MILLION CUSTOMERS BUSINESSES COUNTRIES 2017 KEY FIGURES
|
|
- Damon Turner
- 5 years ago
- Views:
Transcription
1 52 MILLION CUSTOMERS 49 COUNTRIES 10 BUSINESSES 2017 KEY FIGURES
2 PROFILE A WHOLE BANK JUST FOR YOU Crédit Agricole serves 52 million customers worldwide, with customer focus, accountability and community support, the enduring values that have been its hallmark for 120 years. Led by its 139,000 engaged employees, the bank forges genuine partnerships with its customers. Thanks to its universal customer-focused banking model based on close cooperation between its retail banks and its specialised business lines reaffirmed by its A whole bank just for you brand signature, Crédit Agricole helps its customers to realise all their personal and business projects. It does so by offering them an extensive range of services consisting of day-to-day banking, loans, savings products, insurance, asset management, real estate, leasing and factoring, corporate and investment banking, and issuer and investor services. Crédit Agricole s corporate social responsibility policy lies at the heart of its identity. This is reflected in its products and services and informs the actions of all its business lines. This commitment is a key factor contributing to overall performance and a powerful innovation driver. Built on strong cooperative foundations and led by its 9,7 million mutual shareholders and more than 30,000 directors of its Local and Regional Banks, Crédit Agricole s robust organisational model gives it stability and staying power as a European group open to the wider world. Crédit Agricole Group extends its leadership year after year. It is the number one provider of financing to the French economy and the number one insurer in France. It is also the leading bancassurer in Europe, the top-ranked European asset manager and the world s largest green, social and sustainability bonds bookrunner. 52m CUSTOMERS 49 COUNTRIES 139,000 EMPLOYEES 9.7m MUTUAL SHAREHOLDERS 30,000+ DIRECTORS OF LOCAL AND REGIONAL BANKS
3 THE UNIVERSAL CUSTOMER-FOCUSED BANK RETAIL BANKING 39 REGIONAL BANKS OF PAYMENT SERVICES PAYMENT SYSTEMS ASSURANCES Savings, Life, death and disability, creditor and property/casualty insurance SPECIALISED BUSINESS LINES AMUNDI Asset management FRENCH RETAIL BANKING 52 MILLION CUSTOMERS INDIVIDUALS, FARMERS, SMALL BUSINESSES, LOCAL AUTHORITIES, INSTITUTIONALS, CORPORATES ASSET GATHERING INDOSUEZ WEALTH MANAGEMENT Wealth management IMMOBILIER Global real-estate operator LCL SPECIALISED FINANCIAL SERVICES CONSUMER FINANCE Consumer finance BFORBANK INTERNATIONAL RETAIL BANKING LARGE CUSTOMERS LEASING & FACTORING Lease financing and factoring ITALIA - CA BANK POLSKA - CA EGYPT - DU MAROC - CA UKRAINE - CA ROMANIA - CA SERBIA CACEIS Securities and investor services CIB Corporate and investment bank Other specialised subsidiaries: Crédit Agricole Capital Investissement & Finance (Idia, Sodica), Uni-éditions
4 2017 PERFORMANCES FINANCING OUR CUSTOMERS PROJECTS THE LEADING PARTNER OF THE FRENCH ECONOMY AND ONE OF THE LARGEST BANKING GROUPS IN EUROPE MANAGING OUR CUSTOMERS SAVINGS No. 1 EUROPEAN ASSET MANAGER AND No. 1 BANCASSURER IN EUROPE 12.2% 620bn YEAR-ON-YEAR OF LOANS OUTSTANDING IN RETAIL BANKING 6.9% YEAR-ON-YEAR TOP 3 IN CONSUMER FINANCE IN EUROPE - 83BN MANAGED LOAN BOOK No.2 IN PROJECT FINANCING IN THE EMEA* ZONE AMOUNTING TO MORE THAN $3.9BN 3.7bn ASSETS MANAGED IN PRIVATE EQUITY IN FRANCE 1,868bn ASSETS UNDER MANAGEMENT O/W 279bn MANAGED IN SAVINGS/RETIREMENT PRODUCTS O/W 168bn SRI ASSETS UNDER MANAGEMENT FINANCING THE ENERGY TRANSITION EMPLOYEES COMMITTED TO SERVING OUR CUSTOMERS PROJECTS 27 gigawatts OF ELECTRIC PRODUCTION OF RENEWABLE ENERGIES FINANCED TO HELP POWER 139,000 EMPLOYEES 12m FRENCH HOUSEHOLDS 75% IN FRANCE 71bn IN GREEN FINANCING IN SUPPORT OF THE ENERGY TRANSITION 25% REST OF THE WORLD SUPPORTING OUR CUSTOMERS ON A DAILY BASIS MORE THAN 11,000 BRANCHES IN 8 COUNTRIES 19m BANK CARDS IN CIRCULATION MORE THAN 3m COLLECTED FOR RECYCLING 12.7m PROPERTY AND CASUALTY INSURANCE CONTRACTS 48bn IN FACTORING REPRESENTING 3.1M INVOICES HANDLED *EMEA: Europe, Middle East and Africa.
5 ORGANISATION THE GROUP The Crédit Agricole Group includes Crédit Agricole S.A., all the Regional Banks and Local Banks and their subsidiaries. 9.7m mutual shareholders 2,447 Local Banks CCA/CCI Sacam Mutualisation Fédération nationale du Crédit Agricole (FNCA) 100% 25% Political links 39 Crédit Agricole Regional Banks jointly hold the majority stake in Crédit Agricole S.A. (1) Other shareholders Institutional investors 31.9% Individual shareholders 7.4% Employee share ownership plans (ESOP) 4.0% Treasury shares 0.1% 56.6% 43.4% ASSET GATHERING RETAIL BANKING SPECIALISED FINANCIAL SERVICES LARGE CUSTOMERS Banque de proximité à l international : Italia Polska Egypt Ukraine Romania Serbia Business lines and specialised subsidiaries (1) Through SAS Rue La Boétie. Crédit Agricole Regional Bank Corsica is 99.9% owned by Crédit Agricole S.A. and is a shareholder of Sacam Mutualisation.
6 2017 FINANCIAL PROFILE Commercial activities In billions of euros GROUP S.A. GROSS LOANS CUSTOMER DEPOSITS (1) (1) Including debt securitie. Annual results In billions of euros GROUP S.A. REVENUES GROSS OPERATING INCOME NET INCOME NET INCOME GROUP SHARE TOTAL EQUITY In billions of euros Crédit Agricole Group Crédit Agricole S.A. Group share A Positive S&P GLOBAL RATINGS 64.8 Minority interests Financial structure SOLVENCY RATIOS, FULLY LOADED In percentage Crédit Agricole Group Tier 1 ratio Long term and CSR ratings as at 31/12/2017 A Stable MOODY S IDENTITY CARD A+ Stable FITCH RATINGS Crédit Agricole S.A. shares (ACA) are listed on Euronext Paris, compartiment A, Isin code: FR The stock-market capitalisation at-end 2017 is 39.3 billion (2,846,104,526 shares multiplied by closing price at 13.8). Global solvency ratio Crédit Agricole S.A. AA (Low) Stable DBRS Crédit Agricole S.A. STOCK MARKET AND CSR INDEXES The shares are part of several indices: CAC40, Stoxx Europe 600 Banks and FTSEurofirst 80; and also in the main international sustainability indexes: NYSE Euronext Vigeo Eiris, France 20, Europe 120, Eurozone 120, and World 120, FTSE4Good and ESG Stoxx Leaders. Groupe Crédit Agricole Ratio Common Equity Tier Head office: 12 place des États-Unis Montrouge cedex - France. Crédit Agricole S.A. A French limited company with a share capital of 8,538,313,578 euros RCS Nanterre Trade and Company Registry no A- A CDP 17.4 MSCI Ref DCF/18 Consulting, design & production: Photo: Pierre-Olivier / Capa Pictures / Crédit Agricole Printed by: ANR Services Epône
ORDINARY AND EXTRAORDINARY GENERAL MEETING
MEETING NOTICE ORDINARY AND EXTRAORDINARY GENERAL MEETING 2017 Centre Wednesday 24 May 2017 at 10:00 a.m. International de Congrès 26-28 boulevard Heurteloup 37000 Tours - France WELCOME TO THE ANNUAL
More informationUPDATE A01OF THE 2017 REGISTRATION DOCUMENT
UPDATE A01OF THE 2017 REGISTRATION DOCUMENT CRÉDIT AGRICOLE GROUP FINANCIAL STATEMENTS 2017 Contents 1 MANAGEMENT 2 CONSOLIDATED 3 PERSON REPORT 12 Operating and financial information 13 Risk factors 48
More informationHistorically high quarterly results in a sluggish economy
Results for the third quarter and first nine months of 2015 Montrouge, 5 November 2015 Historically high quarterly results in a sluggish economy Strong business momentum Costs under control Cost of risk:
More informationThird quarter and first nine months 2016 results
Montrouge, 8 November 206 Third quarter and first nine months 206 results Strong growth of net profit and strengthened financial solidity Contribution to growth from all business lines Crédit Agricole
More informationStrength of Crédit Agricole Group confirmed
Results for the fourth quarter and full year 2014 Strength of Crédit Agricole Group confirmed French retail banking showed good resilience Other business lines continued to grow Expenses decreased further
More informationResults for the fourth quarter and full year 2013
Results for the fourth quarter and full year 2013 Montrouge, 19 February 2014 - Successful refocusing - Solid capital structure under Basel 3 - Strong business performance and results - Recommended dividend
More informationREGISTRATION DOCUMENT
REGISTRATION DOCUMENT 20 17 CRÉDIT AGRICOLE CIB Contents 1. PRESENTATION OF CRÉDIT AGRICOLE CIB 8 1. Company History... 12 2. Highlights 2017... 13 3. Crédit Agricole CIB s business lines... 14 5. RISK
More informationUPDATE A04 THE 2016 REGISTRATION DOCUMENT
UPDATE A04 OF THE 2016 REGISTRATION DOCUMENT FINANCIAL REVIEW AT 30 SEPTEMBER 2017 Disclaimer The financial information for the third quarter and first nine-month period ended 30 September 2017 for Crédit
More informationQ3 & 9M-17: excellent performances
Montrouge, 8 November 2017 Results for the third quarter and first nine months 2017 Q3 & 9M-17: excellent performances Credit Agricole Group* Stated net income Group share Q3: 1,907m +36.8% Q3/Q3 9M: 5,614m
More informationKepler Cheuvreux Conference
Kepler Cheuvreux Conference Philippe Brassac CEO September 4. 206 DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends. This data does not represent
More informationREGISTRATION DOCUMENT. Annual Report
2017 REGISTRATION DOCUMENT Annual Report Contents Message from the Chairwoman and the Chief Executive Officer 2 2017 Profile 4 1 2 PRESENTATION OF CRÉDIT AGRICOLE ASSURANCES 11 Information concerning the
More informationQ2-17: another quarter of strong growth in net income
Montrouge, 3 August 2017 Results for second quarter and first half 2017 : another quarter of strong growth in net income Crédit Agricole Group* Stated net income Group share Q2: 2,106m +8% Q2/Q2 H1: 3,706m
More informationA new strategic plan based on our strengths. Financial and prudential planning
DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends. This data does not represent forecasts within the meaning of European Regulation 809/2004
More information2016 ORDINARY AND EXTRAORDINARY GENERAL MEETING THURSDAY 19 MAY 2016 AT 9:30 A.M MEETING NOTICE
2016 MEETING NOTICE 2016 ORDINARY AND EXTRAORDINARY GENERAL MEETING THURSDAY 19 MAY 2016 AT 9:30 A.M. MAISON DE LA MUTUALITÉ 24 RUE SAINT-VICTOR 75005 PARIS FRANCE Summary Summary of Crédit Agricole S.A.
More informationUpdate A01 of the 2012 Registration document
Crédit Agricole Group Update A01 of the 2012 Registration document Crédit Agricole Group Financial statements 2012 RAPPORT D'ACTIVITÉ 2012-2013 1 Table of contents Organisation of Crédit Agricole Group
More informationCERTIFICATION REGARDING CORRESPONDENT ACCOUNTS FOR FOREIGN BANKS. [OMB Control Number ]
CERTIFICATION REGARDING CORRESPONDENT ACCOUNTS FOR FOREIGN BANKS [OMB Control Number 1506-0043] The information contained in this Certification is sought pursuant to Sections 5318(j) and 5318(k) of Title
More informationResults for the fourth quarter and full year 2012 Crédit Agricole turns a page and is now in marching order to deliver a sustainable performance
Results for the fourth quarter and full year 2012 Crédit Agricole turns a page and is now in marching order to deliver a sustainable performance Montrouge, 20 February 2013 Risks reduced, swift adjustment
More informationREGISTRATION DOCUMENT. Annual Report
2017 REGISTRATION DOCUMENT Annual Report Contents Message from the Chairwoman and the Chef Executive Officer 2 2017 Profile 4 1 PRESENTATION OF CRÉDIT AGRICOLE ASSURANCES 11 Information concerning the
More informationProspectus Supplement no. 3 dated 14 September 2017 to the Base Prospectus dated 10 April 2017
Prospectus Supplement no. 3 dated 14 September 2017 to the Base Prospectus dated 10 April 2017 Crédit Agricole S.A. including acting through its London Branch Euro 75,000,000,000 Euro Medium Term Note
More informationUPDATE A03 THE 2016 REGISTRATION DOCUMENT
UPDATE A03 OF THE 2016 REGISTRATION DOCUMENT FINANCIAL REVIEW AT 30 JUNE 2017 Disclaimer The financial information for the second quarter and first half-year period 2017 for Crédit Agricole S.A. and the
More informationBank of America Merrill Lynch Conference
Bank of America Merrill Lynch Conference Jérôme Grivet Deputy General Manager and Group CFO September 28. 206 DISCLAIMER This presentation may include prospective information on the Group, supplied as
More informationSECOND QUARTER AND FIRST HALF RESULTS
2018 SECOND QUARTER AND FIRST HALF RESULTS DISCLAIMER Financial information on Crédit Agricole S.A. and Crédit Agricole Group for the second quarter and first half 2018 comprises this presentation and
More informationThird quarter and first nine months 2016 results. 8 November 2016
Third quarter and first nine months 2016 results 8 November 2016 DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends. This data does not represent
More information10/06/2004 SOCIETE GENERALE. Updating capital structures to minimise cost. Frédéric Oudea, CFO
10/06/2004 SOCIETE GENERALE Updating capital structures to minimise cost Frédéric Oudea, CFO 2 Disclaimer This presentation may contain forward-looking statements with respect to our objectives and strategies.
More informationIn brief JUNE 2016
www.bpce.fr In brief JUNE 2016 Groupe BPCE is the second largest banking group in France, one of the ten foremost European banking groups and one of the top twenty worldwide. It employs 108,000 people
More information4,999 M NBI in Contents
ACTIVITY REPORT Contents 02 03 VISION 04 11 STRATEGY AND PERFORMANCE 12 15 CHALLENGES AND INNOVATION 16 27 CLIENT FOCUS 28 35 A RESPONSIBLE APPROACH 36 41 STEERING 42 43 GLOSSARY Crédit Agricole CIB, the
More informationUpdate of the registration document A04
Update of the registration document 2011 - A04 Financial review at 30 September 2012 Content Financial review of Crédit Agricole S.A. at 30 September 2012... 3 Additional information... 65 Change in Legal
More informationDeutsche Bank Conference
Deutsche Bank Conference Philippe Brassac CEO June 1 st 2016 DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends. This data does not represent
More informationSharp increase in operating income: +32.4%* vs. H1 03 ROE after tax: 19.1% (vs. 15.6% in H1 03) EPS: EUR 3.79 (+31.8% vs. H1 03) Change vs.
Paris, July 30th 2004 PRESS RELEASE CONTACTS GOOD RESULTS SECOND QUARTER 2004: Robust growth in franchises and sound revenues Tight cost control Low risk provisioning Record level of operating income:
More informationJÉRÔME GRIVET, Deputy General Manager & CFO. Bank of America Merrill Lynch 22nd Annual Financials Conference, London, 26 September 2018
JÉRÔME GRIVET, Deputy General Manager & CFO Bank of America Merrill Lynch 22nd Annual Financials Conference, London, 26 September 2018 DISCLAIMER Financial information on Crédit Agricole S.A. and Crédit
More informationCrédit Agricole Home Loan SFH
MAZARS ERNST & YOUNG et Autres Crédit Agricole Home Loan SFH Period from 1st January to 30th June 2017 Auditors report on semi-annual financial reporting 1 MAZARS 61, rue Henri Regnault 92400 Courbevoie
More informationUpdate of the Registration Document A03
Contents Financial review of Crédit Agricole S.A. at 30 June 2015...3 Presentation of first half and second quarter 2015 results...3 First half 2015 financial report... 86 Other recent information... 254
More informationCrédit Agricole Group performed well in 2011 against an adverse business environment
Paris, 23 February 2012 Financial year 2011 Crédit Agricole Group performed well in 2011 against an adverse business environment Good operating profitability Gross operating income up 5.9% before cost
More informationFinal Terms dated 9 February 2012
Final Terms dated 9 February 2012 Crédit Agricole S.A. acting through its London branch Euro 75,000,000,000 Euro Medium Term Note Programme Series No: 387 Tranche No: 1 EUR 1,250,000,000 Fixed Rate Notes
More informationSECOND QUARTER & FIRST HALF RESULTS. 1 l SECOND QUARTER AND FIRST HALF YEAR 2017 RESULTS
SECOND QUARTER 2017 & FIRST HALF RESULTS 1 l SECOND QUARTER AND FIRST HALF YEAR 2017 RESULTS DISCLAIMER Financial information on Crédit Agricole S.A. and Crédit Agricole Group for the second quarter and
More informationCACI Our business, to protect you and your projects
PROFILE 2016 CACI Our business, to protect you and your projects CACI (CRÉDIT AGRICOLE CREDITOR INSURANCE) IS THE CRÉDIT AGRICOLE ASSURANCES GROUP SUBSIDIARY SPECIALISING IN CREDITOR PROTECTION INSURANCE
More informationFinal Terms dated 12 January ORANGE EUR 30,000,000,000 Euro Medium Term Note Programme SERIES NO: 143 TRANCHE NO: 1
Final Terms dated 12 January 2018 ORANGE EUR 30,000,000,000 Euro Medium Term Note Programme SERIES NO: 143 TRANCHE NO: 1 EUR 1,000,000,000 1.375 per cent. Notes due January 2030 BNP PARIBAS CRÉDIT AGRICOLE
More informationTHIS ANNOUNCEMENT IS FOR INFORMATION ONLY AND IS NOT AN OFFER TO PURCHASE OR A SOLICITATION OF OFFERS TO SELL ANY SECURITIES.
THIS ANNOUNCEMENT IS FOR INFORMATION ONLY AND IS NOT AN OFFER TO PURCHASE OR A SOLICITATION OF OFFERS TO SELL ANY SECURITIES. Crédit Agricole S.A. Announces Final Results of its Waterfall Offers Montrouge
More informationdna S.A. Société Anonyme ANNUAL ACCOUNTS AND AUDIT REPORT FOR THE YEAR ENDED DECEMBER 31, 2014
Société Anonyme ANNUAL ACCOUNTS AND AUDIT REPORT FOR THE YEAR ENDED DECEMBER 31, 2014 Registered Office: 5, allée Scheffer L-2520 Luxembourg R.C.S. Luxembourg B 161 178 TABLE OF CONTENTS Page(s) MANAGEMENT
More information2020 STRATEGIC AND FINANCIAL PLAN TRANSFORM TO GROW
2020 STRATEGIC AND FINANCIAL PLAN TRANSFORM TO GROW Paris, 27 November 2017 Societe Generale will present tomorrow its 2020 Strategic and Financial Plan at an Investor Day in Paris. Commenting on the plan,
More informationStrong results based on sound fundamentals
Montrouge, 7 November 2013 Results for the third quarter and first nine months of 2013 Strong results based on sound fundamentals - growth of results in French retail banking - improvement in cost of risk
More informationRoadshow Presentation
Roadshow Presentation November 2017 1 l ROADSHOW PRESENTATION NOVEMBER 2017 DISCLAIMER Financial information on Crédit Agricole S.A. and Crédit Agricole Group for the third quarter and first nine months
More informationSOCIETE GENERALE TWENTIETH ANNUAL EUROPEAN FINANCIALS CONFERENCE. Frédéric Oudéa, CEO. Paris, 8 June 2016 P.1
SOCIETE GENERALE TWENTIETH ANNUAL EUROPEAN FINANCIALS CONFERENCE Frédéric Oudéa, CEO Paris, 8 June 2016 P.1 DISCLAIMER This presentation contains forward-looking statements relating to the targets and
More informationRETAIL BANKS OUR SOLUTIONS FOR
RETAIL BANKS OUR SOLUTIONS FOR your growth Meet THE CHALLENGES OF DIGITALISATION IN SPITE OF A COMPLEX ECONOMIC ENVIRONMENT, CONSUMER MORALE IS ON THE MEND. APPETITE FOR SPENDING IS BACK, AND THERE IS
More information2011 First Quarter Results. A good performance underpinned by solid momentum across all Group business lines and reduced cost of risk
Paris, 13 May 2011 2011 First Quarter Results High growth in revenues for both the Group and Crédit Agricole S.A. Crédit Agricole Group net income Group share up 60.9% YoY in Q1 Crédit Agricole S.A. net
More informationFinal Terms dated 10 September ORANGE EUR 30,000,000,000 Euro Medium Term Note Programme SERIES NO: 146 TRANCHE NO: 1
MiFID II PRODUCT GOVERNANCE / PROFESSIONAL INVESTORS AND ECPS ONLY TARGET MARKET Solely for the purposes of each manufacturers product approval process, the target market assessment in respect of the Notes
More informationThird quarter and first nine months 2015 results. 5 November 2015
Third quarter and first nine months 2015 results 5 November 2015 DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends. This data does not represent
More informationPrivate Equity Services by Crédit Agricole Group
PREMIUM CLIENT SOLUTIONS Private Equity Services by Crédit Agricole Group YOUR PREFERRED BANKING PARTNER Your expert in asset servicing CACEIS is one of the leading depositary banks and fund administrators
More informationQ4 and 2017: very good results despite the tax surcharge
Results for the fourth quarter and full year 2017 Q4 and 2017: very good results despite the tax surcharge Crédit Agricole Group* Montrouge, 14 February 2018 Stated net income Group share Q4: 922m +37.4%
More informationCredit Update. September 2016
Credit Update September 2016 Contents 1 2 3 4 5 6 7 8 9 10 Crédit Agricole Group Q2-16 & H1-16 Highlights Simplified Group Structure Financial Management Risks Implementation of the MTP French Housing
More informationKepler Cheuvreux Autumn conference, Paris, 12 September 2018
Kepler Cheuvreux Autumn conference, Paris, 12 September 2018 DISCLAIMER Financial information on Crédit Agricole S.A. and Crédit Agricole Group for the second quarter and first half 2018 comprises this
More informationArranger Crédit Agricole CIB. Dealers Crédit Agricole CIB Crédit Agricole Securities Asia B.V., Tokyo Branch
SIXTH SUPPLEMENT DATED 4 MAY 2018 TO THE BASE PROSPECTUS DATED 10 MAY 2017 CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANK (incorporated in France) and CRÉDIT AGRICOLE CIB FINANCE (GUERNSEY) LIMITED (incorporated
More information2017 Annual Report CFM INDOSUEZ WEALTH MANAGEMENT
2017 Annual Report CFM INDOSUEZ WEALTH MANAGEMENT c fm i n dos u e z wealth manage m e nt Activity Report 2017 Contents The illustrations in the CFM Indosuez Annual Report are taken from the Stories shape
More informationQ2: 5,171m +9.8% Q2/Q2 H1: 10,081m +7.1% H1/H1. Q2: 8,428m +6.3% Q2/Q2 H1: 16,686m +3.1% H1/H1
Montrouge, 3 August 2018 Results for the second quarter and first half of 2018 Q2-18: highest net profit 1 since IPO Crédit Agricole S.A. Stated net income Group share Q2: 1,436m +6.4% Q2/Q2 H1: 2,292m
More informationCAISSE NATIONALE DES CAISSES D EPARGNE ET DE PREVOYANCE
FIRST SUPPLEMENT DATED 24 MARCH 2006 TO THE BASE PROSPECTUS DATED 30 NOVEMBER 2005 CAISSE NATIONALE DES CAISSES D EPARGNE ET DE PREVOYANCE Euro 25,000,000,000 Euro Medium Term Note Programme for the issue
More information2017 Half Year Earnings
2017 Half Year Earnings Half Year Earnings 2017 August 3, 2017 Press Conference Paris - August 3, 2017 Certain statements contained herein are forward-looking statements including, but not limited to,
More informationFirst quarter 2014 results. 7 May 2014
First quarter 2014 results 7 May 2014 DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends. This data does not represent forecasts within the
More informationCRÉDIT AGRICOLE ASSURANCES
PROFILE 2017 CRÉDIT AGRICOLE ASSURANCES Crédit Agricole Assurances is one of the leading insurers in France and in Europe*. Its model is that of bank insurance with expertise in multiple areas, solid,
More informationPRESS RELEASE ALD TRADING UPDATE AND Q1 17 RESULTS
PRESS RELEASE Paris, 5 May 2017 ALD TRADING UPDATE AND Q1 17 RESULTS ROBUST GROWTH IN FLEET SIZE, GROSS OPERATING INCOME AND NET INCOME FURTHER POSITIVE DEVELOPMENTS IN PRIVATE LEASE IN WESTERN EUROPE
More informationLetter to Shareholders
Letter to Shareholders MAY 2009 Dear Shareholder, In 2008, the Group achieved a high quality performance. Our business again proved very robust, driven largely by the need to increase world production
More informationMorgan Stanley Conference
Morgan Stanley Conference Jérôme Grivet Deputy Managing Director and Group CFO 17 March 2016 DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends.
More informationCREDIT AGRICOLE CIB FINANCIAL SOLUTIONS. Report and Financial Statement. December 31th, 2016
CREDIT AGRICOLE CIB FINANCIAL SOLUTIONS Report and Financial Statement December 31th, 2016 s CONTENTS Page Officers 3 Statement of financial position 4 Statement of comprehensive income 6 Statement of
More informationCONTENTS FINANCIAL STATEMENTS 3 COMBINED BALANCE SHEET... 4 COMBINED INCOME STATEMENT... 6
CONTENTS FINANCIAL STATEMENTS 3 COMBINED BALANCE SHEET... 4 COMBINED INCOME STATEMENT... 6 STATEMENT OF NET INCOME AND GAINS (LOSSES) RECOGNISED DIRECTLY IN SHAREHOLDERS EQUITY... 7 CASH FLOW STATEMENT...
More informationThird quarter and first nine months 2013 results. 7 November 2013
Third quarter and first nine months 2013 results 7 November 2013 DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends. This data does not represent
More informationCrédit Agricole S.A.
Paris, 12 May 2010 Results at 31 March 2010 Crédit Agricole Group* Net income Group share: 949 million Tier 1 ratio: 10.0% Crédit Agricole S.A. Net banking income: up 18.8% on Q1 09, up 13.5% on a like-for-like
More informationUPDATE A02. Financial review at 31 March 2011
UPDATE A02 Financial review at 31 March 2011 Contents FINANCIAL REVIEW OF CRÉDIT AGRICOLE S.A. AT 31 MARCH 2011 P. 3 ADDITIONAL INFORMATION P. 65 - COMPOSITION OF THE MANAGEMENT COMMITTEE P. 65 - COMPOSITION
More information28 September 2018 Financial Institutions
28 September 2018 Financial Institutions Credit Agricole Group Credit Agricole Group STABLE OUTLOOK AA- Overview Scope Ratings assigns an Issuer Rating of AA- and a short term debt rating of S-1+ to Credit
More informationGLOBAL ASSET SERVICING PARTNER
GLOBAL ASSET SERVICING PARTNER CACEIS YOUR GLOBAL ASSET SERVICING PARTNER CACEIS is an asset servicing bank specialising in post-trade functions related to administration and monitoring of all asset classes.
More informationFinancial Results January-March 2018
Financial Results January-March 2018 25 April 2018 Profit for the first quarter of 2018 was 189.1 million, a 4.0% rise yearon-year, which is in keeping with the growth target of the 2014-2019 Strategic
More informationSHELF-REGISTRATION DOCUMENT CRÉDIT AGRICOLE CIB
2014 SHELF-REGISTRATION DOCUMENT CRÉDIT AGRICOLE CIB Only the French version of the shelf-registration document has been submitted to the Autorité des Marchés Financiers. It is therefore the only version
More informationUCITS governed by European Directive 2009/65/EC. METROPOLE FUNDS PROSPECTUS 30 April 2018
UCITS governed by European Directive 2009/65/EC METROPOLE FUNDS PROSPECTUS 30 April 2018 1 I. GENERAL CHARACTERISTICS NAME: METROPOLE Funds LEGAL FORM AND MEMBER STATE IN WHICH THE FUND WAS CREATED: SICAV
More informationCrédit Agricole Group* First half Net income Group share: 2,408 million, up 30.4% on H1-10. Second quarter 2011
First half and second quarter 2011: Solid results in line with 2014 Commitment targets Strong performance: fully engaged teams Costs under control Financial strength enhanced Paris, 25 August 2011 Crédit
More informationThe bank for a changing world
AT A GLANCE The bank for a changing world The world is changing. And customs, practices, technologies and the expectations of customers are changing along with it. We are aware that a new deal must be
More informationdna Asset-Backed Note Programme
BASE PROSPECTUS dna (a public limited liability company (société anonyme) incorporated under the laws of the Grand Duchy of Luxembourg, having its registered office at 5, Allée Scheffer, L-2520 Luxembourg
More informationLYXOR ID CARD JANUARY 2019 MORE THAN AN ASSET MANAGER, AN ARCHITECT MANAGER.
LYXOR ID CARD MORE THAN AN ASSET MANAGER, AN ARCHITECT MANAGER. A UNIQUE PARTNER, ANCHORED IN EUROPE SERVING INSTITUTIONAL AND PRIVATE CLIENTS Founded in 1998. Wholly-owned subsidiary of Societe Generale
More informationEDMOND DE ROTHSCHILD INDIA (EdR India)
KEY INVESTOR INFORMATION This document provides you with key investor information about this UCITS. It is not marketing material. The information is required by law to help you understand the nature and
More informationThe protection expertise
Milan, November 2017 The protection expertise Isabelle de Malherbe Head of Product Specialists Structured Solutions This material is solely for the attention of «professional» investors (see more details
More informationand financial information
Operating 4 and financial information 3 Presentation of Crédit Agricole S.A. s consolidated financial statements 160 PRESENTATION OF CRÉDIT AGRICOLE S.A. S CONSOLIDATED ACCOUNTS 160 ECONOMIC AND FINANCIAL
More informationPrivate Equity Services by Crédit Agricole Group
PREMIUM CLIENT SOLUTIONS Private Equity Services by Crédit Agricole Group YOUR PREFERRED BANKING PARTNER Your expert in asset servicing CACEIS is one of the leading depositary banks and fund administrators
More informationAMUNDI ETF MSCI EMU HIGH DIVIDEND UCITS ETF
AMUNDI ETF MSCI EMU HIGH DIVIDEND Annual report December 2015 AMUNDI S ASSET MANAGEMENT UCITS Fund Manager: AMUNDI ASSET MANAGEMENT Delegated fund accountant: CACEIS FUND ADMINISTRATION FRANCE Custodian:
More informationFULL YEAR 2018 RESULTS Analysts Conference Call 15 March 2019
FULL YEAR 2018 RESULTS Analysts Conference Call 15 March 2019 C Key messages SIGNIFICANT INCREASE IN THE NET INCOME 14,3bn Premium Income (+4.0%) 354m Insurance Economic Operating Income 450m Net Income
More informationBIC GROUP PRESS RELEASE CLICHY 25 APRIL 2018
BIC GROUP PRESS RELEASE CLICHY 25 APRIL 2018 Follow BIC latest news on FIRST QUARTER 2018 RESULTS Net Sales: 415.4 million euros, down 1.5% on a comparative basis 1 Normalized 1 Income From Operations:
More informationInvestec Bank plc. Q and A fact sheet
Investec Bank plc 17 Q and A fact sheet Overview of Investec and Investec Bank plc Investec is an international specialist bank and asset manager that provides a diverse range of financial products and
More informationI D C A R D, E N V I R O N M E N T A N D A M B I T I O N F R É D É R I C O U D É A
TRANSFORM TO GROW I D C A R D, E N V I R O N M E N T A N D A M B I T I O N F R É D É R I C O U D É A 2 8. 1 1. 2 0 1 7 A EUROPEAN LEADER CONNECTING EUROPE TO THE REST OF THE WORLD AMERICAS RUSSIA 3% 7%
More informationParis Business France Friday 2 nd December 2016
Paris Business France Friday 2 nd December 2016 International Desk Asia-Pacific - Group Crédit Agricole HOW TO FINANCE YOUR INVESTMENT IN FRANCE? IN INDIA? A universal client-focused banking model with
More informationAMUNDI ETF MSCI EUROPE CONSUMER STAPLES UCITS ETF
AMUNDI ETF MSCI EUROPE CONSUMER STAPLES UCITS ETF Semi-Annual report September 2016 AMUNDI S ASSET MANAGEMENT UCITS Fund manager : AMUNDI ASSET MANAGEMENT Delegated fund accountant : CACEIS FUND ADMINISTRATION
More informationPROSPECTUS 1 GENERAL CHARACTERISTICS. UCITS governed by the amended European Directive 2009/65/EC
UCITS governed by the amended European Directive 2009/65/EC PROSPECTUS The shares or units of the fund mentioned herein ("the Fund") have not been registered under the US Securities Act of 1933 and may
More informationAMUNDI ETF SHORT CAC 40
AMUNDI ETF SHORT CAC 40 Annual report December 2012 Fund manager : AMUNDI INVESTMENT SOLUTIONS Delegated fund manager: AMUNDI Delegated fund accountant : CACEIS FUND ADMINISTRATION FRANCE Custodian : CACEIS
More informationCRÉDIT AGRICOLE ASSURANCES
PROFILE 2016 CRÉDIT AGRICOLE ASSURANCES The mission of Crédit Agricole Assurances is to design insurance offerings for the customers of its partner banks and companies, whether individuals, professionals
More informationMerger of Beni Stabili S.p.A. SIIQ into Covivio, S.A. Notice to the holders of outstanding bonds issued by Beni Stabili
NOT FOR PUBLICATION, DISTRIBUTION OR RELEASE, DIRECTLY OR INDIRECTLY, IN THE UNITED STATES OF AMERICA, AUSTRALIA, CANADA OR JAPAN THIS NOTICE CONTAINS IMPORTANT INFORMATION THAT IS OF INTEREST TO THE BENEFICIAL
More informationFinancial results. January - December Profit for the year was million euros, a 5.2% increase on 2016.
X x Financial results January - December 2017 Profit for the year was 669.8 million euros, a 5.2% increase on 2016. EBITDA was 1,519.5 million euros in 2017, up 2.3% on the previous year. Investments for
More informationAMUNDI ETF LEVERAGED MSCI USA DAILY UCITS ETF
AMUNDI ETF LEVERAGED MSCI USA Semi-Annual report December 2015 AMUNDI S ASSET MANAGEMENT UCITS Fund manager : AMUNDI ASSET MANAGEMENT Delegated fund accountant : CACEIS FUND ADMINISTRATION FRANCE Custodian
More informationMay First quarter 2011 results
May 2011 First quarter 2011 results DISCLAIMER This presentation may include prospective information on the Group, supplied as information on trends. This data does not represent forecasts within the meaning
More informationPress release Activities and results in 2007
Press release Activities and results in 2007 February 21st 2008 A profitable year in 2007 despite the financial crisis and exceptional fraud Lower revenues due to the US financial crisis: -2.8%* vs. 2006
More informationGroupama SA Half Year Financial Report June 30, 2016
Groupama SA Half Year Financial Report June 30, 2016 GROUPAMA SA 8-10 rue d Astorg, 75383 PARIS Cedex 08 343 115 135 RCS PARIS 1 TABLE OF CONTENTS I. 2016 Half Year Activity Report II. Consolidated financial
More informationD E E P D I V E INTO F R E N C H R E TA I L G R O W T H D R I V E R S
D E E P D I V E INTO F R E N C H R E TA I L G R O W T H D R I V E R S 2 8. 1 1. 2 0 1 7 Bernardo Sanchez Incera Deputy CEO Philippe Aymerich Head of Credit du Nord PROFESSIONAL CLIENT BASE Laurent Goutard
More informationGROUPAMA GROUP FULL YEAR 2015 RESULTS PRESENTATION
FULL YEAR 2015 PRESENTATION Analysts Conference Call 17 March 2016 Introduction GROUPAMA GROUP'S ROADMAP Since end 2011 At 31/12/2015 Technical profitability in Non Life Shift of business mix in Life Operating
More informationN O T I C E O F M E E T I N G SPECIAL MEETING FOR BENEFICIARIES OF THE LOYALTY DIVIDEND
NOTICE OF MEETING SPECIAL MEETING FOR BENEFICIARIES OF THE LOYALTY DIVIDEND Wednesday 4 April 2018 at 10: 00 a m CRÉDIT AGRICOLE S.A. 12 place des États-Unis, 92120 Montrouge WELCOME TO THE SPECIAL MEETING
More informationAMUNDI ETF LEVERAGED EURO STOXX 50 DAILY UCITS ETF
AMUNDI ETF LEVERAGED EURO STOXX Semi-Annual report December 2014 AMUNDI S UCITS Fund manager : AMUNDI Delegated fund accountant : CACEIS FUND ADMINISTRATION FRANCE Custodian : CACEIS BANK FRANCE Auditors
More informationAMUNDI ETF GOVT BOND HIGHEST RATED EUROMTS INVESTMENT GRADE 1-3 UCITS ETF
AMUNDI ETF GOVT BOND HIGHEST RATED EUROMTS INVESTMENT GRADE 1-3 UCITS ETF Annual report December 2015 AMUNDI S ASSET MANAGEMENT UCITS Fund Manager: AMUNDI ASSET MANAGEMENT Delegated fund accountant: CACEIS
More information