COMPANY EQUIPMENT & BENEFITS POLICY

Size: px
Start display at page:

Download "COMPANY EQUIPMENT & BENEFITS POLICY"

Transcription

1 COMPANY EQUIPMENT & BENEFITS POLICY CARS & CAR ALLOWANCES 1 POLICY CHOICES, OPTIONS AND POSITIONS INCLUDED 1.1 Cars Whether an employee is entitled to receive either a car or a car allowance depends upon the nature of their role. However, generally only the Senior Vice President and those who report to him or her directly enjoy this benefit. The amount of any car allowance may also vary depending upon the seniority of the employee. Where an employee enjoys such an entitlement, this should be set out in their contract of employment. Generally, a car allowance will be provided rather than simply a car. The amount of any car allowance or the type of car supplied may vary from one employee to another. 1.2 Upgrades, downgrades and extras Employees who are supplied with a company car may upgrade beyond the allowance permitted for their level and may also choose additional extras. However, any costs incurred in this regard that exceed their entitlement under their contractual terms must be met by the employee. Should an employee choose to receive a car worth less than their allowance they will not receive the difference as a supplement to salary.

2 Sodexo reserves the right to review the upgrade/downgrade approach at any time. 1.3 Termination of employment Should the employment of an employee in receipt of a car, rather than a car allowance, be terminated by either party, they must choose to either purchase the vehicle or return it to Sodexo without penalty. 1.4 Long term Sickness Absence & Maternity Leave Where an employee who has received a car takes maternity leave or is absent for a prolonged period they can either return it to the company for the period of their maternity leave or alternatively they can keep the car for the duration of their maternity leave, paying an agreed contribution towards it each month. Should an employee choose to return their car in such circumstances, upon their return to work they will be offered a car of a similar standard Where an employee receives a car allowance, this will continue to be paid on a proportionate basis commensurate with the maternity or sick pay the employee receives. Therefore, for example, in the period of their maternity leave when an employee receives 90% of their salary, they will be paid the same percentage of the car allowance. Whilst on unpaid leave, the employee will not receive any car allowance. 1.5 Exclusion from the Scheme The Company reserves the right to remove an employee s entitlement to a car or a car allowance in any of the following circumstances: The employee loses their right to hold a driving licence. Employees must produce their driving licence to the Company whenever requested to do so (a copy will not suffice). Driving any car without a current licence is an offence for which dismissal could occur. Company Equipment Benefits Policy 2

3 1.5.2 The employee fails to meet their obligations under this policy. Employees must notify the a member of staff in the Supply Chain Department immediately of any change in circumstances which may affect the Company s insurance arrangements on the car provided and their legal ability to drive it. Failure to do so may render the employee personally liable for any costs resulting from accidents involving their vehicle. It may also result in the employee committing a criminal offence by driving without valid insurance The employee is unable to drive as the result of a medical condition. It is the employee s responsibility to notify the DVLA and the Company of any medical condition that affects their driving ability. 1.6 Car Parking Spaces The limited parking spaces at the Company s Head Office are allocated to employees on the following basis: The role they perform is considered to be client facing and they are required to visit clients/external companies or offshore units; or The role is part of the UK Leadership Team and a car parking space is attached to the benefits package for the position Whether a vacant or new position based at Head Office should enjoy this benefit will be assessed against the above criteria. This decision is made collectively by the employee s line manager and the Company s Human Resources Manager. Where an employee s work involves visits to Customer s sites on a weekly basis, or where the employee is a member of the UK Leadership Team, they will be allocated a car parking space on the premises of the Head Office, where available. Company Equipment Benefits Policy 3

4 1.6.3 The allocation of spaces at Head Office will be reviewed regularly to ensure the continued satisfaction of the above. This may result in a car park space being reallocated to an external car park. Employees who currently enjoy a funded car parking space but whose positions do not meet this criteria will continue to benefit from a parking space until they leave employment with Sodexo Remote Sites Where employees who have car parking spaces are on holiday or absent through illness, the Company will offer their vacant parking space to employees who do not have an allocated space Employees should advise their line manager of their interest in using such spaces and a list of interested employees will be maintained The duration of the period that an employee can make use of a space in such circumstances will be determined by the duration of holidays or sickness absence. This may mean that one offer lasts only for a few days, one week or longer The allocation of such spaces will be managed so that everyone who has expressed an interest has the opportunity to utilise a space. Once everyone on the list has enjoyed this opportunity, the first employee on the list is offered the next space and subsequent spaces are offered to those on the list in the order in which their interest was noted The maximum duration for a space to be allocated to an employee in such circumstances is one month. Where the normal occupant of the space remains absent, the next person on the list would be assigned to the car parking space. Company Equipment Benefits Policy 4

5 2 INSURANCE COVER All company vehicles (including short term hire cars) and other vehicles used for Company business are covered by this policy and employees are required to observe the limitations of use specified on their Certificate of Insurance. 2.1 Private Insurance Employees must ensure that they take out appropriate private insurance to cover them for using a personal vehicle for company business. Proof of this insurance must be supplied to the Company if requested. The cost of such insurance in full is the responsibility of the employee. 2.2 Company Car Insurance Policy In order to be covered by the Company s insurance the driver of a Company vehicle must be:- In possession of a valid full UK driving licence; In employee or a spouse or partner of the employee; and Over 25. Under 25 s may drive the company vehicle only when the employee or spouse are in the car A company vehicle is only covered for business use where that business use if Sodexo business and for social, domestic and pleasure purposes. Under no circumstances must the vehicle be used for the business purposes of another business, such as that of a spouse or partner. Insurance cover includes use in Europe. Drivers of a company vehicle can make their vehicle available to other Sodexo employees during normal working hours for use on legitimate Sodexo company business. 2.3 Accidents, Theft, Fire, Vandalism Company Equipment Benefits Policy 5

6 All incidents, however minor, must be reported to the Health and Safety Manager including damage to a third party s car or property, even if the vehicle has not sustained damage. This should be done as soon as possible and in any event no later than 48 hours after the incident. In the event of a serious accident rendering the car immobile, this should be reported immediately to the Company s Procurement Manager who will arrange car recovery and ensure that all necessary travel requirements are met. 2.4 Foreign Travel Company vehicles are not covered for breakdown, mechanical repairs and repatriation whilst abroad. In the event of an accident or breakdown abroad employees will be responsible for all repairs, replacement, repatriation of the vehicle etc. 2.5 Employee liability In the event of a claim made under the company s car insurance policy, an excess amount is payable to the Insurer. Whilst in normal circumstances the Company will meet this, in the event of an employee incurring more than three own fault insurance claims in any twelve month period the Company reserves the right to charge the excess amount for the second and subsequent claims to the employee. In the event that an employee incurs more than three insurance claims in a twelve month period, the Company will also review their continuing eligibility to benefit from the Company s car scheme. The Company reserves the right to withdraw the benefit of a car, possibly as a result of its conclusions having followed its disciplinary procedure. 2.6 Tow bars and other accessories Tow bars and other accessories may not be fitted to a company vehicle by an employee, without prior approval from the Company. Company Equipment Benefits Policy 6

7 2.7 Parking fines and other motoring offences If the employee or a nominated driver driving the car with their permission incur any fines or driving offences, it is their responsibility to pay or appeal against the fine. Under no circumstances will the Company meet the cost of any fines which are incurred. If the employee or a nominated person driving the car with their permission is alleged to have committed any driving offences (such as speeding, traffic light or drink driving offences) they will be solely responsible for any matters arising from the allegation(s). If the employee is convicted of any driving offences they must inform a member of staff within the Human Resources Department of this in writing immediately. The employees continued eligibility to benefit from the Company s car scheme will be reviewed and, depending on the nature of the offence, may be forfeited. 2.8 Buying your current Company car If an employee chooses to purchase their vehicle at any time, the purchase price will be an amount set by the Company. Where a vehicle has been purchased through a Credit Sale Agreement, the employee may be entitled to purchase the car at the end of the agreement at the pre-determined guaranteed price. Should an employee wish to do so, they should in the first instance notify the Finance Director. 2.9 Maintenance arrangements Whenever a Company vehicle requires to be serviced or repaired the employee should contact the Supply Chain Manager who will make the necessary arrangements Hire Cars Company Equipment Benefits Policy 7

8 In the event that a spare or reallocated car is unavailable, a hire car will be provided until the delivery of a new car, a replacement car or until the existing car is returned Vehicle Excises Duty Employees must ensure that a valid tax disc is displayed in the windscreen of all Company vehicles Car registration documents These documents should be in an employee s possession at all times when using the vehicle Fuel cards The fuel card permits the purchase of fuel and oil only. On each occasion when an employee purchases fuel using the card, they must ensure that they:- Confirm their car s mileage to the cashier Confirm that the above, together with registration number and value, are correct on the voucher Sign the voucher Retain the top copy of the voucher. The fuel card should be treated in the same way as a personal credit card and employees are expected to take reasonable precautions to keep it safe. The card should therefore never be left in a car. Were an employee to fail to take such precautions and the result was that the fuel card was stolen, they will be held liable for any costs arising due to the fraudulent use of the fuel card. Company Equipment Benefits Policy 8

9 Should the fuel card be lost or stolen, the employee must contact the Supply Chain Manager immediately. This manager will advise on the necessary course of action and a replacement card may be dispatched. Employees are expected to purchase either unleaded or diesel fuel. Premium fuels such as Super Unleaded area only appropriate for high performance cars and should not be used in company vehicles Mileage records and returns All drivers of company vehicles are legally obliged to maintain a record of their business mileage. In the event of such mileage records not being submitted, the Company reserves the right to withhold reimbursement of that employee s company expenses and its monthly contribution to their company vehicle agreement. REMOVAL EXPENSES 3 GENERAL PRINCIPLES 3.1 The Company determines when removal expenses incurred by an employee in relocating themselves closer to the location of their employment are to be reimbursed. 3.2 Secondment Where an employee is seconded from their normal position to work at another location which is not a commutable distance from their home, the Company may offer to reimburse general expenses in relation to travel, accommodation and living expenses. In the event of a secondment such expenses should only be paid for a maximum period of two years, up to a maximum value of 8,000, in order to prevent a tax liability arising. 3.3 Permanent Appointment Company Equipment Benefits Policy 9

10 Where an employee is required to relocate themselves and their family in order to be closer to the site where they will be based, the Company may agreed to reimburse the employee s relocation expenses. The maximum amount of such reimbursement shall be agreed in advance. In order to then claim reimbursement of the expenses, the employee submits invoices in respect of the relocation as these arise. In order to demonstrate that the employee has secured value for money in respect of this expenditure, the Company requires three quotes for each component of the expenses. Such expenses can only be reimbursed during the year following the employee taking up post. In order to receive the reimbursement of these costs, the employee must agree to repay them to the company if they leave the company voluntarily or are dismissed for performance related reasons within two years of taking up post. Repayment of such expenses will be on a pro rata basis to the proportion of the two year period in which they have remained in the Company s employment. Therefore, where an employee received 6,000 removal expenses but leaves the Company after eighteen months they agreed to repay 1,500 to the Company. INSURED BENEFITS 4 LIFE ASSUSRANCE 4.1 OFFSHORE Details of the minimum life assurance coverage to which staff who work offshore are entitled may be contained in collective agreements to which the Company is party. Copies of any such agreements are available from the Human Resources Department. When employees benefit from such cover should also be set out therein. Additionally, where accidental death occurs from the point where an employee leaves home for deployment offshore until they arrive back home they benefit Company Equipment Benefits Policy 10

11 from life insurance cover to the value of four times the amount of their basic salary. 4.2 ONSHORE Most employees working in onshore roles benefit from life assurance provision of a minimum value of 10,000 or two times basic salary, whichever is the greater. 4.3 CLAIMS In the event of an employee's death whilst in the service of the Company in circumstances in which a claim would arise under any such policy, the Company follows its Death in Service Life Assurance Claim Procedure. 5 MEDICAL INSURANCE Certain offshore employees are entitled to medical insurance cover paid for by the Company, having been offered this benefit upon joining the Company or by a previous employer prior to the transfer of their employment to the Company. The Finance Department are responsible for maintaining the Company s medical insurance policies through its appointed insurance broker. This entitlement should be reflected in those employee s contracts of employment. Details of a specific employee s entitlements under such policies are available from the Company s Insurance Broker. The Broker can be contacted via the Finance Department. 6 PERSONAL ACCIDENT COVER The Company also maintains a personal accident cover insurance policy. All employees benefit from this cover while they are at work and also in the time when they are travelling to or from work. Details of the level of cover are set out in the policy, available from the Company s Insurance Broker. Company Equipment Benefits Policy 11

12 FINANCIAL BENEFITS 7 ADVANCES 7.1 It is the Company's Policy not to pay Advances to its employees, other than in exceptional circumstances. An employee's request for an advance should be made to their line manager. In the event of such a request being received, the Line Manager should consult with the appropriate Operations Manager or with the Finance Manager, who will determine whether, in the circumstances, the Company can grant it. MEDICAL BENEFITS 8 EYE CARE 8.1 Employees who regularly spend most of their working day using Video Display Equipment are entitled to claim up to 65 annually towards the cost of eyewear such as glasses or contact lenses. Reimbursement for such expenditures is made in accordance with the provisions of the Company s expenses policy [insert link over the words expenses policy to the expenses policy] and is subject to the approval of the employee s line manager. Company Equipment Benefits Policy 12

COMPANY VEHICLE POLICY

COMPANY VEHICLE POLICY COMPANY VEHICLE POLICY POLICY STATEMENT We provide a Company vehicle for some employees and this policy provides a guide to the allocation, replacement and use of Company vehicles. It is a condition of

More information

Wabtec UK Company Car Policy

Wabtec UK Company Car Policy Wabtec UK Content Page Number 1. Introduction 2 2. Eligibility & Conditions 2 2.1 Essential User 2 2.2 Car Allowance/Company Car 2 2.3 New Starter or Promotion 2 3. Allowance/Lease Cost 2 4. Choice of

More information

Vehicle Policy Organisation and Management. The University of Edinburgh

Vehicle Policy Organisation and Management. The University of Edinburgh The University of Edinburgh Vehicle Policy 2007 Introduction This policy aims to reduce legal, health and safety and financial liability and to control costs of managing University vehicles. The objective

More information

POLICY & PROCEDURE FOR TRUST LEASE CARS

POLICY & PROCEDURE FOR TRUST LEASE CARS POLICY & PROCEDURE FOR TRUST LEASE CARS Date Approved by Trust Board Version 06 Issue Date Review Date Executive Lead Executive Director of Finance Procedure/Policy PF005 Number Procedure/Policy Finance

More information

In summary, this policy will provide details of our procedures in relation to:

In summary, this policy will provide details of our procedures in relation to: Company Car Policy An Overview The purpose of this document is to outline our policy in respect of the procurement and management of company vehicles for [Insert Company Name]. This also includes procedures

More information

POLICY & PROCEDURE FOR THE OPERATION OF THE TRUST CAR SCHEME

POLICY & PROCEDURE FOR THE OPERATION OF THE TRUST CAR SCHEME Directorate of Facilities & Information POLICY & PROCEDURE FOR THE OPERATION OF THE TRUST CAR SCHEME Reference: FMP013 Version: 4.0 This version issued: 20/02/12 Result of last review: Major changes Date

More information

Summary of Cover - New Driver by Carrot Insurance

Summary of Cover - New Driver by Carrot Insurance KEY FACTS Summary of Cover - New Driver by Carrot Insurance INSURER Alpha Insurance A/S Alpha Insurance A/S is authorized and regulated by Finanstilsynet (The Danish Financial Regulator). As an insurance

More information

Lease Car Policy. Ref FIN-0005-v4. Status: Ratified Document type: Policy

Lease Car Policy. Ref FIN-0005-v4. Status: Ratified Document type: Policy Lease Car Policy Ref FIN-0005-v4 Status: Ratified Document type: Policy Contents 1 Why we need this policy... 3 1.1 Purpose... 3 2 Scope... 3 2.1 Who this policy applies to... 3 2.2 Related documents...

More information

FAQ s on Avis Hire Cars

FAQ s on Avis Hire Cars Question 1. What is an AWD number? 2. What is the minimum age an employee has to be to hire a vehicle on Company Business? 3. How do I order a vehicle? 4. If I need a copy of my Avis invoice or have a

More information

General Terms and Conditions. Private Lease

General Terms and Conditions. Private Lease General Terms and Conditions Private Lease 15/09/2017 1. ABOUT THESE TERMS AND CONDITIONS 1.1 To whom do these conditions apply? These conditions apply to LeasePlan Partnerships & Alliances NV Also referred

More information

Hilton Worldwide. UK Company Car Program. Effective from 6 April 2011

Hilton Worldwide. UK Company Car Program. Effective from 6 April 2011 Hilton Worldwide UK Company Car Program Effective from 6 April 2011 Page 1 of 33 16/06/2011 CONTENTS 1 SCOPE... 3 2 DEFINITIONS... 4 3 ELIGIBILITY... 5 3.1 General... 5 3.2 Job Cars... 5 3.3 Benefit Cars...

More information

Bidvest Car Rental t/a Budget Car and Van Rental : Terms and Conditions

Bidvest Car Rental t/a Budget Car and Van Rental : Terms and Conditions Bidvest Car Rental t/a Budget Car and Van Rental : Terms and Conditions 1. Definitions In this agreement, unless the context indicates otherwise, the following expressions shall bear the following meanings:

More information

Europcar Trinidad & Tobago

Europcar Trinidad & Tobago Europcar Trinidad & Tobago Vehicle Rental Terms and Conditions Table of Contents 1.0 GENERAL INFORMATION...2 1.1 Reservations...2 1.2 Office Operation Hours...2 1.3 Age...2 1.4 Driver s License...3 1.5

More information

RAC Business Breakdown

RAC Business Breakdown RAC Business Breakdown Notice of Variation Terms and conditions with effect from 20/04/2015 Plus Policy Booklet Full Terms & conditions with effect from 29/09/2014 Please read and keep for your records

More information

Budget UK Rental Agreement

Budget UK Rental Agreement Budget UK Rental Agreement Please find below an example of the UK rental agreement terms and conditions. 1. Rental Period The conditions of this Agreement apply to any vehicles, including replacement vehicles,

More information

CAR INSURANCE. Product Disclosure Statement (PDS)

CAR INSURANCE. Product Disclosure Statement (PDS) CAR INSURANCE Product Disclosure Statement (PDS) 18.02.2017 Important information This document is a Product Disclosure Statement (PDS) and contains important information about the Car Insurance we offer.

More information

SUMMARY OF PRIVATE CAR TELEMATICS INSURANCE COVER

SUMMARY OF PRIVATE CAR TELEMATICS INSURANCE COVER SUMMARY OF PRIVATE CAR TELEMATICS INSURANCE COVER This is a Policy Summary only and does not contain the full terms and conditions of the contract. Full terms can be found in the Policy Wording. INSURANCE

More information

Prestige Motor. Allianz Prestige Motor Insurance for Financial Institution Customers Policy Document. (Product Disclosure Statement) Prestige Motor

Prestige Motor. Allianz Prestige Motor Insurance for Financial Institution Customers Policy Document. (Product Disclosure Statement) Prestige Motor Prestige Motor Financial Institutions Allianz Prestige Motor Insurance for Financial Institution Customers Policy Document. (Product Disclosure Statement) Prestige Motor Our Product Disclosure Statement

More information

MINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS

MINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS MINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS Product Summary This document provides a summary of cover for the Mini Fleet Policy Mini Fleet Policy Please read this document carefully. Full terms

More information

MINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS

MINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS MINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS Product Summary This document provides a summary of cover for the Mini Fleet Policy Mini Fleet Policy Please read this document carefully. Full terms

More information

Staff Car Lease Scheme

Staff Car Lease Scheme Staff Car Lease Scheme Under 100g/km C0 2 = Zero Road Tax Electric and Hybrid cars included Contact Staff Travel stafftravel@fhft.nhs.uk http://stafftravel.co/fph How to apply The Trust objectives are

More information

Welcome to Gladiator s Hire Vehicle Cover

Welcome to Gladiator s Hire Vehicle Cover Hire Vehicle Cover Welcome to Gladiator s Hire Vehicle Cover This policy booklet describes your contract for Hire Vehicle Cover. Please read it carefully along with your current Policy Schedule. This is

More information

SUMMARY OF COMMERCIAL VEHICLE INSURANCE COVER

SUMMARY OF COMMERCIAL VEHICLE INSURANCE COVER SUMMARY OF COMMERCIAL VEHICLE INSURANCE COVER INSURER Zenith Insurance Plc authorised Insurer, registered in Gibraltar (Reg. No. 84085) Zenith Insurance Plc is licensed and based in Gibraltar and is regulated

More information

Van Hire. policy booklet

Van Hire. policy booklet Van Hire policy booklet Introduction to your Van Hire cover Page Definitions 2-3 Insurance services Introduction to Van Hire cover 4 Compliments and complaints 5 If you need to claim 6 Insurance cover

More information

UNIVERSITY OF WALES EXPENSES, TRAVEL AND SUBSISTENCE POLICY. 1. Introduction. Travel & Expenses - Version 4, July 2014, Academic Unit

UNIVERSITY OF WALES EXPENSES, TRAVEL AND SUBSISTENCE POLICY. 1. Introduction. Travel & Expenses - Version 4, July 2014, Academic Unit UNIVERSITY OF WALES EXPENSES, TRAVEL AND SUBSISTENCE POLICY 1. Introduction This document provides detailed guidance on the University s policy for the reimbursement of expenses necessarily incurred by

More information

Guidebook for IVCC Student Organizations

Guidebook for IVCC Student Organizations Guidebook for IVCC Student Organizations Updated Fall 2016 How to Arrange an Organization Sponsored Activity All campus organizations are urged to plan activities from which the student body might benefit.

More information

Saga Motor Insurance Important information for customers

Saga Motor Insurance Important information for customers Saga Motor Insurance Important information for customers Important information for customers Saga Services Limited is registered in England and Wales (Company No 732602). Registered Office: Enbrook Park,

More information

Guidebook for IVCC Student Organizations

Guidebook for IVCC Student Organizations Guidebook for IVCC Student Organizations Updated Summer 2017 How to Arrange an Organization Sponsored Activity All campus organizations are urged to plan activities from which the student body might benefit.

More information

Insurance. UK and European breakdown cover

Insurance. UK and European breakdown cover Insurance UK and European breakdown cover Introduction Welcome to UK and European breakdown cover This Motor Breakdown and accident recovery service is administered on behalf of Co-op Insurance by AXA

More information

Private Car Policy Summary

Private Car Policy Summary Private Car Policy Summary Inside you ll find a summary of your Car Insurance Tesco Bank Box Insurance TBB PCPS 180525 6.0 1 Private Car Policy Summary Welcome to Tesco Bank Box Insurance Thank you for

More information

St.George Motor Insurance. Product Disclosure Statement and Policy Document.

St.George Motor Insurance. Product Disclosure Statement and Policy Document. St.George Motor Insurance Product Disclosure Statement and Policy Document. Effective: 19 November 2016 Welcome and thank you for choosing St.George Motor Insurance. St.George Motor Insurance ( insurance

More information

Private Car Policy Summary

Private Car Policy Summary Private Car Policy Summary Inside you ll find a summary of your Car Insurance Tesco Bank Box Insurance Private Car Policy Summary Welcome to Tesco Bank Box Insurance Thank you for choosing Tesco Bank Box

More information

First Alternative Car Insurance Policy Summary

First Alternative Car Insurance Policy Summary First Alternative Car Insurance Summary Summary of policy - full details are contained in the Booklet, Schedule and Certificate of Motor Insurance. Please note this is a summary of your policy. Full details

More information

Staff benefit car lease scheme. NHSFS

Staff benefit car lease scheme.   NHSFS Staff benefit car lease scheme www.nhsfleetsolutions.co.uk NHSFS 010618 The car lease scheme Overview The Scheme is designed to provide you with competitively priced and trouble free motoring. Under the

More information

Check that the vehicle is in a roadworthy condition and has a valid MOT certificate and Tax disc

Check that the vehicle is in a roadworthy condition and has a valid MOT certificate and Tax disc Driver Policy 1. Drivers Legal Requirements 1.1. Oxford Hydrotechnics is a responsible employer and takes its duties seriously. Therefore this policy document, which clarifies your responsibility as a

More information

NHS Fleet Travel & Expenses Policy

NHS Fleet Travel & Expenses Policy NHS Fleet Travel & Expenses Policy January 2009 Contents Section 1 Travel Policy Paragraph Introduction 1.00 Scope 1.30 General Principles 2.00 Health & Safety at Work 2.10 Drivers responsibility 2.30

More information

THE ULTIMATE PEACE OF MIND.

THE ULTIMATE PEACE OF MIND. BMW Roadside Assistance & Accident Management 133 BMW bmw.com.au THE ULTIMATE PEACE OF MIND. BMW Roadside Assistance & Accident Management. Peace of mind begins right now. All new BMW Vehicle owners automatically

More information

Your Car Insurance Policy Summary

Your Car Insurance Policy Summary Your Car Insurance Policy Summary Contents Welcome to Brightside car insurance...3 Policy Summary...4 About Brightside car insurance...4 Summary of Cover...4 Claims and Glass Helpline...4 Insurer...4 Cover

More information

Amendments to Your Car Insurance Guide

Amendments to Your Car Insurance Guide Amendments to Your Car Insurance Guide Amendments to Your Car Insurance Guide The following changes will apply to your policy from your renewal. For full terms and conditions please refer to Your Car Insurance

More information

MOTOR TRADERS SECTION

MOTOR TRADERS SECTION MOTOR TRADERS SECTION Definitions The following definitions apply to the words or terms listed below wherever they appear in this section unless specifically otherwise indicated. 1. The Vehicle - shall

More information

Page1. Company Vehicle Policy. Issue Date 07/03/2017 Issue 1 Document No: 019 Uncontrolled when copied

Page1. Company Vehicle Policy. Issue Date 07/03/2017 Issue 1 Document No: 019 Uncontrolled when copied Page1 Company Vehicle Policy Page2 Company Vehicle Policy Purpose and Scope It is the Company s aim to ensure all employees who have been provided with a Company vehicle are fully aware of their responsibilities.

More information

Direct Billing for Loss of Use. Rental Companies

Direct Billing for Loss of Use. Rental Companies Direct Billing for Loss of Use Rental Companies Version 1.5 February 23, 2017 Contents Introduction... 3 1. Rental Vehicle Rates... 4 2. Managing Loss of Use Costs... 4 2.1 Role of Rental Vehicle Company...

More information

Moor House Adventure Centre YIF Minibus

Moor House Adventure Centre YIF Minibus Please ensure you read the enclosed Terms and Conditions before completing this booking form. About the hirer District Group What are you hiring for? Contact name Contact email address Contact phone number

More information

SIGNIFICANT FEATURES AND BENEFITS: Your policy includes the following features, which are explained in detail in your Policy Booklet:

SIGNIFICANT FEATURES AND BENEFITS: Your policy includes the following features, which are explained in detail in your Policy Booklet: POLICY SUMMARY: FAMILY-MARQUE EXCEED Some important facts about your Family-Marque Insurance are summarised below. This summary does not describe all the terms and conditions of your policy, so please

More information

POLICY SUMMARY. April 2017

POLICY SUMMARY. April 2017 POLICY SUMMARY April 2017 The key facts This is your motor insurance policy summary; it contains the key information about your policy that you should read. Your policy summary does not contain the full

More information

SUMMARY OF COMMERCIAL VEHICLE INSURANCE COVER

SUMMARY OF COMMERCIAL VEHICLE INSURANCE COVER SUMMARY OF COMMERCIAL VEHICLE INSURANCE COVER INSURER Zenith Insurance Plc authorised Insurer, registered in Gibraltar (Reg. No. 84085) and/or its co-insurer St Julians Insurance Company Limited authorised

More information

Welcome to Admiral s Hire Vehicle Cover

Welcome to Admiral s Hire Vehicle Cover Hire Vehicle Cover Welcome to Admiral s Hire Vehicle Cover Thank you for taking out Hire Vehicle Cover. We are confident our friendly, fast and efficient service will ensure you remain a satisfied customer

More information

Welcome to Peugeot Contract Hire

Welcome to Peugeot Contract Hire Welcome to Peugeot Contract Hire Welcome to a World of Design and Innovation Our aim at Peugeot Contract Hire is to deliver the kind of ownership experience you would expect from one of the world s great

More information

Please read this carefully. This is a long document and you may wish to print off and read offline.

Please read this carefully. This is a long document and you may wish to print off and read offline. GENERAL HIRING INFORMATION This agreement is between the Owner of Phoenix T/A UK Motorhomes 4 hire and Motorhome Hire For You as specified in your Booking Confirmation (Owner, we us, our) and the hirer

More information

Significant Exclusions and Limitations. First amount of any claim for replacement x x

Significant Exclusions and Limitations. First amount of any claim for replacement x x Minibus Plus Policy Summary underwritten by QBE Insurance (Europe) Limited Registered Address: Plantation Place, 30 Fenchurch Street, London, EC3M 3BD This is a summary of the policy and does not contain

More information

USE OF COUNTY VEHICLES, AND PERSONAL VEHICLES ON COUNTY BUSINESS. Policy i

USE OF COUNTY VEHICLES, AND PERSONAL VEHICLES ON COUNTY BUSINESS. Policy i Table Of Contents USE OF COUNTY VEHICLES, AND PERSONAL VEHICLES ON COUNTY BUSINESS Policy 450.1 PURPOSE... 1.2 APPLICABILITY... 1.4 GENERAL POLICIES... 1 4.1 AUTHORIZED OPERATORS... 1 4.2 SAFETY... 1 4.3

More information

Minibus Policy Summary underwritten by QBE Insurance (Europe) Limited Registered Address: Plantation Place, 30 Fenchurch Street, London, EC3M 3BD

Minibus Policy Summary underwritten by QBE Insurance (Europe) Limited Registered Address: Plantation Place, 30 Fenchurch Street, London, EC3M 3BD Minibus Policy Summary underwritten by QBE Insurance (Europe) Limited Registered Address: Plantation Place, 30 Fenchurch Street, London, EC3M 3BD This is a summary of the policy and does not contain the

More information

CarProtect Insurance Policy

CarProtect Insurance Policy CarProtect Insurance Policy Please check this Policy carefully to ensure it meets your requirements 1. Insuring Clause The Insured and the Company agree: (a) the Proposal and Declaration is incorporated

More information

Car Insurance Conditions - All Risk

Car Insurance Conditions - All Risk 01. WHO ARE INSURED? The insurance applies to all people listed below. These people are referred to as you in the conditions set out below. The person taking out this insurance. The person who uses the

More information

Simon ADI Driving School

Simon ADI Driving School Simon ADI Driving School Terms and Conditions These Terms and Conditions shall apply to the provision of driving tuition by driving instructors working with Simon ADI Limited (company registered in England

More information

INVOLUNTARY LOSS OF EMPLOYMENT INSURANCE Policy Terms and Conditions

INVOLUNTARY LOSS OF EMPLOYMENT INSURANCE Policy Terms and Conditions INVOLUNTARY LOSS OF EMPLOYMENT INSURANCE Policy Terms and Conditions Reference Number : ILOE / (motor policy no) DEFINITIONS For the purpose of this policy, the following definitions shall apply unless

More information

Car Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments

Car Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments Car Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments Guide (PED

More information

SUMMARY OF PRIVATE CAR INSURANCE COVER

SUMMARY OF PRIVATE CAR INSURANCE COVER SUMMARY OF PRIVATE CAR INSURANCE COVER INSURER LEVEL OF COVER TERM OF THE POLICY CANCELLATION IN THE EVENT OF A CLAIM NOTIFICATION OF CHANGES Markerstudy Insurance Company Limited and/or its co-insurers

More information

Self-Drive Horsebox Hire Terms & Conditions For Ainscough Limited t/a Ainscough Hire

Self-Drive Horsebox Hire Terms & Conditions For Ainscough Limited t/a Ainscough Hire Self-Drive Horsebox Hire Terms & Conditions For Ainscough Limited t/a Ainscough Hire PLEASE READ THESE TERMS & CONDTIONS CAREFULLY BEFORE PLACING YOUR ORDER AND KEEP A COPY FOR REFERENCE. IF YOU HAVE ANY

More information

LV= FLEET INSURANCE POLICY SUMMARY

LV= FLEET INSURANCE POLICY SUMMARY Policy Underwritten by: Highway Insurance Company Ltd, LV Brentwood, PO Box 9104, Bournemouth, BH1 9DB LV= FLEET INSURANCE POLICY SUMMARY Some important facts about your Fleet Insurance are summarised

More information

Suncorp Car Insurance. Additional Information Guide

Suncorp Car Insurance. Additional Information Guide Suncorp Car Insurance Additional Information Guide The guide is designed to provide you with additional information about excesses, how we pay claims, calculate premiums and the discounts available under

More information

Provident Thirty Plus

Provident Thirty Plus Provident Thirty Plus This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your Policy Booklet. A copy of the Policy Booklet

More information

COMPANY CAR POLICY. This policy should be read in conjunction with the following company issued documents:

COMPANY CAR POLICY. This policy should be read in conjunction with the following company issued documents: 1 General COMPANY CAR POLICY 1.1 Policy Objectives The purpose of this policy is to explain: Company car eligibility and allocation Guidelines regarding use of company vehicles The cash allowance alternative

More information

Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) Issued by:

Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) Issued by: CommInsure Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) Issued by: Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL) trading as CommInsure 14 March

More information

Full details of what you have chosen are shown in your personal quotation and policy schedule.

Full details of what you have chosen are shown in your personal quotation and policy schedule. POLICY SUMMARY μ SM RT WHEELS Car Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable.

More information

Is your acceptance of the terms set out below and on the form; and

Is your acceptance of the terms set out below and on the form; and TERMS & CONDITIONS Please read these terms and conditions carefully and if there is anything you do not understand, please ask any member of staff. It is important that you fully understand and accept

More information

MyDrive Car Scheme Guide for employees

MyDrive Car Scheme Guide for employees MyDrive Car Scheme Guide for employees This guide outlines how an eligible employee can source a car through the MyDrive scheme and what the procedures are for using and maintaining the car. Main topic

More information

Van Insurance Summary of cover

Van Insurance Summary of cover Van Insurance Summary of cover About this document This document is a summary of the insurance provided by our Van insurance policy. Therefore it does not contain the full terms and conditions of your

More information

Amendments to Your Car Insurance Guide

Amendments to Your Car Insurance Guide Amendments to Your Car Insurance Guide Amendments to Your Car Insurance Guide The following changes will apply to your motor policy from this renewal. For full terms and conditions please refer to Your

More information

Insurance Policy Document. Motor Fleet MOTOR INSURANCE. Member of Canopius Group

Insurance Policy Document. Motor Fleet MOTOR INSURANCE. Member of Canopius Group Motor Fleet Insurance Policy Document MOTOR INSURANCE Member of Canopius Group You must read this document in conjunction with your policy schedule and Certificate of Insurance. If any information contained

More information

Your Car Insurance Policy Features and Benefits

Your Car Insurance Policy Features and Benefits Protection. It s in our nature. Your Car Insurance Policy Features and Benefits fbd.ie FBD Insurance plc is regulated by the Central Bank of Ireland. FBD Insurance has over 50 years experience and today

More information

Direct Car Excess Insurance Single Trip Policy Summary

Direct Car Excess Insurance Single Trip Policy Summary Direct Car Excess Insurance Single Trip Policy Summary Insurance Provider This insurance is underwritten by AIG Europe Limited. Purpose of the Insurance The purpose of this car hire excess insurance policy

More information

Expenses Policy. TGA Trust Expenses Policy Ver P a g e

Expenses Policy. TGA Trust Expenses Policy Ver P a g e Expenses Policy 1 P a g e Expenses Policy 1. Introduction The principles of this policy are: To ensure staff are reimbursed on a timely basis for all reasonable expenses incurred wholly, necessarily and

More information

OVERSEAS STUDENT TRAVEL 2017/18 INSURANCE INFORMATION

OVERSEAS STUDENT TRAVEL 2017/18 INSURANCE INFORMATION OVERSEAS STUDENT TRAVEL 2017/18 INSURANCE INFORMATION This provides a summary of UON s Corporate Travel Insurance and is not evidence that your travel is covered by the University s insurance program.

More information

Terms & Conditions. LCS Meet and Greet Limited T/A - LCS Manchester Meet and Greet (luxury chauffeur services)

Terms & Conditions. LCS Meet and Greet Limited T/A - LCS Manchester Meet and Greet (luxury chauffeur services) Terms & Conditions LCS Meet and Greet Limited T/A - LCS Manchester Meet and Greet (luxury chauffeur services) Terms and Conditions Please note: THE CLIENT MUST RETAIN THEIR REFERENCE NUMBER/NUMBERED RECEIPT

More information

Company Car Policy. This policy is effective from 1st November 2006 and shall not apply to any actions that occurred prior to this date

Company Car Policy. This policy is effective from 1st November 2006 and shall not apply to any actions that occurred prior to this date Multiassistance Limited This policy is effective from 1st November 2006 and shall not apply to any actions that occurred prior to this date Multiassistance Limited 9a Alton House Gatehouse Way Aylesbury

More information

This policy sets out the arrangements for staff with regard to claiming expenses Who is the document All staff

This policy sets out the arrangements for staff with regard to claiming expenses Who is the document All staff Title Document Details Policy and Procedure on Travel Expenses and Subsistence Claims Trust Ref No 1592-40724 Local Ref (optional) N/A Main points the document covers This policy sets out the arrangements

More information

REFRIGERATION/FREEZER TRAILERS - TERMS & CONDITIONS OF HIRE

REFRIGERATION/FREEZER TRAILERS - TERMS & CONDITIONS OF HIRE REFRIGERATION/FREEZER TRAILERS - TERMS & CONDITIONS OF HIRE 1. The rates of hire, delivery and collection will be specified in writing in the form of a quotation. Verbal estimates may be given as a guide

More information

Rental guide Smile Rent

Rental guide Smile Rent Rental guide Smile Rent Requirements for driving the vehicle To rent a Smile Rent vehicle, the driver must be 25 years old and have a driving license, issued to him/her at least one year ago. Minimum Age

More information

Who to contact. Broken down in the UK Local Rate (from a mobile)

Who to contact. Broken down in the UK Local Rate (from a mobile) Who to contact These are all of the numbers that you and/or a driver will need in the event that the vehicle has broken down or you and/or a driver need to make any other claim under RAC Breakdown Cover.

More information

Territory Car Insurance

Territory Car Insurance Territory Car Insurance Territory Car Insurance Product Disclosure Statement Information is current as at 16 201 Preparation Date: 16/09/2018. On-Line tiofi.com.au Call 131 846 Welcome Your car is more

More information

Financial Management. Adoption: CEO Date: May 2017 (Adoption/most recent revision) Review period: Executive Manager Business Performance

Financial Management. Adoption: CEO Date: May 2017 (Adoption/most recent revision) Review period: Executive Manager Business Performance Category: Financial Management Adoption: CEO Date: May 2017 (Adoption/most recent revision) Review period: Three years Responsible Manager: Executive Manager Business Performance CEO Signature Date 20

More information

Vehicle rental, Third party insurance, Collision damage waiver with excess 600, Personal accident insurance up to , Unlimited Kilometers

Vehicle rental, Third party insurance, Collision damage waiver with excess 600, Personal accident insurance up to , Unlimited Kilometers Terms & Conditions These terms and conditions, together with our web site terms and conditions of use, privacy policy and security policy constitute our agreement with you, the renter, for the services

More information

Date ratified: 17 November Date issued: 17 November March 2013 (Document is not valid after this date) Review date: 31 December 2012

Date ratified: 17 November Date issued: 17 November March 2013 (Document is not valid after this date) Review date: 31 December 2012 TRAVEL AND LEASE CAR POLICY Version: 2 Ratified by (name of Committee): JNCC Date ratified: 17 Date issued: 17 Expiry date: 31 March 2013 (Document is not valid after this date) Review date: 31 December

More information

1 BOOKING 2 INSURANCE 3 CANCELLATIONS

1 BOOKING 2 INSURANCE 3 CANCELLATIONS 1 BOOKING At the time of booking, a deposit of 250 is required (by paying the deposit you are agreeing to all terms and conditions) and you are entering into a binding contract with We R Motorhome (The

More information

Car Solutions Insurance. Policy document

Car Solutions Insurance. Policy document Car Solutions Insurance Policy document Your car insurance policy Relevant to the entire policy This policy is an agreement between you (the person shown in the schedule as the person insured) and us (Zurich

More information

Crown Service Enterprise ( CSE ) Tax Policies. GST, FBT, PAYE and Withholding Tax

Crown Service Enterprise ( CSE ) Tax Policies. GST, FBT, PAYE and Withholding Tax Crown Service Enterprise ( CSE ) Tax Policies GST, FBT, PAYE and Withholding Tax Last updated: 8 February 2018 Disclaimer: This document is intended only as a general guide, and should not be used or relied

More information

Rias Car Insurance. Policy Summary. Who provides your cover

Rias Car Insurance. Policy Summary. Who provides your cover Rias Car Insurance Summary This is a summary of the cover provided under the Rias Car Insurance policy. The full terms and conditions of the cover can be found in the car insurance policy booklet when

More information

Special Car Insurance Conditions Limited comprehensive

Special Car Insurance Conditions Limited comprehensive 01. WHO ARE INSURED? The insurance applies to all people listed below. These people are referred to as you in the conditions set out below. The person taking out this insurance. The person who uses the

More information

RAC Short Term Breakdown Cover Terms and conditions

RAC Short Term Breakdown Cover Terms and conditions RAC Short Term Breakdown Cover Terms and conditions PLEASE READ AND KEEP FOR YOUR RECORDS rac.co.uk/business Who to contact These are all of the numbers that you and/or a driver will need in the event

More information

SGIC Motor Insurance Premium, Excess, Discounts & Helpline Benefits Guide SA

SGIC Motor Insurance Premium, Excess, Discounts & Helpline Benefits Guide SA 1 SGIC Insurance Premium, Excess, Discounts & Helpline Benefits Guide This SGIC Insurance Premium, Excess, Discounts & Helpline Benefits Guide should be read with the SGIC Insurance Product Disclosure

More information

THESE TERMS AND CONDITIONS ARE IMPORTANT SO PLEASE TAKE TIME TO READ THEM.

THESE TERMS AND CONDITIONS ARE IMPORTANT SO PLEASE TAKE TIME TO READ THEM. THESE TERMS AND CONDITIONS ARE IMPORTANT SO PLEASE TAKE TIME TO READ THEM. IT IS YOUR RESPONSIBILITY TO ENSURE YOU UNDERSTAND OUR TERMS AND CONDITIONS PRIOR TO BOOKING. Updated : 7 th March 2018 Page 1

More information

Commercial Vehicle insurance All you need to know

Commercial Vehicle insurance All you need to know Commercial Vehicle insurance All you need to know This booklet includes your policy wording, so keep it safe in case you need it. direct line Contents FAQs Am I covered if I leave my vehicle 1 unlocked

More information

Substitute Vehicle Policy Wording

Substitute Vehicle Policy Wording Substitute Vehicle Policy Wording This insurance Policy has been arranged by Motorplus Limited (trading as ULR Additions) with Qdos Broker & Underwriting Services Limited and is underwritten by UK General

More information

Greenshaw Learning Trust Staff Expenses Policy 2018

Greenshaw Learning Trust Staff Expenses Policy 2018 Greenshaw Learning Trust Staff Expenses Policy 2018 Responsible Officer: Head of Finance Approved by the Board of Trustees: 23 rd May 2018 Policy Review Date: 23 rd May 2019 GLT STAFF EXPENSES POLICY CONTENTS

More information

ALLIANZ CAR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY DOCUMENT

ALLIANZ CAR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY DOCUMENT ALLIANZ CAR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY DOCUMENT Preparation Date: 23/01/2018. Online allianz.com.au Call 13 1000 Allianz Car Insurance This Product Disclosure Statement (PDS) is

More information

Summary of Rental Conditions

Summary of Rental Conditions Summary of Rental Conditions Cruisin Motorhomes Pty Ltd A.B.N 82 088 716 205 3 Runway Place, Cambridge, TAS 7170 Phone: 1300 664 485 or +61 3 6248 4789 Website: www.cruisinmotorhomes.com.au Email: info@cruisinmotorhomes.com.au

More information

AAMI COMPREHENSIVE CAR INSURANCE PREMIUMS, EXCESSES, DISCOUNTS AND CLAIM PAYMENTS GUIDE

AAMI COMPREHENSIVE CAR INSURANCE PREMIUMS, EXCESSES, DISCOUNTS AND CLAIM PAYMENTS GUIDE AAMI COMPREHENSIVE CAR INSURANCE PREMIUMS, EXCESSES, DISCOUNTS AND CLAIM PAYMENTS GUIDE Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments

More information

Sterling Executive Motor. Policy Summary

Sterling Executive Motor. Policy Summary Sterling Executive Motor Policy Summary Covea Insurance plc is a wholly owned subsidiary company of MMA Holdings UK plc. Registered in England and Wales No 03805690. Registered office: Norman Place, Reading,

More information

Hire Car Cover. third party, fire and theft

Hire Car Cover. third party, fire and theft Hire Car Cover third party, fire and theft Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been rendered a total loss as a result of a road traffic accident,

More information