover Loss or damage from theft or attempted theft from your outbuildings Loss or damage to money (excluding theft) R2,500 R1,000 Property not inside your residence, but on premises (all insured events) Property not inside your residence, but on the premises where you are employed (some insured events) Property not inside your residence, but from any vehicle (theft only) minimum R1,000 R5,000 R1,000 Contents - Extended Basic Cover Temporary increase of insured amount 10% 10% Debris removal R5 000 Rent 25% of sum insured 20% Compensation for you or spouse s death R10,000 R10,000 Veterinary expenses Damage by wild baboons or wild monkeys minimum R10,000 Contents - Convenience benefits Medical expenses of guests or visitors R5,000 R2 000 Medical expenses of domestic employees R5,000 R2 000 Personal effects of guests Personal effects of domestic employees Contents of fridges and freezers Contents storage cost after damage R1,000/ 2% R1,000/ 2% Trauma treatment R5,000 R2,000 Guards R5,000 R2,000 1
2 All Risks - Basic cover Clothing and personal effects 20% of sum insured minimum R2,000 20% of sum insured or R1,000 Buildings - Extended basic cover Debris removal Reasonable cost Loss of rent 25% 20% Loss of water R1,000 Removal of fallen trees R3,000 Tracing of leaks R5,000 Special alterations R5,000 Cover before property transfer Included Damage by wild baboons or wild monkeys minimum R10,000 Buildings - Convenience benefits Medical expenses of guests or visitors R5,000 Medical expenses of domestic employees R5,000 Damage to gardens R5,000 R5,000 Emergency accommodation R5,000 Guards R5,000 R2,000 Vehicles - Extended basic cover Tow-in cost and safeguarding after valid claim Reasonable cost Reasonable cost Emergency repairs R5,000 R1,000 Delivery after repairs Reasonable cost Reasonable cost Tow-in cost and safeguarding after mechanical breakdown Vehicle transfer cover for any vehicle you buy Difference in excess cover for rented vehicle R1,000 R500 Included R1,500 Loss of keys R2,500 2
3 Vehicles - Convenience benefits Medical expenses of passengers (not family) R3,000 R2,000 Emergency accommodation R5,000 R1,000 Emergency cost R5,000 R1,000 Recovery cost R5,000 R1,000 Trauma treatment R5 000 R5 000 Medical expenses of you or your family R5,000 per person R20,000 per event R2,000 Vehicles - Liability Vehicle liability R5,000,000 R3,000,000 Passenger liability motorcycle R200,000 R100,000 Passenger liability LDV R400,000 R200,000 Watercraft - Extended basic cover Inspection of the hull after stranding, sinking or collision Reasonable cost Reasonable cost Costs to prevent a loss Reasonable cost Reasonable cost Safeguarding Reasonable cost Reasonable cost Delivery after repairs Reasonable cost Reasonable cost Salvage costs Reasonable cost Reasonable cost Recovery cost Reasonable cost Reasonable cost Watercraft - Convenience benefits Medical expenses of passengers (not family) R3,000 R2,000 Emergency repairs R5,000 Emergency cost R5,000 Emergency accommodation R5,000 Medical expenses of you or your family R5,000 R2,000 Trauma treatment R5,000 3
4 Watercraft - Liability Watercraft liability R2,000,000 R1,000,000 OTHER LIMIT CHANGES: House Contents: Stock-in-trade optional extra cover R15,000 R30,000 Personal legal liability Tenant s liability Liability to domestic employees Credit cards, credit vouchers and SIM cards R2,000 R5,000 Hole-in-one in golf or Full house in bowls R1,000 R2,000 Personal Accident: The choice general cover will increased to Age limit lifted from R1,000, to years Vehicle - 4x4 cover extension : Extended Countries Increased territorial Limits Emergency repairs following accidental loss or damage R15,000 Winching equipment R15,000 Repatriation Cost R25,000 Fire Extinguish cost R5,000 Personal documents R5,000 Medical expenses for passengers (being your family) R5,000 per person /R25,000 per event Loss of Keys R10,000 Wreckage Removal R1,000 Head, tail or spotlights covered Tow-in cost and safeguarding after mechanical breakdown R2,500 Trauma Treatment R10,000 Emergency accommodation R500 per person / R6,000 per event Compensation for car hire R500 per day Vehicle - Luxury Vehicles Cover Extension : Emergency repairs following accidental loss or damage R15,000 Fire Extinguish cost R5,000 Loss of Keys R15,000 Wreckage Removal R1,000 Head, tail or spotlights covered Tow-in cost and safeguarding after mechanical breakdown R3,500 Emergency accommodation R500 per person / R10,000 per event No excess for new vehicles (< 12 months) 4
5 Vehicle - Additional Motor Hire Classes: Group B (current) 4 door economy: 1.6 VW Polo or similar Group E (new) 4 door midsize: Toyota Camry or similar Group F (new) 4 door midsize/luxury: BMW 318 or similar Group G (new) 4 door luxury: Mercedes Benz or similar Contents - B&B Cover Extension (new) : Stock-in-trade Contents insured amount Increase in peak period 10% Loss or damage of personal effects of paying guest R10,000 Trauma compensation for paying guests R10,000 External signs, blinds and canopies R2,000 Cleaning and dry cleaning of guests property R5,000 Personal Accident: Temporary total disablement (new) Personal Accident (new) : Medical expenses R5,000 Repatriation R10,000 Trauma R10,000 Mobility cover R10,000 Life support machinery R10,000 5
GUESTHOUSE INSURANCE FOR GUESTHOUSES INSURANCE GOOD AND PROPER. SANT Guesthouse Commercial Brochure_210x210.indd 1
GUESTHOUSE INSURANCE FOR GUESTHOUSES INSURANCE GOOD AND PROPER SANT002067 Guesthouse Commercial Brochure_210x210.indd 1 SANT002067 Guesthouse Commercial Brochure_210x210.indd 2 INSURANCE GOOD AND PROPER
More informationPERSONAL 1. Domestic Buildings
PERSONAL 1 From bumper bashings to burst geysers, from vet bills to lost cameras, from fallen trees to stolen TV s - we cover it all in one policy. The CIB Personal Lines Policy offers you cover for almost
More informationINSURANCE FOR THE TOURISM INDUSTRY INSURANCE GOOD AND PROPER
INSURANCE FOR THE TOURISM INDUSTRY INSURANCE GOOD AND PROPER SANT002068_Tourism Commercial Brochure_210x210.indd 1 SANT002068_Tourism Commercial Brochure_210x210.indd 2 INSURANCE GOOD AND PROPER At Santam,
More informationcib PERSONAL Tel No: E Riley Road, Riley Road Office Park, Bedfordview, Gauteng, 2008
cib PERSONAL CONTACT Tel No: 011 455 5101 www.cib.co.za ADDRESS 15E Riley Road, Riley Road Office Park, Bedfordview, Gauteng, 2008 CIB (Pty) Ltd is an Authorised Financial Services Provider (FSP No. 8425).
More informationswiftcare EMERGENCY VALUE ADDED SERVICES
swiftcare EMERGENCY VALUE ADDED SERVICES swiftcare South Africa 0860 24 7 365 International (+27) 11 374 4880 Our personal lines product automatically include swiftcare a value added service where policyholders
More informationcib vertex Tel No: E Riley Road, Riley Road Office Park, Bedfordview, Gauteng, 2008
cib vertex CONTACT Tel No: 011 455 5101 www.cib.co.za ADDRESS 15E Riley Road, Riley Road Office Park, Bedfordview, Gauteng, 2008 CIB (Pty) Ltd is an Authorised Financial Services Provider (FSP No. 8425).
More informationcib vertex Tel No: E Riley Road, Riley Road Office Park, Bedfordview, Gauteng, 2008
cib vertex CONTACT Tel No: 011 455 5101 www.cib.co.za ADDRESS 15E Riley Road, Riley Road Office Park, Bedfordview, Gauteng, 2008 CIB (Pty) Ltd is an Authorised Financial Services Provider (FSP No. 8425).
More informationAMENDMENTS TO THE 2015 VERSION OF THE HOLLARD BUSINESS POLICY AND SECTIONAL TITLE & PROPERTY PROTECT WORDINGS
AMENDMENTS TO THE 2015 VERSION OF THE HOLLARD BUSINESS POLICY AND SECTIONAL TITLE & PROPERTY PROTECT WORDINGS RISK CLASSIFICATION o The risk classification section is removed from the Commercial and Agricultural
More informationCOMMERCIAL 1. General. Fire and Allied Perils (buildings, contents, machinery and stock-in-trade)
COMMERCIAL 1 Sometimes in business, it seems that what can go wrong, does go wrong. Luckily, commercial insurance can help you plan for every eventuality. We offer invaluable protection against theft,
More informationHospitality Insurance
Hospitality Insurance Our niche products focus on a specific sector of the Hospitality industry. 2 Insurance solutions for the Hospitality Industry We understand that owners of establishments in the hospitality
More informationYOUR ALL-IN-ONE INSURANCE SOLUTION
YOUR ALL-IN-ONE INSURANCE SOLUTION INSURANCE WITH A DIFFERENCE At Old Mutual Insure, our mission is to provide our clients with superior insurance solutions to protect their assets. That s why we re delighted
More informationHouse, Contents, Vehicle & Boat Insurance
House, Contents, Vehicle & Boat Insurance You ve worked hard to build up your assets, so it makes sense to protect them. From your home to all the things in it, to your car, motorcycle or boat, we ve got
More informationAGRICULTURE. INSURANCE FOR FARMERS good and proper
AGRICULTURE INSURANCE FOR FARMERS Insurance good and proper INSURANCE GOOD AND PROPER Farmers and producers today face big challenges to protect their livestock and assets. Unpredictable weather patterns,
More informationHollard Easy Product Guide V1 2
Product Guide Hollard Easy Product Guide V1 2 CONTENTS 1. Introduction to easy 5 2. No-claim reward 6 3. Dependencies 8 4. Motor 9 a. Cars 11 b. Motorbikes 14 c. Trailers & Caravans 17 d. Non-road vehicles
More informationCover section: Home contents
Home contents easy Index 1. Definitions that apply to your Home contents section 2 2. Conditions for cover 2 3. What we cover 2 4. Main cover 2 5. Additional benefits 3 6. Optional benefits 5 7. Specific
More informationRisk & Insurance. Alex Rimmer Chief Operating Officer. A Member of the Global Alliance Group of Companies
Risk & Insurance Alex Rimmer Chief Operating Officer A Member of the Global Alliance Group of Companies Company Background Global Alliance Group was founded in 2001 Represented in 6 Countries Worldwide
More informationBahrain Porsche Club
Bahrain Porsche Club We are pleased to announce the Porsche Club Bahrain Insurance Scheme. This Scheme has been designed by Bahrain National Insurance (BNI) exclusively for the Bahrain Porsche Club Members
More informationallsure Policy wording
allsure Policy wording swiftcare South Africa 0860 247 365 Our insurance product automatically includes swiftcare a value added service where policyholders enjoy the following benefits: Roadside Assistance
More informationContents only insurance comparison table
Contents only insurance comparison table Vital Home Insurance Classic Home Insurance Prestige Home Insurance Obtain a quote Obtain a quote Obtain a quote Covers loss or damage due to: Accidental breakage
More informationPrecision Engineered Protection
Precision Engineered Protection Essential protection for your Volkswagen Volkswagen has a reputation for thinking differently and Volkswagen offers insurance cover -designed with Volkswagen drivers in
More informationCOMMERCIAL PROPOSAL FORM
COMMERCIAL PROPOSAL FORM Cover is available for all classes of insurance. Please tick the classes you require insurance cover on and complete the relevant sections. Fire Y N Business Interruption Y N Money
More informationHome insurance comparison table Buildings and Contents covers
Home insurance comparison table Buildings and Contents covers Covers loss or damage due to: Vital Home Insurance Obtain a quote Classic Home Insurance Obtain a quote Accidental breakage (of glass) Earthquake
More informationA business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees.
Venture Plus Summary of Cover A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees. Cover is available for a wide range
More informationPrivate motor proposal form Please complete all questions on this form and tick the relevant boxes.
Private motor proposal form Please complete all questions on this form and tick the relevant boxes. 1. Personal details (a) Proposer s full name and title (Mr/Mrs/Miss/Ms) (b) Policy number (c) Postal
More informationThe shop insurance that helps you run your shop with peace of mind
Shop Insurance Protecting your shop today for your peace of mind tomorrow The shop insurance that helps you run your shop with peace of mind In today s highly competitive business environment, you need
More informationCAR INSURANCE. Product Disclosure Statement (PDS)
CAR INSURANCE Product Disclosure Statement (PDS) 18.02.2017 Important information This document is a Product Disclosure Statement (PDS) and contains important information about the Car Insurance we offer.
More informationA business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees.
VENTURE PLUS Summary of Cover A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees. Cover is available for a wide range
More information30 Minute Guide to BnB Sure
30 Minute Guide to BnB Sure Establishments that BnB Sure covers Number of rooms As a general rule, BnB Sure will look at establishments with up to 30 rooms. Excluded risks Hotels Big 5 type game lodges
More informationIn harmony with your lifestyle
tailormade Home In harmony with your lifestyle www.axa-art.co.uk Contents Home Insurance Policy Summary 5 Significant Features and Benefits 7 Significant or Unusual Exclusions 10 Significant or Unusual
More information15E Riley Road, Riley Road No. 8425)
Franchise CONTACT ADDRESS (Pty) Ltd is an Authorised Tel No: 15E Riley Road, Riley Road No. 8425). 011 455 5101 Office Park, Bedfordview, www.cib.co.za Gauteng, 2008 Financial Services Provider (FSP Underwritten
More informationSt.George Motor Insurance. Product Disclosure Statement and Policy Document.
St.George Motor Insurance Product Disclosure Statement and Policy Document. Effective: 19 November 2016 Welcome and thank you for choosing St.George Motor Insurance. St.George Motor Insurance ( insurance
More informationSurplus Insurance Brokers Agency Inc.
Surplus Brokers Agency Inc. GARAGE INSURANCE APPLICATION Call 800-342-5706 Fax 800-578-7758 www.surplusins.com Email quotes: submit@surplusins.com P O Box 749, South Bend IN 46624-0749 Section I General
More informationSport. Classic Golf prospectus. Specialist insurance and risk management for golf clubs. Underwritten by
Sport Classic Golf prospectus Specialist insurance and risk management for golf clubs Underwritten by Golf club insurance with a difference We have for many years specialised in arranging insurance solutions
More informationCover section: Buildings
Buildings easy Index 1. Definitions that apply to your building section 2 2. Conditions for cover 2 3. What we cover 2 4. Main cover 3 5. Additional benefits 3 6. Optional benefits 5 7. Specific exclusions
More informationMore Generous Insurance. Click on arrows to navigate the document. Click on ESC to exit the document
More Generous Insurance Click on arrows to navigate the document. Click on ESC to exit the document There are so many wise ways to protect what s yours when your banking is More Generous Tell us what you
More informationBusiness Insurance Property Owners Policy Summary Commercial Claims
Business Insurance Property Owners Policy Summary Commercial Claims 0345 125 8859 This is a summary of the cover available under the Post Office Money Business Insurance - Property Owners policy. It does
More informationSterling Executive Home POLICY SUMMARY
Sterling Executive Home POLICY SUMMARY Underwritten by Arranged by This policy summary does not contain the full terms and conditions of your Sterling Executive Home Policy. This can be found in the policy
More informationMotorhome Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments
Motorhome Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments Guide
More informationIf you have any questions or concerns - please contact either Kathy, Sarah or Eric at the HUB DV Office:
HUB International Insurance Brokers Drayton Valley Office - Box 5296, #1 5050 50 Avenue, Dear APOS Member: February 6, 2017 The April 1 st renewal for the APOS Members Group Liability Insurance Program
More informationI N S U R A N C E M AT T E R S F O R Y O U R H O M E Home Insurance
I N S U R A N C E M AT T E R S F O R Y O U R H O M E Home Insurance INSURANCE MATTERS FOR YOUR HOME Home Insurance BUILDINGS CONTENTS LIABILITIES ALL RISKS SPORTS BF&M HOME POLICY A Flexible policy for
More informationAPPLICATION FORM FOR PERSONAL INSURANCE
Rest insured Rus verseker APPLICATION FORM FOR PERSONAL INSURANCE Please complete and sign the application, ticking all the applicable blocks. Make sure that all questions are answered completely. Cover
More informationTHIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MAC PAC ENDORSEMENT
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MAC PAC ENDORSEMENT This endorsement modifies insurance provided under the following: BUILDING AND PERSONAL PROPERTY COVERAGE FORM SUMMARY
More informationProperty Investors Protection Plan
Property Investors Protection Plan Summary of Cover An insurance package designed for owners/ landlords of let commercial properties Why choose AXA s Property Investors Protection Plan? Our Property Investors
More informationBOC Family Comprehensive Protection Plan (Series 1)
BOC Family Comprehensive Protection Plan (Series 1) Basic Benefit I. Personal Accident Protection Insured Items & Coverage Maximum Benefit (HK$) (Per insured person) Silver Plan Gold Plan 1. Personal Accident
More informationPrincipal Place of Business Enter primary business office address, Not a UPS Store or mailbox address.
INSURANCE PROTECTION FOR PARKING COMPANIES YOUR INFORMATION 1. Provide the following information for the First Named Insured. First Named Insured (only) List Other Named Insureds on the ACORD 125 application.
More informationThe Homeowners Coverage Guide: Interpretation and Analysis
The Homeowners Coverage Guide: Interpretation and Analysis Table of Contents Chapter 1: An Overview... 1 Introduction... 1 Forms Overview... 1 Eligibility: Homeowners Forms... 3 Eligibility: Tenant Homeowners...
More informationSUMMARY OF COVER. Holiday Homes UK & Overseas
SUMMARY OF COVER Holiday Homes UK & Overseas Towergate Underwriting Holiday Homes UK & Overseas. Insurance Policy Summary Some important facts about your Towergate Under writing Holiday Home UK & Overseas
More informationYour Home Insurance Policy Features and Benefits
Protection. It s in our nature. Your Home Insurance Policy Features and Benefits fbd.ie FBD Insurance plc is regulated by the Central Bank of Ireland. FBD Insurance has over 50 years experience and today
More informationDealer Guide Tire & Wheel Limited Warranty
Dealer Guide Tire & Wheel Limited Warranty Automotive Market Program Overview... 1 Eligibility... 1 Coverage... 2 What is not covered... 2 Term... 2 Expiration... 2 Administrative Procedures... 3 New Business...
More informationYour policy summary Buy to Let
Buildings and contents insurance for landlords Your policy summary Buy to Let December 2016 edition Contents How much cover do I need? 3 Features and benefits 4 Policy summary 6 Features and benefits 7
More informationTHE BOP VS THE CPP... THE BATTLE OF THE CENTURY! SPONSORED BY
THE BOP VS THE CPP... THE BATTLE OF THE CENTURY! SPONSORED BY BOP vs CPP Michael C. D Orlando, CIC, LIA, CPIA Insurance Training & Consulting Services 11 Lake Shore Drive Amesbury, MA 01913 mcdorlando@aol.com
More informationCOVER PLUS THE CARE PERSONAL INSURANCE FOR VETERANS AND ADF MEMBERS PO2331
COVER PLUS THE CARE PERSONAL INSURANCE FOR VETERANS AND ADF MEMBERS PO2331 Why insure with us? Established in 1919, the Defence Service Homes Insurance Scheme has a strong track record of providing quality
More informationKey Home Cover Product Features, Benefits, Limits and Exclusions
Key Home Cover Product Features, Benefits, Limits and Exclusions The following tables summarise the significant cover features, benefits, limitations and exclusions of our SuperValu Insurance Home Cover
More informationALLIANZ CAR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY DOCUMENT
ALLIANZ CAR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY DOCUMENT Preparation Date: 23/01/2018. Online allianz.com.au Call 13 1000 Allianz Car Insurance This Product Disclosure Statement (PDS) is
More informationrisk services Personal Lines
risk services Personal Lines YOUR PERSONAL LINES POLICY Index General Definitions 1 Buildings Section 2 Contents Section 3 All Risks Section 4 Personal Liability Section 5 Motor Section 6 Personal Accident
More informationCOUNTRYWOOD LANE HOMEOWNERS ASSOCIATION RULES & REGULATIONS
COUNTRYWOOD LANE HOMEOWNERS ASSOCIATION RULES & REGULATIONS INTRODUCTION This booklet was compiled for the benefit of all residents of Countrywood Lane HOA. It is a quick and understandable reference of
More informationYour Car Insurance Policy Features and Benefits
Protection. It s in our nature. Your Car Insurance Policy Features and Benefits fbd.ie FBD Insurance plc is regulated by the Central Bank of Ireland. FBD Insurance has over 50 years experience and today
More informationGARAGE APPLICATION. Other Organization, including a Corporation (Please Describe)
GARAGE APPLICATION Name of Agent: General Information Effective Date: FEIN # : 1. Your Name Phone No. (dba) 2. Mailing Address 3. Your Web site address 4. Location #1 Address 5. Location #2 Address Is
More informationThe Norfolk & Dedham Mutual Fire Insurance Company
The Norfolk & Dedham Mutual Fire Insurance Company MASSACHUSETTS ENDORSEMENT ND-0001-S PersonalPak Auto With respect to the additional coverages provided by this endorsement, the terms of the policy apply
More informationCar Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments
Car Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments Guide (PED
More informationCommercial Auto Coverage
10 Commercial Auto Coverage LEARNING OBJECTIVES Upon the completion of this chapter, you will be able to: 1. Identify the role of the Commercial Auto Coverage Part 2. Recognize the usage of the Business
More informationAnsvar Personal Motor Insurance. Product Disclosure Statement and Policy Document
Ansvar Personal Motor Insurance Product Disclosure Statement and Policy Document Ansvar Personal Motor Insurance is underwritten by the insurer Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL
More informationHoliday Homes UK & Overseas Policy Summary
Holiday Homes UK & Overseas Summary Some important facts about your Geo Personal Lines Holiday Home UK & Overseas insurance are summarised below. This policy summary does not contain the full terms and
More informationSME PROPERTIES REFRESH
SME PROPERTIES REFRESH UKC05010 NEWS ABOUT IMPROVEMENTS TO OUR SME PROPERTIES PRODUCT We first launched our etraded Properties All Under One Roof policy for SME landlords and property owners in 2010. Since
More informationSelf-Insured Coverage Document Auto Physical Damage
Self-Insured Coverage Document Auto Physical Damage 2012 WCIA Auto Physical Damage Coverage Document Page 2 Washington Cities Insurance Authority Self-Insured Coverage Document Auto Physical Damage APDCov2012
More informationPrestige Motor. Allianz Prestige Motor Insurance for Financial Institution Customers Policy Document. (Product Disclosure Statement) Prestige Motor
Prestige Motor Financial Institutions Allianz Prestige Motor Insurance for Financial Institution Customers Policy Document. (Product Disclosure Statement) Prestige Motor Our Product Disclosure Statement
More informationGARAGE LIABILITY NON DEALER APPLICATION
GARAGE LIABILITY NON DEALER APPLICATION General Information Effective : 1. Your Name Phone No. (dba) 2. Mailing Address 3. Your Web Address 4. Location #1 Address 5. Location #2 Address Is there work done
More informationProperty Inspection Guidelines
Property Inspection Guidelines www.tridentinsurance.net Lines of Business: Property, General Liability, Worker s Compensation, Public Official Liability Risk Control Strategy/Key Issues: Provide a tool
More informationNZI Distinction Home Insurance
NZI Distinction Home Insurance Summary of key changes Some important updates to your NZI Distinction Home Insurance We wanted to let you know about some important changes that have been made to your NZI
More informationCOMPREHENSIVE COMMERCIAL PACKAGE SMALL AND MEDIUM ENTERPRISE. rsabroker.ca
COMPREHENSIVE COMMERCIAL PACKAGE SMALL AND MEDIUM ENTERPRISE THE RSA ADVANTAGE With best-in-class ambitions, the RSA Advantage represents how, together, we win. Access to the deep technical expertise of
More informationCOVER FOR THE DAIRY FARMER
COVER FOR THE DAIRY FARMER WE OFFER THE FOLLOWING COVER ON THE SANTAM AGRICULTURE POLICY FIRE Damage or loss due to a power surge added to the sections Fire, Building Combined and Office Contents is limited
More informationProperty Performance Policy Summary of 2017 Coverage Enhancements
AIG s Property Performance provides advanced, broad, all-risk property damage and business interruption coverage for midsize risks in a concise form. Recently enhanced with broadened coverages including
More informationINTERNATIONAL MARINE UNDERWRITERS COMMERCIAL MARINE PACKAGE POLICY APPLICATION
INTERNATIONAL MARINE UNDERWRITERS COMMERCIAL MARINE PACKAGE POLICY APPLICATION Name of Applicant: Mailing Address: Web: City: State: Zip: Applicant is a : Partnership Corporation Other Policy Period: From:
More informationCommercial Risk Summary Real Estate & Rental Property
Commercial Risk Summary Real Estate & Rental Property SHOPPING CENTERS SIC CODE: 6512 Operators of Nonresidential Buildings NAICS CODE: 53112 Lessors of Nonresidential Buildings (except Mini-Warehouses)
More informationDriver & Passengers Protection and Smart Protection Plus. Product brief October 2017
Driver & Passengers Protection and Smart Protection Plus Product brief October 2017 Driver & Passengers Protection (DPP) Based on the previous Driver & Passengers PA (DPPA), enhanced with 9 new benefits
More informationCAR INSURANCE Product Disclosure Statement and Policy Document
CAR INSURANCE Product Disclosure Statement and Policy Document INSURANCE Thank you for taking out a COTA Insurance policy. COTA Insurance not only offers cover for people over 50, it helps fund our work
More informationPremier Contents Insurance. Policy wording
Premier Contents Insurance Policy wording This page is a summary of the policy, intended to help you understand its terms. It does not form part of the policy itself. what you need to know about your policy
More informationINFORMATION NOTICE AUTO POLICY SUMMARY AND RELATED DISCLOSURES
INFORMATION NOTICE AUTO POLICY SUMMARY AND RELATED DISCLOSURES THIS INFORMATIVE OOKLET, CONTAINING: a) Information notice, including policy summary and related disclosures, and b) Glossary, SHALL E AVAILALE
More informationHome Policy Summary PERSONAL LINES
Home Summary Some important facts about your Geo Personal Lines Home insurance are summarised below. This policy summary does not contain the full terms and conditions of the contract. Please read the
More informationService Charges Glossary of terms
Service Charges Glossary of terms Term Description Shared Owner/ Administration fee A contribution to the staff and office costs for the administration of, including their calculation, billing and the
More informationTradesmen Insurance. Summary of cover
Tradesmen Insurance Summary of cover June 2016 Why choose AXA s Tradesmen Insurance policy? Tailor-made for your business The Tradesmen Insurance is available to self employed people whose business is
More informationQBE Home Plus Package Insurance. Fixed insurance plans
QBE Home Plus Package Insurance Fixed insurance plans QBE Home Plus Package Insurance Is your home sufficiently protected from loss from fire, theft or any other causes that could potentially damage or
More informationBritish Gas Landlord Insurance
British Gas Landlord Insurance Summary of cover August 2016 Working with Why choose British Gas Landlord Insurance policy? The British Gas Landlord Insurance offers a range of covers and caters for a variety
More informationCOMPANY EQUIPMENT & BENEFITS POLICY
COMPANY EQUIPMENT & BENEFITS POLICY CARS & CAR ALLOWANCES 1 POLICY CHOICES, OPTIONS AND POSITIONS INCLUDED 1.1 Cars Whether an employee is entitled to receive either a car or a car allowance depends upon
More informationConnections DriveSmart Advantage - Massachusetts
Connections DriveSmart Advantage - Massachusetts For an increased premium, coverage is changed to that as shown below. Ultimate Towing and Labor When the Roadside Assistance Coverage endorsement is on
More informationLifestyle Household Insurance - Policy Summary
The insurance cover for sections A-D is provided by Covea Insurance plc, Norman Place, Reading, Berkshire, RG1 8DA. The insurance cover for section E Family Plus Legal Protection is administered by DAS
More informationCommercial Risk Summary Aviation Risks
Commercial Risk Summary Aviation Risks FIXED BASE OPERATORS Category: Aviation Risks SIC CODE: 4581 Airports, Flying Fields & Services NAICS CODE: 488119 Other Airport Operations Suggested ISO General
More informationProperty Loss Exposures and Policy Provisions
Property Loss Exposures and Policy Provisions After studying this chapter, you should be able to: List the types of property exposed to loss and the types of losses that can occur to the property Discuss
More informationGARAGE INSURANCE: The Basics How to make garage risks a part of your agency portfolio.
GARAGE INSURANCE: The Basics How to make garage risks a part of your agency portfolio. By Jim Krotki, CPCU An often overlooked source of commercial insurance prospects is garage business. Some agents are
More informationRAC Business Breakdown
RAC Business Breakdown Notice of Variation Terms and conditions with effect from 20/04/2015 Plus Policy Booklet Full Terms & conditions with effect from 29/09/2014 Please read and keep for your records
More informationTerritory Car Insurance
Territory Car Insurance Territory Car Insurance Product Disclosure Statement Information is current as at 16 201 Preparation Date: 16/09/2018. On-Line tiofi.com.au Call 131 846 Welcome Your car is more
More informationMotor Vehicle Insurance
Motor Vehicle Insurance Your Guide to Premiums, Excesses, Discounts and Claim Payments The insurer is GIO General Limited ABN 22 002 861 583 AFSL 229873. This product is distributed by Resilium Pty Ltd
More informationResidential Landlords Insurance
Residential Landlords Insurance February 2018 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for a variety of customers, from individuals who own
More informationWe re On The Road With You
We re On The Road With You Product Marketing Guide We re On The Road With You We re On The Road With You Underwriting Appetite Trucking with a radius of up to 1,500 miles between terminals Target Classes
More informationPeriod of Cover: 12 months
Optima Home Policy Summary This document provides a guide to the cover provided. It is however only a summary of the terms of cover and does not contain full details of the insurance policy terms, conditions
More informationNEW JERSEY AUTO INSURANCE BUYER S GUIDE. Marlene Caride Acting Commissioner. Sheila Oliver Lt. Governor. Phil Murphy Governor
NEW JERSEY AUTO INSURANCE BUYER S GUIDE Phil Murphy Governor Sheila Oliver Lt. Governor Marlene Caride Acting Commissioner WHERE DO I START?... 1 UNDERSTANDING YOUR POLICY... 2-6 Types of Coverages Standard
More informationCOMPREHENSIVE CAR INSURANCE PREMIUMS, EXCESSES & CLAIMS GUIDE
COMPREHENSIVE CAR INSURANCE PREMIUMS, EXCESSES & CLAIMS GUIDE The purpose of this Comprehensive Car Insurance Premiums, Excesses & Claims Guide (Guide) is to provide you with further information about
More informationTax Identification Numbers: Federal Tax ID #/SSN: State Tax ID #/SSN: State Sales Tax #:
BUSINESS LICENSE APPLICATION Finance Department Phone: (209) 385-6843 Fax: (209) 388-7217 E-Mail: blinquiry@cityofmerced.org City of Merced 678 W. 18 th St. Merced, CA 95340 Application Date: Please Check
More informationHome Policy Summary PERSONAL LINES. Making a claim
Home Summary Some important facts about your Geo Personal Lines Home insurance are summarised below. This policy summary does not contain the full terms and conditions of the contract. Please read the
More informationKey features of your policy Evolution
Key features of your policy Evolution ABOUT THIS DOCUMENT This document will outline specific cover features and benefits. This policy summary does not contain the full terms and conditions of the contract
More information