10% + 10% Bonus Allocation Campaign Terms & Conditions:

Transcription

1 Campaign Period: October 0 0

2 Month Cashback Campaign Terms & Conditions: Campaign Period: October December 0, both dates inclusive must be captured during this Campaign Period Cashback to customers who purchase new policies (New Business only): a) Cashback will only be rewarded to eligible Assureds who took up the following products within the Campaign Period: i PRUwith you ii PRUwealth iii PRUcancer X No other products will be entitled to the cashback under this Campaign b) Cashback Amount will be based on initial premium and equivalent to month s premium Specifically excluded from the calculation of Cashback are the following: i PRUsaver ii PRUsaver kid iii Single premium / topup riders c) If premium frequency is other than monthly basis, then the monthly equivalent will be used as the basis for the cashback Example for PRUwealth, PRUwith you: If annual premium = RM,000 Cashback Amount = Monthly Equivalent = RM00 (ie RM,000 / ) Example for PRUcancer X only: The monthly equivalent will be calculated based on the respective factors for the preferred payment method i If Annual premium = RM,000; & payment mode is Credit Card ii If Annual premium = RM,000; & payment mode is Cash Cashback Amount = RM,000 X 00 = RM0 Cashback Amount = RM,000 X 00 = RM d) There is no minimum premium under this Campaign e) Submission must be through online/electronic submission ie PRUway plus only f) All proposals must be completed with the following accurate customer info: i Bank account details (name of bank & account number) ii Mobile number (for SMS notification of crediting) iii address (for notification of crediting) Customers will not be eligible if the information is not provided or not updated before 0 g) must be inforce & premium payments up to date at the time of crediting h) No partial withdrawal is allowed prior to the crediting of the cashback [Excluding Investment Unit Account (IUA): ie PRUsaver] i) If any of the terms are not fulfilled, we reserve the right to withhold the cashback j) Cashback will be credited to the eligible customer in tranches based on the respective cutoff dates: i For policy captured from October October 0, cashback will be credited by 0 April 0 ii For policy captured from November 0 November 0, cashback will be credited by May 0 iii For policy captured from December December 0, cashback will be credited by 0 June 0 k) PAMB shall have the absolute discretion and right to decline the Campaign entitlement in the event any of the terms and conditions pursuant to this Campaign is not fulfilled No appeal(s) will be entertained l) For all intents and purposes, the offer provided hereunder shall not in any event be construed as a variation to the terms and conditions under the Proposal(s) ( Terms ) These terms shall continue in full force and effect 0% + 0% Bonus Allocation Campaign Terms & Conditions: Campaign Period: October December 0, both dates inclusive must be captured during this Campaign Period Campaign is open to all customers who purchase new policies (New Business only): a) Bonus allocation will only be available to eligible Assureds who took up the following products within the Campaign Period: i PRUwith you ii PRUwealth b) Subject to the terms and conditions stated herein, the bonus available to customer is a Bonus Allocation equivalent to 0% of your st policy year annualised premium + 0% of your nd policy year annualised premium (excluding advance premium, PRUallocator, PRUsaver and topup premium)( Bonus Allocation ) The st year and nd year Bonus Allocation will be credited into your Investment Unit Account (IUA) by 00 and 0 respectively c) To be eligible to receive the Bonus Allocation, the participating policy of the customer must be in force at the time of crediting of the Bonus Allocation, that no partial withdrawal (except from IUA) had been performed from policy inception to time of crediting of Bonus Allocation and all premium payments due and payable as at the time of crediting of Bonus Allocation must be up to date and duly settled d) PAMB shall have the absolute discretion and right to decline the Campaign entitlement in the event any of the terms and conditions pursuant to this Campaign is not fulfilled No appeal(s) will be entertained e) For all intents and purposes, the offer provided hereunder shall not in any event be construed as a variation to the terms and conditions under the Proposal(s) ( Terms ) These terms shall continue in full force and effect Page of

3 Illustration on 0% +0% Bonus Allocation for PRUwealth 0 0pay or Full pay 0% + 0% 0% + 0% 0% % 0% 0% % + 0% Allocation Rate for Payment Term (years) 0pay 0% + 0% % + 0% % % % % % + 0% pay 0% + 0% % + 0% % % % 0% + 0% Example PRUwealth Male, Age 0 Next Birthday NonSmoker 0 pay with payment of RM00 per month (RM, per annum) Basic Sum Assured RM00, ,0,,,0,0,0,,,,,,,0,,, 0,,0,0,,,,0, 0,0,,0,,,,,,,,,,00 0,,0,,,,0,,,,,,,0,,,0,,,, 0,,0, Example PRUwealth Male, Age Next Birthday NonSmoker pay with payment of RM,0 per month (RM,0 per annum) Basic Sum Assured RM00,000,0,,,0,0,,,,,0 0,,,,0,,,,00,0,,,, 0,00 0,,, 0,, 0,,,0, 0,0,, 0,,0 0, 0,,0,,,0,,0,, 0, 00, 0,0,,,0 0, Note: The above examples are illustration purposes only, actual premium and projections will be subject to life assured details and fund selections The projected cash value is based on high projected investment return (ie % pa for first 0 years; % pa for year onwards as stated in the sales illustration, assumed investment in PRUlink equity focus fund) The projected cash values illustrated above are not meant to show possible returns of the fund Actual returns will fluctuate based on performance of the assets of the fund invests in Actual returns may be even higher or lower than projected rates The projections assumed all premiums are paid up to date without any form of withdrawals made from BUA, PUA or IUA (if any) Page of

4 Illustration on 0% +0% Bonus Allocation for PRUwith you 0 Total Note: This table refers to the fullpay premium payment term Allocation Rate 0% + 0% 0% + 0% 0% % 0% % 0% + 0% Example PRUwith you Male, Age 0 Next Birthday NonSmoker Full pay with payment of RM0 per month (RM per annum) Basic Sum Assured RM00, ,,,,0 0,,,,0,,,0,,,,,,0,,,00,0,,,,,,,, 0, 0,,,,0 0,00 0,,0,0 0, 0,0,, 0,,,0, Example PRUwith you Male, Age Next Birthday NonSmoker Full pay with payment of RM0 per month (RM per annum) Basic Sum Assured RM00,000 0,,,,00 0,,,,,,,,0,,,,0,,00,0,,,,0,0,0,,0,,0 0, 0,,,0,,0 0,0,, 0,0,,00, 0, 0,,,0 Note: The above examples are illustration purposes only, actual premium and projections will be subject to life assured details and fund selections The projected cash value is based on high projected investment return (ie % pa for first 0 years; % pa for year onwards as stated in the sales illustration, assumed investment in PRUlink equity focus fund) The projected cash values illustrated above are not meant to show possible returns of the fund Actual returns will fluctuate based on performance of the assets of the fund invests in Actual returns may be even higher or lower than projected rates The projections assumed all premiums are paid up to date without any form of withdrawals made from BUA, PUA or IUA (if any) Page of

5 Check out the crediting timeline here: Captured Month Cashback! 0% Bonus Allocation! nd policy year 0% Bonus Allocation! rd policy year 0% 0% October 0 0 April November 0 May December 0 0 June Overview of Campaign Offers: Products Month Cashback 0% + 0% Bonus Allocation PRUwealth PRUwith you PRUcancer X Not Applicable Important Notes & Disclaimers PRUwealth, PRUcancer X and PRUwith you are underwritten by Prudential Assurance Malaysia Berhad (0U) Prudential Assurance Malaysia Berhad is licensed under the Financial Services Act 0 and is regulated by Bank Negara Malaysia This flyer is not to be construed as a sales material and is not intended as an offer or solicitation for the purchase or sale of any financial instrument/product The flyer is for illustrative purposes only You are advised to refer to Prudential s Brochure, Product Disclosure Sheet and Sales Illustration before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan You should assess the affordability and suitability of the product (including optional riders) in relation to your financial goals and risk appetite To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision Buying life insurance is a longterm financial commitment You are advised to choose the type of product(s) that best suit your financial needs You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS THIS STATEMENT APPLIES TO PRUwith you AND PRUwealth ONLY Page of