Government of Gujarat, Agriculture & Co-operation Department, G.R. No: CIS K.7, Sachivalaya, Gandhinagar Dated:

Transcription

1 Kharif, 2015 National Agricultural Insurance Scheme-NAIS i.e. Rashtriya Krishi Bima Yojana (RKBY) Continuation thereof and Declaration of Defined Area thereunder for Kharif, 2015 Government of Gujarat, Agriculture & Co-operation Department, G.R. No: CIS K.7, Sachivalaya, Gandhinagar Dated: Read:- (1) Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India New Delhi s letter No.13011/15/99-Credit-II, dated (2) Agriculture and Co-operation Department, Government of Gujarat, GR No. RKB (G.116) -K.7 (P.II) dated (3) Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New Delhi s letter No.13011/04/2004-Credit II, dated 20/03/2015. (4) (5) Minutes of the 35 th Meeting of the "State Level Coordination Committee on Crop Insurance (SLCCCI)" under RKBY, vernacular letter No.- ECO/ CIS-II/ SLCCCI- 35/Kharif-2015/ /2015, dated:-01/04/2015. Agriculture and Co-operation Department, Government of Gujarat, GR No. CIS K.7; dated Preamble: In pursuance of the administrative instructions, along with the guidelines and operational modalities circulated by Government of India, vide letter dated approval for continuation of the NAIS for the year vide letter dated (read ref. no. 1). The State Government, under Agriculture & Co-operation Deptt. GR No.RKB (G 116)-K.7 (P.II), Dated: (read ref. no. 2) has accepted for implementation of National Agricultural Insurance Scheme- NAIS (i.e. Rashtriya Krishi Bima Yojana - RKBY) by replacing (old) Comprehensive Crop Insurance Scheme (CCIS) from Rabi, season. The Ministry of Agriculture, Dept. of Agri. & Coop., Govt. of India, New Delhi Government of India had issued administrative approval for continuation of the NAIS for the year vide letter dated (read ref. no. 3) The issue of continuation of the National Agricultural Insurance Scheme- NAIS (RKBY) and declaration of defined areas there under for Kharif, 2015 season and other related issues were discussed at length by the SLCCCI in the 35 th meeting held on 26/03/2015 at Sachivalaya, Gandhinagar as per circulated minutes of 35 th SLCCCI dated (read ref. no. 4).

2 In addition, vide GR at reference no.5 Government of Gujarat has decided to provide additional 7.5% subsidy in premium to the Cotton growing farmers up to threshold yield. Accordingly, it was decided to continue NAIS for the Kharif-2015 and the declaration of the defined areas thereunder during Kharif-2015 season in the State are notified as per this resolution. RESOLUTION: - As per Operational guidelines of NAIS & decisions taken in the 35 th meeting of SLCCCI, the State Government is pleased to continue the National Agricultural Insurance Scheme- NAIS (i.e. Rashtriya Krishi Bima Yojana - RKBY) during Kharif-2015 season with the following conditions: (1) Farmers covered All farmers including sharecroppers, tenant farmers growing the notified crops in the notified area are eligible during Kharif, 2015 season on the following basis: (A) On Compulsory Basis: All farmers growing notified crops in the notified Defined Areas and availing Seasonal Agricultural Operations (SAO) loans and have declared to nodal bank that they have actually sown the crop for which the loan is availed from financial institutions (i.e. Loanee farmers) within the stipulated period. (B) On Voluntary Basis: All other farmers growing insurable notified crop/crops in the notified Defined Area and not availed Seasonal Agricultural Operations (SAO) loans (i.e. Non-Loanee Farmers) who opt for the scheme. (2) Crops covered in NAIS for Kharif, 2015 are: 1. Paddy 2. Bajra 3. Maize 4. Jowar 5. Ragi 6. Tur 7. Moong 8. Math 9. Udad 10. Groundnut 11. Sesamum 12. Cotton 13. Castor 14. Banana (3) Defined Areas for the Kharif, 2015 The crop wise 929 notified defined areas for the Kharif, 2015 season are given in the Annexure-A. 2

3 (4) Crop wise sum insured, premium rates and indemnity level for Kharif, 2015 Crop wise sum insured, premium rates and indemnity level for Kharif, 2015 for loanee and Non-loanee which is calculated by the implementing agency, i.e., AIC of India Ltd., and approved in SLCCCI are annexed as Annexure-B1 and B2. a. Sum Insured: The Sum Insured (SI) may extend to the value of the threshold yield of the insured crop at the option of the insured farmers. However, a farmer may also insure his crop beyond value of threshold yield level up to 150% of average yield of notified area on payment of premium at commercial rates. In case of Loanee farmers the Sum Insured, to the extent possible, would be at least equal to the amount of crop loan advanced. Further, in case of Loanee farmers, the Insurance Charges shall be an additionally to the Scale of Finance for the purpose of obtaining loan. Limit of maximum sum insured per hectare for loanee farmers shall be based on disbursement of SAO loans as per applicable cut-off dates and within the limit of maximum sum insured (in column (h) of Annexure B1 or column (i) of Annexure B2). b. Premium Rates and indemnity Level: Flat premium rates and indemnity level for food and oilseeds crop and actuarial premium rate for annual commercial & horticulture crops will be continued as per Annexure-B1 and B2. (5) Subsidy in premium rate As per administrative approval from GOI, 10% subsidy in premium amount is to be provided to small & marginal farmers in Kharif, 2015 season shared equally by State and Central Government. (6) Important conditions applicable for coverage of risk which are as follows: 1. In case of joint land holding, total insurance coverage shall be restricted to the total area jointly owned by account holders as per revenue record, either for individual farmer or jointly. 2. If drought situation arises and there are no chances of survival of the crop, installment of crop loan subsequent to the declaration of drought shall not be covered under insurance. 3. Loans given for unsown areas will not be covered by the Scheme, because, indemnity claims will arise under the Scheme, only after the crop has been sown and in the event of crop failure. Mere disbursement of loans by the 3

4 financial institutions / submission of Proposal by a Non-loanee farmer will not entitle him for compensation under the Scheme. 4. In the areas where crop is sown but, withered away /damaged on account of adverse seasonal conditions / pest and / or diseases and also where there is no possibility of reviving the crop, no further loaning should be made by the financing institutions. Any further loaning in such cases shall not be covered by the Scheme. 5. The Scheme covers notified crops until harvesting stage only. Losses caused to crops which are spread in the field for drying after cutting / harvesting are excluded from the scope of the Scheme. 6. State Level Bankers Committee (SLBC), Lead Banks and District Central Cooperative Banks (DCCB) have to take all necessary steps to popularize this crop insurance scheme among Non-Loanee Farmers. 7. As per the guidelines of NAIS the details of SAO loans disbursed for insurable crops during the month at end of April will be declared to Agriculture Insurance Company of India (AIC) by the Banks in the prescribed format of consolidated Declarations before the end of succeeding month and for every installment along with Annexure-I. 8. It should be included in declaration of online format of NIC that "I am voluntarily declaring my personal information" ( મ ર ય તગત મ હત વ છ એ હ ર ક. ). (7) Cut-off dates of loan disbursement installment, Proposal form and Crop/area sown Declaration form for crop insurance coverage and Special Conditions for On Line Data Entry & Reporting. Cut-off dates of loan disbursement / installment for notified crops of Kharif, 2015 shall be as per column no.2 of Table-1. Operationalization of the Crop Insurance Scheme through online ikhedut / kcc portal shall be in the following manner: STEP:1 Proposal Form of Insurance coverage for Loanee and Non-Loanee farmers. A. Farmers' responsibility 1. Every proposal for crop insurance shall be generated by Loanee/Nonloanee farmer by making data entry on i-khedut portal (ikhedut.gujarat.gov.in or kcc.gujarat.gov.in) within prescribed time limit shown as per column-3 of Table-1. Duly signed copy of such 4

5 computer generated & printed proposal form shall be submitted by the farmer to the concerned bank not later than a week of the aforesaid prescribed time limit. B. Financial institutions/ Nodal Banks/ Loan disbursing Point s responsibilities: 1. Concerned bank shall receive a computer generated & printed proposal forms as submitted by loanee/non-loanee farmers as per prescribed format in annexure -I & II, respectively. 2. Thereafter, the concerned bank using assigned user ID and Password, shall enter the auto generated number of computer generated printed proposal at kcc.gujarat.gov.in portal and provide computer generated receipt of this form to the concerned applicant farmer. Upon verification of the details, the banker shall authorize the same for submission of details to the AIC along with the remittance of requisite premium amount through their Nodal Bank. 3. Concerned bank shall verify the date of first loan installment given to the farmers as mentioned in computer generated printed proposal form and if the date is beyond the limit of loan disbursement period shown in column-2 of Table-1, the proposal form shall be rejected for the insurance purpose. 4. Based on aforesaid proposal forms submitted by loanee/non-loanee farmers, concerned bank has to submit consolidated statement of farmers' village wise land account no., crop, area sown, sum insured, premium amount etc., report in prescribed format of the Implementing Agency (AIC) within the time limit as shown in column-4 of Table-1 through their Nodal Office. 5

6 Name of crop Table: 1 Reporting Schedule of Loaning/proposals Loan disbursement installment & (period) Last date for generating crop insurance Proposal Form on i- khedut/kcc portal Last date of submission of consolidated statement farmers' crop, area sown, sum insured, premium amount etc., along with payment of insurance premium amount by Bank to AIC (1) (2) (3) (4) For- Loanee farmers 1 Paddy, Maize, Bajra, installment of Loan ( to ) Groundnut, Ragi, Mung, Subsequent installment of Math, Udid, Kharif Jowar, loan Tur, Sesamum, Cotton, ( to ) 1st installment of Loan ( to ) Castor Subsequent installment of loan ( to ) 1st installment of Loan ( to ) Banana Subsequent installment of loan ( to ) For Non-loanee farmers Kharif Season Crop STEP: 2 Final Crop/area sown Declaration Form of Insurance coverage for Loanee and Non Loanee farmers. A. Farmers' responsibility 1. Every loanee/non-loanee farmer who has changed the crop / area sown as reflected in the proposal form submitted to the bank earlier or otherwise shall generate final crop/area sown Declaration Form (Annexure-III/IV) by making online data entry on ikhedut /kcc portal (ikhedut.gujarat.gov.in/kcc.gujarat.gov.in) within prescribed time limit shown in column-3 of Table-2. Duly signed copy of such Computer generated & printed crop/area sown Declaration Form shall be submitted by the farmer to the concerned bank not later than a week of the aforesaid prescribed time limit. 6

7 Sr. No. 2. If any farmer fails to submit the crop/area sown Declaration Form within prescribed time limit to the concerned bank, the details of crop/area sown in the proposal form submitted earlier would be treated as final and process of insurance coverage will be on the basis of the said proposal form only. If any discrepancy arises in the crop/ area sown as reflected in the proposal form, the said farmer shall be debarred from National Agricultural Insurance Scheme (NAIS) and the insurance premium amount paid by such farmer shall be forfeited. B. Financial institutions/ Nodal Banks/ Loan disbursing Point s responsibilities: 1. Concerned bank shall receive computer generated final crop/area sown Declaration Forms as submitted by loanee and non-loanee farmers as per prescribed format in annexure-iii & IV respectively. 2. Thereafter, the concerned bank using assigned user ID and Password, shall enter the auto generated number of computer generated & printed final Crop/area sown Declaration Forms in kcc.gujarat.gov.in portal and provide computer generated receipt of this form to the concerned farmer and also verify of the details of such Crop/area sown Declaration Forms. 3. Based upon aforesaid final Crop/area sown Declaration Forms & any subsequent crop loan disbursement amount taken by the farmers, the concerned banker has to submit a final consolidated statement of farmer s crop, area sown, sum insured, premium amount etc. in the prescribed format to the implementing agency (AIC) within prescribed time limit as shown in column-4 of Table-2. Table: 2 Reporting Schedule of final Crop area/sown Declaration Crops Last Date of generating crop area/sown Declaration form by farmers (Annexure-III/IV) Last Date of Submission of final consolidated statement of farmer s crop, area sown, sum insured, premium amount etc., by Bank to AIC (1) (2) (3) (4) 1 Paddy, Maize, Bajra, Groundnut, Ragi, Mung, math, Udid, Jowar, Sesamum, Cotton, 16 th August st August

8 Tur 2 Castor 31 st August th September Banana 30 th September th October 2015 (8) Cut-off dates for submission of yield data to AIC Fixation of cut-off dates for submission of yield data to AIC of India by the Director of Agriculture (DAG), Gujarat State. The cut-off dates for submission of yield data to AIC shall be as per following schedule: S.N. Name of crop Last date for submission of yield data to AIC 1. Paddy, Maize, Bajra, Groundnut, 31 st January, 2016 Ragi, Moong, Math, Udid 2. Kharif Jowar, Sesamum 31 st March, Tur 31 st May, Cotton, Castor 31 st July, Banana 31 st December, 2016 (9) Threshold yield : Threshold yield for the new talukas would be calculated by Implementing Agency. For the respective notified crops, threshold yield of new Taluka would be the same as that of the original Taluka area from which it is carved. Wherein new Taluka has been carved out of more than one Talukas, the threshold yield of new Taluka will be calculated by using past yield data of higher stratum. (10) All the talukas of different districts indicated in Annexure-A of this Resolution, for the respective crops are hereby notified as DEFINED AREA under the RKBY (i.e. NAIS) for Kharif, 2015 season. (11) The Director of Agriculture, State Level Bankers Committee (SLBC), Lead Banks, District Central Cooperative Banks and Agriculture Insurance Company of India Ltd. should take necessary action to ensure the effective implementation of the scheme as per guidelines of NAIS & this Resolution. (12) The Director of Agriculture, Gujarat State, Gandhinagar and the Agriculture Insurance company of India Ltd., Ahmedabad should make necessary arrangements for the wide publicity of this scheme. 8

9 (13) The Director of Agriculture, Gujarat State, Gandhinagar should ensure to conduct the requisite numbers of Crop Cutting Experiments i.e., CCEs. (14) Banks as well as the AIC of India Ltd. should verify crop and area sown details given by the loanee and non-loanee farmers by using their own resources. (15) During the Crop season, agricultural situation will be closely monitored by District Level Monitoring Committee(DLMC), who will provide fortnightly reports of agricultural situation with details of area sown, weather situation, pest incidence, stage of crop failure (if any) etc. to the implementing agency. (16) All concern nodal banks shall submit summary details of the farmers participated and benefited in the scheme, under SC/ST and others category to AIC with details including number of farmers, area insured, sum insured, premium paid, premium subsidy, consolidated summary in the declaration format, separately, at the end of season. (17) The financial Institutions would advance additional loan to loanee farmers to meet requirement of premium amount as applicable up to the extent of crop loan. However, premium will not be form a part of sum insured declared for insurance coverage. (18) The claims would solely be settled only on the basis of yield estimates obtained through CCEs conducted under GCEs and not any other basis such as Annawari/ Declaration of Drought/ Flood Gazette etc., by any other department / authority. (19) Administrative and Operational expenses to the extent of 20% of these expenses will be shared equally by the GOI and the GOG. (20) Expenses towards Bank service 2.5 % of net premium and total publicity charges shall be equally shared by the GOI and the GOG. (21) Risk of implementing Agency in meeting claims will be restricted to 100% of premium in case of food and oilseeds crops. However, the implementing agency shall be responsible for any additional liability level in respect of food and oilseeds crops, for which actuarial premium is charged under the scheme. 9

10 10

11 14. The Chief officer, Reserve Bank of India (RPC Deptt), La Gajjar Chambers, Ashram Road Ahmedabad. 15. The Dy. General Manager (NABARD), NABARD Tower, Opp. Municipal Garden Usmanpura, Ahmedabad. 16. The Chairman-cum- Managing Director, Agriculture Insurance Company of India Ltd., 13 th Floor, Ambadeep building, 14, K.G. Marg, New Delhi. 17. The Regional Manager, Agriculture Insurance Company of India Ltd., 2 nd Floor, Office No:215, Sahajanand Arcade, 132 Ring Road, Memnagar Char Rasta, Ahmedabad. 18. Deputy Director, National Sample Survey Organization (FOD), Doctor House, 2 nd Floor, Near Parimal Railway Crossing, C.G. Road, Ahmedabad. 19. The General Manager, Gujarat State Coop Bank Ltd., Sahkar Bhavan, Relief Road, Ahmedabad. 20. The Director Bureau of Economics and Statistics, Sector 18, Gandhinagar. 21. The Convener, State Level Bankers Committee (SLBC), C/o Dena Bank, Dena Laxmi Building, Ashram Road, Ahmedabad. 22. The All Collectors. 23. The All District Development Officers. 24. The Director of Information, Block No 7, Dr J M Bhavan, Old Sachivalaya, Gandhinagar. 25. All Officers of Agriculture and Cooperation Department, Sachivalaya, Gandhinagar. 26. The Select File. 27. The Branch Collection. 28. I.T. Cell, Agriculture & Co-operation Department. 11

12 Annexure B1 STATEMENT OF STATE LEVEL SUM INSURED LIMITS AND APPLICABLE PREMIUM RATES FOR KHARIF 2015 UNDER NAIS For cotton crop, state level premium rate and indemnity level are approved, which are given as below: Name of Crop Indemnity Level (%) Normal Coverage Insurable amount (Value of TY) Normal Premium Rate(%) on Col. (d) Additional Coverage Insurable amount over & above Col. (d) Actuarial Premium Rate(%) on Col. (f) Maximum Sum Insured [Col. (d) + (f)] State Level Scale of Finance (b) (c) (d) (e) (f) (g) (h) (i) Cotton 60% Note: (i). For sum insured as per column (d) the normal premium rates as per column (e) shall apply. (ii). For sum insured as per column (f) the actuarial premium rates as per column (g) shall apply. (iii). Limit of maximum sum insured per hectare for non-loanee farmers shall be sum insured as mentioned in column (h). (iv). Limit of maximum sum insured per hectare for loanee farmers shall be based on disbursement of SAO loans as per applicable cut-off dates within the limit of sum insured in column (h). 12

13 Annexure B2 STATEMENT OF DISTRICT LEVEL SUM INSURED LIMITS AND APPLICABLE PREMIUM RATES FOR REST OF THE CROPS EXCEPT COTTON FOR KHARIF 2015 UNDER NAIS Sr. Name of Crop Name of Normal Coverage Additional Coverage Maximum No. District Indemnity Level (%) Insurable amount (Value of TY) Normal Premium Rate(%) on Col. (e) Insurable amount over & above Col. (e) Actuarial Premium Rate(%) on Col. (g) Sum Insured [Col. (e) + (g)] State Level Scale of Finance (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) 1 Bajra Ahmedabad 60% Bajra Amreli 60% Bajra Anand 80% Bajra Aravalli 80% Bajra Banaskantha 60% Bajra Baroda 80% Bajra Bhavnagar 80% Bajra Botad 60% Bajra Gandhinagar 80% Bajra Gir Somnath 60% Bajra Kheda 80% Bajra Kutch 80% Bajra Mahisagar 60% Bajra Mehsana 60% Bajra Morbi 60% Bajra Patan 60% Bajra Rajkot 60%

14 Sr. No. Name of Crop Name of District Indemnity Level (%) Normal Coverage Additional Coverage Maximum Insurable Normal Insurable Actuarial Sum amount Premium amount Premium Insured (Value of Rate(%) over & Rate(%) on [Col. (e) + TY) on Col. above Col. Col. (g) (g)] (e) (e) State Level Scale of Finance (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) 18 Bajra Sabarkantha 60% Bajra Surendranagar 60% Banana Anand 80% Banana Bharuch 80% Banana Chhotaudepur 80% Banana Narmada 80% Black Gram(Udid) Aravalli 60% Black Gram(Udid) Banaskantha 60% Black Gram(Udid) Bharuch 80% Black Gram(Udid) Chhotaudepur 80% Black Gram(Udid) Dahod 60% Black Gram(Udid) Dangs 80% Black Gram(Udid) Jamnagar 60% Black Gram(Udid) Junagadh 60% Black Gram(Udid) Mehsana 60% Black Gram(Udid) Narmada 80% Black Gram(Udid) Navsari 80% Black Gram(Udid) Panchmahals 60% Black Gram(Udid) Patan 60% Black Gram(Udid) Porbandar 60%

15 Sr. No. Name of Crop Name of District Indemnity Level (%) Normal Coverage Additional Coverage Maximum Insurable Normal Insurable Actuarial Sum amount Premium amount Premium Insured (Value of Rate(%) over & Rate(%) on [Col. (e) + TY) on Col. above Col. Col. (g) (g)] 15 State Level Scale of Finance (e) (e) (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) 38 Black Gram(Udid) Sabarkantha 80% Black Gram(Udid) Surat 80% Black Gram(Udid) Tapi 60% Black Gram(Udid) Valsad 80% Castor Ahmedabad 80% Castor Amreli 80% Castor Anand 80% Castor Aravalli 80% Castor Banaskantha 80% Castor Baroda 80% Castor Bharuch 80% Castor Chhotaudepur 80% Castor Devbhumi Dwarka 80% Castor Gandhinagar 80% Castor Gir Somnath 80% Castor Jamnagar 80% Castor Kheda 80% Castor Kutch 80% Castor Mahisagar 80% Castor Mehsana 80%

16 Sr. No. Name of Crop Name of District Indemnity Level (%) Normal Coverage Additional Coverage Maximum Insurable Normal Insurable Actuarial Sum amount Premium amount Premium Insured (Value of Rate(%) over & Rate(%) on [Col. (e) + TY) on Col. above Col. Col. (g) (g)] (e) (e) State Level Scale of Finance (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) 58 Castor Morbi 80% Castor Narmada 80% Castor Panchmahals 80% Castor Patan 60% Castor Porbandar 80% Castor Rajkot 60% Castor Sabarkantha 60% Castor Surendranagar 80% Green Gram(Mung) Banaskantha 60% Green Gram(Mung) Bharuch 60% Green Gram(Mung) Devbhumi Dwarka 80% Green Gram(Mung) Gandhinagar 80% Green Gram(Mung) Kutch 60% Green Gram(Mung) Mehsana 80% Green Gram(Mung) Patan 60% Green Gram(Mung) Porbandar 60% Green Gram(Mung) Sabarkantha 60% Green Gram(Mung) Surendranagar 80% Green Gram(Mung) Tapi 60% Groundnut Amreli 60%

17 Sr. No. Name of Crop Name of District Indemnity Level (%) Normal Coverage Additional Coverage Maximum Insurable Normal Insurable Actuarial Sum amount Premium amount Premium Insured (Value of Rate(%) over & Rate(%) on [Col. (e) + TY) on Col. above Col. Col. (g) (g)] 17 State Level Scale of Finance (e) (e) (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) 78 Groundnut Aravalli 60% Groundnut Banaskantha 60% Groundnut Bhavnagar 60% Groundnut Botad 60% Groundnut Devbhumi Dwarka 60% Groundnut Gandhinagar 60% Groundnut Gir Somnath 60% Groundnut Jamnagar 60% Groundnut Junagadh 60% Groundnut Kutch 60% Groundnut Mehsana 60% Groundnut Morbi 60% Groundnut Porbandar 60% Groundnut Rajkot 60% Groundnut Sabarkantha 60% Groundnut Surat 60% Groundnut Surendranagar 60% Groundnut Tapi 60% Jowar Banaskantha 60% Jowar Bharuch 80%

18 Sr. No. Name of Crop Name of District Indemnity Level (%) Normal Coverage Additional Coverage Maximum Insurable Normal Insurable Actuarial Sum amount Premium amount Premium Insured (Value of Rate(%) over & Rate(%) on [Col. (e) + TY) on Col. above Col. Col. (g) (g)] (e) (e) State Level Scale of Finance (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) 98 Jowar Botad 60% Jowar Chhotaudepur 80% Jowar Gandhinagar 60% Jowar Narmada 80% Jowar Surat 60% Jowar Surendranagar 60% Jowar Tapi 80% Maize Aravalli 60% Maize Banaskantha 60% Maize Baroda 60% Maize Chhotaudepur 80% Maize Dahod 60% Maize Kheda 80% Maize Mahisagar 60% Maize Narmada 80% Maize Panchmahals 60% Maize Sabarkantha 60% Maize Surat 60% Maize Tapi 60% Math Ahmedabad 60%

19 Sr. No. Name of Crop Name of District Indemnity Level (%) Normal Coverage Additional Coverage Maximum Insurable Normal Insurable Actuarial Sum amount Premium amount Premium Insured (Value of Rate(%) over & Rate(%) on [Col. (e) + TY) on Col. above Col. Col. (g) (g)] (e) (e) 19 State Level Scale of Finance (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) 118 Math Banaskantha 60% Math Kutch 60% Math Patan 60% Paddy Ahmedabad 60% Paddy Anand 80% Paddy Baroda 80% Paddy Bharuch 80% Paddy Chhotaudepur 80% Paddy Dahod 60% Paddy Dangs 80% Paddy Gandhinagar 80% Paddy Kheda 80% Paddy Mahisagar 60% Paddy Mehsana 80% Paddy Narmada 80% Paddy Navsari 80% Paddy Panchmahals 60% Paddy Sabarkantha 80% Paddy Surat 80% Paddy Tapi 80%

20 Sr. No. Name of Crop Name of District Indemnity Level (%) Normal Coverage Additional Coverage Maximum Insurable Normal Insurable Actuarial Sum amount Premium amount Premium Insured (Value of Rate(%) over & Rate(%) on [Col. (e) + TY) on Col. above Col. Col. (g) (g)] (e) (e) State Level Scale of Finance (a) (b) (c) (d) (e) (f) (g) (h) (a) (b) 138 Paddy Valsad 80% Ragi Dangs 80% Ragi Valsad 80% Sesamum Ahmedabad 60% Sesamum Amreli 60% Sesamum Banaskantha 60% Sesamum Bharuch 60% Sesamum Bhavnagar 60% Sesamum Botad 60% Sesamum Devbhumi Dwarka 60% Sesamum Jamnagar 60% Sesamum Kutch 60% Sesamum Mehsana 60% Sesamum Morbi 60% Sesamum Patan 60% Sesamum Rajkot 60% Sesamum Surendranagar 60% Tur Aravalli 60% Tur Banaskantha 80% Tur Baroda 60%

21 Sr. No. Name of Crop Name of District Indemnity Level (%) Normal Coverage Additional Coverage Maximum Insurable Normal Insurable Actuarial Sum amount Premium amount Premium Insured (Value of Rate(%) over & Rate(%) on [Col. (e) + TY) on Col. above Col. Col. (g) (g)] (e) (e) State Level Scale of Finance (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) 158 Tur Bharuch 60% Tur Chhotaudepur 80% Tur Dahod 80% Tur Mahisagar 60% Tur Narmada 80% Tur Navsari 60% Tur Panchmahals 60% Tur Sabarkantha 60% Tur Surat 60% Tur Tapi 60% Tur Valsad 80% Notes: (i). For sum insured as per column (e) the normal premium rates as per column (f) shall apply. (ii). For sum insured as per column (g) the actuarial premium rates as per column (h) shall apply. (iii). Limit of maximum sum insured per hectare for non-loanee farmers shall be sum insured as mentioned in column (i). (iv). Limit of maximum sum insured per hectare for loanee farmers shall be based on disbursement of SAO loans as per applicable cut-off dates within the limit of sum insured in column (i). 21

22 Annexure- A List of Defined Area Finalized For Kharif-2015 Under NAIS S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 1 KUTCH 1 LAKHPAT MUNG GROUNDNUT CASTOR SESAMUM COTTON 2 RAPAR BAJRI MUNG MATH GROUNDNUT CASTOR SESAMUM COTTON 3 BACHAU BAJRI MUNG MATH GROUNDNUT CASTOR SESAMUM COTTON 4 ANJAR BAJRI MUNG GROUNDNUT CASTOR SESAMUM COTTON 5 BHUJ BAJRI MUNG GROUNDNUT CASTOR SESAMUM COTTON 6 NAKHATRANA MUNG GROUNDNUT CASTOR SESAMUM COTTON 7 ABDASA BAJRI MUNG GROUNDNUT CASTOR SESAMUM COTTON 8 MANDVI BAJRI MUNG GROUNDNUT CASTOR SESAMUM COTTON 9 MUNDRA MUNG GROUNDNUT CASTOR SESAMUM COTTON 10 GANDHIDHAM 2 BANASKANTHA 1 VAV BAJRI MUNG MATH CASTOR SESAMUM 2 THARAD BAJRI MUNG CASTOR SESAMUM 3 DHANERA BAJRI MUNG GROUNDNUT CASTOR COTTON 4 DANTIWADA BAJRI MUNG GROUNDNUT CASTOR 5 AMIRGADH MAIZE MUNG CASTOR COTTON 6 DANTA BAJRI MAIZE UDID TUR GROUNDNUT CASTOR COTTON 7 VADGAM BAJRI MUNG GROUNDNUT CASTOR COTTON 8 PALANPUR JOWAR BAJRI MUNG GROUNDNUT CASTOR COTTON 9 DEESA BAJRI MUNG GROUNDNUT CASTOR SESAMUM COTTON 10 DEODER BAJRI MUNG CASTOR SESAMUM COTTON 11 BHABHAR BAJRI MUNG CASTOR COTTON 12 KANKREJ BAJRI MUNG CASTOR SESAMUM COTTON 13 LAKHANI BAJRI MUNG GROUNDNUT CASTOR SESAMUM COTTON 14 SUIGAM BAJRI MUNG MATH CASTOR SESAMUM 3 PATAN 1 SANTHALPUR BAJRI MUNG MATH UDID CASTOR SESAMUM COTTON 2 RADHANPUR BAJRI MUNG MATH UDID CASTOR SESAMUM COTTON 3 SIDHPUR BAJRI MUNG UDID CASTOR SESAMUM COTTON 4 PATAN BAJRI MUNG UDID CASTOR COTTON 5 HARIJ BAJRI MUNG UDID CASTOR COTTON 22

23 S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 6 SAMI BAJRI MUNG MATH UDID CASTOR COTTON 7 CHANASMA BAJRI MUNG UDID CASTOR COTTON 8 SANKHESHWAR BAJRI MUNG MATH UDID CASTOR SESAMUM COTTON 9 SARASWATI BAJRI MUNG UDID CASTOR COTTON 4 MEHSANA 1 SATLASANA GROUNDNUT CASTOR COTTON 2 KHERALU BAJRI CASTOR COTTON 3 UNJHA BAJRI MUNG UDID CASTOR COTTON 4 VISNAGAR BAJRI MUNG CASTOR SESAMUM COTTON 5 VADNAGAR BAJRI MUNG CASTOR SESAMUM COTTON 6 VIJAPUR GROUNDNUT CASTOR SESAMUM COTTON 7 MEHSANA BAJRI MUNG UDID CASTOR SESAMUM COTTON 8 BECHRAJI BAJRI UDID CASTOR COTTON 9 KADI PADDY CASTOR SESAMUM COTTON 10 JOTANA MUNG CASTOR SESAMUM COTTON 5 SABARKANTHA 1 KHEDBRAHMA MAIZE MUNG UDID TUR GROUNDNUT CASTOR COTTON 2 VIJAYNAGAR MAIZE MUNG UDID TUR CASTOR COTTON 3 VADALI MAIZE TUR GROUNDNUT CASTOR COTTON 4 IDAR MAIZE TUR GROUNDNUT CASTOR COTTON 5 HIMATNAGAR MAIZE GROUNDNUT CASTOR COTTON 6 PRANTIJ PADDY GROUNDNUT CASTOR COTTON 7 TALOD PADDY BAJRI MAIZE GROUNDNUT CASTOR COTTON 8 POSHINA MAIZE MUNG UDID TUR GROUNDNUT CASTOR COTTON 6 GANDHINAGAR 1 KALOL PADDY CASTOR COTTON 2 MANSA CASTOR COTTON 3 GANDHINAGAR PADDY JOWAR BAJRI GROUNDNUT CASTOR COTTON 4 DAHEGAM PADDY BAJRI MUNG GROUNDNUT CASTOR COTTON 7 AHMEDABAD 1 MANDAL BAJRI CASTOR COTTON 2 DETROJ BAJRI MATH CASTOR COTTON 3 VIRAMGAM PADDY CASTOR COTTON 4 SANAND PADDY CASTOR COTTON 23

24 S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 5 A-City 6 DASKROI PADDY CASTOR COTTON 7 DHOLKA PADDY CASTOR COTTON 8 BAVLA PADDY CASTOR COTTON 9 DHANDHUKA SESAMUM COTTON 10 DHOLERA COTTON 8 SURENDRANAGAR 1 DHANGADHRA BAJRI GROUNDNUT CASTOR SESAMUM COTTON 2 DASADA JOWAR BAJRI CASTOR SESAMUM COTTON 3 LAKHTAR CASTOR SESAMUM COTTON 4 VADHVAN CASTOR SESAMUM COTTON 5 MULI GROUNDNUT CASTOR SESAMUM COTTON 6 CHOTILA BAJRI MUNG GROUNDNUT SESAMUM COTTON 7 SAYLA BAJRI GROUNDNUT CASTOR SESAMUM COTTON 8 CHUDA CASTOR SESAMUM COTTON 9 LIMDI BAJRI SESAMUM COTTON 10 THANGADH BAJRI MUNG GROUNDNUT CASTOR SESAMUM COTTON 9 RAJKOT 1 PADADHARI GROUNDNUT COTTON 2 RAJKOT GROUNDNUT COTTON 3 LODHIKA GROUNDNUT COTTON 4 KOTDA SAGANI GROUNDNUT COTTON 5 JASDAN BAJRI GROUNDNUT SESAMUM COTTON 6 GONDAL GROUNDNUT COTTON 7 JAMKANDORNA GROUNDNUT COTTON 8 UPLATA GROUNDNUT CASTOR COTTON 9 DHORAJI GROUNDNUT CASTOR COTTON 10 JETPUR GROUNDNUT CASTOR COTTON 11 VINCHHIYA BAJRI GROUNDNUT SESAMUM COTTON 10 JAMNAGAR 1 JAMNAGAR GROUNDNUT CASTOR COTTON 2 3 JODIYA DHROL GROUNDNUT GROUNDNUT CASTOR CASTOR SESAMUM SESAMUM COTTON COTTON 4 KALAVAD UDID GROUNDNUT CASTOR SESAMUM COTTON 5 LALPUR GROUNDNUT CASTOR COTTON 6 JAMJODHPUR GROUNDNUT CASTOR SESAMUM COTTON 24

25 S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 11 PORBANDAR 1 PORBANDAR MUNG UDID GROUNDNUT CASTOR COTTON 2 RANAVAV GROUNDNUT COTTON 3 KUNTIYANA GROUNDNUT CASTOR COTTON 12 JUNAGADH 1 MANAVADAR GROUNDNUT COTTON 2 VANTHALI GROUNDNUT COTTON 3 JUNAGADH (inclules JUNAGADH CITY Taluka) GROUNDNUT COTTON 4 BHESAN GROUNDNUT COTTON 5 VISAVADAR UDID GROUNDNUT COTTON 6 MENDARDA UDID GROUNDNUT COTTON 7 KESHOD GROUNDNUT 8 MANGROL GROUNDNUT 9 MALIA HATINA GROUNDNUT 13 AMRELI 1 VADIA KUKAVAV GROUNDNUT COTTON 2 BABRA GROUNDNUT SESAMUM COTTON 3 LATHI GROUNDNUT SESAMUM COTTON 4 LILIYA GROUNDNUT SESAMUM COTTON 5 AMRELI GROUNDNUT CASTOR COTTON 6 BAGASRA GROUNDNUT COTTON 7 DHARI GROUNDNUT CASTOR COTTON 8 SAVARKUNDLA BAJRI GROUNDNUT COTTON 9 KHAMBHA GROUNDNUT COTTON 10 JAFRABAD BAJRI GROUNDNUT SESAMUM COTTON 11 RAJULA BAJRI GROUNDNUT COTTON 14 BHAVNAGAR 1 VALLBHIPUR COTTON 2 UMRALA BAJRI COTTON 3 BHAVNAGAR BAJRI GROUNDNUT COTTON 4 GOGHA BAJRI GROUNDNUT COTTON 5 SIHOR BAJRI GROUNDNUT SESAMUM COTTON 25

26 S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 6 GARIYADHAR BAJRI GROUNDNUT SESAMUM COTTON 7 PALITANA BAJRI GROUNDNUT SESAMUM COTTON 8 TALAJA BAJRI GROUNDNUT COTTON 9 MAHUVA BAJRI GROUNDNUT SESAMUM COTTON 10 JESAR BAJRI GROUNDNUT SESAMUM COTTON 15 ANAND 1 TARAPUR PADDY 2 SOJITRA PADDY BAJRI 3 UMRETH PADDY COTTON BANANA 4 ANAND PADDY BAJRI CASTOR COTTON BANANA 5 PETLAD PADDY BAJRI BANANA 6 KHAMBAT PADDY BAJRI 7 BORSAD PADDY BAJRI CASTOR COTTON BANANA 8 ANKLAV PADDY BAJRI COTTON BANANA 16 KHEDA 1 KAPADWANJ PADDY BAJRI MAIZE CASTOR COTTON 2 KATHLAL PADDY BAJRI CASTOR COTTON 3 MAHEMDAVAD PADDY BAJRI 4 KHEDA PADDY COTTON 5 MATAR PADDY BAJRI 6 NADIYAD PADDY BAJRI COTTON 7 MAHUDHA PADDY BAJRI COTTON 8 THASRA PADDY BAJRI CASTOR COTTON 9 GALTESHWAR PADDY BAJRI CASTOR COTTON 10 VASO PADDY BAJRI COTTON 17 PANCHMAHAL 1 SHEHRA PADDY MAIZE TUR 2 MORVA-HADAF PADDY MAIZE TUR 3 GODHRA PADDY MAIZE TUR CASTOR COTTON 4 KALOL PADDY MAIZE TUR CASTOR COTTON 5 GHOGHAMBA PADDY MAIZE UDID TUR COTTON 6 HALOL PADDY MAIZE UDID TUR CASTOR COTTON 7 JAMBUGHODA PADDY MAIZE TUR COTTON 26

27 S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 18 DAHOD 1 FATEPURA PADDY MAIZE UDID TUR 2 ZALOD PADDY MAIZE UDID TUR 3 LIMKHEDA PADDY MAIZE UDID TUR 4 DAHOD PADDY MAIZE UDID TUR 5 GARBADA PADDY MAIZE UDID TUR 6 DEVGADHBARIA PADDY MAIZE UDID TUR 7 DHANPUR PADDY MAIZE UDID TUR 8 SANJELI PADDY MAIZE UDID TUR 19 VADODARA 1 SAVLI PADDY BAJRI MAIZE TUR CASTOR COTTON 2 VADODARA PADDY BAJRI TUR CASTOR COTTON 3 VAGHODIYA PADDY MAIZE TUR CASTOR COTTON 4 DABHOI PADDY TUR CASTOR COTTON 5 PADRA PADDY BAJRI TUR CASTOR COTTON 6 KARJAN TUR CASTOR COTTON 7 SINOR TUR CASTOR COTTON 8 DESAR PADDY BAJRI MAIZE TUR CASTOR COTTON 20 NARMADA 1 TILAKWADA MAIZE TUR COTTON 2 NANDOD PADDY JOWAR TUR COTTON BANANA 3 DADIYAPADA PADDY JOWAR MAIZE UDID TUR CASTOR COTTON 4 SAGBARA PADDY MAIZE TUR COTTON 5 GARUDESHWAR PADDY JOWAR MAIZE TUR COTTON BANANA 21 BHARUCH 1 JAMBUSHAR TUR CASTOR SESAMUM COTTON 2 AMOD TUR COTTON 3 VAGRA TUR COTTON 4 BHARUCH TUR CASTOR COTTON BANANA 5 ZAGADIYA PADDY JOWAR UDID TUR CASTOR COTTON BANANA 6 ANKLESHVAR PADDY TUR CASTOR COTTON BANANA 7 HANSOT PADDY COTTON 8 VALIA PADDY JOWAR MUNG TUR CASTOR COTTON 9 NATRANG PADDY JOWAR TUR CASTOR COTTON BANANA 27

28 S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 22 1 SURAT OLPAD PADDY COTTON 2 MANGROL PADDY JOWAR TUR COTTON 3 UMARPADA PADDY JOWAR MAIZE UDID TUR GROUNDNUT COTTON 4 MANDVI PADDY JOWAR TUR 5 KAMREJ 6 Surat City 7 CHORYASI PADDY 8 PALSANA PADDY 9 BARDOLI PADDY 10 MAHUVA PADDY 23 DANG 1 DANG-AAHVA PADDY RAGI UDID 2 VAGHAI PADDY RAGI UDID 3 SUBIR PADDY RAGI UDID 24 NAVSARI 1 NAVSARI PADDY 2 JALALPOR PADDY 3 GANDEVI PADDY 4 CHIKHALI PADDY 5 VANSDA PADDY UDID TUR 6 KHERGAM PADDY 25 VALSAD 1 VALSAD PADDY 2 DHARAMPUR PADDY RAGI UDID TUR 3 PARDI PADDY 4 KAPRADA PADDY RAGI UDID TUR 5 UMARGAM PADDY 6 VAPI PADDY TUR 26 TAPI 1 NIZAR PADDY JOWAR MAIZE TUR COTTON 2 UCCHAL PADDY TUR COTTON 3 SONGADH PADDY JOWAR MUNG UDID TUR GROUNDNUT COTTON 4 VYARA PADDY JOWAR UDID TUR 5 VALOD PADDY 28

29 S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 27 ARVALLI 1 BHILODA MAIZE UDID TUR GROUNDNUT CASTOR COTTON 2 MEGHARAJ MAIZE UDID TUR GROUNDNUT CASTOR COTTON 3 MODASA BAJRI MAIZE TUR GROUNDNUT CASTOR COTTON 4 DHANSURA BAJRI MAIZE GROUNDNUT CASTOR COTTON 5 MALPUR MAIZE GROUNDNUT CASTOR COTTON 6 BAYAD BAJRI MAIZE TUR GROUNDNUT CASTOR COTTON 28 MORBI 1 MALIYA-MIYANA GROUNDNUT CASTOR SESAMUM COTTON 2 MORVI GROUNDNUT CASTOR SESAMUM COTTON 3 TANKARA GROUNDNUT SESAMUM COTTON 4 VANKANER GROUNDNUT COTTON 5 HALVAD BAJRI GROUNDNUT CASTOR SESAMUM COTTON 29 DEVBHUMI DWARKA 1 OKHAMANDAL MUNG GROUNDNUT CASTOR SESAMUM COTTON 2 KHAMBHLIA GROUNDNUT CASTOR COTTON 3 KALYANPUR MUNG GROUNDNUT CASTOR COTTON 4 BHANVAD GROUNDNUT CASTOR COTTON 30 GIR SOMNATH 1 TALALA GROUNDNUT 2 VERAVAL GROUNDNUT 3 SUTRAPADA GROUNDNUT 4 KODINAR BAJRI GROUNDNUT COTTON 5 UNA BAJRI GROUNDNUT CASTOR COTTON 6 GIR GADHADA BAJRI GROUNDNUT CASTOR COTTON 31 BOTAD 1 BOTAD GROUNDNUT SESAMUM COTTON 2 GADHADA JOWAR BAJRI GROUNDNUT SESAMUM COTTON 3 RANPUR SESAMUM COTTON 4 BARVALA COTTON 29

30 S.N. Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM COTTON BANANA 32 MAHISAGAR 1 KHANPUR PADDY BAJRI MAIZE TUR 2 KADANA PADDY MAIZE TUR 3 SANTRAMPUR PADDY MAIZE TUR CASTOR 4 LUNAVADA PADDY BAJRI MAIZE TUR COTTON 5 BALASINOR BAJRI MAIZE CASTOR COTTON 6 VIRPUR BAJRI MAIZE TUR CASTOR COTTON 33 CHHOTAUDEPUR 1 CHHOTAUDEPUR PADDY MAIZE UDID TUR COTTON 2 JETPURPAVI PADDY MAIZE UDID TUR COTTON 3 KAVANT PADDY MAIZE UDID TUR COTTON 4 NASVADI PADDY JOWAR MAIZE UDID TUR COTTON 5 SANKHEDA PADDY MAIZE TUR CASTOR COTTON BANANA 6 BODELI PADDY MAIZE TUR CASTOR COTTON BANANA GUJARAT STATE TOTAL (929) NOTE : JUNAGADH taluka includes JUNAGADH CITY taluka 30

31

32

33

34

35

36

37

38

39

40

41

42