Date: October 30, RE: Affordable Units at One Hundred Grand, Foster City, CA. Dear Prospective Resident:
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- Ralph Fox
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1 Date: October 30, 2015 RE: Affordable Units at One Hundred Grand, Foster City, CA Dear Prospective Resident: We are pleased to introduce One Hundred Grand as an exciting new community in Foster City offering 33 apartments available only to qualifying very low, low and moderate income households that fall into the income range as outlined on the attached Property Information Sheet. We anticipate the first move-ins to start in February through April One Hundred Grand will offer one, two, and three-bedroom apartments at affordable rents. The screening and verification process is applied equally to every applicant who applies for the affordable apartments. All potential households must qualify based on combined annual gross income (including income from assets), household size, credit, and background history. A recertification of income for all residents will be conducted on annual basis to determine continued eligibility for the affordable program. As required by the City of Foster City, we are currently accepting applications from those who wish to enter the lottery for the 33 affordable units. Information is available by visiting our website at or contacting our leasing office at (650) Applications can be obtained by: Applications can be picked up ONLY between the hours 9:00 AM- 5:00 PM during November 1 st, 2015 November 30 th, 2015 at the Foster City Chamber of Commerce Office located at 1031 East Hillsdale Street, Suite F, Foster City, CA Applications can be downloaded from the following website until November 30 th, Applications can be dropped off ONLY during the dates and times listed below at the Foster City Chamber of Commerce Office located at 1031 East Hillsdale Street, Suite F, Foster City, CA Monday, November 16 th from 9am 12pm Tuesday, November 17 th from 2pm 5pm Wednesday, November 18 th from 9am 12pm Thursday, November 19 th from 2pm 5pm Friday, November 20 th from 9am 12pm Monday, November 23 rd from 3pm 6pm Monday, November 30 th from 3pm 6pm Applications can be mailed to the property located at 100 Grand Lane, Foster City, CA 94404, Attn: Property Manager or ed to 100grandbmr@greystar.com Applications must be received either by mail, or dropped off at the Foster City Chamber of Commerce located at 1031 East Hillsdale Blvd, Foster City, CA by 6:00 PM on November 30 th, Any incomplete or late applications will not be considered for the lottery or application process.
2 A lottery will be held to determine the order in which applications will be processed for approval. The lottery will be held at 2:00pm on December 8 th, 2015 at the Emergency Operations Center located at 1040 E. Hillsdale Blvd., Foster City. Preference will be given to applicants in the following order: 1. First priority persons who live and work in Foster City 2. Second priority persons who live in Foster City 3. Third priority employees of the City of Foster City 4. Fourth priority Classroom teachers who are employees of the San Mateo-Foster City School District, the San Mateo Union High School District and the San Mateo County Community College District 5. Fifth priority Persons who work in Foster City 6. Sixth priority all other income qualified households The lottery is open to the public; however, it is not necessary to attend the lottery in order to process your application. We look forward to having you as a resident at our exciting new community, One Hundred Grand! Sincerely, One Hundred Grand Management 100 Grand Lane Foster City, CA Phone: (650) grandbmr@greystar.com Enclosures: Property Information Sheet Preliminary Application Affordable Resident Screening Criteria 2015 Rent and Income Limits
3 Property Information Sheet Available starting in February April one, two and three-bedroom Below Market Rate rental units available: One Hundred Grand, Foster City 33 below market rate (BMR) units for lease to very low, low and moderate income households. Renter households must earn no more than the income levels listed below: Very Low Income A one person household can make no more than $41,050 A two person household can make no more than $46,900 A three person household can make no more than $52,750 A four person household can make no more than $58,600 A five person household can make no more than $63,300 A six person household can make no more than $68,000 A seven person household can make no more than $72,700 Low Income A one person household can make no more than $65,700 A two person household can make no more than $75,100 A three person household can make no more than $84,500 A four person household can make no more than $93,850 A five person household can make no more than $101,400 A six person household can make no more than $108,900 A seven person household can make no more than $116,400 Moderate Income A one person household can make no more than $86,500 A two person household can make no more than $98,900 A three person household can make no more than $111,250 A four person household can make no more than $123,600 A five person household can make no more than $133,500 A six person household can make no more than $143,400 A seven person household can make no more than $153,250 The maximum allowable rent is 30% of the income limit for the applicable income category as established by the California Department of Housing and Community Development (HCD), with an allowance for utilities. Residents are subject to annual recertification to ensure continued program eligibility. Deposits- A fully refundable deposit of one month s rent will be required. An additional deposit may be required based on credit history. An additional deposit of $500 may be required for pets. Application Fees- Application fees are $24 per applicant over the age of 18 years of age. Lease Terms- Lease terms are 12 months. All applicants over the age of 18 years of age must be included on the lease. For general information please visit our website: PLEASE DO NOT CONTACT THE CITY OF FOSTER CITY Features and Amenities Apartment Features: Condo style finishes European cabinets Quartz countertops Stainless steel appliances Whirlpool Gas ranges Vinyl plank flooring Carpet in bedrooms HVAC systems in each home Community Features: Fitness center Lounge sundeck with outdoor BBQs Clubhouse Game room Business Center Pool & Jacuzzi Outdoor courtyards Bike storage Garage parking Package concierge services Controlled access building
4 Welcome to One Hundred Grand We are pleased you have inquired about our affordable housing program. The information you provide below will be used to determine your eligibility for the Lottery that is scheduled to be held at 2:00 PM on December 8 th, 2015 at the Foster City Emergency Operations Center located at 1040 E. Hillsdale Blvd. You need not be present at the lottery. Lottery results will be posted on our property website, within 2 business days after the lottery. If you place high on the lottery list, you will be contacted to continue the application process. It is important that this form be completed thoroughly and accurately and only submit one application per household. Missing information may delay your placement on the Wait List. Applications must be received either by mail, or dropped off in person by 6:00PM on November 30 th, 2015 at the Foster City Chamber of Commerce Office located at 1031 East Hillsdale Street, Suite F, Foster City, CA Last Name, First Name: Please list the names of all household members: Street Address: City: State: Zip: Current Home/Cell Phone #: ( ) - Address: Are you or anyone planning to live in the apartment, employed in Foster City: Yes or No (Please attach a current paystub showing your employer s address in Foster City) Are you or anyone planning to live in the apartment, employed by the City of Foster City: Yes or No (Please attach a current paystub showing your employment with The City of Foster City) Are you, or anyone planning to live in the apartment, a teacher employed by The San Mateo-Foster City School District, The San Mateo Union High School District or the San Mateo County Community College District: Yes or No (Please attach a current paystub showing your employment with of the above school districts) Do you or anyone planning to live in the apartment currently reside in the City of Foster City? Yes or No (Please attach a current lease or current utility bill showing your address in Foster City. Cell phone bills will not suffice.) Please list the total number of occupants that will be residing in your household: What size apartment are you interested in applying for? : Do you have a Section 8 Voucher or Certificate? Yes or No Total Monthly Household Income (include all household members 18 or order): Current Monthly Salary (Gross) Social Security Benefits Pension Child Support Family Support Interest Income Other Income Total Annual Household Income I certify to the best of my knowledge that the information provided on this questionnaire is true and complete. I further acknowledge that any false, fraudulent, or misleading information may result in my immediate disqualification from One Hundred Grand s Affordable Housing Program. SIGNATURE: DATE: INTERNAL USE: Management Representative: Date Received: Time: INTERNAL USE: LOTTERY TICKET #
5 One Hundred Grand Resident Screening Policy for Affordable Housing Welcome to our community. Before you apply to rent an apartment home in our community, please take time to review this screening policy. All persons 18 years of age or older and not dependents will be required to complete separate rental applications. The term applicant(s) under this policy means the person or persons that will be signing the Lease as resident(s) ; the term occupant(s) in this policy means the person or persons that are authorized occupants under the Lease. Please also note that these are our current rental criteria; nothing contained in these requirements shall constitute a guarantee or representation by us that all residents and occupants currently residing in the community have met these requirements. There may be residents and occupants that have resided in the community prior to these requirements going into effect; additionally, our ability to verify whether these requirements have been met is limited to the information we receive from the various resident credit-reporting services used. It is the policy of this community to comply with all applicable fair housing laws including those which prohibit discrimination against any person based on race, sex, religion, color, familial status, national origin, or handicap. All visitors must present a valid driver s license or government issued photo ID in order to view the community. Notwithstanding anything to the contrary, applicants and occupants must meet all of the qualifying requirements of the affordable housing programs. 1. Application Applications for residency will be automatically be denied for the following reasons: a. Intentional falsification of information on the application b. Previously evicted or skipped from a prior rental dwelling or in the process of eviction c. Fails to meet the required rent-to-income ratio d. Failed to meet the credit model requirements e. Failed the criminal background check f. Failed to provide required documentation within five (5) business days of request from the Community g. Credit report contains an open bankruptcy 2. Application Fees An application fee of $24.00 will be charged and due at the time your completed application is submitted for review following the lottery. This fee pays for the expense of retrieving the credit and criminal background reports required to determine eligibility. 1
6 3. Age Applicants must be 18 years of age or older unless deemed to be an adult under applicable law with respect to the execution of contracts. 4. Employment Applicants may be asked to produce 3 recent and consecutive pay stubs. Pay stubs must reflect gross income, employer s name, employee s name and date. An Employment Verification or other additional information may be requested. If employment is to begin work shortly, the applicant must provide a letter of intent to hire from the employer, on employer s letter head. Including: Start date, Number of hours per week you will work, Pay rate, Number of overtime hours per week anticipated, bonuses scheduled, raises within the 1st 12 months as anticipated, tips, shift differential and any other factors that may determine your income. Additional information may be requested 5. Unemployment - All applicants who state they are unemployed but have income must sign an unemployment affidavit. If an unemployed individual has zero income, they will sign the zero income affidavit. Unemployment benefits must be annualized. If unemployed and anticipating employment we may need a copy of last year s tax return. 6. Self-Employed Individuals Such applicants must complete a self-employment affidavit and provide a full copy of signed and dated tax returns from the previous two (2) years, including the Schedule C, as well as a Profit and Loss statement from the most recent quarter. Seasonal employment must be verified by providing the prior year s tax return. 7. Income Gross income for all applicants 18 years and older in one apartment home will be combined and entered into the credit scoring model for income eligibility. All applicants will be asked to produce income documentation as described below. Failure to submit all supporting income documentation will result in refusal to accept the application. Applicants must have verifiable income that combined meets or exceeds 2.5 the monthly rent. Additional sources of verifiable income may be considered. These sources may include: child support, TANF, pensions, GI benefits, disability, social security, contributions from friends and family, and child support. Annual household income cannot exceed the maximum allowable income in effect for this community. Additional sources of fund such as rental subsidies including Section 8, VASH or similar subsidies will be considered. 8. Credit A credit report will be completed on all applicants to verify credit ratings. Income plus verified credit history will be entered into a credit scoring model to determine rental eligibility and security deposit levels. AN ADDITIONAL DEPOSIT EQUAL TO ONE MONTH S RENT WILL BE REQUIRED FOR ALL CREDIT RECOMMENDATIONS BELOW AN APPROVED LEVEL, NOT INCLUDING A DENY RECOMMENDATION. All decisions for residency are based on a system which considers credit history, rent history, income qualifications, and employment history. An approved decision based on the system does not automatically constitute an approval of residency. Applicant(s) and occupant(s) aged 18 years or older MUST also pass the criminal background check based on the criteria contained herin to be approved for residency 9. Criminal History - A criminal background check will be conducted for each applicant and occupant aged 18 years or more. The criminal search will be run for all addresses at which the applicant(s) has resided over the previous 24 months. The application will be denied for any of 2
7 the following reported criminal related reasons that have occurred within the timeline identified below prior to the application date regardless of the applicant s age at the time the offense was committed. All records are evaluated from the date of disposition. Criminal History will be reviewed only after an applicant is determined to be eligible based on all other criteria. Management will consider qualified applicants with criminal histories in a manner consistent with the requirements of the Fair Chance Ordinance. Offense Felony Misdemeanor Crimes Against a Person or Property 7 Years 3 Years Drug Related Offenses 7 Years 3 Years Theft by Check Related Offenses 7 Years Approved Worthless Check and/or Bogus Check Related Offenses 7 Years Approved Sex Related Offenses and Terrorism Related Offenses Declined regardless of time Prostitution Related Offenses 7 Years 3 Years Weapons Related Offenses 7 Years Approved Cruelty to Animals Related Offenses 7 Years 3 Years Any Other Felony Offense Felony offenses that do not fall within categories above Deferred Adjudication and/or Adjudication Withheld Pending Cases and/or Arrest Warrants Active Status on Probation and Parole Pre-Trial Intervention/Diversion Off probation/parole for 5 years Approved Off probation/parole for 5 years Approved Please remember that this requirement does not constitute a guarantee or representation that residents or occupants currently residing in our community have not been convicted of or subject to deferred adjudication for a felony, certain misdemeanors or sex offenses requiring registration under applicable law; there may be residents or occupants that have resided in the community prior to this requirement going into effect; additionally, our ability to verify this information is limited to the information made available to us by the resident credit reporting services used. 10. Rental Verification Credit recommendations other than an accept decision, will require a rental verification. Applications for residency will automatically be denied for the following reasons: a. An outstanding debt to a previous landlord or an outstanding NSF check must be paid in full b. An unsatisfied breach of a prior lease or a prior eviction of any applicant or occupant c. More than four (4) late pays and two (2) NSF s in the last twenty-four (24) months If no rental history exists, an additional deposit as required by the community must be paid. 11. Co-Signors/Guarantors Co-signers will not be accepted. Guarantors may be accepted for Applicants who are denied based on credit. Guarantors must meet or exceed a rent to income ratio of 3 times the monthly rent of Applicant. Guarantor must complete the standard rental application form and Guaranty of Resident Obligations form.
8 12. Occupancy Guidelines Minimum and maximum occupancy standards for the Affordable Units shall be as set forth in this paragraph. No fewer than one (1) person per bedroom shall be allowed. No more than two (2) persons shall be permitted to occupy a studio Affordable unit. No more than two (2) persons shall be permitted to occupy a one (1) bedroom Affordable Unit. No fewer than three (3) persons shall be permitted to occupy a two (2) bedroom Affordable Unit, and no more than four (4) persons shall be permitted to occupy such two (2) bedroom Affordable unit. No fewer than five (5) and no more than six (6) person shall be permitted to occupy a three (3) bedroom Affordable Unit. The only exception to the occupant limitations is anyone protected as familial status under Fair Housing Guidelines in and in that case, we will allow 2 persons per bedroom, plus one additional person in the apartment home. Studio: One Bedroom: Two Bedroom: Three Bedroom: One - Two Persons One - Two Persons Three - Four Persons Five - Six Persons The parties recognize exceptions to occupancy standards may be made when they are required by law or by funding sources or with the prior written approval of City, except to the extent such exceptions (a) are not in compliance with Applicable Laws, (b) City s obligations or liabilities under this Covenant would be increased, or (c) City s rights and remedies under the Agreement or the Covenant would be materially diminished or otherwise impaired. Exceptions to the minimum occupancy requirements set forth above for two (2) and three (3) bedroom Affordable Units may also be granted by the Community Development Director at the written request of Developer, submitted concurrently with the annual report, based on showing that, despite Developer s best efforts, it has been unable to identify an Eligible Household meeting such minimum occupancy requirements for the Affordable Unit. Households, who exceed the occupancy guidelines during the lease term, must vacate upon lease expiration. There are exceptions to the occupancy standards for reasonable accommodations such as a tenant requiring a caregiver, or to accommodate a household with a parent and minor child. 13. Assets - Applicants must submit 3 complete statements for all asset accounts. Asset accounts are accounts in which an individual has any money saved or money that will be gifted to the applicant household. These accounts can include, but are not limited to, checking accounts, savings accounts, Certificate of Deposit, Mutual Funds, stocks, bonds, trust funds, limited liability investments, and gift funds. An application will be disqualified in its entirety if asset accounts are falsely represented. 14. Animals - If animals are accepted at the Greystar community where application is made, no more than (2) animals each weighing pounds or less full-grown are allowed per apartment. Animals must be no less than six (6) months of age. Aggressive breeds will not be allowed. See list below for animals and breed not permitted. Additional fees may be required contingent upon the community and state requirements.
9 Restricted Animal/Breed List (Includes but not limited to) (Note: Service/Companion animals may not be subject to this list) Breeds of Dogs: Pit Bull Malamute Akita Rottweiler Doberman Terrier (Staffordshire) Presa Canario Chowchow American Bull Dog German Shepherd St. Bernard Karelian Bear Dog Husky Great Dane Any hybrid or mixed breed of one of the aforementioned breeds Poisonous Animals: Tarantulas Piranhas Exotic Animals: Reptiles (snakes, iguanas) Raccoons Birds (parrots, cockatiels, Ferrets Squirrels Macaws) Skunks Rabbits 15. Falsification of Application Any falsification in Applicant s paperwork will result in the automatic denial of application. 16.Adding An Occupant/Roommate After Move In - Should an existing resident wish to add a roommate/family member to a lease, the household will need to re-qualify as if they were a new move-in. Unauthorized occupants are not permissible and may result in the termination of a lease agreement. Application will not be considered until the Application has been fully executed and returned, and all applicable Application Deposits and fees have been paid. I have read and understand the entire Resident Screening Policy of this Community. APPLICANT(S) SIGNATURES DATE DATE DATE OWNERS REPRESENTITAVE
10 One Hundred Grand 2015 Rent and Income Limits 2015 Income Limits Effective April 15 th, Source: California Department of Housing and Community Development: 33 below market rate (BMR) units for lease to very low, low and moderate income households. Renter households must earn no more than the income levels listed below: Very Low Income A one person household can make no more than $41,050 A two person household can make no more than $46,900 A three person household can make no more than $52,750 A four person household can make no more than $58,600 A five person household can make no more than $63,300 A six person household can make no more than $68,000 A seven person household can make no more than $72,700 Low Income A one person household can make no more than $65,700 A two person household can make no more than $75,100 A three person household can make no more than $84,500 A four person household can make no more than $93,850 A five person household can make no more than $101,400 A six person household can make no more than $108,900 A seven person household can make no more than $116,400 Moderate Income A one person household can make no more than $86,500 A two person household can make no more than $98,900 A three person household can make no more than $111,250 A four person household can make no more than $123,600 A five person household can make no more than $133,500 A six person household can make no more than $143,400 A seven person household can make no more than $153, Rent Limits Including Utility Allowance: Very Low Income 1 Bedroom: $1,067 2 Bedroom: $1,192 3 Bedroom: $1,316 Low Income 1 Bedroom: $1,772 2 Bedroom: $1,986 3 Bedroom: $2,197 Moderate Income 1 Bedroom: $2,161 2 Bedroom: $2,423 3 Bedroom: $2,683
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