Platinum Plus Homeshield Personal Insurance Broker Resource. rsabroker.ca

Transcription

1 Platinum Plus Homeshield Personal Insurance Broker Resource rsabroker.ca

2 We protect what matters At RSA Insurance, we understand how hard your clients have worked to get where they are, and we understand how dedicated you are to supporting them with the right coverage. Platinum Plus Homeshield offers coverage for homes with higher dwelling value, along with higher contents coverage and limits on possessions, an enhanced basis of settlement, personal liability protection, and a wide range of additional coverage options. For more information, please visit us at rsabroker.ca/personal, or speak with your account manager or Personal Insurance underwriter today. Customer profile Our target customer is financially stable and established in their career. They have pride of ownership for their property and value the advice of their insurance broker. Benefits for your clients Included in every Platinum Plus Homeshield policy All-risk coverage for the home, additional buildings and contents under a single policy limit $2,000,000 in personal liability coverage Guaranteed Replacement Cost for the dwelling Increased limits to replace or repair the damaged building, even if the cost to complete the repairs exceeds the policy limits Cash settlement on a replacement cost basis Enhanced basis of claim settlement, including the option of cash settlement if the dwelling building is completely destroyed in the event of a loss, and coverage in case the policyholder must repair or rebuild damaged property in compliance with by-laws (coverage up to $100,000) or zoning laws No limit for fire department charges and debris removal resulting from a covered loss Single limit coverage for personal property of students away from home $10,000 in coverage for personal property of dependents in a nursing home or healthcare facility $30,000 in coverage for financial losses resulting from identity theft, including legal fees and lost wages Increased limits of coverage for items such as golf carts, jewellery ($15,000), watercraft ($5,000), freezer food ($5,000), and bicycles or e-bikes ($3,000) Up to $50,000 in coverage for contents stored in a safety deposit box (maximum of $10,000 per item) Coverage for lock replacement (up to $2,500) Home rental coverage, allowing the owner to rent their home on a short-term basis no more than four times a year to a maximum of 30 days in total in the policy term Additional coverage options Claims protection coverage to protect the policyholder s claims-free discount on renewal, should they submit a claim in the prior term Earthquake protection for the dwelling building, additional buildings, personal property and additional living expenses Personal Catastropheshield, which provides increased liability limits for home and automobile, in addition to drop-down coverage for certain legal liability losses not covered by a typical home policy Protection from water-related damage with Waterproof Coverage, our popular coverage for flood and sewer back-up, and our Water Service Line Endorsement, which covers damage related to water and sewer lines Valuable discounts A range of discounts based on age, on-site security, broker loyalty and more are also available, where eligible. Outstanding service RSA provides industry-leading performance, with coast-to-coast 24/7 support and Hassle-Free Claims service guaranteed. Benefits for you Platinum Plus Homeshield insurance doesn t just benefit your clients it also has advantages for you: Increases client loyalty Helps you acquire new clients Helps you increase business with existing clients (e.g., a second policy) Allows you to take advantage of retention tools, such as various discounts and AIR MILES Reward Miles Your clients can get one AIR MILES Reward Mile for every $20 (including taxes) they spend on their home and auto policies from RSA Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada. Waterproof Coverage, Waterproof Coverage & Design, and related words and logos are trademarks and are the property of Royal & Sun Alliance Insurance Company of Canada. Waterproof Coverage is not available in Quebec, Saskatchewan, Yukon, Nunavut and Northwest Territories. Also not available in certain extreme risk zones. The information in this brochure is intended for promotional purposes only. It contains some information about coverages and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and services. The actual wording of the policy and the local law govern all situations. Trademarks of AM Royalties Limited Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES offer not available in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes). All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice. For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.

3 Platinum Plus Condominium Personal Insurance Broker Resource rsabroker.ca

4 We protect what matters At RSA Insurance, we understand how hard your clients have worked to get where they are, and we understand how dedicated you are to protecting them with the right coverage. Platinum Plus Condominium offers protection for condominium owners who require higher contents coverage and limits on their possessions, an enhanced basis of settlement, personal liability protection, and a wide range of additional coverage options. For more information, please visit us at rsabroker.ca/personal, or speak with your account manager or Personal Insurance underwriter today. Customer profile Our target customer is financially stable and established in their career. They have pride of ownership for their property and value the advice of their insurance broker. Benefits for your clients Included in every Platinum Plus Condominium policy All-risk coverage for contents of the condominium A single limit of insurance for condominium unit coverages (i.e., improvements and betterments, loss assessments and additional protection) $2,000,000 in personal liability coverage The option of cash settlement to repair or replace damaged property following a total loss No limit for fire department charges and debris removal resulting from a covered loss Coverage for personal property of students away from home $10,000 in coverage for personal property of dependents in a nursing home or healthcare facility Increased limits of coverage for items such as jewellery ($15,000), watercraft ($5,000), freezer food ($5,000), and bicycles or e-bikes ($3,000) Up to $50,000 in coverage for contents stored in a safety deposit box (maximum of $10,000 per item) $30,000 in coverage for financial losses resulting from identity theft, including legal fees and lost wages Coverage for lock replacement (up to $2,500) Home rental coverage, allowing the owner to rent their condominium on a short-term basis no more than four times a year to a maximum of 30 days in total in the policy term Additional coverage options Claims protection coverage to protect the policyholder s claims-free discount on renewal, should they submit a claim in the prior term Earthquake protection for the dwelling building, additional buildings, personal property and additional living expenses Personal Catastropheshield, which provides increased liability limits for your home and automobile, as well as drop-down coverage for certain legal liability losses not covered by a typical home policy Protection from water-related damage with Waterproof Coverage, our popular coverage for flood and sewer back-up Valuable discounts A range of discounts based on age, on-site security, broker loyalty and more are also available, where eligible. Outstanding service RSA provides industry-leading performance, with coast-to-coast 24/7 support and Hassle-Free Claims service guaranteed. Benefits for you Platinum Plus Condominium insurance doesn t just benefit your clients it also has advantages for you: Increases client loyalty Helps you acquire new clients Helps you increase business with existing clients (e.g., a second policy) Allows you to take advantage of retention tools, such as various discounts and AIR MILES Reward Miles Your clients can get one AIR MILES Reward Mile for every $20 (including taxes) they spend on their home and auto policies from RSA Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada. Waterproof Coverage, Waterproof Coverage & Design, and related words and logos are trademarks and are the property of Royal & Sun Alliance Insurance Company of Canada. Waterproof Coverage is not available in Quebec, Saskatchewan, Yukon, Nunavut and Northwest Territories. Also not available in certain extreme risk zones. The information in this brochure is intended for promotional purposes only. It contains some information about coverages and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and services. The actual wording of the policy and the local law govern all situations. Trademarks of AM Royalties Limited Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES offer not available in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes). All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice. For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.

5 Comprehensive Condominium Personal Insurance Broker Resource rsabroker.ca

6 We protect what matters At RSA Insurance, we understand how hard your clients have worked to get where they are, and we understand how dedicated you are to protecting them with the right coverage. Comprehensive Condominium offers protection for condominium owners who require standard contents coverage, generous limits on their possessions, personal liability coverage and a range of additional coverage options. For more information, please visit us at rsabroker.ca/personal, or speak with your account manager or Personal Insurance underwriter today. Customer profile Our target customer is financially stable and established in their career. They have pride of ownership for their property and value the advice of their insurance broker. Benefits for your clients Included in every Comprehensive Condominium policy All-risk coverage for contents of the condominium, including storage locker A single limit of insurance for condominium unit coverages (i.e., improvements and betterments, loss assessments, and additional protection) $1,000,000 in personal liability coverage Limited by-laws coverage included with the option to buy up Home rental coverage, allowing the owner to rent their condominium on a short-term basis no more than four times a year to a maximum of 30 days in total in the policy term Higher limits on almost all policy sub-limits, including items such as jewellery ($7,000), freezer food ($5,000), and bicycles or e-bikes ($1,500) $30,000 in coverage for financial losses resulting from identity theft, including legal fees and lost wages Coverage for lock replacement (up to $1,500) Coverage for personal property of students away from home $10,000 in coverage for personal property of dependents in a nursing home or healthcare facility Additional coverage options Claims protection coverage to protect the policyholder s claims-free discount on renewal, should they submit a claim in the prior term Earthquake protection for the dwelling building, additional buildings, personal property and additional living expenses Personal Catastropheshield, which provides increased liability limits and drop-down coverage for certain legal liability losses not covered by a typical home and auto policy Protection from water-related damage with Waterproof Coverage, our popular coverage for flood and sewer back-up Valuable discounts A range of discounts based on multi-line policies, on-site security, broker loyalty and more are also available, where eligible. Outstanding service RSA provides industry-leading service, with coast-to-coast 24/7 support and Hassle-Free Claims service guaranteed. Benefits for you RSA s Comprehensive Condominium insurance doesn t just benefit your clients it also has advantages for you: Increases client loyalty Helps you acquire new clients Helps you increase business with existing clients through cross-selling Allows you to take advantage of retention tools, such as various discounts and AIR MILES Reward Miles Your clients can get one AIR MILES Reward Mile for every $20 (including taxes) they spend on their home and auto policies from RSA Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada. Waterproof Coverage, Waterproof Coverage & Design, and related words and logos are trademarks and are the property of Royal & Sun Alliance Insurance Company of Canada. Waterproof Coverage is not available in Quebec, Saskatchewan, Yukon, Nunavut and Northwest Territories. Also not available in certain extreme risk zones. The information in this brochure is intended for promotional purposes only. It contains some information about coverages and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and services. The actual wording of the policy and the local law govern all situations. Trademarks of AM Royalties Limited Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES offer not available in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes). All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice. For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.

7 Comprehensive Homeshield Personal Insurance Broker Resource rsabroker.ca

8 We protect what matters At RSA Insurance, we understand how hard your clients have worked to get where they are, and we understand how dedicated you are to protecting them with the right coverage. Comprehensive Homeshield offers coverage for most mid-range homes, generous limits on your clients possessions, personal liability protection and a range of additional coverage options. For more information, please visit us at rsabroker.ca/personal, or speak with your account manager or Personal Insurance underwriter today. Customer profile Our target customer is financially stable and established in their career. They have pride of ownership for their property and value the advice of their insurance broker. Benefits for your clients Included in every Comprehensive Homeshield policy All-risk coverage for the home, additional buildings and contents under a single policy limit $1,000,000 in personal liability coverage Guaranteed replacement cost for the dwelling building Limited by-laws coverage included with the option to buy up Home rental coverage, allowing the owner to rent their home on a short-term basis no more than four times a year to a maximum of 30 days in total in the policy term Generous policy sub-limits, including items such as jewellery ($7,000), garden tractors ($10,000), freezer food ($5,000), golf carts ($10,000), personal property of a dependent at a nursing home or healthcare facility ($10,000), and bicycles or e-bikes ($1,500) $30,000 in coverage for financial losses resulting from identity theft, including legal fees and lost wages Coverage for lock replacement (up to $1,500) Coverage for personal property of students away from home Additional coverage options Claims protection coverage to protect the policyholder s claims-free discount on renewal, should they submit a claim in the prior term Greener Home, which allows customers to upgrade many items such as appliances, flooring and heating systems to more energy-efficient and environmentally friendly options in the event of a loss Earthquake protection for the dwelling building, additional buildings, personal property and additional living expenses Personal Catastropheshield, which provides increased liability limits and drop-down coverage for certain legal liability losses not covered by a typical home and auto policy Protection from water-related damage with Waterproof Coverage, our popular coverage for flood and sewer back-up, and our Water Service Line Endorsement, which covers damage related to water and sewer lines Valuable discounts A range of discounts based on home security, multi-line policies, broker loyalty and more are also available, where eligible. Outstanding service RSA provides industry-leading service, with coast-to-coast 24/7 support and Hassle-Free Claims service guaranteed. Benefits for you Comprehensive Homeshield doesn t just benefit your clients it also has advantages for you: Increases client loyalty Helps you acquire new clients Helps you increase business with existing clients through cross-selling opportunities Allows you to take advantage of retention tools, such as various discounts and AIR MILES Reward Miles Your clients can get one AIR MILES Reward Mile for every $20 (including taxes) they spend on their home and auto policies from RSA Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada. Waterproof Coverage, Waterproof Coverage & Design, and related words and logos are trademarks and are the property of Royal & Sun Alliance Insurance Company of Canada. Waterproof Coverage is not available in Quebec, Saskatchewan, Yukon, Nunavut and Northwest Territories. Also not available in certain extreme risk zones. The information in this brochure is intended for promotional purposes only. It contains some information about coverages and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and services. The actual wording of the policy and the local law govern all situations. Trademarks of AM Royalties Limited Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES offer not available in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes). All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice. For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.

9 Comprehensive Tenantshield Personal Insurance Broker Resource rsabroker.ca

10 We protect what matters At RSA Insurance, we understand that every client has unique needs. We also understand how dedicated you are to protecting them with the right coverage. For clients who rent their home or apartment, Comprehensive Tenantshield offers contents coverage, generous sub-limits on their possessions, personal liability protection and a range of additional coverage options. Benefits for your clients Included in every Comprehensive Tenantshield policy All-risk coverage for the contents of the home $1,000,000 in personal liability coverage and $5,000 in coverage for voluntary medical payments Generous policy sub-limits, including items such as jewellery ($7,000), freezer food ($5,000), and bicycles or e-bikes ($1,500) $30,000 in coverage for financial losses resulting from identity theft, including legal fees and lost wages Coverage for lock replacement (up to $1,500) Additional coverage options Claims protection coverage to protect the policyholder s claims-free discount on renewal, should they submit a claim in the prior term Earthquake protection for personal property and additional living expenses Personal Catastropheshield, which provides increased liability limits and drop-down coverage for certain legal liability losses not covered by a typical home and auto policy Limited Sewer Back-up endorsement, which protects tenants from sewer back-up, septic and sump damage Valuable discounts A range of discounts based on home security, multi-line policies and more are also available, where eligible. Outstanding service RSA provides industry-leading performance, with coast-to-coast 24/7 support and Hassle-Free Claims service guaranteed. For more information, please visit us at rsabroker.ca/personal, or speak with your account manager or Personal Insurance underwriter today. Benefits for you Comprehensive Tenantshield doesn t just benefit your clients it also has advantages for you: Increases client loyalty Helps you acquire new clients Helps you increase business with existing clients (e.g., a second policy) Allows you to take advantage of retention tools, such as various discounts and AIR MILES Reward Miles Your clients can get one AIR MILES Reward Mile for every $20 (including taxes) they spend on their home and auto policies from RSA Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims, Tenantshield and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada. The information in this brochure is intended for promotional purposes only. It contains some information about coverages and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and services. The actual wording of the policy and the local law govern all situations. Trademarks of AM Royalties Limited Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES offer not available in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes). All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice. For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.