A simple option for flood and sewer backup coverage for your home.
|
|
|
- Rafe Crawford
- 6 years ago
- Views:
Transcription
1 rsagroup.ca
2 A simple option for flood and sewer backup coverage for your home. Nearly one in three Canadians don t know what water coverage they have or need. This means that, with water damage on the rise, many Canadians have been finding out too late that flooding is not covered by Personal Insurance policies. SEWER BACKUP AND OTHER FLOODING WHAT S THE DIFFERENCE? Sewer backup (water that backs up into the home from a sewer line) is a common option for coverage with most insurance policies, but an exterior flood from a storm or overflowing eaves, downspouts or drains that flows into the house is generally not covered. That s why we developed Waterproof Coverage. With Waterproof, we ve taken the guesswork out of flood coverage by offering you the choice of one affordable coverage that s clear and easy to understand.
3 CHOOSE WATERPROOF COVERAGE OR A SEPARATE SEWER BACKUP ENDORSEMENT We know that one of your priorities is to get the best coverage available, while keeping your premium costs low. That s why RSA offers you the choice of two options: Waterproof Coverage Waterproof Coverage offers enhanced protection against damage caused by storm activity and flooding, eaves, downspouts, drains and sewer backup. Most home policies do not cover such damage. If you qualify for this coverage, we will not distinguish between whether the damage was caused by sewer backup or flooding, including water from eaves, downspouts or drains. You have the confidence of knowing you re covered. Sewer backup coverage only We ve also maintained a limited version of our sewer backup coverage, for homeowners who want to keep their premiums as low as possible. With this coverage, only damage caused by sewer backup, septic or sump losses are covered.
4 YOUR BENEFITS AT A GLANCE Limited Sewer Backup Endorsement RSA Waterproof Coverage Endorsement SEWER BACKUP SUMP SEPTIC FRESHWATER FLOODING EAVES, DOWNSPOUTS AND DRAINS SALTWATER, TSUNAMI, DAM BREAK, COASTAL FLOOD Note: A water damage deductible applies if a client has any water-related loss covered under their policy. This deductible will apply in lieu of the policy deductible if any water-related loss occurs.
5 What s not covered? Waterproof Coverage does not protect you from floods related to saltwater, tsunami, dam breaks or a coastal flood. If you need to make a claim As a policyholder with RSA Insurance, you always enjoy access to RSA s superior service including Hassle- Free Claims, flexible payment plans and a support program in the unfortunate event of a loss. MORE RESOURCES FROM RSA We believe that risk prevention and insurance go hand-in-hand, and we are committed to supporting you in taking proactive steps to help prevent water-related damage to your home. Please visit our Climate Smart web page at rsagroup.ca/water for more information on preventing water damage.
6 Get Waterproof Coverage today To learn more, contact your insurance broker today. Waterproof Coverage is offered exclusively through insurance brokers who deal with RSA. To find a broker near you, or for more information about home insurance from RSA, visit us at rsagroup.ca. Please note: Waterproof Coverage is not available in Quebec, Saskatchewan, Yukon, Nunavut and Northwest Territories. You can earn one AIR MILES Reward Mile for every $20 (including taxes) you spend on your home, auto and Commercial Insurance policies from RSA Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims, Waterproof Coverage and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada. The information in this brochure is intended for promotional purposes only. It contains some information about coverages and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and services. The actual wording of the policy and the local law govern all situations. Trademarks of AIR MILES International Trading B.V. used under license by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES offer not available in Manitoba or Saskatchewan. Collectors can earn 1 AIR MILES Reward Mile for every $20 in premium (including taxes) (Commercial Insurance policies are limited to a maximum of 15 Miles a month).all AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice. For full details, please see Terms and Conditions available at rsagroup.ca/customers/air-miles/terms-conditions.
Platinum Plus Homeshield Personal Insurance Broker Resource. rsabroker.ca
Platinum Plus Homeshield Personal Insurance Broker Resource rsabroker.ca We protect what matters At RSA Insurance, we understand how hard your clients have worked to get where they are, and we understand
RSA S WATER DAMAGE COVERAGE NOVEMBER 2015.
RSA S WATER DAMAGE COVERAGE NOVEMBER 2015. AGENDA Introduction & Expectations Course Aim and Learning Objectives RSA s Waterproof Coverage Endorsement. Selling RSA s Waterproof Coverage Processing RSA
COMPREHENSIVE COMMERCIAL PACKAGE SMALL AND MEDIUM ENTERPRISE. rsabroker.ca
COMPREHENSIVE COMMERCIAL PACKAGE SMALL AND MEDIUM ENTERPRISE THE RSA ADVANTAGE With best-in-class ambitions, the RSA Advantage represents how, together, we win. Access to the deep technical expertise of
RSA S WATER DAMAGE COVERAGE NOVEMBER 2015.
RSA S WATER DAMAGE COVERAGE NOVEMBER 2015. INTRODUCTION AND EXPECTATIONS INTRODUCTIONS John McNeil, BA, CIP, CTDP Facilitator Manager Learning and Development, RSA (National Sales and Distribution) Amy
WATER EXCLUSION ENDORSEMENT
This endorsement changes the policy Page 1 of 5 -- PLEASE READ THIS CAREFULLY -- THIS ENDORSEMENT HAS NOT BEEN FILED AAIS has not filed this sample endorsement. A company using this endorsement must download
MULTILATERAL INSTRUMENT LISTING REPRESENTATION AND STATUTORY RIGHTS OF ACTION DISCLOSURE EXEMPTIONS
Definitions Office of the Yukon Superintendent of Securities Ministerial Order Enacting Rule: 2015/19 Instrument Initally effective in Yukon: September 8, 2015 MULTILATERAL INSTRUMENT 45-107 LISTING REPRESENTATION
Federal and Provincial/Territorial Tax Rates for Income Earned
by a CCPC Effective January 1, 2015 and 2016 by a CCPC Effective January 1, 2015 1 Federal rates General corporate rate 38.0% 38.0% 38.0% Federal abatement (10.0) (10.0) (10.0) 28.0 28.0 28.0 business
Net interest income on average assets and liabilities Table 66
Supplemental information Net interest income on average assets and liabilities Table 66 Average balances Interest (1) Average rate (C$ millions, except percentage amounts) 2009 2008 2007 2009 2008 2007
All about. water damage. insurance and 12/2017
12/2017 All about insurance and water damage Water damage: Tops the list of home insurance claims Water damage now accounts for nearly half of the amounts paid for home insurance claims in Quebec, well
Insolvency Statistics in Canada. September 2015
Insolvency Statistics in Canada September 2015 List of Tables Table 1: Total Insolvencies... 1 Table 2: Insolvencies Filed by Consumers... 2 Table 3: Insolvencies Filed by Businesses... 3 Table 4: Insolvencies
A GUIDE TO. Understanding Your AARP Homeowners Insurance Policy from The Hartford
A GUIDE TO Understanding Your AARP Homeowners Insurance Policy from The Hartford WELCOME! Thank you for choosing the AARP Homeowners Insurance Program from The Hartford, 1 the nation s trusted name in
AAA Signature Series Home Insurance
AAA Signature Series Home Insurance Quick Reference Guide PROTECTING HOMEOWNERS THE AAA WAY While all members who are homeowners need home insurance to protect their property, their unique needs influence
Insolvency Statistics in Canada. April 2013
Insolvency Statistics in Canada April 2013 List of Tables Table 1: Total Insolvencies... 1 Table 2: Insolvencies Filed by Consumers... 2 Table 3: Insolvencies Filed by Businesses... 3 Table 4: Insolvencies
COMMERCIAL INSURANCE SMALL TO MEDIUM BUSINESS. SMALL TO MEDIUM business OVERVIEW
COMMERCIAL INSURANCE SMALL TO MEDIUM BUSINESS we re big on your business SMALL TO MEDIUM business OVERVIEW Given our expertise in commercial insurance, you can count on RSA to meet the needs of your SMALL
Commercial Cards Eligible to Earn AIR MILES Reward Miles (Additional Terms and Conditions)
Commercial Cards Eligible to Earn AIR MILES Reward Miles (Additional Terms and Conditions) (I) Definitions 1. Capitalized words used in the terms and conditions of the Program are defined as follows: Affiliate
Access to Basic Banking Services
Access to Basic Banking Services Opening a personal deposit account and cashing Government of Canada cheques or other instruments In order to improve access to basic banking services, legislation requires
Total account All values as at September 30, 2017
Total account All values as at September 30, 2017 Total participating account invested assets: $9.5 billion Investment objectives The primary objective of the Sun Life Participating Account is to provide
NATIONAL INSTRUMENT DISCLOSURE OF CORPORATE GOVERNANCE PRACTICES
This document is an unofficial consolidation of all amendments to National Instrument 58-101 Disclosure of Corporate Governance Practices and its forms current to November 17, 2015. This document is for
CHAT. Merry Christmas and all the best in 2019! Thrive with us. CHAMBER WELCOME NEW MEMBERS. Nominate yourself for our 2019 Board of Directors.
CHAMBER Like us! Follow us! CHAT December 2018 okotokschamber.ca Merry Christmas and all the best in 2019! WELCOME NEW MEMBERS Glowstone Lighting Lineham House Galleries My World My Body Thrive with us.
Month Day Year. City Province Postal code. Telephone number Fax number Company Web Site (if applicable)
.:Viator Group Out-of-Province/Canada Travel Medical Emergency Insurance & Group Extended Health Benefit Stop-Loss Insurance In the event that the Insurer accepts the present group application, the provisions
Dividend income. Not all dividends are the same
The Navigator RBC Wealth Management Services Thompson Wealth Management of RBC Dominion Securities Dividend income How various types of dividend income are taxed This article provides an overview of the
Net interest income on average assets and liabilities Table 75
Supplementary information Net interest income on average assets and liabilities Table 75 balances Interest rate (Millions of dollars, except for percentage amounts) 2014 2013 2012 (1) 2014 2013 2012 (1)
Charitable Donations of Securities Gifting shares instead of cash could enhance your tax benefit Gifting publicly-traded securities
November 18, 2010 Charitable Donations of Securities Gifting shares instead of cash could enhance your tax benefit Gifting publicly-traded securities To encourage individuals to increase their charitable
Private fixed income All values as at March 31, 2017
Private fixed income All values as at March 31, 2017 Total private fixed income assets: $1,608 million Proportion of total invested assets of the Sun Life Participating Account: 17.4% Private fixed income
Appendix A Jurisdiction-Specific Requirements General Insurance Agents And Brokers
Appendix A Jurisdiction-Specific Requirements General Insurance Agents And Brokers Documents to be attached to Application: Non-residents must attach a Certificate of Authority from their home jurisdiction
Individual Taxation Tax Planning Guide
Taxable Income TABLE I1 ONTARIO (2014) TAX TABLE Tax Effective Marginal Rate Federal Ontario Total Rate Federal Ontario Total $ $ $ $ 10,000-17 17 0.2 0.0 5.0 5.0 11,000-67 67 0.6 12.9 5.1 18.0 12,000
IMPORTANT NOTICE ABOUT YOUR NEW HOMEOWNERS POLICY
IMPORTANT NOTICE ABOUT YOUR NEW HOMEOWNERS POLICY Here is your new homeowners insurance policy that replaces your current one. The coverage of this new policy will become effective on the renewal date
Canada Education Savings Program Annual Statistical Review Canada Education Savings Program LC E
Canada Education Savings Program Annual Statistical Annual Review Statistical 2013 Review 2013 Canada Education Savings Program LC-146-07-14E You can download this publication by going online: http://www12.hrsdc.gc.ca
TO: All OMI Oregon, Washington, & Idaho Personal Lines Agents
TO: All OMI Oregon, Washington, & Idaho Personal Lines Agents DATE: May 16, 2018 BULLETIN NO: 2467 DEPT: Personal Lines SUBJECT: Personal Lines Homeowner Coverage Enhancement & Homeowner Form 5 Elite Guideline
The Estate Preserver Plan
BMO Insurance Guaranteed Advisor Guide Market Indexed Accounts The Estate Preserver Plan Introduction to the Estate Preserver Plan As part of an overall financial plan, the Estate Preserver Plan from BMO
THE HOME STRETCH. A Review of Debt and Home Ownership Among Canadian Seniors
THE HOME STRETCH A Review of Debt and Home Ownership Among Canadian THE HOME STRETCH The importance of property ownership is deeply ingrained in Canadian society, economy and politics. The drive to own
Federal Politics Backgrounder: Comparing Online and Phone Horserace Results
Federal Politics Backgrounder: Comparing Online and Phone Horserace Results Field Dates: Telephone: April 12 th to May 2 nd, 2018, Online: May 7 th to May 14 th, 2018 Sample Size: Telephone: n=1,000 (MoE
Wealth Management Services. Charitable Donations of Securities. Gifting shares that have appreciated in value can be a tax-effective planning tool
Charitable Donations of Securities WEALTH MANAGEMENT Wealth and Money Management Strategies and Solutions Services Gifting shares that have appreciated in value can be a tax-effective planning tool Abby
COVERAGE COMPARISON ACE VERSUS FIREMAN S FUND - TEXAS EDITION ACE PRIVATE RISK SERVICES
The following is a representation of the key coverage differences between the Fund Prestige Premier contract, the Texas Bureau Form, and the Portfolio contract in Texas. Please refer to the respective
Sage 300 Construction and Real Estate (formerly Sage Timberline Office)
Sage 300 Construction and Real Estate (formerly Sage Timberline Office) Payroll Tax (Canada) 2018 Release Notes This is a publication of Sage Software, Inc. 2017 The Sage Group plc or its licensors. All
National Instrument Definitions. (3) In a national instrument or multilateral instrument
PART 1 DEFINITIONS AND INTERPRETATION 1.1 and Interpretation (1) Every term that is defined or interpreted in the statute of the local jurisdiction referred to in Appendix B, the definition or interpretation
What s new. Release
What s new Release 2018.3 Sage 50 Accounting Canadian Edition What s New - Release 2018.3 Sage 50 Accounting Canadian Edition (Release 2018.3) 1 What's new and product improvements 1 Government compliance
Where collaboration leads to innovation
Where collaboration leads to innovation www.privateriskmanagement.org Powered by Private Risk Management Association (PRMA) is a collaborative group that aims to raise awareness and educate agents and
NATIONAL INSTRUMENT DEFINITIONS Act means the Securities Act of 1933 of the United States of America, as amended from time to time;
This document is an unofficial consolidation of all amendments to National Instrument 14-101 Definitions, current to December 7, 2017. It includes local amendments made outside Ontario, as set out in CSA
2019 Canadian Rates and Limits
2019 Canadian Rates and Limits Disclaimer: This fact sheet is provided for informational purposes only and is not intended to be legal, tax, or accounting advice. Please contact a legal or tax advisor
Mackenzie's Canadian Federal / Provincial Marginal Tax Rates
Mackenzie's Federal / Provincial Marginal Tax Rates Current as of: July 1, 2012 Quick Links by Province AB NS QC BC NT SK MB NU YT NB ON NL PE How To Use These Tables: Marginal Tax Rates calculate the
You ve never asked for special treatment. But you ve earned it. The Canadian Defence Community Banking program
You ve never asked for special treatment. But you ve earned it. The Canadian Defence Community Banking program March 28, 2015 Canadian Defence Community Banking (CDCB) What is the CDCB Program? A national
How Investment Income is Taxed
BMO Wealth Management How Investment Income is Taxed When it comes to investment income, all is not equal after tax. Knowing how tax rules affect your investments is essential in order to maximize your
How Investment Income is Taxed
BMO Financial Group How Investment Income is Taxed When it comes to investment income, all is not equal after tax. Knowing how tax rules affect your investments is essential in order to maximize your after
Alberta s Imports from the other Provinces and Territories
ECONOMIC COMMENTARY Alberta s Imports from the other Provinces and Territories Highlights: Although Alberta is known to be a major exporter of goods and services to international and Canadian markets,
When is it business? So you re now a business owner what s the first step?
STARTING A BUSINESS Starting a business can feel like entering a regulatory and tax jungle without a guide. There s no doubt that Canadian business and tax laws can be complex, and the administrative burden
EI parental benefits changes and amendments to federal and provincial maternity/pregnancy and parental leaves
FEDERAL LEGISLATIVE CHANGES 18-05 EI parental benefits changes and amendments to federal and provincial maternity/pregnancy and parental leaves Employment Insurance Act changes The Employment Insurance
SPECIMEN Annual Information Return (AIR) DO NOT SEND IN THIS FORM. AIRs must be submitted to FCAA via the Registration and Licensing System (RLS)
SPECIMEN Annual Information Return (AIR) DO NOT SEND IN THIS FORM. AIRs must be submitted to FCAA via the Registration and Licensing System (RLS) The fields highlighted in yellow are the data that you
2017 Embracing Challenges and Opportunities. An update from Alberta s home, auto and business insurers
2017 Embracing Challenges and Opportunities An update from Alberta s home, auto and business insurers For Albertans, 2016 brought many challenges. We struggled with the fallout from a sluggish economy,
2011 BCSECCOM 77. Applicable British Columbia Provisions National Instrument Insider Reporting Requirements and Exemptions, s. 10.
February 1, 2011 Headnote Multilateral Instrument 11-102 Passport System and National Policy 11-203 Process for Exemptive Relief Applications in Multiple Jurisdictions National Instrument 55-104 Insider
ADVISOR GUIDE. Building Your GSC Health Assist Business An Insider s Guide FOR ADVISOR USE ONLY. Plans provided by Green Shield Canada (GSC)
ADVISOR GUIDE Building Your GSC Health Assist Business An Insider s Guide FOR ADVISOR USE ONLY Plans provided by Green Shield Canada (GSC) WHO WE ARE GREEN SHIELD CANADA (GSC) IS DIFFERENT. AND THAT S
Their role in retirement income planning
Locked-in Plans Their role in retirement income planning When you leave an employer, you can generally transfer the tax-sheltered portion of the commuted value of your pension to a Locked-in Plan governed
2014 MSA Market Share Report Information Package
2014 MSA Market Share Report Information Package 133 Richmond St. W., Suite 401, Toronto, ON, M5H 2L3 P 416 368-0777, F. 416 363-7454 www.msaresearch.com Discover Why Canada s Industry Leaders Rely on
Day-to-Day Banking. Opening a Personal Deposit Account including a Low-Cost Account. Cashing a Federal Government Cheque at Scotiabank
Day-to-Day Banking Opening a Personal Deposit Account including a Low-Cost Account Cashing a Federal Government Cheque at Scotiabank Cheque Holding Policy Opening A Personal Deposit Account We make it
Record Catastrophic Claims in Western Canada Stress Home Insurers, J.D. Power Finds
Record Catastrophic Claims in Western Canada Stress Home Insurers, Finds Portage Mutual Insurance, The Co-operators, RSA Insurance Emerge from Tough Year for Canadian Insurers with Highest Customer Satisfaction
Exempt Market Securities
Exempt Market Securities Look Before You Leap! Canadian Securities Administrators Autorités canadiennes en valeurs mobilières With her real estate business booming, Marie was looking for ways to invest
Investments UARANTE GUIDE ADVISOR GUARANTEED. Life s brighter under the sun
un UARANTE Sun GUARANTEED Investments nvestme GUIDE ADVISOR WHAT S INSIDE Superflex/Income Master (Insurance GIC) Sun GIC Max non-redeemable (Trust GIC) SLF Trust GIC redeemable (Trust GIC) Life s brighter
CONDOMINIUM INSURANCE
CONDOMINIUM INSURANCE Protect your condominium lifestyle Condo living offers some unbeatable benefits: efficiency, easy maintenance, independence and more. Be confident you re protecting those benefits
Alternative Assessment Procedure (AAP) for Interjurisdictional Trucking and Transport
Head Office: 200 Front Street West Toronto, Ontario Canada M5V 3J1 Telephone: 416-344-1000 1-800-387-0750 TTY: 1-800-387-0050 Fax: 416-344-4684 1-888-313-7373 Alternative Assessment Procedure (AAP) for
LIFE INSURANCE PRODUCT SUITABILITY REVIEW FINANCIAL SERVICES COMMISSION OF ONtARIO MARKEt REGULAtION BRANCH. SEptEMBER 2014
LIFE INSURANCE PRODUCT SUITABILITY REVIEW FINANCIAL SERVICES COMMISSION OF ONtARIO MARKEt REGULAtION BRANCH SEptEMBER 2014 Contents Executive Summary... 1 Purpose... 2 FSCO S Methodology... 3 Observations...
DIY! (WITH HELP FROM FOREMOST
DIY! (WITH HELP FROM FOREMOST ) You re a small business owner, so you re used to doing it all yourself. You run your business, take care of your employees and help your customers make sure they have the
2017 PUBLIC ACCOUNTABILITY STATEMENT Dedicated to Building Strong Relationships
2017 PUBLIC ACCOUNTABILITY STATEMENT Dedicated to Building Strong Relationships CONTENTS 2017 PUBLIC ACCOUNTABILITY STATEMENT... 3 CORPORATE OVERVIEW VISION AND COMMITMENT TO SERVICE... 3 A MESSAGE FROM
The members of the Canadian Insurance Services Regulatory Organizations (CISRO) include representatives from the following regulators:
Canadian Insurance Services Regulatory Organizations (CISRO) STRATEGIC PLAN N 2010-2013 1. PREAMBLE The Canadian Insurance Services Regulatory Organizations (CISRO) is an interjurisdictional group of regulating
I m sure many of you have had your fill of flood insurance but... just a few interesting tidbits of information.
TECH TALK Water Back-Up and Sump Discharge or Overflow Endorsement Who Needs It? By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CPIW Vice President of Technical Affairs Email Delivery of Publications In support
The Nova Scotia Minimum Wage Review Committee Report
Annual Report January 26 2018 The Nova Scotia Minimum Wage Review Committee Report Minimum Wage Review Committee Report Page 5 of 4 Honourable Labi Kousoulis Minister of Labour and Advanced Education 1505
RBC U.S. Equity Index ETF RBC International Equity Index ETF RBC Emerging Markets Equity Index ETF
AMENDMENT NO. 1 dated April 25, 2018 to the prospectus dated August 9, 2017. RBC U.S. Equity Index ETF RBC International Equity Index ETF RBC Emerging Markets Equity Index ETF (collectively, the RBC ETFs
WARNING FORM F4. Risk Acknowledgement
Note: [30 Apr 2016] - The following is a consolidation of Form 45-106F4. It incorporates the amendments to this document that came into effect on April 30, 2016. This consolidation is provided for your
Canada s exposure to flood risk. Who is affected, where are they located, and what is at stake
Canada s exposure to flood risk Who is affected, where are they located, and what is at stake Why a flood model for Canada? Catastrophic losses Insurance industry Federal government Average industry CAT
Application for Claims Made Insurance Policy for Insurance Agents and Brokers Professional Liability (E&O)
Subject to Acceptance by WESTPORT INSURANCE CORPORATION 150 King Street West, Suite 1000 Toronto ON M5H 1J9 Please submit your completed application to: COURMARK inc. 1111, rue St-Charles Ouest, Tour Est,
Falls & Floods. Protecting your Office
Falls & Floods Protecting your Office Presented by: Brokers Trust Insurance Group Inc. Steve Campanella, Broker of Record Doriana Di-Fiore Isaguirre, Program Co-Ordinator Date: January 13 th, 2016 FLOOD,
You Told Us What You Want To Know About Travel Health Insurance
You Told Us What You Want To Know About Travel Health Insurance This booklet brings together the answers to many typical questions Canadians ask about health insurance for travellers. This guide will help
Chapter 9 Inflation and Unemployment.notebook. April 25, 2017
1 unemployment an economic indicator which measures the percentage of the labour force which is unemployed. 2 Terms associated with unemployment statistics: labour force population all residents of Canada
January 2013 Canadian Payroll Tax Update. Sage BusinessVision
January 2013 Canadian Payroll Tax Update Sage BusinessVision Changes reflected in the January 2013 Payroll Update The January 1, 2013, tax update contains modifications to payroll tax tables and calculations
96 Centrepointe Dr., Ottawa, Ontario K2G 6B National Dental Hygiene Labour Survey
96 Centrepointe Dr., Ottawa, Ontario K2G 6B1 2006-2007 National Dental Hygiene Labour Survey Executive Summary In 2006, the Canadian Dental Hygienists Association conducted its third national survey. The
Wealthsimple Inc. 860 Richmond Street West, 3rd Floor, Toronto, Ontario, M6J 1C9
Wealthsimple Inc. 860 Richmond Street West, 3rd Floor, Toronto, Ontario, M6J 1C9 DELIVERED BY EMAIL October 19, 2018 British Columbia Securities Commission Alberta Securities Commission Ontario Securities
Sprott Flow-Through Limited Partnerships
Sprott Tax-Assisted Investments Sprott Flow-Through Limited Partnerships Natural resources an essential element of a wellstructured investment portfolio Adding natural resource investments to your portfolio
The Tax-Free Savings Account. Professional Wealth Management Since 1901
A Ta x -Sm a r t Wa y t o Sa v e The Tax-Free Savings Account Professional Wealth Management Since 1901 The Tax-Free Savings Account Key advantages The Tax-Free Savings Account (TFSA) is a new type of
Changes In The Law To Encourage Diversity In The Workplace
Changes In The Law To Encourage Diversity In The Workplace Presented by: Arlene O Neill, Partner May 17, 2018 Recent and Proposed Changes Ontario and Federal Ontario 2016: Bill 132 Sexual Violence and
REPORT ON THE CREDIT-BASED INSURANCE SCORING QUESTIONNAIRE
REPORT ON THE CREDIT-BASED INSURANCE SCORING QUESTIONNAIRE Canadian Council of Insurance Regulators Conseil canadien des responsables de la réglementation d assurance August 2009 REPORT ON THE CREDIT-BASED
Minimum Wage. This will make the minimum wage in the NWT one of the highest in Canada.
Backgrounder Minimum Wage The Minister of Education, Culture and Employment will increase the minimum wage in the NWT to $12.50 per hour on June 1 st, 2015. This will make the minimum wage in the NWT one
CCAA Statistics in Canada. Third Quarter of 2017
2017 CCAA Statistics in Canada Third Quarter of 2017 Sections Highlights... 3 Table 1: Total CCAA Proceedings Domestic....6 Table 2: Total CCAA Proceedings Filed by Province.......7 Table 3: CCAA Proceedings
2014 MINIMUM WAGE RATE ANNUAL REPORT
DEPARTMENT OF JUSTICE 2014 MINIMUM WAGE RATE ANNUAL REPORT PREPARED BY: POLICY & PLANNING DIVISION DEPARTMENT OF JUSTICE BACKGROUND INFORMATION The Nunavut Labour Standards Act (the Act ) regulates employment
To Invest in an RRSP or Not
October 7, 2010 To Invest in an RRSP or Not The RRSP Conundrum The registered retirement savings plan (RRSP) has long been recognized as an essential retirement planning vehicle. However, the value of
Applicable British Columbia Provisions National Instrument Mutual Funds s.19.1, s. 2.7(1) and s. 2.7(4), and s. 6.1(1)
Citation: 2013 BCSECCOM 525 Headnote Multilateral Instrument 11-102 Passport System and National Policy 11-203 Process for Exemptive Relief Applications in Multiple Jurisdictions National Instrument 81-102
Franklin Target Return Fund (the Fund )
No securities regulatory authority has expressed an opinion about these securities and it is an offence to claim otherwise. These securities have not been and will not be registered under the United States
Single Premium Immediate Annuities (SPIA)
Single Premium Immediate Annuities (SPIA) One of the biggest fears your clients can face is outliving their retirement savings. Unlike banks and trust companies that can only offer annuities for a specified
Professional Wealth Management Since 1901
Locked-in RRSPS and YouR options Professional Wealth Management Since 1901 RBC Dominion Securities Inc. Financial Planning Publications At RBC Dominion Securities Inc., we have been helping clients achieve
Sage 300 Construction and Real Estate (formerly Sage Timberline Office) Payroll Tax (Canada) Release Notes
Sage 300 Construction and Real Estate (formerly Sage Timberline Office) Payroll Tax (Canada) 2016 Release Notes This is a publication of Sage Software, Inc. Copyright 2015 Sage Software, Inc. All rights
2017 Moving Forward with Confidence. An update from Nova Scotia s home, auto and business insurers
2017 Moving Forward with Confidence An update from Nova Scotia s home, auto and business insurers For Nova Scotians, 2016 brought many challenges, with a weakened Canadian dollar and rising living expenses.
More Than 50 Cats: PCS Full-Year 2016 Catastrophe Review
Full-Year 2016 Catastrophe Review PCS More Than 50 Cats: PCS Full-Year 2016 Catastrophe Review Commentary The United States saw more catastrophe events in 2016 than any year since 1980. In Canada, it was
Tax Alert Canada. Investment income earned through a private corporation
2015 Issue No. 59 11 December 2015 Tax Alert Canada Investment income earned through a private corporation EY Tax Alerts cover significant tax news, developments and changes in legislation that affect
Application for Claims Made Insurance Policy for Insurance Agents and Brokers Professional Liability (E&O)
Subject to Acceptance by WESTPORT INSURANCE CORPORATION 150 King Street West, Suite 1000 Toronto ON M5H 1J9 Application for Claims Made Insurance Policy for Insurance Agents and Brokers Professional Liability
What s new. Release
What s new Release 2017.1 Sage 50 Accounting Canadian Edition What s New - Release 2017.1 Sage 50 Accounting Canadian Edition (Release 2017.1) 1 What's new and product improvements 1 Sage 50c cloud solutions
Sage 50 Accounting (Release )
Sage 50 Accounting (Release 2015.3) July 2015 Contents Sage 50 Accounting Canadian Edition (Release 2015.3) 1 What's new and product improvements 1 Sage Drive Enhancements 1 Keep Sage 50 Accounting up
April 20, Attention: VIA
April 20, 2009 British Columbia Securities Commission Alberta Securities Commission Saskatchewan Financial Services Commission Manitoba Securities Commission Ontario Securities Commission Autorité des
National Housing and Homelessness Network
For immediate release February 23, 2004 On eve of Toronto Mayor s housing summit: New report card from NHHN shows that the feds, province and city have only delivered tiny fraction of new homes they promised
Corporation Name Federal Business Number Complete only if this applies:
Revenue Division PO Box 200 Regina, Canada S4P 2Z6 Toll Free 1-800-667-6102 Regina (306) 787-6645 Fax (306) 787-0241 C CORPORATION CAPITAL TAX RETURN Pursuant to The Corporation Capital Tax Act Corporation
Residents of your household who are your relatives or other persons under the age of 21 and in the care of any person named above
INSURED HOA HOA+(HO470T) HOB ISO HO3 Residents of your household who are your relatives or other persons under the age of 21 and in the care of any person named above Residents of your household who are
CHAT CHAMBER THE 2019 TRADE AND LIFESTYLE SHOW. Introducing the 2019 Board of Directors: WELCOME NEW MEMBERS. Book your spot for now for
CHAMBER Like us! Follow us! CHAT January 2019 okotokschamber.ca Introducing the 2019 Board of Directors: President: Sara Noyes Vice President: Kathy Thirsk Vice President: Andrea Glowatsky Board of Directors:
Municipal Mileage Rates Comparisons
Municipal Mileage Rates Comparisons Municipality June-07 Cents Per Kilometre County of Middlesex 0.41 Elgin County 0.49 Essex County 0.50 Revenue Canada (CRA) rate utilized County of Oxford 0.50 Revenue